Join us, you won t look back

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2 Join us, you won t look back We don t like to brag, but we re pretty proud of being Australia s largest membership-based cycling organisation. For over 35 years we ve been supporting our members with some really great benefits. Especially our comprehensive insurance cover designed specifically for bike riders that s the reason most of our members sign up. Membership also means you ll receive great deals including a subscription to Ride On magazine and access to exclusive member benefits. Most importantly, we champion and campaign for better cycling infrastructure and policies. The more members we have, the louder our voice becomes. So if you love bike riding as much as we do go ahead and join today, you won t look back. Members receive: Comprehensive rider insurance Riders rights and legal support Ride On magazine and member rewards Help us improve riding conditions

3 Insurance designed for bike riders Benefit Income replacement Non-Medicare medical costs Rehabilitation expenses We ll pay you up to 80% of your weekly earnings for 52 weeks starting 14 days after the incident. We ll cover expenses not recoverable from another source such as Medicare or Private Health Insurance. The things we cover are dental, orthodontic prescribed by a surgeon, physiotherapy, chiropractic, osteopathy, acupuncture, massage and occupational therapy after referral by a legally qualified medical practitioner. You ll just have to pay the first $150. If you re permanently injured and eligible for a lump sum benefit and loss of income benefit, we ll pay for any other necessary rehabilitation costs as long as the rehabilitation program is prescribed by a legally qualified medical practitioner. Limit $1,000 per week $7,500 including up to $1,000 for private hospital expenses $10,000 Let s admit it, insurance can be complicated. It s no surprise then that many bike riders don t give it much thought. The truth is, unless you have insurance designed specifically for bike riding you could be at risk. Our comprehensive bike rider insurance policy protects where most other forms of insurance won t. It provides cover in three very important ways: If you re injured If you get injured on your bike you ll be covered for over $200,000 in personal injury costs including: Non-Medicare medical expenses Loss of income Rehabilitation expenses Home help expenses Overseas riding Permanent injury and death lump sum payments If you cause injury to someone else Up to $5 million in third party liability costs If you cause damage to someone else s property Up to $5 million in third party property costs You can download the Policy Wording and Product Disclosure Statement at bicyclenetwork.com.au. Home help expenses Chauffer plan Home and motor vehicle modifications Overseas riding Counselling support Travel insurance on Bicycle Network events Parent inconvenience expenses Permanent injury Death lump sum payment Funeral Damage to someone else s property Injury to someone else We ll cover any recognised agency costs as well as loss of income for your partner or spouse if he or she has to help you at home, starting 7 days after the incident. If you re injured and can t drive, we ll cover the cost of a taxi or chauffer car to take you to your scheduled business or medical appointments as long as this is certified by a legally qualified practitioner, starting 3 days after the incident. If you are eligible for a capital benefit, you can claim additional expenses for modifications to your home and vehicle. If you re injured while riding a bike outside Australia we ll pay for medical expenses by a legally qualified medical practitioner not recoverable from another source. We ll also pay any additional travel and accommodation costs to get you back to Australia on the written advice of a legally qualified medical practitioner and which is not recoverable from another source. If you witness the death of a cyclist or if you suffer death, quadriplegia or paraplegia, we will pay for you and/or a family member to receive counselling support by a legally qualified medical practitioner. If you are unable to participate in a Bicycle Network event we will reimburse you your deposits. If you go on an event we ll reimburse you for any damage or loss to your bike, clothing, baggage and/or travel documents. You ll just have to pay the first $150. We will pay your custodial parents while you are in hospital for any time beyond 7 days. We will pay you a lump sum if you are permanently disabled and loose the use of one of your senses or body parts. We will pay your estate $50,000 if your injury results in death. We will provide an additional payment to cover funeral costs. You ll be covered for any damage to another person s tangible property if you are found legally liable for causing the damage whilst riding your bike. You ll just have to pay the first $150. You ll be covered for expenses incurred by any person you have caused bodily injury or death whilst riding your bike and you are found legally liable for the cause of injury/death. You ll have to pay the first $1,000. $200 per week up to a total of $5,000 $100 per week up to a total of $2,500 $10,000 $50,000 $200 per week up to $2,000 $1,000 for deposits. $400 per item up to $1,000 for damaged/lost property $200 per week up to $5,000 $100,000 $50,000 $5,000 $5 million $5 million Please note this information is a summary only. All benefits are subject to the policy definitions, terms, conditions, exclusions, endorsements and schedule of benefits contained in the Product Disclosure Statement and Policy Wording.

4 We re here to help when you need it most Having a crash while riding can really shake you up. Knowing where you stand legally can be difficult. That s why we offer our members expert riders rights and legal support services. Riders rights If you have a crash on your bike, an altercation with another party or just need help understanding your rights, our dedicated Riders Rights Officer is your first point of contact. You ll receive information and support over the phone as well as help with insurance claims if needed. Legal support If your matter requires legal support, an initial consultation can be arranged with our partner law firm, Maurice Blackburn, at no charge. Maurice Blackburn is a leading national compensation law firm with specialist lawyers to assist Bicycle Network members. Together our riders rights and legal support services help members uphold their rights and assist with any riding concerns including: TAC claims Accountability Road accident injuries Injuries sustained in a public place Recovering costs from another party Public liability Third party liability I had come up against a brick wall in my efforts to recover the costs of my crash but as soon as I got in touch with Bicycle Network that turned around completely. I had 100% support. Keiran, Heidelberg Heights

5 We ll keep you informed and rewarded When you join us you ll be kept in the know on pretty much everything to do with bike riding. You ll also receive special treatment on our events and access to member-only rewards. Ride On magazine As a member you ll receive a print and/or digital subscription to Ride On magazine. Published every second month, Ride On is Australia s most widely read bike riding magazine with news, profiles, features and product reviews on everything bikes and riding. In the Loop e-news Members also receive In the Loop, a fortnightly with updates on bike infrastructure, issues affecting bike riders in the community, events, offers and more. Events When you ride in one of our world-class events like Bupa Around the Bay, RACV Great Victorian Bike Ride or SCODY 3 Peaks Challenge, you ll be eligible for special treatment such as early entry, priority queues, show n save offers and extra benefits. Bicycle Network Member Rewards In our member login section of the Bicycle Network website you ll have access to our Member Rewards program with lots of special offers, promotions and discounts on entertainment, groceries and lifestyle products.

6 With your help we can change the world When it comes down to it, we re all about making bike riding easier for everyone. A big part of that is supporting our members with great benefits. But the other stuff is just as important. We re talking about championing bike riding to create significant, measurable change to the health of Australians. During our 35 year history we ve witnessed vast improvements to bike riding conditions on our streets. This has sparked a riding revolution but there s so much more to be done. With new bike riders joining us all the time we re very optimistic about the future. Cycling development Using our evidence-based expertise we work with local, state and the Federal Government to advocate for better cycling infrastructure. We provide advice on policy and projects and help develop better bike planning capabilities. We also positively influence outcomes through our campaigns and media comment. Behaviour change We re serious about helping to get more people cycling more often so we run large-scale, measurable behaviour change programs such as Ride2Work and Ride2School. Our evidence-based programs encourage people to start riding and support them to ride on a regular basis. None of this can be achieved without the help and support of our members. So why not become a member today and join us on our journey. I m a passionate believer in a healthier society, and Bicycle Network champions this belief. Peter, Balwyn North

7 Become a member today at bicyclenetwork.com.au/membership or call our friendly Rider Services team on Monday to Friday, 9am to 5pm. bicyclenetwork.com.au