MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES / MVA WESTERN AUSTRALIA

Size: px
Start display at page:

Download "MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES / MVA WESTERN AUSTRALIA"

Transcription

1 MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES / MVA WESTERN AUSTRALIA

2 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer. That s why we never stand back when bad things happen to good people. At Maurice Blackburn we believe that the law should serve everyone. Who you are or where you re from, it doesn t matter. You re worth fighting for. Maurice Blackburn was born from one man s belief in making a difference to people s lives. Nearly 100 years on these values remain a powerful influence on everything we do. We exist to fight for your rights. For what you deserve. When life isn t fair we ll help you to fight for everything you re entitled to. Because at Maurice Blackburn, we fight for fair.

3 03 ROAD ACCIDENT INJURIES If you ve suffered as a result of a motor vehicle accident, you ll understand the stress, pain and loss that accidents cause. Accessing your entitlements following an accident can be a very complicated process, often made worse when dealing with the insurance company. Easing the pain: Accessing your entitlements following a motor vehicle accident The motor accidents scheme in Western Australia is a complex scheme requiring specialised knowledge of the law in this area. It is critical to obtain independent and expert legal advice as soon as possible following your accident to ensure that: you comply with the time limits in relation to the lodgement of your claim you are aware of the total range of benefits and compensation available you are advised of the process of obtaining compensation to ensure your understanding of the claims process evidence is collected when it is still fresh and available to maximise your entitlements, and your lawyer is in the best position to be able to obtain the best possible outcome for you. In Western Australia, the Compulsory Third Party Insurer is the Insurance Commission of Western Australia (ICWA). ICWA has its own panel of lawyers who provide advice about its obligations to pay compensation. ICWA will not provide you with independent legal advice, nor will they suggest that you seek independent advice when considering settlement offers or denials to pay for ongoing treatment expenses. ICWA will not automatically offer to pay you the entirety of your compensation entitlements. It is imperative that you obtain competent and expert legal advice to protect your interests. If you are injured, you should seek legal advice from Maurice Blackburn who can guide you through the claim process. We try to make the process easier for you by providing straight-forward advice. Can I make a claim for compensation? If you have suffered an injury in a motor vehicle accident which occurred in Western Australia, you may be able to claim compensation. The patience shown, the expertise that shone through and the ongoing support given was tremendous. Maurice Blackburn Client

4 04 MAURICE BLACKBURN What types of accidents are covered? ICWA becomes liable to pay claims where injury or death has been caused by the fault of a driver of a vehicle. Negligent driving may include: a driver injured where another vehicle was at fault a passenger injured in an accident with another vehicle a passenger injured in a single vehicle accident a pedestrian hit by a vehicle a cyclist hit by a vehicle or hitting an opening door of a vehicle, or a motorcyclist hit by a vehicle. What injuries are covered? What can I claim? If you have been injured in a motor vehicle accident and you can show that the owner or driver of a vehicle (other than you) was partially or completely at fault, you may be entitled to a range of benefits including: Compensation for past and future income. Unfortunately, the insurer does not pay regular weekly payments. Economic loss is claimed at the conclusion of your claim. In limited circumstances where it can be established that severe financial hardship is being experienced, the insurer may consider an advance payment to assist in meeting ongoing living expenses. An advance payment is at the discretion of the insurer and is not an automatic entitlement. All injuries are covered, as long as there is a connection between the injury and the motor vehicle accident. Also covered are: fatal injuries (claims can be made by dependants or estates) pre-existing injuries made worse by the accident, and psychological conditions caused by the accident (including witnesses). How do I make a claim? If you have been injured in a motor vehicle accident and think a driver may be liable for your injuries, you must notify the ICWA in writing of your intention to make a claim. The Notice needs to be in a prescribed format and provided to ICWA as soon as practicable after the accident. Contact Maurice Blackburn if you need assistance completing your Notice of Intention to claim. Maurice Blackburn exist to fight for your rights. For what you deserve. When life isn t fair we ll help you to fight for everything you re entitled to.

5 05 ROAD ACCIDENT INJURIES Compensation for past and future medical treatment, rehabilitation and medication expenses. Reasonable medical, treatment and rehabilitation expenses are generally reimbursed by the insurer as they are incurred. Travel to and from medical or rehabilitation appointments can also be claimed. Compensation for non-economic loss (i.e. pain and suffering, impairment and loss of enjoyment of life). Compensation for past and future attendant care (whether provided gratuitously or on a commercial basis), domestic assistance or home modifications. How long will it take? After you have made a claim, ICWA must make a decision about whether they accept or deny liability. While each case is different, the average claim generally takes between years to resolve from the date of accident. This may seem like a long time, however, it is important not to finalise a claim too early, because all of your losses may not be assessable at an early stage. Claims may sometimes take longer due to injuries not having stabilised, non-attendance at doctors consultations, difficulty in negotiating a settlement with the insurer or delays in the court process.

6 6 MAURICE BLACKBURN Will I have to go to court? In the majority of cases, claims are resolved without going to court. If a family member dies in an accident, can anyone else make a claim? If a parent, partner or child has been killed as a result of the motor vehicle accident, and you were either totally or partially dependent on them for financial support or domestic assistance, you may be entitled to make a claim if you can prove that someone other than the family member was responsible for the accident. You are also entitled to make a claim for the cost of funeral expenses. If there are no dependants, the deceased s estate can claim for funeral expenses. In some circumstances, where the family member has suffered psychological injury following the death, they may be able to claim for nervous shock. What happens if the vehicle that caused the accident was unregistered or was unable to be identified as it left the scene? Where an unregistered vehicle or a vehicle which cannot be identified has caused an accident, a claim might still proceed successfully against ICWA directly. Maurice Blackburn can assist you in complying with your due search and enquiry obligations to attempt to identify any unknown vehicle. Protecting your rights is our business At Maurice Blackburn, we are committed to getting a fair outcome for our clients so you can get on with your life without disadvantage. Our expert lawyers provide a free first consultation and will fight to ensure you receive the best possible outcome because we recognise that the compensation you receive is vital to ensuring quality of life for you and your family. If you would like to make an appointment, please call From the very beginning, we fought for the rights of ordinary people. We continue this tradition today. Critical time frames You must submit your Notice of Intention to Claim with ICWA as soon as is practicable after your accident. All claims should be commenced in court or settled within three years from the date of accident. If three years pass from the date of accident without court proceedings being commenced you may lose your rights to compensation. Get advice as soon as possible. Will it cost anything to find out whether I can make a claim? No. We are happy to advise you on your situation during a free first consultation.

7 CONTACT US If you are considering legal action or want to fight for your rights, get in touch and we can assess what you need or arrange for a meeting with one of our lawyers. For most practice areas, your first consultation is free (business hours) mauriceblackburn.com.au Road Accident Injuries Work Related Injuries Medical Negligence Asbestos Diseases Superannuation & Insurance Claims Public Liability Faulty Products Comcare Will Disputes Employment & Industrial Law Class Actions Social Justice Feel free to drop into our Perth office: Perth (02) Unit Carrington St Hamilton Hill WA 6163

8 Maurice Blackburn is a leading Australian law firm certified to the international ISO 9001:2008 quality standard. Information correct at 1 April This brochure is a general guide to dealing with Road Accident Injury claims and is not a substitute for professional advice in this area. Maurice Blackburn is proud to be carbon neutral (see our website for details). This brochure is printed on ecostar Silk. Made with 100% certified post consumer waste fibre, it is produced with a carbon neutral manufacturing process and has been made in a facility that operates under the ISO Environmental Management System. MB4184_WARA 05/14

MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES SOUTH AUSTRALIA

MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES SOUTH AUSTRALIA MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES SOUTH AUSTRALIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn

More information

MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES ACT

MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES ACT MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES ACT 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.

More information

MAURICE BLACKBURN LAWYERS WORKERS COMPENSATION NSW

MAURICE BLACKBURN LAWYERS WORKERS COMPENSATION NSW MAURICE BLACKBURN LAWYERS WORKERS COMPENSATION NSW 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.

More information

MAURICE BLACKBURN LAWYERS WORKERS COMPENSATION ACT

MAURICE BLACKBURN LAWYERS WORKERS COMPENSATION ACT MAURICE BLACKBURN LAWYERS WORKERS COMPENSATION ACT 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.

More information

MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE SOUTH AUSTRALIA

MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE SOUTH AUSTRALIA MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE SOUTH AUSTRALIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have

More information

MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE NSW

MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE NSW MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE NSW 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.

More information

MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE ACT

MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE ACT MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE ACT 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.

More information

MAURICE BLACKBURN LAWYERS WORKCOVER SOUTH AUSTRALIA

MAURICE BLACKBURN LAWYERS WORKCOVER SOUTH AUSTRALIA MAURICE BLACKBURN LAWYERS WORKCOVER SOUTH AUSTRALIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.

More information

MAURICE BLACKBURN LAWYERS PUBLIC LIABILITY & FAULTY PRODUCTS SOUTH AUSTRALIA

MAURICE BLACKBURN LAWYERS PUBLIC LIABILITY & FAULTY PRODUCTS SOUTH AUSTRALIA MAURICE BLACKBURN LAWYERS PUBLIC LIABILITY & FAULTY PRODUCTS SOUTH AUSTRALIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family

More information

MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES / TAC VICTORIA

MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES / TAC VICTORIA MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES / TAC VICTORIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn

More information

MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE VICTORIA

MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE VICTORIA MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE VICTORIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to

More information

MAURICE BLACKBURN LAWYERS SUPERANNUATION & DISABILITY INSURANCE INCOME PROTECTION

MAURICE BLACKBURN LAWYERS SUPERANNUATION & DISABILITY INSURANCE INCOME PROTECTION MAURICE BLACKBURN LAWYERS SUPERANNUATION & DISABILITY INSURANCE INCOME PROTECTION 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your

More information

MAURICE BLACKBURN LAWYERS WILL DISPUTES

MAURICE BLACKBURN LAWYERS WILL DISPUTES MAURICE BLACKBURN LAWYERS WILL DISPUTES 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer. That s

More information

MAURICE BLACKBURN LAWYERS SUPERANNUATION & DISABILITY INSURANCE DEATH BENEFITS

MAURICE BLACKBURN LAWYERS SUPERANNUATION & DISABILITY INSURANCE DEATH BENEFITS MAURICE BLACKBURN LAWYERS SUPERANNUATION & DISABILITY INSURANCE DEATH BENEFITS 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your

More information

MAURICE BLACKBURN LAWYERS WORKCOVER VICTORIA

MAURICE BLACKBURN LAWYERS WORKCOVER VICTORIA MAURICE BLACKBURN LAWYERS WORKCOVER VICTORIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer. That

More information

MAURICE BLACKBURN LAWYERS WILL DISPUTES

MAURICE BLACKBURN LAWYERS WILL DISPUTES MAURICE BLACKBURN LAWYERS WILL DISPUTES 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are facing an unfair situation, you and your family shouldn t have to suffer. That s why we never stand back

More information

MAURICE BLACKBURN LAWYERS SUPERANNUATION & DISABILITY INSURANCE DISABILITY BENEFITS

MAURICE BLACKBURN LAWYERS SUPERANNUATION & DISABILITY INSURANCE DISABILITY BENEFITS MAURICE BLACKBURN LAWYERS SUPERANNUATION & DISABILITY INSURANCE DISABILITY BENEFITS 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and

More information

MAURICE BLACKBURN LAWYERS PUBLIC LIABILITY & FAULTY PRODUCTS VICTORIA

MAURICE BLACKBURN LAWYERS PUBLIC LIABILITY & FAULTY PRODUCTS VICTORIA MAURICE BLACKBURN LAWYERS PUBLIC LIABILITY & FAULTY PRODUCTS VICTORIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn

More information

Frequently Asked Questions: Compulsory Third-Party Insurance in the ACT

Frequently Asked Questions: Compulsory Third-Party Insurance in the ACT Frequently Asked Questions: Compulsory Third-Party Insurance in the ACT Who can claim? A CTP personal injury claim form may be lodged by: any person who has sustained personal injury as a result of a motor

More information

A GUIDE FOR PEOPLE INJURED IN A MOTOR VEHICLE ACCIDENT

A GUIDE FOR PEOPLE INJURED IN A MOTOR VEHICLE ACCIDENT A GUIDE FOR PEOPLE INJURED IN A MOTOR VEHICLE ACCIDENT CONTENTS General information 02 Early payment of expenses 03 The Accident Notification Form (ANF) 03 Who can make a claim Other driver or owner at

More information

SUPERANNUATION & DISABILITY INSURANCE. Disability benefits

SUPERANNUATION & DISABILITY INSURANCE. Disability benefits SUPERANNUATION & DISABILITY INSURANCE Disability benefits FIGHT BACK THROUGH MAURICE BLACKBURN When you ve been hurt, injured or suffered loss, it s easy to feel powerless in the face of big organisations

More information

A guide for people injured in a motor vehicle crash.

A guide for people injured in a motor vehicle crash. A guide for people injured in a motor vehicle crash. This guide has been designed to help people who have been injured in a motor vehicle crash and who may be able to make a claim for personal injury compensation.

More information

Personal Injury Claim Pack. A guide to your compulsory third party (CTP) insurance claim

Personal Injury Claim Pack. A guide to your compulsory third party (CTP) insurance claim Personal Injury Claim Pack A guide to your compulsory third party (CTP) insurance claim Contents Snapshot of the CTP claims process... 2 Prior to lodging your claim... 2 Lodgement of your claim... 3 Processing

More information

Information for people injured in road crashes

Information for people injured in road crashes Information for people injured in road crashes What is CTP insurance? All South Australian drivers pay a CTP insurance premium when they register their vehicle. The CTP premium provides drivers and/or

More information

CEPU Representatives Guidelines Australia Post Workers Compensation

CEPU Representatives Guidelines Australia Post Workers Compensation CEPU Representatives Guidelines Australia Post Workers Compensation Introduction This Union Representatives Guide provides information on the following rights and entitlements of workers' compensation

More information

CTP PERSONAL INJURY CLAIM INFORMATION KIT

CTP PERSONAL INJURY CLAIM INFORMATION KIT CTP PERSONAL INJURY CLAIM INFORMATION KIT Contents Your road to recovery starts here What should I do now? 4 What am I covered for? 5 How is my claim processed? 6 Problems or Disagreements 8 Finalising

More information

PERSONAL INJURY CLAIMS

PERSONAL INJURY CLAIMS PERSONAL INJURY CLAIMS Gain expert help & advice ERWIN SOHN Partner Great People. Great Results. Great Value. 2 Personal injury claims If you are injured in an accident, your first priority is access to

More information

MOTOR VEHICLE COMPENSATION CLAIM SUCCESS

MOTOR VEHICLE COMPENSATION CLAIM SUCCESS MOTOR VEHICLE COMPENSATION CLAIM SUCCESS 6 WAYS TO RUIN YOUR MOTOR VEHICLE COMPENSATION CLAIM 6 WAYS TO RUIN YOUR MOTOR VEHICLE COMPENSATION CLAIM In this guide, we have outlined the 6 most common ways

More information

A Guide to Road Accidents

A Guide to Road Accidents A Guide to Road Accidents info@injuryclaimspecialists.com Contents About this Guide 2 Introduction to Road Accidents 3 How long will a Road Accident Claim take? 4 The Personal Injury Claims Process for

More information

Motor Vehicle Accident Claims: What are your rights?

Motor Vehicle Accident Claims: What are your rights? Motor Vehicle Accident Claims: What are your rights? If you or a loved one has been seriously injured in a motor vehicle accident, there are a number of critical decisions that must be made. Who will care

More information

Personal Injury Claim Information Guide. A step-by-step guide to your Compulsory Third Party (CTP) insurance claim

Personal Injury Claim Information Guide. A step-by-step guide to your Compulsory Third Party (CTP) insurance claim Personal Injury Claim Information Guide A step-by-step guide to your Compulsory Third Party (CTP) insurance claim Compulsory Third Party (CTP) Personal Injury Claim. Your recovery is important to us If

More information

LAWYERS New South Wales & Victoria. A transport accident is an incident directly caused by a motor car or motor vehicle, a railway train, or a tram.

LAWYERS New South Wales & Victoria. A transport accident is an incident directly caused by a motor car or motor vehicle, a railway train, or a tram. LAWYERS New South Wales & Victoria Transport Accident Commission (TAC) Claims FREQUENTLY ASKED QUESTIONS What is a transport accident? A transport accident is an incident directly caused by a motor car

More information

Personal Injury Claim Information Guide A step-by-step guide to your Compulsory Third Party (CTP) insurance claim

Personal Injury Claim Information Guide A step-by-step guide to your Compulsory Third Party (CTP) insurance claim Personal Injury Claim Information Guide A step-by-step guide to your Compulsory Third Party (CTP) insurance claim AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance Compulsory Third Party (CTP)

More information

Personal Injury Claims

Personal Injury Claims Dawn Cardwell - dcardwell@hamers.com Robert Holroyd - rholroyd@hamers.com Jeremy Rea - jrea@hamers.com Paul Richardson - prichardson@hamers.com Jim Wyatt - jwyatt@hamers.com Freephone: 0800 591 999 5 Earls

More information

MAURICE BLACKBURN LAWYERS COMCARE

MAURICE BLACKBURN LAWYERS COMCARE MAURICE BLACKBURN LAWYERS COMCARE 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer. That s why we

More information

Your Personal Guide To Your Personal Injury Lawsuit

Your Personal Guide To Your Personal Injury Lawsuit Your Personal Guide To Your Personal Injury Lawsuit Know How To Do Things Right When You ve Been Wronged You have questions. And most likely, you have a lot of them. The good news is that this is completely

More information

WE RE HERE FOR YOU Expert local personal injury advice.

WE RE HERE FOR YOU Expert local personal injury advice. 1 WE RE HERE FOR YOU Expert local personal injury advice. 2 A guide to help you We know that an injury can cause a wide range of problems, more than just coping with your pain and discomfort. We re here

More information

How to make a personal injury claim

How to make a personal injury claim A publication by Cute Injury How to make a personal injury claim A CLEAR AND CONCISE GUIDE TO THE PERSONAL INJURY CLAIMS PROCESS We provide professional and impartial advice from the outset and throughout

More information

What you should know

What you should know What you should know when you have been injured in a motor vehicle accident This booklet provides information about insurance benefits and other compensation that may be available to you when you have

More information

Prepared by: Barton L. Slavin, Esq. 212-233-1010 Web site: www.nycattorneys.com

Prepared by: Barton L. Slavin, Esq. 212-233-1010 Web site: www.nycattorneys.com Prepared by: Barton L. Slavin, Esq. 1. Identify Insurance Company - On the Police Report there is a three digit code that identifies the insurance company for a vehicle. The following link will take you

More information

Road Traffic Accidents. Everything you need to know

Road Traffic Accidents. Everything you need to know Road Traffic Accidents Everything you need to know Families involved in a road traffic accident in this country and abroad can seek legal advice and assistance from EAD Solicitors. Anyone can seek legal

More information

WHAT TO DO IN CASE OF A CAR ACCIDENT or SLIP & FALL ACCIDENT

WHAT TO DO IN CASE OF A CAR ACCIDENT or SLIP & FALL ACCIDENT WHAT TO DO IN CASE OF A CAR ACCIDENT or SLIP & FALL ACCIDENT 10 things you must do after a motor vehicle accident How to talk to an insurance claim adjuster The steps you must take after a slip / trip

More information

Join us, you won t look back

Join us, you won t look back Join us, you won t look back We don t like to brag, but we re pretty proud of being Australia s largest membership-based cycling organisation. For over 35 years we ve been supporting our members with some

More information

Superannuation And Insurance For. People With Huntington s Disease (WESTERN AUSTRALIAN EDITION)

Superannuation And Insurance For. People With Huntington s Disease (WESTERN AUSTRALIAN EDITION) Superannuation And Insurance For People With Huntington s Disease (WESTERN AUSTRALIAN EDITION) Prepared by Phil Gleeson Phil Gleeson Maurice Blackburn Lawyers Unit 1, 328 Carrington Street, Hamilton Hill

More information

Consumer Awareness How to Keep From Getting Ripped Off by Big Insurance

Consumer Awareness How to Keep From Getting Ripped Off by Big Insurance Consumer Awareness How to Keep From Getting Ripped Off by Big Insurance Provided as an educational service by: Anthony D. Castelli, Esq. Concentration in Auto and Work Related Injuries (513) 621-2345 ATTENTION!!!

More information

Have you or someone you know suffered a personal injury? TIPS TO MAXIMIZE COMPENSATION

Have you or someone you know suffered a personal injury? TIPS TO MAXIMIZE COMPENSATION Have you or someone you know suffered a personal injury? TIPS TO MAXIMIZE COMPENSATION If you have suffered a personal injury it is important to consider all potential sources of compensation. A personal

More information

PERSONAL INJURY COMPENSATION CLAIM GUIDE

PERSONAL INJURY COMPENSATION CLAIM GUIDE PERSONAL INJURY COMPENSATION CLAIM GUIDE Welcome to our Personal Injury Service What is Personal Injury? The Dictionary definition is: An injury not to property, but to your body, mind or emotions Our

More information

Superannuation And Insurance For. People With Cancer (NEW SOUTH WALES EDITION)

Superannuation And Insurance For. People With Cancer (NEW SOUTH WALES EDITION) Superannuation And Insurance For People With Cancer (NEW SOUTH WALES EDITION) Prepared by John Berrill John Berrill Maurice Blackburn Lawyers Level 20, 201 Elizabeth Street, Sydney Phone: 1800 810 812

More information

NEGLIGENCE BY DOCTORS AND OTHER HEALTH PROFESSIONALS A GUIDE TO YOUR ENTITLEMENTS

NEGLIGENCE BY DOCTORS AND OTHER HEALTH PROFESSIONALS A GUIDE TO YOUR ENTITLEMENTS NEGLIGENCE BY DOCTORS AND OTHER HEALTH PROFESSIONALS A GUIDE TO YOUR ENTITLEMENTS This guide includes the following: Adverse outcomes contrasted with negligent outcomes. What is negligence? If my treatment

More information

ACCIDENTS AT WORK. Summary of the law on

ACCIDENTS AT WORK. Summary of the law on Summary of the law on ACCIDENTS AT WORK The law says that employers are responsible for the safety of their workers at work. Workers have an obligation to look after themselves as well, but employers have

More information

Introduction. What is Personal Injury?

Introduction. What is Personal Injury? Introduction What is Personal Injury? Personal injury is any injury that occurs to your person. Most personal injuries are a result of an accident, although some can result from malicious, deliberate intent.

More information

PERSONAL INJURY CLAIMS

PERSONAL INJURY CLAIMS PERSONAL INJURY CLAIMS Frequently Asked Questions 1. Can I make a claim? If you have been injured because of the fault of someone else, you can claim financial compensation through the courts. The dependants

More information

Expansion of Motor Injury Insurance Cover Catastrophic Injury Support scheme

Expansion of Motor Injury Insurance Cover Catastrophic Injury Support scheme Frequently Asked Questions Expansion of Motor Injury Insurance Cover Catastrophic Injury Support scheme What is the Catastrophic Injury Support scheme? What is a catastrophic injury? A catastrophic injury

More information

The A-B-C s of Motor Vehicle Collisions and Personal Injury Claims In Minnesota

The A-B-C s of Motor Vehicle Collisions and Personal Injury Claims In Minnesota The A-B-C s of Motor Vehicle Collisions and Personal Injury Claims In Minnesota Douglas E. Schmidt Accident Attorney 13911 Ridgedale Drive Suite 110 Minnetonka, MN 55305 952.473.4530 Fax: 952.544.1308

More information

Your Guide to Recovery

Your Guide to Recovery Your Guide to Recovery PERSONAL INJURY LAWYERS Committed to Your Future We will: Ensure all necessary notices are provided to maintain your claim and commence the action within the limitation period. Work

More information

16 Steps to Getting a Fair Settlement for Your Injuries

16 Steps to Getting a Fair Settlement for Your Injuries The Petrylaw Personal Injury Reports 16 Steps to Getting a Fair Settlement for Your Injuries 1. Do not talk to anyone except your doctor, attorney or the police officer at the scene. Do not speak with

More information

RIGHT Lawyers. Stacy Rocheleau, Esq. Gary Thompson, Esq.

RIGHT Lawyers. Stacy Rocheleau, Esq. Gary Thompson, Esq. rightlawyers.com RIGHT Lawyers Right Lawyers has successfully represented numerous clients in the areas of car accidents, work injuries, and slip and falls. The goal of this guide is to provide you answers

More information

Clinical Negligence: A guide to making a claim

Clinical Negligence: A guide to making a claim : A guide to making a claim 2 Our guide to making a clinical negligence claim At Kingsley Napley, our guiding principle is to provide you with a dedicated client service and we aim to make the claims process

More information

Summary of the law on ACCIDENTS AT WORK

Summary of the law on ACCIDENTS AT WORK Summary of the law on ACCIDENTS AT WORK The law says that employers are responsible for the safety of their workers while they are at work. Workers have an obligation to look after themselves as well,

More information

Cycling and the Law: Know your Rights!

Cycling and the Law: Know your Rights! Cycling and the Law: Know your Rights! Patrick Brown Rights of The Injured Cyclist When a cyclist is struck by a car or truck, the injuries to the cyclist can be significant. It can have a dramatic impact

More information

A BRIEF REVIEW OF TEXAS AUTOMOBILE INSURANCE. The Declarations Page

A BRIEF REVIEW OF TEXAS AUTOMOBILE INSURANCE. The Declarations Page THE COMMISSIONERS HOUSE AT HERITAGE SQUARE 2901 BEE CAVE ROAD, BOX L AUSTIN, TEXAS 78746 P. 512.328.9099 F. 512.328.4132 WWW.JKPLAW.COM A BRIEF REVIEW OF TEXAS AUTOMOBILE INSURANCE Automobile liability

More information

(404) 919-9756 david@davidbrauns.com www.davidbrauns.com

(404) 919-9756 david@davidbrauns.com www.davidbrauns.com You are probably reading this guide because you were recently in an automobile accident. Now you are faced with some difficulties. The tasks of managing your care and your insurance claim can be confusing

More information

AUTO ACCIDENTS & PROPERTY DAMAGE CLAIMS

AUTO ACCIDENTS & PROPERTY DAMAGE CLAIMS AUTO ACCIDENTS & PROPERTY DAMAGE CLAIMS A STEP-BY-STEP GUIDE FOR HANDLING A VEHICLE PROPERTY DAMAGE CLAIM WITHOUT HIRING AN ATTORNEY. Not every car wreck results in an injury. In cases where an accident

More information

Step-by-step guide to pursuing a medical negligence claim

Step-by-step guide to pursuing a medical negligence claim Step-by-step guide to pursuing a medical negligence claim Suffering from medical negligence can be a painful and distressing experience for anyone. This short guide offers some advice to help people thinking

More information

What You NEED to a Car Accident

What You NEED to a Car Accident How recent changes in the law will affect you. Know YOUR Rights. Auto Accident Basics. IN THIS ISSUE Working with an Adjuster: What NOT to sign. Page 3 Medical Expenses: How will my initial medical expenses

More information

An introduction to claiming compensation: Road accidents. www.thompsons.law.co.uk. Standing up for you

An introduction to claiming compensation: Road accidents. www.thompsons.law.co.uk. Standing up for you An introduction to claiming compensation: Road accidents www.thompsons.law.co.uk Our pledge to you Thompsons Solicitors has been standing up for the injured and mistreated since Harry Thompson founded

More information

Your Guide to Pursuing a Personal Injury Claim

Your Guide to Pursuing a Personal Injury Claim Your Guide to Pursuing a Personal Injury Claim 2 Contents Introduction... 3 Important things that you must do... 3 In The Beginning... 4 Mitigating your loss... 4 Time limits... 4 Who can claim?... 4 Whose

More information

VICTORIAN TRANSPORT ACCIDENT CLAIMS - A GUIDE TO YOUR ENTITLEMENTS

VICTORIAN TRANSPORT ACCIDENT CLAIMS - A GUIDE TO YOUR ENTITLEMENTS VICTORIAN TRANSPORT ACCIDENT CLAIMS - A GUIDE TO YOUR ENTITLEMENTS This guide includes the following: What is a transport accident? Who is the TAC? How do I make a claim? When will I know if my claim has

More information

Myburgh Attorneys HAVE YOU BEEN INJURED IN A CAR ACCIDENT? DO YOU KNOW SOMEBODY WHO HAS BEEN INJURED IN A CAR ACCIDENT? WHAT ARE YOUR RIGHTS?

Myburgh Attorneys HAVE YOU BEEN INJURED IN A CAR ACCIDENT? DO YOU KNOW SOMEBODY WHO HAS BEEN INJURED IN A CAR ACCIDENT? WHAT ARE YOUR RIGHTS? Myburgh Attorneys HAVE YOU BEEN INJURED IN A CAR ACCIDENT? OR DO YOU KNOW SOMEBODY WHO HAS BEEN INJURED IN A CAR ACCIDENT? WHAT ARE YOUR RIGHTS? THE ROAD ACCIDENT FUND (RAF) The RAF was created to compensate

More information

WORKPLACE COMPENSATION CLAIM SUCCESS

WORKPLACE COMPENSATION CLAIM SUCCESS WORKPLACE COMPENSATION CLAIM SUCCESS THE 6 MOST COMMON MISTAKES PEOPLE MAKE What you need to know to make sure you have a successful workers compensation claim At Garling & Co we have dealt with thousands

More information

Where to Begin 1. What You Need to Know Once You ve Been Injured 2. The People Playing a Role in Your Recovery 5

Where to Begin 1. What You Need to Know Once You ve Been Injured 2. The People Playing a Role in Your Recovery 5 Where to Begin 1 Contents What You Need to Know Once You ve Been Injured 2 The People Playing a Role in Your Recovery 5 Why You Need a Personal Injury Lawyer 8 Frequently Asked Questions 11 Recovery Diary

More information

Motor Accidents Compensation Amendment (Claims and Dispute Resolution) Act 2007 No 95

Motor Accidents Compensation Amendment (Claims and Dispute Resolution) Act 2007 No 95 New South Wales Motor Accidents Compensation Amendment (Claims and Dispute Contents Page 1 Name of Act 2 2 Commencement 2 3 Amendment of Motor Accidents Compensation Act 1999 No 41 2 4 Amendment of other

More information

ASBESTOS COMPENSATION IN TASMANIA A GUIDE

ASBESTOS COMPENSATION IN TASMANIA A GUIDE ASBESTOS COMPENSATION IN TASMANIA A GUIDE Asbestos Compensation Commissioner Disclaimer This information is for guidance only and not to be taken as an expression of the law. It should be read in conjunction

More information

1.1 Australian Capital Territory 1.2 New South Wales 1.3 Northern Territory 1.4 Queensland

1.1 Australian Capital Territory 1.2 New South Wales 1.3 Northern Territory 1.4 Queensland Attachment C 1. Workers Compensation Schemes 1.1 Australian Capital Territory 1.2 New South Wales 1.3 Northern Territory 1.4 Queensland 1.5 South Australia 1.6 Tasmania 1.7 Victoria 1.8 Western Australia

More information

Victims of Crime Compensation

Victims of Crime Compensation Victims of Crime Compensation VICTIM SUPPORT SERVICE INC ORPORATED Victim Support Service... providing services statewide. Victim Support Service (VSS) is not qualified to offer legal advice. This brochure

More information

Accidents. Added motoring peace-of-mind. This is your AA Added Value for. Introduction. Membership Handbook

Accidents. Added motoring peace-of-mind. This is your AA Added Value for. Introduction. Membership Handbook Added motoring peace-of-mind This is your AA Added Value for Accidents Membership Handbook Introduction As a Member of the AA, you know you get so much more than the average roadside assistance service

More information

Document hosted at http://www.jdsupra.com/post/documentviewer.aspx?fid=2066f4aa-63a1-461f-a364-221d2e99642d

Document hosted at http://www.jdsupra.com/post/documentviewer.aspx?fid=2066f4aa-63a1-461f-a364-221d2e99642d How Much Is My ICBC Claim Worth? Each ICBC claim is unique. The value of any ICBC claim will depend on a number of factors including who is at fault, the type of injuries and the effect of the injuries

More information

Your Rights Under the Missouri Workers Compensation Law

Your Rights Under the Missouri Workers Compensation Law Your Rights Under the Missouri Workers Compensation Law All states have workers compensation laws. The Missouri Workers Compensation Law is contained in Chapter 287 of the Revised Statutes of Missouri.

More information

Victims of Crime Compensation

Victims of Crime Compensation Victims of Crime Compensation Information about compensation entitlements for those affected by homicide. Victim Support Service is not qualified to offer legal advice or interpret legislation. This brochure

More information

CLAIMS HANDLING GUIDELINES. for CTP Insurers

CLAIMS HANDLING GUIDELINES. for CTP Insurers CLAIMS HANDLING GUIDELINES for CTP Insurers Initially issued 2000 Reissued: 1 July 2004; 18 September 2006; 1 July 2008; 1 October 2008, 1 May 2014 INTRODUCTION The MAA Claims Handling Guidelines (the

More information

Website Copy. Injured? Get an Expert Personal Injury Solicitor and Only Pay if You Win!

Website Copy. Injured? Get an Expert Personal Injury Solicitor and Only Pay if You Win! FOR: Thomas Phelan Website Copy Home Page Headline: Injured? Get an Expert Personal Injury Solicitor and Only Pay if You Win! Would a solicitor who works exclusively in personal injury, that can handle

More information

How To Get A Medical Insurance Plan For A Motorcycle Accident

How To Get A Medical Insurance Plan For A Motorcycle Accident TR_Motorcycle_Kit_06-025 KitText.qxd 13-03-13 10:15 AM Page 1 InformatIon KIt for MOTORCYCLISTS Effective: November 1, 2012 What you need to know about your legal rights Personal Injury Litigators since

More information

unidentified motor vehicle, by the Association of Traffic Insurance Companies.

unidentified motor vehicle, by the Association of Traffic Insurance Companies. SWEDEN - The activities of the Road Traffic Injuries Commission (Trafikskadenämnden) in Sweden in determining compensation for personal injuries resulting from the use of motor vehicles The Road Traffic

More information

GUIDE TO PERSONAL INJURY/ACCIDENT CLAIMS

GUIDE TO PERSONAL INJURY/ACCIDENT CLAIMS GUIDE TO PERSONAL INJURY/ACCIDENT CLAIMS At Richard Grogan & Associates we have Solicitors with significant experience and expertise who will advise and guide you through all matters relating to bringing

More information

5 Things You Must Know Before Choosing Your Accident Injury/Personal Injury Lawyer

5 Things You Must Know Before Choosing Your Accident Injury/Personal Injury Lawyer 5 Things You Must Know Before Choosing Your Accident Injury/Personal Injury Lawyer Injured people need lawyers, just like motor vehicles need petrol. It is no good having the best motor vehicle in the

More information

Consumer Awareness Guide to Choosing a Personal Injury Lawyer

Consumer Awareness Guide to Choosing a Personal Injury Lawyer Consumer Awareness Guide to Choosing a Personal Injury Lawyer Provided as an educational service by: Anthony D. Castelli, Esq. Concentration in Auto and Work Related Injuries (513) 621-2345 Read this guide

More information

Table of Contents. 1. What should I do when the other driver s insurance company contacts me?... 1

Table of Contents. 1. What should I do when the other driver s insurance company contacts me?... 1 Table of Contents 1. What should I do when the other driver s insurance company contacts me?... 1 2. Who should be paying my medical bills from a car accident injury?... 2 3. What should I do after the

More information

There can be a lot of details in any property transaction and we know what to look for, and when they need to be looked at.

There can be a lot of details in any property transaction and we know what to look for, and when they need to be looked at. There can be a lot of details in any property transaction and we know what to look for, and when they need to be looked at. To make sure the transaction goes smoothly, our experienced team will work with

More information

NEW YORK STATE BAR ASSOCIATION. LEGALEase. If You Have An Auto Accident SAMPLE

NEW YORK STATE BAR ASSOCIATION. LEGALEase. If You Have An Auto Accident SAMPLE NEW YORK STATE BAR ASSOCIATION LEGALEase If You Have An Auto Accident If You Have An Auto Accident What should you do if you re involved in an automobile accident in New York? STOP! By law, you are required

More information

Workers guide to workers compensation Guide

Workers guide to workers compensation Guide Workers guide to workers compensation Guide www.worksafe.nt.gov.au Disclaimer This publication contains information regarding workers rehabilitation and compensation. It includes some of your obligations

More information

Motoring Legal Solutions

Motoring Legal Solutions Motoring Legal Solutions Page 1 Why you need Motoring Legal Solutions Being involved in any kind of car accident can be very distressing. If you are unfortunate enough to be involved in an accident that

More information

INSURANCE COVERAGE. worldwide

INSURANCE COVERAGE. worldwide INSURCE COVERAGE Q ÉB ÉB ÉB ÉB S S S S S S PUB UB UBLI LI LI LI LIC M BI BI BI BI BI B L INS NS NS NSUR UR UR UR CE CE CE CE PLA LA LA L worldwide is covered by the public plan? All Québec residents are

More information

WORKPLACE ACCIDENT CLAIMS A GUIDE TO YOUR ENTITLEMENTS

WORKPLACE ACCIDENT CLAIMS A GUIDE TO YOUR ENTITLEMENTS WORKPLACE ACCIDENT CLAIMS A GUIDE TO YOUR ENTITLEMENTS This guide includes the following: Who is a worker? What is the Victorian WorkCover Authority? Who can make a WorkCover claim. When is employment

More information

Cooper Hurley Injury Lawyers

Cooper Hurley Injury Lawyers Cooper Hurley Injury Lawyers 2014 Granby Street, Suite 200 Norfolk, VA, 23517 (757) 455-0077 (866) 455-6657 (Toll Free) YOUR RIGHTS WHEN YOU ARE INJURED ON THE RAILROAD Cooper Hurley Injury Lawyers 2014

More information

Personal Injury Compensation

Personal Injury Compensation Personal Injury Compensation Claiming Compensation for Accidents What you should do when making a claim 1. Seek medical advice as soon as possible. 2. Obtain a written report from your doctor, physiotherapist,

More information

This information is for members of the NSW Teachers Federation who are employed in schools, colleges, AMES centres and related workplaces.

This information is for members of the NSW Teachers Federation who are employed in schools, colleges, AMES centres and related workplaces. Workers Compensation This information is for members of the NSW Teachers Federation who are employed in schools, colleges, AMES centres and related workplaces. The information provided is based on the

More information

Motor Vehicle Accidents

Motor Vehicle Accidents Motor Vehicle Accidents Crash!!! Oh no, now what? It is often hard to know what to do if you are involved in a motor vehicle accident. What rights and responsibilities do you have? And what actions, if

More information

DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW

DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE For recovering your vehicle, notifying your insurer, replacement hire vehicles or courtesy cars, arranging repairs and securing compensation

More information

Crashed your car? Information on claims for damage to your car, in and out of court

Crashed your car? Information on claims for damage to your car, in and out of court Crashed your car? Information on claims for damage to your car, in and out of court 1 After a car accident This brochure will take you through the important steps you need to take if your car is damaged

More information

Superannuation And Insurance For. People With Blood Cancer (SOUTH AUSTRALIAN EDITION)

Superannuation And Insurance For. People With Blood Cancer (SOUTH AUSTRALIAN EDITION) Superannuation And Insurance For People With Blood Cancer (SOUTH AUSTRALIAN EDITION) Prepared by John Berrill John Berrill Maurice Blackburn Lawyers Level 10, 456 Lonsdale Street, Melbourne Phone: 1800

More information