Daisy. Girl Scout. Financial Literacy Packet

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1 Girl Scout Daisy Financial Literacy Packet There are millions of Girl Scouts across the country and around the world. That s what makes us all sisters. Changing the world may sound like a huge job. But that s what Girl Scouts like you do every day. Spreading a good attitude. Working to help people in need. Making the world a better place. These are just a few of the things you re doing to change the world and the Girl Scout Cookie Program Activity is helping you make it happen. Through the Girl Scout Cookie Program Activity you ll gain experience in these 5 Skills: Goal Setting Decision Making Money Management People Skills Business Ethics Everyone knows how tasty Girl Scout cookies are, but a lot of people don t know what girls learn by selling them. We re talking about stuff we need to know to be successful. The Girl Scout Cookie Program Activity is teaching you how to be a leader and to use what you know as you ask customers to buy your cookies. When you see a problem, you ll know how to make things right. And when you set your mind to changing the world, you ll know how to create a plan and see it through. So go ahead and make change for the better you know you can make it happen.

2 Did you know? Did you know that when you are a Girl Scout you are helping with the largest girl-run business in the whole world? Running our cookie business helps girls do great things. One special thing I hope to do this year is. To sell cookies, you need to know what kinds there are so you will have all the answers when customers ask. Circle the cookies in RED that contain chocolate. Circle the cookies in BLUE that contain nuts. Thanks-A-Lot Cranberry Citrus Crisps Lemonades Shortbread Thin Mints Peanut Butter Patties Caramel delights Peanut Butter Sandwich 2

3 Goal Setting Set a sales goal. For each box of cookies you sell, you can work toward earning special rewards or Program Activity Credits (PACs) to go to Girl Scout events or camp. How many boxes of cookies do you want to sell? That s called your goal. Set a goal for the number of boxes you hope to sell. Cookie Goal Meter number of boxes Goal Start with a Smile. Say to yourself: I can sell cookies. Positive thinking makes you feel good about yourself and whatever task you will do. Be Smart. Set goals you can reach. No Girl Scout can sell a million packages of cookies alone. So, don t try to. Instead, think about what you can really do. Draw a poster to help you see your goal. Put lines on the pictures that show the number of boxes sold. Think about why you want to sell cookies. Maybe you want to make a big difference in the world. Part of the Girl Scout Law is to promise to make the world a better place. Try it out by going on a walk outdoors with your family. You may want to go to a park or the beach. As you enjoy the fresh air, look for places where trash is lying on the ground. Can you help by picking it up and throwing it away? Are there places where you could plant flowers or trees to make a place look more beautiful? Like this! Did you know? The council goal is 144 packages (12 cases) sold per girl. Girls selling 144 packages or more will receive the goal getter patch in addition to a T-shirt or $10 Program Activity Credit. Hang your poster somewhere it will remind you of your goal every day. Once a week, color in the poster according to your sales to see how close you are to reaching your goal. 3

4 Decision Making Girls get to decide where and when to sell cookies and how to inspire customers. When you make decisions, big or small, you are learning a skill that will help you make good decisions later in life. Think about how you want to grab your customer s attention. Next time you go to the grocery store with an adult, think about the items that catch your eye. Is it the bright colors, great visuals or cartoon characters? You can make your own cookie posters. Using the space below, design what your cookie billboard would look like: Though you might not be able to design a billboard in real life, you can create cookie posters, bulletin boards or signs to spark interest in delicious Girl Scout cookies. Think about the supplies you will need to create your display to attract more customers. Ask an adult to help you showcase your new signage for your cookie business. Decision makers throughout history needed to practice being courageous and strong to make a difference. Even when they were a little scared, they needed to know that they could act with courage. It takes courage to start your own business. Find a person who is courageous and strong, either in real life or in a book, movie or TV show. Tell your family about that person and why you think they are courageous and strong. 4

5 Money Management It is just as important to save money as it is to earn it if you don t; it s as if you re working without anything to show for all of your hard work. If you want something, but you don t have enough money, you can figure out how much the item costs and how long it will take to save the money that s called setting a goal. Have you ever heard someone say that they re saving for a rainy day? What do you think that saying means? Draw or write your answer here! The adults in your life probably save their money in a bank. Draw or write other ways and places to save money here. 5

6 Money Management Draw a line to connect each coin to its name Dime 5 Dollar 10 Nickel 25 Penny $1.00 Quarter 6

7 Money Management Because you will take cookie orders and handle customers money, you will be less likely to lose your lunch money or field trip fees. As you get older, you ll be able to help with the grocery shopping and pay for things on your own. You will know more about how to make choices about using money. But before you handle your customer s money, let s learn more about money and what it s worth. Using a crayon, color enough coins to equal a dime

8 Money Management Want vs. Needs Adults work and earn money. Families use the money to buy the things they need. All people need certain things like food, clothes and a place to live. Can you think of other things that people need? Draw it here! 8

9 Money Management After you have everything you need, you can think about things you don t need but still want. You can make a plan to save for these things. For example, you may want a new bicycle, a pet or a toy. Can you think of other things people may want, but not need? Draw it here! 9

10 People Skills Everyone who buys cookies is helping you and other girls have a great time in Girl Scouts. Customers want to feel that they are helping girls do something important when they buy cookies. Plan to share what you will do with your earnings. Customers might also ask about your cookie business. Practice saying these three things: Every cookie helps girls do great things. The money I earn will help me: I am a Girl Scout Daisy and I help lead the largest girl-run business in the whole world. I am running my own business. With all this practice, I will be really great at it by the time I m an adult.. When you make your customers feel important, they are more likely to come back and buy cookies. Saying thank you makes your customer feels appreciated. Create thank you cards, thank you hand outs and/or thank you e-cards for your customers. A friendly smile and a helpful attitude can make your customer s day. There are lots of ways to practice being friendly and helpful. Try it out by thinking of three ways that you can be helpful at school or at home. Then pick one thing to do during the next week. You might: pass out papers for your teacher, help clean up around the house or set the table for dinner. Afterwards, talk about what you did with your family. 10

11 Business Ethics Girl Scouts are honest and fair in everything they do, especially when it comes to selling cookies. If you are honest and fair, your friends, classmates and teachers will count on you and think of you as trustworthy. Why do you think it is especially important to be honest and fair when you sell cookies? Draw or write your answer here! With an adult, take a trip to the library and read a story about honesty. If you check out a book, be sure to return the book on time, to be fair to anyone else who might like to check out the book. Some book ideas are: Ruthie and the (Not So) Teeny Tiny Lie by Laura Rankin The Boy Who Cried Wolf by B.G. Hennessy Liar, Liar, Pants on Fire by Diane degroat There are lots of ways to practice being honest and fair. Try it out. The next time you and your friends play together, let everyone take a turn choosing which game to play. 11

12 The Girl s Guide to Girl Scouting Girl Scout Daisies can earn special awards to put on their uniforms to show the world what they ve done. Think of how proud you ll be when you can tell people what you did to earn each award and what you ve learned. Daisy Petals Make your Daisy Flowers grow. You can earn ten petals, one for each Flower Friend. In The Girl s Guide to Girl Scouting, you will find stories in the awards section that will teach you the Girl Scout Law and give you lots of ideas for fun activities to try. It s Your Business Run It! Daisy Leaves You can earn leaves to go with your petals. Each year, you can learn how to use money wisely. When you do, you ll earn a financial literacy leaf. You can earn one financial literacy leaf each year that you are a Daisy. Daisies also get to be a part of the biggest girl-run business in the world the Girl Scout Cookie Program Activity. You can use the skills you built while earning the Financial Literacy leaves when you re selling cookies. When you do that, you ll earn a Cookie Business leaf, too. If you earn one each year that you are a Daisy, you ll have two Cookie Business leaves as well. $22.50 In this packet, you worked on activities from the Financial Literacy leaves and the Cookie Business leaves. You can complete these leaves listed above by purchasing the Daisy Girl s Guide to Girl Scouting at your local resource center and completing the rest of the activities included for each leaf. 12

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