UNDERLYING FUND PERFORMANCE. 2nd Quarter Date

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1 MBA Income Fund Seeks to return current income and preservation of principal. Investment Strategy This fully-screened strategy combines the investment of church loans with the historical performance of stocks via a diversified investment in church and affiliated ministry loans, cash, fixed income investments, U.S. stocks, international stocks and emerging markets. This strategy is for those who wish to participate in an investment vehicle similar to the former MBA retirement plan. UNDERLYING FUND PERFORMANCE Performance Review As of June 30, nd Quarter 2013 Year to One Year Annualized Three Five Ten Since MBA Income Fund 0.88% 1.76% 3.75% 4.10% 4.55% 5.19% 6.88% 01/01/56 Underlying Fund Performance As of June 30, 2013 Steward Large-Cap Enhanced Index 3.54% 15.40% 23.94% 19.13% 8.77% 7.15% 10/01/04 Steward Global Equity Income -1.06% 7.40% 14.35% 13.93% 5.99% 4.26% 04/01/08 Steward Small-Mid Cap Enhanced Index 2.43% 14.65% 24.69% 19.51% 10.74% 6.30% 04/03/06 Steward International Enhanced Index -4.55% -4.81% 6.78% 5.01% -3.43% 0.28% 03/16/06 Performance information is historical and does not guarantee future results. Investment return and principal value will fluctuate so that redeemed shares may be worth more or less than their original cost. Current performance may be higher or lower than the performance data quoted. Current to most recent month-end performance for the Steward Mutual Funds is available by calling The MBA Income Fund is a unitized pool. Performance returns are calculated by determining the percentage change in the net asset value of all outstanding units valued at the end of the period. This includes reinvestment of all income. The benchmark percentages shown reflect performance since inception of the strategy, not since the inception of the benchmark. **See the other side of this document for important disclosure on an investment in the Strategy.** 1

2 MBA Income Fund This is not an offer to sell or a solicitation to buy any securities. Before investing you should carefully consider investment objectives, risks, charges and expenses. This and other information is contained in the prospectus of the funds and can be obtained by contacting Capstone Asset Planning Company. The MBA Income Fund is exposed to the specific risks of the underlying funds in proportion to their allocation. Diversification does not assure a profit or guarantee against loss in declining markets. Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience a negative return. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns. Small capitalization (small cap) investments involve stocks of companies with smaller levels of market capitalization (generally less than $2 billion) and larger company stocks (large cap). Small cap investments are subject to considerable price fluctuations and are more volatile than large cap stocks. Investors should consider the additional risks involved in small cap investments. Large capitalization (large cap) investments involve stocks of companies generally having a market capitalization of over $10 billion. The value of securities will rise and fall in response to the activities of the company that issued them, general market conditions and/or economic conditions. Non-U.S. markets entail different risks than those typically associated with U.S. markets, including currency fluctuations, political and economic instability, accounting changes and foreign taxation. Securities may be less liquid and more volatile. Global equity involves risk associated with investment primarily in equity securities of companies located around the world, including the United States. International securities can involve risks relating to political and economic instability or regulatory conditions. Investments in emerging or developing markets involve exposure to economic structures that are generally less diverse and mature, and to political systems which can be expected to have less stability than those of more developed countries. Emerging market securities may be less liquid and more volatile than U.S. and longer-established non-u.s. markets. Bond investors should carefully consider risks such as interest rate risk, credit risk, securities lending, repurchase and reverse repurchase transactions risk. The Steward Funds are distributed by Capstone Asset Planning Company and advised by Capstone Asset Management Company. Please note that the Steward Funds are not available for individual investment through the plan, they are provided for informational purposes only. AG Financial was organized in 1998 to provide growth and development of the financial-related ministries of the Assemblies of God: Ministers Benefit Association, Assemblies of God Loan Fund, MasterPlan Stewardship Services, and Assemblies of God Foundation. AG Financial and its divisions service the Fellowship with an umbrella of financial services distinguished by a commitment to biblical stewardship. First used April Not FDIC Insured May Lose Value No Bank Guarantee 2

3 Steward Diversified Equity Strategy Seeks to provide high, long-term capital appreciation. Investment Strategy A fully-screened, faith-based, diversified strategy with 100% investment in stock funds. This dynamic allocation will include the asset classes of U.S., international, and emerging markets stocks. RISK RETURN STRATEGY UNDERLYING STRATEGY ALLOCATION Performance Review As of June 30, 2013 Updated Quarterly 2nd Quarter 2013 Year to One Year Three Annualized Five Ten Since Steward Diversified Equity Strategy 0.51% 8.51% 17.33% 14.06% 5.04% 3.67% 04/01/08 S&P % 13.83% 20.60% 18.45% 7.01% 6.11% 04/01/08 Underlying Fund Performance (Institutional Shares) As of June 30, 2013 Steward Large-Cap Enhanced Index 3.54% 15.40% 23.94% 19.13% 8.77% 7.15% 10/01/04 Steward Global Equity Income -1.06% 7.40% 14.35% 13.93% 5.99% 4.26% 03/31/08 Steward Small-Mid Cap Enhanced Index 2.43% 14.65% 24.69% 19.51% 10.74% 6.30% 04/03/06 Steward International Enhanced Index -4.55% -4.81% 6.78% 5.01% -3.43% 0.28% 03/16/06 Performance information is historical and does not guarantee future results. Investment return and principal value will fluctuate so that redeemed shares may be worth more or less than their original cost. Current performance may be higher or lower than the performance data quoted. Current to most recent month-end performance for the Steward Mutual Funds is available by calling The Steward Diversified Equity Strategy is a unitized pool. Performance returns are calculated by determining the percentage change in the net asset value of all outstanding units valued at the end of the period. This includes reinvestment of all income. The benchmark percentages shown reflect performance since inception of the strategy, not since the inception of the benchmark. **See the other side of this document for important disclosure on an investment in the Strategy.** 3

4 Steward Diversified Equity Strategy This is not an offer to sell or a solicitation to buy any securities. Before investing you should carefully consider investment objectives, risks, charges and expenses. This and other information is contained in the prospectus of the funds and can be obtained by contacting Capstone Asset Planning Company. The Steward Diversified Equity Strategy is exposed to the specific risks of the underlying funds in proportion to their allocation. Diversification does not assure a profit or guarantee against loss in declining markets. Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience a negative return. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns. Small capitalization (small cap) investments involve stocks of companies with smaller levels of market capitalization (generally less than $2 billion) and larger company stocks (large cap). Small cap investments are subject to considerable price fluctuations and are more volatile than large cap stocks. Investors should consider the additional risks involved in small cap investments. Large capitalization (large cap) investments involve stocks of companies generally having a market capitalization of over $10 billion. The value of securities will rise and fall in response to the activities of the company that issued them, general market conditions and/or economic conditions. Non-U.S. markets entail different risks than those typically associated with U.S. markets, including currency fluctuations, political and economic instability, accounting changes and foreign taxation. Securities may be less liquid and more volatile. Global equity involves risk associated with investment primarily in equity securities of companies located around the world, including the United States. International securities can involve risks relating to political and economic instability or regulatory conditions. Investments in emerging or developing markets involve exposure to economic structures that are generally less diverse and mature, and to political systems which can be expected to have less stability than those of more developed countries. Emerging market securities may be less liquid and more volatile than U.S. and longer-established non-u.s. markets. Bond investors should carefully consider risks such as interest rate risk, credit risk, securities lending, repurchase and reverse repurchase transactions risk. The Steward Funds are distributed by Capstone Asset Planning Company and advised by Capstone Asset Management Company. Please note that the Steward Funds are not available for individual investment through the plan, they are provided for informational purposes only. AG Financial was organized in 1998 to provide growth and development of the financial-related ministries of the Assemblies of God: Ministers Benefit Association, Assemblies of God Loan Fund, MasterPlan Stewardship Services, and Assemblies of God Foundation. AG Financial and its divisions service the Fellowship with an umbrella of financial services distinguished by a commitment to biblical stewardship. First used April Not FDIC Insured May Lose Value No Bank Guarantee 4

5 Steward Global Equity Income Fund To provide income and long-term capital appreciation. Investment Strategy This faith-based mutual fund seeks to provide income and long-term capital appreciation by investing in high and growing global dividend paying stocks. Quantitative and validation analysis is used to create a portfolio with country, sector, industry and market-cap diversification. Investment Process The fund employs a four-step process that combines dividend income style with relative risk controlled portfolio construction and cultural values screening policies. 1. Determine the universe of Global dividend paying stocks. Apply the cultural values screens to the universe and eliminate those companies not meeting the screening policies from consideration. 2. Identify securities having dividend yields above their sector medians. Then those securities are screened for positive dividend and earnings growth. 3. A relative risk controlled portfolio is constructed that attempts to match the characteristics of a targeted benchmark. 4. A review of the portfolio securities with respect to their latest fundamental information is conducted. Any security that fails the review is removed and the portfolio construction is repeated until all holdings satisfy the review process. COUNTRY DIVERSIFICATION Australia 1% Belgium 1% Brazil 4% Canada 10% United States 65% Chile 3% China 2% Columbia 1% Germany 2% Hong Kong 3% Japan 2% United Kingdom 6% Performance Review As of June 30, 2013 Updated Quarterly 2nd Quarter 2013 Year to One Year Three Annualized Five Ten Since Steward Global Equity Income Fund -1.15% 7.20% 13.93% 13.53% 5.62% 3.89% 03/01/08 S&P % 13.83% 20.60% 18.45% 7.01% 6.11% 03/01/08 Performance information is historical and does not guarantee future results. Investment return and principal value will fluctuate so that redeemed shares may be worth more or less than their original cost. Current performance may be higher or lower than the performance data quoted. Current to most recent month-end performance for the Steward Mutual Funds is available by calling Performance returns are calculated by determining the percentage change in the net asset value of all outstanding units valued at the end of the period. This includes reinvestment of all income. The benchmark percentages shown reflect performance since inception of the strategy, not since the inception of the benchmark. **See the other side of this document for important disclosure on an investment in the Strategy.** 5 A FUND DESIGNED FOR PARTICIPANTS IN THE RETIREMENT PLAN FOR THE ASSEMBLIES OF GOD

6 Steward Global Equity Income Fund This is not an offer to sell or a solicitation to buy any securities. Before investing you should carefully consider investment objectives, risks, charges and expenses. This and other information is contained in the prospectus of the funds and can be obtained by contacting Capstone Asset Planning Company. The Steward Global Equity Income Fund is exposed to the specific risks of the underlying holdings in proportion to their allocation. Diversification does not assure a profit or guarantee against loss in declining markets. Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience a negative return. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns. Small capitalization (small cap) investments involve stocks of companies with smaller levels of market capitalization (generally less than $2 billion) and larger company stocks (large cap). Small cap investments are subject to considerable price fluctuations and are more volatile than large cap stocks. Investors should consider the additional risks involved in small cap investments. Large capitalization (large cap) investments involve stocks of companies generally having a market capitalization of over $10 billion. The value of securities will rise and fall in response to the activities of the company that issued them, general market conditions and/or economic conditions. Non-U.S. markets entail different risks than those typically associated with U.S. markets, including currency fluctuations, political and economic instability, accounting changes and foreign taxation. Securities may be less liquid and more volatile. Global equity involves risk associated with investment primarily in equity securities of companies located around the world, including the United States. International securities can involve risks relating to political and economic instability or regulatory conditions. Investments in emerging or developing markets involve exposure to economic structures that are generally less diverse and mature, and to political systems which can be expected to have less stability than those of more developed countries. Emerging market securities may be less liquid and more volatile than U.S. and longer-established non-u.s. markets. Bond investors should carefully consider risks such as interest rate risk, credit risk, securities lending, repurchase and reverse repurchase transactions risk. The Steward Funds are distributed by Capstone Asset Planning Company and advised by Capstone Asset Management Company. Please note that the Steward Funds are not available for individual investment through the plan, they are provided for informational purposes only. AG Financial was organized in 1998 to provide growth and development of the financial-related ministries of the Assemblies of God: Ministers Benefit Association, Assemblies of God Loan Fund, MasterPlan Stewardship Services, and Assemblies of God Foundation. AG Financial and its divisions service the Fellowship with an umbrella of financial services distinguished by a commitment to biblical stewardship. First used April Not FDIC Insured May Lose Value No Bank Guarantee A FUND DESIGNED FOR PARTICIPANTS IN THE RETIREMENT PLAN FOR THE ASSEMBLIES OF GOD 6