EFFECTIVE JANUARY 3, 2017 CHECKING ACCOUNTS. Elite Checking. Select Checking

Transcription

1 CHECKING ACCOUNTS All of Bank Mutual s Checking and Investment Fund accounts feature check safekeeping. Other statement options include: Cross-Check Image Statement... $5.00/month Minimum Deposit to Open Checking Plans... $ Mutual Financial Group Consultation... Free Mobile Banking with Mobile Deposits... Free Online Banking... Free Online Bill Pay... Free e-statements... Free Combined Statements... Free Debit Card... Free Telephone Banking... Free Elite Checking Unlimited check writing Free Elite Checking style checks No charge for paper statements Up to four complimentary Savings or Money Market Accounts 1 Free Overdraft Protection from Deposit Account Free Money Orders and Official Checks Service charge... $12.95/month $5, minimum daily balance $15, or more in combined current deposit balances Mutual Financial Group brokerage / annuity relationship of $25, or more Principal owner of a business with one of the following Business Accounts: o Business Power Checking o Business Power Bundle Checking o Commercial Analyzed Checking Select Checking Unlimited check writing Free Select Checking style checks for our customers age 55 or better First order of Select Checking style checks free for all others No charge for paper statements 1

2 Up to two complimentary Savings or Money Market Accounts 1 Free Money Orders and Official Checks... 2/month Service charge... $7.95/month $1, minimum daily balance $5, or more in combined current deposit balances A Bank Mutual mortgage with auto payments from this account An active consumer loan relationship of $10, or more principal balance Employment by an active Work Perks participant Essential Checking Unlimited check writing One complimentary Regular Savings with automatic transfer of at least $25 1 Charge for paper statements... $2.00/month Service charge... $4.95/month Direct Deposit 10 or more signature-based debit card transactions per month Student 25 years of age or younger Second Chance Checking No check writing Minimum deposit to open... $25.00 Service charge... $12.00/month Charge for paper statements... $2.00/month Health Savings Accounts (HSAs) Minimum deposit to open account... $ Service charge... $5.00/month $ minimum daily balance $2, or more in combined current deposit balances ATM ACCESS Transactions at Bank Mutual ATMs... Free Empty Deposit Envelope... $30.00 Reissue of ATM Card or Debit Card... $7.50 2

3 Elite Checking Attempted or Completed Withdrawal, Transfer, Deposit or Inquiry at any ATM...Unlimited, Free Select Checking Attempted or Completed Withdrawal, Transfer, Deposit or Inquiry at Bank Mutual, Accel or MoneyPass ATMs...Unlimited, Free Attempted or Completed Withdrawal, Transfer, Deposit or Inquiry at all other ATMs... 6 free/month; $2.00 thereafter Essential Checking Attempted or Completed Withdrawal, Transfer, Deposit or Inquiry at Bank Mutual, Accel or MoneyPass ATMs...Unlimited, Free Attempted or Completed Withdrawal, Transfer, Deposit or Inquiry at all other ATMs... 4 free/month; $2.00 thereafter Second Chance Checking, Health Savings Accounts, Money Market Accounts and Savings Accounts Attempted or Completed Withdrawal, Transfer, Deposit or Inquiry at Bank Mutual, Accel or MoneyPass ATMs... 5 free/month; $1.00 thereafter Attempted or Completed Withdrawal, Transfer, Deposit or Inquiry at all other ATMs... $2.00 MONEY MARKET ACCOUNTS 2 Investment Fund Earns competitive tiered interest Minimum balance in Fund... $1, Without qualifying balance... $12.00/month Minimum deposit to open... $1, Select Investor Account Earns competitive tiered interest Minimum balance in Account... $25, Without qualifying balance... $25.00/month Minimum deposit to open... $25, SAVINGS ACCOUNTS 2 On Regular Savings or Premium Rate Savings accounts, regardless of balance, any internal transfers or in person teller withdrawals in excess of 6 per month will be charged $1.00 per withdrawal. A minimum balance is required for all ages. 3

4 Regular Savings Minimum balance in account... $ Minimum balance under age $25.00 Without qualifying balance... $5.00/month Minimum deposit to open... $ Premium Rate Savings Minimum balance in Savings... $1, Without qualifying balance... $3.00/month Minimum deposit to open... $1, First Home Double-Savings* Minimum deposit to open... $25.00 *This account is strictly for the First Home Double-Savings Program 1. Minimum balance service charge waived. 2. Federal law limits the number of convenience transfers and withdrawals to no more than 6 per month. Convenience transfers and withdrawals include transfers and withdrawals that are: pre-authorized or automatic; made by telephone or internet; or are made by check, debit card, or other similar orders payable to third parties. If this amount is exceeded, a $15.00 per month fee will be assessed. SCHEDULE OF CHARGES PERSONAL ACCOUNTS Account Closed within 180 days of opening... $50.00 Account Research/Reconciliation... $60.00/hour Bond Coupon Redemption... $10.00 Checking Accounts Check Copy Online... Free Other... $3.00/copy Check Printing... Depends on style Low Balance/Inactive Charge... $10.00 Manually Posted Checks... $1.00/check Check Cashing Non-customer "On Us" Check Fee... $6.00 Deposited Item Returned Unpaid... $

5 Foreign Check Collection... $ Cost History of Account Print Out... $5.00 Collection Items (Incoming & Outgoing)... $25.00 Coin Counting Customer... Free Non-Customer... $10.00 Currency / Coin Purchases... $0.50/strap / $0.25/roll Duplicate IRA Forms... $10.00 Express Mail Charge...$ Cost Fax Outgoing (Local & Long Distance)... $5.00 first page, then $2.00/page Outgoing (International)... $11.00 first page, then $6.00/page Incoming... $2.00/page Gift Card...$ Cost IRA Accounts Trustee to Trustee Transfer Out... $30.00 Plan Closing... $30.00 Keogh Accounts Administration Fee... $50.00/year Legal Processing Request... $ Cost (Garnishment, Levy, Subpoena or Attorney) Money Order Customer... $5.00 Copy... $5.00 Notary Service Customer... Free Non-Customer... $10.00 Official Check Payable to Customer... Free Payable to Third Party... $8.00 Copy... $8.00 Overdrawn Accounts Check or Electronic Transaction Paid... $36.00/item Check or Electronic Transaction Returned Unpaid... $36.00/item Maximum charge of 4 overdrafts per day. Past due NSF charges incurred after 5 days (20 day maximum)... $5.00/day Overdraft Protection From Deposit Account... $12.00/transfer From Loan Account... $36.00/year Photocopies Customer... $0.50/copy Non-Customer... $1.00/copy Rapid Transfer 5

6 Incoming... Free Outgoing... $1.95 Safe Deposit Boxes*... Varies by size Drilling Charge... $ Cost Replace Key... $25.00 Late Fee... $6.00/month *Discounts available with ACH payment or Elite Checking ownership Savings Bond Reissue... $10.00 Sight Drafts Sent... Free Received... $15.00 Signature Guarantee Customer... Free Statements Special Cutoff Statement... $5.00 Copy... $5.00 Stop Payment Request... $35.00 Telephone Transfer Telephone Banking... Free Personal Service... $6.00 Title/Name Change on account... $7.00 Unclaimed Property/Dormant Account Search... $75.00 Undeliverable Mail... $10.00 Verification of Account Information... $5.00 Wire Transfer (customer only) Incoming Domestic... $20.00 International... $40.00 Outgoing Domestic... $30.00 International (USD)... $50.00 International (Non-USD)... $50.00 Wire Phone Notification... $10.00 Zipper Bags With Lock... $25.00 Without Lock... $9.00 6