Handling your complaints and feedback
|
|
|
- Barbra Morrison
- 9 years ago
- Views:
Transcription
1 Handling your complaints and feedback
2
3 Introduction At HSBC Bank Australia Limited we are committed to the delivery of excellence through the highest customer service standards. Whether you are providing feedback, paying a compliment or making a complaint, your input is the key to inspiring our products and services. Providing Feedback Your feedback helps us to maintain a high standard of service and provide products and services that satisfy your needs. If you have a suggestion about how we can improve our service please let us know. Paying a Compliment If you have received exceptional service from our staff, we d love to hear about it. Our hard working staff really appreciate receiving positive feedback. Making a Complaint If you have any concerns about a procedure, compliance issue, or have encountered a problem with our service, we want you to tell us about it. Please rest assured that all matters are dealt with seriously by the Bank and in total confidence. We are sensitive to your needs and would like to hear any complaints you may have so that we can provide a better service experience to you and our other customers. We are here to listen to you and help resolve your complaints as soon as possible. This brochure outlines the simple process we have designed for our customers to provide us with feedback and complaints. 1
4 HSBC complaints and feedback procedure Personal Customers If you are a personal customer and have a complaint or concern, please do not hesitate to contact your branch. In most cases, the Customer Service Manager at your branch should be able to resolve the problem; if not you should ask to speak to the Branch Manager, who will undertake further investigation and action. Should you require assistance with logging your complaint, our branch staff will be pleased to help. Corporate and Business Customers If you are a Corporate customer, you should contact your Relationship Manager in the first instance. Customer Relations Team If at this stage the matter hasn t been resolved to your satisfaction, please contact our Customer Relations Team. Rest assured that an officer with the necessary authority will review your case. You may contact our Customer Relations Team via the following: Toll Free: From Overseas: Facsimile: Mail: Customer Relations Team HSBC Bank Australia Limited Tower 1 - International Towers Sydney 100 Barangaroo Avenue Sydney NSW 2000 Australia Alternatively, you can log on to our website, and record your complaint or 2
5 feeback via the Contact Us icon. Of course, you may write to our Chief Executive Officer. You will receive an acknowledgement of your complaint and if necessary, the CEO will initiate further investigation and organise for you to be contacted as soon as possible. The appropriate address is: Chief Executive Officer HSBC Bank Australia Limited Tower 1 - International Towers Sydney 100 Barangaroo Avenue Sydney NSW 2000 Australia Service Level Commitment We aim to resolve most issues within five working days of receiving your complaint. Some matters are more complex and can take a little longer to resolve. If that is the case, we ll keep you informed of our progress. Dispute Resolution We expect that our front line staff, managers or Customer Relations Team will completely resolve the issues you raise. However, one of the following may occur: a) Despite our best efforts, you believe your complaint has not been satisfactorily dealt with; or b) After 45 days of receipt by the Bank of your complaint, the matter has not been resolved. You then may wish to contact an external dispute resolution scheme. However, before an external dispute resolution scheme can investigate a matter, we would like you to give us the opportunity to review it first. External Dispute Resolution Financial Ombudsman Service The Financial Ombudsman Service (FOS) provides independent dispute resolution and covers 3
6 complaints about financial services including banking, credit, loans, general insurance, life insurance, financial planning, investments and stock broking. The Financial Services Ombudsman comprises 3 divisions: - Banking and Financial - General Insurance - Investment, Life Insurance and Superannuation Further information in relation to the Financial Ombudsman Service can be obtained by contacting them directly at: Telephone Fax (03) Mail GPO Box 3 Melbourne Vic [email protected] Website Superannuation Complaints Tribunal The Superannuation Complaints Tribunal (SCT) is an independent dispute resolution body which deals with a diverse range of superannuation related complaints and offers a free, user friendly alternative to the court system. NOTE: HSBC Bank Australia Limited only sells superannuation products in its capacity as an authorised representative of certain Superannuation Fund providers. You can contact SCT by writing to: 4
7 The Superannuation Complaints Tribunal Locked Bag 3060 Melbourne VIC 3001 Phone: ( from overseas) Facsimile: [email protected] Further Information For specific details on our responsibilities under the Code of Banking Practice, and any other compliance issues, please refer to the Bank s Customer Relations Team, which will be pleased to provide you with the necessary information. HSBC Bank Australia Limited ABN AFSL No
8 Issued by HSBC Bank Australia Limited ABN AFSL No HBAA555MKT (R10) 11/16
Handling your complaints and feedback
Handling your complaints and feedback Introduction At HSBC Bank Australia Limited we are committed to the delivery of excellence through the highest customer service standards. Whether you are providing
YOUR CONCERN IS OUR CONCERN. Complaint resolution
YOUR CONCERN IS OUR CONCERN Complaint resolution If you re not happy, neither are we. If you re ever unhappy about something we ve done or perhaps not done please give us the opportunity to put things
FINANCIAL SERVICES GUIDE
Pengana Capital Limited ABN: 30 103 800 568 AFSL No: 226566 Date Prepared: 10 May 2016 FINANCIAL SERVICES GUIDE What is the purpose of this Financial Services Guide ( FSG )? This FSG is an important document
Financial Services Guide
Financial Services Guide Access Prepaid Australia Pty Pty Ltd Ltd Date of preparation: 19 15 July June 2011 2012 Financial Services Guide Under the Corporations Act 2001 (Cth) we are required to provide
Privacy Policy. Effective Date 1 October 2015
Privacy Policy Effective Date 1 October 2015 The Rock - A division of MyState Bank Limited (MyState) ABN 89 067 729 195 AFSL 240896 Australian Credit Licence Number 240896 A wholly owned subsidiary of
FINANCIAL SERVICES GUIDE 9 DECEMBER 2015
FINANCIAL SERVICES GUIDE 9 DECEMBER 2015 Financial Services Guide FINANCIAL SERVICES GUIDE 9 DECEMBER 2015 ABOUT THIS FINANCIAL SERVICES GUIDE This Financial Services Guide (FSG) is designed to help you
Financial Services Guide 10.14
Financial Services Guide 10.14 Introduction This Financial Services Guide is designed to assist you in deciding whether to use any of the financial services offered by Australia and New Zealand Banking
Financial Services Guide
Financial Services Guide Version 8 Date: 1 ST July 2014 The documents you will receive from us About our Licensee Financial Services Guide This Financial Services Guide is designed to clarify who we are
Financial Services Guide
1 July 2014 Financial Services Guide This Financial Services Guide (FSG) is an important document which provides you with information to help you decide whether to use our financial services. Your financial
A guide to our Financial services
A guide to our Financial services Financial Services Guide Dated 1 July 2015 BT Funds Management Limited ABN 63 002 916 458 Australian Financial Services Licence No. 233724 RSE Licence No. L0001090 as
Financial Services Guide. A guide to our financial services
Financial Services Guide A guide to our financial services Westpac Securities Administration Limited ABN 77 000 09 72 Australian Financial Services Licence Number: 233731 RSE Licence Number: L0001083 Dated
Financial Services Guide
Financial Services Guide Effective Date: 01.08.2015 Contents About this document 3 Financial services and products we are authorised to provide 4 Who does NAB act for when providing financial services?
Financial Services Guide
version 1 issued 17 february 2016 Financial Services Guide Morgan Stanley Wealth Management Australia Pty Ltd ABN 19 009 145 555 AFSL 240813 Level 26 Chifley Tower, 2 Chifley Square, Sydney NSW 2000 This
RAMS Privacy Policy. When you trust us with your personal information, you expect us to protect it and keep it safe.
When you trust us with your personal information, you expect us to protect it and keep it safe. We are bound by the Privacy Act 1988 (Cth) ( Privacy Act ) and will protect your personal information in
FINANCIAL SERVICES GUIDE Your step by step guide to receiving financial planning advice
FINANCIAL SERVICES FINANCIAL SERVICES GUIDE Your step by step guide to receiving financial planning advice YOUR FINANCIAL FREEDOM At Catholic Financial Services, we help you achieve financial freedom.
Term Deposits. General Information and Terms and Conditions
Term Deposits Dated 25 May 2015 General Information and Terms and Conditions You should read this brochure before making an investment. You can contact us: by telephone on 13 2221, 24 hours a day, 7 days
AMP Bank. Credit Reporting Policy AMP Bank Limited
AMP Bank Credit Reporting Policy AMP Bank Limited Effective Date: 12 March 2014 Contents 1. Purpose of this Policy 1 2. Definitions 1 3. Collecting Credit Information 2 4. Disclosing and using Credit-Related
Financial Services Guide
Financial Services Guide Effective Date: 01.07.2013 Contents About this document 3 Financial services and products we are authorised to provide 4 Who does NAB act for when providing financial services?
Sydney Newcastle Brisbane. Credit Guide
Sydney Newcastle Brisbane Credit Guide Why this Guide is important to you This Guide explains the credit services we provide, as well as giving you important information that will help you decide if you
General information on the Code of Banking Practice
General information on the Code of Banking Practice Contents About this booklet 1 Opening a new account with ING DIRECT 1 Please read our Product Disclosure Statement or Terms and Conditions booklet 1
Westpac Privacy Policy. Our privacy commitment to you
Westpac Privacy Policy Our privacy commitment to you 12 March 2014 Contents About this policy... 3 What is personal information?... 3 What kinds of personal information do we collect and hold?... 3 For
Policies & Procedures
DMG Financial Planning Pty Ltd Policies & Procedures Web: www.dmgfinancial.com.au e-mail: [email protected] Policy Name: Privacy Policy Date of Policy: March 2014 Next Review: March 2015 Privacy Policy
clear Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement
clear Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Preparation Date: 12 January 2015 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit
FINANCIAL SERVICES GUIDE PART 1
FINANCIAL SERVICES GUIDE PART 1 9 NOVEMBER 2015 This Financial Services Guide has been authorised for distribution by the authorising licensee: Magnitude Group Pty Ltd ( Magnitude ) ABN 54 086 266 202
RIM SECURITIES LIMITED FINANCIAL SERVICES GUIDE ABN 86 111 273 048 AFS Licence No. 283119
RIM SECURITIES LIMITED FINANCIAL SERVICES GUIDE ABN 86 111 273 048 AFS Licence No. 283119 Effective: 22 September 2014 INTRODUCTION This Financial Services Guide ( FSG ) is designed to assist you in deciding
OANDA Australia Pty Ltd
OANDA Australia Pty Ltd Australian Financial Services Licence No. 412981 ACN 152 088 349 FINANCIAL SERVICES GUIDE (FSG) PURPOSE AND CONTENT OF THIS FSG The financial services referred to in this Financial
Financial Services. Guide
Financial Services Guide About us The Local Government Superannuation Scheme (Pool A ABN 74 925 979 278) (Pool B ABN 28 901 371 321) is managed and controlled by LGSS Pty Limited (ABN 68 078 003 497).
Financial Services Guide
The combined Financial Services Guide of HiFX Limited and HiFX Australia Pty Ltd A Guide To Our Relationship With You And Others This Financial Services Guide (FSG) is issued by: HiFX Limited (HiFX) ARBN
Please print clearly 1 Please complete your name, address and contact details below. Title Surname Full given name(s)
Bank of Melbourne Home and Contents Insurance Claim Case no. About this form Only complete this form if your claim is in respect to loss of or damage to Buildings/Contents/Personal Valuables or Legal Liability.
Financial Services Guide
Version 1.3 May 2016 Implemented Advice Pty Limited ABN 29 165 695 143 Australian Financial Services Licence No. 445825 The distribution of this FSG has been approved by Implemented Advice Pty Ltd Part
Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement
Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Preparation Date: 31 July 2015 Westpac Banking Corporation ABN 33 007 457 141 AFSL 1 and Australian credit licence
Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement
Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Preparation Date: 31 July 2015 Westpac Banking Corporation ABN 33 007 457 141 AFSL 1 and Australian credit licence
Financial Services Guide
Financial Services Guide Version 8 Date: 20 th October 2015 The documents you will receive from us Financial Services Guide This Financial Services Guide is designed to clarify who we are and what we do,
The documents you will receive from us. About our Licensee
C.A.G Wealth Management Pty Ltd Level 5, 530 Collins Street MELBOURNE VIC 3000 PO Box 453 Collins Street West MELBOURNE VIC 8007 P: +613 9605 0001 F: +613 9605 0002 E: [email protected] W: www.cagwm.com.au
Masterpiece Signature Personal Insurance
Masterpiece Signature Personal Insurance Supplementary Product Disclosure Statement Issued 11 May 2015 This is a Supplementary Product Disclosure Statement (SPDS) which provides information about important
Financial Services Guide 26 June 2015
Financial Services Guide 26 June 2015 Issuer: Forex Capital Trading Pty Ltd AFSL No. 306400 and ABN 69 119 086 270 1 P a g e Purpose of this Financial Services Guide This Financial Services Guide ( FSG
Insurance Financial Services Guide
Insurance Financial Services Guide Effective Date: 21 September 2013 About this guide. This is a Financial Services Guide (FSG) to help you decide whether to use any of the insurance services offered by
COMMONWEALTH BANK FIRST HOME SAVER ACCOUNT. Product Disclosure Statement. (No longer available for sale)
COMMONWEALTH BANK FIRST HOME SAVER ACCOUNT Product Disclosure Statement. (No longer available for sale) 29 January 2015 Contents 1. Who can have a First Home Saver Account 2. How the First Home Saver Account
PURCHASE PRICE PROTECTION INSURANCE
PRODUCT DISCLOSURE STATEMENT AND POLICY WORDING PURCHASE PRICE PROTECTION INSURANCE Insurer: Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFS Licence No. 238292 Preparation date: 29 February 2016
Financial Services Guide
Financial Services Guide Date of issue: 1 Jan 2015 This Financial Services Guide (FSG) is an important document. Please ensure that you read this FSG carefully. It is provided by Club Plus Financial Planning
Terms and Conditions for Simple Business Overdrafts
Terms and Conditions for Simple Business Overdrafts Dated 17 February 2014 Terms and conditions These products are issued by the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 Contents Overdraft
Morony Financial Services Financial Services Guide
Morony Financial Services Financial Services Guide Version 8 Date: 01/07/2014 The documents you will receive from us About our Licensee Financial Services Guide This Financial Services Guide is designed
GAPCOVER INSURANCE. This PDS is important 1 The insurance cover you select 4 Introduction 1 Limit on amount we pay 4
PRODUCT DISCLOSURE STATEMENT AND POLICY WORDING GAPCOVER INSURANCE Insurer: Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFS Licence No. 238292 Preparation date: 1 December 2015 TABLE OF CONTENTS
Financial Services Guide
Financial Services Guide Effective from 1 April 2012 Defence Bank Limited Financial Services Guide (FSG) This FSG is an important document designed to: Assist you to decide whether to use any of our financial
Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement
Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Preparation Date: 31 July 2015 St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL
Foreign Exchange Forward Transactions for the nabtrade Global Market Trading service Product Disclosure Statement
Foreign Exchange Forward Transactions for the nabtrade Global Market Trading service Product Disclosure Statement Issued by National Australia Bank Limited (NAB) ABN 12 004 044 937, AFSL 230686 Effective
Complaint Management and Dispute Resolution Policy- Red Energy
Complaint Management and Dispute Resolution Policy- Red Energy 1. Overview Red Energy is committed to providing a clear, effective and open Complaint Management Process for its customers and staff. Ideally,
Financial Services Guide
Financial Services Guide Version 8 Date: 1 July 2014 The documents you will receive from us About our Licensee Financial Services Guide This Financial Services Guide is designed to clarify who we are and
Mozo Pty Ltd ( Mozo ) Financial Services and Credit Guide. Australian Financial Services and Credit Licence No: 328141
Mozo Pty Ltd ( Mozo ) Financial Services and Credit Guide Australian Financial Services and Credit Licence No: 328141 Date prepared: 19 May 2015 What is the purpose of this Financial Services Guide? This
Dispute Resolution Process
Mercedes-Benz Financial Services Dispute Resolution Process Mercedes-Benz Financial Services Dispute Resolution Process Table of Contents SECTION 1 - DEFINITIONS 3 SECTION 2 INTERNAL DISPUTES RESOLUTION
Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement. Preparation Date: 31 July 2015
Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement. Preparation Date: 31 July 2015 BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian
Respecting your privacy
Respecting your privacy We respect your personal information, and this Privacy Policy explains how we handle it. The policy covers National Australia Bank Ltd ABN 12 004 044 937 and all its related body
Foreign Exchange Forward Transactions for the nabtrade Global Market Trading service Product Disclosure Statement
Foreign Exchange Forward Transactions for the nabtrade Global Market Trading service Product Disclosure Statement Issued by National Australia Bank Limited (NAB) ABN 12 004 044 937, AFSL 230686 Effective
Financial Services Guide. Bank of Melbourne Financial Planning
Financial Services Guide Bank of Melbourne Financial Planning Authorised for distribution by: Westpac Banking Corporation (Westpac) ABN 33 007 457 141 Australian Financial Services Licence No. 233714 Australian
Financial Services & Credit Guide
Financial Services & Credit Guide Dated: 1 June 2014 Version 10 This Financial Services and Credit Guide is issued by your Adviser with the authority of Easton Wealth Australia Ltd. Details of your Adviser
Financial Services Guide
Financial Services Guide Issued: 1 November 2013 In this Financial Services Guide (FSG), we, our, us or AEGON means AEGON Direct & Affinity Marketing Services Australia Pty Ltd (ABN 35 082 524 785) with
Home Indemnity Insurance - Western Australia Policy Wording
Home Indemnity Insurance - Western Australia Policy Wording CBW HII WA 1213 Effective Date 01 December 2013 Welcome to the financial security provided by Calliden Home Indemnity Insurance - Western Australia
Financial Services Guide
Financial Services Guide This Financial Services Guide (FSG) is dated 1 July, 2015 It provides you with information about the financial services provided to you by Citigroup Pty Limited ABN 88 004 325
FINANCIAL SERVICES GUIDE
FINANCIAL SERVICES GUIDE Morrison Securities Pty Limited ABN: 50 001 430 342 AFSL No: 241 737 1 November 2011 This Financial Services Guide ( FSG ) is intended to inform you of certain basic matters relating
ShineWing Australia Wealth Privacy Policy
ShineWing Australia Wealth Privacy Policy When you trust us with your personal information, you expect us to protect it and keep it safe. We take this responsibility seriously and we are bound by the Privacy
Financial Services Guide
Financial Services Guide Version 8 Date: 1 st July, 2014 The documents you will receive from us About our Licensee Financial Services Guide This Financial Services Guide is designed to clarify who we are
Financial Services Guide (FSG)
$ FINANCIAL SERVICES GROUP mybroker Financial Services Group (ASIC No. 434770) Financial Services Guide (FSG) Version November 2012 www.mybrokerservices.com.au mybroker Financial Services Group FSG The
Financial Services Guide (FSG) Version# 120618
ACTION INSURANCE BROKERS PTY LTD ABN 39 080 844 426 ACN 080844426 AFS Licence No. 225047 Suite 301, Building A, 20 lexington Drive Bella Vista NSW 2153 Phone: (02) 8935 1500 Fax: (02) 8935 1501 Website:
Financial Services Guide (FSG)
CMC Markets Stockbroking Limited Financial Services Guide (FSG) 10 March 2016 For Suncorp Share Trade AFSL No. 246381 and ABN 69 081 002 851 Table of contents Table of contents 01 CMC Markets Stockbroking
Approved Products List
Financial Services Guide (FSG) of Liddell & Ko Pty Ltd atf StirlingTrust and Highgate Trust (Authorised Representative No: 343754 Version March 2014 1.8 (Issued 12 March 2014) This document must be accompanied
Financial Services Guide (FSG)
Financial Services Guide (FSG) Version: Version 19 Issue date: 22 October 2015 Important information We recommend you read this Financial Services Guide (FSG) because it contains important information
Financial Services Guide Part 1
Financial Services Guide Part 1 Version 12, 30 JUNE 2014 This Financial Services Guide ( FSG ) has been authorised for distribution by the authorising licensee: Magnitude Group Pty Ltd ( Magnitude ) ABN
Issued by: OzFinancial Pty Ltd ABN: 85 106 823 741 Australian Financial Services Licence Number: 241041
Last Updated 19 th August 2015 Issued by: OzFinancial Pty Ltd ABN: 85 106 823 741 Australian Financial Services Licence Number: 241041 TradersCircle Pty Ltd (TradersCircle) is an Authorised Representative
Financial Services Guide
Financial Services Guide 1 November 2015 This Financial Services Guide is issued by: JBWere Limited (JBWere) ABN 68 137 978 360, AFSL 341162 jbwere.com Unless otherwise disclosed in the product disclosure
Financial Services Guide
Financial Services Guide 1. The Purpose of This Financial Services Guide This Financial Services Guide ( FSG ) is an important document. Please read it carefully and ensure that you understand it. Azure
Dual Currency Investment
Dual Currency Investment Combined Financial Services Guide and Product Disclosure Statement Effective 12 March 2014 Issued by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL No. 232595. Effective 12
St.George Financial Planning. Financial Services Guide
St.George Financial Planning Financial Services Guide Issue date: 1 July 2013 Authorised for distribution by: Westpac Banking Corporation (Westpac) ABN 33 007 457 141 Australian Financial Services Licence
Mercedes-Benz Financial Services. Privacy Statement
Mercedes-Benz Financial Services Privacy Statement Privacy Statement Mercedes-Benz Financial Services Australia Pty Ltd A Daimler Company We, Mercedes-Benz Financial Services Australia Pty Ltd ( MBFS )
Financial Services Guide. Westpac Financial Planning
Financial Services Guide Westpac Financial Planning Table of contents 1. The value of this Financial Services Guide... 1 2. About the Westpac Group... 1 3. Financial Planning with Westpac... 1 4. What
Your Financial Services Guide
The documents you will receive from us Financial Services Guide Your Financial Services Guide This Financial Services Guide is designed to clarify who we are and what we do, and help you decide whether
Financial ServiceS Guide
Financial ServiceS Guide Your Service Provider is: Graham Financial Pty Ltd ABN 40 099 693 606 Australian Financial Services Licence Number: 327520 Membership: Financial Planning Association Pty Ltd Boutique
How To Understand Defence Bank'S Financial Services Guide (Fsg)
Financial Services Guide Effective from 1 July 2013 Defence Bank Limited Financial Services Guide (FSG) This FSG is an important document designed to: > > Assist you to decide whether to use any of our
Bendigo Financial Planning. Financial Services Guide. 13 July 2015
Bendigo Financial Planning. Financial Services Guide. 13 July 2015 1 Introduction This Financial Services Guide (FSG) is designed to provide you with a clear understanding of what you can expect as a customer
PRIVACY AND CREDIT REPORTING POLICY
PRIVACY AND CREDIT REPORTING POLICY 12 March 2014 CONTENTS What is personal information?...3 Information we may collect, use and disclose about you...4 Collection of sensitive information...6 How personal
