CA Cars Fleet Insurance Pack

Transcription

1 CA Cars Fleet Insurance Pack You have chosen to take our fleet insurance package as part of your contract/ short term hire with ourselves. The policy is provided by Liverpool Victoria through our insurance brokers Waverney: Policy Number: HMP / 7500/ FPC Expiry date: 22/2/2017 Policy details The main details of the policy are as follows: 250 excess for the first accident, subsequent within policy year is 400 ( 500 for PDIs and Under 25s). 75 windscreen excess on glass replacement (repairs are free of charge) Covers driving tuition, social and domestic use. Please note the policy covers you in this vehicle only (and any other supplied by us). It does not cover vehicles which are not owned by us. Re-test for banned/ rehabilitated drivers. Off road tuition for pupils aged 14 or over. Public liability. Replacement dual-controlled courtesy vehicle for accidental damage (non-fault FOC, fault chargeable) You must hold a valid driving instructor license (Pink PDI or Green ADI badge) for this insurance to be valid. If your badge expires the insurance will become invalid. Accident claims At the scene of the accident, take details of all parties involved and complete as much of the attached claim form as possible, especially: Driver and Passenger details (Name, Address, Contact numbers). Other vehicle details and their insurance. Take pictures where possible of damage at scene of accident AND other parties involved including passengers. Never accept responsibility, no matter how blatant the cause may be. Any accident involving injury, no matter how slight must be reported at the police station as soon as possible, but within 24 hours of the accident. If there is any dispute regarding the accident or you wish to make allegation against the other driver, then call the police to the scene. Within 48 hours, call Ralph at CA cars on , sending your fully completed claim form as attached. Once this is received we will organize a dual-controlled replacement vehicle to be delivered to you. Windscreen Claims National Windscreens Ltd Quote: C414 Repairs are completed free of charge under the policy. However, repairs in the driver s line of sight are not acceptable and windscreen replacement will be needed. Replacement windscreens incur a 75 excess. Commercial Associates T/as CA Cars, Welford Road, Kilby Bridge, LE183TE info@cacars.co.uk Find us on Facebook

2 Page : 1 Don't make life easier for thieves, always remove the keys from your vehicle and lock it when you leave it, even temporarily. Not to do so may invalidate your cover so lock it or lose it!!! Note: For full details of the Insurance cover reference should be made to the Insurance Policy and Schedule. ADVICE TO THIRD PARTIES: Nothing contained in this Certificate affects your right as a Third Party to make a claim. CERTIFICATE OF MOTOR INSURANCE Certificate Number : HMP / 7500 / FPC / / 23FEB17 / Any Motor Vehicle the property of the Insured or in their custody or control. 2. Name of Insured : Commercial Associates Ltd Trading as: Ca Cars & Cars At Trade And Others 3. Effective date of the commencement of Insurance for the purposes of the relevant law : 23/02/ :00 hrs. 4. Date of expiry of Insurance : 23/02/ :00 hrs. 5. Persons or classes of persons entitled to drive : Any person who is driving on the order or with the permission of the Insured. Provided that the person driving, as described above, holds a licence to drive the vehicle or has held and is not disqualified from holding or obtaining such a licence. 6. Limitations as to use : Use for Social Domestic & Pleasure purposes and by the Insured in person in connection with his/her business or profession and use for Driving Tuition and Examination purposes excluding use for hiring, the letting on hire, the carriage of passengers for hire and reward, racing, pacemaking, use in any contest, reliability or speed trial, or use for purpose in connection with the Motor Trade. I hereby certify that the Insurance to which this Certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the Island of Guernsey, the Island of Jersey or the Island of Alderney. For and on behalf of : HIGHWAY INSURANCE COMPANY LTD Authorised Insurers Chief Executive Highway House 171 Kings Road Brentwood Essex. CM14 4EJ LV= and Liverpool Victoria are registered trade marks of Liverpool Victoria Friendly Society Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria Group of Companies. Underwritten by Highway Insurance Company Limited, part of the Liverpool Victoria group of companies. Highway Insurance Company Limited, registered in England and Wales number , is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority register number Registered address for both companies: County Gates, Bournemouth BH1 2NF. FS /13 W

3 Page : 2 SCHEDULE Policy No : HMP / 7500 / FPC / / 23FEB17 / 1412 Date of issue : 23/02/2016 Insured : Commercial Associates Ltd Trading as: Ca Cars & Cars At Trade And Others Insured's Address : Welford Road Wigston Reason for Schedule Issue : New Business Leicestershire LE18 3TE Premium 161, Inclusive of Insurance Premium Tax Period : 23/02/ :00 hrs. Expiry Noon : 23/02/2017 Occupation : Driving school Cover : Comprehensive Vehicle Description Year Your Estimate of Registration Number Vehicle Value As Schedule supplied to Underwriters Excesses, Benefits and Endorsements if applicable : The Underwriters shall not be liable under Section 2 of this Insurance for theft or attempted theft for Vehicle(s) valued in excess of 50,000 (Fifty Thousand Pounds) unless an approved tracking device has been fitted to the Insured Vehicle(s) in accordance with the manufacturers instructions and is in active operation at all times when the Insured Vehicle is left unattended. Proof of fitting of a tracking device to the Insured Vehicle(s) will be required prior to or in the event of a claim arising under Section 2 for theft or attempted theft. Subject otherwise to the terms, conditions and exceptions of this insurance. Quarterly declaration of adjustments 250 excess all claims other than third party Any authorised and licenced Driver, but excluding drivers under 21 years of age and/or with less than 1 years full and regular driving experience with a licence relevant to the vehicle being driven other than pupils / tution. Intermediary : Towergate London Market Ltd Agency Number : 831 Reference : LV= and Liverpool Victoria are registered trade marks of Liverpool Victoria Friendly Society Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria Group of Companies. Underwritten by Highway Insurance Company Limited, part of the Liverpool Victoria group of companies. Highway Insurance Company Limited, registered in England and Wales number , is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority register number Registered address for both companies: County Gates, Bournemouth BH1 2NF. Tel: FS /13 W

4 CIRCUMSTANCES SURROUNDING THE INCIDENT Incident Date Location Time Accident Description Please provide a Sketch of the incident showing vehicle & any signs etc. BEFORE the incident took place Please provide a Sketch of the incident showing vehicle & any signs etc. AFTER the Incident took place

5 LIABILITY AND ROAD CONDITIONS Whom do you consider to blame for the incident Weather conditions Visibility Road surface Road Width Speed Limit Your Speed Lights displayed Signals displayed No: of passenger s Police attending Police Station Police officer OTHER PARTIES INVOLVED Name Address Vehicle Make: Registration No: Colour Insurance Co: Policy No: No of Passenger's WITNESS 1 WITNESS 2 Name Address Tel No INJURED PARTIES Name Address 1 Address 2 Tel No. Injuries DECLARATION For Data Protection Act purposes I/We acknowledge that any personal data secured from Me/Us as a result of submission of this claim will be held and processed for insurance administration and claims investigation. For this purpose the information may also be passed to selected third parties and reinsures. I/We consent to you processing sensitive data about me/us and other persons who may be insured under the contract. I/we understand that all personal data I/we supply must be accurate and I/we have the specific consent of those other persons insured to disclose their personal data. I/we declare that to the best of my/our knowledge and belief the forgoing particulars are true in every aspect. I/we request you deal on my/our behalf with the claims arising herein, in accordance with the terms and conditions of the above mentioned policy and I/we authorise you and your solicitors on my/our behalf to make such admissions and give such consents as you may consider necessary for the disposal of such claims and litigation arising there from. I/we understand that you may seek information from other insurers to check the answers I/we have provided. Telephone calls may be recorded. Signature of Driving Instructor Date IMPORTANT NOTICE READ THIS CAREFULLY Insurers and their agents pass information to the claims &Underwriting Exchange Register run by Insurance Database Services Ltd (IDS Ltd) and the Motor Antifraud &Theft Register run by the Association of British Insurers (ABI). The aim is to help us to check information provide & also to prevent fraudulent claims. Under the conditions of your policy you must tell us about any incident (such as an accident or theft) which may or may not give rise to a claim, we will pass information relating to this incident to the registers. We also make enquiries with credit reference agencies who may note that an enquiry has been made about you.

6 L V = Liverpool Victoria Fleet Insurance MOTOR VEHICLE INCIDENT FORM FOR CA CARS LEASE VEHICLES OUR REF: LV/16/ INS CLAIM NOs POLICY DETAILS POLICY HOLDER: CA CARS LTD (COMMERCIAL ASSOCIATES) CONTACT NO / FAX POLICY NO: HMP / 7500/ FPC Contact Person Ralph Attenborrow DRIVING INSTRUCTOR DETAILS PERSON DRIVING AT TIME OF INCIDENT Full Name Address Line 1 Address Line 2 Address Line 3 Post Code Tel No: Date of Birth Mobile No: Type of Licence For how long Country of issue Details or any previous incidents within last 3 years: Details of any convictions in last 5 years: Details of any illness or physical disability: Full Name Address Line 1 Address Line 2 Address Line 3 Post Code Tel No: Date of Birth Mobile No: Type of Licence For how long Country of issue Details or any previous incidents within last 3 years: Details of any convictions in last 5 years: Details of any illness or physical disability: YOU RE VEHICLE DETAILS Make Model CC Year of Make Registration No Date of Purchase Details Of any Modifications Dual Controls Current Miles Owner Details CA Cars USE OF VEHICLE AT TIME OF INCIDENT Purpose of Journey Vehicle used in connection with employment Type of goods Carried Own goods Was a trailer attached Type: DAMAGE TO VEHICLE /TRAILER Extent of damage to vehicle Arear of damage Labour Cost Where can Vehicle be inspected Damage to trailer Area Labour cost Is the Vehicle Driveable? Yes No As the vehicle been recovered? Yes No