LADY CARE PRO. aia.com.hk

Transcription

1 LADY CARE PRO 70 aia.com.hk

2 AIA % % % % 2. 5% 3. 20% %

3 , , ,000 60, ,000 5,000 10,000 20,000 50, , , ,000 1,000 2,000 5,000 80,000 80,000 20,000 AIA (852) (853) aia.com.hk AIA Hong Kong %

4 ,060 1,210 1,380 1,650 2,080 2,488 3,720 5,520* * 1,320 1,590 1,810 2,120 2,508 3,030 3,860 4,600 7,500 10,460* * 2,600 3,200 3,900 4,700 5,800 7,200 9,100 10,990 16,605* 25,450* * ,466* 2,247* 998 1,112 1,251 1,428 1,628* * 1,525 1,852 2,127 2,491 2,947* * 2,990 3,712 4,563 5,499 6,786* * ,000 AIDSHIV 17 AIA

5 PROTECTION LADY CARE PRO Responsible and understanding love Covers major female cancer protection up to 70 years old Optional "Mother and Child" benefits aia.com.hk

6 PROTECTION LADY CARE PRO Women have always borne the burden of nurturing future generations. As your real life partner, AIA understands the noble role of women, we also understand your needs and provide the means for you to take care of yourself. Lady Care Pro not only provides you with comprehensive health benefits to protect against female cancers and common female illnesses, but also offers free regular medical checkups to ensure you are in constant good health. If you are planning to have a baby, Lady Care Pro offers optional "Mother and Child" benefits covering Complications of Pregnancy, Congenital Anomalies and Severe Child Diseases to ensure that you and your children are well protected. Basic Benefits Female Dread Illnesses Benefit (Principal Sum 1 ) 1. Female Cancer Upon the diagnosis of cancers pertaining to female organs including Breast, Cervix Uteri, Uterus, Ovary, Fallopian Tube or Vagina / Vulva, Lady Care Pro will pay a lump sum amount equal to 100% of the Principal Sum. 2. Systemic Lupus Erythematosus (S.L.E.) with Lupus Nephritis A lump sum amount equal to 100% of the Principal Sum will be provided if you suffer from Systemic Lupus Erythematosus with Lupus Nephritis which results in your inability to perform activities of daily living. 3. Rheumatoid Arthritis If you suffer from Rheumatoid Arthritis which results in your inability to perform activities of daily living, a lump sum amount equal to 100% of the Principal Sum will be paid to you. Female Health Benefit (Additional Coverage 1 ) 1. Osteoporosis In case you suffer from Osteoporosis which results in bone fractures, a lump sum amount equal to 30% of the Principal Sum will be provided. 2. Urinary Incontinence Requiring Surgical Repair In case you suffer from Urinary Incontinence Requiring Surgical Repair, you will be reimbursed of the surgical expenses up to 5% of the Principal Sum. 3. Female Carcinomainsitu If you suffer from any Carcinomainsitu of the female organs including Breast, Cervix Uteri, Uterus, Ovary, Fallopian Tube or Vagina / Vulva, you will be paid up to a maximum of 20% of the Principal Sum. 4. Accidental Cosmetic Surgery In any unfortunate event that you are accidentally injured or have major burns where plastic surgery or skin transplantation is medically required, the relevant medical expenses will be reimbursed subject to a maximum of 100% of the Principal Sum. Free Medical Checkup To ensure you enjoy a healthy life, you will be provided a Free Medical Checkup for every 2 years while the policy is inforce. In view of your different needs at different life stages, tailormade medical checkup plans are available such as physical examination, breast examination and Pap Smear, etc. What's more, the panel doctors will provide professional consultations regarding your test results and health conditions. Optional "Mother and Child" Benefits 2 Complications of Pregnancy Benefit If you are diagnosed suffering from Disseminated lntravascular Coagulation (DIC), Ectopic Pregnancy or Hydatidiform Mole, Lady Care Pro will provide you a lump sum payment. DIC is covered only if it is contracted after the 7th month of pregnancy. Congenital Anomalies Benefit Upon being diagnosed that your newborn baby is suffering from any one of the Congenital Anomalies, you will be paid with an immediate cash payment. Covered Congenital Anomalies include: Down s Syndrome Spina Bifida Tetralogy of Fallot Oesophageal Atresia Hydrocephalus & Tracheoesophageal Fistula Neonatal Death Severe Child Diseases Benefit Apart from the protection of Congenital Anomalies, Lady Care Pro also takes care of the sudden expenses incurred due to other severe child diseases. In case your child suffers from any one of the severe diseases, a lump sum amount will be provided. Covered Severe Child Diseases include: Severe Asthma Leukaemia Bone Marrow Transplant Brain Surgery Tuberculous Meningitis The covered child must be aged between 1 month and 15 years old when suffering a Severe Child Disease. Compassionate Death Benefit In case of death, Lady Care Pro will provide Compassionate Death Benefit. 24Hour Worldwide Telephone Enquiry Services As a Lady Care Pro customer, you are automatically entitled to the AIA lnternational Assistance Services (AIAS) which provides you with free telephone enquiry services on travel assistance matters : Medical Advice Essential Medicine Delivery Lost Travel Document Assistance Legal Referral Emergency Ticket Service Embassy Referral Emergency Cash Transfer PTA

7 Benefits, Coverage and Premium Benefits and Coverage (HK$/MOP) Basic Benefits Female Dread Illnesses Benefit (Principal Sum 1 ) Female Health Benefit Osteoporosis Urinary Incontinence Requiring Surgical Repair Female Carcinomainsitu Accidental Cosmetic Surgery Free Medical Checkup Compassionate Death Benefit 24Hour Worldwide Telephone Enquiry Services Optional "Mother and Child" Benefits Complications of Pregnancy Benefit Congenital Anomalies Benefit Severe Child Diseases Benefit Plan 1 Plan 2 Plan 3 100, , ,000 60, ,000 5,000 10,000 20,000 50, , , ,000 1,000 2,000 5,000 80,000 80,000 20,000 Please contact your financial planner or call AIA Customer Hotline for details Hong Kong AIA Hong Kong (852) Macau (853) visit aia.com.hk Remarks: 1. Principal Sum will not be reduced by any benefit payment under Female Health Benefit. The policy will be terminated if the Female Dread Illnesses Benefit is paid, or if the aggregate benefits paid under Female Health Benefit reach 100% of the Principal Sum, whichever is earlier. 2. Optional Benefits must be taken in conjunction with Basic Benefits. Optional Benefits are only available to female between the Insured age of 16 and 40, renewable up to aged 45. When the Insured reaches aged 46, the renewal will be on the Basic Benefits only.

8 PROTECTION LADY CARE PRO Premium (HK$/MOP) Basic Benefits Basic Benefits with Optional Benefits Plan 1 Plan 2 Plan 3 Plan 1 Plan 2 Plan 3 Age Annual Monthly Annual Monthly Annual Monthly Annual Monthly Annual Monthly Annual Monthly ,060 1,210 1,380 1,650 2,080 2,488 3,720 5,520* * 1,320 1,590 1,810 2,120 2,508 3,030 3,860 4,600 7,500 10,460* * 2,600 3,200 3,900 4,700 5,800 7,200 9,100 10,990 16,605* 25,450* * For renewal only ,466* 2,247* 998 1,112 1,251 1,428 1,628* * 1,525 1,852 2,127 2,491 2,947* * 2,990 3,712 4,563 5,499 6,786* * Important Notes: Premium changes upon renewal according to attained age. The Company reserves the absolute right to revise the premium due under the policy on the date of renewal. Insured must be female with HK or Macau ID Card / Birth Certificate. To apply for the Basic Benefits, the Insured must be aged between 16 and 65 (Plan 1&2) / 16 and 60 (Plan 3) at time of application. The plan is renewable up to aged 69. To apply for the Basic and Optional Benefits, Insured must be aged between 16 and 40 at time of application. The Optional Coverage is renewable up to aged 45. The signs or symptoms first occurred or diagnosis of any Carcinomainsitu and Breast Cancer are covered only with respect to those illnesses commencing more than 180 days after the Policy is issued or reinstated, whichever is later. Other female cancers are covered only with respect to those illnesses, for which the diagnosis or the sign or symptoms first occurred commencing more than 90 days after the Policy is issued or reinstated, whichever is later. Optional Benefits are covered only with respect to the pregnancy occurring more than one year after the Policy is issued or reinstated, whichever is later. Covered baby / child must be born during the covered pregnancy. Except for Accidental Cosmetic Surgery, Compassionate Death Benefit and Optional Benefits, all other benefits have a survival period of 30 days. The covered female cancers and other female illnesses must be the First Diagnosis suffered by the Insured. The benefit for each condition covered under Female Health Benefit is subject to the respective amounts stated in the benefits table. Upon full payment of a benefit for a condition, the benefit for that condition will be terminated. Regardless of the number of complications of pregnancy suffered by the Insured and the number of Congenital Anomalies and Severe Child Diseases suffered by the covered baby / child, only one payment of any one of the Mother and Child Benefits is payable during the policy term. Once the benefit is paid, the Optional Benefits will cease. For policies issued in Hong Kong, the limit for Compassionate Death Benefit is HK$10,000 in aggregate per insured person irrespective of the number of policies with such benefit you have with our companies. This limit does not apply to policies issued in Macau. Premium and coverage in HK$ are applicable to both Hong Kong and Macau policies while premium and coverage in MOP are applicable to Macau policies only. General Exclusions: War or warlike operations; service in the armed forces; illegal acts; Selfdestruction or intentional selfinflicted injury; AIDS or any complications related to HIV; Alcoholism or drug abuse; Mental or nervous disorders, or sleep disturbance disorders; Any congenital defect which manifested or was diagnosed before the Insured attains aged 17; Any Preexisting Conditions; etc This brochure is for reference only. Please refer to the Policy Contract for definitions of capitalised terms, and the exact and complete terms and conditions of coverage. "AlA", the "Company", "We", "us" or "our" herein refers to AIA International Limited (Incorporated in Bermuda with limited liability).