Identity Verification & The Need For Speed. Tom Stiles Identification Systems Group

Transcription

1 Identity Verification & The Need For Speed Tom Stiles Identification Systems Group

2 Identification Systems Group A network of dealer integrators covering all of the USA and most of Canada. NACCU

3 Subject An easy idea that helps you.. Save seconds per card issued, or more. Improve detection of fraudulent driver s licenses. NACCU

4 Survey says.. Talked to many universities Number one response is increased speed. Examples: Desire for faster card printers. Movement to on-line photo submission. Most schools ask for driver s license to be presented at time of ID card issuance. Many schools manually enter record if it is not found in the database search. Implemented procedures to comply with FTC Red Flags Rule. NACCU

5 Rapid Registration A solution will save seconds per card, simply by automating the recall of a record from the database. If you manually enter the complete record when it is not in the database, the solution saves about one minute in these cases. Casinos, hotels, stores, many more NACCU

6 Discussion I read that only about 75% of millennials have a driver s license. Is this what you are seeing? Do those without driver s license carry a state issued ID instead? How do your verify identity? NACCU

7 Search NACCU

8 Enroll NACCU

9 Demonstration NACCU

10 Benefits 1. Application independent means there is no integration needed with your database. You use your current software applications and screens. The system simply emulates human keystrokes by reading the electronic information from the ID card. 2. Fast and accurate recall of the correct person s record. 3. Automatically enter the person s information when adding a new record. Any information available on the driver license or government issued ID cards can be automatically populated to your enrollment screen. 4. Reduction of duplicate records caused by errors, typos, and common names (John Smith, Jonathan Smith, Johnny Smith, J. Smith). The technology allows for multiple search fields to be entered, such as Name, Date of Birth, City, State, and so on. 5. Greater privacy in the enrollment process by reducing verbal exchange of information. 6. Enhance customer satisfaction. 7. Reduce fraud by detecting use of fraudulent ID cards. NACCU

11 Any screen NACCU

12 Easy to configure Customizable messages like: Happy Birthday This license has expired Under age NACCU

13 FTC Red Flags Rule VI. Red Flag Detection To detect the Red Flags identified above, the following actions will be taken, when appropriate given the particular covered account at issue and under the particular circumstances, to confirm the identity of students and individuals when they open and/or access their covered accounts: 1. Appropriate personal identifying information (e.g., photo identification, date of birth, academic status, user name and password, address, etc.) shall be obtained from the student or individual account holder, prior to issuing a new or replacement ID card, opening a covered account, or allowing access to a covered account. 2. When certain changes to a covered account are made online, students and individuals holding covered accounts shall receive notification to confirm the change was valid and to provide instruction in the event the change is invalid. 3. Suspicious changes made to covered accounts that relate to an account holders identity, administration of the account, and billing and payment information shall be verified. NACCU

14 Red Flags program The Red Flags Rule tells you how to develop, implement, and administer an identity theft prevention program. A program must include reasonable policies and procedures to identify the red flags of identity theft that may occur in your day-to-day operations. Red Flags are suspicious patterns or practices, or specific activities that indicate the possibility of identity theft. For example, if a customer has to provide some form of identification to open an account with your company, an ID that doesn t look genuine is a red flag for your business. A program must be designed to detect the red flags you ve identified. If you have identified fake IDs as a red flag, for example, you must have procedures to detect possible fake, forged, or altered identification. NACCU

15 Information on Driver s License Information contained in barcode or magnetic stripe is same as shown on front of the license. NACCU

16 South Carolina example NACCU

17 Cards Accepted State driver s licenses and ID cards Federal government ID cards Your student ID cards Financial credit/debit cards NACCU

18 Image of license? Do you capture an image of the driver s license? How? Would it be good to save image of license electronically? NACCU

19 ID Card Authenticator The E-Seek Model M500 Forensic Reader extracts hidden security features of a drivers' license, Military ID or any identity card for authentication purposes in addition to reading and decoding the electronic information contained in the barcode or magnetic stripe. Both sides of the submitted card are also captured with the high resolution imager during this single card insertion. The captured data can be analyzed on the host computer via the TWAIN connection. NACCU

20 Thank you! Tom Stiles Identification Systems Group NACCU