EPC s Gold HSA. High Deductible Health Plan (HDHP) & Health Savings Account (HSA)
|
|
- Gladys Evans
- 7 years ago
- Views:
Transcription
1 EPC s Gold HSA High Deductible Health Plan (HDHP) & Health Savings Account (HSA)
2 What is an HSA? A Health Savings Account, or HSA, is a tax-advantaged savings account that's available to people whose only health care coverage is provided through a qualified high-deductible health plan. Since the deductible or amount you must pay out of pocket before these plans begin to cover benefits is high, establishing an HSA to self-fund your out-of-pocket care expenses may help you save money. 2
3 Who Is Eligible? Individuals covered under the High Deductible Health Plan: Can NOT be covered by any other health plan that is not a qualified high- deductible plan Can NOT be enrolled in Medicare Can NOT be claimed as a dependent on another person s tax return 3
4 THE BASICS ON HEALTH SAVINGS ACCOUNTS It s your money. You choose how to pay for care services. It s portable. It goes where you go, even if you change jobs. Account funds roll over from year to year. You can pay for an exceptional range of health care services and products. That includes services such as dental and vision care that may not be covered under your health plan. You get triple-tax savings. HSA contributions and earnings are tax exempt as long as they are used for qualified medical services. Once you reach a $500 account balance, you can invest in a wide range of mutual funds for short- or long-term growth potential. It s convenient. You access and track all of your health care spending online at your Highmark member website. Your account is offered through a trusted industry leader, Bank of America, who serves as the custodian. 4
5 Preferred Custodian Review Let s talk about the HSA Custodian Highmark s preferred Custodian Advantages of choosing Bank of America: Bank of America Authorization of pre-tax payroll deductions into your account Integration of CDHP and HSA Investment opportunity for over 20 Mutual Fund options Must reach a $500 balance in your account prior to purchasing funds When an employee invests, the responsibility is solely on them. Whether there are gains from the market or losses, it s no different than someone investing on their own. As the taxpayer, the HSA account holder is solely responsible for the money in their account and how it is used Maintenance fee of $3.50 per month covers all transactions and debit card 5
6 Contributions & Distributions Regulations determined & enforced by the Internal Revenue Service Contributions For 2014 contributions from all sources are limited to $3,300 Single Coverage $6,550 Family Coverage Catch-up contributions of $1,000 allowed for members over age 55 in 2014 Distributions Intended use is for qualified medical expenses as defined by section 213(d) of the Internal Revenue Code Same Qualified Medical Expenses List for a Flexible Spending Account If money from the HSA is used for qualified medical expenses, then the money is spent tax-free Unqualified distributions are subject to income tax and 20% penalty 6
7 Highmark HSA How does it work?
8 Health Savings Account Options Your Health Savings Account will be established automatically upon enrollment in the HDHP Can be managed online through the Highmark Blue Cross Blue Shield website Must go to website and accept terms and conditions Different Methods of Contribution Payroll Contribution Personal Check ACH Debit Different Methods of Claims Submission Debit Card All HSA participants will receive a debit card tied to account Additional cards can be requested for family members Claim-by-Claim Authorization Different Methods of Reimbursement Debit Card Direct Payment to Provider Direct Deposit Check to Member 8
9 Website Login and Registration Enter User ID & Password in the Log In box, or For new registrants click Register Now New Registrants will receive a PIN to allow complete access Getting started is easy! 9
10 To Open an HSA Click on the link Start a Health Savings Account and Save 10
11 Please wait 7-10 business days for your HSA to be open Once your HSA is open you will automatically receive: 1) A Welcome Kit 2) A Debit Card 11
12 Questions?? Call (866)
YOUR GUIDE TO A HEALTH SAVINGS ACCOUNT (HSA)
YOUR GUIDE TO A HEALTH SAVINGS ACCOUNT (HSA) DOES A HIGHMARK HEALTH SAVINGS ACCOUNT (HSA) MAKE SENSE FOR YOU? An HSA is a tax-advantaged savings account that s available to people whose health care coverage
More informationBlue Shield of California Consumer Directed Health Plan with Health Savings Account (CDHP with HSA) Frequently Asked Questions
Blue Shield of California Consumer Directed Health Plan with Health Savings Account (CDHP with HSA) Frequently Asked Questions What is the Blue Shield of California CDHP with HSA? The Blue Shield of California
More informationHealth Savings Accounts & High Deductible Health Plans
Health Savings Accounts & High Deductible Health Plans Definitions Consumer Driven Health Plan ( CDHP ) A health insurance plan designed to give you more control over your health care spending. CDHPs incorporate
More informationHealth Savings Accounts. 2013 Benefits Open Enrollment
Health Savings Accounts 2013 Benefits Open Enrollment What is a Health Savings Account? The health savings account, or HSA, is an account that you can contribute to on a per-pay-period basis. The money
More informationFrequently Asked Questions. High Deductible Health Plan (HDHP) with Health Savings Account (HSA)
Frequently Asked Questions High Deductible Health Plan (HDHP) with Health Savings Account (HSA) There are two components to the High Deductible Health Plan (HDHP) with HSA Medical Plan the HDHP Health
More informationHSA 101. A Quick Overview of Health Savings Account Basics
HSA 101 A Quick Overview of Health Savings Account Basics Agenda Health Savings Account Features HSA Eligibility Contributions Tax Information Distributions HSA-Qualified Expenses Paying for Medical Services
More informationHealth Savings Accounts: Common Questions and Their Answers
Health Savings Accounts: Common Questions and Their Answers I. General HSAs II. Qualified High-Deductible Health Plan HDHPs III. Contributions to an HSA Distributions BlueAccount I. General HSAs I.1 What
More informationYour Health Savings Account Reference Guide. Your Guide to Understanding a Health Savings Account
Your Health Savings Account Reference Guide Your Guide to Understanding a Health Savings Account Table of Contents The Fidelity HSA...1 Opening and Contributing to Your Fidelity HSA...3 Using Your Fidelity
More informationHealth Savings Account Frequently Asked Questions
Health Savings Account Frequently Asked Questions WHAT IS AN HSA? A Health Savings Account that allows you and your employer to contribute pre-tax money to be used for qualified medical expenses. HSAs
More informationWELCOME TO YOUR HEALTH SAVINGS ACCOUNT (HSA)
WELCOME TO YOUR HEALTH SAVINGS ACCOUNT (HSA) Congratulations! Thank you for opening a Health Savings Account (HSA) with TaxSaver Plan and Bancorp. We are here to help you and your family understand how
More informationFREQUENTLY ASKED QUESTIONS QUALIFIED HIGH DEDUCTIBLE HEALTH PLAN WITH A HEALTH SAVINGS ACCOUNT
FREQUENTLY ASKED QUESTIONS QUALIFIED HIGH DEDUCTIBLE HEALTH PLAN WITH A HEALTH SAVINGS ACCOUNT Qualified High Deductible Health Plans (QHDHP) What is a QHDHP? A QHDHP is a medical plan regulated by the
More informationCongratulations on opening a
Congratulations on opening a Health Savings Account! Let us help you manage your account easily, efficiently and securely. 05/2012 - CeB IMPORTANT! In order for us to comply with federal regulations, you
More informationHealth Savings Accounts
1 Health Savings Accounts Health Savings Accounts Our agenda: Basics about HSAs. Eligibility for an HSA. Contribution, deductible & out-of-pocket limits. Account tips. 2 HSAs The Basics What is a Health
More informationPayPal Blue Shield of California Consumer Directed Health Plan with Health Savings Account (CDHP with HSA) Frequently Asked Questions
PayPal Blue Shield of California Consumer Directed Health Plan with Health Savings Account (CDHP with HSA) Frequently Asked Questions What is the Blue Shield of California CDHP with HSA? The Blue Shield
More informationAccount Based Health Plan with Health Savings Account Guide
Account Based Health Plan with Health Savings Account Guide Lead the way Page 1 2016 ABHP with HSA Guide You re in control with an Account-Based Health Plan Philips believes an Account Based Health Plan
More informationHealth Savings Account (HSA) Member Guide. 2014 Xerox HR Solutions, LLC. All rights reserved.
Health Savings Account (HSA) Member Guide 2014 Xerox HR Solutions, LLC. All rights reserved. Table of contents Welcome to the BenefitWallet HSA!... 3 What is a Health Savings Account (HSA)?...3 Your BenefitWallet
More informationSUPERVALU: Your Health Savings Account (HSA)
SUPERVALU: Your Health Savings Account (HSA) Frequently Asked Questions 1. What is a Health Savings Account (HSA)? A Health Savings Account (HSA) is a savings account established under the Internal Revenue
More informationHEALTH SAVINGS ACCOUNT FAQs January 2014
Overview Q. What is a Health Savings Account (HSA)? A: An HSA is a pre-tax account you set up with a high-deductible health plan to help pay for or reimburse current and future IRS-approved qualified medical
More informationHealth Savings Accounts (HSA) A healthy way to save
Health Savings Accounts (HSA) A healthy way to save Invest in your health with an HSA A Health Savings Account (HSA) is an individually-owned, tax-free, interest-bearing savings account that is used to
More informationYour Health Savings Account Reference Guide. Your Guide to Understanding a Health Savings Account
Your Health Savings Account Reference Guide Your Guide to Understanding a Health Savings Account Table of contents The Fidelity HSA...1 Opening and Contributing to Your Fidelity HSA...3 Using Your Fidelity
More informationHealth Savings Accounts (HSAs) Paul Leonard
Health Savings Accounts (HSAs) Paul Leonard Today s Agenda High-Deductible Health Plan (HDHP) option Benefits of a Health Savings Account (HSA) Getting started Additional resources 2 Health Care Choices
More informationEmployers Guide to Health Savings Accounts
Employers Guide to Health Savings Accounts Employers Guide to Health Savings Accounts A Health Savings Account (HSA) is a tax-advantaged medical savings account available to individuals enrolled in a high
More informationFAQs: Health Savings Accounts (HSA)
FAQs: Health Savings Accounts (HSA) Thank you for choosing NTA Life Business Servicess Group, Inc. to be your HSA provider. We want to make it easy for you to manage and maintain your Health Savings Account,
More informationPayFlex Health Savings Account (HSA) Frequently Asked Questions
OVERVIEW AND ELIGIBILITY REQUIREMENTS What is a Health Savings Account? A Health Savings Account ( HSA ) is a tax-advantaged healthcare account created for the purpose of saving and paying for qualified
More informationCigna Choice Fund Health Savings Account (HSA) Client Name State of Montana March 4, 2013
Cigna Choice Fund Health Savings Account (HSA) Client Name State of Montana March 4, 2013 What Is a Health Savings Account (HSA) Plan? Qualified Medical Plan + Health Savings = Bank Account Tax Advantaged
More informationB The Bancorp Bank HSA Program Overview. for. Excellus
B The Bancorp Bank HSA Program Overview for Overview of The Bancorp Bank HSA Solution for Excellus Agenda Introduction to The Bancorp Bank HSA Eligibility, Features and Benefits Contributions, Distributions
More informationHealth Savings Accounts (HSA)
Health Savings Accounts (HSA) Health Savings Accounts A Health Savings Account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in an HSA-qualified
More informationHealth Savings Accounts Frequently Asked Questions
Health Savings Accounts Frequently Asked Questions Health savings accounts put your health care spending in your own hands. You decide when and how to use your health care dollars and you can save on taxes
More informationConsumer Driven Health Plan (CDHP) Questions. Health Savings Account (HSA) Questions:
Consumer Driven Health Plan (CDHP) Questions Q1: What is a CDHP? A: A CDHP is a plan with a high deductible and a Health Savings Account component. The goal of such a plan is to create better consumers
More informationWelcome to your Premera HSA plan!
Welcome to your Premera HSA plan! You re enrolled in the HSA plan from Premera Blue Cross. It comes fully assembled and integrated, so you can immediately enjoy the financial advantages of its health savings
More informationA Short Guide to your Optum Bank SM HSA. How to Open and Get Started with a Health Savings Account (HSA) from Optum Bank SM.
A Short Guide to your Optum Bank SM HSA How to Open and Get Started with a Health Savings Account (HSA) from Optum Bank SM. Open your HSA with Optum Bank today. It s quick and easy - go to optumbank.com
More informationFrequently Asked Questions on Consumer-Driven Health Plan and Health Savings Accounts
Frequently Asked Questions on Consumer-Driven Health Plan and Health Savings Accounts In 2007, Dow Corning implemented a Consumer-Driven Health Plan (CDHP) option that includes a Health Savings Account
More informationIntroducing a fresh approach to health care. Healthy Blue HSA MEMBER GUIDE
Introducing a fresh approach to health care. Healthy Blue HSA MEMBER GUIDE fresh {fresh} Exciting or refreshingly different HealthEquity, Inc. is an independent company partnering with Blue Cross Blue
More informationHealth Savings Accounts (HSA)
What is a Health Savings Account? Health Savings Accounts (HSAs) were created so that individuals covered by qualified highdeductible health plans could receive tax-preferred treatment for money saved
More informationHealth Savings Account FAQs
Health Savings Account FAQs These questions and answers summarize the basic concepts of a Health Savings Account (HSA). It is not intended to provide all the information you need in order to make a decision
More information2016 Health Savings Plan and Health Savings Account Questions
2016 Health Savings Plan and Health Savings Account Questions Health Savings Plan (HSP) What is the Health Savings Plan? The HSP is a High Deductible Health Plan (HDHP) with coverage that starts after
More informationAre you ready to start funding a healthy future? Fifth Third Bank Health Savings Account
Are you ready to start funding a healthy future? Fifth Third Bank Health Savings Account A smart savings plan that s the picture of good health You ve made a good decision by choosing a Fifth Third Bank
More informationConsidering a High Deductible Health Plan?
Considering a High Deductible Health Plan? Health Savings Account (HSA) Qualified MKT-WEB-218 (11/12) What is a High Deductible HSA-Qualified Health Plan? A medical savings account available to taxpayers
More informationPurdue Choice Fund Health S i av A ngs t ccoun (HSA)
Purdue Choice Fund Health Savings Account (HSA) What Is a Health Savings Account (HSA) Plan? Qualified Medical Plan + Health Savings = Bank Account Tax Advantaged HSA Plan A tax advantaged health plan
More informationFrequently Asked Questions New Account Online
Frequently Asked Questions New Account Online What do I need to apply online? To make the new account process quick and easy, please have the following information available for each person whose name
More informationPNC Health Savings Account
PNC Health Savings Account FREQUENTLY ASKED QUESTIONS Thank you for choosing PNC to be your HSA provider. Enclosed is everything you need to know about opening your account. Should you have questions about
More informationWealthCare Health Savings Account
Welcome to your WealthCare Health Savings Account Enclosed is everything you need to help you learn how to use your HSA. Let s get started! effective 1/1/2015 Congratulations! Thank you for opening a Health
More informationQUESTIONS AND ANSWERS
QUESTIONS AND ANSWERS 1 An Account-Based Health Plan offers employees the choice of paying lower monthly premiums and is designed for you to be in control of your health costs. By enrolling in an Account-Based
More informationIntroduce HSA to your employees SHOP State of Kentucky Employer
Introduce HSA to your employees SHOP State of Kentucky Employer If you ve looked for cost-effective health care for your employees, you ve probably heard of consumer-directed health (CDH) plans. These
More informationUnderstanding Health Savings Accounts (HSAs) HSA Bank is a division of Webster Bank, N.A., Member FDIC.
Understanding Health Savings Accounts (HSAs) What is an HSA? A tax-advantaged savings account that you use to pay for qualified medical expenses not covered by the CDHP, including deductibles, co-pays,
More informationHEALTH SAVINGS ACCOUNT (HSA)
HSAs Triple Tax Advantage Public Employees Benefits Program HEALTH SAVINGS ACCOUNT (HSA) HSAs can be especially beneficial at tax time! One of the key benefits of an HSA is a triple tax advantage! An HSA
More informationConsumer Driven Health Plan (CDHP) with Health Savings Account (HSA)
Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) Michigan State University 2014 Open Enrollment Blue Care Network is a nonprofit corporation and independent licensee of the Blue Cross
More informationUnderstanding Health Savings Accounts (HSAs): An Innovative Alternative to help you manage your health care costs.
Understanding Health Savings Accounts (HSAs): An Innovative Alternative to help you manage your health care costs. HSAs are an affordable, innovative way to pay for and manage your health care costs. Anthem
More information2015 Health Savings Account (HSA) Frequently Asked Questions. Table of Contents
2015 Health Savings Account (HSA) Frequently Asked Questions Table of Contents Health Savings Account (HSA) Plans What is a Health Savings Account (HSA)?...pg. 1 How does an IU Health HSA work?...pg. 1
More informationFAQs: Health Savings Accounts
What is a Health Savings Account? A Health Savings Account (HSA) is a savings product that allows individuals to pay for current qualified medical expenses and save toward future medical expenses on a
More informationUnderstanding Your Aetna HealthFund Health Savings Account (HSA)
Understanding Your Aetna HealthFund Health Savings Account (HSA) Frequently Asked Questions (FAQs) THE BASICS What is a Health Savings Account (HSA)? An HSA is a tax-advantaged account that you own. With
More informationHealth Savings Account Questions and Answers
Health Savings Account Questions and Answers Health Savings Account Basics 1. What is a Health Savings Account (HSA)? An HSA is a trust or custodial account established exclusively to receive tax-favored
More informationAetna HealthFund Health Savings Account
Aetna HealthFund Health Savings Account Take control of your health care and your health care dollars! Small Group 41.02.326.1 E (11/10) Aetna is the brand name used for products and services provided
More informationStraight Facts About the Advantage+ Health Plan
Benefits and Compensation Annual Enrollment Straight Facts About the Advantage+ Health Plan The Advantage+ health plan has unique features that can appeal to a wide range of employees. The key features
More informationHealth Savings Account (HSA) State of Tennessee
Tax-Advantaged Accounts Health Savings Account (HSA) State of Tennessee What s a Health Savings Account (HSA)? It is an account you contribute to with pretax money deducted from your paycheck. You use
More informationHealth Savings Accounts: Innovative Health Care Financing
Health Savings Accounts: Innovative Health Care Financing Would you be interested in a health insurance program that puts you in control of your own health care dollars, while protecting you and your family
More informationhealth savings accounts Invest in your health and your future.
accounts Invest in your health and your future. We ll go the distance to ensure your peace of mind and make the whole process fast and easy. Choosing a healthcare plan that suits the needs of you and your
More informationManage Health care choices and expenses. The EmblemHealth Consumer Direct Program
Manage Health care choices and expenses The EmblemHealth Consumer Direct Program 1 Employees can manage their health care expenses today and save for their future. There s an alternative for people who
More informationTogether for a great state of health Health Savings Plan (HSP) with a Health Savings Account (HSA)
Together for a great state of health Health Savings Plan (HSP) with a Health Savings Account (HSA) 2016 Benefits About Blue Shield of California Not-for-profit health plan with over 70 years of experience.
More informationExcellus How to make an HSA/FSA work for you. a Health Savings Account
Excellus How to make an HSA/FSA work for you. a Health Savings Account Agenda What is an HSA/FSA? How Do They Work? How Can You Maximize Your Dollars? WHAT IS AN HSA? What is an HSA? A tax-advantaged savings
More informationInvesting in a healthy future has never been so easy.
Investing in a healthy future has never been so easy. Gain control of healthcare costs. Build a comprehensive retirement strategy. Discover peace of mind. WHAT IS AN HSA? A health savings account (HSA)
More informationQUESTIONS AND ANSWERS
QUESTIONS AND ANSWERS Introducing a different way to pay for care. When you set up an HSA, you can use tax-free 1 funds to help pay for your qualified medical expenses. 2 Understanding your HSA Who is
More informationHealth care, dependent care, transit and parking
Health care, dependent care, transit and parking Federal law allows employers to offer certain tax-advantaged spending accounts for employee benefit expenses. Through a provider called WageWorks, the City
More informationConsumer-Directed Health Programs for self-funded health benefits programs
Consumer-Directed Health Programs for self-funded health benefits programs Flexibility and Control for Cost Savings and Improved Health Self-funding and consumer-directed health programs combine to help
More information5. HEALTH SAVINGS ACCOUNTS AND THEIR ADVANTAGES
5. HEALTH SAVINGS ACCOUNTS AND THEIR ADVANTAGES Clients who are attracted to the premium savings of a ConnectiCare SOLO High-Deductible Health Plan (HDHP) may wish to combine it with a Health Savings Account
More informationHealth. Savings. Accounts. See the difference.
Health Savings Accounts See the difference. Better manage and control your rising healthcare costs and premiums with a Seven Seventeen Health Savings Account. As an employer, providing healthcare benefits
More informationAetna HealthFund Health Savings Account
Aetna HealthFund Health Savings Account Take Control of Your Health Care and Your Health Care Dollars! 14.02.305.1 (10/05) The Aetna HealthFund Health Savings Account (HSA) by Aetna Life Insurance Company
More informationHealth Savings Account Frequently Asked Questions
Health Savings Account Frequently Asked Questions (for Core 60 Medical Plan Members) The Health Savings Account (HSA) is a great way to save for health care expenses incurred today or in the future for
More informationUnderstanding a Health Savings Account
From Roper Insurance & Financial Services Understanding a Health Savings Account Type of Coverage Minimum Annual Deductible Individual $1,300 for 2015 $1,300 for 2016 Family $2,600 for 2015 $2,600 for
More informationHigh Deductible Health Plan (HDHP) and Health Savings Account (HSA) Frequently Asked Questions CY2015
High Deductible Health Plan (HDHP) and Health Savings Account (HSA) Frequently Asked Questions CY2015 High Deductible Health Plan 1. What is a deductible? A. A deductible is a fixed amount of money that
More informationTHE HEALTH SAVINGS ACCOUNT
THE HEALTH SAVINGS ACCOUNT C O N T E N T S Start Saving Now for Your Future Health Care Needs............. 1 How the BlueEdge Plans and the HSA Work Together............. 3 Tax Advantages of an HSA...................................
More informationKitsap Bank Health Savings Account Guide. A tax-smart way for you to manage growing healthcare costs.
Kitsap Bank Health Savings Account Guide A tax-smart way for you to manage growing healthcare costs. At Kitsap Bank, we believe that helping you prepare for the rising cost of health care is key to helping
More informationHealth Savings Account FAQs
General What s a health savings account (HSA)? An HSA is an interest-bearing savings account you fund either with before-tax paycheck deductions through WageWorks McKesson s HSA administrator or with tax-deductible
More informationYour Guide to Choosing a Plan
Your Guide to Choosing a Plan Blue Directions SM makes choosing the right benefit plan fast, easy and accurate! Just follow these steps. 1. Go to bluedirectionsmt.com and click Explore the Basics to learn
More informationTHE NELSON TRUST WWW.NELSON.AIBPA.COM
December 28, 2012 Please read this notice carefully. This Notice contains important information regarding your coverage under The Nelson Trust Medicare Retiree Plan, effective April 1, 2013. You need to
More informationConsumer Driven Health Plan (CDHP) with Health Savings Account (HSA)
Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) Interact with this ebrochure. Here s how. This ebrochure is designed for onscreen viewing, allowing you to navigate through the document
More informationIowa, Illinois, and Tennessee. Heritage Options Health Savings Account HSA
Iowa, Illinois, and Tennessee Heritage Options Health Savings Account HSA The Heritage Options HSA (Health Savings Account) can give you a new, flexible approach to health care. By choosing a qualified
More informationUnderstanding Your Health Savings Account (HSA) Frequently Asked Questions THE BASICS. What is a Health Savings Account (HSA)?
Understanding Your Health Savings Account (HSA) Frequently Asked Questions THE BASICS What is a Health Savings Account (HSA)? An HSA is a special, tax advantaged account that is owned by you and is designed
More informationAetna HealthFund Health Savings Account
Aetna HealthFund Health Savings Account Take control of your health care and your health care dollars! 14.02.305.1 B (2/07) The Aetna HealthFund Health Savings Account (HSA) A new way to manage your health
More information2015 Health Plan Options Employee Meeting FAQ s
Hormel Foods Health Plans... 1 HSA Questions... 3 FSA & LPFSA... 6 Earning Interest & Investing... 7 Taxes... 8 Retirement & Preparing for Retirement... 8 Miscellaneous... 9 NOTE: These FAQ s are provided
More informationBenefits Open Enrollment Frequently Asked Questions
Benefits Open Enrollment Frequently Asked Questions Plan year: July 1, 2014, through June 30, 2015 Open Enrollment begins May 15 and ends May 30. You must enroll in order to receive medical, prescription,
More informationThe Fundamentals of Health Savings Accounts 2013
The Fundamentals of Health Savings Accounts 2013 (revised) VSCPA Benefit Advisors P.O. Box 6505 Glen Allen, Virginia 23058-6505 Tel: 877-998-7272 Fax: 800-317-7337 www.digitalbenefitadvisors.com/vscpa
More informationWikiLeaks Document Release
WikiLeaks Document Release February 2, 2009 Congressional Research Service Report RS21974 Federal Employees Health Benefits Program: Available Health Insurance Options Hinda Chaikind, Domestic Social Policy
More informationHealth savings account (HSA) administered through Kaiser Permanente
Health savings account (HSA) administered through Kaiser Permanente Funds from a health savings account (HSA) can be used by eligible employees to pay for any qualified expenses as defined in IRS Publication
More informationYour Health Savings Account Reference Guide. Your Guide to Understanding a Health Savings Account
Your Health Savings Account Reference Guide Your Guide to Understanding a Health Savings Account The Fidelity HSA A tax-advantaged way to pay for health care expenses* A health savings account (HSA), combined
More informationbenefits Mayo Pre-Tax Health Savings Account Plan Document and Summary Plan Description January 2015
Plan Document and Summary Plan Description A Component of the Mayo Flexible Spending Account Plan January 2015 benefits TO BUILD ON TABLE OF CONTENTS Table of Contents INTRODUCTION... 3 Pre-Tax HSA Is
More informationAetna HealthFund Health Savings Account
Aetna HealthFund Health Savings Account Take control of your health care and your health care dollars! Small Group 41.02.326.1 B (9/08) Aetna is the brand name used for products and services provided by
More informationImportant Health Care Information for US Employees. Preparing to Begin an International Assignment
Important Health Care Information for US Employees Preparing to Begin an International Assignment CIGNA Global Health Benefits Enrollment Medical, dental and vision coverage is provided through CIGNA Global.
More informationHSASM group overview
healthybluehsa SM group overview Table of Contents Guide to Group Setup... Page 3 Health Savings Account... Page 4 HSA Investments... Page 9 Statements and Reporting... Page 10 Healthy Blue Choices SM
More informationLearn What s New. Aetna High Deductible Health Plan with Health Savings Account Quick Guide
Take Care Learn What s New Aetna High Deductible Health Plan with Health Savings Account Quick Guide The Aetna High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) is designed to give
More informationIn-Network Benefits. NationalOne 2600/5200 HDHP- HSA. NationalOne 200-25. Available to: Deductible. Medical Out-of-pocket Maximum
2 In-Network Benefits Available to: Deductible Medical Out-of-pocket Maximum NationalOne 200-25 ALL Units $200 individual $600 family $500 individual $1,000 family NationalOne 2600/5200 HDHP- HSA Clerical,
More informationYour Fidelity Health Savings Account. Information to help make the most of your new health savings account
Your Fidelity Health Savings Account Information to help make the most of your new health savings account Your Fidelity HSA The health savings approach that makes sense for today. And for tomorrow. Congratulations
More informationHealth savings account Q&As
Health savings account Q&As What are HSAs and who can have them? 1. What is a Health Savings Account (HSA) and how does it work? An HSA is a tax-advantaged account established to pay for qualified medical
More informationHealth Savings Accounts
HSAs Health Savings Accounts 2014 and 2015 Limits Questions & Answers What is a Health Savings Account (HSA)? An HSA is a tax-exempt trust or custodial account established for the purpose of paying medical
More information2015 BENEFITS. There are important decisions to make. Look inside to learn more.
2015 BENEFITS There are important decisions to make. Look inside to learn more. 1 Welcome to Enable Midstream! This is an exciting time to work at Enable Midstream. We are so glad you are part of our team.
More informationHealth Savings Account Administration Instructions
475 14 th Street, Suite 650 Oakland, CA 94612 P.O. Box 71107 Oakland, CA 94612 T: 1.800.617.4729 F: 1.877.517.4729 Health Savings Account Administration Instructions No Plan Document is needed for Healthcare
More informationHEALTH SAVINGS ACCOUNT Q&A
HEALTH SAVINGS ACCOUNT Q&A HSA BASICS What is a health savings account or HSA? A health savings account (HSA) is a tax sheltered savings account, which is only offered to people who are covered under a
More informationStraight Answers to Your HSA Questions HEALTH SAVINGS ACCOUNT
Straight Answers to Your HSA Questions HEALTH SAVINGS ACCOUNT HSA OVERVIEW What is a Health Savings Account? A Health Savings Account (HSA) is a tax-exempt trust or custodial account established for the
More informationHealth Savings Account (HSA) Quick-Start Guide
Health Savings Account (HSA) Quick-Start Guide For Blue Solutions customers Let s get started! $ This guide is for Independence Blue Cross (Independence) Blue Solutions customers who have selected a qualified
More information