Prices and services for current accounts

Transcription

1 Prices and services for current accounts Keeping the overview, together. Valid from 1 July

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3 Contents 04 Accounts 05 Payment transactions 06 Cash services 08 Maestro and account cards 09 Credit cards 10 Safe deposit box 11 Cheques 11 Miscellaneous General note For the sake of clarity, only the most important prices are shown here. All prices and information are valid at the time of publication.

4 Accounts Account opening Current account in CHF 1) Current account in EUR and in other foreign currencies 2) Account management CHF 15 per quarter with e-banking agreement CHF 18 per quarter without e-banking agreement Account statement 3) one statement per quarter CHF 1 per additional account statement, max. CHF 30 per reporting period Interest and principal statement for tax purposes (paper copies delivered by post) Advice notes Account balancing postage fees are charged to the client Postings with e-banking agreement CHF 0.50 per item without e-banking agreement Postage fees for e-banking documents postage fees for standard B post (A post on request) are charged once per day Account closure CHF 20 1) Including current account public-sector entities, pension fund assets, building loan, business account, collateral loan in CHF, rent account, rental surety account 2) Including collateral loan in foreign currency. For foreign currency accounts, all fees are converted into the relevant foreign currency. 3) CHF 10 per duplicate statement 4

5 Payment transactions Switzerland in CHF and EUR Incoming payments Outgoing payments, salary payments via e-banking (including e-bill) with a scanning order via the bank with conventional form/letter via the bank Standing order via e-banking with conventional form/letter via the bank Direct debit (LSV) Master list order Surcharge for telephone and fax orders Surcharge for fax confirmation Third-party charges with coded payment slip to ZugerKB accounts CHF 0.50 per item to other accounts CHF 10 per item CHF 1 per item to ZugerKB accounts CHF 1.50 per item to other accounts CHF 20 per order CHF 20 per item Passed on to the client Abroad in CHF and foreign currencies Switzerland in foreign currencies (except EUR) Incoming payments Outgoing payments, salary payments SEPA-compliant via e-banking non-sepa-compliant via e-banking with conventional form/letter via the bank Standing order SEPA-compliant via e-banking non-sepa-compliant via e-banking with conventional form/letter via the bank Surcharge for telephone and fax orders Surcharge for fax confirmation Express execution Third-party charges CHF 5 per item CHF 10 per item CHF 5 per item CHF 10 per item CHF 20 per order CHF 20 per item CHF 25 per item Passed on to the client 5

6 Cash services Deposits and withdrawals at the bank Deposits Current account in CHF Current account in EUR 1) Business account Rent account Collateral loan in CHF Withdrawals CHF/EUR up to CHF six withdrawals free per year 4) CHF 2 per additional withdrawal 4) Withdrawals CHF/EUR over CHF ) Withdrawals in other currencies Other fees Deposits and withdrawals at the bank in CHF by clients of other cantonal banks CHF 10 Purchase and sale of foreign exchange for external clients CHF 10 Acceptance of large quantities of coins from Zuger Kantonalbank clients at coin deposit machines at the bank for up to CHF % at the bank for amounts in excess of CHF 100 Acceptance of large quantities of coins from external clients 5 % 1) For foreign currency accounts, all fees are converted into the relevant foreign currency. 2) Cash withdrawals cannot be made from building loan accounts. 3) No fee is charged for EUR and USD deposits into an account in the same foreign currency. A fee is charged for all other foreign currency deposits into an account in the same foreign currency (1 % or at least CHF 20 up to countervalue of CHF , 0.75 % for higher amounts). 4) The following fee is charged for foreign currency withdrawals from an account in the same foreign currency: EUR/USD: 1 % or at least CHF 20 up to countervalue of CHF , 0.5 % for higher amounts other foreign currencies: 1 % or at least CHF 20 up to countervalue of CHF , 0.75 % for higher amounts. 6

7 Current account in other foreign currencies 1) Collateral loan in foreign currency 1) Current account public-sector entity/pension fund assets Building loan 2) Rental surety account 3) 4) 4) 4) 7

8 Maestro and account cards Maestro card (in CHF/EUR 1) ) Account card (in CHF/EUR 1) ) Annual fee CHF 40 Replacement card CHF 20 CHF 10 Replacement PIN CHF 20 CHF 10 Blocking of card CHF 40 CHF 40 Purchase in Switzerland in CHF not possible Purchase in foreign currency/abroad 2) CHF 1.50 not possible Withdrawal 2) at ATMs of Zuger Kantonalbank of other cantonal banks of non-cantonal banks in Switzerland abroad CHF 2 CHF 5 not possible not possible not possible Cash deposits at ATMs of Zuger Kantonalbank 1) For the account and Maestro cards in EUR, all fees are converted into EUR. 2) Currency conversion: At ATMs of Zuger Kantonalbank the amount is converted at the indicated rate; all other withdrawals are converted using the rate of exchange applicable the day of/day prior to the posting. 8

9 Credit cards MasterCard Business Silver 1) (in CHF) MasterCard Business Gold 1) (in CHF) MasterCard Business Gold 1) (in EUR/USD) Annual fee for first card CHF 100 CHF 170 EUR/USD 150 Annual fee for additional cards Own design per card/year Replacement card in case of loss CHF 50 CHF 85 EUR/USD 75 CHF 40 not possible not possible CHF 20 Replacement PIN Blocking of card Transactions in foreign currency Currency selling rate + max. 1.5 % processing fee Currency selling rate + max. 1.5 % processing fee Currency selling rate + max. 1.5 % processing fee MasterCard Corporate Silver 1) (in CHF) MasterCard Corporate Gold 1) (in CHF) MasterCard Corporate Gold 1) (in EUR/USD) Annual fee per card CHF 100 CHF 170 EUR/USD 150 Replacement card in case of loss CHF 20 Replacement PIN Blocking of card Transactions in foreign currency Currency selling rate + max. 1.5 % processing fee Currency selling rate + max. 1.5 % processing fee Currency selling rate + max. 1.5 % processing fee 1) For further prices, please consult the applicable card brochure. 9

10 Safe deposit box Rental of safe deposit boxes Volume in dm 3 1) 2) (height x length x depth) Annual fee 1 10 dm 3 CHF dm 3 CHF dm 3 CHF dm 3 CHF dm 3 CHF dm 3 CHF dm 3 CHF dm 3 CHF Other services In the event of a key loss, the charge for changing the lock or forcibly opening the safe deposit box Access card to safe deposit box of Zuger Kantonalbank First issue Replacement card CHF 500 1) CHF 15 1) plus VAT 2) The annual fees are payable following the signing of the contract and each February for the current calendar year. Where a safe deposit box is rented during the course of the year, the first rental charge is levied on a pro rata basis. If the agreement is rescinded during the course of the year, fees that have already been paid are not reimbursed. 10

11 Cheques and miscellaneous Cheques Cheque credit (Zuger Kantonalbank cheques) Swiss cheque credit subject to clearance (third-party bank) Foreign cheque credit subject to clearance Swiss cheque credit after clearance Foreign cheque credit after clearance Issue of bank cheque Correspondence cheque on current account Stopping of cheques (bank cheque) Stopping of cheques (correspondence cheque) Surcharge for telephone and fax orders CHF 5 per cheque CHF 10 per cheque CHF 15 per cheque CHF 30 per cheque CHF 40 per cheque CHF 25 per cheque CHF 5 per cheque CHF 50 per cheque CHF 30 per stoppage CHF 20 per cheque Miscellaneous Retained mail CHF 300 per year 1) Simple address clarifications for undeliverable post Complex address clarifications for undeliverable post Safekeeping of undeliverable post CHF 50 per year 1) CHF 30 to CHF 60 in Switzerland CHF 100 abroad Fee for domiciliary companies 2) CHF 500 per year 1) Fee for clients domiciled abroad 2) 3) CHF 420 per year 1) 1) plus VAT 2) The fee is waived if the client relationship consists exclusively of a capital deposit account or rental deposit account. 3) Applies for all clients domiciled outside of Switzerland. 11

12 Zuger Kantonalbank Bahnhofstrasse Zug Phone Fax [email protected]