For Our Retirees January 1 - December 31, 2014

Size: px
Start display at page:

Download "For Our Retirees January 1 - December 31, 2014"

Transcription

1 For Our Retirees January 1 - December 31,

2 NOTICE NOTICE HEALTH CARE SERVICES MAY BE PROVIDED TO YOU AT A NETWORK HEALTH CARE FACILITY BY FACILITY-BASED PHYSICIANS WHO ARE NOT IN YOUR HEALTH PLAN. YOU MAY BE RESPONSIBLE FOR PAYMENT OF ALL OR PART OF THE FEES FOR THOSE OUT-OF-NETWORK SERVICES, IN ADDITION TO APPLICABLE AMOUNTS DUE FOR CO- PAYMENTS, COINSURANCE, DEDUCTIBLES, AND NON-COVERED SERVICES. SPECIFIC INFORMATION ABOUT IN-NETWORK AND OUT-OF-NETWORK FACILITY-BASED PHYSICIANS CAN BE FOUND AT THE WEBSITE ADDRESS OF YOUR HEALTH PLAN OR BY CALLING THE CUSTOMER SERVICE TELEPHONE NUMBER OF YOUR HEALTH PLAN. 2

3 TABLE OF CONTENTS INFORMATION YOU NEED TO KNOW 5 KEEP OGB INFORMED 5 CHECK YOUR LIFE INSURANCE 5 MENTAL HEALTH AND SUBSTANCE ABUSE TREATMENT BENEFITS 6 ABOUT MEDICARE 6 PAYMENT OF CLAIMS WHEN MEDICARE IS PRIMARY 7 PRESCRIPTION DRUG PROGRAM 8 RETIREE SPECIAL NOTICE FOR RETIREES 9 RETURNING TO WORK 9 ANNUAL ENROLLMENT and MEDICARE ADVANTAGE ENROLLMENT 10 ONLINE PROVIDER DIRECTORY 10 INDIVIDUAL MEDICARE PLANS THROUGH EXTEND HEALTH EXCHANGE 10 GLOSSARY 11 COUNCILS ON AGING 13 COMMUNITY RESOURCES 15 CUSTOMER SERVICE For information about health plan benefits, pre-authorization, claims or payments: PPO/HMO/ CDHP Blue Cross Medical Home HMO/ Vantage Medicare Advantage HMO/Vantage $0 Premium Medicare Advantage HMO Vantage Peoples Health Medicare Advantage HMO Peoples Health For information about pharmacy benefits, claims or payments or Diabetic Sense programs: PPO/HMO MedImpact CDHP (Blue Cross) Express Scripts/ESI Medical Home HMO (Vantage) Vantage Medicare Part D prescription coverage through Express Scripts/ESI (formerly Medco) Express Scripts/ESI

4 Congratulations! You are a retired state employee and one of Louisiana s greatest resources. Your colleagues at the Office of Group Benefits (OGB) thank you for your years of service and have prepared this information just for you. INFORMATION YOU NEED TO KNOW As a retiree, you are no longer required to have all changes to your health coverage processed through the human resources office of the agency from which you retired. If you need to report an address change, for example, you can simply write directly to OGB, and we will handle it for you. Changes requiring a form can be handled through the mail or through the human resources office of your former employer. Many forms are available on the OGB website ( You are free to move from one standard OGB health plan to another OGB health plan each year during Annual Enrollment. If you drop coverage, you cannot re-enroll unless one of the following circumstances applies: 1. You dropped coverage to join an individual (non-ogb) Medicare Advantage HMO and it is no longer available. You must re-enroll at the earlier of the following dates. November, for coverage effective January 1 The next Annual Enrollment, for coverage effective January 1 Within 30 days of loss of coverage. 2. You dropped coverage to join TriCare for Life and it has discontinued or had a significant reduction in benefits. 3. You lost other creditable continuous coverage and meet all the requirements of the PPO Plan Document explained in Article I, F regarding type of coverage, dates, etc. KEEP OGB INFORMED It is extremely important that you keep OGB informed about the following information: Current address We want to be able to send to you Explanation of Benefits (EOBs) notices about your coverage and other important information, such as the schedule of Annual Enrollment and Medicare Advantage Enrollment meetings. Change in working status We must be informed immediately if you return to work. This may affect payment of your claims, depending upon whether your OGB health plan is your primary or secondary coverage. Change in eligibility of dependents due to: Age (children eligible up to age 26) Divorce (former spouse is not eligible for coverage) Death Medicare eligibility CHECK YOUR LIFE INSURANCE The beginning of your retirement is a good time to check your life insurance. You may want to verify who is listed as your beneficiary. The agency from which you retired can handle address and beneficiary changes and any other life insurance questions. A plan member enrolled for life insurance coverage will automatically have coverage reduced by 25 percent on Janurary 1 following his or her 65th birthday. Coverage will be reduced by the same amount on January 1 following his or her 70th birthday. Premium rates will be reduced accordingly. 4

5 MENTAL HEALTH AND SUBSTANCE ABUSE TREATMENT BENEFITS Accessing Your Benefits Your OGB mental health and substance abuse (MH/ SA) treatment benefits program is confidential and easy to use. You and your covered dependents can receive care by calling the number on your OGB identification card. When you call, a customer service representative or care manager will help you select a network provider who is convenient to your home or workplace and will provide an authorization for your treatment. If you need immediate assistance, clinical staff is available 24 hours a day to assist you with finding a provider and obtaining authorization for services. Your Mental Health & Substance Abuse Treatment Benefits Your mental health and substance abuse treatment benefits include a range of services. When authorized, these services may include: Inpatient care Intensive outpatient programs Partial day treatment Detoxification and substance abuse treatment Psychiatric evaluation and office visits Outpatient treatment with psychologists, licensed professional counselors and licensed clinical social workers In Case of a Mental Health and/or Substance Abuse Emergency Clinicians are available 24 hours a day to help you in a serious situation. If the situation is life- threatening and you believe inpatient services are needed, call 911 or go to the nearest emergency room. You, your doctor or family member must call the number on your OGB identification card within 24 hours to receive authorization for services. After emergency stabilization, the care manager will assist if needed in arranging for a transfer to an in-network facility. Non-emergency MH/SA problems treated in the emergency room will not be eligible for reimbursement. Deductibles Plan members are no longer responsible for a separate deductible for MH/SA benefits; the Comprehensive Medical Benefits deductible now applies to all inpatient and outpatient services, including ADD and ADHD. ABOUT MEDICARE When you or your spouse turns 65, you may be eligible for Medicare Part A hospitalization coverage without paying a premium. There are a few things you should keep in mind to ensure there is no lapse in your OGB medical coverage. You (and your spouse, if he or she is covered by your OGB health plan) must enroll in Medicare Part B to continue receiveing benefits from your OGB health plan if: You are retired; You turned 65 on or after July 1, 2005; and You are eligible for Medicare Part A premium-free as an individual or as a dependent of your current or previous spouse. This does not apply to you or your covered spouse if: You are not retired; You reached age 65 before July 1, 2005; You are not eligible for premium-free Medicare Part A; or You are presently covered under another group health plan through your own or your spouse s present employment. If you are eligible for Part A premium-free but do not enroll in Part B during the 7-month period when you are first eligible to sign up (the 3 months before your birthday month, your birthday month and the 3 months after): You must wait to enroll during the Medicare general enrollment period (January 1 through March 31 each year) for coverage that begins July 1.»» Your Medicare Part B premium increases by 10 percent for each 12-month period in which you were not enrolled after you first became eligible. 5

6 To avoid unnecessary out-of-pocket costs, OGB recommends you and your covered spouse to visit the nearest Social Security Administration office 90 days before your 65th birthday to find out if you are eligible for Medicare Part A premium-free and enroll in Parts A and B if you are. After you reach age 65, are retired and enrolled in Medicare Parts A and B and OGB receives a copy of your Medicare card Medicare becomes your primary health coverage and your monthly OGB health plan premiums are lowered. After OGB receives a copy of SSA documents that verify your ineligibility, your OGB health plan remains your primary coverage with no change in your OGB premiums. Applying for Medicare before you or your covered spouse reach age 65 ensures that Medicare coverage begins when you reach age 65. It also allows time for OGB to receive documents required to continue paying medical benefits with no lapse in your OGB coverage. If you are eligible for Medicare Part A premium-free, your OGB health plan will not process or pay medical claims that would be covered by Medicare Part B until you enroll in Medicare Part A and Part B and OGB receives a copy of your Medicare card. If you are not eligible for Medicare Part A premium-free, OGB will not process or pay medical claims until OGB receives a copy of a letter from the Social Security Administration stating you are not eligible. PAYMENT OF CLAIMS WHEN MEDICARE IS PRIMARY When Medicare is primary, submit the itemized bill from the provider (with diagnosis and procedure codes) and the Medicare Explanation of Benefits (EOB) to your OGB health plan. Each document must have the plan member s Social Security number (SSN) listed. All claims must be submitted within one year from the date the service was received. If the deadline is near and Medicare has not provided an EOB, submit the itemized bill to your OGB health plan with the plan member s Social Security number on it. It will be held pending receipt of the Medicare EOB. Many providers submit bills for their patients. However, ultimately it is the patient s responsibility to get the bills to the OGB health plan. When a Medicare-primary claim is received, the following questions are considered: 1. Has the health plan received the properly completed itemized bill prior to the deadline? 2. Does the health plan have the corresponding EOB? 3. Do both documents have the plan member s Social Security number? 4. Are the services on the itemized bill covered by your OGB health plan? If you are eligible for Medicare Part A premiumfree, apply for both Part A and Part B coverage. When you receive your Medicare card, send a copy to: Office of Group Benefits P.O. Box Baton Rouge, LA If you are not eligible for Medicare Part A premium-free, obtain a letter or other written verification from the Social Security Administration confirming you are not eligible for Medicare. Send a copy to OGB at the address above. 6

7 PAYMENT OF CLAIMS WHEN MEDICARE IS PRIMARY (continued) Once the documents are in order, payment eligibility is determined. Which costs are eligible for reimbursement? Bills for ineligible services and/or excessive amounts are disallowed or reduced. If a provider accepts Medicare assignment, neither OGB nor the plan member or patient is responsible for payment of charges in excess of the Medicare allowable amount. If the provider does not accept Medicare assignment, OGB will consider the remaining eligible charges after Medicare has paid Applicable inpatient deductibles are applied. Claims are paid after OGB has determined which costs are eligible for payment and applicable deductibles have been satisfied. OGB-sponsored Medicare Part D Retirees with Medicare Part A and Part B who are enrolled in the PPO and HMO health plans are automatically enrolled in the OGB-sponsored Medicare Part D plan for prescription drug coverage. Each PPO and HMO plan member for whom Medicare provides primary health coverage will have a separate ID card for prescription drugs. This card is only for prescription drug benefits and can only be used for the person named on the card. You will continue to use your plan member PPO or HMO ID card for medical benefits. Eligible plan members will receive detailed correspondence from ESI, MedImpact and OGB prior to January 1, 2014, explaining the new Medicare Part D benefits. This is very important information; please be sure to carefully review any mailings you receive regarding your new prescription drug benefits. PRESCRIPTION DRUG PROGRAM Retirees who do not have Medicare Part A and Part B should refer to the Helpful Information Book for more details about prescription drug benefits. OGB contracts with a prescription benefits manager (PBM) with a group of conveniently-located network pharmacies and an optional mail service program. Non-Network Pharmacy You must pay full drug costs at the point of purchase and submit your receipt. You will be reimbursed based on the discounted drug costs at network pharmacies, less your co-pay. For additional information about your pharmacy benefits, refer to your plan document, or call the number on your Blue Cross Blue Shield identification card. Extended Drug Benefit For refills obtained within 120 days of the previous fill, you can obtain up to a 93-day supply of medications if prescribed by your doctor and if 75 percent of the amount previously dispensed has been used. Remember, prescriptions are limited to the dispensing amount prescribed. 1- to 31-day supply - you pay one month s co-pay 32- to 62-day supply - you pay two month s co-pay 63- to 93-day supply - you pay three month s co-pay The out-of-pocket maximum is $1,200 per person, per plan year. You pay the following, after the out-of-pocket limit of $1,200 has been met: Brand-name drugs: o 1- to 31-day supply you pay $15 o 32- to 62-day supply you pay $30 o 63- to 93-day supply you pay $45 Generic drugs: o $0 co-pay for up to a 93-day supply 7

8 Benefit for Proton Pump Inhibitors (PPI) The prescription drug benefit for the PPO and HMO health plans now covers over-the-counter (OTC) proton pump inhibitor (PPI) medications for heartburn and gastroesophageal reflux disease (GERD) if the plan member has a prescription from his or her physician. These OTC PPI medications are equally effective for most people and far less costly. This saves money for both the plan member and the health plan, which helps OGB keep premium rates as low as possible. The plan member pays 50 percent of the cost of these OTC PPI medications at the point of purchase (up to a $50 maximum per prescription for up to a 31-day supply): lansoprazole (sold as Prevacid 24 Hour; store brands are not yet available); omeprazole (sold as Prilosec OTC and various store brands); and omeprazole and sodium bicarbonate (sold as Zegerid OTC; store brands. The plan member must pay a co-pay for each full or partial 31-day supply, so OGB urges plan members to make sure providers to keep package sizes in mind when writing OTC PPI prescriptions. Advantage of the Retiree 100 Program Retiree 100 provides additional coverage for plan members who have extensive hospital bills and/or physician charges due to a serious illness, accident or long-term chronic condition. Contact the OGB Customer Service department for more information about Retiree 100. SPECIAL NOTICE FOR RETIREES RETURNING TO WORK Whenever a retiree with OGB coverage returns to full-time employment with the state, the employee is placed in the re-employed retiree category for premium calculation. The re-employed retiree premium classification applies to retirees both with and without Medicare. The premium rates applicable to the re-employed retiree premium classification are identical to the premium rates for the retirees with no Medicare classification. The agency hiring a retired OGB plan member is required to notify OGB. OGB will determine whether OGB coverage is primary or secondary, and notify the agency of the change in status. RETIREE 100 What is Retiree 100? Retiree 100 is optional coverage available to retired plan members who have Medicare (Part A and Part B) as their primary insurer. It is a supplemental program designed for retirees who have very high medical costs. This program requires a separate premium and is only available through the PPO health plan. Medicare and OGB normally reimburse a significant percentage of your eligible health care expenses. However, since Medicare reimburses only part of the cost and OGB allows benefits only on what is left after Medicare pays, you may have to pay part of the cost, as well. After deductibles are met, Retiree 100 coverage may provide higher reimbursements for eligible medical expenses by considering the total charges billed by an eligible provider, not just the balance due after Medicare has paid. 8

9 ANNUAL ENROLLMENT and MEDICARE ADVANTAGE ENROLLMENT What s the difference? Annual Enrollment is the time period each year when all OGB plan members can transfer to an OGB standard health plan (the PPO, HMO and Medical Home HMO). For the 2014 plan year, Annual Enrollment begins October 1 and ends October 31. OGB Medicare Advantage Enrollment is when retirees with both Medicare Part A and Part B can transfer to an OGB Medicare Advantage health plan. For the 2014 plan year, Medicare Advantage Enrollment begins October 15 and ends December 7. Both enrollments take place once a year in the fall with an effective date of coverage on January 1. Although the two enrollment periods overlap, the beginning and ending dates vary. October 15 - December 7, 2013 Retirees with Medicare Part A and Part B can transfer to OGB Medicare Advantage plan October 1 - October 31, 2013 All plan members can transfer to an OGB standard plan. Retirees with Medicare Part A and Part B can transfer to an OGB Medicare Advantage plan. ONLINE PROVIDER DIRECTORY A current listing of network providers for each OGB health plan is accessible online any time via links on the OGB website ( under Health Plans. If you do not have a computer at home, visit a public library for free Internet access or call the OGB Customer Service office in Baton Rouge. INDIVIDUAL MEDICARE PLANS THROUGH EXTEND HEALTH EXCHANGE OGB is partnering with Extend Health, the largest private Medicare exchange in the United States, to offer access to multiple individual Medicare plans for Retirees who enroll in an individual Medicare plan through the Extend Health exchange will be enrolled in a health reimbursement arrangement (HRA) and will receive HRA credits of $200 to $300 per month from the state up to $2,400 per year with single coverage or up to $3,600 per year with coverage for more than one Medicare beneficiary. They can use these HRA credits to pay premiums for Medicare Advantage plans, Medicare Part B, Medicare Part D prescription drug plans, Medigap plans, dental plans, vision plans and other eligible out-of-pocket medical expenses. Extend Health s HRA administrator may be reached by calling toll-free Retirees who want enrollment information may call Extend Health at toll-free ANNUAL ENROLLMENT: OCTOBER 15 - DECEMBER 7, 2013 Retirees with Medicare Part A and Part B can transfer to an individual Medicare Plan through Extend Health Exchange with an HRA 9

10 GLOSSARY - Please note that these are not legal terms Annual Enrollment The period each year when a plan member can transfer from one plan to another plan. Meetings are held in October throughout the state to provide information about each plan. EOB Explanation of benefits - a report from OGB, Medicare or other entity that tells what was paid toward a particular claim or bill. The EOB lists the date of service, the type of service, who provided it and what was paid. It may also give the reason why a particular claim was not paid. Extend Health Exchange Health Reimbursement Arrangement (HRA) HMO Plan Largest private Medicare exchange offering OGB Medicare Part A and Part B eligible retirees access to multiple individual Medicare plans, individual Medicare Advantage plans, Medicare Part D prescription drug plans and Medigap plans. An OGB Medicare Part A and Part B eligible retiree health reimbursement arrangement to pay premiums for an individual Medicare plan, Medicare Part B, Medicare Part D prescription drug plans, Medigap plans, dental plans, vision plans and other eligible out-of-pocket medical expenses. HRA credits are up to $2,400 per year for single coverage or up to $3,600 per year with coverage for more than one Medicare beneficiary. Health Maintenance Organization plan - a private network of physicians, laboratories, hospitals, therapists, etc., who have agreed to provide specific services to plan members under specific conditions and for specific costs. OGB pays a set cost per plan member for services, and the HMO is responsible for providing the service. Medical Home HMO Plan (MHHP) Medicare Advantage Enrollment Medical Home HMO - a health plan available statewide in which the plan member designates a primary care physician (PCP). The plan member s PCP coordinates all medical care, including authorizations for specialists and referrals to centers of excellence. Available in regions 1, 5, 6, 7, 8 and 9. The period each year when a retired plan member with both Medicare Part A and Part B can transfer to an OGB Medicare Advantage health plan or transfer to an OGB standard health plan (PPO, HMO or Medical Home HMO). Network A group of medical care providers who have contracted with OGB to provide specific care to OGB plan members in an OGB health plan. OGB Office of Group Benefits - the state agency charged with providing health coverage and life insurance for state employees, retirees and their dependents. PBM Pharmacy Benefits Manager - a company with which OGB has contracted to administer the pharmacy benefits program. 10

11 GLOSSARY (continued) - Please note that these are not legal terms PPO Plan Primary Payer Provider Retiree 100 Secondary Payer Participation Schedule Preferred Provider Organization - a network of physicians, laboratories, hospitals and therapists who have agreed to provide specific services to OGB plan members under specific conditions and for specific costs. The health plan that pays first when the plan member has other coverage (such as Medicare). A person or business that provides medical care, service, or products. Examples include doctors, hospitals, laboratories, pharmacies, anesthetists, therapists, suppliers of durable medical equipment, etc. A supplemental program designed for retirees who have very high medical costs. This program requires a separate premium and is available with the PPO and HMO health plans. The health plan that pays after another health plan has paid. When OGB is the secondary payer, your benefits are the same whether the provider is in or out of the network. Refers to the percentage of the health plan premium paid by the agency for a retiree. This percentage is based on the number of years the retiree participated in an OGB health plan prior to retirement. 11

12 COUNCILS ON AGING Each parish has a Council on Aging that can provide information about services available in the area. Acadia Parish (337) Allen Parish (318) Ascension Parish (225) Assumption Parish (985) Avoyelles Parish (318) Beauregard Parish (337) Bienville Parish (318) Bossier Parish (318) Caddo Parish (318) Calcasieu Parish (337) Caldwell Parish (318) Cameron Parish (337) Catahoula Parish (318) Claiborne Parish (318) Concordia Parish (318) DeSoto Parish (318) East Baton Rouge Parish (225) East Carroll Parish (318) East Feliciana Parish (225) Evangeline Parish (337) Franklin Parish (318) Grant Parish (318) Iberia Parish (337) Iberville Parish (225) Jackson Parish (318) Jefferson Parish (504) Jefferson Davis Parish (337) Lafayette Parish (337) LaSalle Parish (318) Lincoln Parish (318) Livingston Parish (225) Madison Parish (318) Morehouse Parish (318) Natchitoches Parish (318) New Orleans COA (504) Ouachita Parish (318) Plaquemines Parish (504) Pointe Coupee Parish (225) Rapides Parish (318) Red River Parish (318) Richland Parish (318) Sabine Parish (318) St. Bernard Parish (504) St. Charles Parish (985) St. Helena Parish (225) St. James Parish (225) St. John Parish (985) St. Landry Parish (337) St. Martin Parish (337) St. Mary Parish (337) ext. 321 St. Tammany Parish (985) Tangipahoa Parish (985) Tensas Parish (318) Terrebonne Parish (985) Union Parish (318) Vermillion Parish (337) Vernon Parish (337) Washington Parish (985) Webster Parish (318) West Baton Rouge Parish (225) West Carroll Parish (318) West Feliciana Parish (225) Winn Parish (318) SENIOR CENTERS Acadia Church Point (337) Ascension Donaldsonville (225) Ascension Gonzales (225) Assumption Pierre Part (985) Assumption Napoleonville (985) Avoyelles Bunkie (318) Avoyelles Marksville (318) Avoyelles Simmesport (318) Beauregard DeRidder (337) Bienville Arcadia (318) Bienville Ringgold (318)

13 SENIOR CENTERS (continued) Bossier Bearkat (318) Caddo Cooper Road (318) Calcasieu Moss Bluff (337) Calcasieu Iowa (337) Calcasieu Lake Charles (337) Calcasieu Sulphur (337) Calcasieu Vinton (337) Calcasieu Westlake (337) Cameron Grand Lake (337) Catahoula Jonesville (318) Concordia Ferriday (318) DeSoto Mansfield (318) East Baton Rouge Baker (225) East Baton Rouge (225) Chaneyville East Baton Rouge Dumas (225) House East Baton Rouge Florida (225) Blvd. East Baton Rouge King David (225) East Baton Rouge Homewood (225) East Baton Rouge MLK (225) East Baton Rouge New Light (225) BC East Baton Rouge Zachary (225) East Carroll Amacker House (318) East Feliciana Jackson (225) Square East Feliciana Marnie Evans (225) Iberia Meal Site & Senior (337) Center Iberville Carville (225) Iberville Maringoun (225) Iberville Plaquemine (225) Iberville White Castle (225) Jackson Rober Riddle (318) Jefferson Kenner (504) Jefferson Lafitte (504) Jefferson Marrero (504) Jefferson Bridge City (504) Jefferson Westwego (504) Jefferson Harahan (504) Jefferson Grand Isle (985) Jefferson Metairie (504) Jefferson Gretna (504) Jefferson Jefferson (504) Lafayette La Belle Maison (337) Lincoln Ruston (318) Livingston Denham Springs (225) Morehouse Bastrop (318) Orleans Arthur Monday (504) Orleans Pontchartrain Park (504) Ouachita Carolyn Rose (318) Plaquemines Riverbend (504) Pointe Coupee New Roads (225) Rapides Ball (318) Rapides Bolton (318) Rapides Pineville (318) Richland Rayville (318) Sabine Converse (318) Sabine Many (318) Sabine Pleasant Hill (318) Sabine Toledo (318) Sabine Zwolle (318) St. Charles Hahnville (985) St. Charles Luling (985) St. Charles New Sarpy (985) St. Charles Norco (985)

14 SENIOR CENTERS (continued) St. Helena Turner Chapel (225) St. James Lutcher (225) St. James Romeville (225) St. James Vacherie (225) St. James Welcome (225) St. Landry - Opelousas (337) St. Mary Franklin (337) St. Mary Patterson (985) St. Tammany Bush (985) St. Tammany Folsom (985) St. Tammany Hadden Hall (985) St. Tammany Lacombe (985) St. Tammany Paul Spitzfaden (985) St. Tammany Pearl River (985) Tangipahoa Amite (985) Tangipahoa Hammond (985) Tangipahoa Independence (985) Tangipahoa Kentwood (985) Tangipahoa Ponchatoula (985) Terrebonne Bayou Towers (985) Terrebonne Chauvin (985) Terrebonne Neal Ransonet (985) Terrebonne Schriever (985) Terrebonne Shady Acres (985) Vermillion Abbeville (337) Vermillion Kaplan (337) Washington Bogalusa (985) Washington Franklinton (985) Webster Minden (318) Webster Springhill (318) West Carroll Oak Grove (318) Winn Winnfield (318) COMMUNITY RESOURCES Emergency 911 Social Security Administration (800) Veterans Affairs Benefits (800) Office of Elderly Affairs (225) Elderly Protective Services (800) Louisiana Nursing Home Association (225)

15 This document was printed for the Office of Group Benefits in September 2013 by State Printing to inform state employees about benefits at a cost of $2,030 for 3,500 copies (58 cents each) in this first and only printing under authority of the Division of Administration in accordance with standards for printing by state agencies established pursuant to LA R. S. 43:31. 15

TITLES I, II, and III

TITLES I, II, and III TITLES I, II, and III Chapter: 15 Chapter Title: Assignment of Cases and Preliminary Motions Appendix 15.1 Rule No: 15.1 Alternative Method of Service on District Attorney 1st Judicial District Caddo In

More information

TOTS Training For Lead Agencies Supporting Families Enrolling in Child Care

TOTS Training For Lead Agencies Supporting Families Enrolling in Child Care TOTS Training For Lead Agencies Supporting Families Enrolling in Child Care Objectives & Agenda OBJECTIVES 1. Train Lead Agencies on process for enrolling families into TOTS 2. Discuss next steps to be

More information

Louisiana's Uninsured Population:

Louisiana's Uninsured Population: Louisiana's Population: Parish-level Estimates A Report from the 2011 Louisiana Health Insurance Survey Stephen Barnes, Assistant Professor-Research Division of Economic Development Department of Economics

More information

Navigators for a Healthy Louisiana. Louisiana Department of Insurance 2014 Annual Health Care Conference May 20 th, 2014

Navigators for a Healthy Louisiana. Louisiana Department of Insurance 2014 Annual Health Care Conference May 20 th, 2014 Navigators for a Healthy Louisiana Louisiana Department of Insurance 2014 Annual Health Care Conference May 20 th, 2014 Navigators for a Healthy Louisiana On August 15 th, 2013 Louisiana Area Health Education

More information

Vocational Rehabilitation Program

Vocational Rehabilitation Program January 2005 LOUISIANA REHABILITATION SERVICES (LRS) Vocational Rehabilitation Program Quarterly Report OCTOBER 2004 - DECEMBER 2004 The Vocational Rehabilitation Program (VR) is an employment program

More information

American Recovery and Reinvestment Act (Stimulus) Byrne/JAG

American Recovery and Reinvestment Act (Stimulus) Byrne/JAG American Recovery and Reinvestment Act (Stimulus) Byrne/JAG Court 14th Calcasieu Parish Juvenile Drug Court Drug Court $113,552 14th Judicial District Court Court Delay Reduction $137,622 15th Judicial

More information

Home Loan Scams: Borrower Beware!

Home Loan Scams: Borrower Beware! Home Loan Scams: Borrower Beware! Home Loan Scams: Borrower Beware! 1. What are home loan scams? Home loan scams are unfair or misleading lending practices that can lead to you losing your home. Some lenders

More information

*Job Title: Job#: Mail Other Personal Information. *Class: 1 2 3 4 A A CDL B B CDL C C CDL CM D E E (Learner) F M1 M2 Motorcycle R None

*Job Title: Job#: Mail Other Personal Information. *Class: 1 2 3 4 A A CDL B B CDL C C CDL CM D E E (Learner) F M1 M2 Motorcycle R None Position applying for: (Please print and attach supplemental questions included in the posting for which you are applying) *:Job#: *Agency: *Location: NOTE: Any Supplemental Questions accompanying this

More information

A Journey through LOUISIANA REHABILITATION SERVICES (LRS) Programs and Services

A Journey through LOUISIANA REHABILITATION SERVICES (LRS) Programs and Services A Journey through LOUISIANA REHABILITATION SERVICES (LRS) Programs and Services LRS under the umbrella of LOUISIANA WORKFORCE COMMISSION (LWC) Louisiana Rehabilitation Services Programs... Vocational Rehabilitation

More information

Your Guide to Vocational Rehabilitation

Your Guide to Vocational Rehabilitation Your Guide to Vocational Rehabilitation Louisiana Rehabilitation Services (LRS) Non-Discrimination: LRS provides services without regard to race, creed, color, sex, age, national origin, or disability.

More information

15th Judicial District Attorney's Office A Teen Court 22,248

15th Judicial District Attorney's Office A Teen Court 22,248 1 of 14 11th Judicial District Attorney's Office A Supervision and Probation 10,000 11th Judicial District Attorney's Office C Victim Assistance Program 15,273 12th Judicial District Attorney's Office

More information

TOTAL Agency Name Type * Program Title FUNDS FUNDS

TOTAL Agency Name Type * Program Title FUNDS FUNDS 1 of 8 11TH JUDICIAL DISTRICT ATTORNEY'S OFFICE A SUPERVISION AND PROBATION 10,000 15TH JUDICIAL DISTRICT ATTORNEY'S OFFICE A TEEN COURT 21,870 16TH JUDICIAL DISTRICT ATTORNEY'S OFFICE A VIOLENCE PREVENTION

More information

2014 Rankings. Louisiana

2014 Rankings. Louisiana 2014 Rankings Louisiana INSIDE FRONT COVER INTENTIONALLY BLANK INTRODUCTION The County Health Rankings & Roadmaps program helps communities identify and implement solutions that make it easier for people

More information

Genworth 2015 Cost of Care Survey Louisiana

Genworth 2015 Cost of Care Survey Louisiana Cost of Care Survey 2015 Genworth 2015 Cost of Care Survey State-Specific Data 118928LA 04/01/15 Homemaker Services Hourly Rates USA $8 $20 $40 $44,616 2% Whole State $8 $15 $31 $34,320 1% Alexandria $13

More information

Meeting Schedule Active Employees and Retirees without Medicare

Meeting Schedule Active Employees and Retirees without Medicare Pelican HRA1000 Meeting Schedule Active Employees and Retirees without Medicare DATE LOCATION START TIME October 1 October 6 October 6 October 7 October 13 October 13 October 15 October 19 October 20 R.W.

More information

DECISION GUIDE FOR PLAN YEAR 2015 for retirees with Medicare ANNUAL ENROLLMENT OCTOBER 1 31, 2014. www.groupbenefits.org

DECISION GUIDE FOR PLAN YEAR 2015 for retirees with Medicare ANNUAL ENROLLMENT OCTOBER 1 31, 2014. www.groupbenefits.org DECISION GUIDE FOR PLAN YEAR 2015 for retirees with Medicare ANNUAL ENROLLMENT OCTOBER 1 31, 2014 www.groupbenefits.org RESOURCES / CONTACT INFORMATION If you have any questions about annual enrollment,

More information

The Homeowner Assistance Program Week 196 Situation & Pipeline Report

The Homeowner Assistance Program Week 196 Situation & Pipeline Report The Homeowner Assistance Program Situation & Pipeline Report April 6, 2010 Table of Contents Weekly Situation & Pipeline Report EXECUTIVE SUMMARY... 2 HOMEOWNER PROGRAM... 3 Housing Assistance Center Activity...

More information

COOPER Health Care Benefits. Benefit Enrollment Guide Salaried Cooper Tire Retirees 2015

COOPER Health Care Benefits. Benefit Enrollment Guide Salaried Cooper Tire Retirees 2015 COOPER Health Care Benefits Benefit Enrollment Guide Salaried Cooper Tire Retirees 2015 Retiree Medicare-Eligible Benefits Change Effective January 2010 Effective Jan. 1, 2010, Cooper revamped the medical

More information

Why Coding Accuracy Matters

Why Coding Accuracy Matters Risk Adjustment and Healthcare Reform : Documentation & Coding Why Coding Accuracy Matters It s Bigger than Risk Adjustment 1 Introduction With healthcare reform and system changes underway, accurate medical

More information

2015 Annual Enrollment Retirees with Medicare

2015 Annual Enrollment Retirees with Medicare 2015 Annual Enrollment Retirees with Medicare 2015 Annual Enrollment WHAT HAS NOT CHANGED: Plan Offerings PPO and HMO plans still offered Provider Network Blue Cross and Vantage National Networks WHAT

More information

SMOR Louisiana May 2015 Poll. Press Release

SMOR Louisiana May 2015 Poll. Press Release SMOR Louisiana May 2015 Poll Press Release May 12, 2015 -- For immediate release For more information, contact: Bernie Pinsonat, 225-383-4509 (office); 225-405-6797 (cell); pinsonat@smor.com Dilemma --

More information

Credentialing for Classroom Paraprofessionals. Paraprofessional LOUISIANA COMMUNITY & TECHNICAL COLLEGE SYSTEM

Credentialing for Classroom Paraprofessionals. Paraprofessional LOUISIANA COMMUNITY & TECHNICAL COLLEGE SYSTEM Credentialing for Classroom Paraprofessionals Paraprofessional LOUISIANA COMMUNITY & TECHNICAL COLLEGE SYSTEM Postsecondary Pathways to Becoming a Highly-Qualified Paraprofessional Paraprofessionals play

More information

CERTIFIED TREATMENT AND REHABILITIATION PROGRAMS LOCAL JAIL FACILITIES BASIC EDUCATION - ALL FACILITIES

CERTIFIED TREATMENT AND REHABILITIATION PROGRAMS LOCAL JAIL FACILITIES BASIC EDUCATION - ALL FACILITIES 14 September 2012 CERTIFIED TREATMENT AND REHABILITIATION PROGRAMS LOCAL JAIL FACILITIES BASIC EDUCATION - ALL FACILITIES Adult Basic Education (ABE) or General Education Development (GED)* Developmental

More information

ENROLLMENT PACKET ELECTRONIC DATA INTERCHANGE (EDI) SUBMISSION

ENROLLMENT PACKET ELECTRONIC DATA INTERCHANGE (EDI) SUBMISSION ENROLLMENT PACKET ELECTRONIC DATA INTERCHANGE (EDI) SUBMISSION Revised 07/10M Frequently Asked Questions About Electronic Data Interchange (EDI) In an effort to assist submitters and providers with their

More information

2016 County Health Rankings. Louisiana

2016 County Health Rankings. Louisiana 2016 County Health Rankings Louisiana INTRODUCTION The County Health Rankings & Roadmaps program brings actionable data and strategies to communities to make it easier for people to be healthy in their

More information

THE NELSON TRUST WWW.NELSON.AIBPA.COM

THE NELSON TRUST WWW.NELSON.AIBPA.COM December 28, 2012 Please read this notice carefully. This Notice contains important information regarding your coverage under The Nelson Trust Medicare Retiree Plan, effective April 1, 2013. You need to

More information

Labor Market Areas, WIBS and Hospitals

Labor Market Areas, WIBS and Hospitals Labor Market Areas, WIBS and Hospitals LABOR MARKET AREA 1 St. John the Baptist St. John the Baptist St. Charles St. Charles St. James St. James LWIA #10 First Planning District Consortium Doctors Hospital

More information

Vantage Health Plan. Nationwide Coverage. Nationwide Care. Nationwide Service. 2016 OGB Medical Home HMO Plan. OGB Approved. VHP517 R090415 Approved

Vantage Health Plan. Nationwide Coverage. Nationwide Care. Nationwide Service. 2016 OGB Medical Home HMO Plan. OGB Approved. VHP517 R090415 Approved Vantage Health Plan 2016 OGB Medical Home HMO Plan Nationwide Coverage. Nationwide Care. Nationwide Service. VHP517 R090415 Approved OGB Approved Welcome to Vantage Dear OGB Member: Vantage Health Plan

More information

Public School Funding in Louisiana

Public School Funding in Louisiana March 2010 Public School Funding in Louisiana Minimum Foundation Program (MFP) l The primary source of state and local funding for schools in Louisiana is the Minimum Foundation Program (MFP). l The Louisiana

More information

7.0 BIDDER RESPONSE FORMS

7.0 BIDDER RESPONSE FORMS 7.0 BIDDER RESPONSE FORMS 7.1 PRICING PAGES 7.1.1 PRICING (See Section 4.1) LOCATION(S): All Louisiana Exchanges except those Non-AT&T Central Offices listed in Attachment 1. DELIVERY TECHNOLOGY: TDM X

More information

Evidence. of Coverage. ATRIO Gold Rx (Rogue) (PPO) Member Handbook. Serving Medicare Beneficiaries in Josephine and Jackson Counties

Evidence. of Coverage. ATRIO Gold Rx (Rogue) (PPO) Member Handbook. Serving Medicare Beneficiaries in Josephine and Jackson Counties 2016 Evidence of Coverage ATRIO Gold Rx (Rogue) (PPO) Member Handbook Serving Medicare Beneficiaries in Josephine and Jackson Counties H6743_017_EOC_16 CMS Accepted January 1 December 31, 2016 Evidence

More information

Click this button to place your order.

Click this button to place your order. Medicare 33rd Edition 2016 What you need to know about Medicare in simple, practical terms. Click this button to place your order. 2016 MEDICARE CONTENTS 1 2 3 4 5 6 Published By PAGE INTRODUCTION Are

More information

LOUISIANA SCHOOL DIRECTORY TABLE OF CONTENTS

LOUISIANA SCHOOL DIRECTORY TABLE OF CONTENTS LOUISIANA PUBLIC SCHOOLS LOUISIANA SCHOOL DIRECTORY TABLE OF CONTENTS 20 - Superintendents List...1 School Calendar...5 Alphabetical Listing of Public Schools...28 Public Schools Information Sheet.60 Public

More information

The Federal Employees Health Benefits Program and Medicare

The Federal Employees Health Benefits Program and Medicare The Federal Employees Health Benefits Program and Medicare This booklet answers questions about how the Federal Employees Health Benefits (FEHB) Program and Medicare work together to provide health benefits

More information

Evidence of Coverage:

Evidence of Coverage: January 1 December 31, 2010 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Advantra Option 2 This booklet gives you the details about your

More information

Extend Health. New Health Coverage with More Choices

Extend Health. New Health Coverage with More Choices Extend Health New Health Coverage with More Choices Get ready for a new approach to health coverage with more flexibility to choose a plan that fits your needs. Effective January 1, 2013, health care benefits

More information

2014 OPEN ENROLLMENT & BENEFIT GUIDE

2014 OPEN ENROLLMENT & BENEFIT GUIDE 2014 OPEN ENROLLMENT & BENEFIT GUIDE This guide contains important information about Wheaton College s annual benefits open enrollment for our medical, dental and flexible spending accounts plan. Also

More information

Medicare & UC Medical Benefits

Medicare & UC Medical Benefits Medicare & UC Medical Benefits UCSB Health Care Facilitator Program Laura Morgan 893-4201 UC Retirement Administration Service Center (RASC) 1-800-888-8267 This presentation is intended for communication

More information

Evidence of Coverage:

Evidence of Coverage: January 1 December 31, 2015 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Health Net Ruby (HMO) This booklet gives you the details about

More information

Federally Qualified Health Center Fee Schedule - State Fiscal Year 2016

Federally Qualified Health Center Fee Schedule - State Fiscal Year 2016 Clinic Name Clinic Address Rate NPI Abbeville Community Health Center 800 Charity Street, Abbeville, LA 70510 $133.16 1134166556 Access Health Louisiana Kenner 2900 Indiana Avenue, Kenner, LA 70065-4605

More information

THE EVERYDAY PERSON S GUIDE TO PUBLIC EDUCATION FUNDING in Louisiana FEDERAL. A Publication of ORLEANS PUBLIC EDUCATION NETWORK www.opennola.

THE EVERYDAY PERSON S GUIDE TO PUBLIC EDUCATION FUNDING in Louisiana FEDERAL. A Publication of ORLEANS PUBLIC EDUCATION NETWORK www.opennola. THE EVERYDAY PERSON S GUIDE TO PUBLIC EDUCATION FUNDING in Louisiana FEDERAL A Publication of ORLEANS PUBLIC EDUCATION NETWORK www.opennola.org The Orleans Public Education Network would like to extend

More information

CSAC/EIA Health Small Group Access+ HMO 15-0 Inpatient Benefit Summary

CSAC/EIA Health Small Group Access+ HMO 15-0 Inpatient Benefit Summary CSAC/EIA Health Small Group Access+ HMO 15-0 Inpatient Benefit Summary (Uniform Health Plan Benefits and Coverage Matrix) Blue Shield of California THIS MATRIX IS INTENDED TO BE USED TO HELP YOU COMPARE

More information

2016 Annual Enrollment. Human Resources Training

2016 Annual Enrollment. Human Resources Training 2016 Annual Enrollment Human Resources Training 2016 Annual Enrollment KEY CHANGES This is a passive enrollment. Only members wishing to change plans or add/delete covered dependents need to complete the

More information

2016 Evidence of Coverage for Passport Advantage

2016 Evidence of Coverage for Passport Advantage 2016 Evidence of Coverage for Passport Advantage EVIDENCE OF COVERAGE January 1, 2016 - December 31, 2016 Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Passport

More information

Effective Jan. 1, 2016. STRS Ohio Health Care Program Guide

Effective Jan. 1, 2016. STRS Ohio Health Care Program Guide Effective Jan. 1, 2016 2016 STRS Ohio Health Care Program Guide 2 www.strsoh.org Welcome Thank you for your interest in the STRS Ohio Health Care Program. We understand choosing a health care plan is an

More information

Health Options Program

Health Options Program Pennsylvania Public School Employees Retirement System (PSERS) Health Options Program 2016 The HOP Pre-65 Medical Plan The Program Offers Many Advantages! PSERS sponsors the for the sole benefit of PSERS

More information

SMART Humana Group Medicare

SMART Humana Group Medicare SMART Humana Group Medicare Group Medicare GHHHNYFEN 0813 Overview of Humana Medicare Medicare is the largest government-sponsored health insurance program in the United States, serving more than 49 million

More information

Solutions for Today Flexibility for Tomorrow.

Solutions for Today Flexibility for Tomorrow. Solutions for Today Flexibility for Tomorrow. Medicare Products and Services For More Information call our Senior Care Specialist, Raun Lynch at 856.380.5079 Or visit us on the web at www.cbdi-inc.com

More information

Frequently Asked Questions: DuPont Retiree Health Plan Changes

Frequently Asked Questions: DuPont Retiree Health Plan Changes New questions and answers added after September 6th, 2012 are shown in blue. The following questions and answers are general in nature. Medicare eligible retirees with specific questions regarding the

More information

GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS. Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org

GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS. Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org GROUP MEDICARE PLANS GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS 2016 Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org Coverage You Know and Trust If you ve worked with Health Alliance

More information

Medicare & Senior Advantage Guide for Retiring Physicians

Medicare & Senior Advantage Guide for Retiring Physicians Medicare & Senior Advantage Guide for Retiring Physicians Medicare Basics Medicare is a federal health insurance program that pays for hospital and medical care for: Individuals who are age 65 or older

More information

www.bcbsla.com independent licensees of the Blue Cross and Blue Shield Association.

www.bcbsla.com independent licensees of the Blue Cross and Blue Shield Association. Point of Service Plans for Individuals A subsidiary A subsidiary of Blue of Blue Cross Cross and and Blue Blue Shield Shield of of Louisiana, www.bcbsla.com 01100 00752 0207R FROM A COMPANY YOU ALREADY

More information

DeanCare Gold Basic (Cost) offered by Dean Health Plan

DeanCare Gold Basic (Cost) offered by Dean Health Plan DeanCare Gold Basic (Cost) offered by Dean Health Plan Annual Notice of Changes for 2016 You are currently enrolled as a member of DeanCare Gold Basic (Cost). Next year, there will be some changes to the

More information

Pennsylvania Retired Employees Health Program (REHP) Benefits Handbook

Pennsylvania Retired Employees Health Program (REHP) Benefits Handbook Pennsylvania Retired Employees Health Program (REHP) Benefits Handbook July 2014 Pennsylvania Employees Benefit Trust Fund (PEBTF) 150 S. 43 rd Street, Suite 1 Harrisburg, PA 17111-5700 Phone: 717-561-4750

More information

2015 HMO Evidence of Coverage

2015 HMO Evidence of Coverage hap.org/medicare 2015 HMO Evidence of Coverage HAP Senior Plus (hmo)-henry Ford Individual Plan 006 Option 1 Your Medicare Health Benefits and Services as a Member of HAP Senior Plus (hmo)-henry Ford.

More information

HEALTH CARE CHOICES FOR ELIGIBLE RETIREES

HEALTH CARE CHOICES FOR ELIGIBLE RETIREES HEALTH CARE CHOICES FOR ELIGIBLE RETIREES Effective 2013 table of contents > Page 2 3 Retiree Medical Plan Overview 3 Plan Highlights and Eligibility 5 Non-Medicare Eligible Retiree Component 6 Aetna PPO

More information

Medicare + GEHA. Protect yourself from unexpected health care expenses

Medicare + GEHA. Protect yourself from unexpected health care expenses Medicare + GEHA Protect yourself from unexpected health care expenses Table of contents Facts about Medicare 5 Medicare Part A 6 Medicare Part B 6 Medicare Part C 7 Medicare Part D 8 GEHA + Medicare 10

More information

Annual Notice of Changes for 2014 (This 2014 Annual Notice of Changes is effective October 1, 2013 December 31, 2014.)

Annual Notice of Changes for 2014 (This 2014 Annual Notice of Changes is effective October 1, 2013 December 31, 2014.) Blue Shield 65 Plus (HMO) offered by Blue Shield of California Annual Notice of Changes for 2014 (This 2014 Annual Notice of Changes is effective October 1, 2013 December 31, 2014.) You are currently enrolled

More information

Virginia. A guide for individuals and families. The health insurance benefits you want, at a cost you can afford

Virginia. A guide for individuals and families. The health insurance benefits you want, at a cost you can afford Virginia A guide for individuals and families CoventryOne is an individual product (for individuals and families) offered by Coventry Health Care, an Aetna company. The health insurance benefits you want,

More information

LOUISIANA ADULT EDUCATION PROGRAM SUPERVISORS

LOUISIANA ADULT EDUCATION PROGRAM SUPERVISORS LOUISIANA ADULT EDUCATION PROGRAM SUPERVISORS ACADIA PARISH Ms. Dianna L. Guidry Post Office Drawer 309 2122 N. Parkerson Crowley, LA 70527-0309 (337) 783-5808 (Center) 783-2131 (Fax) dguidry@acadia.k12.la.us

More information

CENTERS FOR MEDICARE & MEDICAID SERVICES

CENTERS FOR MEDICARE & MEDICAID SERVICES CENTERS FOR MEDICARE & MEDICAID SERVICES 2016 Welcome to Medicare! Medicare is health insurance for people 65 or older, under 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD)

More information

I welcome discussion and input from anyone else

I welcome discussion and input from anyone else Peter Hirsch 1 How many have looked at the new IBM ExtendHealth plans? Have you had an appointment and discussion with ExtendHealth? Have you decided on which plans to use for you and your family? The

More information

The JPMorgan Chase Prescription Drug Plan Effective January 1, 2010 (CVS Caremark web site version)

The JPMorgan Chase Prescription Drug Plan Effective January 1, 2010 (CVS Caremark web site version) The JPMorgan Chase Prescription Drug Plan Effective January 1, 2010 (CVS Caremark web site version) OVERVIEW This Bulletin provides an overview of, as well as detail on changes to, the JPMorgan Chase Prescription

More information

Your Retiree Health Care Travel Guide

Your Retiree Health Care Travel Guide SPECIAL EDITION for Individuals Not Yet Eligible for Medicare Your Retiree Health Care Travel Guide 2010 Enrollment for BorgWarner Pre-Medicare Health Care Coverage Welcome to 2010 Pre-Medicare enrollment!

More information

Louisiana. First-Time College Freshmen State Report. Fall 2006. August 2007. Paul G. Pastorek, State Superintendent of Education

Louisiana. First-Time College Freshmen State Report. Fall 2006. August 2007. Paul G. Pastorek, State Superintendent of Education Louisiana First-Time College Freshmen State Report Fall 2006 August 2007 Paul G. Pastorek, State Superintendent of Education State Board of Elementary and Secondary Education Ms. Linda Johnson President

More information

Special Needs Plan. Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of True Blue Special Needs Plan (HMO).

Special Needs Plan. Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of True Blue Special Needs Plan (HMO). 2010 Evidence of Coverage HMO Special Needs Plan Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of True Blue Special Needs Plan (HMO). This booklet gives you the

More information

2006 Choosing a Medigap Policy:

2006 Choosing a Medigap Policy: CENTERS FOR MEDICARE & MEDICAID SERVICES 2006 Choosing a Medigap Policy: A Guide to Health Insurance for People With Medicare This official government guide can help you Learn what a Medigap (Medicare

More information

Effective Jan. 1, 2015. STRS Ohio Health Care Program Guide

Effective Jan. 1, 2015. STRS Ohio Health Care Program Guide Effective Jan. 1, 2015 2015 STRS Ohio Health Care Program Guide 2 www.strsoh.org Welcome Thank you for your interest in the STRS Ohio Health Care Program. We understand that choosing a health care plan

More information

November 11, 2013 through November 22, 2013

November 11, 2013 through November 22, 2013 Dear Georgia Tech Retiree, Open enrollment is the one opportunity provided each year to make changes to your existing benefit coverage. The 2014 benefit open enrollment period will be held November 11,

More information

Important Questions Answers Why this Matters: In-network: $0/Individual; $0/Family Out-of-network: $500/Individual; $1,000/Family

Important Questions Answers Why this Matters: In-network: $0/Individual; $0/Family Out-of-network: $500/Individual; $1,000/Family This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-800-445-7490. Important Questions

More information

evidence of coverage

evidence of coverage evidence of coverage Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Blue Shield 65 Plus Choice Plan (HMO) Los Angeles (partial) and Orange counties January 1 December

More information

County of San Bernardino - Retiree Shield Signature High Option

County of San Bernardino - Retiree Shield Signature High Option An Independent Member of the Blue Shield Association County of San Bernardino - Retiree Shield Signature High Option Benefit Summary (Uniform Health Plan Benefits and Coverage Matrix) Blue Shield of California

More information

HMO Blue New England Enhanced Value Coverage Period: on or after 01/01/2015

HMO Blue New England Enhanced Value Coverage Period: on or after 01/01/2015 HMO Blue New England Enhanced Value Coverage Period: on or after 01/01/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual and Family Plan Type: HMO This

More information

Retiree Health Care Plan Benefits 2012 Enrollment Guide. Medical Coverage: Pre-Medicare Retirees

Retiree Health Care Plan Benefits 2012 Enrollment Guide. Medical Coverage: Pre-Medicare Retirees Retiree Health Care Plan Benefits 2012 Enrollment Guide Medical Coverage: Pre-Medicare Retirees You ll choose from four medical plans: Basic, Comprehensive, Health Reimbursement Arrangement (HRA) and Health

More information

Undergraduate Student Health Insurance Plan (USHIP) Benefits 2015-2016

Undergraduate Student Health Insurance Plan (USHIP) Benefits 2015-2016 Undergraduate Student Health Insurance Plan (USHIP) Benefits 2015-2016 For your insurance ID card or additional information on this plan, visit: www.4studenthealth.com/uci How USHIP Works For UC Irvine

More information

CCPOA Medical Plan Prescription Drug Plan (PDP)

CCPOA Medical Plan Prescription Drug Plan (PDP) CCPOA Medical Plan Prescription Drug Plan (PDP) Blue Shield of California Medicare Rx Plan (PDP) Evidence of Coverage Effective January 1, 2016 Sponsored by California Correctional Peace Officers Association

More information

APPLICATION 4EASY WAYS TO APPLY ONLINE MAIL PHONE IN PERSON. For help with Medicare Premiums, Co-pays, and Deductibles

APPLICATION 4EASY WAYS TO APPLY ONLINE MAIL PHONE IN PERSON. For help with Medicare Premiums, Co-pays, and Deductibles APPLICATION 4EASY WAYS TO APPLY ONLINE www.medicaid.la.gov (recommended) MAIL Medicaid Application Office P.O. Box 91278 Baton Rouge, LA 70821-9278 PHONE 1-888-342-6207 (toll-free) IN PERSON Call 1-888-342-6207

More information

2015 Evidence of Coverage

2015 Evidence of Coverage 2015 Evidence of Coverage Akamai Advantage Complete Plus (PPO) HMSA Akamai Advantage An Independent Licensee of the Blue Cross and Blue Shield Association H3832_1127_15_AA_Complete_Plus Accepted January

More information

National Center for Higher Education Management Systems

National Center for Higher Education Management Systems Introduction The Louisiana Community and Technical College System (LCTCS) contracted with the National Center for Higher Education Management Systems (NCHEMS) to conduct a study of, and make recommendations

More information

www.booneinsuranceassociates.com Copyright by BIA 1 MEDICARE MADE SIMPLE BIA 1/14/2016 Boone Insurance Associates Education Guide: New

www.booneinsuranceassociates.com Copyright by BIA 1 MEDICARE MADE SIMPLE BIA 1/14/2016 Boone Insurance Associates Education Guide: New www.booneinsuranceassociates.com Copyright by 1 MEDICARE MADE SIMPLE Boone Insurance Associates Education Guide: New Today s Agenda 2 About Introduction & History of Medicare Medicare Parts A, B, C, D

More information

MEDICARE FACTS 2014 MEDICARE AND YOUR ALCATEL-LUCENT COVERAGE

MEDICARE FACTS 2014 MEDICARE AND YOUR ALCATEL-LUCENT COVERAGE MEDICARE FACTS 2014 MEDICARE AND YOUR ALCATEL-LUCENT COVERAGE Use this guide to learn more about Medicare and how it works with your Alcatel-Lucent medical and prescription drug coverage. For Formerly

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-800-445-7490. Important Questions

More information

2014 Benefits Guide For Employees of the Louisiana State University System. Health Insurance Voluntary Benefits Flexible Benefits Retirement Plans

2014 Benefits Guide For Employees of the Louisiana State University System. Health Insurance Voluntary Benefits Flexible Benefits Retirement Plans 2014 Benefits Guide For Employees of the Louisiana State University System Health Insurance Voluntary Benefits Flexible Benefits Retirement Plans TABLE OF CONTENTS Health Insurance Benefits............................

More information

Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Molina Medicare Options Plus HMO SNP

Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Molina Medicare Options Plus HMO SNP January 1 December 31, 2015 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Molina Medicare Options Plus HMO SNP This booklet gives you the

More information

Frequently Asked Questions. High Deductible Health Plan (HDHP) with Health Savings Account (HSA)

Frequently Asked Questions. High Deductible Health Plan (HDHP) with Health Savings Account (HSA) Frequently Asked Questions High Deductible Health Plan (HDHP) with Health Savings Account (HSA) There are two components to the High Deductible Health Plan (HDHP) with HSA Medical Plan the HDHP Health

More information

Welcome to Medicare! Module 1A

Welcome to Medicare! Module 1A Welcome to Medicare! Module 1A Welcome to Medicare Introduction to Medicare Original Medicare Plan Medicare Supplement Insurance (Medigap) Medicare Advantage and other Medicare plans Medicare prescription

More information

Medicare Part D Prescription Drug Coverage

Medicare Part D Prescription Drug Coverage Medicare Part D Prescription Drug Coverage Part 3 Version 9.0 June 22, 2015 Terms and Conditions This training program is protected under United States Copyright laws, 17 U.S.C.A. 101, et seq. and international

More information

How To Contact Us

How To Contact Us Molina Medicare Options Plus HMO SNP Member Services Method Member Services Contact Information CALL (800) 665-1029 Calls to this number are free. 7 days a week, 8 a.m. to 8 p.m., local time. Member Services

More information

University of Maryland, College Park Graduate Assistant Benefits Orientation

University of Maryland, College Park Graduate Assistant Benefits Orientation University of Maryland, College Park Graduate Assistant Benefits Orientation Topics to Be Covered Eligibility Enrollment Procedures State Sponsored Benefits Please Feel Free to Ask Questions at Anytime

More information

CITY COLLEGES OF CHICAGO. 2016 Retiree Benefits OPEN ENROLLMENT. November 9, 2015 November 25, 2015

CITY COLLEGES OF CHICAGO. 2016 Retiree Benefits OPEN ENROLLMENT. November 9, 2015 November 25, 2015 CITY COLLEGES OF CHICAGO 2016 Retiree Benefits OPEN ENROLLMENT November 9, 2015 November 25, 2015 Mark Your Calendars! Enrollment Form is Due NOVEMBER 25, 2015 NON-EARLY RETIREES & SURVIVING SPOUSES WWW.CCC.EDU

More information

I Have Health Insurance! Now What?

I Have Health Insurance! Now What? I Have Health Insurance! Now What? A Guide to Using Your Private Health Insurance Plan Brought to you by: Congratulations on Your New Health Plan! This guide is an overview of private insurance plans and

More information

2016 Retiree Open Enrollment Benefits Briefing Non Medicare

2016 Retiree Open Enrollment Benefits Briefing Non Medicare 2016 Retiree Open Enrollment Benefits Briefing Non Medicare October 28: Bankhead Theater, Livermore October 29: The Grand Theater, Tracy LLNL-PRES-678554 This work was performed under the auspices of the

More information

LCRA Frequently Asked Questions: Medicare Health Plans and Retiree Reimbursement Accounts (RRAs)

LCRA Frequently Asked Questions: Medicare Health Plans and Retiree Reimbursement Accounts (RRAs) LCRA Frequently Asked Questions: Medicare Health Plans and Retiree Reimbursement Accounts (RRAs) Medicare Health and Prescription Drug Plans 1. Q: Do I have to enroll in Medicare Part A and Part B? A:

More information

Evidence of Coverage:

Evidence of Coverage: January 1 December 31, 2016 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Advantra Silver (HMO) This booklet gives you the details about

More information

NYU HOSPITALS CENTER. Retirement Plan. Your Health & Welfare Plan Benefits

NYU HOSPITALS CENTER. Retirement Plan. Your Health & Welfare Plan Benefits NYU HOSPITALS CENTER Retirement Plan Your Health & Welfare Plan Benefits 1 What s Inside Welcome to the NYU Hospitals Center Retiree Health & Welfare Program Retiree Health & Welfare Benefits At-A-Glance...

More information

Here for you. Here for your health.

Here for you. Here for your health. Here for you. Here for your health. A guide to your plan Contact information This guide to your plan can help you make the most of your health care and Assurant Health s Customer Care Center can do the

More information

focus Retiree Open Enrollment What s New for You in FY17? Open Enrollment is May 11 th to May 25 th Open Enrollment Information Meetings

focus Retiree Open Enrollment What s New for You in FY17? Open Enrollment is May 11 th to May 25 th Open Enrollment Information Meetings Retiree Open Enrollment focus What s New for You in FY17? It s here again! This May s Open Enrollment is the opportunity for pre-medicare retirees and Medicare retirees to make insurance changes. Any change

More information

Your Questions Answered

Your Questions Answered Your Questions Answered 1. GENERAL 1.1 What is happening to my retiree medical and prescription drug benefits for Medicare-eligible participants as of January 1, 2015? Effective December 31, 2014, CIGNA

More information

Evidence of Coverage. H8067_C_EOC_0915 CMS Accepted/File & Use 9/28/2015

Evidence of Coverage. H8067_C_EOC_0915 CMS Accepted/File & Use 9/28/2015 2016 Evidence of Coverage For more recent information or other questions, please contact Provider Partners Health Plan at 1-800-405-9681 or, for TTY users, 711, from 8 a.m. to 8 p.m. Monday through Friday,

More information