Ericsson Mobile digital identity

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1 Ericsson Mobile digital identity (Views on delivering solutions and the Business case for the banking and finance community) pedro calderon head of Product line Authentication & digital identity

2 Ericsson s identity Vision Every mobile phone number can be a Trusted digital ID Every mobile device is a Digital Wallet and ey part in the Networked Society Vision We must enable Simple & secure access to the largest possible set of services Pedro Calderon Ericsson Confidential Page 2

3 What is Ericsson MDI? Pedro Calderon A solution to converts every mobile device into a mobile digital ID Mobile Operators validate credentials and protect identity Simplifies access from any device to online resources Anywhere, anytime, any device Converts operators into Trusted Identity Providers Different levels of assurance (LoA1 to LoA4) for both SIM & non SIM-based services Pedro Calderon Ericsson Confidential Page 3

4 What are the use cases? Pedro Calderon Ericsson Confidential Page 4

5 Architecture for MCX Accelerator E-Gov Banks MDI Cloud based components User Portal SP Portal Discovery & Resolution MDI Cloud Gateway E/// API MDI Operator Cloud Components DB App. Server. MCXP / MCXS DB App. Server MCXP / MCXS Operator Authenticators SMS-C USSD BIOMETRICS SMS-C USSD BIOMETRICS AFG AFG Pedro Calderon Ericsson Confidential Page 5

6 identity players today Google + 300M MAU Facebook 1,35B MAU Mobile Operators 4.65B MAU Pedro Ericsson Calderon AB 2014 Ericsson Confidential Page Page 6

7 Identity model Who are you claiming to be? Can I trust this claim? Do you have a physical key? Prove to me the key isn t stolen! Smart card/reader BankID Bank / Gov Validated ID SIM PKI Mobile ID Facebook ID Google ID Twitter ID Open ID Connect O A U T H MNO validated against UDM Data MNO validated at Point of Sale GBA 2FA SMS challenge Location Challenge Notification SMS Setup SMS challenge Biometrics PKI password password Manual entry form NO NO Pedro Calderon Ericsson Confidential Page 7

8 99% of services Who are you claiming to be? Can I trust this claim? Do you have a physical key? Prove to me the key isn t stolen! Smart card/reader BankID Bank / Gov Validated ID SIM PKI Mobile ID Facebook ID Google ID Twitter ID Open ID Connect O A U T H MNO validated against UDM Data MNO validated at Point of Sale GBA 2FA SMS challenge Location Challenge Notification SMS Setup SMS challenge Biometrics PKI password password Manual entry form NO NO Pedro Calderon Ericsson Confidential Page 8

9 Gsma mobile connect Who are you claiming to be? Can I trust this claim? Do you have a physical key? Prove to me the key isn t stolen! Smart card/reader BankID Bank / Gov Validated ID SIM PKI Mobile ID Facebook ID Google ID Twitter ID Open ID Connect O A U T H MNO validated against UDM Data MNO validated at Point of Sale GBA 2FA SMS challenge Location Challenge Notification SMS Setup SMS challenge Biometrics PKI password password Manual entry form NO NO Pedro Calderon Ericsson Confidential Page 9

10 Bank and gov id Who are you claiming to be? Can I trust this claim? Do you have a physical key? Prove to me the key isn t stolen! Smart card/reader BankID Bank / Gov Validated ID SIM PKI Mobile ID Facebook ID Google ID Twitter ID Open ID Connect O A U T H MNO validated against UDM Data MNO validated at Point of Sale GBA 2FA SMS challenge Location Challenge Notification SMS Setup SMS challenge Biometrics PKI password password Manual entry form NO NO Pedro Calderon Ericsson Confidential Page 10

11 Mobile digital identity supported cases Who are you claiming to be? Can I trust this claim? Do you have a physical key? Prove to me the key isn t stolen! Smart card/reader BankID Bank / Gov Validated ID SIM PKI Mobile ID Facebook ID Google ID Twitter ID Open ID Connec t O A U T H MNO validated against UDM Data MNO validated at Point of Sale GBA 2FA SMS challenge Location Challenge Notification SMS Setup SMS challenge Biometrics PKI password password Manual entry form NO NO Pedro Calderon Ericsson Confidential Page 11

12 Business, trust & simplicity MDI and the Mobile connect move Simple User Interface Pedro Calderon End-User Profile Management MNO LOGO Branding Space Featured Applications Connected Applications Permissions Management per App Pedro Calderon Ericsson Confidential Page 12

13 WherE is the business case For MOBIle ID & eid?

14 Pedro Calderon Ericsson Confidential Page 14

15 3 elements for a strong BC Paid authentication Attribute Brokerage Promote Own Services Pedro Calderon Ericsson Confidential Page 15

16 authentication Paid authentication Provide Attribute Brokerage Promote Own Services Pedro Calderon Ericsson Confidential Page 16

17 levels of assurance Level of Assuran ce Confidence in Asserted Identity Authentication Factors LoA1 Little or no confidence Single Factor Authentication Something I Know Options for Authentication N/A MDI leverages on the possession of a mobile device Social Apps LoA2 Some confidence Single Factor Authentication Something I Have LoA3 High confidence Multi-Factor Authentication: Something I Have Something I Know SMS + URL USSD Smartphone App Idem on LoA2 plus PIN or Password MDI 1.X LoA4 Very high confidence Multi-Factor Authentication: Something I Have Something I Know + PKI for Digital Signature Idem on LOA3 plus PKI MDI 2,x Pedro Calderon Ericsson Confidential Page 17

18 Pedro Calderon Ericsson Confidential Page 18

19 Freemium model High volume (above threshold) Low volume (below threshold) paid free paid free paid LOA2 LOA3 LOA4 Pedro Calderon Ericsson Confidential Page 19

20 Promoting services Paid authentication Provide Attribute Brokerage Promote Own Services Pedro Calderon Ericsson Confidential Page 20

21 Key Take-Aways MDI leverages on the possession of a mobile device to provide multi-factor authentication What I have (Mobile device) What I know (Password, PIN, etc..) What I am (Biometrics and more on research) Offers a Full range of Authentication, Identification and Authorization levels MDI 1.0 is 1 st Global GSMA Mobile Operator Compliant solution in the market Pedro Calderon Ericsson Confidential Page 21

22

23 Promote your own services fast development of ecosystem Pedro Calderon Ericsson Confidential Page 23

24 From Discovery to Recommendations Pedro Calderon Ericsson Confidential Page 24

25 Attribute brokerage Paid authentication Provide Attribute Brokerage Promote Own Services Pedro Calderon Ericsson Confidential Page 25

26 Attribute brokerage Seamlessly needed when there is 1 to Many relationships (e.g. Between an app and identity sources) website or app Company A user database Company B user database Company C user database Pedro Calderon Ericsson Confidential Page 26

27 examples MCX Pedro Calderon Ericsson Confidential Page 27

28 Pedro Calderon Ericsson Confidential Page 28

29 Mobile apps & MOBIle connect Pedro Calderon Ericsson Confidential Page 29

30 Pedro Calderon Ericsson Confidential Page 30

31 Pedro Calderon Ericsson Confidential Page 31

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