Adding Stronger Authentication to your Portal and Cloud Apps

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1 SOLUTION BRIEF Cyphercor Inc. Adding Stronger Authentication to your Portal and Cloud Apps Using the logintc April 2012

2 Adding Stronger Authentication to Portals Corporate and consumer portals, as well as Cloud applications, provide a comprehensive solution for centralized content and user personalized information. Access to portals and cloud applications typically is achieved via authentication and authorization services, enabling single sign-on (SSO) and identity federation, and delivering online access to applications and data to employees, customers, and partners. Password Security The Username/password combination is the most common way for users to authenticate to Web applications and portals. Password databases are frequently stolen from websites and they show a remarkable pattern in users choice of bad passwords, including password, and abc123. Easily stolen, passwords fail to satisfy industry best practices and regulatory guidelines for protecting businesses and consumers against fraud and identity theft. Any enterprise wishing to upgrade its users online access to stronger authentication faces deploying expensive hardware-based technologies: one-time password (OTP) tokens, smartcards, or USB drives. For enterprises with thousands of users, the cost to deploy hardware-based strong authentication can be prohibitive. Also, new mobile-based authentication tokens still require users to remember a password, which result in significantly higher operational costs because of the increase in the number of calls to the help desk. One Mobile App Two Factor Credential The logintc is a two-factor authentication credential solution that integrates with portals and cloud apps to provide unprecedented online security at a low cost and effective user experience. The logintc delivers an advanced form of access control that is easy to use, deploy and manage. Users download the logintc app to their Smartphones and obtain their credentials via the same business procedures in place in their organizations or service providers. Users attempting to access logintc -protected websites are notified out-of-band to enter a PIN. Cryptographic protection prevents phishing, password cracking, and Man-in-the-Middle attacks. A correct PIN challenge response grants your users access to logintc -protected applications and data. Multiple incorrect PIN attempts render the credential inoperable, preventing fraudsters to access protected information with lost or stolen devices. Easy to Use Easy to Configure For your users, the logintc app can be installed and configured in less than 3 minutes. The logintc supports the ios (iphone/ipad/ipod Touch), Blackberry and Android platforms. Users download the app from the App Store, BlackBerry App World, Google Play or Amazon Appstore for Android. Users enter a logintc Confirmation Code (CC) that allows them to create their portal or cloud application token. Download the app Receive CC Add Token with CC Lock Token with PIN 2

3 logintc Integration Architecture with Portals or Cloud Apps Adding Stronger Authentication to Portals Portal or Cloud App User logintc API Module Applications User & Policy Stores logintc Integration Architecture On-Premise or Cloud Appliance When a user requests access to a protected website, the website first determines the authentication scheme to use. If the request requires logintc-based authentication, the website redirects the user to enter a logintc Username, typically a user -id. The logintc appliance then notifies the user s Smartphone via the wireless network. The logintc app requests the PIN from the user, and if correct, the app sends the user s encrypted attribute. The portal receives the user s attribute, and if it maps in the User Store, processes the user profile for access control, authorization and SSO. Since the logintc app can be found in the most popular mobile marketplaces, it is easier and less expensive to deploy to your users, even to consumer users and partners. That gives you complete flexibility for delivering your organization credential tokens via user self-service provisioning, user bulk upload, or using the logintc Manager with automated delivery. You can also integrate your existing user repository (MS AD, LDAP, MySQL, etc.) to the logintc appliance. The logintc supports the Security Assertion Markup Language (SAML) v 2.0 and the OAuth 2.0 standards. CypherCor has also developed an easy-to-use API for web developers to enable their websites in less than 2 hours. These features help developers and IT architects to enable employees, partners and customers with Internet SSO apps, such as Google Apps and salesforce.com, offering a SAML-based Single Sign-On (SSO) 2FA authentication experience. The logintc and Web Access Managers (WAMs) If your organization has already invested in Web Access Manager (WAM) technology, CypherCor has developed logintc auth modules for multiple WAM solutions, including: OpenAM, OpenSSO, CA SiteMinder, Oracle Access Manager and IBM Tivoli Access Manager. Given that WAM-protected applications are designed to first determine the authentication scheme to use, the WAM access control can be configured to request a logintc-based authentication. 3

4 logintc How it Works Adding Stronger Authentication to Portals The logintc User Experience Four easy steps to access a logintc-protected portal or cloud application: 1. User navigates to a logintc-protected portal Using a browser, the user accesses a logintc-protected portal and is prompted to enter a logintc Username, typically an -id. Notice the user has already installed the logintc app in the Smartphone, and also configured a credential token to access the portal. Your Portal Access Organization Sign in logintc Username Login 2. User is notified of a logintc Authentication Request The logintc-protected portal is configured to request services to the logintc appliance. A wireless notification is received by the user s Smartphone, prompting him/her to accept or reject the portal s authentication request. This out-of-band notification is the trusted mechanism of the logintc 2-factor authentication credential. Your Portal Access Organization Sign in logintc Username Login 3. User accepts notification and the logintc PIN is requested The user enters the logintc PIN as prompted. Multiple PIN attempts render the credential inoperable, preventing fraudsters from using lost or stolen devices. If the PIN is correct, the logintc app securely forwards the user s attribute to the logintc appliance, which deciphers credential, checks for validity, and sends back the user s attribute to the portal or cloud application via the logintc API module. Your Portal Access Organization Sign in logintc Username Login 4. User access successfully the logintc protected portal The logintc app notifies the user of a successful authentication. The browser now displays the content and personalized information provided to the user by the protected portal or cloud application. The user s sign-in session takes a few seconds, the same amount of time used by the traditional Username/password combination. Welcome to Portal Your Options and Your Product News Sales Reports Travel Request Logout 4

5 Adding Stronger Authentication to Portals logintc Consent to Transaction Overview and Architecture Payment Requestor Transaction System logintc Consent Module User & Policy Stores On-Premise Appliance Customer Extending the logintc Capabilities to Consent-to-Transaction Consider the following use case: the customer has setup a pre-authorized debit (PAD) withdrawal from an account at a financial institution for services from a local utility company. The frequency of withdrawals is 30 days and the PAD is for variable amounts, since the utility bill may change according to usage. If the customer has insufficient funds (NSF) in his account, the utility company may add NSF charges to the outstanding balance the next time the PAD is withdrawn from his account. To avoid NSF charges, the logintc Consent-to-Transaction can be invoked to alert the customer to take corrective action. In general, the logintc Consent-to-Transaction can be applied to multiple use cases and in a variety of circumstances: Paying online for goods and services; Paying at a merchant store; Consent to access health records; Remote consent approval, etc. For Consent-to-Transaction to be effective, User Policies profiles must be enabled with transaction thresholds and other fraud-prevention guidelines. The ubiquity of this logintc capability allows adopters and enablers to avoid expensive deployment of specialized Points of Sale (POS) terminals or changes to existing emerchant websites. User s confidence and trust in preauthorized payments and online transactions is greatly improved, hence increasing the number of new adopters to online business transactions. 5

6 Adding Stronger Authentication to Portals Benefits of adding the logintc to your Portal or Cloud Application Out-of-the-box integration: Modern portals and cloud authentication management capabilities make it easy to add the logintc 2FA to your mix of authentication technologies User Experience: It s simple and smart; the logintc efficiency, utility and ease of use make it a practical and secure tool to your portal and cloud users Improved security: Protects against new Internet threats like Man-in-the-Middle that defeat One-Time Password (OTP) tokens Reduced risk: Multi-factor authentication reduces risk of identity theft and online fraud by enabling safe, secure remote access to data and applications from anywhere Improved compliance: Comply with regulatory policies or industry best practices for two-factor authentication for customers, employees, and partners Lower and Reduced cost: With the logintc, there are no tokens or cards to lose, passwords to remember, and less calls to the help desk. It provides the lowest cost of ownership of any multi-factor authentication technology on the market today About Cyphercor CypherCor develops and delivers mobile security solutions that allow users to authenticate or conduct a financial transaction. CypherCor's mobile-based approach offers unprecedented capabilities to Smartphone users and security conscious organizations. CypherCor helps users and organizations meet or exceed their security and business goals by providing mobile solutions that: protect digital identities with encryption and safe transactions deliver free and easy to use apps to access cloud and business applications deploy and enable in minutes For more information visit or us at: The logintc and Cyphercor families of related marks, images and symbols are the exclusive properties of Cyphercor Incorporated or its affiliates. Copyright 2012 Cyphercor Inc. All rights reserved. 6

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