Application and Mandate for Accounts/ Services - Personal/Joint Account

Transcription

1 Application and Mandate for Accounts/ Services - Personal/Joint Account : CIF Number : : Customer Name : Application of Sunflower Service Application of Private Wealth Management Service 1/22 DPD-389(O)(4-2015) DPD-389(O)(4-2015)

2 FOR BANK USE ONLY Application and Mandate for Accounts/ Services - Personal/Joint Account 45 (AAF294) ( 571 ) To : WING LUNG BANK LTD 45 DES VOEUX ROAD CENTRAL HONG KONG (CE Number: AAF294) (a registered institution under the Securities and Futures Ordinance (Cap. 571 of the Laws of Hong Kong)) CIF No. : E-Sig No. : ( )( )( )( ) ()( ) I/We understand that my/our information is required for the purpose of your services and that if relevant information is not provided, you may not be able to process this Application. We have read and understood your Wing Lung Bank Group Notice to Customers relating to the Personal Data (Privacy) Ordinance (the Ordinance ). ü Please ü the appropriate box(es) Please draw a line diagonally across all space left blank Section 1: Application for Accounts Language of Communication: Cantonese Putonghua 英 English () Purpose and Intended Nature of Opening Account (Please ü one or more boxes as appropriate) Savings (06) Personal Use (07) Settlement / Instalment Account (02) Immigrate to HK (09) Invest in Hong Kong property (10) Invest in Hong Kong financial market (11) Referrals (05) Salary / Payroll Account (01) Attracted by Bank Image (04) () Facilitate for business needs in HK (please provide name of employment company) (12) Others ( please specify: ) (08) Application for Accounts 本 人 ( 等 ) 向 貴 行 申 請 開 立 以 下 之 賬 戶 ( 各 ) 賬 戶 之 名 稱 應 為 I/We request you to open the account(s) below. The name of the account(s) shall be and operated by. Account Type Account No. ( To be completed by Bank) Savings Account Hong Kong Dollar Savings Account () Premium HKD Savings Account (Hong Kong Dollar Statement Savings Account) Automated Statement Savings Account Renminbi Savings Account Sunflower Savings Account Private Wealth Management Savings Account Foreign Currency Combination Savings Account Margin Settlement Account (1) Gold Passbook Account (Note 1) Notes: 1 To open Gold Passbook Account, it is necessary to read the Principal Brochure and Product Key Facts Statement of the Gold Passbook A/C Scheme. Current Account ( With one cheque book) Hong Kong Dollar Current Account US Dollar Current Account Renminbi Current Account Fixed Deposit Account 2/22 DPD-389(O)(4-2015)

3 - Account Type(s) - Continued Account No. Pleasure Savings Account Securities Account ( Please select opening a new account or linking an existing account) ( ü Please ü one box only) Cash Securities Trading Account ()(2) Cash (Pledged) Securities Trading Account (Note 2) (3) Margin Securities Trading Account (Note 3) Link Existing Securities Account ( Securities Account No. ) Settlement Account: Hong Kong Dollar A/C No. Foreign Currency A/C No. Language of the securities account statements: Traditional Chinese 英 English Notes: Simplified Chinese 2 ()-To open Cash (Pledged) Securities Trading Account, please complete and sign the Loan Application Form Personal 3 To open Margin Securities Trading Account, please complete Schedule 1 below. Wealth Management Account ( Please select opening a new account or linking an existing account) ( ü Please ü one box only) Opening a new account Link Existing Wealth Management Account ( Wealth Management Account No. ) Default Settlement Account ( For opening a new Wealth Management Account only ): ( ü Please ü one box only) Hong Kong Dollar Savings A/C No. Foreign Currency Savings A/C No. Consolidated Account - Hong Kong Dollar Statement Savings Account / Sunflower Savings Account / Private Wealth Management Savings Account - Hong Kong Dollar Current Account - Foreign Currency Combination Savings Account - Renminbi Savings Account - Fixed Deposit Account - Gold Passbook Account Remarks : /? Will you join Sunflower / Private Wealth Management Service? Yes No ( / ) Application for Auto-Sweeping Service (Only applicable Sunflower / Private Wealth Management customers) Auto-Sweeping Savings A/C No. :... Auto-Sweeping Limit ( 最 少 港 幣 一 千 元 或 其 倍 數 ) Maximum Limit (Minimum HKD1,000 or its multiples) $ No Limit () Others (Please specify) Cheque Book Collection ü please ü one box only () Send by surface mail to my/our mailing address. () Send by air mail to my/our mailing address. () ( 4) Send by registered mail to my/our mailing address. (Note 4) () ( 5) Notes: I/We will collect the cheque books from Branch. (Note 5) 4 Postage will be debited from the corresponding account 5 ()()If the cheque book(s) is/are not collected by me/ us within one month from the date the account is opened, please send the cheque book(s) to my/ our mailing address by surface mail. 3/22 DPD-389(O)(4-2015)

4 Section 2: Personal Information Please complete in English, BLOCK LETTERS * Please delete where inappropriate Notes 6 Applicants and Authorized Representatives should provide identification document. For non-hong Kong permanent residents, please provide passport. For PRC residents, please provide PRC Identity Card with Permit or with Passport. 7 / For Joint Applicants of more than 2 persons or Authorized Representatives of more than 1 person, a separate Customer Information Form has to be completed by each of those account applicants/ Authorized Representatives. 8 () Please provide documentary proof (e.g. Deed poll or Certificate issue by the Immigration Department). This Application will not be accepted if customer due diligence cannot be completed. 9 ( 3 //) Please provide an address proof (e.g. utility bill or correspondence/statement issued by Government department/ bank within 3 months). Any account will be closed if customer due diligence cannot be completed. (1) ( 6 7) Applicant Basic Information (Notes 6 & 7) (Only applicable to existing customers who wish to further open a Deposit Account) Applicant Basic Information is confirmed to be the same as the existing record with you Name in Chinese () Name in English (Surname first) */// () *Mr / Miss / Mrs / Ms (Optional) Signature of Applicant: ()Nationality (Pls fill in more than one as appropriate) () Place of Birth (Pls specify country) Identification Document HKID / ( 8) Former / Other Name (Note 8) Date of Birth D M Y Passport () Others (please specify) No. No. No. Place of issue of Identification Document:. Contact Phone No. (() (For overseas number, please add country and area code (if any) in front of the number.) Residence Mobile Phone () Office (Compulsory for Credit Card application) () Fax No. (Optional) ( )-( )- ( )-( )- ( )-( )- ( )-( )- () Address(Optional for opt-out NET Banking Service) Employment Status Full-time Employed Part-time Employed Student Housewife Retired Self-Employed ( BR No. : ) Not Currently Employed For self-employed, full-time employed or part-time employed customers, please complete the employment information below. Job Title (OCCP Code) ()Employment Duration(Compulsory for Credit Card application) Y M Line of Business (SIC Code) / Name of Employer / Company ( 9) Residential Address (Note 9) Flat / Room Floor Block Building Street No. & Name District HK KLN NT () Country (please specify) () (the following fields are compulsory for Credit Card application) Year(s) There Year Month *// Mortgage *Private Housing(M) /Public Housing /HOS(B) *// Rented *Private Housing(R) /Public Housing /HOS(P) / Mortgage Instalment / Rent Per Month HK$ Permanent Address Same as above Residential Address () Others (please specify) Flat / Room Floor Block Building Outlying Islands Postal Code *// Self-owned *Private Housing(S) /Public Housing /HOS(A) Company Provision(C) / Live with Relatives(L) Street No. & Name District HK KLN NT () Country (please specify) Outlying Islands () Office Address (Compulsory for Credit Card application) Flat / Room Floor Block Building Postal Code Street No. & Name District HK KLN NT () Country (please specify) Outlying Islands Postal Code 4/22 DPD-389(O)(4-2015)

5 (1) ( 6 7) - Applicant Basic Information (Notes 6 & 7) - Continued ( ü ) Personal Mailing Address (Please ü one box only) Same as above Residential Address Same as above Permanent Address Same as above Office Address () Others (please specify) Flat / Room Floor Block Building Street No. & Name District HK KLN NT () Country (please specify) Outlying Islands () Mailing Address of Joint Account (for Joint Account only) Same as my mailing address ( ) Same as mailing address of Joint Account Applicant (Name: ) Postal Code () Marital Status (Compulsory for Credit Card application) Single Married / Divorced/Separated Others Are you acting on behalf of another person in respect of the accounts? Yes // Please provide the name, date & place of birth, identification document number, nationality, occupation/ business, address, telephone number, etc. of the beneficial owner(s) /controller(s) of the accounts: No I ultimately own and control the accounts ()() Name of Introducer (Wing Lung Bank Account No., if any)(optional): (1) Applicant Additional Information () Education Level (Compulsory for Wealth Management Account opening or Credit Card application) Primary School or below Secondary School University Postgraduate or above / Matriculation/Post secondary () (For Securities or Wealth Management Accounts opening or Credit Card application only) *// 10%/? Are you a director, employee, persons holding 10% or more of the issued shares of Wing Lung Bank or China Merchants Bank or relative of any of above-mentioned persons? No (I undertake to promptly inform the Bank in writing if I become in any way connected with the above-mentioned persons.) I am a director of Wing Lung Bank I am an employee of Wing Lung Bank (/ Department/ Branch Staff No. ) 10% I am holding 10% or more of the issued shares of Wing Lung Bank or China Merchants Bank I am a relative of any of above-mentioned persons (*// Name of *director/staff/shareholder : Chinese Relationship ) English () Expected Source and Origin of Funds passing through the Account (on a monthly basis): - Initial Deposit Cash $ Cheque(s) $ Wire Transfer $ ()Others (please specify precisely) $ - Expected Monthly Value of Transactions Cash $ Cheque(s) $ Wire Transfer $ ()Others (please specify precisely) $ - Expected Average Account Balance - Origin Countries of Source of Funds - Destination Countries of Use of Funds $ - Anticipated level and nature of activity through the Account - Initial and ongoing Source of Wealth or Income Salary Business Income / Commission / Allowance Rental Income Stock Dividend () Others (please specify)? () Are you visually impaired? (For Wealth Management Account opening only) No Yes () Emergency Contact Phone No.(Compulsory for Securities Account opening) Residence Office Mobile Phone () Others (please specify) () (For Securities or Wealth Management Accounts opening only) Bank Interest ( ) Are you an employee or director of a person ( employer ) licensed by, or registered with, the SFC? No Yes Please provide a letter of consent from the employer for opening the Securities Account or Wealth Management Account 5/22 DPD-389(O)(4-2015)

6 (2) / ( 6 7) Joint Applicant / Authorized Representatives Basic Information (Notes 6 & 7) (Only applicable to existing customers who wish to further open a Deposit Account) /* Joint Applicant / Authorized Representatives* Basic Information is confirmed to be the same as the existing record with you * Please delete where inappropriate Name in Chinese () Name in English (Surname first) */// () *Mr / Miss / Mrs / Ms (Optional) ()Nationality (Pls fill in more than one as appropriate) () Place of Birth (Pls specify country) Identification Document HKID /* Signature of Joint Applicant / Authorized Representatives*: / ( 8) Former / Other Name (Note 8) Date of Birth D M Y Passport () Others (please specify) No. No. No. Place of issue of Identification Document: Contact Phone No. (() (For overseas number, please add country and area code (if any) in front of the number.) Residence Mobile Phone ()Office (Compulsory for Credit Card application) () Fax No. (Optional) ( )-( )- ( )-( )- ( )-( )- ( )-( )- () Address(Optional for opt-out NET Banking Service) Employment Status Full-time Employed Part-time Employed Student Housewife Retired Self-Employed ( BR No. : ) Not Currently Employed For self-employed, full-time employed or part-time employed customers, please complete the employment information below. Job Title (OCCP Code) ()Employment Duration(Compulsory for Credit Card application) Y M Line of Business (SIC Code) ( 9) Residential Address (Note 9) Flat / Room Floor Block Building / Name of Employer / Company Street No. & Name District HK KLN NT () Country (please specify) () (the following fields are compulsory for Credit Card application) Year(s) There Year Month *// Mortgage *Private Housing(M) /Public Housing /HOS(B) *// Rented *Private Housing(R) /Public Housing /HOS(P) / Mortgage Instalment / Rent Per Month HK$ Permanent Address Same as above Residential Address () Others (please specify) Flat / Room Floor Block Building Outlying Islands Postal Code *// Self-owned *Private Housing(S) /Public Housing /HOS(A) Company Provision(C) / Live with Relatives(L) Street No. & Name District HK KLN NT () Country (please specify) Outlying Islands Postal Code () Office Address (Compulsory for Credit Card application) Flat / Room Floor Block Building Street No. & Name District HK KLN NT () Country (please specify) Outlying Islands ( ü ) Personal Mailing Address (Please ü one box only) Same as above Residential Address Same as above Permanent Address Same as above Office Address () Others (please specify) Flat / Room Floor Block Building Postal Code Street No. & Name District HK KLN NT () Country (please specify) Outlying Islands Postal Code 6/22 DPD-389(O)(4-2015)

7 (2) / ( 6 7) - Joint Applicant / Authorized Representatives Basic Information (Notes 6 & 7) - continued Relationship with Applicant () Marital Status (Compulsory for Credit Card application) Single Married / Divorced/Separated Others Are you acting on behalf of another person in respect of the accounts? Yes // Please provide the name, date & place of birth, identification document number, nationality, occupation/ business, address, telephone number, etc. of the beneficial owner(s) /controller(s) of the accounts: No I ultimately own and control the accounts (2) / Joint Applicant / Authorized Representatives Additional Information () Education Level (Compulsory for Wealth Management Account opening or Credit Card application) Primary School or below Secondary School University Postgraduate or above / Matriculation/Post secondary () (For Securities or Wealth Management Accounts opening or Credit Card application only) *// 10%/? Are you a director, employee, persons holding 10% or more of the issued shares of Wing Lung Bank or China Merchants Bank or relative of any of above-mentioned persons? No (I undertake to promptly inform the Bank in writing if I become in any way connected with the above-mentioned persons.) I am a director of Wing Lung Bank I am an employee of Wing Lung Bank (/ Department/ Branch Staff No. ) 10% I am holding 10% or more of the issued shares of Wing Lung Bank or China Merchants Bank I am a relative of any of above-mentioned persons (*// Name of *director/staff/shareholder : Chinese Relationship ) English () Expected Source and Origin of Funds passing through the Account (on a monthly basis): - Initial Deposit Cash $ Cheque(s) $ Wire Transfer $ ()Others (please specify precisely) $ - Expected Monthly Value of Transactions Cash $ Cheque(s) $ Wire Transfer $ ()Others (please specify precisely) $ - Expected Average Account Balance - Origin Countries of Source of Funds - Destination Countries of Use of Funds $ - Anticipated level and nature of activity through the Account - Initial and ongoing Source of Wealth or Income Salary Business Income / Commission / Allowance Rental Income Stock Dividend () Others (please specify)? () Are you visually impaired? (For Wealth Management Account opening only) No Yes () Emergency Contact Phone No.(Compulsory for Securities Account opening) Residence Office Mobile Phone () Others (please specify) () (For Securities or Wealth Management Accounts opening only) Bank Interest ( ) Are you an employee or director of a person ( employer ) licensed by, or registered with, the SFC? No Yes Please provide a letter of consent from the employer for opening the Securities Account or Wealth Management Account 7/22 DPD-389(O)(4-2015)

8 Section 3: Notes: () Financial Situation & Investment Experience (Compulsory for opening Securities or Wealth Management Account) 10 For Joint Applicants of more than 2 persons, a separate Customer Information Form has to be completed by each Applicant. 11 For Joint Account, the most conservative answer amongst all Joint Account Applicants to each question under this section shall prevail. ( 11) Applicant Information (Note 11) 1. () Monthly Income (HKD) < $8,000 $8,000 - $29,999 $30,000 - $49,999 $50, () Net Worth (HKD) < $50,000 $50,000 - $99,999 $100,000 - $499,999 $500,000 - $999,999 $1,000,000 - $8,000,000 >$8,000, () Investment Objective (Please select the most appropriate one) Capital Preservation Stable Income 4. Investment Horizon (<2 ) Short Term (<2 years) (2-5 ) Medium Term (2-5 years) Capital Growth (>5 ) Long Term (>5 years) (For Wealth Management Account opening, please specify Maximum Investment Horizon.) () Maximum Investment Horizon (in complete year) Years(s) 5. You have undergone training or attended courses on derivative products: Yes No If yes, please provide details and proof: You have current or previous work experience related to derivative products: Yes No If yes, please provide details and proof: You have executed 5 or more transactions in any derivative product (whether traded on an exchange or not), within the past 3 years: Yes No If yes, please provide details and proof: 6. Investment Experience (For Securities Account opening only. If customer opens Wealth Management Account at the same time, the information in this section must be consistent with the information in the Questionnaire on Risk Tolerance of Investment.) Stock Year(s) Investment Funds Year(s) Debt Securities Year(s) Foreign Currency Year(s) () Others (please specify) Year(s) 7. () Preferred Risk Tolerable Level (For Securities Account opening only) Very Low Low Medium High Very High / ( 10 & 11) Joint Applicant / Authorized Representatives (Note 10 & 11) 1. () Monthly Income (HKD) < $8,000 $8,000 - $29,999 $30,000 - $49,999 $50, () Net Worth (HKD) < $50,000 $50,000 - $99,999 $100,000 - $499,999 $500,000 - $999,999 $1,000,000 - $8,000,000 >$8,000, () Investment Objective (Please select the most appropriate one) Capital Preservation Stable Income 4. Investment Horizon (<2 ) Short Term (<2 years) (2-5 ) Medium Term (2-5 years) Capital Growth (>5 ) Long Term (>5 years) (For Wealth Management Account opening, please specify Maximum Investment Horizon.) () Maximum Investment Horizon (in complete year) Years(s) 5. You have undergone training or attended courses on derivative products: Yes No If yes, please provide details and proof: You have current or previous work experience related to derivative products: Yes No If yes, please provide details and proof: You have executed 5 or more transactions in any derivative product (whether traded on an exchange or not), within the past 3 years: Yes No If yes, please provide details and proof: 6. Investment Experience (For Securities Account opening only. If customer opens Wealth Management Account at the same time, the information in this section must be consistent with the information in the Questionnaire on Risk Tolerance of Investment.) Stock Year(s) Investment Funds Year(s) Debt Securities Year(s) Foreign Currency Year(s) () Others (please specify) Year(s) 7. () Preferred Risk Tolerable Level (For Securities Account opening only) Very Low Low Medium High Very High 8/22 DPD-389(O)(4-2015)

9 Section 4: Mandate The customer agrees as follows: 1. (a) ( 或 )() ()() () (Where the customer has no existing banking accounts or where an existing customer wishes to change the signing arrangements, add new signature specimen and signing arrangements, or change Authorized Representatives) The following person(s) is/are appointed as my/our Authorized Representative(s), to give the Bank instructions of any nature relating to my/our accounts and the Bank s services and to approve and execute any applications, agreements and documents in connection therewith for and on my/our behalf. Any instructions given or purported to be given to the Bank by the Authorized Representative(s) shall at all times be binding on me/us whether or not the instructions were actually authorized. The Authorized Representatives have full authority to deal with the Bank until the Bank has received effective written revocation of their authority and has been able to act on the revocation. The Authorized Representatives shall act in accordance with the following signing arrangements. Full Name of Authorized Representative(s) / HKID / Passport No. Specimen Signature(s) Specimen Signature Signing Arrangements Of the signature(s) above, (any) will be effective Change the existing authorized signature(s) For Bank use only E-signature No.: () The above authorization and arrangement shall apply to all my/our present and future accounts referred to by the E-signature number in this mandate unless otherwise specifically agreed with the Bank. ()() Any one of the Authorized Representative(s) is authorized to give any verbal instructions to the Bank where verbal instructions are normally accepted for the service in question, unless the customer has otherwise agreed with the Bank. (b) ()() 電 子 簽 署 () (Where customer has existing banking account(s)) The Authorized Representatives and signing arrangements of my/our E-Signature No. shall apply to all my/our present and future accounts, unless otherwise specifically agreed with the Bank. (c) ()()() (For Securities Account customers only) The Authorized Representatives and signing arrangements of the Settlement Account (Hong Kong dollar) specified in Section 1 for Securities Account shall apply to all my/our Securities Accounts, unless otherwise specifically agreed with the Bank. (d) () (i) ((ii) ) (ii) (()) (For Wealth Management Account customers only) Unless otherwise specifically agreed with the Bank, (i) the Authorized Representatives and signing arrangements of the Default Settlement Account (Hong Kong dollar or Foreign Currency, as the case may be) specified in Section 1 for Wealth Management Account shall apply to the operation of my/our Wealth Management Account (except for instructions given in respect of transactions mentioned in point (ii) below); (ii) the Authorized Representatives and signing arrangements of the Settlement Account (Hong Kong dollar or Foreign Currency, as the case may be) specified in the relevant Confirmation shall apply to all instructions in respect of the transaction the subject of such confirmation on or through Wealth Management Account. 2. () / / / / The Bank is authorized to release my/our personal identification number (PIN) / logon ID / login password / security token/ one-time password (OTP) to any one of the Authorized Representatives. 3. ()()()()( 永 隆 證 券 通 電 訊 證 券 服 務 ) I/We understand that a single password (or PIN) may be used to access all accounts which I/we have designated for NET Banking Service (including NET Securities Trading Service and NET Investment Services, if applicable) and Phone Banking Service (including Wing Lung Automated Securities Service, if applicable), even if different signing arrangements apply to these accounts. 9/22 DPD-389(O)(4-2015)

10 Section 4: Mandate - continued 4. () This mandate remains in full force and effect, until you have actually received a notice of change given by me/us and have a reasonable opportunity to act on such notice. This mandate supersedes all previous mandates in relation to the accounts linked by the above E-Signature Number. 5. ()() ()() ()()() If this mandate is given by more than one person, I/we may only give instructions to you acting altogether or by the use of my/our password. You are authorized to give my/our password to me/any one of us. This mandate binds me/all of us and my/our personal representatives, notwithstanding the death or bankruptcy of me/any of us. 6. ()()()()() If my/our account is opened in my/our capacity as personal representative or trustee, I/we will inform you of any change in the constitution of the personal representative(s) or trustee(s), and undertake, on request, to give a new mandate to you. 7. In this mandate, unless the context otherwise requires, the singular includes the plural and vice versa, and one gender includes all genders. The English version prevails over the Chinese. 8. This mandate is governed by the laws of the Hong Kong Special Administrative Region. Notice to Authorized Representatives (I) (II) By signing above, each Authorized Representative (I) confirms that all his/her information stated in this Application is true, complete and correct, and (II) agrees to notify the Bank of any material changes to that information. 10/22 DPD-389(O)(4-2015)

11 Section 5: / / Application for Credit Card / ATM Card / Services Part A Wing Lung Credit Card Applicant (1) () Choice of Credit Card(s) (Can apply 2 Credit Cards at the same time) Xcite Visa Xcite Visa Platinum Card [VPL168] UnionPay Dual Currency Platinum Card [CDP430/460] Choice of Welcome Gift Please fill in the appropriate welcome gift code. If unspecified, we will choose on your behalf. The Bank reserves the right to offer an alternative gift as replacement in case of product shortage. For details of the welcome gifts, spending requirement and Terms and Conditions, please refer to the promotion leaflet. Welcome Gift Code : ()Annual Income (HKD) : ( Please provide an income proof) Mailing Address for Credit Card and Monthly Statement Residential Address (H) Office Address (O) Language Preference for Credit Card Statement and ATM Screen Instructions Chinese (1) English (2) () ATM Facilities (Optional) I wish to have ATM facilities on my Card for my WLB account(s) listed below and collect my card from branch : 1 HKD A/C No.1 2 HKD A/C No.2 Signature The signature(s) must correspond with that in the Bank s records. S.V. Signature S.V. Notes If you request to activate ATM facilities, you will be bound to the related terms and conditions of ATM services included in General Conditions for Accounts and Services. Over Credit Limit Facility () The Bank may choose to approve certain transactions that would result in your credit limit to be exceeded. An overlimit charge (as set out in the List of Service Charges) will be charged if the credit limit has been exceeded. If you do not require this facility, please tick the box below. (()) I do not wish the Bank to approve any transaction that would result in my credit limit (Including principal and supplementary card (if applicable)) to be exceeded. I understand that despite this request, the total amount incurred on a Card Account may exceed a credit limit as a result of circumstances beyond the Bank s control. Application Requirements for Non-Hong Kong Resident l l / HK$500,000 ( ) HK$500,000 Principal Card Applicant of Non-Hong Kong Resident should have HK$500,000 or equivalent unpledged assets maintained in Wing Lung Bank ( the Bank ) wealth management, deposits and / or securities accounts. The Bank will regularly review Principal Card Applicant s account(s) held at the Bank to ensure fulfillment of the above criterion for holding the related credit card. Should Principal Card Applicant s account(s) no longer fulfill the above criterion, the Bank has the right to adjust the credit limit or cancel the related credit card account. Principal Card Applicant of Non-Hong Kong Resident must fill in the Direct Debit Authorization Part, in order to set up an autopay account for both Principal and Supplementary Card payment. 11/22 DPD-389(O)(4-2015)

12 ( ) Direct Debit Authorization (Non- Hong Kong Resident must fill in this section) 1. ()() Xcite Visa / I / We hereby authorize Wing Lung Bank Limited to effect transfers from my / our designated account below to that of Wing Lung Xcite Visa Platinum Card and / or Wing Lung UnionPay Dual Currency Platinum Card account(s) for repayment of credit card account. 2. ()()()()() I / We agree that the Bank shall not be obliged to ascertain whether or not notice of any such transfer has been given to me / us. I / We accept full responsibility for any overdraft (or increase in existing overdraft) on my / our account which may arise as a result of any such transfer(s). 3. ()() I / We agree that should there be insufficient funds in my / our account to meet any transfer hereby authorized, the Bank shall be entitled, at its discretion, not to effect such transfer in which event the Bank may make the usual charge and that it may cancel this authorization. 4. ()() I / We acknowledge that if autopay for RMB account of UnionPay Dual Currency Credit Card is made through HKD Dollar savings or current account, the exact amount repaid is determined by the Bank s applicable exchange rate set on the date when the Bank confirms receipt of payment. 5. This authorization shall have effect until further notice. Xcite Visa /On the monthly Payment Due Date, please make the following payment to the Wing Lung Xcite Visa Platinum Card and / or Wing Lung UnionPay Dual Currency Platinum Card account(s). Full Payment of the Statement Balance on the monthly statement Minimum Payment on the monthly statement %()( 10% ) % of the current balance of my/our account(s) (if more than Minimum Payment; 10% as a unit) Xcite Visa /() I / We would like to settle the payment of below account of Xcite Visa Platinum Card and / or UnionPay Dual Currency Platinum Card by my Wing Lung Bank Account specified below (can choose more than 1 option) HKD account RMB account Wing Lung Bank Account No I / We would like to settle the payment of the UnionPay Dual Currency Platinum Card RMB Account by below Wing Lung Bank RMB account. Wing Lung Bank RMB Account No Signature of Applicant(s) : S.V. The Signature should correspond with the specimen signature of your Bank A/C. Notes If you wish to set up Direct Debit Authorization instruction by other bank account, please fill in Direct Debit Authorization Form. / Joint Applicant / Authorized Representative (2) () Choice of Credit Card(s) (Can apply 2 Credit Cards at the same time) Xcite Visa Xcite Visa Platinum Card [VPL168] UnionPay Dual Currency Platinum Card [CDP430/460] Choice of Welcome Gift Please fill in the appropriate welcome gift code. If unspecified, we will choose on your behalf. The Bank reserves the right to offer an alternative gift as replacement in case of product shortage. For details of the welcome gifts, spending requirement and Terms and Conditions, please refer to the promotion leaflet. Welcome Gift Code : ()Annual Income (HKD) : ( Please provide an income proof) Mailing Address for Credit Card and Monthly Statement Residential Address (H) Office Address (O) Language Preference for Credit Card Statement and ATM Screen Instructions Chinese (1) English (2) () ATM Facilities (Optional) I wish to have ATM facilities on my Card for my WLB account(s) listed below and collect my card from branch : 1 HKD A/C No.1 2 HKD A/C No.2 Signature Signature S.V. The signature(s) must correspond with that in the Bank s records. Notes If you request to activate ATM facilities, you will be bound to the related terms and conditions of ATM services included in General Conditions for Accounts and Services. 12/22 DPD-389(O)(4-2015) S.V.

13 Over Credit Limit Facility () The Bank may choose to approve certain transactions that would result in your credit limit to be exceeded. An overlimit charge (as set out in the List of Service Charges) will be charged if the credit limit has been exceeded. If you do not require this facility, please tick the box below. (()) I do not wish the Bank to approve any transaction that would result in my credit limit (Including principal and supplementary card (if applicable)) to be exceeded. I understand that despite this request, the total amount incurred on a Card Account may exceed a credit limit as a result of circumstances beyond the Bank s control. Application Requirements for Non-Hong Kong Resident l l / HK$500,000 ( ) HK$500,000 Principal Card Applicant of Non-Hong Kong Resident should have HK$500,000 or equivalent unpledged assets maintained in Wing Lung Bank ( the Bank ) wealth management, deposits and / or securities accounts. The Bank will regularly review Principal Card Applicant s account(s) held at the Bank to ensure fulfillment of the above criterion for holding the related credit card. Should Principal Card Applicant s account(s) no longer fulfill the above criterion, the Bank has the right to adjust the credit limit or cancel the related credit card account. Principal Card Applicant of Non-Hong Kong Resident must fill in the Direct Debit Authorization Part, in order to set up an autopay account for both Principal and Supplementary Card payment. ( ) Direct Debit Authorization (Non- Hong Kong Resident must fill in this section) 1. ()() Xcite Visa / I / We hereby authorize Wing Lung Bank Limited to effect transfers from my / our designated account below to that of Wing Lung Xcite Visa Platinum Card and / or Wing Lung UnionPay Dual Currency Platinum Card account(s) for repayment of credit card account. 2. ()()()()() I / We agree that the Bank shall not be obliged to ascertain whether or not notice of any such transfer has been given to me / us. I / We accept full responsibility for any overdraft (or increase in existing overdraft) on my / our account which may arise as a result of any such transfer(s). 3. ()() I / We agree that should there be insufficient funds in my / our account to meet any transfer hereby authorized, the Bank shall be entitled, at its discretion, not to effect such transfer in which event the Bank may make the usual charge and that it may cancel this authorization. 4. ()() I / We acknowledge that if autopay for RMB account of UnionPay Dual Currency Credit Card is made through HKD Dollar savings or current account, the exact amount repaid is determined by the Bank s applicable exchange rate set on the date when the Bank confirms receipt of payment. 5. This authorization shall have effect until further notice. Xcite Visa /On the monthly Payment Due Date, please make the following payment to the Wing Lung Xcite Visa Platinum Card and / or Wing Lung UnionPay Dual Currency Platinum Card account(s). Full Payment of the Statement Balance on the monthly statement Minimum Payment on the monthly statement %()( 10% ) % of the current balance of my/our account(s) (if more than Minimum Payment; 10% as a unit) Xcite Visa /() I / We would like to settle the payment of below account of Xcite Visa Platinum Card and / or UnionPay Dual Currency Platinum Card by my Wing Lung Bank Account specified below (can choose more than 1 option) HKD account RMB account Wing Lung Bank Account No I / We would like to settle the payment of the UnionPay Dual Currency Platinum Card RMB Account by below Wing Lung Bank RMB account. Wing Lung Bank RMB Account No Signature of Applicant(s) : S.V. The Signature should correspond with the specimen signature of your Bank A/C. Notes If you wish to set up Direct Debit Authorization instruction by other bank account, please fill in Direct Debit Authorization Form. 13/22 DPD-389(O)(4-2015)

14 Part B () Wing Lung ATM Card (No need to fill in this part if the customer has already obtained the pre-embossed Wing Lung ATM card) () Account(s) opened by new customer includes Wing Lung ATM Card (this Part must be filled in) ( 12)Name of Card Holder (Note 12): ( 12)Name of Card Holder (Note 12): () Card Type (Determined by the currency of the Primary A/C) HKD Card ( 13) RMB Card (Note 13) HKD Card ( 13) RMB Card (Note 13) ( 14 & 15) Primary A/C (Note 14 & 15) HKD A/C No. RMB Savings A/C No. HKD A/C No. RMB Savings A/C No. () Secondary A/C (Not applicable to Fast Cash Service) HKD A/C No. HKD A/C No. HKD A/C No. HKD A/C No. () Instructions on the screen to be displayed in: (Select ONE only) Chinese English ( 16) Fast Cash Service (Note 16) Chinese English Chinese English ( 16) Fast Cash Service (Note 16) Chinese English Notes 12 /Card Holder must be an individual/joint customer and at least 15 years of age. 13 An Applicant for RMB Card will need to open a Renminbi Savings Account and designate a HKD Secondary Account. Moreover, RMB Card is not applicable to joint applicants and customers who apply for "Consolidated Account". 14 HKD Primary Account for joint applicants must be the same. 15 If customers belong to Sunflower or Private Wealth Management customers, please fill in the Sunflower Savings Account or Private Wealth Management Savings Account no. as the Primary Account. 16 Only provide ATM screen instruction in Chinese and not applicable to RMB Card and Consolidated Account. Part C () Phone-In Trading Service (Applicable for Securities Account) Yes No () Phone-in Trading Service Password (Only if you wish to use Phone-in Trading Service) 14/22 DPD-389(O)(4-2015)

15 Part D / NET Banking Service &/or Phone Banking Service () Account(s) opened by new customer includes NET Banking & Phone Banking Services ( (this Part must be filled in) () SELECTION OF SERVICE(S) (Only applicable to existing customers) NET Banking Service Phone Banking Service Remarks: - ()() NET Banking Service (including NET Securities Trading Service and NET Investment Services, if applicable) and Phone Banking Service (including Wing Lung Automated Securities Service, if applicable), - NET Banking Service has included Mobile Banking Service and NET Securities Trading Service has included Mobile Securities Trading Service. NET Banking Preferred Logon I.D. : ( 8 12 /) (Please use 8-12 alpha-numeric characters) HKD Primary A/C No.: () Customers can select their designated HKD A/C to be the HKD Primary A/C (but excluding the 2 situations below). (i) For a new customer opening a Consolidated A/C, his/her HKD Primary A/C will be the Consolidated A/C. (ii) For an existing customer already registered with NET Banking or Phone Banking Service, his/her HKD Primary A/C will continue to be the current HKD Primary A/C. : () Operating Accounts: Include existing and new same name accounts (except Securities and Wealth Management Accounts) Register the account(s) to be opened under Section 1 as Operating Account(s) Account No. (1) (6) (11) (16) (2) (7) (12) (17) (3) (8) (13) (18) (4) (9) (14) (19) (5) (10) (15) (20) Remarks: - Only one account in each category of Renminbi Savings A/C, Renminbi Current A/C, Foreign Currency Combination Savings A/C, US Dollar Current A/C, Gold Passbook A/C and Margin Settlement A/C may be registered. - In Phone Banking Service, Renminbi Current A/C and US Dollar Current A/C for non-consolidated A/C are applicable to Funds Transfer Service ONLY. - Credit Card A/C registration is only applicable to NET Banking Service. - () 12 9 For registration of other Same Name HKD A/C or Credit Card A/C (except Corporate Card), NET Banking and Phone Banking Service accept a maximum of 12 and 9 operating accounts for registration respectively. Securities Account Securities A/C No. (1) (2) ( 17) Apply for Securities - Teletext Stock Quotation Service (Note 17): () Apply (for Securities - Teletext Stock Quotation Service charges, please refer to Securities Service Charge Schedule. Customer should sign the Standard User Agreement) () Internet Version (HK Shares) ( A ) Internet Version (HK Shares & A Shares) () Internet and Mobile Version (HK Shares) () + (A ) Internet and Mobile Version (HK Shares) + Internet Version (A Shares) () Others (please specify) ( 17) : Wealth Management Account (Note 17) Activate NET Investment Services of Wealth Management Account 15/22 DPD-389(O)(4-2015)

16 /- NET Banking Service &/or Phone Banking Service-continued /// Funds Transfer to Third Party HKD / RMB / USD / Combination Savings Account(s) with Wing Lung Bank A/C Name Account No. A/C Name Account No. (1) (6) (2) (7) (3) (8) (4) (9) (5) (10) Remarks: - 10 Accept a maximum of 10 operating accounts registration. - / Funds Transfer to Third Party USD / Combination Savings Account(s) is only applicable to NET Banking Service /// Funds Transfer to HKD / RMB / USD / EUR Account(s) with Other Bank(s) in Hong Kong Bank Name A/C Name Bank Code Account No. (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) Remarks: NET Banking and Phone Banking Service accept a maximum of 10 and 5 operating accounts registration respectively. Bill Payment: ( 17): Other Banking Operation (Note 17): // / Applicable to bill payment with Wing Lung Bank and utility companies by registered HKD A/C and/or Credit Card A/C. Payment for some merchants is required to fill in additional forms of Registration/ Cancellation of Registration of Bill for Bill Payment Service via Wing Lung NET Banking and Registration/ Cancellation of Registration of Bill for Bill Payment Service via Wing Lung Phone Banking. ()// Applicable to NET Banking Service and registered A/C only and service includes Purchase of Cashier Order, Purchase of Telegraphic Transfer, Purchase of Demand Draft, Purchase of Foreign Currency Notes, etc. and please refer to our Wing Lung Bank s latest announcement for details. Related service details (e.g. Purchase of Telegraphic Transfer, Purchase of Demand Draft) are required to fill in additional forms of Registration / Cancellation of particulars relating to the purchase of Telegraphic Transfer via Wing Lung NET Banking and Registration / Cancellation of particulars relating to the purchase of Demand Draft(s) via Wing Lung NET Banking. Notes 17 Service or account registration is applicable to NET Banking Service only. () Opt-Out The Application of Electronic Service(s) of the Bank Account(Optional) : I do not require the Bank to provide the following service(s) : NET Banking Service Phone Banking Service ATM Card Service 16/22 DPD-389(O)(4-2015)

17 Section 6: Acknowledgement & Declaration by Customer 1. (): I/We acknowledge receipt of the following documents and items from you: () General Conditions for Accounts and Services(including Risk Disclosure Statements) ()() Wing Lung Bank Group Notice to Customers relating to the Personal Data (Privacy) Ordinance (the Ordinance ) Schedule of Bank Services Charges Securities Account Operation Guides Wing Lung ATM Card Wing Lung ATM Card PIN Wing Lung Phone Banking Consolidated PIN(s) Wing Lung NET Banking Security Token Wing Lung NET Banking Initial Logon Password Summary of Major Terms & Conditions of Wing Lung Credit Card Cardholder Agreement Summary of Major Terms & Wing Lung Credit Card Key Facts Statement Conditions of Wing Lung UnionPay Dual Currency Credit Card Cardholder Agreement / Sunflower / Private Wealth Management Customer Notice Principal Brochure and Product Key Facts Statement of Gold Passbook Account Scheme - Personal Customers - Questionnaire on Risk Tolerance of Investment ()Others (please specify): 2. ()() ()() I/We confirm that I/we have read, understood and agreed to be bound by yourgeneral Conditions for Accounts and Services(including Risk Disclosure Statements) and other applicable terms, conditions and rules (as amended from time to time by the Bank). 3. () I/We confirm that: l ()()() General Conditions for Accounts and Services(including Risk Disclosure Statements) were provided in a language of my/our choice (English or Chinese); and l ()()(()) I/we was/were invited to read the General Conditions for Accounts and Services(including Risk Disclosure Statements), to ask questions and take independent advice if I/we wished. 4. () I/We have read and understood the Principal Brochure and Product Key Facts Statement of the Gold Passbook Account Scheme and accepted the terms and conditions of the scheme in the Gold Passbook Account Agreement and the Gold Passbook Account Rules. 5. () / ()() I/We agree / do not agree to give consent to the Bank to access and utilize my/our deposit information for investment and wealth management purposes, and to offer full banking services at the Bank s Investment Services Zone to me/us. 6. In relation to my application to open an RMB account, I confirm: l () (For a HKID Card holder) I have / do not have non-hong Kong resident RMB account with other banks in Hong Kong. l () / (For a non-hong Kong resident) I have/ do not have a HKID. 7. ()()(())() I/We acknowledge that any communication from the Bank by way a voice message to my/our telephone (whether or not I/we retrieve or am/are aware of the message) shall be deemed to have been communicated to me/us. 8. ()() () () (() )() I/We confirm that all the information provided by me/us in this Application is true, complete and correct. You may rely on such information for all purposes, unless notice in writing of any change is received by you from me/us. I/We agree to notify you of any material changes to that information. You are authorized at any time to contact anyone, including my/our bankers, brokers or any credit agency, for purposes of verifying the information provided by me/us. 9. ()()()/() ()()() ()()() (For Wealth Management Account and Securities Account customers) I/We declare that I/we am/are not a U.S. person/resident or Canadian resident or otherwise subject to any law which precludes or restricts the Bank from providing Securities and/or Wealth Management investment services to me/us. If my/our circumstances change so that I/we become subject to any legal prohibition or restriction, I/we shall advise the Bank promptly. I/We acknowledge that in that case I/we may be obliged to sell my/our Securities and/or Wealth Management investment products, and agree to do so. 10. ()()() (For Securities Account customers only) If I/we have both a Cash Securities Trading Account and a Margin Securities Trading Account, unless I/we give you prior notification in respect of a transaction, the transaction shall be effected through the Margin Securities Trading Account. 11. ()()() ()()() ( ) I/We acknowledge that you may provide me/us with NET Banking ancillary, or in addition, to the services provided in respect of the Securities Account and Wealth Management Account in accordance with your applicable terms and conditions. I/We agree that the Electronic Trading Services will be subject to the General Conditions for Accounts and Services(including Risk Disclosure Statements) andspecific Conditions (The Specific Conditionsmay be found on the Wing Lung NET Banking web site and the Mobile Banking webpage as part of the conditions, appearing immediately after the General Conditions for Accounts and Services. These Specific Conditions are deemed incorporated herein.) (as amended by you from time to time) and any other relevant terms and conditions provided by you to us from time to time. 12. Deposit Protection Scheme l / / ( 5 ) / Deposits in Savings Account / Current Account / Fixed Deposit Account (other than a fixed deposit where the agreed current term exceeds 5 years) / Pleasure Savings Account and Callable Deposit are deposits qualified for protection by the Deposit Protection Scheme in Hong Kong. 17/22 DPD-389(O)(4-2015)

18 13. () Unless otherwise defined, terms used herein bear the meaning defined in thegeneral Conditions for Accounts and Services(including Risk Disclosure Statements). 14. ()(For customer who apply for Credit Card only) l ()()/() ()() I / We confirm that no credit card and / or unsecured loan (including without limitation personal loan, tax loan and any loan with a revolving nature) under my / our name(s) issued or provided by any financial institutions has been cancelled due to default in payment and there is no current overdue payment exceeding 1 month in respect of my / our indebtedness (including credit card and any unsecured loans) with other financial institutions. l ()() I / We further confirm that no bankruptcy order has ever been made against me / us and I am / we are not in the process of petitioning for bankruptcy nor have any intentions to do so. l ()( ) ()()() ()() ()() ()() ()() 5 60 () I / We, the undersigned, declare the above information and documents enclosed are true and authorise Wing Lung Bank Limited (the "Bank") to disclose to, verify and exchange such information with and to obtain other credit information of myself / ourselves from whatever sources the Bank may consider appropriate at any and all times. I / We also acknowledge and agree that from time to time, all personal data relating to me / us (the "data") may be used and disclosed by the Bank for such purposes and to such persons in accordance with the Bank's policies or notices on use and disclosure of personal data as set out in statements, circulars, notice of terms and conditions made available to customers. I / We agree and understand that the data held by the Bank relating to me / us may be transferred to other places (including places outside Hong Kong) at any time and from time to time where the Bank deems necessary. I / We acknowledge that the Bank shall, in accordance with the requirements set out in the Personal Data (Privacy) Ordinance, consider a credit report in determining my/our application. I / We further agree that the data and other information related to me / us may be used or disclosed for marketing, credit checking, debt collecting or any purposes that the Bank may consider appropriate. I / We acknowledge that the Bank has the right to access and obtain a credit report from time to time for credit review purposes. I / We acknowledge that upon the termination of the account by full repayment and on condition that there has been, within 5 years immediately before account termination, no default for a period in excess of 60 days on the account, I / we will have the right to instruct the credit provider to make a request to the credit reference agency to delete from its database any account data relating to the terminated account. l ()() I / We agree to be bound by the Terms and Conditions of Wing Lung Credit Card Cardholder Agreement and Wing Lung UnionPay Dual Currency Credit Card Cardholder Agreement (if apply together), a copy of which will be sent to me / us with the Credit Card(s) upon approval of this application. l () Visa 5 () () HK$800 Visa / HK$400 The annual fee will be waived for the first 5 years for Wing Lung Visa Platinum Card and UnionPay Dual Currency Platinum Card commencing from card issuance. Upon notice by the Bank, I / we agree to pay the full annual fee of HK$800 for each Principal Visa Platinum Card / UnionPay Platinum Card (HK$400 for each Supplementary Platinum Card) if I / we decide to keep the Card(s). l ()(APR)33.22%(APR)36.16%() I / We also acknowledge that interests for unsettled credit purchase and cash advance are calculated at the annualized percentage rates (APR) of 33.22% p.a. and 36.16% p.a. respectively. If I / we fail to pay the minimum payment amount on or before the payment due date, the Bank shall have the right to change or raise the interest rates to the designated interest rates as advised in the latest "Wing Lung Credit Card List of Service Charges" and Wing Lung UnionPay Dual Currency Platinum Card List of Service Charges. The annual fee and finance charges are subject to the Bank's latest notice. l () () I / We confirm that I / we have read and understood the Summary of Major Terms & Conditions of Wing Lung Credit Card Cardholder Agreement", Summary of Major Terms & Conditions of Wing Lung UnionPay Dual Currency Credit Card Cardholder Agreement and Wing Lung Bank Group Notice to Customers relating to the Personal Data (Privacy) Ordinance provided by the Bank. l ()()() I / We also understand and acknowledge that if I / we give any fictitious or false information, I / we may be guilty of criminal offence(s) related to deception and false information under the Laws of Hong Kong SAR. 15. ()(For Non-Hong Kong Resident who apply for Wing Lung UnionPay Dual Currency Platinum Card only) ()() I am / we are a non-hong Kong resident, i.e. I am / we are not a holder of Hong Kong Identity Card. I am / we are not maintaining any UnionPay Dual Currency Platinum Card (including but not limited to principal card and supplementary card) with the Bank as holder of Hong Kong Identity Card. ()()() I am / we are a non-hong Kong resident, i.e. I am / we are not a holder of Hong Kong Identity Card. However, I was / we were a holder of Hong Kong Identity Card in the past, and applied UnionPay Dual Currency Platinum Card (including but not limited to principal card and supplementary card) at the Bank and I am / we are currently holding that UnionPay Dual Currency Platinum Card; UnionPay Dual Currency Platinum Card Account Number : l ()("")() ()()() ()()() ()()() /() I / we understand that the Bank will only accept my / our UnioinPay Dual Currency Platinum Card application either as Hong Kong resident or non-hong Kong resident, depending on whether I am / we are a holder of Hong Kong Identity Card. The Bank will provide credit card services to me / us in accordance with applicable regulatory requirements from time to time, depending on my / our status as a Hong Kong resident or non-hong Kong resident as declared by me / us. I / we hereby undertake that if I / we become holder of Hong Kong Identity Card after the date of this declaration, I / we shall as soon as practicable inform the Bank of the change. I / we understand that the Bank will, upon receiving such notification, update the record and provide credit card services according to relevant regulatory requirements applicable to my / our status as Hong Kong resident. I / we understand that the Bank may at any time and without giving any prior notice terminate or suspend my / our UnionPay Dual Currency Platinum Card(s) if I am / we are or shall be in breach of my / our declaration and / or undertaking above, and the Bank shall not be liable for any loss or claim in connection with or arising from such breach. 18/22 DPD-389(O)(4-2015)

19 16. Certification of Non U.S. Individual Applicant (1) Joint Applicant (2) I am a / we are U.S. citizen(s) Yes No Yes No I am a / we are U.S. Green Card holder(s) Yes No Yes No I am a / we are tax resident(s) of U.S. Yes No Yes No ()() 30 I / We agree that I / we will inform the Bank in writing within 30 days if any certification made on this form becomes incorrect. Opt to Use the Call Centre Service provided by China Merchants Bank Co., Ltd () I acknowledge that for the purpose of enhancing the quality of telephone banking services, the Bank has outsourced the Call Centre of the Bank s Parent Company as the service provider. In order to enable the Bank s Parent Company to provide the corresponding banking services to me, the Bank shall disclose basic customer information of my goodself to the Bank s Parent Company such as all relevant account information(including deposits, lending, credit card accounts information), transactions details of relevant account, status, charges and interests information, etc. Upon obtaining my consent, my information as mentioned above shall be disclosed and transferred to the Call Centre of the Bank s Parent Company situated in PRC in accordance with the duty of confidentiality to the customer data or any requirements with legal effect. Consent to the above disclosures and transfer Do not consent to the above disclosures and transfer I understand it is my voluntary choice whether to give consent. I may subsequently withdraw my consent by written notice to the Bank. Opt-Out From Use of Personal Data in Direct Marketing [A] Means of communications in direct marketing : I do not wish the Bank to use my personal data in direct marketing through the following channels Mail Phone SMS Fax () All channels (including mail, phone, , SMS and fax) [B] Provision of personal data to others : The Bank may provide my personal data to other persons for their use in direct marketing. I do not wish the Bank to provide my personal data for use in direct marketing by *Any other persons except the Bank s subsidiaries*. Any other persons whether or not such persons are members of the Bank s group. The above represents my present choice whether or not to receive direct marketing contact or information. This replaces any choice communicated by me to the Bank prior to this application. I understand the Bank may not be able to process my request if any of the information is incomplete or incorrect. () ( )/ My above choice applies to the direct marketing of the classes of products, services and/or subjects as set out in the Bank s Notice to Customers relating to the Personal Data (Privacy) Ordinance (the Notice ). I should also refer to the Notice on the kinds of personal data which may be used in direct marketing and the classes of persons to which my personal data may be provided for them to use in direct marketing. **Subsidiaries mean the subsidiary companies of Wing Lung Bank Limited announced in its annual report of each year. Date: ()Signed by (all customer(s)): Full name: Full name: Full name: Full name: Full name: Full name: Witnessed by: ( Name: Staff No.: ) (/ Department/ Branch: ) (/) Declaration by Wing Lung Bank Limited staff (For opening Securities Account / Wealth Management Account only) I declare that I have: ()() Provided to the customer the General Conditions for Accounts and Services(including Risk Disclosure Statements) in a language (English or Chinese) of the customer s choice; and ()()Invited the customer to read thegeneral Conditions for Accounts and Services(including Risk Disclosure Statements) ask questions and take independent advice if the customer wishes. Declared by: () Name (in block letters): Date: / Registration/ CE No: Notes: 17 Alterations must be confirmed by the customer s full signature 19/22 DPD-389(O)(4-2015)

20 ( ) Additional Information for Margin Securities Trading (To be completed by Margin Securities Trading Account Customers only) 擬 申 請 保 證 金 交 易 限 額 ( 港 元 ) Margin Facilities Limit Applied (HKD) 保 證 金 證 券 交 易 賬 戶 號 碼 : Margin Securities Trading Account No. 賬 戶 名 稱 : Account Name 住 宅 地 址 : Residence Address 住 址 類 別 : r 自 置 r 按 揭 r 租 住 r 其 他 ( 請 註 明 ) Type of Residence Self-owned Mortgaged Rented Others (please specify) 居 住 年 期 : Years of Living If mortgaged, outstanding amount 婚 姻 狀 況 : r 未 婚 r 已 婚 r 離 婚 r 其 他 ( 請 註 明 ) Marital Status Single Married Divorced Others (please specify) 教 育 程 度 : r 小 學 r 中 學 r 大 專 或 以 上 r 其 他 ( 請 註 明 ) Education Level Primary Secondary Tertiary or above Others (please specify) r r r r () Employment Status Employed Self-employed Retired Others (please specify) Name of Employer Financial Situation () Annual Income (HKD) Source of Income Assets Held () Total Net Worth (HKD) 主 要 往 來 銀 行 及 賬 號 : Major Banker & A/C No. 現 有 銀 行 額 度 () Existing Credit Facilities (HKD) Years of Service q < $150,000 q $150,000 - $300,000 q > $300,000 ( 請 註 明 ) (please specify) q q q Salary Commission Business Profit q q / q Rent Dividend/Interest Others q q q Deposits Property Others q < $50,000 q $50,000 - $99,999 q $100,000 - $499,999 q $500,000 - $999,999 q $1,000,000 - $8,000,000 q > $8,000,000 ( 請 註 明 ) (please specify) 其 他 往 來 銀 行 及 賬 號 : Other Banker & A/C No. q q q ( 請 註 明 ) Credit Card$ Personal Loans $ Others (please specify) SCHEDULE 1 () Notes to customer: The customer is requested to notify the Bank as early as possible of any material change to the customer s information. Notwithstanding any other provisions to the contrary, any communication from the Bank made, or attempted to be made by the leaving of a voice message on the customer s telephone recording system (whether or not the customer subsequently retrieves the telephone message), through the emergency phone number on record provided to the Bank shall be deemed to have been communicated to the customer. For Internal Use Only H O I E M A T R Checked Approved Facility Limit Approved: Margin Interest Rate: % per annum Facility Expiry/Review: 20/22 DPD-389(O)(4-2015)