Employ Illinois. Linked-Deposit Loan Program. Office of Illinois State Treasurer Alexi Giannoulias
|
|
|
- Mariah Gibson
- 8 years ago
- Views:
Transcription
1 Employ Illinois Linked-Deposit Loan Program Office of Illinois State Treasurer Alexi Giannoulias
2 What is a Linked Deposit Loan? Loan at below-market interest rates Provided by State Treasurer's Office in partnership with Illinois financial institution Provides targeted benefit to State of Illinois and its residents
3 How Does It Work? Treasurer's Office deposits state funds at discounted interest rate into financial institution Financial institution lends funds to borrower at below-market interest rate Participation for first 5 years of loan
4 Rate Calculation Treasurer s Discounted Deposit Rate = U.S. Treasury Rate - 1.5% Financial Institution s Spread = 3% maximum
5 Rate Calculation Deposit Rate 0.50% + FI's Maximum Spread 3.00% = Maximum Rate to Borrower: 3.50%
6 Linked Deposit Impact Loan Amount: $500,000 Conventional Loan Rate: 7.5%* Linked Deposit Rate: 3.5% Savings to Borrower: $90,000
7 Application Process 1. Borrower secures financial institution s loan approval and agreement to use program. 2. Borrower completes and submits program application. 3. Financial institution completes and submits application for deposit. 4. Application package is forwarded for review by Loan Committee.
8 Program Features Easy to use Low paperwork Short turnaround time
9 Financial Institutions Banks, credit unions, savings and loans located in state of Illinois Over 400 financial institutions (1000s of branches) are approved lenders
10 Employ Illinois Business Loans Child Care Loans
11 Employ Illinois: Business Loans
12 Program Objective To create jobs for Illinois residents through the start-up and expansion of Illinois businesses, and support existing businesses
13 Business Loans Small Business Job Creation
14 Small Business For Illinois businesses with gross annual receipts of up to $3M Businesses in low-income areas may have gross annual receipts of up to $5M Maximum deposit per project = $1M
15 Job Creation Business must create new jobs in order to qualify for loan Businesses typically use program to start up or expand Deposit amount based on annual payroll + benefits costs associated with jobs created
16 Example Illinois business looking to expand Expansion will create 20 new jobs, each paying $40,000 per year Business qualifies for Employ Illinois loan of up to $800,000
17 How Can Loan Funds Be Used? Real Estate Purchase of land Purchase of building(s) Construction New construction Rehab/renovation Expansions/additions
18 How Can Loan Funds Be Used? Furniture, Fixtures & Equipment (FF&E) Inventory Working Capital
19 Employ Illinois: Business Success Story New Metal Fabrication Centralia Start-up business $409,000 Employ Illinois: Business loan Purchase of equipment
20 Employ Illinois: Business Success Story Reggio s Pizza Chicago Expansion of business $1.1M Employ Illinois: Business loan
21 Employ Illinois: Business Success Story Opening of new location Expansion of existing location Project created 63 new jobs for Illinois residents Without the Treasurer s Office, we may not be where we are today. Mr. John Clark, Chairman/CEO Reggio s Pizza, Inc.
22 Employ Illinois: Child Care
23 Program Objective To increase and expand access to child care in Illinois through the start-up and expansion of child care facilities
24 How Does It Work? Qualifying projects must generate new DCFS-licensed child care spaces Start-ups & expansions Treasurer s Office deposits up to $10,000 per space created
25 How Can Loan Be Used? Real Estate Construction Equipment Working Capital
26 Employ Illinois: Child Care Success Story House of Children Woodstock Opening of new facility $800,000 Employ Illinois: Child Care loan Construction of center Purchase of furniture & equipment
27 Employ Illinois: Child Care Success Story House of Children Woodstock Creation of 80 new spaces for Illinois children Working with the Treasurer s Office was absolutely the easiest part of the process. Ms. Debbie Louise, Owner/Director House of Children
28 Employ Illinois Creating jobs Growing the economy Investing in our future
29 For More Information Call us at: (312) us at: Or visit us on the Web at: Office of Illinois State Treasurer Alexi Giannoulias
30 Contact Information Debbie Meyers-Martin Program Coordinator Employ Illinois Economic Opportunity Division Illinois State Treasurer Alexi Giannoulias (direct) (fax) 100 W. Randolph St., Suite Chicago, IL
Your Partner in success! www.worknetncc.com. 723 W. Algonquin Rd. Arlington Heights, IL 60005 847.437.9425
Your Partner in success! www.worknetncc.com 723 W. Algonquin Rd. Arlington Heights, IL 60005 847.437.9425 Illinois worknet is designed for... Access the Illinois worknet Portal... Individuals Pathway The
W i n t r u s t B a n k
W i n t r u s t B a n k 1 WHO ARE WE Wintrust Financial is a financial services holding company We provide traditional community banking services, commercial banking, wealth management, commercial insurance
Business Financing. An Article by Michael L. Messer and Thomas L. Hofstetter SCHENCK, PRICE, SMITH & KING, LLP
Business Financing An Article by Michael L. Messer and Thomas L. Hofstetter SCHENCK, PRICE, SMITH & KING, LLP Even in these challenging economic times, businesses still have a need to grow and to obtain
Financial. Management FOR A SMALL BUSINESS
Financial Management FOR A SMALL BUSINESS 1 Agenda Welcome, Pre-Test, Agenda, and Learning Objectives Benefits of Financial Management Budgeting Bookkeeping Financial Statements Business Financing Key
SMALL BUSINESS LENDING OPPORTUNITIES FOR CREDIT UNIONS
SMALL BUSINESS LENDING OPPORTUNITIES FOR CREDIT UNIONS February 14, 2012 Terrence K. McHugh President Commercial Alliance 1 Business Lending in Credit Unions 1998 regulation limits business lending in
Plan and Track Your Finances
Plan and Track Your Finances 9.1 Financing Your Business 9.2 Pro Forma Financial Statements 9.3 Recordkeeping for Businesses Lesson 9.1 Financing Your Business Goals Estimate your startup costs and personal
Financial. Management FOR A SMALL BUSINESS
Financial Management FOR A SMALL BUSINESS Welcome 1. Agenda 2. Ground Rules 3. Introductions FINANCIAL MANAGEMENT 2 Objectives Explain the concept of financial management and its importance to a small
PRESENTS. Top 5 Financing Options for Medical Professionals
PRESENTS Top 5 Financing Options for Medical Professionals TABLE OF CONTENTS Financing Options for Doctors 3 Unsecured Business Loans 4 Equipment Leasing & Financing 5 Business Line of Credit 6 Commercial
Q&A for Small Business Owners
Q&A for Small Business Owners What did the Obama Administration announce today? The Treasury Department will commit up to $15 billion to help unlock the secondary markets for small business loans. By purchasing
ILLINOIS BUSINESS FINANCING MATRIX
A Guide of Federal, State and Regional Loan Incentive and Grant s for Business and Economic TERM RATE FEES 7(a) Loan Guaranty The s primary loan program Business start ups or expansion; construction of
SBA Business Loan Programs
SBA Business Loan Programs Horizon Certified Development Company Horizon Certified Development Company Incorporated in 1982 as Hamilton County Development Co., Inc. (HCDC) HCDC is a Certified Development
SBA and USDA Lending 1/28/2014. Benefits of SBA Financing. Small Business Administration and United State Department of Agriculture
SBA and USDA Lending Small Business Administration and United State Department of Agriculture Work in Partnership with Banks Encourage Banks to Lend to Businesses by Guaranteeing loans to reduce Lender
Credit Scores and Economic Opportunity in Illinois Communities of Color
Credit Scores and Economic Opportunity in Illinois Communities of Color Symposium on Credit Scoring and Credit Reporting June 6, 2012 Boston, Massachusetts Tom Feltner Vice President Woodstock Institute
How To Get A Farm Loan In Illinois
A Guide for Federal, State and Regional Loan Incentive and Grant s for Business and Economic PROGRAM TERM RATE FEES 7(a) Loan Guaranty The s primary loan program Business start ups or expansion; construction
Small Business Lending GAP Analysis
Small Business Lending GAP Analysis Table of Contents Introduction 3 Methodology 4 Executive Summary 5 Recommendations 9 Product Overview: Lines of Credit Term Loans 10 20 Commercial Real Estate Loans
State Small Business Credit Initiative. Increasing Access to Capital for Florida s Small Businesses
State Small Business Credit Initiative Increasing Access to Capital for Florida s Small Businesses SMALL BUSINESS JOBS ACT OF 2010 Created the State Small Business Credit Initiative (SSBCI). $1.5 billion
BUSINESS PLAN: PRO-FORMA FINANCIAL STATEMENTS as prescribed by the Central Bank of Swaziland Financial Regulation Department Bank Supervision Division
BUSINESS PLAN: PRO-FORMA FINANCIAL STATEMENTS as prescribed by the Central Bank of Swaziland Financial Regulation Department Bank Supervision Division Balance Sheet - pro forma ASSETS Year 1 Year 2 Year
SCORE. Counselors to America s Small Business SMALL BUSINESS START-UP FINANCING OVERVIEW
SCORE Counselors to America s Small Business SMALL BUSINESS START-UP FINANCING OVERVIEW One key to a successful business start-up and expansion is your ability to obtain and secure appropriate financing.
Rural Entrepreneur Assistance (REA)
Rural Entrepreneur Assistance (REA) Eligibility Criteria A. APPLICANT 1. Must be aged 18 or over, eligible to work in Canada, and a Manitoba resident. 2. Must develop and submit a sound business plan which
SMALL BUSINESS GUIDE TO COMMERCIAL LOANS
SMALL BUSINESS GUIDE TO COMMERCIAL LOANS BUSINESS BANKING Every business is unique. Whether you re just starting your business, expanding, or staying the course as an accomplished organization, you can
BUSINESS LOAN APPLICATION
BUSINESS LOAN APPLICATION 1. Applicant Name: Name of Business: Sole Proprietorship: S Corporation: Partnership: C Corporation: LLC/LLP: Mailing Address: Street Address: Business Telephone: Home Telephone:
HOW TO LAND AN SBA Loan
HOW TO LAND AN SBA Loan by Ron Box, CPA/CITP/CFF With all of the uncertainty around maintaining a predictable flow of capital to businesses, a commercial loan provided by a bank but guaranteed by the federal
The FFCFC 504 Loan Program: A Unique Alternative for Small Business Fixed Asset Financing
Commercial Lenders The FFCFC 504 Loan Program: A Unique Alternative for Small Business Fixed Asset Financing The FFCFC 504 Loan Program is designed to help small business owners expand through the purchase
SBA 504 Loan Program Lender s Guide
Eligible Use of Proceeds: Land acquisition and improvements New construction Purchase of existing building(s) Renovations to existing building(s) Purchase of Machinery and Equipment (minimum of 10 years
Understanding Loans and Other Programs Available for Certified Minority Business Enterprises
Understanding Loans and Other Programs Available for Certified Minority Business Enterprises Presented by Allen McConnell, Manager Minority Business Development Division Slide 1 Access to Financial Assistance
Financing for Businesses
Financing for Businesses The following overview of financing programs is for reference purposes only and is not presented as all inclusive. Obtain complete program guidelines from the respective program
SERF Loan Application. (Spearfish Economic Revolving Fund)
SERF Loan Application (Spearfish Economic Revolving Fund) SERF Loan Application Checklist Copies of the items listed below must be submitted to SEDC before action can be taken on your loan request. Application
The CSP Loan Application
COLLATERAL SUPPORT PROGRAM APPLICATION INSTRUCTIONS AND INFORMATION FOR COMPLETING THE APPLICATION Required for Idaho Collateral Support consideration Complete the two page Collateral Support Program Application
FAIRM. Economic Development Authority. Revolving Loan Fund Guidelines
Revolving Loan Fund Guidelines The Fairmont 's Revolving Loan Fund is available within the City Limits of Fairmont, Minnesota. The program works in partnership with local lending institutions to help 'fill
How to Prepare a Cash Flow Forecast
The Orangeville & Area Small Business Enterprise Centre (SBEC) 87 Broadway, Orangeville ON L9W 1K1 519-941-0440 Ext. 2286 or 2291 sbec@orangeville.ca www.orangevillebusiness.ca Supported by its Partners:
PERSONAL FINANCIAL STATEMENT
PERSONAL FINANCIAL STATEMENT As of, 20 BUSINESS PLAN GUIDELINES Name: Residence Phone: Residence Address: City, State, Zip Code: Social Security Number: PERSONAL ASSETS PERSONAL LIABILITIES Cash in Bank
How To Finance A Business With An Sba 7(A) Loan
Small Business Programs and Resources Start-Up Business Weak Collateral Longer Repayment Terms Unfamiliar Industry Achieve community economic development through job creation and retention by providing
Georgia s Capital Access Program
M PROFILE: CA Georgia s Capital Access Program Portfolio Insurance for Private Lenders Small Business Loans Georgia Department of Community Affairs 60 Executive Park South, NE, Atlanta, GA 30329 1 What
1. "Current Employment" - The occupation or business which provides your primary source of income.
COM M ISSIONER SID M ILLER TEXAS DEPARTMENT OF AGRICULTURE TEXAS AGRICULTURAL FINANCE AUTHORITY INTEREST RATE REDUCTION AND YOUNG FARMER INTEREST RATE REDUCTION LOAN APPLICATION FORM INSTRUCTIONS Lender
Financial Plan. A) Estimated One-Time Financial Requirements. Part One
Financial Plan The Financial Plan is perhaps one of the most important components of your Business Plan (see Business Plan Handout). Not only is it essential if you are seeking external financing it is
+ = How Technology Is Changing Small Business Lending. Faster, Easier Business Loan Solutions Are Online BUSINESS LOAN
How Technology Is Changing Small Business Lending Faster, Easier Business Loan Solutions Are Online Whitepaper Brought to You By Balboa Capital BUSINESS LOAN + = The year was 1994. The first major Internet
SMALL BUSINESS JOBS ACT:
SMALL BUSINESS JOBS ACT: HIGHER MAXIMUM LOAN SIZES, REVISED SIZE STANDARDS What advantages does the Small Business Jobs Act bring to companies in Alabama? SBA Express: SBA Express loan limits have been
Small Business Administration
Financing the SBA Way Wayne Bell District Director Wichita District Office June 6, 2012 1 Agency History SBA What it is Federal Agency Created in 1953 Purpose To help potential and current small business
Incentive Financing Summary Heffner and Associates, Ltd.
Basic 7(a) Loan Guaranty Start up and existing small To help qualified small Loan maturity is up to 10 Through commercial (SBA) businesses businesses obtain financing years for working capital and lending
An Introduction to the SBA 7(a) and 504 Loan Programs
An Introduction to the SBA 7(a) and 504 Loan Programs Edward W. Ahart, Esq. Thomas L. Hofstetter, Esq. 220 Park Avenue Florham Park, NJ 07932 (973) 539-1000 Partner at Schenck Price Smith & King, LLC in
NORTHWEST LOAN FUND Serving Eagle, Garfield, Grand, Jackson, Moffat, Pitkin, Rio Blanco, Routt and Summit Counties
NORTHWEST LOAN FUND Serving Eagle, Garfield, Grand, Jackson, Moffat, Pitkin, Rio Blanco, Routt and Summit Counties SUMMARY OF LOAN REQUEST NLF Loan Request Amount 1. PRELIMINARY INFORMATION : Business
SBA 7(a) Government. Guaranteed Loan Program
SBA 7(a) Government Guaranteed Loan Program SBA Overview The U.S. Small Business Administration (SBA) Was Created By Congress In 1953 To Assist And Counsel Small Business Growth And Prosperity, Thereby
EDA Revolving Loan Fund
EDA Revolving Loan Fund Purpose: To encourage small business development and expansion by local manufacturers. Eligibility: Companies in manufacturing or service industries that will create new jobs are
A Guide to Federal, State and Regional Loan and Grant Programs for Agribusiness
Illinois Office of Associate Director April 2004 Environmental 1021 North Grand Avenue East Protection Agency Springfield, IL 62706 Governor Rod Blagojevich Director Renee Cipriano A Guide to Federal,
Overview of SBA Economic Development Programs and the Impact of the Recovery Act
Overview of SBA Economic Development Programs and the Impact of the Recovery Act 1 Access to Capital SBA guarantees loans on reasonable terms through financing partners to small businesses that are unable
Now is a GREAT TIME to Purchase a new home or refinance your existing mortgage with UNITED CREDIT UNION! United Credit Union 40th Annual On-site
VOLUME 41, NO. 2 United Credit Union is Your Financial Partner for Life SPRING 2016 United Credit Union 40th Annual On-site 100% FINANCING UP TO 60 MONTHS Friday, May 20, 2016, 10:00 AM to 6:00 PM and
State Small Business Credit Initiative. Increasing Access to Capital for Florida s Small Businesses Presented by: Stephen Heiman
State Small Business Credit Initiative Increasing Access to Capital for Florida s Small Businesses Presented by: Stephen Heiman SMALL BUSINESS JOBS ACT OF 2010 Created the State Small Business Credit Initiative
www.development.ohio.gov
Minority Business Development Division Joseph Brooks (614) 466-5065 joseph.brooks@development.ohio.gov www.development.ohio.gov The State of Ohio is an Equal Opportunity Employer and Provider of ADA Services
Georgia Department of Community Affairs. Atlanta Regional Commission June 12, 2012
Georgia Department of Community Affairs Atlanta Regional Commission June 12, 2012 History & Background of State Small Business Credit Initiative (SSBCI) Component of Small Business Jobs Act, bi-partisan
Application Process: There is a two-stage application process, which includes a Conditional Approval and then a Final Application package.
Small Business Lending Center Microenterprise Loans Loans from $500-$10,000 Rates and Terms: Fixed Rates 8.75%-10%, for up to six years 7% for up to 10 years for Energy Efficiency Projects (see Loan Manager
SBA Finance Options. Fourth National Rural Grocery Summit June 9 10, 2014
SBA Finance Options Fourth National Rural Grocery Summit June 9 10, 2014 SBA What it is/what it does Federal government agency created in 1953 Purpose to help potential and existing small businesses start,
Minority Business Development Division Allen McConnell, Manger (614) 752-4833 Allen.McConnell@development.ohio.gov www.development.ohio.
Minority Business Development Division Allen McConnell, Manger (614) 752-4833 Allen.McConnell@development.ohio.gov www.development.ohio.gov The State of Ohio is an Equal Opportunity Employer and Provider
USDA Business & Industry (B&I) Guaranteed Loan Program
USDA Business & Industry (B&I) Guaranteed Loan Program B&I Program To Create And Maintain Employment And Improve Economic And Environmental Climate In Rural Communities Administered By The Rural Business
Business Banking Services Managing the success of your business
Business Banking Services Managing the success of your business Proven solutions for your business banking Big or small, we have the business know-how to help your company thrive. Get proven business solutions
FINANCING FOR YOUR START UP. AM Capital Source, LLC Email: info@amcapitalsource.com Phone: 360-727-7808 www.amcapitalsource.com
FINANCING FOR YOUR START UP AM Capital Source, LLC Email: info@amcapitalsource.com Phone: 360-727-7808 www.amcapitalsource.com AM Capital Source is pleased to present several sources for start up capital.
KENDALL-GRUNDY COMMUNITY ACTION MICRO-LOAN PRELIMINARY APPLICATION
KENDALL-GRUNDY COMMUNITY ACTION MICRO-LOAN PRELIMINARY APPLICATION The Kendall-Grundy Department of Community Action has established the CSBG Micro-Loan Program to assist in financing micro-businesses
Growing Your Loan Portfolio Through SBA Lending
Growing Your Loan Portfolio Through SBA Lending Presented By: U.S. Small Business Administration Tennessee District Office 2 International Plaza, Suite 500 Nashville, TN 37217 Today s SBA: Smart, Bold,
EOF. Economic Opportunities Fund
EOF Economic Opportunities Fund a subsidiary of Women s Opportunities Resource Center To Whom It May Concern: Thank you for requesting a application. Please complete, sign and return the application, and
Business Banking Services. Managing the success of your business
Business Banking Services Managing the success of your business Proven solutions for your business banking Big or small, we have the business know-how to help your company thrive. Get proven business solutions
CITY OF LOMPOC ECONOMIC DEVELOPMENT PROGRAM REVOLVING LOAN FUND 2015 (COMMERCIAL AND INDUSTRIAL PROJECTS)
CITY OF LOMPOC ECONOMIC DEVELOPMENT PROGRAM REVOLVING LOAN FUND 2015 (COMMERCIAL AND INDUSTRIAL PROJECTS) The City of Lompoc provides federal Community Development Block Grant ( CDBG ) funds for eligible
Home Mortgage Disclosure Act - Regulation C
Home Mortgage Disclosure Act - Regulation C Revised Date: 12/20/2013 Introduction: The Home Mortgage Disclosure Act (HMDA), implemented by Regulation C, provides the members with loan data that can be
Advantage Illinois. Advantage Illinois ( AI ) Origin American Recovery & Reinvestment Act of 2009 ($787BN) Small Business Jobs Act of 2010 ($30BN)
Advantage Illinois IL Department of Commerce & Economic Opportunity J. R. Thompson Center 100 West Randolph Street (Suite 3-400) Chicago, Illinois 60601 Stanley Luboff Sarah August Advantage Illinois Pgm
Ipx!up!hfu!uif Dsfeju!zpv!Eftfswf
Ipx!up!hfu!uif Dsfeju!zpv!Eftfswf Credit is the lifeblood of South Louisiana business, especially for the smaller firm. It helps the small business owner get started, obtain equipment, build inventory,
CHAIRMAN S REPORT PRESIDENT/CEO REPORT SUPERVISORY REPORT TREASURER S REPORT
2014 ANNUAL REPORT P.O. Box 4900 Orlando, FL 32802-4900 407.426.6000 or Toll-Free 888.843.8328 InsightCreditUnion.com Equal Housing Lender Federally Insured by NCUA CHAIRMAN S REPORT We have much to celebrate
SBA Loan Programs. Presenter: Bridget Bean. January 19, 2012
SBA Loan Programs Presenter: Bridget Bean January 19, 2012 1 PRESENTER In April of 2009, Bridget Bean was named District Director of the Washington Metropolitan District Office for the U.S. Small Business
Plan and Track Your Finances
Chapter 9 Plan and Track Your Finances 9.1 Finance Your Business 9.2 Pro Forma Financial Statements 9.3 Record Keeping for Businesses Ideas in Action Electronic Safekeeping Katelin Shea addressed the unmet
APPLICATION FORMAT SOUTHEAST MISSOURI REGIONAL PLANNING AND ECONOMICAL DEVELOPMENT COMMISSION REVOLVING LOAN FUND PROGRAM
APPLICATION FORMAT SOUTHEAST MISSOURI REGIONAL PLANNING AND ECONOMICAL DEVELOPMENT COMMISSION REVOLVING LOAN FUND PROGRAM SECTION 1 Loan Application. SECTION 2 Information on business to be assisted-past
Borrowing Money for Your Business
Borrowing Money for Your Business After you have developed a cash flow analysis and determined when your business will make profit, you may decide you need additional funding. Borrowing money is one of
WHAT IS BUSINESS CREDIT?
1 WHAT IS BUSINESS CREDIT? Why Do I Need Credit? Establishing a good credit rating is an important financial priority for every business. Having good business credit means that owners of businesses can
SSBCI PROGRAM PROFILE: CAPITAL ACCESS PROGRAM. May 17, 2011 State Small Business Credit Initiative (SSBCI) U.S. Department of the Treasury
SSBCI PROGRAM PROFILE: CAPITAL ACCESS PROGRAM May 17, 2011 (SSBCI) U.S. Department of the Treasury What is a Capital Access Program (CAP)? A CAP is a loan portfolio insurance program that enables small
BUSINESS LOAN APPLICATION Submit To: COUNTY OF MENDOCINO Attn: Economic Development Coordinator 501 Low Gap Road, Room 1010 Ukiah, CA 95482
BUSINESS LOAN APPLICATION Submit To: COUNTY OF MENDOCINO Attn: Economic Development Coordinator 501 Low Gap Road, Room 1010 Ukiah, CA 95482 1. Applicant Name: Name of Business: Sole Proprietorship: S Corporation:
APPLICATION REDI Self Employment (SELP)/Entrepreneur FINANCIAL ASSISTANCE PROGRAM
APPLICATION REDI Self Employment (SELP)/Entrepreneur FINANCIAL ASSISTANCE PROGRAM Regional Economic Development Investments Inc. (REDI, Inc.) provides loans up to a maximum of 15,000 to financially assist
VOCABULARY INVESTING Student Worksheet
Vocabulary Worksheet Page 1 Name Period VOCABULARY INVESTING Student Worksheet PRIMARY VOCABULARY 1. Savings: 2. Investments: 3. Investing: 4. Risk: 5. Return: 6. Liquidity: 7. Stocks: 8. Bonds: 9. Mutual
BUSINESS DEVELOPEMENT LOAN FUND PROGRAM
BUSINESS DEVELOPEMENT LOAN FUND PROGRAM Program Guidelines and Operating Criteria 1. STATEMENT OF PURPOSE The BDF Economic Adjustment Revolving Loan Fund Program is designed to stimulate the creation and
Home Ownership Expression of Interest
OFFICE USE ONLY Lead no: Home Ownership Expression of Interest Complete this form if you wish to register your interest in an Indigenous Business Australia (IBA) housing loan. Once completed, submit the
Too often business owners do a cash flow in their head. Putting the information down on paper will give you the following:
CASH FLOW A cash flow is a forecast of when you expect to receive cash from your sales and when you expect to pay your bills. It is not and should not be confused with a pro-forma income statement. A cash
EHDOC Robert Sharp Towers II Limited Partnership (A Florida Limited Partnership) Financial Report October 31, 2014
EHDOC Robert Sharp Towers II Limited Partnership Financial Report October 31, 2014 Contents Independent Auditor's Report 1 Financial Statements Balance sheet 2 3 Statement of income 4 Statement of changes
Instructions on how to complete this application form are in notes below each section.
Mortgage Relief Application Form Instructions on how to complete this application form are in notes below each section. All parties/participants to your housing loan are required to complete the application
Funding for Growth. Introduction & brief outline of the format for today
Funding for Growth Funding for Growth: Does your business need working capital to grow? Introduction & brief outline of the format for today Attendees to introduce themselves & advise what they hope to
Administration Announces New Small Business Commercial Real Estate and Working Capital Programs
Fact Sheet Administration Announces New Small Business Commercial Real Estate and Working Capital Programs President Obama announced today two new small business lending initiatives to help increase access
Helpful Information for a First Time Mortgage
Helpful Information for a First Time Mortgage Getting Started Many people buying their first home are afraid lenders don't really want to work with them. But that's simply not true. Without you, there
How To Get A Loan From The Savings Account Of The Savings And Loan Program
R a i sing C a pital: H ow To Get M o n e y F o r a Small B u s i n e ss In addition to drive, ambition and a great deal of planning, starting and expanding a small business generally requires capital.
Apple Capital Group, Inc.
COMMERCIAL FINANCE Commercial finance typical revolves around what are considered the assets of your business and are often called "asset based loans". The assets of your business are things such as your
SBA 504 Debenture Program Long-term financing for fixed asset acquisitions and expansions
SBA 504 Debenture Program Long-term financing for fixed asset acquisitions and expansions Economic Development Objectives of SBA 504 Economic Development Objectives maximum 504 Loan Job Factor Job Creation/Job
First Time Home Buyer
First Time Home Buyer What we ll need to get started on your pre-approval Verification of employment income: most recent T4 / Tax Return / Notice of Assessment and either a Pay Stub or Letter of Employment
LOAN APPLICATION. Name of Business (Legal Name): Address: City, State, Zip: Business Phone: Federal Tax ID #:
LOAN APPLICATION Name of Business (Legal Name): Business Phone: Federal Tax ID #: Fax: Principals Name: Phone: Social Security #: Type of Business Sole Proprietorship Corporation Partnership Date Established
BUSINESS PLANS. . The best part of this is that it is free!
BUSINESS PLANS A business plan is absolutely essential to the creation of a new business entity as well as the continued profitable operation of an established business. The conduct of a business in the
NORTH DELTA PLANNING AND DEVELOPMENT DISTRICT, INC MISSISSIPPI SMALL BUSINESS ASSISTANCE PROGRAM
NORTH DELTA PLANNING AND DEVELOPMENT DISTRICT, INC MISSISSIPPI SMALL BUSINESS ASSISTANCE PROGRAM APPLICATION PACKAGE For More Information Contact: James Curcio or Jeff Walters Post Office Box 1488 Batesville,
A better way to buy a home.
A better way to buy a home. Company NMLS : 227262 ABOUT USA MORTGAGE At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission is the unrelenting pursuit of perfection, and we pride ourselves
Business Checking Accounts
Business Checking Accounts FREE Business Checking This product has no minimum balance or monthly fee and is designed for small businesses with very low transaction volumes. No minimum balance No monthly
The Time Value of Money Part 2B Present Value of Annuities
Management 3 Quantitative Methods The Time Value of Money Part 2B Present Value of Annuities Revised 2/18/15 New Scenario We can trade a single sum of money today, a (PV) in return for a series of periodic
PUBLIC DISCLOSURE COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION
SMALL BANK Comptroller the Currency Administrator National Banks Washington, DC 20219 PUBLIC DISCLOSURE March 24, 2008 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Charter National Bank And Trust
NORTH DELTA PLANNING AND DEVELOPMENT DISTRICT, INC. MINORITY BUSINESS ENTERPRISE LOAN PROGRAM
NORTH DELTA PLANNING AND DEVELOPMENT DISTRICT, INC. MINORITY BUSINESS ENTERPRISE LOAN PROGRAM APPLICATION PACKAGE For More Information Contact: James Curcio or Jeff Walters Post Office Box 1488 Batesville,
LOAN APPLICATION RUSSELL COUNTY MICRO-LOAN FUND
LOAN APPLICATION RUSSELL COUNTY MICRO-LOAN FUND Name of Applicant Phone Name of Business Phone Federal Tax 1.0. Number Type of Business Date Established Number of employees Current Retained Creating BANK
REALTORS Guide to FORECLOSURE RESOURCES
REALTORS Guide to FORECLOSURE RESOURCES Federal & State Programs That May Help Those Facing Foreclosure Making Home Affordable Program Designed to assist families who may face foreclosure, the federal
Solutions Made Simple
Alternative Financing 1 Solutions Made Simple Unlocking The Alternatives March 3, 2011 Presented By: 2 Karlene Sinclair-Robinson Author / Entrepreneur / Speaker / Business Consultant Tel: 703-372-3248
How To Help A Small Business Fund Fund
LISC Small Business Lending Update PRESENTED BY: Kevin Boes New Markets Support Company Kelsey Hamory New Markets Support Company Small Business Lending Products LISC/NMSC have developed a toolkit of products
Your Bank Is Not Your Only Source for Capital. AccuPay Webinar Series
Your Bank Is Not Your Only Source for Capital AccuPay Webinar Series The World of Business Finance After 2008: Bank regulation cash reserves Money to lend? What are my options? What Are Your Needs? Leasing
How Bankers Think. Build a sound financial base to support your company for future growth
How Bankers Think Build a sound financial base to support your company for future growth Presented by: Lisa Chapman Business Planning, Social Media Marketing & SEO 615-477-8412 Questions to Consider First