Credit Law Solutions. Credit Repair Services Kristen Sirles (818)
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1 Credit Law Solutions Credit Repair Services Kristen Sirles (818)
2 About the Company Credit Law Solutions is an industry leading credit repair firm. The most favorable cost-to-benefit-ratio. Personal credit repair representatives. No upfront Fees or long term contracts. The Credit Repair industry requires extensive knowledge of all the laws and regulations. Our knowledge and expertise are our assets. Our time is dedicated to our clients credit profiles. We offer a free 30 minute consultation to review our clients credit profile. Credit Law Solutions works with clients in all states. We work with our agents on an incentive referral basis. We are familiar with all state laws regarding credit repair, as many state laws vary slightly. Keeping close follow up between all of our agents is what breeds the success of our company.
3 Credit Repair Process Our programs are based upon extensive research of consumer credit laws. FCRA (Fair Credit Reporting Act) states that any item inaccurate, incomplete, or unverifiable must be removed from a credit report. FDCPA (Fair Debt Collections Practices Act) creates guidelines under which debt collectors may conduct business, defines rights of consumers involved with debt collectors, and prescribes penalties and remedies for violations of the Act. Our programs are designed to aggressively challenge any agency reporting derogatory items on our client s credit profiles. Our Rigorous 4 step credit disputing process 1) Dispute with the original creditor. 2) Dispute with the collection agencies. 3) Dispute with the court houses (when applicable). 4) Dispute with the 3 credit bureaus.
4 Our Services We offer comprehensive, personalized & proven credit repair program. The Diamond plan offers the following: Personalized dispute options to fit your specific credit repair needs. An experienced case analyst working personally with you throughout the process. Unlimited custom dispute letters submitted on your behalf to the three credit bureaus. Access to your case status - 24 Hours a day / 7 days a week. Customer selects customized credit dispute process. 3 Bureau Step-by-Step credit rescoring plans. Unlimited validation challenge letters to creditors. Unlimited creditor goodwill request letters. Fair debt collection practices act disputes & challenges. Fair credit billing act disputes & challenges. Fair credit reporting act disputes & challenges.
5 Foreclosure removed in 38 days
6 Short-sale and Child Support DELETED 39 Days
7 Two Medical Collections and a Student Loan DELETED 55 DAYS
8 Foreclosure & 5 collections DELETED 40 days
9 Foreclosure, Collection and Judgment DELETED 45 Days
10 Credit Education What does your credit report consist of? Identification information Trade line information Public Record Information Collection account information Inquiry Information What factors influence your credit score? (35%) Payment History (30%) Outstanding Debt (15%) Length of Credit History (10%) Types of credit currently in use (10%) Inquiries
11 No Consumer complaints $399/ set up fee + $89/month Cancel any time / no contracts Same day service 24/7 online access to your case Couples discount Save $50 on second person Military discount Unlimited disputes with Bureaus and Creditors Operate in all 50 states Credit Monitoring available Provide you a credit report Free Consultation Call (818)
12 Common Questions How long does the credit disputing process take? 3 factors are taken into account when looking at time frames for the completion of a client credit portfolio Severity of items disputing. Volume of negative items. Existing credit score. Is your program automated? Our program is hands on and is custom tailored to each of our clients exact needs. Automated software which generates generic dispute letters DO NOT work. Will our personal information remain private? Credit Law Solutions does not disclose our client s personal information to any third party. Keeping our clients personal information secured is of our highest priority.
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