Where employees can turn to when

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1 Where employees can turn to when 1. Need legal advice on any matter. 2. You don t have a Last Will. 3. Your identity is stolen. 4. An insurance company doesn t cooperate on your claim. 5. A company refuses to honor a warranty or pay a refund. 6. Buying, selling or leasing your home or car. 7. Need an attorney to make a phone call on your behalf. 8. You or a family member receives a speeding ticket. 9. Buying or selling a home. 10. Need a letter written on your behalf by an attorney. 11. Overcharged for medical bills. 12. Dealing with creditor harassment. 13. Victim of a repairman scam. 14. A lawsuit is filed against you. 15. Need help with a cell phone contract. 16. Disputing or correcting your credit history. 17. A contractor performs shoddy or incomplete work. 18. Need advice on mortgage or bankruptcy issues. 19. A lawsuit is filed against you. 20. You re a victim of identity theft. 21. Overcharged for auto repairs. 22. Need advice on elder-care for a parent. 23. You are faced with foreclosure. 24. Signing a contract or important document. 25. Divorce or child support issues. 26. The veterinarian mistreats your pet or overcharges you. 27. Social security number is stolen and sold multiple times. 28. Property damaged by a storm or disaster. 29. A security deposit isn t returned. 30. Need help with tax laws or faced with an IRS audit. 1

2 Your LegalShield Benefits I. Pro-Active Legal Services Consultation: -Unlimited Consultation with a practice specific attorney on anysubject matter. Letters & Phone Calls on Your Behalf: -Have the law firm correspond on your behalf regarding an UNLIMITEDnumber of personal subjects, as well as two business related matters per year. Contract & Document Review: -Have your attorney review Contracts/Documents before you sign them, protecting your interests, helping you and your family make wise decisions. Will Preparation: -Comprehensive Wills for you and your spouse, includes updates. Also complete a Living Will and Durable Medical Power of Attorney. II. Motor Vehicle Legal Services Traffic Court: -Representation of an UNLIMITED number of Moving Traffic Violations, including your spouse and teenage drivers. Auto Accidents: -Property damage representation and/or recovery. -Trial defense when a fatality accident occurs and a covered member is charged with either involuntary manslaughter, negligent homicide or vehicular manslaughter. III. Trial Defense Services -When named defendant or respondent in a Civil Lawsuit or a Job related Criminal Action filed in court, your membership includes 60 Hours of Trial Defenserepresentation. Hours Increase Each Year of Your Membership up to 300 Hours. 2 nd Yr -120 Hrs / 3 rd Yr -176 Hrs / 4 th Yr -236 Hrs / 5 th Yr -300 Hrs IV. IRS Audit Legal Services -Up to 50 hours of the provider law firm s time if you receive notice of an IRS Audit or a Request to Appear at IRS offices regarding your personal tax returns. Dial Directly Into The Law Firm 3

3 Your IdentityTheft Shield includes The Employee & Spouse Add Your Children Safeguard for Minors $1 per month 24/7 Credit Monitoring & Activity Alerts Credit Report With Score & Analysis (Experian) Credit Report Consultation Counseling to Guard Against Identity Theft Ongoing Fraud Alerts, Tips & Resources Kroll s licensed investigators serve as your agent They Do The Restoration Work For You! Complete Identity Restoration Services Kroll Doesn t Stop Until Restoration is Complete Protect and Restore Your Good Name & Financial Standing Leading The Industry: World s leader in Risk Management Fortune 500 Corporate Clientele Ranked # 1 Forbes Magazine Notable Cases: Dismantled Enron Corporation after Corporate Fraud & Collapse Uncovered Saddam Hussein s Financial Network in US & Europe 4

4 Everyone Deserves Legal Protection... Now employees have access to it for less than $1 dollar per day. how trivial, no matter how traumatic. No matter Whatever situation you re facing, we have a program that can help. Real Estate Purchase, Refinance, Foreclosure, Landlord/Tenant Consumer Finance Collections, Warranties, Guarantees & Contracts Estate Planning Last Will, Living Will, Power of Attorney Traffic Issues Moving Violations & Accidents Family law Divorce, Child Support & Child Custody Identity Theft Protection, Monitoring & Restoration With LegalShield your rights are covered and you have the services readily available, affordable, with peace of mind. How Some Member s Have Been Helped When an auto insurance company refused to use genuine replacement parts, the provider law firm stepped in. The repair bill went from $1,100 to $2,500 with genuine Nissan parts paid by the insurer. The insurance company also sent our member an additional $3,500 directly. Our small pet was attacked by a neighbor s aggressive dog. The neighbor promised to pay the vet bill, but later changed their mind. Our provider attorney then called the neighbor, subsequently the neighbor used their homeowners policy to cover the vet bill. Facing foreclosure, I didn t know where to turn, but the law firm helped me understand my rights, what steps to take and even assisted in the negotiations with my lender. The loan was restructured at a reasonable rate and a manageable monthly payment. Thanks to LegalShield our divorce was simple, affordable and less stressful for both of us. Our medical bills didn t make sense, we tried to work with the hospital but got nowhere, so we called our provider law firm. They motivated the hospital to correct the billing error and send us a refund for what we overpaid! Kroll not only restored my identity, but engaged law enforcement along with our State s Attorney General to put a stop to the abusive collection efforts by rouge collection agencies. 5

5 Who Is Covered Employee Spouse Dependent Children How Does It Work Law firms are ranked from Excellent to Preeminent. Dial directly into your Provider Law firm. Work with an attorney Specialized in your area of need. Access to 50 Provider Law Firms and over 10,000 Attorneys. The Identity Theft Shield includes Full Identity Restoration Services by licensed investigators at Kroll. (The world leader in Risk Management). Your Group Rates LegalShield: $15.95 per month Include the Identity Theft Shield: $9.95 per month Combined amount: $25.90 per month Plans are portable and employees may also opt out at anytime. Our plans are rate stable! LegalShield has not raised rates on existing members, nor have they canceled members for using their benefits. For additional information about your plan contact Michael Denton, via or by calling: (972) We help save time, money & headaches 2

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