Kaiser Permanente Guide to Medicare Basics
|
|
- Horatio Newman
- 8 years ago
- Views:
Transcription
1 Kaiser Permanente Guide to Medicare Basics The National Medicare program, which was created in 1965, has given people peace of mind and the security of knowing they ll have access to health coverage. Medicare is administered by the Centers for Medicare and Medicaid Services, or CMS, and provides health care coverage to people who are 65 and over and people under 65 who have certain disabilities, including end-stage renal disease, after diagnosis. Medicare is made up of parts A, B, C, and D. We ll explore each one, so you have the information you need. Let s look at Part A first. Part A is hospital insurance and provides coverage for: Inpatient hospital Skilled nursing Hospice Home health care Services not covered under Part A include custodial care and long-term care. If you ve worked at least 10 years of Social Security covered employment and are over 65, you generally will pay no monthly premium for Part A. Once you re eligible, you can sign up at your Social Security Office. Then you ll receive a red, white, and blue Medicare card that you ll use to get care. Next, Part B is medical insurance. It covers services like: Doctor visits Preventive services Inpatient and outpatient physician services Outpatient surgery
2 Lab Radiology Durable medical equipment Dialysis and other medical services and supplies not covered under Part A. If you qualify for Part A, you re eligible for Part B. And you ll keep your Part B benefits for as long as you continue to pay for them. And here s something important to remember. You must sign up for Part B once you are eligible, because if you don t, you may have to pay a Late Enrollment Penalty. This penalty increases the Part B monthly premium by 10 percent for each 12- month period you decline coverage. And that amount is not a one-time penalty. It lasts for as long as you remain enrolled in Part B. There are exceptions to this penalty, such as a person who continues to work after age 65. We ve now covered Part A and Part B, which together make up Original Medicare. Let s move on to Part C. Often referred to as Medicare Advantage, Part C is the part of Medicare that allows you to choose a private insurance company to provide your Medicare benefits. Medicare Advantage plans must cover all of the services that Original Medicare covers. However, hospice care and certain care for clinical research studies are exceptions. They re covered under Original Medicare and not Medicare Advantage plans. If you have a Medicare Advantage plan and need these services, you can still have them covered under Original Medicare.
3 Medicare Advantage plans feature a network of providers that you must use for care. If you choose to see an out-of-network provider, you ll be financially responsible, except in the case of an emergency or urgent care. When you sign up with a Medicare Advantage plan, you still have Medicare. You ll just receive your health care coverage through a private insurance company. Once you re enrolled, you will only need to show the Medicare Advantage plan s member I.D. card to get care. But you should still keep your red, white, and blue Medicare card. And then there is Part D. Part D provides outpatient prescription drug coverage and can only be purchased from a private company. A Part D plan must have a list of covered drugs called a formulary. And you may only have one Part D plan at a time. You re eligible for Part D if you are entitled to benefits under Part A and/or enrolled in Part B. The only way you can enroll in Part D is through one of these options: A Medicare Advantage plan that includes Part D prescription drug coverage A stand-alone Prescription Drug Plan, which offers prescription drug coverage only, and Some employers and unions Like Part B, Part D also has a Late Enrollment Penalty. This penalty for Part D is 1 percent of the monthly premium for every month that you defer your enrollment. The penalty does not apply to: those who are eligible for Low-Income Subsidy, also called Extra Help.
4 To apply for this program and get assistance in paying for your prescription drug premiums and costs, contact Social Security or your state Medicaid office or call MEDICARE for more information. Now that we ve gone over the four parts of Medicare and the benefits they offer, let s go over how and when you can enroll in Original Medicare. The Initial Enrollment Period for Original Medicare begins 3 months before your 65th birthday and ends 3 months after the month you turn 65a total of 7 months. If you miss your Initial Enrollment Period, you can sign up during the General Enrollment Period between January 1 and March 31 each year and your coverage will begin on July 1 of that same year. If you decide to continue working after 65, but lose your employer or union coverage, you can take advantage of a Special Enrollment Period, which is anytime outside of the General Enrollment or Initial Enrollment Periods. In the next part, we ll discuss enrollment in parts C and D. To be eligible you must: Reside in the approved service area and Have parts A and B and Some exceptions apply, such as Medicare has specific rules around enrolling individuals with end-stage renal disease also known as ESRD, unless you qualify for an exception, you may not be eligible for a Part C plan. For more information please call Medicare. Additionally, if you have an employer or union health plan or other health coverage through a company that offers Medicare Advantage plans, you may be able to join one of their Medicare Advantage plans. Most Medicare Advantage plans have limited enrollment periods. The Initial Enrollment Period for a Medicare Advantage Plan with Part D is the same as Original Medicare. You have a total of 7 months to enrollthe 3 months before you turn 65, your birthday month, and the 3 months after you turn 65.
5 If you miss your Initial Enrollment Period, you can still enroll in a Medicare Advantage plan with Part D during the Annual Election Period between October 15 and December 7. During this period, all Medicare beneficiaries may enroll, drop, or change their Medicare Advantage and/or Part D plan. Your plan will then become effective January 1 of the following year. This is also referred to as the Fall Open Enrollment season in some Medicare publications. You may qualify for a continuous enrollment period if you are eligible for Low Income Subsidy (also referred to as Extra Help). To see if you qualify for Extra Help, call MEDICARE. There are also Special Election Periods based on individual beneficiary qualifications that allow you to change plans or enroll in a new Medicare Advantage Plan outside of the regular enrollment periods. Examples of these Special Election Periods are: Loss of employer or union group coverage Qualification for low-income status Relocationyou have moved/are moving If you enroll in a Medicare health plan that has received a 5-Star Quality Rating, you ll also have the freedom to sign up outside of the regular enrollment periods during the special enrollment period that s designated for 5-Star rated plans. Each year, the Centers for Medicare and Medicaid Services evaluate all Medicare health and prescription drug plans through their Medicare Star Quality Rating system. Plans are given an overall rating from 1 to 5 stars5 stars meaning excellent. These ratings are based on categories which include: Preventive care Chronic care Prescription drug services Customer service, and Member satisfaction
6 These ratings are a valuable, independent source of information when comparing Medicare health plans and can help you make a more informed choice. The 5-Star special enrollment period runs from December 8 to November 30 of the following year for Medicare health plans and prescription drug plans that get a 5-Star rating from CMS. All eligible Medicare beneficiaries can take advantage of this special enrollment period. If you live in an area that offers a 5-Star rated plan, your coverage will begin the first of the month following the verification of your Medicare eligibility. Finally, we d like to direct your attention to the Medicare Advantage Disenrollment Period. Each year during the period from January 1 to February 14 you can choose to disenroll from your Medicare Advantage plan and return to Original Medicare. You may also purchase a stand-alone Part D prescription drug plan at this time. So now you have the confidence of knowing the Basics of Medicare; understanding what the four parts, A, B, C, and D represent; the important enrollment and disenrollment periods; and the significance of the Medicare Star Quality rating system. If you need more information about Social Security, state assistance and Medicare (including Medicare Star Quality Ratings), please use these important websites and phone numbers displayed here. These references can also be found in our enrollment materials. We invite you to visit our website, kp.org/medicare, where you can learn more about the benefits and services we offer, and even enroll online. Thank you for watching and stay well.
MEDICARE 101 A Webinar presented by Keenan & Associates and Kaiser Permanente
MEDICARE 101 A Webinar presented by Keenan & Associates and Kaiser Permanente Sylvia Weathers Service Consultant Keenan & Associates Nancy C. Voltero Retiree Programs Consultant Kaiser Permanente License
More informationNapa County. Medicare Advantage Plans. (Medicare Part C Plans) Compliments of HICAP. (Health Insurance Counseling and Advocacy Program)
2015 Napa County Medicare Advantage Plans (Medicare Part C Plans) HICAP Volunteer Counselors are available to help compare health plans in an objective and unbiased manner. They can help consumers understand
More informationIt s Time for Medicare
It s Time for Medicare med-waageinbook-1214 Medicare What you need to know. You re turning 65. Or you re already 65 and getting ready to retire and lose your healthcare coverage. You re almost ready for
More informationMedicare Basics and Medicare Advantage
Medicare Basics and Medicare Advantage Medicare The federal health insurance program for people age 65 and over, some disabled people under 65 years of age, and people with End-Stage Renal Disease (permanent
More informationMaking the most of Medicare
Making the most of Medicare S5743_102714_K04_RE Internal Approval 10/27/2014 Today s Topics What is Medicare Who s eligible Medicare coverage Options to fill coverage gaps When you can enroll Finding the
More informationAssembling the Puzzle. Welcome!
Assembling the Puzzle Welcome! Thank you for joining us. The webinar will start momentarily. If you have not yet dialed in to the audio portion of the webinar, please click on Info Tab above, and follow
More informationI wanted to understand the Medicare program basics. This presentation really helped.
Welcome to Medicare 101! I wanted to understand the Medicare program basics. This presentation really helped. What is Medicare? What benefits does Medicare cover? What benefits doesn t Medicare cover?
More informationYour complimentary Medicare Guidebook
Learn Protect Assess Enroll Your complimentary Medicare Guidebook About this Guidebook If you or someone you care for is new to Medicare or will be soon, this Guidebook will help make Medicare easier to
More informationYour complimentary Medicare Guidebook
Learn Protect Assess Enroll Your complimentary Medicare Guidebook Learn Original Medicare... 4 Medicare Prescription Drug Coverage.............. 6 Medicare Supplement Insurance... 8 Medicare Advantage...
More informationAm I eligible to join Martin s Point Generations Advantage? When can I sign up for Martin s Point Generations Advantage?
Martin s Point Generations Advantage Frequently Asked Questions Be sure to review the Medicare & You handbook from Medicare. If you haven t received it yet, you can visit www.medicare.gov and request a
More informationAnnual Notice of Changes for 2015
Kaiser Permanente Senior Advantage Essential Plus plan (HMO) offered by Kaiser Foundation Health Plan, Inc., Hawaii Region Annual Notice of Changes for 2015 You are currently enrolled as a member of Kaiser
More informationMedicare 101 What is the difference between Medicare and Medicaid? What is Medicare Part A? What is Medicare Part B? What is Medicare Part C?
Medicare 101 What is the difference between Medicare and Medicaid? Medicare is a national health insurance program administered by the federal government that provides health insurance coverage to most
More information(800) 827-9990. HealthMarkets.com
(800) 827-9990 HealthMarkets.com Contents 4 Medicare: What is it? 6 Diving into Medicare Parts 9 Medicare Supplement Insurance: Medigap 11 How to Pick a Medicare Policy 12 Enrolling in Medicare 16 Special
More informationHow To Get A Health Insurance Plan From Ctf
Overview of Health Insurance Options for Medicare-Eligible Members The following pages offer general descriptions of the types of plans offered to CTPF retirees who are eligible for and maintain active
More information2016 Evidence of Coverage for Passport Advantage
2016 Evidence of Coverage for Passport Advantage EVIDENCE OF COVERAGE January 1, 2016 - December 31, 2016 Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Passport
More informationMedicare has four components, Part A, Part B Part C and Part D:
Medicare What is Medicare? Medicare is a National Health Insurance Program for people 65 years of age and older Certain persons with disabilities under the age of 65 People with end stage renal disease
More informationCabrillo College Retiree Benefits and Medicare Frequently Asked Questions
Cabrillo College Retiree Benefits and Medicare Frequently Asked Questions Table of Contents What is Medicare?... 3 What are the different parts of Medicare?... 4 What does Medicare help cover Part A?...
More informationAnnual Notice of Changes for 2016
Kaiser Permanente Senior Advantage Core (HMO) offered by Kaiser Foundation Health Plan of Colorado Annual Notice of Changes for 2016 You are currently enrolled as a member of Kaiser Permanente Senior Advantage
More informationPiedmont WellStar Medicare Choice (HMO) offered by Piedmont WellStar HealthPlans, Inc.
Piedmont WellStar Medicare Choice (HMO) offered by Piedmont WellStar HealthPlans, Inc. Annual Notice of Changes for 2015 You are currently enrolled as a member of Piedmont WellStar Medicare Choice HMO.
More informationWhat s Medicare? What are the different parts of Medicare?
Revised June 2014 What s Medicare? Medicare is health insurance for: People 65 or older People under 65 with certain disabilities People of any age with End-Stage Renal Disease (ESRD) (permanent kidney
More informationEvidence of Coverage. H8067_C_EOC_0915 CMS Accepted/File & Use 9/28/2015
2016 Evidence of Coverage For more recent information or other questions, please contact Provider Partners Health Plan at 1-800-405-9681 or, for TTY users, 711, from 8 a.m. to 8 p.m. Monday through Friday,
More informationSolutions for Today Flexibility for Tomorrow.
Solutions for Today Flexibility for Tomorrow. Medicare Products and Services For More Information call our Senior Care Specialist, Raun Lynch at 856.380.5079 Or visit us on the web at www.cbdi-inc.com
More informationYour Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Molina Medicare Options Plus HMO SNP
January 1 December 31, 2015 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Molina Medicare Options Plus HMO SNP This booklet gives you the
More informationHow To Contact Us
Molina Medicare Options Plus HMO SNP Member Services Method Member Services Contact Information CALL (800) 665-1029 Calls to this number are free. 7 days a week, 8 a.m. to 8 p.m., local time. Member Services
More informationEvidence of Coverage:
January 1 December 31, 2016 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Advantra Silver (HMO) This booklet gives you the details about
More informationMedicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer
clarity YOUR GUIDE TO MEDicare AdvantaGE Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer the coverage
More informationEvidence of Coverage
January 1 December 31, 2016 Evidence of Coverage Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Kaiser Permanente Senior Advantage Medicare Medicaid (HMO SNP)
More informationEvidence of Coverage
January 1 December 31, 2014 Evidence of Coverage Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Kaiser Permanente Senior Advantage (HMO) This booklet gives you
More informationMVP SmartFundTM (MSA) A $0 Premium Medicare Medical Savings Account
MVP SmartFundTM (MSA) A $0 Premium Medicare Medical Savings Account Y0051_2766 Accepted 09/2015 MVP Health Care is excited to offer the SmartFund (MSA) health plan. SmartFund combines a high-deductible
More informationHow do Medicare Advantage Plans work?
74 Section 5 Get Information about Your Medicare Health Coverage Choices How do Medicare Advantage Plans work? Can I get my health care from any doctor, other health care provider, or hospital? Are prescription
More informationMedicare Enrollment Periods
FACT SHEET Medicare Enrollment Periods (A-008) p. 1 of 5 Medicare Enrollment Periods There are certain periods when you can join, change or drop the different parts of Medicare (A, B, C, and D). In other
More informationBy Christina Crain, MSW. Director of Programs
By Christina Crain, MSW Director of Programs What we ll cover Medicare Eligibility Medicaid Eligibility Medicare Parts A, B, C and D New Improvements to Medicare under ACA The Medicare Savings Programs
More informationWhat is Medicare? The Different Parts of Medicare
Medicare and You The Different Parts of Medicare A Medicare Part A Hospital Insurance Inpatient care at hospitals, skilled nursing facility*, hospice and home health care. What is Medicare? Medicare is
More informationINDIVIDUAL ENROLLMENT REQUEST FORM INSTRUCTIONS Northwest Region Individual Plan
Start here - Tear and separate pages along the perforated edge before completing Kaiser Permanente Senior Advantage (HMO) INDIVIDUAL ENROLLMENT REQUEST FORM INSTRUCTIONS Northwest Region Individual Plan
More informationScripps Classic offered by SCAN Health Plan (HMO) Scripps Signature offered by SCAN Health Plan (HMO)
Scripps Classic offered by (HMO) Scripps Signature offered by (HMO) Evidence of Coverage for 2015 San Diego County Y0057_SCAN_8642_2014F File & Use Accepted 08272014 G8659 09/14 January 1 December 31,
More informationMedigap Insurance 54110-0306
Medigap Insurance Overview A summary of the insurance policies to supplement and fill gaps in Medicare coverage. How to be a smart shopper for Medigap insurance Medigap policies Medigap and Medicare prescription
More informationIMPORTANT INFO Read all pages of the enrollment form before signing
Start here - Tear and separate pages along the perforated edge before completing Kaiser Permanente Senior Advantage (HMO) or Kaiser Permanente Senior Advantage Medicare Medicaid Plan (HMO SNP) Individual
More informationMedicare Factsheet What is Medicare? Original Medicare (Part A and Part B) Medicare Advantage Plan (Part C) Prescription Drug Plans (Part D),
Medicare Factsheet If you are enrolled in Medicare, you do not need to do anything with Covered California. If you have Medicare you are covered. No matter how you receive your Medicare benefits, whether
More informationevidence of coverage
evidence of coverage Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Blue Shield 65 Plus Choice Plan (HMO) Los Angeles (partial) and Orange counties January 1 December
More informationMedicare and Employer-Based Coverage T he Basics
Medicare and Employer-Based Coverage T he Basics What is Medicare? A federal health insurance program Run by the Centers for Medicare and Medicaid Services (CMS) Benefit decisions controlled by the U.S.
More informationMedicare: Who, What, When, Where
Medicare: Who, What, When, Where 1. Who administers Medicare? The Centers for Medicare and Medicaid Services (CMS), a part of the Department of Health and Human Services (HHS), administers the Federal
More informationDeanCare Gold Basic (Cost) offered by Dean Health Plan
DeanCare Gold Basic (Cost) offered by Dean Health Plan Annual Notice of Changes for 2016 You are currently enrolled as a member of DeanCare Gold Basic (Cost). Next year, there will be some changes to the
More informationMedicare Explained (For the rest of us!) A plain English version
Produced by & Not affiliated with any Government Agency A Brief History of Medicare Medicare is a national social insurance program, administered by the U.S. federal government since 1965, that guarantees
More informationUnderstanding Medicare Part C & D Enrollment Periods
TIP SHEET Understanding Medicare Part C & D Enrollment Periods Revised August 2014 Enrollment in Medicare is limited to certain times. You can t always sign up when you want, so it s important to know
More informationMedicare Open Enrollment: What Steps Do Employers Need to Take? Presented by: Donna Dever and Greg Puig August 27, 2015
Medicare Open Enrollment: What Steps Do Employers Need to Take? Presented by: Donna Dever and Greg Puig August 27, 2015 Introduction In this client clinic we will review: What is creditable coverage? What
More informationTo Enroll in Capital Health Plan in 2015, Please Provide the Following Information:
Plan Use Only: Contract #: Group #: Member ID: Please contact Capital Health Plan if you need information in another language or format (Braille). To Enroll in Capital Health Plan in 2015, Please Provide
More informationCommonwealth Coordinated Care Enrollment Application Form
Keep a copy of this form for your records Commonwealth Coordinated Care Enrollment Application Form To join a Commonwealth Coordinated Care plan, you must have Medicare Part A, Medicare Part B, and Medicaid.
More informationHARBOR ADVANTAGE (HMO) H7960-002-2015 Accepted
HARBOR ADVANTAGE (HMO) H7960-002-2015 Accepted IMPORTANT This presentation is for the exclusive use of Authorized Plan Representatives of Harbor Advantage (HMO). Harbor Health Plan is an HMO plan with
More informationENROLLMENT APPLICATION. Vista Healthplan Of. Vista South Florida
2009 ENROLLMENT APPLICATION Vista Healthplan Of South Florida, Inc. Vista South Florida Individual Enrollment Request Form To Enroll in Vista Healthplan of South Florida, Inc., Please Provide the Following
More informationBefore we discuss the differences between Part A and Part B, there are two terms that are important to understand: deductible and benefit period.
SLIDE 1 The ABCD s of Medicare Welcome to Health First s presentation of The ABCDs of Medicare. This is not a sales presentation it s for educational purposes and no plan specific benefits or details will
More informationMedicare 2014. Medicare 101 Agenda
Medicare 2014 What s Important in 2014 Medicare 101 Agenda What is Medicare? How do I enroll? When can I sign up? What if I am still working? What does Medicare cost? Let s talk about Medicare Coverage
More informationMEDICARE: You ve earned It. Make the most of it.
Cigna Medicare Services MEDICARE: You ve earned It. Make the most of it. A simple guide filled with useful information on Medicare, health and wellness and more. Section 1 MEDICARE. PLAIN AND SIMPLE. Section
More informationEVIDENCE OF COVERAGE Your Medicare Benefits and Services as a Member of EmblemHealth MLTC Plus (HMO SNP) January 1 December 31, 2015 H3330_124504
EVIDENCE OF COVERAGE Your Medicare Benefits and Services as a Member of EmblemHealth MLTC Plus (HMO SNP) January 1 December 31, 2015 H3330_124504 January 1 December 31, 2015 Evidence of Coverage: Your
More informationEvidence of Coverage:
January 1 December 31, 2014 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of First Choice VIP Care (HMO-SNP) This booklet gives you the details
More informationEVIDENCE OF COVERAGE Molina Medicare Options Plus HMO SNP
Molina Medicare Options Plus HMO SNP Member Services CALL (866) 440-0012 Calls to this number are free. 7 days a week, 8 a.m. to 8 p.m., local time. Member Services also has free language interpreter services
More informationYour Medicare Options Guide Book
Your Medicare Options Guide Book bcbsri.com/medicare H4152_ageinoptionsbook502 Accepted Turning 65? Time to get informed. The A-B-Cs (and D) of Medicare. Maybe you re not thinking about retirement yet.
More informationAllegian Advantage (HMO) H8554_001-2015 Accepted
Allegian Advantage (HMO) H8554_001-2015 Accepted IMPORTANT This presentation is for the exclusive use of Allegian Advantage (HMO) Allegian Health Plans is an HMO plan with a Medicare contract. Enrollment
More informationThank you... 1 www.bcbsga.com WPADVBR005M(11)-GA 20550WPSENMUB_004_G 9/11
Thank you... for your interest in our Medicare Supplement plans. We designed them to help you stay healthy and keep your medical costs down. It s why they are so popular. You get an added layer of security,
More informationMaking Sense of Medicare
Making Sense of Medicare Stephanie M. Turnbull Manager, Member Benefits 1 Highlights Medicare Eligibility Types of Medicare Coverage Medicare Part A Medicare Part B Medicare Part C Medicare Part D Medicare
More informationHow Medicare Works. Helping you make the most of Medicare. MedicareBlue SM Rx (PDP) S5743_101415_B02_RE Internal Approval 11/12/2015
How Medicare Works Helping you make the most of Medicare 2016 MedicareBlue SM Rx (PDP) S5743_101415_B02_RE Internal Approval 11/12/2015 About Medicare Whether you re new to Medicare or want a refresher,
More informationWhat s Medicare? What are the different parts of Medicare?
Revised June 2015 What s Medicare? Medicare is health insurance for: People 65 or older People under 65 with certain disabilities People of any age with End-Stage Renal Disease (ESRD) (permanent kidney
More information2015 Evidence of Coverage
2015 Evidence of Coverage Akamai Advantage Complete Plus (PPO) HMSA Akamai Advantage An Independent Licensee of the Blue Cross and Blue Shield Association H3832_1127_15_AA_Complete_Plus Accepted January
More informationIMPORTANT INFORMATION Read all pages before signing this form
Kaiser Permanente Medicare Plus (Cost) GROUP/FEHB ENROLLMENT REQUEST FORM Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. 2101 East Jefferson Street, Rockville, MD 20852 kp.org/medicare
More informationIndividual Enrollment Request Form
Please contact Network Health Medicare Advantage plans if you need information in another language or format (Braille). To Enroll in a Network Health Medicare Advantage Plan, Please Provide the Following
More informationMAP TO MEDICARE. H2461 101314 T01 CMS Accepted 10/21/2014 S5743 101414 K01 MN CMS Accepted 10/21/2014
2015 MAP TO MEDICARE H2461 101314 T01 CMS Accepted 10/21/2014 S5743 101414 K01 MN CMS Accepted 10/21/2014 MAP TO MEDICARE What is Medicare?...1 Part A: Hospital coverage...2 Part B: Medical coverage....3
More informationMEDICARE ADVANTAGE INDIVIDUAL ENROLLMENT ELECTION FORM
MEDICARE ADVANTAGE INDIVIDUAL ENROLLMENT ELECTION FORM Please contact ONECare by Care1st Health Plan Arizona, Inc. (HMO) if you need information in another language or format (Braille). TO ENROLL IN ONECARE,
More informationWELCOME. We re glad you re here!
WELCOME We re glad you re here! Premera Blue Cross Medicare Advantage HMO and HMO-POS Plans This year do what s right for you. Meeting agenda Medicare basics Your Medicare coverage options Premera Blue
More informationMedicare. What you need to know. Choose the plan that s right for you GNHH2ZTHH_15
Medicare What you need to know Choose the plan that s right for you GNHH2ZTHH_15 Choosing a Medicare plan is a lot like buying a car. There are lots of options to consider. And what s right for you may
More informationAnnual Notice of Changes for 2014 (This 2014 Annual Notice of Changes is effective October 1, 2013 December 31, 2014.)
Blue Shield 65 Plus (HMO) offered by Blue Shield of California Annual Notice of Changes for 2014 (This 2014 Annual Notice of Changes is effective October 1, 2013 December 31, 2014.) You are currently enrolled
More informationMEDICARE BASICS. Eligibility: Disabled, or Age 65
MEDICARE BASICS Eligibility: Disabled, or Age 65 Coverage: Part A Hospital Insurance o Hospital stays o Skilled Nursing Facility stays (limited coverage) Part B Medical Insurance o Outpatient and diagnostic
More informationThe Federal Employees Health Benefits Program and Medicare
The Federal Employees Health Benefits Program and Medicare This booklet answers questions about how the Federal Employees Health Benefits (FEHB) Program and Medicare work together to provide health benefits
More informationMedicare & Senior Advantage Guide for Retiring Physicians
Medicare & Senior Advantage Guide for Retiring Physicians Medicare Basics Medicare is a federal health insurance program that pays for hospital and medical care for: Individuals who are age 65 or older
More informationPriority Health Medicare
Priority Health Medicare To enroll online please visit our website at prioritymedicare.com Enrollment instructions To avoid delays in processing your enrollment, please follow these helpful tips. Make
More informationRiverSpring Star (HMO SNP) Enrollment Request Form
RiverSpring Star (HMO SNP) Enrollment Request Form Please contact RiverSpring (HMO SNP) if you need information in another language or format (Braille). To Enroll in RiverSpring Star (HMO SNP), Please
More informationMedicare Benefits. As of 2012, approximately 50 million people were Medicare beneficiaries.
Medicare Benefits Medicare is the federal health insurance program for people age 65 and older, and those of all ages with certain disabilities, End-Stage Renal Disease (ESRD), or Lou Gehrig s disease
More informationHarvard Pilgrim s. Medicare Supplement Plan. Simple, smart solutions to supplement your Medicare coverage. Massachusetts
Harvard Pilgrim s Medicare Supplement Plan Simple, smart solutions to supplement your Medicare coverage Massachusetts Coverage underwritten by HPHC Insurance Company, an affiliate of Harvard Pilgrim Health
More informationMEDICARE 101. Medicare 101. presented by Fairfax County s Virginia Insurance Counseling and Assistance Program (VICAP) 2015. Medicare 101 6/9/2015 1
MEDICARE 101 presented by Fairfax County s Virginia Insurance Counseling and Assistance Program (VICAP) 2015 6/9/2015 1 What Is Medicare? A health insurance program for people 65 years of age and older
More informationDual Eligibility in Pennsylvania: What Happens When I Am Newly Eligible for Medicare and Medicaid?
Dual Eligibility in Pennsylvania: What Happens When I Am Newly Eligible for Medicare and Medicaid? Each month through our Helpline, PHLP talks to individuals (or to their family members, advocates or providers)
More informationUnderstanding Medicare Part C & D Enrollment Periods Revised October 2012
TIP SHEET Understanding Medicare Part C & D Enrollment Periods Revised October 2012 It s important to know when you can enroll in the different parts of Medicare. This tip sheet is designed to help you
More informationMedicare, Social Security & Health Savings Accounts. January 30, 2014
Medicare, Social Security & Health Savings Accounts January 30, 2014 Today s Discussion Medicare Basics What is Medicare? Medicare Parts A & B Medicare Eligibility/Definitions Medicare & Health Savings
More informationWhat s a Medicare Advantage Plan?
Revised April 2015 What s a Medicare Advantage Plan? You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO). If you have Original Medicare, the
More informationMedicare Solutions. Compare Medicare Supplement plans Learn how to enroll AZ1099. This is a solicitation for insurance 115555-15
Medicare Solutions 115555-15 Compare Medicare Supplement plans Learn how to enroll D12354 06/15 17791 0415 AZ1099 This is a solicitation for insurance Contact Customer Service or your licensed sales representative
More informationHome Phone Number: ( )
HMO Medicare Advantage HMO Health Alliance Plan 2850 W. Grand Blvd., Detroit, MI 48202 Individual Enrollment Telephone (800) 868-3153 Request Form (TT Y: 711) Please contact HAP Senior Plus (hmo) if you
More informationMedicare Factsheet. September 2, 2015 Page 1 of 6
Medicare Factsheet If you are enrolled in Medicare, you do not need to do anything with Covered California. If you have Medicare you are covered. No matter how you receive your Medicare benefits, whether
More informationVermont Blue 65. Coverage for Vermonters with Medicare. 2016 Medicare Supplemental Products. Group Brochure. An independent, local Vermont company
Vermont Blue 65 SM Coverage for Vermonters with Medicare 2016 Medicare Supplemental Products Group Brochure An independent, local Vermont company Three smart steps to quality health care after retirement:
More information2016 Enrollment Request Form
2016 Enrollment Request Form Please contact Health First Health Plans if you need information in another language or format (Braille). To Enroll in Health First Health Plans, Please Provide the Following
More informationYour Medicare Options Guide Book
Your Medicare Options Guide Book H4152_ageinoptionsbook123 Accepted Turning 65? Time to get informed. Maybe you re not thinking about retirement yet. These days people are working and enjoying life longer
More informationStart here Tear and separate pages along the perforated edge before completing
Start here Tear and separate pages along the perforated edge before completing Medicare Plus (Cost) GROUP/FEHB ENROLLMENT FORM Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. 2101 East Jefferson
More informationYour Guide to Choosing a Kaiser Permanente Medicare Health Plan
This is an advertisement. Kaiser Permanente Senior Advantage for Federal Members (HMO) Your Guide to Choosing a Kaiser Permanente Medicare Health Plan INCREASE YOUR COVERAGE without increasing your FEHB
More informationSan Diego County. SCAN Health Plan. Evidence of Coverage. Scripps Signature offered by SCAN Health Plan (HMO)
San Diego County 2016 SCAN Health Plan Evidence of Coverage Scripps Signature offered by SCAN Health Plan (HMO) Y0057_SCAN_9180_2015F File & Use Accepted G9308 09/15 16C-EOC701 January 1 December 31,
More informationEnrollment Application
2015 MEDICARE ADVANTAGE Enrollment Application Senior Blue HMO Forever Blue Medicare PPO Optional Supplemental Dental If you have any questions, we re here to help! bcbswny.com/medicare 1-800-248-9296
More informationMichigan Medicare/Medicaid Assistance Program (MMAP) MPCA - October 2015
Michigan Medicare/Medicaid Assistance Program (MMAP) MPCA - October 2015 MMAP The Michigan Medicare/Medicaid Assistance Program (MMAP) is a free service that helps Medicare beneficiaries make informed
More information2015 Enrollment Request Form
2015 Enrollment Request Form Please contact Health First Health Plans if you need information in another language or format (Braille). To Enroll in Health First Health Plans, Please Provide the Following
More informationAbout to Retire: Preparing for Medicare Patient Financial Services Agenda Medicare Enrollment Covered Services Medicare-covered covered Preventive Services Agenda, continued Advance Beneficiary Notice
More informationCONTENTS. o o o o o o o o o o o o
CONTENTS o o o o o o o o o o o o What Are Medicare Advantage (MA) Plans? Who Can Join and When? MA Trial Right Special Election Period How MA Plans Work MA Costs Types of Medicare Advantage Plans Rights
More informationMedicare Advantage HMOs
Medicare Advantage HMOs Medicare Advantage HMOs are managed care plans that have contracts with Medicare. These HMOs are also called MA HMOs. If you are in one, you will get your Medicare services through
More information2015 HMO Evidence of Coverage
hap.org/medicare 2015 HMO Evidence of Coverage HAP Senior Plus (hmo)-henry Ford Individual Plan 006 Option 1 Your Medicare Health Benefits and Services as a Member of HAP Senior Plus (hmo)-henry Ford.
More informationwww.booneinsuranceassociates.com Copyright by BIA 1 MEDICARE MADE SIMPLE BIA 1/14/2016 Boone Insurance Associates Education Guide: New
www.booneinsuranceassociates.com Copyright by 1 MEDICARE MADE SIMPLE Boone Insurance Associates Education Guide: New Today s Agenda 2 About Introduction & History of Medicare Medicare Parts A, B, C, D
More informationTelephone (800) 868-3153 (TT Y: 711) Please contact Alliance Medicare PPO if you need information in another language or format (large print).
PPO Medicare Advantage PPO Health Alliance Plan 2850 W. Grand Blvd., Detroit, MI 48202 Individual Enrollment Request Form Telephone (800) 868-3153 (TT Y: 711) Please contact Alliance Medicare PPO if you
More informationPrescription Drug Plan (PDP)
Prescription Drug Plan (PDP) Blue Shield of California Medicare Rx Plan (PDP) Evidence of Coverage Effective January 1, 2015 Blue Shield of California is a PDP with a Medicare contract. Enrollment in Blue
More information