IT IS A PLEASURE TO APPEAR AT YOUR SUBCOMMITTEE ONCE AGAIN TO PROVIDE AN UPDATE FROM A LEGION PERSPECTIVE ON THE NEW VETERANS CHARTER (NVC).

Size: px
Start display at page:

Download "IT IS A PLEASURE TO APPEAR AT YOUR SUBCOMMITTEE ONCE AGAIN TO PROVIDE AN UPDATE FROM A LEGION PERSPECTIVE ON THE NEW VETERANS CHARTER (NVC)."

Transcription

1 IT IS A PLEASURE TO APPEAR AT YOUR SUBCOMMITTEE ONCE AGAIN TO PROVIDE AN UPDATE FROM A LEGION PERSPECTIVE ON THE NEW VETERANS CHARTER (NVC). SOME OF OUR COMMENTS WILL DEAL WITH PROGRAMS AND POLICIES THAT ARE GERMANE TO BOTH THE NVC AND THE PENSION ACT (PA). WE WILL ADDRESS THOSE ISSUES FIRST AND THEN CONCLUDE WITH OUR VIEWS ON HOW THE NVC COULD BE IMPROVED. FIRSTLY, WE WOULD LIKE TO REITERATE OUR SUPPORT FOR THE NVC WHICH WAS INTRODUCED AT A VERY OPPORTUNE TIME. WE ATTRIBUTE THIS TO THE FACT THAT ALL POLITICAL PARTIES CAME TOGETHER IN A NON PARTISAN MANNER IN THEIR SUPPORT OF VETERANS. THIS APPROACH HAS ALSO RESULTED IN THE INTRODUCTION OF A VETERANS BILL OF RIGHTS AND THE APPOINTMENT OF THE FIRST VETERANS OMBUDSMAN, COL (RET.) PAT STOGRAN. THOUGH WE WOULD HAVE PREFERRED THAT THE OMBUDSMAN BE PROVIDED A LEGISLATED MANDATE 1

2 WITH WIDE INVESTIGATIVE POWERS, WE ARE CONFIDENT THAT THIS GOAL COULD BE ACHIEVED LATER ON BY BRINGING TOGETHER UNDER ONE UMBRELLA, THE VARIOUS FEDERAL OMBUDSMEN. THIS WOULD BE AN OPPORTUNITY TO INTRODUCE LEGISLATION THAT WOULD PROVIDE MORE INVESTIGATIVE POWERS AND WOULD RESULT IN THE OMBUDSMAN CENTRALIZED OFFICE REPORTING DIRECTLY TO PARLIAMENT. THIS WOULD ALSO RESULT IN SAVINGS AS OVERHEADS COULD BE REDUCED. THIS IS THE MODEL IN PLACE IN AUSTRALIA. OTHER INITIATIVES HAVE BEEN UNDERTAKEN BY VETERANS AFFAIRS CANADA (VAC) WHICH WILL DEFINITELY IMPROVE THE BENEFITS AVAILABLE TO VETERANS. FOR EXAMPLE, VAC HAS RELEASED A NEW HEARING LOSS POLICY WHICH RECOGNIZES THAT PARTIAL ENTITLEMENT MAY BE GRANTED FOR A PRESENT DAY HEARING LOSS DISABILITY WHERE THE AUDIOGRAM A VETERAN RECEIVED UPON HIS RELEASE FORM THE MILITARY SHOWS A LESSENING, BUT FALLS SHORT OF ESTABLISHING AN ACTUAL DISABLING HEARING LOSS. PREVIOUSLY, VETERANS 2

3 NEEDED TO HAVE A DISABLING HEARING LOSS UPON DISCHARGE TO QUALIFY FOR BENEFITS. AN APPLICANT MAY BE GRANTED FULL ENTITLEMENT IF: HE/SHE HAS ESTABLISHED A DISABLING HEARING LOSS (which equates to a Decibel Sum Hearing Loss (DSHL) of 100 Db or greater at frequencies of 500, 1000, 2000 and 3000 Hz in either ear; or 50 Db or more in both ears at 4000 Hz on the release audiogram, or, if no release audiogram, on the first post release audiogram.) HE/SHE CAN ASSOCIATE THIS DISABLING HEARING LOSS WITH NOISE AND MILITARY SERVICE. VAC & VRAB MAY NOW RECOGNIZE PARTIAL ENTITLEMENT FOR HEARING LOSS. WHERE BEFORE THEY ONLY RECOGNIZED FULL ENTITLEMENT, THEY CAN NOW ALSO GRANT PARTAIL ENTITLEMENT, UNDER BOTH THE PA & THE NVC IF: Applicant had a release audiogram that indicated a loss of greater than 25 Db (that is 30 Db) in either ear at any frequency in the range of 250 to 8000 Hz. Applicant has a current audiogram that meets the required standard of Disabling Hearing Loss, that is a 100 Db Sum Hearing loss or greater at 3

4 the 500, 1000, 2000 and 3000 Hz frequencies in either ear or 50 Db loss or greater at 4000 Hz in both ears. The loss of Db on current audiogram at the same frequency must be confirmed to be the same or greater as that on the release audiogram. Disabling Hearing Loss must be associated with noise and military service. VETERANS WHO MAY HAVE BEEN TURNED DOWN BY VAC OR BY VRAB FOR A FULL ENTITLEMENT FOR A DISABLING HEARING LOSS MAY UALIFY FOR A PARTIAL ENTITLEMENT. AS ALL CASES AND CIRCUMSTANCES MAY DIFFER AND ABOVE EXPLANATION DOES SIMPLIFY A COMPLEX PROCESS, WE DO INVITE APPLICANTS TO CONTACT A LEGION SERVICE OFFICER FOR ASSISTANCE WITH A VAC CLAIM OR AN APPEAL TO THE TRIBUNAL (VRAB). AS YOU MAY BE AWARE, THE LEGION MAINTAINS A NETWORK OF TRAINED COMMAND SERVICE OFFICERS ACROSS THE COUNTRY WHO PROVIDE REPRESENTATION SERVICES AT NO COST AT ALL LEVELS OF ADJUDICATION AND APPEAL TO ALL VETERANS. OUR TOLL FREE NUMBER IS:

5 AGAIN, LOOKING AT ENHANCEMENTS THAT COULD BENEFIT ALL VETERANS, WE ARE CONCERNED THAT PROGRESS HAS BEEN SLOW IN REGARDS TO THE ONGOING VETERANS HEALTH SERVICES REVIEW. WHILE WE HAVE FRAIL TRADITIONAL VETERANS AND SPOUSES WHO ARE UNABLE TO QUALIFY FOR THE VETERANS INDEPENDENCE PROGRAM (VIP) TO STAY IN THEIR HOMES, WHICH WOULD ACTUALLY BE A COST SAVING MEASURE FOR VAC, WE ALSO HAVE MODERN VETERANS WHO ARE FALLING IN THE CRACKS AND MAY NOT BE ELIGIBLE FOR LONG TERM CARE OR FOR IMPROVED FUNERAL AND BURIAL BENEFITS SIMILAR TO THOSE PROVIDED TO CF MEMBERS. WE ALSO HAVE HOMELESS VETERANS. VAC NEEDS A PROGRAM TO ASSIST HOMELESS VETERANS. THE LEGION IS READY TO EXPLORE THE MEANS TO IMPLEMENT SUCH A PROGRAM THROUGH OUR LEGION HOUSING CENTRE. IN THE SPECIFIC CONTEXT OF THE NVC PROGRAMS, PROGRAM ACTIVITY STATISTICS, AS PROVIDED BY VAC, ARE ENCLOSED. BEYOND THESE STATISTICS, WE WOULD LIKE TO COMMENT ON SPECIFIC PROGRAMS. 5

6 CANADIAN FORCES (CF) MEMBERS ARE RELEASED EITHER VOLUNTARILY OR VIA A MEDICAL RELEASE. BOTH PROCESSES CAN LEAD TO CF, SISIP (SERVICE INCOME SECURITY INSURANCE PLAN) AND VAC BENEFITS. THOSE BENEFITS ARE OFTEN INTERRELATED. SUFFICE IT TO SAY, WHEN DEALING WITH NVC PROGRAMS, WE ARE REALLY SPEAKING ABOUT FIVE (5) PROGRAMS: REHABILITATION DISABILITY AWARD FINANCIAL BENEFITS o ECONOMIC LOSS o INCOME SUPPORT o SUPPLEMENTARY RETIREMENT BENEFITS o PERMANENT IMPAIRMENT ALLOWANCE HEALTH BENEFITS JOB PLACEMENT THERE IS A PRIMARY GATEWAY FOR MOST NVC PROGRAMS, NAMELY THE REHABILITATION PROGRAM. TO SIMPLIFY WHAT IS A RATHER COMPLEX MATRIX (ENCLOSED), THE REHABILITATION GATEWAY MORE OFTEN THAN NOT LEADS TO THE FINANCIAL BENEFITS. UNFORTUNATELY, TWO (2) AGENCIES ARE RESPONSIBLE TO DELIVER 6

7 REHABILITATION, NAMELY THE CF SISIP AND VAC. THIS RESULTS IN COORDINATION CHALLENGES FOR BOTH SERVICE PROVIDERS. THUS, THE FIRST IMPROVEMENT WOULD BE TO ELIMINATE SISIP LONG TERM DISABILITY (LTD) REHABILITATION AND INCORPORATE IT INTO A SINGLE VAC/NVC PROGRAM. WHILE SPEAKING OF SISIP, WE ARE ALSO VERY CONCERNED THAT THE VAC DISABILITY PENSION BENEFITS CONTINUE TO BE OFFSET (THE SO CALLED SISIP CLAWBACK) FROM THE AMOUNT PAID OUT BY SISIP LTD. THIS HAS BEEN CORRECTED FOR NVC RECIPIENTS BUT DISABILITY PENSIONERS CONTINUE TO BE TREATED UNFAIRLY. AS YOU CAN VISUALIZE IN THE MATRIX, A VETERAN WITH A SERVICE RELATED REHABILITATION-NEED CAN BE DEEMED ELIGIBLE FOR THE REHABILITATION PROGRAM AT ANY TIME AFTER RELEASE. WHILE ON REHAB, HE/SHE WOULD ALSO BE ELIGIBLE FOR EARNINGS LOSS COMPENSATION WHICH WOULD GUARANTEE 75% OF HIS/HER GROSS PRE-RELEASE SALARY. HOWEVER, THIS GROSS PRE-RELEASE SALARY, DEPENDING ON WHEN VETERAN WAS 7

8 RELEASED, MAY NOT BE SUFFICIENT TO MEET CURRENT FINANCIAL NEEDS. A SIMPLE SOLUTION WOULD BE TO ADJUST EARNINGS LOSS (EL) TO REFLECT SALARY ADJUSTMENTS AND NORMAL RANK ADVANCEMENT THAT WOULD NORMALLY ACCRUE OVER ONE S CAREER BASED ON ACTUARIAL PROJECTIONS. THIS IS THE COMMON METHODOLOGY IN CIVILIAN COURTS. WE ALSO BELIEVE THAT, IN DETERMINING THE EL BASIC RANK, THE RANK OF PRIVATE SHOULD BE RAISED TO CORPORAL. ANOTHER PROBLEM IS RELATED TO THE DISABILITY AWARD (DA). IT IS VERY CLEAR THAT THE DA IS TO COMPENSATE FOR PAIN AND SUFFERING. THE DA RATES ARE AMENDED YEARLY FOR CPI AND OTHER ADJUSTMENTS. HOWEVER, A VETERAN WHO RECEIVES A DA DOES NOT GET ANY FURTHER ADJUSTMENT. VETERANS SHOULD BE ELIGIBLE FOR THIS ANNUAL INCREMENT AS PAIN AND SUFFERING DO NOT DISAPPEAR. FOR EXAMPLE, A VETERAN WHO WOULD HAVE RECEIVED A 100% DA OF $250, IN 2006 WOULD HAVE BEEN ELIGIBLE FOR A SUPPLEMENT OF $5, IN 2007 AND $5, IN

9 THE SUPPLEMENTARY RETIREMENT BENEFIT (SRB), WHICH IS PAID AS A LUMP SUM AT AGE 65 BASED ON 2% OF ALL POTENTIAL EARNINGS LOSS BENEFITS THAT COULD ACCRUE TO AN APPLICANT, IS MEANT TO MAKE UP FOR LOST OPPORTUNITY TO CONTRIBUTE TO A RETIREMENT FUND. HOWEVER, THIS SRB IS PAID AS A TAXABLE LUMP SUM. WE HAVE BEEN ADVOCATING FOR A METHODOLOGY THAT WOULD TRANSFORM THIS LUMP SUM INTO A PENSION INCOME. WE ARE ALSO CONCERNED THAT NOT ENOUGH INFORMATION IS PROVIDED TO INFORM VETERANS THAT IF THEY ARE EMPLOYED AND DO NOT QUALIFY FOR EARNINGS LOSS BENEFITS; THEY SHOULD STILL APPLY TO GAIN THE MOST BENEFITS POSSIBLE FROM THE SRB. FINALLY, EVEN THOUGH FAMILIES (SPOUSES AND CHILDREN) MAY BE ELIGIBLE FOR MENTAL HEALTH SUPPORT, ONE OF THE GATEWAYS FOR THESE SERVICES ASSUMES THAT THE VETERAN HAS APPLIED FOR MENTAL HEALTH CARE OF HIS/HER OWN VOLITION. AS THIS IS NOT ALWAYS THE CASE, THE ONLY VENUE OPEN TO THESE SPOUSES AND CHILDREN IS THE VAC ASSISTANCE LINE WHICH CAN OPEN UP SOME LIMITED SERVICES, ALBEIT ON A 9

10 RATHER RESTRICTED BASIS. WE ALSO FEEL THAT MORE CAN BE DONE AND SHOULD BE DONE TO FULLY INTEGRATE THE VAC OPERATIONAL STRESS INJURY CLINICS AND THE CF OPERATIONAL TRAUMA AND STRESS SUPPORT CENTRES (OTSSC). FOR EXAMPLE, BOTH CLINICS DO NOT EVEN HAVE A STANDARD INTAKE ASSESSEMENT TOOL. NOTWITHSTANDING THE ABOVE COMMENTS WHICH ARE MEANT TO BE CONSTRUCTIVE, WE BELIEVE THAT THE NVC IS PROVIDING A GOOD MIX OF PROGRAMS WHICH ARE ATTEMTING TO MEET THE NEEDS OF VETERANS. OUR RECOMMENDATIONS FOR IMPROVEMENT ARE MEANT TO ENHANCE THESE PROGRAMS. WE ALSO REALIZE THAT OTHER PROGRAMS ARE AVAILABLE TO CF MEMBERS WHICH, IF SUBSCRIBED TO, CAN MAKE A BIG DIFFERENCE FOR THEIR SURVIVING DEPENDANTS SUCH AS SISIP TERM INSURANCE, WHICH IS AN OPTIONAL BENEFIT. WE ARE ALSO AWARE THAT VERY OFTEN SERVING CF MEMBERS DO NOT PAY SUFFICIENT ATTENTION TO THE DESIGNATION OF THEIR PRIMARY SURVIVORS AND BENEFICIARIES WHICH OFTEN END UP IN PROBLEMATIC ASSIGNMENT OF BENEFITS TO SURVIVORS. 10

11 BOTTOM LINE, THERE SHOULD BE A MORE PRO- ACTIVE APPROACH TO ENSURING THAT ALL CF MEMBERS AND VETERANS ARE FULLY INFORMED OF BENEFITS AND PROGRAMS THAT CAN IMPROVE THEIR QUALITY OF LIFE OR THAT OF THEIR SURVIVORS. 11

This publication is available upon request in multiple formats. Web site: veterans.gc.ca Toll free: 1-866-522-2122. Revised February 2012

This publication is available upon request in multiple formats. Web site: veterans.gc.ca Toll free: 1-866-522-2122. Revised February 2012 This publication is available upon request in multiple formats. Web site: veterans.gc.ca Toll free: 1-866-522-2122 Revised February 2012 Her Majesty the Queen in Right of Canada, represented by the Minister

More information

Service Officer. Handbook

Service Officer. Handbook Service Officer Handbook PHOTO: COMBAT CAMERA D.N.D. Table of Contents CHAPTER 1: INTRODUCTION...5 Legion Approved Model Of Service Delivery...5 Command Service Officers...7 Branch Service Officers...7

More information

The following is a brief summary of the salient features of each system. 2

The following is a brief summary of the salient features of each system. 2 Appendix F International schemes Introduction The Committee, in taking stock of the operation of Military Rehabilitation and Compensation Act 2004 (MRCA), examined models of military compensation applying

More information

Unfair Deductions From SISIP Payments to Former CF Members

Unfair Deductions From SISIP Payments to Former CF Members Unfair Deductions From SISIP Payments to Former CF Members October 30, 2003 Table of Contents Introduction...1 Complaint... 3 Issues Raised During the Investigation...5 Investigative Process...7 Issue

More information

2011-912 INTRODUCTION PRELIMINARY MATTERS ISSUE. Home>Noteworthy Decisions>Leading and Persuasive Decisions> 2011-912

2011-912 INTRODUCTION PRELIMINARY MATTERS ISSUE. Home>Noteworthy Decisions>Leading and Persuasive Decisions> 2011-912 Home>Noteworthy Decisions>Leading and Persuasive Decisions> 2011-912 2011-912 Representative: Anthony Sweet, BPA Decision No: 100001565912 Decision Type: Entitlement Review Location of Hearing: Halifax,

More information

WORKERS GUIDE YUKON WORKERS COMPENSATION HEALTH AND SAFETY BOARD. working together WITH YUKON WORKERS AND EMPLOYERS

WORKERS GUIDE YUKON WORKERS COMPENSATION HEALTH AND SAFETY BOARD. working together WITH YUKON WORKERS AND EMPLOYERS WORKERS GUIDE YUKON WORKERS COMPENSATION HEALTH AND SAFETY BOARD working together WITH YUKON WORKERS AND EMPLOYERS workers compensation WORKERS COMPENSATION Workers compensation is an employer-funded insurance

More information

Veterans Affairs Canada

Veterans Affairs Canada Veterans Affairs Canada Canada Remembers... 2 Health Care Program... 4 Special Awards... 6 Financial Benefits Program... 7 Support for Operational Stress Injury (OSI)... 9 Surviving Dependant Benefits...

More information

The Disability Tax Credit Certificate Tip sheet for Audiologists

The Disability Tax Credit Certificate Tip sheet for Audiologists The Disability Tax Credit Certificate Tip sheet for Audiologists Developed by: The Canadian Academy of Audiology (CAA) & Speech- Language and Audiology Canada (SAC) Purpose of This Document The Canada

More information

Supporting Canadian Veterans with Disabilities

Supporting Canadian Veterans with Disabilities Supporting Canadian Veterans with Disabilities Supporting Canadian Veterans with Disabilities: A Comparison of Financial Benefits Alice Aiken and Amy Buitenhuis Defence Management Studies Program School

More information

Section. Long Term Disability (LTD) Insurance

Section. Long Term Disability (LTD) Insurance Section D Long Term Disability (LTD) Insurance Section Page When Coverage Begins...D. 1 When Coverage Terminates...D. 1 What are the Benefits...D. 1 Duration of Benefits...D. 2 What is Total Disability...D.

More information

Civil Servant and Teacher Insurance Act

Civil Servant and Teacher Insurance Act Civil Servant and Teacher Insurance Act Article 1 This Act is enacted in order to provide security of the lives of civil servants and teachers, and to process the insurance of civil servants and teachers

More information

Attainment of age 50 when age plus contributory service equals 70 (excluding military service)

Attainment of age 50 when age plus contributory service equals 70 (excluding military service) RETIREMENT BENEFITS: Contributions MPFRS is funded by employee and employer contributions. An active employee currently contributes 8.5% of his or her gross monthly salary, and the employer currently contributes

More information

This publication is available upon request in multiple formats. Web site: www.vac-acc.gc.ca Toll free: 1-866-522-2122. Revised August 2008

This publication is available upon request in multiple formats. Web site: www.vac-acc.gc.ca Toll free: 1-866-522-2122. Revised August 2008 This publication is available upon request in multiple formats. Web site: Toll free: 1-866-522-2122 Revised August 2008 Her Majesty the Queen in Right of Canada, represented by the Minister of Veterans

More information

Statewide Death & Disability Plan

Statewide Death & Disability Plan Statewide Death & Plan Statewide Death & Plan benefits are state funded for police officers and firefighters hired prior to January 1, 1997. Local revenue sources are responsible for funding of the benefits

More information

SETTLEMENT DISCLOSURE NOTICE

SETTLEMENT DISCLOSURE NOTICE SETTLEMENT DISCLOSURE NOTICE Final Settlement of a Statutory Accident Benefits Claim Bill 164 (For accidents between January 1, 1994 and October 31, 1996) NOTICE AND CAUTION Your insurer is required to

More information

TOTAL AND PERMANENT DISABILITY INSURANCE AS A SUPERANNUATION BENEFIT

TOTAL AND PERMANENT DISABILITY INSURANCE AS A SUPERANNUATION BENEFIT TOTAL AND PERMANENT DISABILITY INSURANCE AS A SUPERANNUATION BENEFIT ABOUT IUS (INTERNATIONAL UNDERWRITING SERVICES PTY LTD) IUS is a major provider of income replacement insurance to the Australian market.

More information

WORKERS' COMPENSATION BENEFITS Claims Between January 1, 1990 and December 31, 1997

WORKERS' COMPENSATION BENEFITS Claims Between January 1, 1990 and December 31, 1997 WORKERS' COMPENSATION BENEFITS Claims Between January 1, 1990 and December 31, 1997 The following information relates to workers injured on the job between January 1, 1990 and December 31, 1997. Accidents

More information

SUMMARY DECISION NO. 1387/99. Pensions (lump sum) (calculation) (discount rate).

SUMMARY DECISION NO. 1387/99. Pensions (lump sum) (calculation) (discount rate). SUMMARY DECISION NO. 1387/99 Pensions (lump sum) (calculation) (discount rate). The worker suffered a back injury in 1989 for which he was granted a 10% pension in 1990. The worker requested payment as

More information

U.S. ARMY NAF EMPLOYEE RETIREMENT PLAN

U.S. ARMY NAF EMPLOYEE RETIREMENT PLAN U.S. ARMY NAF EMPLOYEE RETIREMENT PLAN March 2014 INTRODUCTION This booklet is published by the U.S. Army NAF Employee Benefits Office. It is intended to provide you with useful information about the U.S.

More information

F O R Y O U R F A M I L Y

F O R Y O U R F A M I L Y FOR YOUR FAMILY Your partner or loved ones will face many decisions upon your death. We hope this brochure makes it easier for them to make those decisions then and easier for you to talk with them about

More information

Death and Disability Benefits Iraq and Afghanistan

Death and Disability Benefits Iraq and Afghanistan United States Department of State Bureau of Human Resources Office of Retirement Room H-620, SA-1 Washington, D.C. 20522 Death and Disability Benefits Iraq and Afghanistan COMPENSATION THAT MAY BE PROVIDED

More information

Read the Fine Print! caledon commentary ISBN # 1-894598-58-X. April 2001

Read the Fine Print! caledon commentary ISBN # 1-894598-58-X. April 2001 caledon commentary April 2001 ISBN # 1-894598-58-X Read the Fine Print! There is good reason why the Canadian Life and Health Insurance Association uses bold typeface to advise potential buyers of private

More information

Member Handbook. Regina Civic Employees Long Term Disability Plan

Member Handbook. Regina Civic Employees Long Term Disability Plan Member Handbook Regina Civic Employees Long Term Disability Plan Table of Contents About the Plan.. Eligibility and Enrollment.... Contributions Definition of Disability.. Applying for Benefits... Qualifying

More information

Public Employees Benefits Agency. Public Employees Disability Income Plan

Public Employees Benefits Agency. Public Employees Disability Income Plan Public Employees Benefits Agency Public Employees Disability Income Plan Table of Contents INTRODUCTION...4 Overview Administration Employee Booklet ELIGIBILITY...5 Employer Responsibility Enrolment BENEFITS...7

More information

Disability benefits Pension Lawyers Annual Conference. 27 February 2012

Disability benefits Pension Lawyers Annual Conference. 27 February 2012 Disability benefits Pension Lawyers Annual Conference 1 27 February 2012 Introduction 2 Disability benefits can arise in the context of various products and is not limited to occupational pension or provident

More information

[7.1.2] Compensation Payments in respect of Personal Injuries. (Exemption of Investment Income) Section 189 TCA 1997

[7.1.2] Compensation Payments in respect of Personal Injuries. (Exemption of Investment Income) Section 189 TCA 1997 [7.1.2] Compensation Payments in respect of Personal Injuries (Exemption of Investment Income) Section 189 TCA 1997 Updated January 2015 Other Reference Material: Leaflet IT13 This instruction also includes

More information

Mobility Ventures LLC

Mobility Ventures LLC Mobility Ventures LLC Understanding the Veterans Administration Vehicle Assistance Program From the VA website: http://www.benefits.va.gov/compensation/claims- special- auto- allowance.asp Automobile Allowance

More information

North Carolina State Government

North Carolina State Government North Carolina State Government W O R K E R S C O M P E N S A T I O N E M P L O Y E E H A N D B O O K PURPOSE The contents in this handbook are designed to provide employees of the State of North Carolina

More information

Comparative Review of Workers Compensation Systems in Select Jurisdictions

Comparative Review of Workers Compensation Systems in Select Jurisdictions of Workers Compensation Systems in Select Jurisdictions JURISDICTION: TEXAS ENVIRONMENT Population Size 19.3 million in 1997. Labour Force 8 million (1997) Demographic and Economic Indicators has enjoyed

More information

WELFARE NATIONAL INSURANCE (49)

WELFARE NATIONAL INSURANCE (49) 7 WELFARE NATIONAL INSURANCE DEFINITIONS AND EXPLANATIONS Income and expenditure of the National Insurance Institute. The financial data are presented on the basis of income and expenditure and not of

More information

MARCH 9, 2015. Referred to Committee on Commerce, Labor and Energy. SUMMARY Makes various changes relating to workers compensation.

MARCH 9, 2015. Referred to Committee on Commerce, Labor and Energy. SUMMARY Makes various changes relating to workers compensation. S.B. SENATE BILL NO. COMMITTEE ON COMMERCE, LABOR AND ENERGY MARCH, 0 Referred to Committee on Commerce, Labor and Energy SUMMARY Makes various changes relating to workers compensation. (BDR -) FISCAL

More information

VOTES Veterans Affairs

VOTES Veterans Affairs VOTES Veterans Affairs B.7 523 V O T E S V E T E R A N S A F F A I R S Veterans Affairs VOTE MINISTER: Minister of Veterans Affairs ADMINISTERING DEPARTMENTS: New Zealand Defence Force and the Ministry

More information

THE AMERICAN LEGION DEPARTMENT OF INDIANA WORKBOOK AND CERTIFICATE OF COMPLETION TEST FOR SERVICE OFFICERS (Revised January 13, 2016)

THE AMERICAN LEGION DEPARTMENT OF INDIANA WORKBOOK AND CERTIFICATE OF COMPLETION TEST FOR SERVICE OFFICERS (Revised January 13, 2016) Please scroll down THE AMERICAN LEGION DEPARTMENT OF INDIANA WORKBOOK AND CERTIFICATE OF COMPLETION TEST FOR SERVICE OFFICERS (Revised January 13, 2016) CERTIFICATE OF COMPLETION WORKBOOK AND TEST INTRODUCTION

More information

SENTINEL RETIREMENT FUND RULES

SENTINEL RETIREMENT FUND RULES SENTINEL RETIREMENT FUND RULES November 2013 TABLE OF CONTENTS PAGE 1. INTRODUCTION... 1 2. DEFINITIONS... 2 3. MEMBERSHIP... 8 4. CONTRIBUTIONS... 11 4.1 Contributions by MEMBERS and EMPLOYERS... 11 4.2

More information

2015 Work-Related Injuries & Fatalities

2015 Work-Related Injuries & Fatalities 2015 Work-Related Injuries & Fatalities www.feddesk.com FREE Federal & Military Guides Since 2002 2015 Work-Related Injuries & Fatalities Published by Feddesk.com FREE Federal and Military Guides Since

More information

Long Term Disability Insurance Benefits Guide

Long Term Disability Insurance Benefits Guide THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK Long Term Disability Insurance Benefits Guide For The Employees of The State University of New York Answers to your questions about coverage from The Standard

More information

VI. Long-Term Disability Program Table of Contents

VI. Long-Term Disability Program Table of Contents VI. Long-Term Disability Program Table of Contents About This Section...1 An Overview of the Long-Term Disability Program...2 Definition of Disability...2 Long-Term Disability Benefit Options...2 Basic

More information

Other Post-Retirement Considerations

Other Post-Retirement Considerations Employer Health Insurance Coverage...84 PSRS and Divorce...84 Divorce While Receiving PSRS Service Retirement Benefits...85 Divorce While Receiving PSRS Disability Retirement Benefits...85 Staying Informed

More information

Comparative Review of Workers Compensation Systems in Select Jurisdictions PRINCE EDWARD ISLAND

Comparative Review of Workers Compensation Systems in Select Jurisdictions PRINCE EDWARD ISLAND of Workers Compensation Systems in Select Jurisdictions JURISDICTION: PRINCE EDWARD ISLAND ENVIRONMENT Population Size Labour Force Demographic and Economic Indicators 136,100 (1995, Stats Canada) 69,000

More information

FINLAND. Nomenclature

FINLAND. Nomenclature FINLAND Nomenclature KEL KIEL KVTEL LEL MEL MYEL PEL TAEL TEL VEL VPEL YEL The National Pension Act (old age, disability) The Evangelical-Lutheran church Pension Act The Local Government Employees Pension

More information

Pension. Plan. Canada Safeway Division. for further information. United Food and Commercial Workers Union

Pension. Plan. Canada Safeway Division. for further information. United Food and Commercial Workers Union United Food and Commercial Workers Union for further information Plan Administrator: William M. Mercer Suite #860, One Bentall Centre 505 Burrard Street Vancouver, BC, V7X 1M4 Pension Plan Canada Safeway

More information

BENEFITS SUMMARY. Academic Support (Unit 4)

BENEFITS SUMMARY. Academic Support (Unit 4) BENEFITS SUMMARY Academic Support (Unit 4) THE BENEFITS OF WORKING AT THE CSU This summary provides an overview of systemwide benefits generally available to Academic Support (Unit 4) employees of the

More information

Discover who can help you pay bills and how to appeal for more resources.

Discover who can help you pay bills and how to appeal for more resources. CHAPTER 8 Paying the Bills In this chapter, you will: Discover who can help you pay bills and how to appeal for more resources. Find out about the different possibilities for managing the survivor s finances.

More information

Old Age Security Benefits and Canada Pension Plan

Old Age Security Benefits and Canada Pension Plan Old Age Security Benefits and Canada Pension Plan Service Canada Service Canada was created in 2005 to improve the delivery of government programs and services to Canadians, by making access to them faster,

More information

Chapter 11: ADF-related compensation

Chapter 11: ADF-related compensation Chapter 11: ADF-related compensation 11.0.1 Overview This Chapter deals with assistance available if a member dies or suffers personal injury or disease as a result of their service. 11.0.2 Contents This

More information

Summary Plan Description

Summary Plan Description Summary Plan Description Glatfelter Retirement Plan Program for Hourly Employees in the Spring Grove Group (Applicable to Employees hired prior to January 17, 2011) Effective January 1, 2012 DMEAST #14404512

More information

U.S. Railroad Retirement Board www.rrb.gov. FEDERAL INCOME TAX and RAILROAD RETIREMENT BENEFITS

U.S. Railroad Retirement Board www.rrb.gov. FEDERAL INCOME TAX and RAILROAD RETIREMENT BENEFITS U.S. Railroad Retirement Board www.rrb.gov FEDERAL INCOME TAX and RAILROAD RETIREMENT BENEFITS U. S. Railroad Retirement Board MISSION STATEMENT The Railroad Retirement Board s mission is to administer

More information

Federal Payments That May be Available to Federal Employees and Their Families When Employees are Injured or Die on the Job

Federal Payments That May be Available to Federal Employees and Their Families When Employees are Injured or Die on the Job Federal Payments That May be Available to Federal Employees and Their Families When Employees are Injured or Die on the Job Retirement & Insurance Service Theodore Roosevelt Building 1900 E Street, NW

More information

Review of Section 38 (Benefits), Workers Compensation Act

Review of Section 38 (Benefits), Workers Compensation Act Legislative Review of Workers Compensation Review of Section 38 (Benefits), Workers Compensation Act Discussion Paper May 2015 Discussion Paper May 2015 Published by: Province of New Brunswick P.O. Box

More information

The Reduction of Canadian Forces Members Disability Benefits The Effects of the 2006 New Veterans Charter

The Reduction of Canadian Forces Members Disability Benefits The Effects of the 2006 New Veterans Charter 2012 The Reduction of Canadian Forces Members Disability Benefits The Effects of the 2006 New Veterans Charter The 2006 New Veterans Charter reduced disabled Canadian Forces Members benefits, in certain

More information

LTD (Long Term Disability Plan)

LTD (Long Term Disability Plan) 1 LTD (Long Term Disability Plan) 2.1 Eligibility (a) (1) Regular full-time employees shall be covered by the Long Term Disability Plan upon completion of six months active employment with the Employer.

More information

STATE EMPLOYEES RETIREMENT SYSTEM - DEFINED BENEFIT PLANS -

STATE EMPLOYEES RETIREMENT SYSTEM - DEFINED BENEFIT PLANS - STATE EMPLOYEES RETIREMENT SYSTEM - DEFINED BENEFIT PLANS - PROCEDURES AND GUIDELINES FOR DETERMINING QUALIFIED STATUS OF A DOMESTIC RELATIONS ORDER I. INTRODUCTION The State Employees Retirement System

More information

LONG-TERM DISABILITY BENEFITS

LONG-TERM DISABILITY BENEFITS LONG-TERM DISABILITY BENEFITS Revised September 1, 2004 No. 6 (*) 7000CI-U-EZ E O BENEFIT INFORMATION WHY LONG-TERM DISABILITY COVERAGE People tend to take their good health and ability to work for granted.

More information

VICTORIAN TRANSPORT ACCIDENT CLAIMS - A GUIDE TO YOUR ENTITLEMENTS

VICTORIAN TRANSPORT ACCIDENT CLAIMS - A GUIDE TO YOUR ENTITLEMENTS VICTORIAN TRANSPORT ACCIDENT CLAIMS - A GUIDE TO YOUR ENTITLEMENTS This guide includes the following: What is a transport accident? Who is the TAC? How do I make a claim? When will I know if my claim has

More information

Work-Related Injuries and Fatalities What You and Your Family Need to Know About Your Benefits

Work-Related Injuries and Fatalities What You and Your Family Need to Know About Your Benefits Work-Related Injuries and Fatalities What You and Your Family Need to Know About Your Benefits RI 84-2 Revised December 2008 Previous editions are not usable. Additional retirement information and all

More information

Your Benefits Under the IMRF. Regular Plan Tier 1. Illinois Municipal Retirement Fund. Helping you build a secure retirement

Your Benefits Under the IMRF. Regular Plan Tier 1. Illinois Municipal Retirement Fund. Helping you build a secure retirement Your Benefits Under the IMRF Regular Plan Tier 1 Illinois Municipal Retirement Fund Helping you build a secure retirement table of contents Your Benefits at a Glance... 2 Why you participate in IMRF...

More information

Australia. Old Age, Disability, and Survivors. Australia. Exchange rate: US$1.00 equals 1.32 Australian dollars (A$). Qualifying Conditions

Australia. Old Age, Disability, and Survivors. Australia. Exchange rate: US$1.00 equals 1.32 Australian dollars (A$). Qualifying Conditions Australia Exchange rate: US$1.00 equals 1.32 Australian dollars (A$). Old Age, Disability, and Survivors First laws: 1908 (old-age and disability) and 1942 (widows). Current laws: 1991 (social security),

More information

INTRODUCTION. This information booklet has been prepared to give you an informal summary of the main features of your group insurance program.

INTRODUCTION. This information booklet has been prepared to give you an informal summary of the main features of your group insurance program. INTRODUCTION This information booklet has been prepared to give you an informal summary of the main features of your group insurance program. This booklet is not an insurance policy, and does not grant

More information

BENEFITS SUMMARY. Physicians (Unit 1)

BENEFITS SUMMARY. Physicians (Unit 1) BENEFITS SUMMARY Physicians (Unit 1) THE BENEFITS OF WORKING AT THE CSU This summary provides an overview of systemwide benefits generally available to Physician (Unit 1) employees of the California State

More information

Workplace Health, Safety & Compensation Review Division

Workplace Health, Safety & Compensation Review Division Workplace Health, Safety & Compensation Review Division WHSCRD Case No: 13111-04 WHSCC Claim No: 832088 Decision Number: 14017 Margaret Blackmore Review Commissioner The Review Proceedings 1. The hearing

More information

Article 2 This Law shall govern mandatory pension and disability insurance based on generational solidarity.

Article 2 This Law shall govern mandatory pension and disability insurance based on generational solidarity. PENSION AND DISABILITY INSURANCE LAW 1 ( Official Gazette of the Republic of Montenegro, no. 54/03, 39/04, 61/04, 79/04, 81/04, 14/07 and 47/07 and Official Gazette of Montenegro, no. 79/08, 14/10 and

More information

Your Personnel Assistant The Key Person to Assist You

Your Personnel Assistant The Key Person to Assist You FMLA and Extended Illness Long Term Disability Death In situations of extended illness, disability, or death, you and your family members will need to know specific details regarding benefit information.

More information

1999 Academic Pension Plan

1999 Academic Pension Plan 1999 Academic Pension Plan TABLE OF CONTENTS Introduction... 3 Eligibility... 3 Enrolling in the Plan... 3 Contributions... 3 Defined Benefit Component:... 3 Defined Contribution Component:... 4 Other

More information

Legislative Update. legal challenge to new law. significant changes to oklahoma work comp

Legislative Update. legal challenge to new law. significant changes to oklahoma work comp Quality Insight for Your Industry Legislative Update significant changes to oklahoma work comp Since our last Legislative Update on the new Workers' Compensation system in Oklahoma, the NCCI filed a 12.9%

More information

Summary Plan Description

Summary Plan Description Summary Plan Description Glatfelter Retirement Plan Program for Salaried Employees with the Traditional Benefit Effective January 1, 2014 DMEAST #14403385 v4 Overview This document is the Summary Plan

More information

The Provincial Judges and Masters in Chambers Registered and Unregistered Pension Plans. Members Handbook

The Provincial Judges and Masters in Chambers Registered and Unregistered Pension Plans. Members Handbook The Provincial Judges and Masters in Chambers Registered and Unregistered Pension Plans Members Handbook Revised September 2012 Using the Handbook This handbook provides a basic overview of the Provincial

More information

District of Columbia Judges. Retirement Plan

District of Columbia Judges. Retirement Plan District of Columbia Judges Retirement Plan Summary Plan Description 2008 JUDGES_COV_10-5-08.indd 1 10/6/08 7:27:13 AM Summary Plan Description 2008 This booklet is a Summary Plan Description of the benefits

More information

NOVA SCOTIA WORKERS COMPENSATION APPEALS TRIBUNAL

NOVA SCOTIA WORKERS COMPENSATION APPEALS TRIBUNAL NOVA SCOTIA WORKERS COMPENSATION APPEALS TRIBUNAL Appellant: [X] (Deceased Worker) Participant entitled to respond to this appeal: The Workers Compensation Board of Nova Scotia (Board) APPEAL DECISION

More information

Superannuation And Insurance For. People With Cancer (NEW SOUTH WALES EDITION)

Superannuation And Insurance For. People With Cancer (NEW SOUTH WALES EDITION) Superannuation And Insurance For People With Cancer (NEW SOUTH WALES EDITION) Prepared by John Berrill John Berrill Maurice Blackburn Lawyers Level 20, 201 Elizabeth Street, Sydney Phone: 1800 810 812

More information

VI The Defined Benefit Member (Tiers I and II)

VI The Defined Benefit Member (Tiers I and II) VI The Defined Benefit Member (Tiers I and II) Enrollment Members who first entered the TRS: Before July 1, 1990, are in Tier I; On or after July 1, 1990, are in Tier II. Tier status is established when

More information

ABOUT THE RETIREMENT PLAN... 2 WHO IS ELIGIBLE... 2 COST... 2 VESTING... 3 BREAK IN SERVICE... 3 RETIREMENT AGE... 3

ABOUT THE RETIREMENT PLAN... 2 WHO IS ELIGIBLE... 2 COST... 2 VESTING... 3 BREAK IN SERVICE... 3 RETIREMENT AGE... 3 Retirement Plan ABOUT THE RETIREMENT PLAN... 2 WHO IS ELIGIBLE... 2 COST... 2 VESTING... 3 BREAK IN SERVICE... 3 RETIREMENT AGE... 3 HOW TO GET AN ESTIMATE OF YOUR PENSION BENEFIT... 4 BENEFITS UNDER THE

More information

Member s Right to Information: Annual Statements, Termination Statements, Notices. PBA, 1990, s. 25-30, 42, O. Reg. 909 s.

Member s Right to Information: Annual Statements, Termination Statements, Notices. PBA, 1990, s. 25-30, 42, O. Reg. 909 s. Financial Services Commission of Ontario Commission des services financiers de l Ontario SECTION: Access to Information INDEX NO.: I150-800 TITLE: Member s Right to Information: Annual Statements, Termination

More information

A Guide to Staff Benefits Locally recruited Staff

A Guide to Staff Benefits Locally recruited Staff A Guide to Staff Benefits Locally recruited Staff Policy and Compensation Section (HRM/POL) Bureau of Human Resources Management Printed March 2013 2 Page Introduction The United Nations and its Specialized

More information

CSRS Spouse Benefits - Death of an Employee FERS i Chapter 70

CSRS Spouse Benefits - Death of an Employee FERS i Chapter 70 CSRS Spouse Benefits - Death of an Employee FERS i Table of Contents Subchapter 70A CSRS Part 70A1 General Information Section 70A1.1-1 Overview... 1 A. Introduction... 1 B. Topics Covered... 1 C. Organization

More information

POLICY NUMBER: POL-09

POLICY NUMBER: POL-09 Chapter: CLAIMS Subject: HEARING LOSS Effective Date: April 28, 1994 Last Updated: November 28, 2013 REFERENCE: Occupational Health And Safety Act R.S.P.E.I. 1988, Cap. 0-1.1, General Regulations, Section

More information

Cancer: Insurance, Legal and Employment Issues

Cancer: Insurance, Legal and Employment Issues INFORMATION SHEET This Information Sheet aims to provide some guidelines about your insurance and legal options as a result of being diagnosed with cancer. This information is very general and to get the

More information

3 FAM 6180 COMPUTATION OF BENEFITS UNDER FSRDS, FSRDS OFFSET AND FSPS

3 FAM 6180 COMPUTATION OF BENEFITS UNDER FSRDS, FSRDS OFFSET AND FSPS 3 FAM 6180 COMPUTATION OF BENEFITS UNDER FSRDS, FSRDS OFFSET AND FSPS (Office of Origin: HR/RET) 3 FAM 6181 HIGH-THREE AVERAGE SALARY An annuity under the Foreign Service Retirement and Disability System

More information

VOTE Veterans' Affairs

VOTE Veterans' Affairs VOTE Veterans' Affairs (Document version 9) B.5 Vol.II 1 Veterans' Affairs Overview Departmental Appropriations Departmental appropriations sought for Vote Veterans Affairs in 2006/07 total $8.936 million.

More information

Factsheet 17 Armed Forces Compensation Scheme

Factsheet 17 Armed Forces Compensation Scheme Factsheet 17 Armed Forces Compensation Scheme AFCS General Information Key Features of the Armed Forces Compensation Scheme Frequently Asked Questions Want to Know More AFCS General Information The Armed

More information

APPLICATION FOR DISABILITY BENEFITS

APPLICATION FOR DISABILITY BENEFITS APPLICATION FOR DISABILITY BENEFITS Which official language do you wish to use HO file No. Decision No. Date of application in oral communications? in correspondence? English English French French Which

More information

PRIVATE DISABILITY INSURANCE. Private disability insurance protects employed persons who cannot work

PRIVATE DISABILITY INSURANCE. Private disability insurance protects employed persons who cannot work Disability Rights Network of Pennsylvania 1414 N. Cameron Street Second Floor Harrisburg, PA 17103-1049 (800) 692-7443 (Voice) (877) 375-7139 (TDD) www.drnpa.org PRIVATE DISABILITY INSURANCE What is private

More information

Comparative Analysis of Workers Compensation Systems in Select Jurisdictions

Comparative Analysis of Workers Compensation Systems in Select Jurisdictions Comparative Analysis of Workers Compensation Systems in Select Jurisdictions JURISDICTION: MANITOBA ENVIRONMENT Population Size Labour Force Demographic and Economic Indicators 1,144,000 (1996 Stats Canada)

More information

CRS Report for Congress

CRS Report for Congress Order Code RL30631 CRS Report for Congress Received through the CRS Web Retirement Benefits for Members of Congress Updated January 21, 2005 Patrick J. Purcell Specialist in Social Legislation Domestic

More information

Guide for Injured Workers

Guide for Injured Workers Guide for Injured Workers This is a guide to Oklahoma workers' compensation law and rules. It is based on laws and rules in effect in 2015. Laws and rules can change by acts of the Legislature, rulemaking

More information

VII. ERRONEOUS FERS COVERAGE EMPLOYEE BELONGS IN SOCIAL SECURITY: ELECTION BETWEEN FERS AND SOCIAL SECURITY

VII. ERRONEOUS FERS COVERAGE EMPLOYEE BELONGS IN SOCIAL SECURITY: ELECTION BETWEEN FERS AND SOCIAL SECURITY VII. ERRONEOUS FERS COVERAGE EMPLOYEE BELONGS IN SOCIAL SECURITY: ELECTION BETWEEN FERS AND SOCIAL SECURITY This section is divided into subsections. The titles to the subsections are also the names of

More information

Centrelink payments and entitlements, pension bonus scheme and work bonus

Centrelink payments and entitlements, pension bonus scheme and work bonus Centrelink payments and entitlements, pension bonus scheme and work bonus 1 January 2014 While there are many different Centrelink payments and entitlements available, in this flyer we have outlined the

More information

Non-Service-Connected Pension Benefits. Presented by

Non-Service-Connected Pension Benefits. Presented by Non-Service-Connected Pension Benefits Presented by November 19, 2013 Presenter Christine Golden National Service Director VetsFirst, a program of United Spinal Association Email: cgolden@vetsfirst.org

More information

This article should be read in conjunction with the 2008 D&D Award.

This article should be read in conjunction with the 2008 D&D Award. Understanding the D&D Award. It s fair to say that our Death and Disability Award is quite complex. As a result many members are not entirely sure of the full value of their D&D cover or the range of D&D

More information

CAMBRIDGE COLLEGES FEDERATED PENSION SCHEME A GUIDE FOR MEMBERS AT ST JOHN S COLLEGE

CAMBRIDGE COLLEGES FEDERATED PENSION SCHEME A GUIDE FOR MEMBERS AT ST JOHN S COLLEGE CAMBRIDGE COLLEGES FEDERATED PENSION SCHEME A GUIDE FOR MEMBERS AT ST JOHN S COLLEGE How the Scheme is run Why you should join State pensions Auto-enrolment Membership Cost Who can become a member? What

More information

APPENDIX 5 - DETAILS OF DISABILITY INSURANCE. 1.0 Disability Insurance. Topics in this section include:

APPENDIX 5 - DETAILS OF DISABILITY INSURANCE. 1.0 Disability Insurance. Topics in this section include: APPENDIX 5 - DETAILS OF DISABILITY INSURANCE Topics in this section include: 1.0 Disability Insurance 1.1 Income covered by disability insurance 1.2 Taxation of disability benefits 1.3 Coordination of

More information

Superannuation And Insurance For. People With Huntington s Disease (WESTERN AUSTRALIAN EDITION)

Superannuation And Insurance For. People With Huntington s Disease (WESTERN AUSTRALIAN EDITION) Superannuation And Insurance For People With Huntington s Disease (WESTERN AUSTRALIAN EDITION) Prepared by Phil Gleeson Phil Gleeson Maurice Blackburn Lawyers Unit 1, 328 Carrington Street, Hamilton Hill

More information

MINISTER PORTFOLIO DEADLINE. Hon Dr Nick Smith Minister for ACC 19 January 2010

MINISTER PORTFOLIO DEADLINE. Hon Dr Nick Smith Minister for ACC 19 January 2010 BRIEFING MINISTER PORTFOLIO DEADLINE Hon Dr Nick Smith Minister for ACC 19 January 2010 Action sought Title For your information PROVIDING HEARING LOSS ENTITLEMENTS, ACC AND VETERANS' AFFAIRS NEW ZEALAND

More information

QANTAS SUPERANNUATION PLAN Formerly the Qantas Airways Limited Staff Superannuation Plan TRUST DEED AND RULES

QANTAS SUPERANNUATION PLAN Formerly the Qantas Airways Limited Staff Superannuation Plan TRUST DEED AND RULES Trust Deed QANTAS SUPERANNUATION PLAN Formerly the Qantas Airways Limited Staff Superannuation Plan TRUST DEED AND RULES Please note that the Trust Deed is a legal document. A detailed knowledge of superannuation

More information

A GUIDE TO THE FIREFIGHTERS' COMPENSATION SCHEME 2006

A GUIDE TO THE FIREFIGHTERS' COMPENSATION SCHEME 2006 X FIRE AND RESCUE AUTHORITY A GUIDE TO THE FIREFIGHTERS' COMPENSATION SCHEME 2006 for regular firefighters who are members, or optants-out, of the New Firefighters' Pension Scheme 2006 January 2007 1 BACKGROUND

More information

WORKPLACE INJURY INSURANCE: Worker s Handbook

WORKPLACE INJURY INSURANCE: Worker s Handbook WORKPLACE INJURY INSURANCE: Worker s Handbook A GUIDE TO YOUR WORKERS COMPENSATION INSURANCE The following information is provided as a basic guide to your Workers Compensation Insurance. For more complete

More information

Summary Plan Description

Summary Plan Description Summary Plan Description Prepared for The College of Wooster Defined Contribution Plan July 2011 TABLE OF CONTENTS INTRODUCTION...3 ELIGIBILITY...4 A. Am I eligible to participate in the Plan?...4 B. What

More information

for Work-Related Injuries and Disease Chapter 102 Table of Contents SUBCHAPTER 102A CSRS AND FERS... 1

for Work-Related Injuries and Disease Chapter 102 Table of Contents SUBCHAPTER 102A CSRS AND FERS... 1 CSRS Relationship Between Retirement Annuity and Compensation FERS i Table of Contents SUBCHAPTER 102A CSRS AND FERS... 1 Part 102A1 General Information... 1 Section 100A1.1-1 Overview... 1 A. Introduction...

More information

F O R Y O U R F A M I L Y

F O R Y O U R F A M I L Y FOR YOUR FAMILY Your partner or loved ones will face many decisions upon your death. We hope this brochure makes it easier for them to make those decisions then and easier for you to talk with them about

More information