How To Get A Salary In New York City School System

Size: px
Start display at page:

Download "How To Get A Salary In New York City School System"

Transcription

1 Division of Human Resources New Teacher Orientation Presentation Joe Blundo DHR August 2009

2 Today s Presentation: Welcome HR Connect Salary File Number Fingerprinting Health Benefits Retirement Certification and Licensing 2

3 HR Connect > HR Connect is a one-stop service and solution call center, providing DOE employees a single point of contact for all HR related questions, staffed by knowledgeable customer-service representatives. > Hours of operation are Monday through Friday, 9:00 AM 5:00 PM > Call (718)

4 Salary Payment > Salary is paid out semi-monthly over a twelve month period (24 payments per year). > Your first paycheck will be at your school on September 15 (assuming you have completed all requirements and have been school processed by August 28). > You will be able to sign up for Electronic Fund Transfer (Direct Deposit) at your school. > Salary is based on a schedule which takes into account steps, differentials, and longevities. 4

5 Salary Steps > A salary step is an incremental increase in salary based on previous qualifying experience. For every half year of satisfactory teaching service within the NYC DOE, an appointed teacher will move up one step. Newly appointed teachers are eligible to receive credit for up to 7.5 years of prior teaching experience outside the NYC DOE and, in some limited situations, for related non-teaching experience. > Newly hired teachers will be asked to validate the experience they have listed on their TSN application through the Payroll Portal. If they do not validate the application, the Office of Salary Services will validate on their behalf. The information they have indicated on the TSN application will pre-populate the on-line salary step application. > You will be placed on the correct salary step within one to two payroll periods, and will be retroactively paid to your first day of employment. > You will receive a certificate of salary status, including your salary step placement, by after your application has been processed. > You can also find out your salary step by speaking with your payroll secretary or by calling HR Connect. 5

6 Salary Differentials > A salary differential is an incremental increase in salary based on academic credit, coursework (including P-credits), or degrees earned beyond your bachelor s degree. > Differentials include: 30 Credits above and beyond the Bachelor s degree requirements Master s Degree 60 Credits above and beyond the Bachelor s (can include the Master s credits) Master s Degree plus 30 credits 6

7 Salary Differentials (cont d) > Salary differential applications are completed and submitted online. You can access our online application Once you electronically submit your application, you will receive an confirming its receipt. This must be printed as it will act as a cover sheet for the supporting documents (e.g., school transcripts, CLEP test results) required as part of your application. The should be placed on top of your supporting documentation and mailed to the Office of Salary Services. Materials can be submitted in one of two ways: By certified mail (this is the preferred method): The Division of Human Resources Office of Salary Services 65 Court Street Room 815 Brooklyn, New York In person: HR Connect Walk-in Center 65 Court Street Room 102Brooklyn, New York

8 Salary Differentials (cont d) > You must apply for salary differential within six months of the date you started teaching full-time in order to be granted retroactive payments to the date you started teaching. > You must provide supporting documentation with your application, including a set of original undergraduate and additional/graduate transcripts. Transcripts must completely list all courses taken. If credits taken at a different institution are not listed on the transcript, you will also need original transcripts from that institution. > You are strongly encouraged to file the required documentation as soon as possible, to ensure you are successfully able to submit a completed application within the 6-month time frame. 8

9 Salary Longevities > There are seven salary increments based on longevity (years of service) of working as a teacher in the NYC DOE. These increments are currently at the following years of service: 5,10,13,15,18, 20, and 22. > A longevity payment is not a one-time payment. It is added to an employee s annual salary once he or she completes the requisite number of years in the city school system and it continues each year until the teacher reaches the next longevity level. > Eligible years is different for longevities than for salary steps as experience outside the NYC DOE is not applicable. 9

10 Additional Salary Information > Your salary step placement will be based upon verification of the experience information you included in your online application. > Student teaching and assistant teaching/teacher aide experience does not count towards salary step. > All full-time teaching experience must be at least one semester or 6 months in duration and all full-time, related, non-teaching experience must be at least one year in duration for salary step. > Salary differentials require an online application (available on the DOE website) after you begin teaching. As long as you apply within six months of your start date, any creditable differentials will be retroactive to your start date. You can find more information on applying for salary differential, including teacher salary schedules and the differential application form, on the DOE website at schools.nyc.gov/teachersalary. *see the Office of Salary Services website at schools.nyc.gov/teachersalary for detailed salary information, including a complete list of licenses that are eligible for related non-teaching credit and the Areas of Specialization list. 10

11 File Number > You do not need your file number to get payrolled, it is processed through your social security number. > You will be assigned a file number automatically as part of the payrolling process. > You can get your file number from your payroll secretary when you start the school year. > Your file number will be important in the future to apply for per session (after school and summer school work) and other personnel changes. 11

12 Have you been Fingerprinted? If not, please do so ASAP! > All DOE employees must be fingerprinted. Fingerprinting services are available from the HR Connect Walk-In Center at 65 Court Street, Room 102, in Brooklyn between 9 a.m. and 5 p.m. > Detailed information about requirements for fingerprinting can be found online from the DOE s website or by calling HR Connect at (718)

13 Health Benefits > All regular teachers who work at least 20 hours/week are eligible for the New York City Health Benefits Program, including coverage for their legally eligible dependents. > There is a choice of over 10 different health plans; costs, providers, coverage, and benefits vary. > The Summary Program Description Booklet provides a summary of benefit selections. To download the booklet and view comparison charts, visit > There is an annual open enrollment period in the fall when employees can change providers. > Buy-Out Waiver Program: If you are covered under your spouse s or domestic partner s non-city health insurance plan, or through Medicare Part A and Part B, then you may be eligible for a buy-out waiver (currently $1,000 for a family coverage waiver and $500 for an individual coverage waiver). Application required. 13

14 Health Benefits: How to Enroll > Submit a signed (Section H) Employee and Retiree Health Benefits Application (ERB) to the HR Connect Benefits Administration office. Applications can be obtained at or from your payroll secretary. > New employees or employees enrolling for the first time are required to provide acceptable documentation to support the eligibility status of all persons to be covered. Acceptable documents include: Marriage certificate, birth certificate, domestic partnership certificate, legal guardianship papers, student certification each semester (if over 19 years of age). > All Health Benefits related information should be sent to: New York City Department of Education / HR Connect 65 Court Street, Room 101 Brooklyn, NY Attention: Health Benefits Administration Office 14

15 Health Benefits: Enrollment Details and Dependent Coverage > Your coverage starts on your first day of employment, but you must apply for health benefits within 31 days of hire to be eligible retroactive to your first day of hire. The earlier you apply, the better. > You will receive your insurance card within 4-6 weeks after your form has been processed. > Employees who are eligible for health benefits, but whose enrollment is still being processed, are covered for medical care. In the event that an eligible employee requires medical care before their enrollment is finalized and before they have received their health benefits card, the employee has two options: HR Connect Health Benefits will work directly with the employee's chosen health benefits provider to ensure that the employee is issued a temporary member ID. Employee may pay for services out-of-pocket and be reimbursed for the charges. > Dependants are eligible if their relationship to the eligible participant is one of the following: Legally married husband or wife A Domestic Partner Unmarried children under age 19 Unmarried dependant children between who are full-time students at an accredited, degree-granting educational institution Unmarried children who cannot support themselves because of a disability (medical verification is required) 15

16 Health Benefits: UFT Welfare Fund Dental, Vision, and Prescription Drugs > All teachers are covered for dental, vision, and prescription drugs by the United Federation of Teachers (UFT) Welfare Fund. > All new members must: Complete a UFT Welfare Fund Enrollment Form. (This enrollment is separate from any UFT Membership and Department of Education Health Plan applications.) This enrollment form is available from the Fund office or can been done on-line at Attach applicable documentation (e.g. birth certificate, marriage certificate or domestic partnership registration) to the enrollment form. UFT Welfare Fund related information should be sent to: UFT Welfare Fund 52 Broadway New York, NY > Coverage for eligible members begins on their first day of employment. > Visit for more information or call the UFT at (212)

17 Retirement > Qualified Pension Plan: Teachers Retirement System (TRS)* This pension plan provides a monthly allowance in retirement based on your years of service and participation. Membership is mandatory for all teachers and contributions of 4.85% of your gross salary begin automatically with your first paycheck, continuing for the first ten years of service. Generally, members attain vested status (become eligible to receive a retirement allowance at age 55) after completion of five years of active service. You will receive a TRS Welcome Kit with Enrollment Application this fall within 30 days of your appointment. Voluntary tax-deferred savings plan: As a TRS member you are also eligible to enroll in a Tax Deferred Annuity (TDA) program where a payroll deduction is taken in pre-tax dollars and placed in an annuity or mutual fund investment which is available at retirement. *Full time substitutes and non-appointed teachers are covered by the Board of Education Retirement System (BERS) 17

18 Certification and Licensing Requirements > New York State requires all teachers to be certified. Once your NY State certificate has been issued, you will also receive a New York City license, automatically generated by New York City when you are hired. Your NYC license identifies the area in which you will accrue seniority and complete probation. Please note: Your State certificate and New York City license are two different things. > It is your responsibility to obtain and maintain your certificate. Know when your certificate expires. Apply for your next level certificate at least 6 months before your current certificate expires. You must maintain a state certificate in the subject and grade level of your NYC license. If you earn a certificate in a different subject or grade level than the certificate under which you were hired and your current certificate expires, be sure your current certificate is compatible with your NYC license. > Contact information: NYC certification hotline: (718) or (718) New York State website: Visit 18

19 Thank you for coming! Questions? 19

Benefits Summary for UAB Employees www.uab.edu/benefits

Benefits Summary for UAB Employees www.uab.edu/benefits Benefits Summary for UAB www.uab.edu/benefits HUMAN RESOURCE MANAGEMENT Health Care, Dental, and Vision Plans For new employees, coverage under UAB s group health care, dental, or vision plans will begin

More information

Employee Benefits Frequently Asked Questions

Employee Benefits Frequently Asked Questions Employee Benefits Frequently Asked Questions USA Health & Dental Plan 1. When will my medical/dental coverage be effective if I am a new employee? If your employment begins on the first day of the calendar

More information

PITTSBURGH BOARD OF EDUCATION BENEFIT PLANS SUMMARY 2013

PITTSBURGH BOARD OF EDUCATION BENEFIT PLANS SUMMARY 2013 PITTSBURGH BOARD OF EDUCATION BENEFIT PLANS SUMMARY 2013 SECTION I: SECTION II: SECTION III: HEALTH INSURANCE INFORMATION DENTAL INSURANCE INFORMATION LIFE INSURANCE COVERAGE ACCIDENTAL DEATH & DISMEMBERMENT

More information

summary plan description

summary plan description summary plan description University of California Tax Savings on Insurance Premiums (TIP) february 2007 Plan Summary of TIP What Is TIP? The Tax Savings on Insurance Premiums (TIP) program, established

More information

Members Guide to: Survivor Benefits

Members Guide to: Survivor Benefits Members Guide to: Survivor Benefits Whether a police officer or firefighter dies before or after retirement, their survivors may be eligible to receive survivor benefits from OP&F. These benefits are generally

More information

Benefits Summary for UAB Hospital Management LLC Employees www.uab.edu/benefits

Benefits Summary for UAB Hospital Management LLC Employees www.uab.edu/benefits Benefits Summary for UAB Hospital Management LLC www.uab.edu/benefits HUMAN RESOURCE MANAGEMENT Health Care, Dental, and Vision Plans For new employees, coverage under UAB s group health care, dental,

More information

Frequently Asked Questions (FAQs)

Frequently Asked Questions (FAQs) Frequently Asked Questions (FAQs) Q: Does everyone need to review their benefit elections? A: Yes, you should. The Open Enrollment period from May 14, 2013 May 28, 2013 is your opportunity to verify, or

More information

SUMMARY OF BENEFITS AND EMPLOYMENT POLICES (FULL TIME FACULTY MEMBERS)

SUMMARY OF BENEFITS AND EMPLOYMENT POLICES (FULL TIME FACULTY MEMBERS) SUMMARY OF BENEFITS AND EMPLOYMENT POLICES (FULL TIME FACULTY MEMBERS) BARUCH COLLEGE Office of Human Resources 135 East 22nd Street Room 200 New York, NY 10010 (646) 660-6590 Phone (646) 660-6591 Fax

More information

TRS ENROLLMENT APPLICATION

TRS ENROLLMENT APPLICATION TRS ENROLLMENT APPLICATION INSTRUCTIONS PLEASE READ CAREFULLY This application will enable you to enroll as a member of TRS. If you are a paraprofessional who has not previously held membership in a New

More information

Section I - How to Apply for Salary Step Placement for Teachers

Section I - How to Apply for Salary Step Placement for Teachers Salary Steps and Salary Differentials: A Guide to Understanding Eligibility and the Application Process A Word about Salary Increments Salary increments for teachers and other professional staff in the

More information

BENEFITS SUMMARY Resident & Fellow Trainees

BENEFITS SUMMARY Resident & Fellow Trainees BENEFITS SUMMARY Resident & Fellow Trainees Rev. 04/08 University of Wisconsin Hospital and Clinics Authority (UWHC) Human Resources Benefits Office HR Benefits Satellite Office 635 Science Drive, Suite

More information

MONTANA TECH EMPLOYEE BENEFITS

MONTANA TECH EMPLOYEE BENEFITS MONTANA TECH EMPLOYEE BENEFITS The following is a summary explanation of the payroll deductions and fringe benefits provided to eligible employees of Montana Tech. A. REQUIRED DEDUCTIONS 1. F.I.C.A. (SOCIAL

More information

How To Get A Pension From The Boeing Company

How To Get A Pension From The Boeing Company Employee Benefits Retiree Medical Plan Retiree Medical Plan Boeing Medicare Supplement Plan Summary Plan Description/2006 Retired Union Employees Formerly Represented by SPEEA (Professional and Technical

More information

BENEFITS OUTLINE. An introduction to the valuable benefits available to new and prospective regular employees of the Research Foundation for SUNY

BENEFITS OUTLINE. An introduction to the valuable benefits available to new and prospective regular employees of the Research Foundation for SUNY BENEFITS OUTLINE An introduction to the valuable benefits available to new and prospective regular employees of the Research Foundation for SUNY HEALTH CARE Health Care The RF Health Care plan features

More information

How To Get A Health Insurance Plan

How To Get A Health Insurance Plan Document title: AUTHORIZED COPY Progress Energy Health Benefit Plans Document number: HRI-SUBS-00010 Applies to: Keywords: Eligible non-bargaining unit employees of Progress Energy, Inc., Progress Energy

More information

Enrolling in the State Health Benefits Program When You Retire

Enrolling in the State Health Benefits Program When You Retire Enrolling in the State Health Benefits Program When You Retire State Health Benefits Program ELIGIBILITY The following full-time employees, who are eligible for employer-paid health insurance coverage

More information

9.1.2 The District and SEIU agree to work together to attempt to find ways to control medical costs.

9.1.2 The District and SEIU agree to work together to attempt to find ways to control medical costs. HEALTH AND WELFARE BENEFITS 9.1 Employee and Dependent Insurance Coverage 9.1.1 In all aspects of benefits, coverage is extended to include domestic partners (same or different sex), subject to provider

More information

About Your Benefits 1

About Your Benefits 1 About Your Benefits 1 BENEFIT HIGHLIGHTS Your Benefits. Provide Immediate Eligibility for You and Your Family As a Full-time or Part-time Employee, you are eligible for coverage under most benefits on

More information

VI The Defined Benefit Member (Tiers I and II)

VI The Defined Benefit Member (Tiers I and II) VI The Defined Benefit Member (Tiers I and II) Enrollment Members who first entered the TRS: Before July 1, 1990, are in Tier I; On or after July 1, 1990, are in Tier II. Tier status is established when

More information

How To Know What Happens To Your Benefits When You Quit Your Job

How To Know What Happens To Your Benefits When You Quit Your Job Westinghouse Electric Company Events Guide Benefits in the Event of: Leave of Absence Disability Layoff / Permanent Separation Death Furlough Voluntary Quit / Involuntary Termination Revised January 2015

More information

Retirement Planning Checklist

Retirement Planning Checklist Presenter: Jim Cale Jim: Welcome to the CalPERS webinar Retirement Planning Checklist. In this session, we re going to discuss a list of things you should be taking care of as you get ready to retire.

More information

It's Your Fund - Your Money - Your Choice You can earn up to $2,400 per year

It's Your Fund - Your Money - Your Choice You can earn up to $2,400 per year UFCW Local 1776 and Participating Employers Health and Welfare Fund 3031 B Walton Road, Plymouth Meeting, PA 19462 Phone (610) 941-9400 Fax (610) 941-5325 www.ufcw1776benefitfunds.org fund@1776funds.org

More information

District of Columbia Teachers Retirement Plan Summary Plan Description 2007

District of Columbia Teachers Retirement Plan Summary Plan Description 2007 District of Columbia Teachers Retirement Plan Summary Plan Description 2007 This booklet is a Summary Plan Description of the benefits provided to you under the District of Columbia Teachers Retirement

More information

CAMBRIDGE PUBLIC SCHOOLS. Employee Benefits Summary & Health Insurance Plan Comparison

CAMBRIDGE PUBLIC SCHOOLS. Employee Benefits Summary & Health Insurance Plan Comparison CAMBRIDGE PUBLIC SCHOOLS Employee Benefits Summary & Health Insurance Plan Comparison Health Insurance / Dental Insurance / Vision Insurance / Retirement Plans / Deferred Compensation Plans / Life Insurance/

More information

CONTINUING EDUCATION TEACHERS IN THE CUNY LANGUAGE IMMERSION PROGRAM (CLIP) KNOW YOUR RIGHTS AND BENEFITS!

CONTINUING EDUCATION TEACHERS IN THE CUNY LANGUAGE IMMERSION PROGRAM (CLIP) KNOW YOUR RIGHTS AND BENEFITS! CONTINUING EDUCATION TEACHERS IN THE CUNY LANGUAGE IMMERSION PROGRAM (CLIP) KNOW YOUR RIGHTS AND BENEFITS! Provided by Professional Staff Congress / CUNY 61 Broadway, 15 th Floor New York, NY 10006 212

More information

Your Pre-Tax Premiums Plan

Your Pre-Tax Premiums Plan Your Pre-Tax Premiums Plan Updated September 2015 INTRODUCTION Through s Pretax Premiums plan, your health, dental, vision and/or Accidental Death and Dismemberment (AD&D) monthly premiums are deducted

More information

INFORMATION ON THE CONTINUATION OF GROUP HEALTH INSURANCE COVERAGE FOR NEW EMPLOYEES AND DEPENDENTS UNDER THE PROVISIONS OF COBRA IMPORTANT NOTICE

INFORMATION ON THE CONTINUATION OF GROUP HEALTH INSURANCE COVERAGE FOR NEW EMPLOYEES AND DEPENDENTS UNDER THE PROVISIONS OF COBRA IMPORTANT NOTICE HC-0247-1108q INFORMATION ON THE CONTINUATION OF GROUP HEALTH INSURANCE COVERAGE FOR NEW EMPLOYEES AND DEPENDENTS UNDER THE PROVISIONS OF COBRA IMPORTANT NOTICE CONSOLIDATED OMNIBUS BUDGET RECONCILIATION

More information

UNIVERSITY OF WISCONSIN-MADISON / UW MEDICAL FOUNDATION 2015 PHYSICIAN BENEFITS SUMMARY

UNIVERSITY OF WISCONSIN-MADISON / UW MEDICAL FOUNDATION 2015 PHYSICIAN BENEFITS SUMMARY Eligibility 50% - 100% appointment: UW-Madison Full benefits Full benefits unless otherwise indicated 21% - 49% appointment: UW-Madison Full benefits with higher premiums Physician Retirement Plan only

More information

CODE 7 - WAGES AND SALARIES

CODE 7 - WAGES AND SALARIES CODE 7 - WAGES AND SALARIES 7.01 SALARY SCHEDULES TABLE OF CONTENTS A. Credit of Non-Instructional Related Experience for Returning Employees B. Credit for Teaching and /or Work Related Experience for

More information

How To Get A Health Care Plan In New York

How To Get A Health Care Plan In New York -1- Introduction The City of New York s Health Benefits Program Through collective bargaining agreements, the City of New York and the Municipal Unions have cooperated in choosing health plans and designing

More information

Employee Benefits. 2014 Early New Faculty Orientation 1

Employee Benefits. 2014 Early New Faculty Orientation 1 Employee Benefits 2014 Early New Faculty Orientation 1 Employee Benefits Insurance Retirement Benefits and Perks 2014 Early New Faculty Orientation 2 Employee Benefits People First You have 60 days from

More information

Benefits Summary Sheet

Benefits Summary Sheet Human Resources Management 1000 E. Victoria Street WH C-495 Carson, CA 90747 (310) 243-3771 FAX (310) 516-3595 http://www.csudh.edu/human_res/benefits.htm Benefits Summary Sheet Important!!! Please read

More information

Summary Plan Description for Eaton Employees

Summary Plan Description for Eaton Employees EatonBenefits.com Summary Plan Description Effective January 1, 2015 Health and Insurance Benefits Summary Plan Description for Eaton Employees EATON EMPLOYEE BENEFIT PLANS OVERVIEW This Summary Plan Description

More information

Welcome to UNT! Insurance & Retirement Benefits

Welcome to UNT! Insurance & Retirement Benefits Welcome to UNT! Insurance & Retirement Benefits Our goal is to help you make informed decisions which will maximize the value of your benefits package. WHAT S THE AGENDA FOR TODAY? Payroll Dates Leave

More information

Mandatory and Voluntary Retirement Plans

Mandatory and Voluntary Retirement Plans Mandatory and Voluntary s Greetings To Employees of the Minnesota State Colleges and Universities: As employees of the Minnesota State Colleges and Universities system, you are a respected and important

More information

THINKING OF RETIRING?

THINKING OF RETIRING? S T A T E O F C O N N E C T I C U T DEPARTMENT OF CORRECTION 24 WOLCOTT HILL ROAD WETHERSFIELD, CONNECTICUT 06109 THINKING OF RETIRING? We know this is a big decision and want to help you with the entire

More information

Enrolling in Health Benefits Coverage When You Retire

Enrolling in Health Benefits Coverage When You Retire HR-0111-1214 Fact Sheet #11 Enrolling in Health Benefits Coverage When You Retire State Health Benefits Program and School Employees Health Benefits Program ELIGIBILITY The following full-time employees,

More information

Full-Time Classified Managerial Staff. The University Benefits Office Office of Human Resources Management Summer 2009

Full-Time Classified Managerial Staff. The University Benefits Office Office of Human Resources Management Summer 2009 Benefits at a Glance Full-Time Classified Managerial Staff The University Benefits Office Office of Human Resources Management Summer 2009 The City University of New York (CUNY) offers benefits to its

More information

NORTHWESTERN UNIVERSITY RETIREMENT PLAN AND VOLUNTARY SAVINGS PLAN SUMMARY PLAN DESCRIPTION

NORTHWESTERN UNIVERSITY RETIREMENT PLAN AND VOLUNTARY SAVINGS PLAN SUMMARY PLAN DESCRIPTION NORTHWESTERN UNIVERSITY RETIREMENT PLAN AND VOLUNTARY SAVINGS PLAN SUMMARY PLAN DESCRIPTION Effective January 1, 2011 Table of Contents Introduction...1 Definitions...2 Eligible Employee...5 Eligible Employees...

More information

M&T Bank offers a CDHP that combines traditional medical coverage with a health savings account feature that provides certain tax benefits.

M&T Bank offers a CDHP that combines traditional medical coverage with a health savings account feature that provides certain tax benefits. Benefits Overview M&T Bank understands how important benefits are to you and your family. The benefit plans are designed to meet the varying benefit needs of each employee. Since benefits are a significant

More information

Insurance and Other Benefits

Insurance and Other Benefits Insurance and Other Benefits Original Implementation: Unpublished Last Revision: January 27, 2015 Employee insurance and benefits include the following: Benefits-eligible employees are offered a basic

More information

Companion Life Insurance Company. Administrative Guide

Companion Life Insurance Company. Administrative Guide Companion Life Insurance Company Administrative Guide Contents Section.Title About Your Companion Life Administrative Guide I. Online Services II. New Enrollments Who is Eligible for insurance? Processing

More information

The University shall administer a defined contribution pension plan registered under the Pension Benefits Act (Ontario).

The University shall administer a defined contribution pension plan registered under the Pension Benefits Act (Ontario). Article 25 Pension and Benefits 25.01 Pension The University shall administer a defined contribution pension plan registered under the Pension Benefits Act (Ontario). a) Eligibility Every Teaching Faculty

More information

GROUP UNIVERSAL LIFE (GUL) & ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) PROGRAM FREQUENTLY ASKED QUESTIONS (FAQs) MAY 2015

GROUP UNIVERSAL LIFE (GUL) & ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) PROGRAM FREQUENTLY ASKED QUESTIONS (FAQs) MAY 2015 GROUP UNIVERSAL LIFE (GUL) & ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) PROGRAM FREQUENTLY ASKED QUESTIONS (FAQs) MAY 2015 Minnesota Life is the underwriter of the State of Delaware s GUL and AD&D Program.

More information

NPM reserves the right to modify its benefits at any time and employees will be informed of any changes.

NPM reserves the right to modify its benefits at any time and employees will be informed of any changes. OVERVIEW North Point Ministries, Inc. (NPM) has developed a comprehensive set of employee benefits to supplement its full-time employees regular wages. These benefits represent a hidden value of additional

More information

How To Get A Pension From The Pension Fund

How To Get A Pension From The Pension Fund Member s Guide to: DROP Deferred Retirement Option Plan www.op-f.org PLAN DEFERRED RETIREMENT DROP The Deferred Retirement Option Plan (DROP) is an optional benefit that allows eligible police officers

More information

New Employee Overview of Benefits Regular Non Exempt Employees

New Employee Overview of Benefits Regular Non Exempt Employees 1101 Chesapeake Building College Park, MD 20742 301.405.5654 301.405.8243 UHRConnect@umd.edu uhr.umd.edu New Employee Overview of Benefits Regular Non Exempt Employees www.uhr.umd.edu/benefits Introduction

More information

EPK & Associates, Inc. MBA Health Insurance Trust Administrative Manual Regence. MBA HEALTH INSURANCE TRUST Administrative Manual

EPK & Associates, Inc. MBA Health Insurance Trust Administrative Manual Regence. MBA HEALTH INSURANCE TRUST Administrative Manual EPK & Associates, Inc. MBA Health Insurance Trust Administrative Manual MBA HEALTH INSURANCE TRUST Administrative Manual Key Contacts For answers to questions about benefits issues and for help with claims

More information

BOOK GENERAL INFORMATION. NY Active Employees

BOOK GENERAL INFORMATION. NY Active Employees 2014 GENERAL INFORMATION BOOK NY Active Employees New York State Health Insurance Program for Active Employees of the State of New York and their eligible dependents; also includes information regarding

More information

KNOW YOUR BENEFITS FREQUENTLY ASKED QUESTIONS

KNOW YOUR BENEFITS FREQUENTLY ASKED QUESTIONS KNOW YOUR BENEFITS FREQUENTLY ASKED QUESTIONS Health Insurance (including dental and vision) 1. Q: I only received two ID cards from the insurance company. I have three children. How do I get a card for

More information

Delaware Public Employees Retirement System State Employees Pension Plan. Retirement Planning. Presented by the State of Delaware Office of Pensions

Delaware Public Employees Retirement System State Employees Pension Plan. Retirement Planning. Presented by the State of Delaware Office of Pensions Delaware Public Employees Retirement System State Employees Pension Plan Retirement Planning Presented by the State of Delaware Office of Pensions Current Statistics (as of 6/30/13) 29,539 Retirees from

More information

Your Pension Benefits from The City of Atlanta and The Atlanta Board of Education

Your Pension Benefits from The City of Atlanta and The Atlanta Board of Education Rev. 12/05 Your Pension Benefits from The City of Atlanta and The Atlanta Board of Education Summary Plan Description for the General Employees Pension Plan Police Officer s Pension Plan Firefighter s

More information

Federal Government Benefit Overview Human Resources Divison 303-335-2494 LEAVE ACT

Federal Government Benefit Overview Human Resources Divison 303-335-2494 LEAVE ACT Federal Government Benefit Overview Human Resources Divison 303-335-2494 LEAVE ACT Bi-weekly accrual of annual leave and sick leave based on accumulated years of federal service maintained within an electronic

More information

Benefits Overview New Hire Orientation

Benefits Overview New Hire Orientation Benefits Overview New Hire Orientation Agenda Enrollment, Eligibility & Coverage Effective Dates Medical & Rx Flexible Spending Accounts & Health Savings Accounts Dental Plans Vision Plan Life Insurance

More information

IEEE BENEFITS SUMMARY

IEEE BENEFITS SUMMARY IEEE BENEFITS SUMMARY January 2009 DEFINED CONTRIBUTION RETIREMENT PLAN ELIGIBILITY All regular full-time and part-time employees are eligible on their date of hire. CONTRIBUTIONS All contributions are

More information

2011 Benefit Summary for Administrative Staff

2011 Benefit Summary for Administrative Staff 2011 Benefit Summary for Administrative Staff ND BENEFITS PROGRAM The offers a flexible benefits program, which allows you to make individual benefits selections based on your own needs. You will be making

More information

Reasons to Join the TEACHERS CHAPTER. Includes the essential New Retiree Checklist THIRTEENTH EDITION UNITED FEDERATION OF TEACHERS

Reasons to Join the TEACHERS CHAPTER. Includes the essential New Retiree Checklist THIRTEENTH EDITION UNITED FEDERATION OF TEACHERS 21 Reasons to Join the TEACHERS CHAPTER Includes the essential New Retiree Checklist THIRTEENTH EDITION UNITED FEDERATION OF TEACHERS 52 BROADWAY, NEW YORK, NY 10004 Dear Retiree, We want to welcome you

More information

03.112 Optional Group Insurance Programs.

03.112 Optional Group Insurance Programs. 03.112 Optional Group Insurance Programs. 1. Purpose. To provide eligible System employees the opportunity to participate in insurance programs designed to protect them and their families against financial

More information

Amtrak Agreement-Covered Employee Benefits Handbook

Amtrak Agreement-Covered Employee Benefits Handbook Amtrak Agreement-Covered Employee Benefits Handbook TABLE OF CONTENTS 1 SECTION 1: Introduction 5 SECTION 2: Life Events That Affect Your Benefits 27 SECTION 3: Eligibility And Participation 39 SECTION

More information

NJ State Health Benefits Program 2015 Open Enrollment LOCAL GOVERNMENT Employers

NJ State Health Benefits Program 2015 Open Enrollment LOCAL GOVERNMENT Employers NJ State Health Benefits Program 2015 Open Enrollment LOCAL GOVERNMENT Employers Presented by Roseann Whypp Pensions Benefits Specialist www.state.nj.us/treasury/pensions 2015 Open Enrollment Overview

More information

your Benefits in Brief

your Benefits in Brief your Benefits in Brief Salaried and Non-Union Non-Exempt Employees of Kaiser Foundation Health Plan, Inc. and Kaiser Foundation Hospitals Northern California Kaiser Permanente is committed to providing

More information

PROFESSIONAL-TECHNICAL EMPLOYEE BENEFITS SUMMARY Updated June 2015

PROFESSIONAL-TECHNICAL EMPLOYEE BENEFITS SUMMARY Updated June 2015 PROFESSIONAL-TECHNICAL EMPLOYEE BENEFITS SUMMARY Updated Pro-Tech employees receive a comprehensive benefits package consistent with the terms of their Collective Bargaining Agreement. The following summarizes

More information

Effective Jan. 1, 2015. STRS Ohio Health Care Program Guide

Effective Jan. 1, 2015. STRS Ohio Health Care Program Guide Effective Jan. 1, 2015 2015 STRS Ohio Health Care Program Guide 2 www.strsoh.org Welcome Thank you for your interest in the STRS Ohio Health Care Program. We understand that choosing a health care plan

More information

Your Guide to 403(b) Tax-Deferred Annuity Voluntary Savings Plans

Your Guide to 403(b) Tax-Deferred Annuity Voluntary Savings Plans Your Guide to 403(b) Tax-Deferred Annuity Voluntary Savings Plans How much can you contribute in 2015? Tax-Deferred Annuity Plans ( TDA Plans ) are voluntary savings plans that help you build the extra

More information

How To Earn A Salary In Florida

How To Earn A Salary In Florida ADMINISTRATOR SALARY SCHEDULE Adopted this 18 th day of November, 2014 The School Board of Lee County, Florida Signature on File Signature on File Superintendent of Schools School Board Chairman Board

More information

Frequently Asked Questions and Next Steps to Retirement

Frequently Asked Questions and Next Steps to Retirement State Teachers Retirement System Of Ohio Completing My Service Retirement Application Frequently Asked Questions and Next Steps to Retirement for Members Enrolled in the Defined Benefit Plan Dear Member:

More information

After You Retire. What Every Pension Recipient Should Know

After You Retire. What Every Pension Recipient Should Know After You Retire What Every Pension Recipient Should Know State of Michigan State Employees' Retirement System July 2015 After You Retire What Every Pension Recipient Should Know About the Office of Retirement

More information

University of Texas at Arlington Faculty and Staff Retirement Information Guide STEPS TO RETIREMENT

University of Texas at Arlington Faculty and Staff Retirement Information Guide STEPS TO RETIREMENT University of Texas at Arlington Faculty and Staff Retirement Information Guide STEPS TO RETIREMENT For retirements through August 31, 2011 1 This publication is intended to provide you with general information

More information

MUNICIPALITY OF ANCHORAGE. Benefit and Retirement Plans For 2012

MUNICIPALITY OF ANCHORAGE. Benefit and Retirement Plans For 2012 MUNICIPALITY OF ANCHORAGE Benefit and Retirement Plans For 2012 Table of Contents 2012 Health Plan Summary... 3 Opt-out Program FAQs... 4 2012 Premium Rate Table... 5 Benefits:... 6 Retirement:... 8 MOA

More information

Preparing for Retirement

Preparing for Retirement Preparing for Retirement Preparing for Retirement Your UC Pension Lump Sum Cashout Retirement payment vs. paycheck Additional UC sources of retirement income Other sources of retirement income To your

More information

Retiree Medical Benefits County of Marin

Retiree Medical Benefits County of Marin January 2016 General Information This booklet provides general information about the post-retirement medical benefits available to retirees of the. Eligibility and enrollment for retiree medical are handled

More information

2016 Summary of Benefits

2016 Summary of Benefits Morehead State University 2016 Summary of Benefits For Regular, Full-time Morehead State University Employees Faculty (F) Staff (S) All (A) OFFICE OF HUMAN RESOURCES 301 Howell McDowell Morehead, KY 40351

More information

PLACEHOLDER IMAGE Replace with Photography. Your guide to Tax-Deferred Annuities or Voluntary Savings Plans. How much can you contribute?

PLACEHOLDER IMAGE Replace with Photography. Your guide to Tax-Deferred Annuities or Voluntary Savings Plans. How much can you contribute? PLACEHOLDER IMAGE Replace with Photography Your guide to Tax-Deferred Annuities or Voluntary Savings Plans How much can you contribute? Saving for retirement is one of your most important financial goals.

More information

BENEFITS SUMMARY. Academic Support (Unit 4)

BENEFITS SUMMARY. Academic Support (Unit 4) BENEFITS SUMMARY Academic Support (Unit 4) THE BENEFITS OF WORKING AT THE CSU This summary provides an overview of systemwide benefits generally available to Academic Support (Unit 4) employees of the

More information

AURA/Gemini Observatory- Northern Operations Center 2013 Employee Benefit Program Summary

AURA/Gemini Observatory- Northern Operations Center 2013 Employee Benefit Program Summary AURA/Gemini Observatory- Northern Operations Center 2013 Employee Benefit Program Summary Table of Contents Medical Insurance 3, 4 Roth Annuity 403(b) 8 Dental Insurance 4 Tuition Assistance 8 Flexible

More information

National Automatic Sprinkler Industry Welfare Fund. Benefits Highlights

National Automatic Sprinkler Industry Welfare Fund. Benefits Highlights National Automatic Sprinkler Industry Welfare Fund Benefits Highlights 2014 This Benefits Highlights booklet does not contain the full plan document and is not a Summary Plan Description for the NASI Welfare

More information

Service Retirement Application

Service Retirement Application Do not separate page from application. State Teachers Retirement System Of Ohio Service Retirement Application for Members Enrolled in the Defined Benefit Plan Choosing to retire is an important life decision.

More information

Town of Mansfield 6 Park Row, Mansfield, Massachusetts 02048

Town of Mansfield 6 Park Row, Mansfield, Massachusetts 02048 Town of Mansfield 6 Park Row, Mansfield, Massachusetts 02048 FREQUENTLY ASKED QUESTIONS (FAQ s) Retirement Plans/Services The Town of Mansfield offers various choices and options related to Retirement

More information

Regis University Page 1 Revised 05/01/2011 W:\HR\Benefits\Employee Communications

Regis University Page 1 Revised 05/01/2011 W:\HR\Benefits\Employee Communications BENEFITS OVERVIEW At Regis University, we know that benefits are important to an employee s financial security and sense of well-being. Regis University is pleased to offer employees a competitive benefits

More information

BENEFITS SUMMARY. Physicians (Unit 1)

BENEFITS SUMMARY. Physicians (Unit 1) BENEFITS SUMMARY Physicians (Unit 1) THE BENEFITS OF WORKING AT THE CSU This summary provides an overview of systemwide benefits generally available to Physician (Unit 1) employees of the California State

More information

FRINGE BENEFITS 2014-2015

FRINGE BENEFITS 2014-2015 FRINGE BENEFITS 2014-2015 Traditional State of Texas fringe benefits are provided for eligible employees. All non-student employees, working at least half time for a full semester or a period of four and

More information

Your 2015 Health Care Selection Guide Survivor Benefit Applicants

Your 2015 Health Care Selection Guide Survivor Benefit Applicants Your 2015 Health Care Selection Guide Survivor Benefit Applicants 1-888-227-7877 www.strsoh.org Section 1: Welcome This mailing includes the following materials designed to assist you in selecting your

More information

MUNICIPALITY OF ANCHORAGE. Benefit and Retirement Plans For 2014 APDEA and IAFF. MOA Benefits Plan Book (Rev 12/20/2013) Page 1

MUNICIPALITY OF ANCHORAGE. Benefit and Retirement Plans For 2014 APDEA and IAFF. MOA Benefits Plan Book (Rev 12/20/2013) Page 1 MUNICIPALITY OF ANCHORAGE Benefit and Retirement Plans For 2014 APDEA and IAFF Page 1 Table of Contents 2014 Health Plan Summary...Error! Bookmark not defined. Opt-out Program FAQs... 4 2013 Premium Rate

More information

Your Retirement Plan A Member Handbook for Michigan s Public School Employees

Your Retirement Plan A Member Handbook for Michigan s Public School Employees Your Retirement Plan A Member Handbook for Michigan s Public School Employees Public School Employees Retirement System State of Michigan February 2015 About the Office of Retirement Services The Office

More information

BALTIMORE CITY PUBLIC SCHOOLS

BALTIMORE CITY PUBLIC SCHOOLS HEALTH BENEFITS AT A GLANCE BENEFITS - OVERVIEW City Schools offers a comprehensive benefits package that includes: Medical Dental Vision Prescription Life Insurance and Accidental Death & Dismemberment

More information

NCFlex Frequently Asked Questions

NCFlex Frequently Asked Questions NCFlex NCFlex Frequently Asked Questions BENEFITS How often can I go to the dentist for a routine cleaning/check-up? Twice a year. How do I know if a service is covered or not? Visit the NCFlex website

More information

Benefits Overview. For Full-Time Expatriate Employees of Carnegie Mellon University in International Locations

Benefits Overview. For Full-Time Expatriate Employees of Carnegie Mellon University in International Locations Benefits Overview For Full-Time Expatriate Employees of Carnegie Mellon University in International Locations An Overview of the Carnegie Mellon Benefits Program for Full-Time Expatriate Employees The

More information

Retirement PLANNING FOR. February 2015. Important Information for Employees of New York State

Retirement PLANNING FOR. February 2015. Important Information for Employees of New York State February 2015 Retirement PLANNING FOR Important Information for Employees of New York State Health Insurance Coverage and Related Benefits in Retirement New York State Department of Civil Service Employee

More information

Teachers and State Employees Retirement System (TSERS)

Teachers and State Employees Retirement System (TSERS) Teachers and State Employees Retirement System (TSERS) Revised July 2010 Disclaimer This presentation is based on current legislation and is subject to change without notice. This material is to be used

More information

EMPLOYEE BENEFITS. Permanent and Active full-time or 3/4-time* Employment Status.

EMPLOYEE BENEFITS. Permanent and Active full-time or 3/4-time* Employment Status. HEALTH & DENTAL CARE The City of Des Moines provides you with health and dental care options designed to help you and your family receive the best possible care. Benefits: Permanent and Active full-time

More information

SOUTH COLONIE CENTRAL SCHOOLS HEALTH INSURANCE REGULATIONS JULY 1, 2015

SOUTH COLONIE CENTRAL SCHOOLS HEALTH INSURANCE REGULATIONS JULY 1, 2015 SOUTH COLONIE CENTRAL SCHOOLS HEALTH INSURANCE REGULATIONS JULY 1, 2015 I. Types of Plans (availability is dependent upon employee bargaining unit contract) Blue Shield of Northeastern New York 907 Plan

More information

How To Get A Good Health Care Plan At Rochester General

How To Get A Good Health Care Plan At Rochester General Welcome to Rochester Regional Health! This online presentation on the Rochester General Health Benefits Program is designed to provide you an overview of the comprehensive benefits package Rochester Regional

More information

Duke University Benefits Overview: Exempt 2015

Duke University Benefits Overview: Exempt 2015 Duke University Benefits Overview: Exempt 2015 We are pleased to provide you with information about your benefits at Duke. Our organization is rich in heritage and is proud of its work. While your pay

More information

Flexible Spending Accounts

Flexible Spending Accounts Flexible Spending Accounts Bank on a Tax Break 2797 FRONTAGE ROAD, SUITE 2000 ROANOKE, VA 24017 800.815.3023, OPTION 4 www.cbiz.com Health Care Flexible Spending Account (FSA) Contributions You determine

More information

Frequently Asked Questions for HSAs (Health Savings Accounts)

Frequently Asked Questions for HSAs (Health Savings Accounts) Frequently Asked Questions for HSAs (Health Savings Accounts) (Rev July 2015) HOW A HEALTH SAVINGS ACCOUNT (HSA) WORKS Q: What is an HSA and how does it work? A: If you elect the PPO Plus HSA Plan (new

More information

HUMAN RESOURCES POLICY AND PROCEDURE TUITION PROGRAMS

HUMAN RESOURCES POLICY AND PROCEDURE TUITION PROGRAMS HUMAN RESOURCES POLICY AND PROCEDURE Revised Date 3/01/02 Page 1 of 6 Policy No. 3007 Revision No. 1 I. PURPOSE TUITION PROGRAMS To provide specified tuition benefits to employees, spouses, domestic partners

More information

Cash Balance Benefit Program: A Retirement Plan for Part-Time and Adjunct Educators

Cash Balance Benefit Program: A Retirement Plan for Part-Time and Adjunct Educators Cash Balance Benefit Program: A Retirement Plan for Part-Time and Adjunct Educators Table of Contents Choose a Plan That Works for You 4 Understand the Cash Balance Benefit Program 6 Evaluate the Experiences

More information

DEPENDENT ELIGIBILITY AND ENROLLMENT

DEPENDENT ELIGIBILITY AND ENROLLMENT Office of Employee Benefits Administrative Manual DEPENDENT ELIGIBILITY AND ENROLLMENT 230 INITIAL EFFECTIVE DATE: October 10, 2003 LATEST REVISION DATE: July 1, 2015 PURPOSE: To provide guidance in determining

More information

COUNTY OF KERN. HEALTH BENEFITS ELIGIBILITY POLICY for participants without Active Employee Medical Coverage. Rev 6/13

COUNTY OF KERN. HEALTH BENEFITS ELIGIBILITY POLICY for participants without Active Employee Medical Coverage. Rev 6/13 COUNTY OF KERN HEALTH BENEFITS ELIGIBILITY POLICY for participants without Active Employee Medical Coverage Rev 6/13 Date: June 2013 To: From: Kern County Health Benefits Plan Participants Kern County

More information

BENEFITS RETIREMENT HANDBOOK

BENEFITS RETIREMENT HANDBOOK The University of Houston BENEFITS RETIREMENT HANDBOOK Rev 10/07 UNIVERSITY OF HOUSTON BENEFITS RETIREMENT HANDBOOK TABLE OF CONTENTS SECTION I DEFINITION OF A RETIREE 3 SECTION II RETIREE INSURANCE BENEFITS

More information