Benefits Overview. For Full-Time Expatriate Employees of Carnegie Mellon University in International Locations

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Benefits Overview. For Full-Time Expatriate Employees of Carnegie Mellon University in International Locations"

Transcription

1 Benefits Overview For Full-Time Expatriate Employees of Carnegie Mellon University in International Locations

2 An Overview of the Carnegie Mellon Benefits Program for Full-Time Expatriate Employees The Carnegie Mellon benefits program for full-time expatriate employees includes: medical, prescription drug, dental and vision care; flexible spending accounts; shortand long-term disability coverage; and life and accidental death and dismemberment (AD&D) insurance for you and your eligible dependents. Benefits also include a university-paid retirement plan, with an optional employee-paid retirement savings plan; as well as, tuition benefits; an Employee Assistance Program (EAP); paid time off; and paid holidays. Mandatory benefits, also a part of the benefits package, include unemployment compensation, workers compensation and Social Security. This document provides an overview of the benefits available to Carnegie Mellon faculty, staff working outside the United States. Since this is an overview, it is not intended to modify in any way the plan documents or Summary Plan Descriptions that, in the case of any difference, will govern. Carnegie Mellon reserves the right to modify, amend, or terminate any or all of the provisions of these benefits upon appropriate action by the university. Carnegie Mellon will observe local employment laws covering benefits. Eligibiliy In order to be eligible for the benefits listed in this overview, you must be employed with Carnegie Mellon as an active, special faculty or staff member, working a minimum of 37.5 hours/week outside the United States. Eligibility for these benefits ends upon the termination of your international assignment. Dependent Eligibility employees may cover their eligible dependents in medical, prescription, dental, vision and life insurance benefits, as well as other benefit programs. Eligible dependents include: spouse or registered domestic partner, children up to age 26, and unmarried children who, upon attainment of age 26, were covered under the particular benefit and were disabled as defined by the insurance company. Documentation is required when adding dependents to your coverage. Domestic Partners The laws and customs of host countries may limit our ability to extend benefits to registered same- or opposite-sex domestic partners of Carnegie Mellon employees working outside the U.S. Domestic Partners residing in the United States while their partners are assigned overseas are entitled to the same benefits to which an employee s legally-married spouse would be entitled, except where U.S. federal regulations prohibit the provision of such benefits. Specific eligibility requirements for Domestic Partners are outlined on the Carnegie Mellon Benefits website: Pre-tax contributions reduce your U.S. taxes Since you will be paid on the university s U.S. payroll, many of your benefits (including health-related benefits) are offered pre-tax. The pre-tax design allows you to pay for your share of these benefits by using income before U.S. taxes are deducted, thus reducing your tax liability. In addition, any employee contributions to either a Health Care Flexible Spending Account or a Dependent Care Reimbursement Account are pre-tax salary reductions. You can also choose to direct part of your salary into a taxed-deferred supplemental retirement account. Options to fit your needs abroad The CIGNA Global Health Benefits Plan provides medical, prescription, vision and dental coverage geared to those employees on overseas assignments. For example, it includes medical evacuation coverage under defined conditions. Sun Life Financial administers the university s short and long-term disability programs, as well as the life and AD&D plans. Health Care Flexible Spending Accounts and Dependent Care Reimbursement Accounts are administered by BCC (Benefit Coordinators Corporation). Upon joining Carnegie Mellon, employees have the opportunity to select the benefits that best meet their needs. Thereafter (with the exception of a qualified family or life status change), employees may change their benefit selections on an annual basis during the Open Enrollment period. Preparing for a secure retirement Carnegie Mellon contributes to a tax-deferred retirement plan qualified under section 403(b) of the Internal Revenue Code for U.S. citizens and permanent residents, and to a 401(k) plan for non-u.s. citizens. The university contributes the equivalent of 8% of your monthly salary toward retirement for those employees with a 12-month appointment or 9.78% for those with a 9-month academic year appointment. Employee contributions are not required. Employees can make their own pre-tax or post-tax (Roth) contributions to a supplemental retirement plan. Employees decide how to invest the money contributed either by the university or themselves. Investment options are available in the 403(b) plans through TIAA-CREF or Vanguard, and Vanguard for the 401(k) plan. More information can be found on the Carnegie Mellon Benefits website: Time off All Carnegie Mellon employees observe designated paid holidays consistent with the host country. Expatriate staff members also accumulate Paid Time Off (PTO) to be used for vacation, illness or other personal needs. Special Faculty on international assignments receive 22 vacation days. Additional time is also provided to employees assigned overseas to accommodate travel needs. Learn more about your options For more information, see and refer to the Benefits Workbook for International Expatriate Employees. For further assistance, please contact the CMUWorks Service Center at or before you begin your international assignment, or anytime during your assignment.

3 Medical, Prescription Drug and Vision: CIGNA Global Health Benefits Plan InterGlobal International Health Plan (Qatar Campus only) Option 1 (excludes U.S. coverage) Option 2 (includes U.S. coverage) special faculty and staff on international assignment, their spouses/registered domestic partners & eligible child(ren) (whether living in the U.S. or abroad). If already employed by the university, first day of the month prior to the beginning of the international assignment. If newly hired at the university, first day of Carnegie Mellon and Employee, based on level of coverage. Plan covers medically necessary services and scheduled preventive benefits, as well as medical evacuation needs, translator services and other coordination services. Prescription drug and vision coverage is also included. New coverage election permitted within 30 days of first becoming eligible, during annual Open Enrollment period, or during the year if you experience a qualifying family or life status event. For more information about covered services and rates, see and refer to the Benefits Workbook for International Expatriate Employees. Dental: CIGNA Global Health Benefits Plan special faculty and staff on international assignment, their spouses/registered domestic partners & eligible child(ren) (whether living in the U.S. or abroad). If already employed by the university, first day of the month prior to the beginning of the international assignment. If newly hired at the university, first day of Carnegie Mellon and Employee, based on level of coverage. Plan includes 100% coverage of preventive care (not subject to deductible) and basic restorative care after deductible. It also provides an allowance for major restorative, prosthodontic and children s orthodontia after a deductible and co- insurance. New coverage election permitted within 30 days of first becoming eligible, during annual Open Enrollment period, or during the year if you experience a qualifying family or life status event. For more information about covered services and rates, see and refer to the Benefits Workbook for International Expatriate Employees. Benefits Overview for International Expatriate Employees Page 1

4 Health Care Flexible Spending Account (HCFSA): special faculty and staff, their spouses and child(ren) who may be claimed as dependents for federal income tax purposes. after the first day of Spending Accounts are administered by Benefit Coordinators Corporation (BCC). May contribute up to $2,500 USD per year pre-tax. Expenses may be incurred from January 1 December 31 of that calendar year, with a grace period until March 15 of the following year. Any balance not claimed by June 30 of the following year will be forfeited. Reimbursements made for certain medical, prescription, dental and vision expenses, including deductibles and co-insurances that are not covered by a benefit program. Over-the-counter medications and medical supplies as defined by the IRS are also covered. A claim form and accompanying documentation must be submitted to BCC. Due to U.S. tax regulations, expenses for Domestic Partners cannot be reimbursed through an HCFSA, unless the Domestic Partner is claimed as a dependent on the employee s federal tax return. Dependent Care Reimbursement Account (DCRA): Eligible dependents of benefits-eligible special faculty and staff who may be claimed for federal income tax purposes. after the first day of Spending Accounts are administered by Benefit Coordinators Corporation (BCC). May contribute up to $5,000 USD per year pre-tax. (This maximum is reduced by any other child care benefits you may receive.) Expenses may be incurred from January 1 December 31 of that calendar year. Any balance not claimed by June 30 of the following year will be forfeited. Reimbursements made for eligible dependent care expenses to permit employee and spouse to work, seek work or attend school. A claim form and accompanying documentation must be submitted to BCC. Benefits Overview for International Expatriate Employees Page 2

5 Life and AD&D Insurance: fulltime faculty, special faculty and coincident with or after the first day of Basic: Supplemental: Life and AD&D Insurance is provided through Sun Life Financial. Basic coverage of one times annual salary is provided at no cost to employee. Evidence of Insurability is not required for basic coverage. May limit coverage to $50,000 USD to avoid imputed income, if salary exceeds $50,000 USD. May also opt out of basic coverage. May purchase Supplemental Life Insurance in increments of one s annual salary (from one times to four times annual salary), up to maximum coverage of $1 million USD of combined Basic and Supplemental coverage. All levels of Supplemental coverage include an Accidental Death and Dismemberment feature, which pays up to a double benefit in certain circumstances. Medical Evidence of Insurability (EOI) is required if you purchase Supplemental Life Insurance of more than $500,000 USD. Enrollment after initial eligibility will require EOI for any level of coverage. Participation in Supplemental Insurance is required for participation in the Dependent Child or Spouse/Domestic Partner programs. Spouse/Domestic Partner Life Insurance: Spouse or registered domestic partner of benefits- eligible staff who carry Employee Supplemental Life Insurance. after the first day of employment or on date of marriage/ registration of partnership. Spouse/Domestic Partner Life Insurance is provided through Sun Life Financial. Coverage equal to 50% of one s Employee Supplemental Life Insurance may be purchased. Full-time benefits-eligible employees of Carnegie Mellon may not be covered under this Spouse/ Domestic Partner life insurance plan. part-time employees of Carnegie Mellon may be covered under their spouse s plan, but that person will then forfeit their basic life insurance and optional AD&D insurance benefits. Medical Evidence of Insurability (EOI) is required for coverage of more than $50,000 USD at initial eligibility. Enrollment after initial eligibility will require EOI for any level of coverage. Participation in Supplemental Insurance is required for participation in the Spouse/Domestic Partner program. Benefits Overview for International Expatriate Employees Page 3

6 Dependent Child Life Insurance: Eligible dependents of benefits-eligible staff who carry Employee Supplemental Life Insurance. after the first day of employment or on the dependent s date of birth. Dependent Child Life Insurance is provided through Sun Life Financial. Three levels of coverage: $2,500, $5,000 or $10,000 USD per child (cost covers all eligible children for the price). Medical Evidence of Insurability (EOI) is not required at initial eligibility. An increase in coverage or enrollment after initial eligibility requires EOI for any level of coverage. Participation in Supplemental Insurance is required for participation in the Dependent Child program. Short-Term Disability (STD): after the first day of Short-Term Disability is administered through Sun Life Financial. Provides 60% of pay for up to 25 weeks for temporary incapacity caused by non-work related illness, injury or pregnancy. Long-Term Disability (LTD): after the first day of Basic: Enhanced: Carnegie Mellon and Long-Term Disability is administered through Sun Life Financial. Provides 60% of base pay. Benefits payments begin after 6 months of total disability, which is covered under short-term disability or worker s compensation coverage, as appropriate. Optional enhanced coverage is the same as basic coverage, but also includes a 5% annual cost-of-living adjustment feature for up to 10 years. Maximum benefits duration based on age applies to both levels of coverage. Benefits Overview for International Expatriate Employees Page 4

7 Paid Parental Leave: full-time faculty. Upon hire with the approval of the Provost. Faculty member receives 100% of salary for one semester to care for a newborn or newly adopted child. The leave should occur within the first 12 months of the birth or adoptive placement of the child. Faculty member must be the primary caregiver, defined as receiving less than 30 hours per week (on average) of child care assistance during regular working hours. Business Travel Accident: Full-time faculty, Date of Employment. Up to $300,000 USD in event of accidental death, dismemberment or loss of sight when traveling on authorized University business away from campus. Benefits Overview for International Expatriate Employees Page 5

8 Tuition Benefits for Employees: Employees are not guaranteed admission to university academic programs; normal admissions procedures apply. Staff/Special Faculty: Must complete six months of benefitseligible employment on or before the first day of the full semester on the Pittsburgh campus. Faculty: Immediately for courses at For courses taken at an outside institution, must be employed on the first day of the full semester on the Pittsburgh campus. Carnegie Mellon and This benefit applies to undergraduate or graduate credit-bearing courses in degree or non-degree (not certificate) programs. Maximum of 2 courses at any one time per term. 100% tuition remission for courses at 50% tuition assistance for courses taken elsewhere. Graduate tuition benefits that exceed $5,250 USD in a calendar year are subject to IRS tax withholding. The first $5,250 USD in graduate tuition benefits per calendar year are tax- free. Undergraduate and Graduate level tuition benefits for courses taken at outside institutions are subject to state and local taxes. For additional information, including tax liability, please visit Tuition Benefits for Dependent Children: Dependent children are not guaranteed admission to university academic programs; normal admissions procedures apply. Eligible dependent children of benefits-eligible Staff/Special Faculty: Must complete five full years of service by: Fall Term-October 1 st Winter/Spring Term- February 1 st Summer Term-July 1 st Faculty: First full semester following date of Carnegie Mellon and Child must be accepted into and enrolled in an undergraduate program before age 30. Child must be naturally born to or legally adopted by the employee, and be properly claimed on the employee s federal income tax return as a dependent. Children attending another institution must be enrolled full time (except for the summer term). Children attending Carnegie Mellon are eligible for 100% undergraduate tuition remission for up to 8 semesters. Children of faculty attending another institution are eligible for up to 60%* of Carnegie Mellon s tuition for up to 8 semesters. Children of staff/special faculty attending another institution are eligible for up to $6,820 USD* per academic year (up to $3,410 USD* per semester) for up to 8 semesters. Tuition for children attending Carnegie Mellon is available to an unlimited number of children. Tuition for children attending another institution is available for up to two eligible children in a lifetime. *Benefit is subject to state and local taxes. For additional information, including tax liability, please visit Benefits Overview for International Expatriate Employees Page 6

9 Retirement Plan (University Contributions): Full-time faculty, after first day of 8% monthly salary contributed to self-directed account during each month in which an eligible salary is paid. (Contribution is 9.78% of monthly salary for employees with 9-month academic year appointments.) Upon eligibility, university contributions will automatically be invested in an age appropriate TIAA-CREF Lifecycle Fund. You may change this enrollment at any time. May direct contributions into investments offered at either TIAA-CREF and/or Vanguard. Note: Non-U.S. citizens receive university contributions to the 401(k) plan at Vanguard. 3-year vesting requirement. Prior service with another college or university may be recognized to meet this requirement. Supplemental Retirement Accounts (Employee Contributions): Full-time faculty, after first day of May contribute to a traditional or Roth account. May direct contributions to TIAA/CREF and/or selected Vanguard funds (401(k) is Vanguard only). Immediate vesting. Traditional: Pre-tax salary contributions, which lower taxes now. Contributions and earnings are taxable at retirement. Roth: Post-tax salary contributions. Contributions and earnings are not taxable at retirement. May contribute to either or both kinds of accounts, up to a combined maximum allowed by law, not to exceed annual salary. (The deferral contribution limit is $18,000 USD in 2015.) Those aged 50 and older may make additional pre-tax catchup contributions in addition to the applicable deferral limit. (The allowable catch-up contribution is $6,000 USD in 2015.) Rollovers from other employer plans permitted. Benefits Overview for International Expatriate Employees Page 7

10 Holidays: special faculty and staff assigned to international locations. Date of Employment. Fixed holidays are specific to the country in which the employee is based. The total number of holidays will not exceed 12 days per calendar year, and may consist of both fixed and floating holidays. Floating holidays that are not used within the calendar year will be lost. Time Off and Leaves: staff assigned to international locations. after first day of Carnegie Mellon provides full-time employees with time off and leaves as required under labor laws of each individual. Employee Assistance Program (EAP): Faculty, special faculty and staff assigned to an international location, their spouse/registered domestic partner and eligible dependent children living abroad. Date of Employment. The EAP is administered by LifeSolutions. Provides information, resources, and counseling on any work, life, personal, or family issue, at no cost. Support available 24 hours a day, 7 days a week, 365 days a year. Up to 5 sessions of counseling per issue, per year. WEBSITE: COMPANY CODE: cmuieap When ing, please include your name, company, country location, and the phone number where you can be reached. DIRECT DIAL/REVERSE CHARGE CALLING: For more information about the EAP, see Benefits Overview for International Expatriate Employees Page 8

11 U.S. Mandated Benefits: Unemployment Compensation All employees Date of employment Unemployment Compensation or insurance is a weekly benefit paid for a limited period of time to workers when they are out of work through no fault of their own. Workers Compensation All employees Date of employment Workers Compensation provides partial income replacement and payment of medical expenses to employees due to job-related accidents or occupational diseases. Social Security All employees Date of employment Carnegie Mellon and The Social Security federal program provides benefits to retired workers, to certain dependents of workers who have retired or died, and to disabled workers. To qualify for Social Security benefits, criteria must be met throughout your working lifetime. The amount of benefits a worker receives is based on one s earnings. Benefits Overview for International Expatriate Employees Page 9

12 Carnegie Mellon University does not discriminate in admission, employment, or administration of its programs or activities on the basis of race, color, national origin, sex, handicap or disability, age, sexual orientation, gender identity, religion, creed, ancestry, belief, veteran status, or genetic information. Furthermore, Carnegie Mellon University does not discriminate and is required not to discriminate in violation of federal, state, or local laws or executive orders. Inquiries concerning the application of and compliance with this statement should be directed to the vice president for campus affairs, Carnegie Mellon University, 5000 Forbes Avenue, Pittsburgh, PA 15213, telephone Carnegie Mellon University makes every effort to provide accessible programming and facilities to individuals with disabilities. To request this document in an alternative format, or to obtain information on university accessibility and accommodations, please contact the office of Disability Resources at Obtain general information about Carnegie Mellon University by calling Benefits and Compensation 5000 Forbes Ave Pittsburgh, PA Phone: (412) Web site: Revised 07/21/2015

Benefits Overview. For Full-Time Local Employees of Carnegie Mellon University in Australia

Benefits Overview. For Full-Time Local Employees of Carnegie Mellon University in Australia Benefits Overview For Full-Time Local Employees of Carnegie Mellon University in Australia An Overview of the Carnegie Mellon Benefits Program for Full-Time Local Employees in Australia Benefits offered

More information

Benefits Overview. For Full-Time Local Employees of Carnegie Mellon University in Rwanda

Benefits Overview. For Full-Time Local Employees of Carnegie Mellon University in Rwanda Benefits Overview For Full-Time Local Employees of Carnegie Mellon University in Rwanda An Overview of the Carnegie Mellon Benefits Program for Full-Time Local Employees in Rwanda Benefits offered to all

More information

your Benefits in Brief

your Benefits in Brief your Benefits in Brief Salaried and Non-Union Non-Exempt Employees of Kaiser Foundation Health Plan, Inc. and Kaiser Foundation Hospitals Northern California Kaiser Permanente is committed to providing

More information

2014 BENEFITS WORKBOOK FOR FULL-TIME LOCAL EMPLOYEES IN CMU-QATAR

2014 BENEFITS WORKBOOK FOR FULL-TIME LOCAL EMPLOYEES IN CMU-QATAR BENEFITS WORKBOOK 2014 BENEFITS WORKBOOK FOR FULL-TIME LOCAL EMPLOYEES IN CMU-QATAR For more information about 2014 benefits, go online to http://www.cmu.edu/hr/benefits. BENEFITS WORKBOOK Disclaimer This

More information

your Benefits in Brief

your Benefits in Brief your Benefits in Brief Southern California Employees: Non-Union Non-Exempt Salaried Salaried Patient Care Providers For Employees of Kaiser Foundation Hospitals, Kaiser Foundation Health Plan, Inc., KP

More information

U.S. Employees. Supporting You and Your Family Employee Benefits. Overview 2015

U.S. Employees. Supporting You and Your Family Employee Benefits. Overview 2015 U.S. Employees Supporting You and Your Family Employee Benefits Overview 2015 Welcome to AECOM where you ll have the opportunity to work with some of the best and brightest minds in our industry. Your

More information

St. Louis Community College Summary of Insurance Benefits Effective June 1, 2013

St. Louis Community College Summary of Insurance Benefits Effective June 1, 2013 St. Louis Community College Summary of Insurance Benefits Effective June 1, 2013 Employees are eligible to enroll on the first day of employment and coverage becomes effective on the date the enrollment

More information

Benefits Summary for UAB Employees www.uab.edu/benefits

Benefits Summary for UAB Employees www.uab.edu/benefits Benefits Summary for UAB www.uab.edu/benefits HUMAN RESOURCE MANAGEMENT Health Care, Dental, and Vision Plans For new employees, coverage under UAB s group health care, dental, or vision plans will begin

More information

OUR EMPLOYEE BENEFITS

OUR EMPLOYEE BENEFITS Regular, full-time employees of Pearl Carroll & Associates LLC are eligible for a comprehensive benefits program designed to make the job more rewarding and to protect the well-being of our employees and

More information

EMPLOYEE BENEFITS PROGRAM

EMPLOYEE BENEFITS PROGRAM EMPLOYEE BENEFITS PROGRAM YOUR HEALTH. YOUR LIFE. YOUR FUTURE. 2014 CRC s benefit plans and programs are designed to provide you and your family with the protection you need today and the opportunity to

More information

Insurance and Other Benefits

Insurance and Other Benefits Insurance and Other Benefits Original Implementation: Unpublished Last Revision: January 27, 2015 Employee insurance and benefits include the following: Benefits-eligible employees are offered a basic

More information

BENEFITS ELIGIBILITY

BENEFITS ELIGIBILITY BENEFITS ELIGIBILITY ITEM WHEN ELIGIBLE WHO IS ELIGIBLE DESCRIPTION Health and Dental Only Insurance Choice of health plans and access to high quality providers. Each plan offers health, dental, prescription

More information

2011 Benefit Summary for Administrative Staff

2011 Benefit Summary for Administrative Staff 2011 Benefit Summary for Administrative Staff ND BENEFITS PROGRAM The offers a flexible benefits program, which allows you to make individual benefits selections based on your own needs. You will be making

More information

Should you have any questions pertaining to any of the content, please contact the Benefits team at HRBenefits@rochestergeneral.org or 922-1100.

Should you have any questions pertaining to any of the content, please contact the Benefits team at HRBenefits@rochestergeneral.org or 922-1100. Welcome to Rochester Regional Health! This online presentation on the Rochester General Health Benefits Program is designed to provide you an overview of the comprehensive benefits package Rochester Regional

More information

Joy Doyle, Career Development Personal Finance Series 301, 2/25/14

Joy Doyle, Career Development Personal Finance Series 301, 2/25/14 Joy Doyle, Career Development Personal Finance Series 301, 2/25/14 Bring on the Benefits what to know about your offer Soft Offer Initial offering of the job Hard offer Email and/or letter that reiterates

More information

BENEFITS SUMMARY. Academic Support (Unit 4)

BENEFITS SUMMARY. Academic Support (Unit 4) BENEFITS SUMMARY Academic Support (Unit 4) THE BENEFITS OF WORKING AT THE CSU This summary provides an overview of systemwide benefits generally available to Academic Support (Unit 4) employees of the

More information

Summary. of Benefits. for salaried employees. January 1, 2014

Summary. of Benefits. for salaried employees. January 1, 2014 Summary of Benefits for salaried employees January 1, 2014 Wherever you are in your career just starting out or a seasoned professional your benefits represent an important part of your overall compensation.

More information

2015 PHI Employee Benefit Programs. An Equal Employment Opportunity/Affirmative Action Employer

2015 PHI Employee Benefit Programs. An Equal Employment Opportunity/Affirmative Action Employer 2015 PHI Employee Benefit Programs An Equal Employment Opportunity/Affirmative Action Employer ELIGIBILITY Eligibility to participate or enroll in the following PHI-sponsored benefit plans is limited to

More information

Resident Physicians. Southern California Region. For prospective employees

Resident Physicians. Southern California Region. For prospective employees Resident Physicians Southern California Region For prospective employees 2015 Kaiser Permanente is committed to providing its employees with a competitive total compensation package that includes more

More information

Duke University Health System Benefits Overview: Exempt 2015

Duke University Health System Benefits Overview: Exempt 2015 Duke University Health System Benefits Overview: Exempt 2015 We are pleased to provide you with information about your benefits at Duke. Our organization is rich in heritage and is proud of its work. While

More information

BENEFITS SUMMARY. Physicians (Unit 1)

BENEFITS SUMMARY. Physicians (Unit 1) BENEFITS SUMMARY Physicians (Unit 1) THE BENEFITS OF WORKING AT THE CSU This summary provides an overview of systemwide benefits generally available to Physician (Unit 1) employees of the California State

More information

For people who bring it all. Every day.

For people who bring it all. Every day. For people who bring it all. Every day. All of us at UnitedHealth Group are bound by more than our mission and our culture. While we re each one of a kind, we share an incredible enthusiasm for living.

More information

your Benefits in Brief American Federation of Nurses-United Healthcare Workers

your Benefits in Brief American Federation of Nurses-United Healthcare Workers your Benefits in Brief American Federation of Nurses-United Healthcare Workers Southern California June 2007 The information presented here is a brief summary of the benefits in effect when this booklet

More information

Benefits Programs. For New Full-time Academic and Staff Employees

Benefits Programs. For New Full-time Academic and Staff Employees Benefits Programs For New Full-time Academic and Staff Employees Welcome Indiana University s leadership and advances in professional, medical, and technological education and new frontiers in the arts

More information

Employee Benefits. 2014 Early New Faculty Orientation 1

Employee Benefits. 2014 Early New Faculty Orientation 1 Employee Benefits 2014 Early New Faculty Orientation 1 Employee Benefits Insurance Retirement Benefits and Perks 2014 Early New Faculty Orientation 2 Employee Benefits People First You have 60 days from

More information

MONTANA TECH EMPLOYEE BENEFITS

MONTANA TECH EMPLOYEE BENEFITS MONTANA TECH EMPLOYEE BENEFITS The following is a summary explanation of the payroll deductions and fringe benefits provided to eligible employees of Montana Tech. A. REQUIRED DEDUCTIONS 1. F.I.C.A. (SOCIAL

More information

BENEFITS AND OTHER INFORMATION FOR ADMINISTRATIVE SALARIED EMPLOYEES

BENEFITS AND OTHER INFORMATION FOR ADMINISTRATIVE SALARIED EMPLOYEES BENEFITS AND OTHER INFORMATION FOR ADMINISTRATIVE SALARIED EMPLOYEES 2014 TABLE OF CONTENTS Page Introduction Purpose 3 Eligibility 3 Certifying Spouses, Domestic Partners, and Eligible Dependents 3 Benefit

More information

Duke University Benefits Overview: Exempt 2015

Duke University Benefits Overview: Exempt 2015 Duke University Benefits Overview: Exempt 2015 We are pleased to provide you with information about your benefits at Duke. Our organization is rich in heritage and is proud of its work. While your pay

More information

Regis University Page 1 Revised 05/01/2011 W:\HR\Benefits\Employee Communications

Regis University Page 1 Revised 05/01/2011 W:\HR\Benefits\Employee Communications BENEFITS OVERVIEW At Regis University, we know that benefits are important to an employee s financial security and sense of well-being. Regis University is pleased to offer employees a competitive benefits

More information

A Guide to Long Term Disability Benefits

A Guide to Long Term Disability Benefits A Guide to Long Term Disability Benefits The University of Maine System is proud to offer a Long Term Disability (LTD) plan to eligible employees. Long term disability is defined as a severe illness or

More information

Employee Benefits Frequently Asked Questions

Employee Benefits Frequently Asked Questions Employee Benefits Frequently Asked Questions USA Health & Dental Plan 1. When will my medical/dental coverage be effective if I am a new employee? If your employment begins on the first day of the calendar

More information

1100.1 Eligibility Requirements for Rensselaer s Benefit Plans. Purpose To establish the eligibility requirements for Rensselaer s benefit plans.

1100.1 Eligibility Requirements for Rensselaer s Benefit Plans. Purpose To establish the eligibility requirements for Rensselaer s benefit plans. 1100.1 Eligibility Requirements for Rensselaer s Benefit Plans Purpose To establish the eligibility requirements for Rensselaer s benefit plans. Definitions Accidental Death and Dismemberment refers to

More information

RIVERSIDE TRANSIT AGENCY FULL-TIME ADMINISTRATIVE EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015

RIVERSIDE TRANSIT AGENCY FULL-TIME ADMINISTRATIVE EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015 RIVERSIDE TRANSIT AGENCY FULL-TIME ADMINISTRATIVE EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015 Riverside Transit Agency (RTA) is extremely proud of the package of benefits available to you. The benefits

More information

The Benefits of Bb BE @ BLACKBOARD

The Benefits of Bb BE @ BLACKBOARD The Benefits of Bb www.blackboard.com/careers BE @ BLACKBOARD The passion for education and the drive to make a difference are at the core of what makes Blackboard a great place to work. Blackboard fosters

More information

It's Your Fund - Your Money - Your Choice You can earn up to $2,400 per year

It's Your Fund - Your Money - Your Choice You can earn up to $2,400 per year UFCW Local 1776 and Participating Employers Health and Welfare Fund 3031 B Walton Road, Plymouth Meeting, PA 19462 Phone (610) 941-9400 Fax (610) 941-5325 www.ufcw1776benefitfunds.org fund@1776funds.org

More information

Health & Wellness. Major Medical Insurance. Vision Insurance. Sick Time. VHBWell Program. Domestic Partnership Benefit.

Health & Wellness. Major Medical Insurance. Vision Insurance. Sick Time. VHBWell Program. Domestic Partnership Benefit. Employee Benefits Health & Wellness VHB recognizes that health and wellness are important to employees. We offer high quality, affordable medical, dental and vision insurance. Resources such as the VHBWell

More information

IX. EMPLOYEE BENEFITS PROGRAM for US and Expatriate Staff (paid in US dollars) The following benefits reflect the core offerings for eligible staff:

IX. EMPLOYEE BENEFITS PROGRAM for US and Expatriate Staff (paid in US dollars) The following benefits reflect the core offerings for eligible staff: IX. EMPLOYEE BENEFITS PROGRAM for US and Expatriate Staff (paid in US dollars) A. POLICY AURA provides a suite of employee benefits as a basic offering to all employees. Each Center will provide employee

More information

July 2007. Executive

July 2007. Executive July 2007 Executive The BENEFITS Benefits of Working at the CSU This summary of executive perquisites, relocation benefits, and general benefits provides an overview of systemwide benefits generally available

More information

PITTSBURGH BOARD OF EDUCATION BENEFIT PLANS SUMMARY 2013

PITTSBURGH BOARD OF EDUCATION BENEFIT PLANS SUMMARY 2013 PITTSBURGH BOARD OF EDUCATION BENEFIT PLANS SUMMARY 2013 SECTION I: SECTION II: SECTION III: HEALTH INSURANCE INFORMATION DENTAL INSURANCE INFORMATION LIFE INSURANCE COVERAGE ACCIDENTAL DEATH & DISMEMBERMENT

More information

Duke University Health System Benefits Overview: Non-Exempt 2015

Duke University Health System Benefits Overview: Non-Exempt 2015 Duke University Health System Benefits Overview: Non-Exempt 2015 We are pleased to provide you with information about your benefits at Duke. Our organization is rich in heritage and is proud of its work.

More information

Employee Benefit Summary

Employee Benefit Summary National Heritage Academies offers exceptional benefits as part of a Total Rewards package designed to meet the specific needs of educators. We are committed to the over 43,000 students we serve and to

More information

Shell Oil Company. 2013 US Summary of Benefits

Shell Oil Company. 2013 US Summary of Benefits Shell Oil Company 2013 US Summary of Benefits The information presented in this document is a high level overview of benefits offered to eligible regular full-time and regular part-time Shell and Motiva

More information

Executives. Benefits. Summary. The California State University

Executives. Benefits. Summary. The California State University Executives Benefits Summary The California State University January 2006 The Benefits of Working at the CSU This summary of executive perquisites, relocation benefits, and general benefits provides an

More information

FULL-TIME FACULTY BENEFITS OVERVIEW 2014-15

FULL-TIME FACULTY BENEFITS OVERVIEW 2014-15 FULL-TIME FACULTY BENEFITS OVERVIEW 2014-15 This document is designed to provide a brief overview of the benefits offered to full-time faculty members at Augustana College. Full-time faculty teach 21 or

More information

M&T Bank offers a CDHP that combines traditional medical coverage with a health savings account feature that provides certain tax benefits.

M&T Bank offers a CDHP that combines traditional medical coverage with a health savings account feature that provides certain tax benefits. Benefits Overview M&T Bank understands how important benefits are to you and your family. The benefit plans are designed to meet the varying benefit needs of each employee. Since benefits are a significant

More information

IEEE BENEFITS SUMMARY

IEEE BENEFITS SUMMARY IEEE BENEFITS SUMMARY January 2009 DEFINED CONTRIBUTION RETIREMENT PLAN ELIGIBILITY All regular full-time and part-time employees are eligible on their date of hire. CONTRIBUTIONS All contributions are

More information

Here is a brief summary of some of the benefits that Duke offers:

Here is a brief summary of some of the benefits that Duke offers: Duke University Benefits Overview: Non-Exempt 2015 We are pleased to provide you with information about your benefits at Duke. Our organization is rich in heritage and is proud of its work. While your

More information

AURA/Gemini Observatory- Northern Operations Center 2013 Employee Benefit Program Summary

AURA/Gemini Observatory- Northern Operations Center 2013 Employee Benefit Program Summary AURA/Gemini Observatory- Northern Operations Center 2013 Employee Benefit Program Summary Table of Contents Medical Insurance 3, 4 Roth Annuity 403(b) 8 Dental Insurance 4 Tuition Assistance 8 Flexible

More information

Benefits Summary for UAB Hospital Management LLC Employees www.uab.edu/benefits

Benefits Summary for UAB Hospital Management LLC Employees www.uab.edu/benefits Benefits Summary for UAB Hospital Management LLC www.uab.edu/benefits HUMAN RESOURCE MANAGEMENT Health Care, Dental, and Vision Plans For new employees, coverage under UAB s group health care, dental,

More information

Human Resources. Benefits. at a Glance

Human Resources. Benefits. at a Glance Human Resources Benefits at a Glance 2015 2016 The information in this guide is only a summary of plan benefits and Haverford College s policies and is not intended to be a complete description. More details

More information

Your Special Blend. Rewarding Our Partners

Your Special Blend. Rewarding Our Partners Your Special Blend Rewarding Our Partners Opportunity To make your own path and succeed. If you want the opportunity to make meaningful connections and have an impact every day, become a partner and work

More information

We recognize that employees are our greatest asset and take pride in offering a highly competitive, comprehensive & affordable benefits plan.

We recognize that employees are our greatest asset and take pride in offering a highly competitive, comprehensive & affordable benefits plan. It s About You All We recognize that employees are our greatest asset and take pride in offering a highly competitive, comprehensive & affordable benefits plan. We recognize that employees are our greatest

More information

Insurance and Perks 1

Insurance and Perks 1 Insurance and Perks 1 People First Responsibilities include, but are not limited to: Process Enrollments of State Benefits Process Qualifying Status Changes (QSC) Verification of dependent eligibility

More information

THE CITY OF RALEIGH, NORTH CAROLINA

THE CITY OF RALEIGH, NORTH CAROLINA THE CITY OF RALEIGH, NORTH CAROLINA 6716 Six Forks Road RALEIGH, NORTH CAROLINA 27615 919-996-3385 POLICE OFFICER The Raleigh Police Department is seeking responsible and dedicated individuals who are

More information

UNIVERSITY OF WISCONSIN-MADISON / UW MEDICAL FOUNDATION 2015 PHYSICIAN BENEFITS SUMMARY

UNIVERSITY OF WISCONSIN-MADISON / UW MEDICAL FOUNDATION 2015 PHYSICIAN BENEFITS SUMMARY Eligibility 50% - 100% appointment: UW-Madison Full benefits Full benefits unless otherwise indicated 21% - 49% appointment: UW-Madison Full benefits with higher premiums Physician Retirement Plan only

More information

Welcome to HealthcareSource!

Welcome to HealthcareSource! Employee Benefits Summary 2015 Welcome to HealthcareSource! Beyond building great talent management software for the healthcare industry, we know our employees are our most valuable assets. We ve created

More information

Florida State University Summary of Benefits. Benefit Description Cost Effective Date Eligibility Enrollment

Florida State University Summary of Benefits. Benefit Description Cost Effective Date Eligibility Enrollment Sick Leave Accrued paid time off for illness, injury, or appointments with health care providers for the employee or the employee's immediate family member. Each pay period the employee accrues 4 hours.

More information

Shell Oil Company. 2014 US Summary of Benefits

Shell Oil Company. 2014 US Summary of Benefits Shell Oil Company 2014 US Summary of Benefits The information presented in this document is a high level overview of benefits offered to eligible regular full-time and regular part-time Shell and Motiva

More information

CHI Mercy Medical Center revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness

CHI Mercy Medical Center revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness CHI Mercy Medical Center revised as of 1/1/15 CHI Benefits at a Glance CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace.

More information

About Your Benefits 1

About Your Benefits 1 About Your Benefits 1 BENEFIT HIGHLIGHTS Your Benefits. Provide Immediate Eligibility for You and Your Family As a Full-time or Part-time Employee, you are eligible for coverage under most benefits on

More information

Your Total Rewards as Part of the SABIC Family

Your Total Rewards as Part of the SABIC Family Your Total Rewards as Part of the SABIC Family Thinking about Joining SABIC? There are many rewards to becoming a member of the SABIC team rewards that go well beyond your paycheck! At SABIC, we pride

More information

BENEFITS SUMMARY Resident & Fellow Trainees

BENEFITS SUMMARY Resident & Fellow Trainees BENEFITS SUMMARY Resident & Fellow Trainees Rev. 04/08 University of Wisconsin Hospital and Clinics Authority (UWHC) Human Resources Benefits Office HR Benefits Satellite Office 635 Science Drive, Suite

More information

Employee Benefits Summary February 2015

Employee Benefits Summary February 2015 Employee Benefits Summary February 2015 The information provided herein is a summary for full-time employees and should not be construed as part of any provider contract. Possession of this summary does

More information

Your HP U.S. Benefits Program STRETCH.STRIVE.SUCCEED.

Your HP U.S. Benefits Program STRETCH.STRIVE.SUCCEED. Your HP U.S. Benefits Program STRETCH.STRIVE.SUCCEED. HP is a company unlike any other. At HP, we re famous for inventing, engineering, and delivering technology solutions that drive business value, create

More information

Benefits Highlights. Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits.

Benefits Highlights. Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits. Benefits Highlights Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits HC Option 5 GE Benefits: Adding value beyond your paycheck The Company

More information

CHI Franciscan Health revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness

CHI Franciscan Health revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness CHI Franciscan Health revised as of 1/1/15 CHI Benefits at a Glance CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace.

More information

your health. your life. your future.

your health. your life. your future. 2015 EMPLOYEE BENEFITS PROGRAM oxylink@oxy.com Ben efit with Oxy your health. your life. your future. Occidental Petroleum Corporation Benefit Plans at a Glance Oxy s benefit plans and programs are designed

More information

Tier II: Providers and HPN/Geisinger. After Deductible 80% - Ancillary Services (x-rays, labs) (of Professional Allowance) After Deductible

Tier II: Providers and HPN/Geisinger. After Deductible 80% - Ancillary Services (x-rays, labs) (of Professional Allowance) After Deductible Health Insurance Third-Party Administrator: Geisinger Health Plan Coverage: *Begins the first month after benefit eligibility Deductibles *Dependent children covered to age 26 Annual, calendar year deductibles

More information

2014 BENEFITS HIGHLIGHTS

2014 BENEFITS HIGHLIGHTS 2014 BENEFITS HIGHLIGHTS Your Life. Live Well. At Allergan, benefits are designed to support your health and your retirement goals, and to protect your income and the welfare of your family. In combination,

More information

Salaried Employees. Hawaii Region

Salaried Employees. Hawaii Region Salaried Employees Hawaii Region Kaiser Permanente is committed to providing its employees with a competitive total compensation package that includes more than just a paycheck. This comprehensive package

More information

Brandeis University Office of Human Resources Benefits Section MS 118 781-736-4468

Brandeis University Office of Human Resources Benefits Section MS 118 781-736-4468 Brandeis University Office of Human Resources Benefits Section MS 118 781-736-4468 Family and Medical Leave Policy for Faculty Brandeis University has adopted the following leave policy for faculty members

More information

TIAA 2015 Benefits AT A GLANCE

TIAA 2015 Benefits AT A GLANCE TIAA 2015 Benefits AT A GLANCE TIAA is committed to making financial well-being possible for its clients, and the company is equally committed to the well-being of its employees. That s why we offer a

More information

Employee Benefits. Your

Employee Benefits. Your Your Employee Benefits for employees hired after 1/1/2006 Revised 1/1/2015 Medical Insurance Dental Insurance Vision Insurance Life Insurance Accident Insurance Disability Insurance Flexible Spending Accounts

More information

GRADUATE HEALTH AND IMMUNIZATION GUIDE

GRADUATE HEALTH AND IMMUNIZATION GUIDE GRADUATE HEALTH AND IMMUNIZATION GUIDE 1 HEALTH SERVICES CHECKLIST Immunization Form due (one time requirement): Fall Semester 2015 June 30, 2015 Spring Semester 2016 October 31, 2015 Summer Semester 2016

More information

Faculty and Professional Staff Benefits Overview

Faculty and Professional Staff Benefits Overview Faculty and Professional Staff Benefits Overview University Benefits Website Updated: January 2016 Benefits Program Design The benefit program is designed to be sustainable, equitable, and flexible. Four

More information

ACE Advantage at a Glance ACE Center & ACE Club. Achieve

ACE Advantage at a Glance ACE Center & ACE Club. Achieve ACE Advantage at a Glance ACE Center & ACE Club Achieve ACE Advantage at a Glance ACE Center & ACE Club At ACE, we boast a strong, talented workforce featuring individuals who are among the best and brightest

More information

THE MOUNT SINAI MEDICAL CENTER BENEFITS AT-A-GLANCE 2013

THE MOUNT SINAI MEDICAL CENTER BENEFITS AT-A-GLANCE 2013 THE MOUNT SINAI MEDICAL CENTER BENEFITS AT-A-GLANCE 2013 BENEFLEX Medical Prescription Drug Dental Vision Employee Life Insurance Dependent Life Insurance Accidental Death & Dismemberment Disability Plans

More information

2015 Benefits Summary

2015 Benefits Summary 2015 Benefits Summary University of North Carolina Health Care System UNC Health Care is committed to offering a competitive benefits program for UNC Health Care employees. Our benefits options extend

More information

Benefits Summary Sheet

Benefits Summary Sheet Human Resources Management 1000 E. Victoria Street WH C-495 Carson, CA 90747 (310) 243-3771 FAX (310) 516-3595 http://www.csudh.edu/human_res/benefits.htm Benefits Summary Sheet Important!!! Please read

More information

New Employee Benefits Orientation Guide

New Employee Benefits Orientation Guide 2016 Full-time Employees New Employee Benefits Orientation Guide Benefits coverage for our greatest assets. Welcome Citizens proudly offers a comprehensive benefit package for you and your eligible dependents

More information

2011 DI Care International Benefits Guide

2011 DI Care International Benefits Guide US Expats 2011 DI Care International Benefits Guide BUILDING ON 60 YEARS OF INNOVATION AND TRUST Providing support of U.S. national security and foreign policy objectives, delivering support solutions

More information

SIMNSA Health Plan & Other Benefits Summary of Coverage For Salaried TEAM Members Effective January 1, 2016

SIMNSA Health Plan & Other Benefits Summary of Coverage For Salaried TEAM Members Effective January 1, 2016 SIMNSA Health Plan & Other Benefits Summary of Coverage For Salaried TEAM Members Effective January 1, 2016 This Summary of Coverage contains only the highlights of the employee welfare benefit plans available

More information

Benefits Highlights. Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits.

Benefits Highlights. Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits. Benefits Highlights Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits HC Core 5A GE Benefits: Adding value beyond your paycheck The Company

More information

2016 Benefits at a Glance FULL-TIME EMPLOYEES

2016 Benefits at a Glance FULL-TIME EMPLOYEES 2016 Benefits at a Glance Important Note CNA Benefits at a Glance provides highlights of the employee benefit programs available to you as a CNA employee. Neither this document nor Company policies and

More information

2015 Benefits at a Glance PART-TIME EMPLOYEES

2015 Benefits at a Glance PART-TIME EMPLOYEES 2015 Benefits at a Glance Important Note CNA Benefits at a Glance provides highlights of the employee benefit programs available to you as a CNA employee. Neither this document nor Company policies and

More information

Benefits Highlights. Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits

Benefits Highlights. Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits Benefits Highlights Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits GE Benefits: Adding value beyond your paycheck The Company offers a wide

More information

PROFESSIONAL-TECHNICAL EMPLOYEE BENEFITS SUMMARY Updated June 2015

PROFESSIONAL-TECHNICAL EMPLOYEE BENEFITS SUMMARY Updated June 2015 PROFESSIONAL-TECHNICAL EMPLOYEE BENEFITS SUMMARY Updated Pro-Tech employees receive a comprehensive benefits package consistent with the terms of their Collective Bargaining Agreement. The following summarizes

More information

Benefits At A Glance. July 1, 2012 - June 30, 2013. Eligibility. Our Plan Year. ADP s Enrollment Module. Benefit Programs.

Benefits At A Glance. July 1, 2012 - June 30, 2013. Eligibility. Our Plan Year. ADP s Enrollment Module. Benefit Programs. Benefits At A Glance July 1, 2012 - June 30, 2013 ERCOT is committed to assisting employees in maintaining a healthy, productive lifestyle for themselves and their families. We are proud to offer employees

More information

Employee Benefits. from. I felt rewarded for my efforts. Take Advantage of Competitive Benefits WEALTH ACCUMULATION. 401(k) Plan

Employee Benefits. from. I felt rewarded for my efforts. Take Advantage of Competitive Benefits WEALTH ACCUMULATION. 401(k) Plan day from one I felt rewarded for my efforts. Employee Benefits Take Advantage of Competitive Benefits At Fifth Third Bank, we want to create an environment where you will want to stay and build your career.

More information

HEALTH, DENTAL, VISION, FLEXIBLE BENEFITS, LIFE AND DISABILITY INSURANCE

HEALTH, DENTAL, VISION, FLEXIBLE BENEFITS, LIFE AND DISABILITY INSURANCE Benefits at VHQC VHQC is pleased to offer what we believe is one of the most comprehensive benefits programs in the Richmond-employer marketplace. The following is a brief description of the benefits available

More information

BENEFITS AT A GLANCE 2013

BENEFITS AT A GLANCE 2013 BENEFITS AT A GLANCE 2013 Your 2013 Benefits -- At a Glance Benefits Cafeteria Plan Cafeteria Plan Funding with Base Plan provides $750 ($62.50/month). Cafeteria Plan Funding with Accelerated Plan provides

More information

restrictions do apply in calculating the maximum amount that may be tax-deferred. Contributions are invested with TIAA-CREF.

restrictions do apply in calculating the maximum amount that may be tax-deferred. Contributions are invested with TIAA-CREF. Comprehensive Benefits Summary for Faculty 2015 2016 Regular Appointments of Half-Time (.5 FTE*) or More Retirement Employee/Employer Matching Contributions - The University s 403b retirement plan is one

More information

UNIVERSITY POLICE BENEFITS SUMMARY

UNIVERSITY POLICE BENEFITS SUMMARY UNIVERSITY POLICE BENEFITS SUMMARY Medical Insurance Bradley University offers an Exclusive Provider Organization (EPO) and a Qualified High Deductible Health Plan (QHDHP) with two network options. The

More information

Deadline 11/30/2013 Medical Plan BC/BS PPO Plan 1 Dental Plan EBS Benefit Solutions

Deadline 11/30/2013 Medical Plan BC/BS PPO Plan 1 Dental Plan EBS Benefit Solutions Employee Name: Date of birth: 2014 Carrols Corporation Employee Benefits Open Enrollment Form Only Complete if you are changing or adding benefits Effective Date: EmpID/POS ID 01/01/2014 Complete Address:

More information

Employee Benefits. An Overview for Staff

Employee Benefits. An Overview for Staff Employee Benefits An Overview for Staff Learning Objectives This presentation is not all inclusive and contains only general information as of Spring 2015. This summary should not be considered as a replacement

More information

Summary of Employee Benefits Full-time Regular Employees

Summary of Employee Benefits Full-time Regular Employees Tooele City s Benefit Package It s About Your Health Your Lifestyle and Your Future! Summary of Employee Benefits Full-time Regular Employees Your benefit package is a large component of your total compensation

More information

Summary Plan Description for Eaton Employees

Summary Plan Description for Eaton Employees EatonBenefits.com Summary Plan Description Effective January 1, 2015 Health and Insurance Benefits Summary Plan Description for Eaton Employees EATON EMPLOYEE BENEFIT PLANS OVERVIEW This Summary Plan Description

More information

Section III. Benefits

Section III. Benefits Section III. Benefits A. Benefit Eligibility Employees are entitled to all benefits required by law. The following applies to additional benefits provided by the College to regular employees and to employees

More information