Lone Star College-North Harris Educational Talent Search

Transcription

1 Lone Star College-North Harris Educational Talent Search Free Application for Federal Student Aid (FAFSA) Seminar for Students & Parents January 12, 2013

2 Welcome Introduction of Educational Talent Search Staff What is Talent Search? What I should know about Financial Aid (video) What is FAFSA (video) Overview of what Parents & Students should know about FAFSA Intermission & Evaluation Breakout Sessions Students in DTEC 104 Parents in DTEC 107 Conclusion *

3 Brian R. Flores Program Director Bachelor of Science (B.S.) & Masters in Education (M.Ed.) In education for 22 years Elementary, Middle School & High School teacher: Victoria, Texas, Austin, Texas & Houston, Texas Elementary School Principal: Houston, Texas Middle School Principal: Houston, Texas Director of EAGLE Academy servicing 6 high schools: Houston, Texas District Special Education Coordinator: Houston, Texas Independent Consultant: Austin, Texas & Houston, Texas Kacie Osorio Program Coordinator Bachelor of Social Work (BSW) & Masters of Arts in Educational Counseling (MA) Pupil Personnel Services Credential (PPS) In education for 6.5 years High School Education Counselor, San Diego CA: Scripps Ranch HS 4 years Financial Aid Counselor at high school 3 years worked in at-risk (Level 12) group home with boys between the ages of 8-14 years old as counseling staff Maria Gonzalez Department Assistant Secretarial Certificate from Houston Community College In education for 9 years Elementary School (Principal s Secretary): Houston, Texas Middle School Secretary (Principal s Secretary): Houston, Texas Texas Department of Human Services (Human Resources Department): Houston, Texas Texas Workers Compensation Commission (Administrative Assistant): Houston, Texas *

4 The Talent Search program identifies and assists individuals from underrepresented backgrounds who have the potential & desire to succeed in higher education. The Talent Search team helps raise aspirations for college, navigate the admissions process and ease the initial transition to college for eligible students that have critically unmet needs in an effort to maximize their educational potential and higher education completion. Talent Search focuses on 3 middle schools (Wells, Klein & Wunderlich) and 3 high schools (Nimitz, Westfield & Klein Forest) *

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7 * Presented by: Kacie Osorio, MA Program Coordinator, TRiO/ETS

8 What is financial aid? The FAFSA- What? What are the costs? How can I save? Terms to know!!! Types of Financial Aid *

9 FREE Application for Federal Student Aid (FAFSA) * Applying for the FAFSA typically equates to when you hear about people applying for financial aid * Application for different types of financial aid * The form needs to be updated and submitted each year * Online application (almost exclusively now, especially for renewals) *

10 Item TUITION ROOM AND BOARD BOOKS AND SCHOOL SUPPLIES FEES EQUIPMENT AND ROOM MATERIAL TRAVEL AND MISC. Description Cost of taking a course varies ( Cost of lodging and food vairies ( for estimated cost $1,122 (average 09-10) 4year Book bags, notebooks, pens, pencils, paper, folders, test paper Activity fee, parking decal, ect. Computer, lamps, microwave, sheets, refrigerator, ect. Going home, clothing, cell phone, getting sick *

11 * The average annual tuition and fees range from * $8,244 for in-state at a public school * $20,770 per year for out-of-state students * $28,500 at a private college * Represent the largest component of your total annual cost HOW TO SAVE: * Scholarships!! which don t have to be paid back. * Automatically be eligible for some scholarships offered by the schools you get accepted by * Consider going to an in-state or two-year school for a couple of years and then transferring * Get your degree from your dream school at half the price. *

12 * Depends on where you live and what school you go to * Public schools average $8,887 per year * Private schools average $10,089 per year * These prices are for dorms on campus * choose to live in a Greek house, an off-campus apartment * to really save money, living at home HOW TO SAVE: * Live in a dorm your freshman year, probably have to buy a meal plan * After freshman year you might want to ditch the meal plan it s often cheaper to buy inexpensive food on own *

13 * Average yearly cost of books for college students is $1,200 * Could pay more if a science major * these classes of have expensive textbooks updated each year * Could pay less if an English major * paperback novels bought for a few bucks. HOW TO SAVE: * Renting textbooks or buying used textbooks * websites or campus book store (ecampus.com, Chegg.com or BookRenter.com) * Downloading books or novels * Gutenberg.org * Key: sell back your textbooks to the bookstore (or put them for sale online) at the end of the semester to recoup some cost * Some companies ( Dell and Apple) offer discounts to students * Microsoft offers a student edition for Office software, which is less than the standard version. Check for education discounts on other software, such as Adobe Acrobat. *

14 TRANSPORTATION * on campus spends about $1,082 per year * Next to nothing if family lives right near the university, to thousands of dollars if fly home * CAR: Gas, maintenance and possibly parking, or pay by the hour How to Save: * Shop for flights months in advance and do it on a Tuesday afternoon * Save on gas with GasBuddy.com * Regular maintenance OTHER, ECT.laundry to cell phone service to entertainment * Plan on spending average of $2,000 per year * New students may face startup expenses How to save: * Create a budget * Lower cell phone bill * family plans, negotiating with provider, cutting back on unnecessary features, and going with the base model plan or even pay-perminute plan * Take advantage of every free form of entertainment that there is at your school *

15 ENTERTAINMENT SUPPLIES TUTION FINANCIAL AID ROOM AND BOARD BOOKS TRANSPORTION

16 TERMS TO KNOW: * Cost of Attendance (COA) includes tuition, Room & Board, Books, Transportation, Supplies, Personal Expenses and other Student Fees * Expected Family Contribution (EFC) - the amount that you and your family are expected to contribute as determined by your personal information * Financial Aid Eligibility - the determined amount of "need for financial aid, which the college will attempt to meet with grants, loans, and Federal Work Study COA - EFC = Financial Aid Eligibility *

17 TAFSA (Texas Application For Student Aid) TEXAS grants (Towards Excellence, Access, & Success) TPEG/for Continuing Education ( Texas Public Grant) TEOG (Texas Educational Opportunity Grant) *

18 GRANTS DO NOT HAVE TO PAY BACK GIFT-AID FREE MONEY for college, community, family, ect. SCHOLARSHIPS based on your area of study or merit, such as good grades, high test scores, athletic, musical or other special talents, community service, and sometimes financial need LOANS MUST REPAY YOUR LOANS, WITH INTEREST BORROWED!!! WORK STUDY Federal and College funded let you earn money in certain jobs on or off campus to help pay for your education.

19 * GRANTS PELL GRANT

20 * GRANTS SEOG

21 * GRANTS WORK STUDY

22 * TEXAS Grant Initial (Towards Excellence, Access, & Success) * Need Based students who completed college-pre in HS * Award amount not to exceed $2400 per year * Must be enrolled in at least 9 or more hours/units * Schools you have applied and been accepted to have application * TEXAS Grant Renewal * end of first year student must be meeting school's Satisfactory Academic Progress(SAP) requirements and meet other qualifications * Texas Public Education Grant (TPEG) * Texas Public Education Grant (TPEG) for Continuing Education * Texas Educational Opportunity Grant (TEOG) * GRANTS

23 What are scholarships? Need- based or Merit- based monetary gi,s Awarded by various bodies, including state, colleges, federal gov t, public and private organiza<ons as well as individuals What are the criteria for awarding scholarships? Varies, depends on donor Program of Study Talent, Specialized skills Are scholarships the same as grants? Free money, yes Grants are need- based, Scholarships can be need- based or merit- based Scholarships have individual applica<ons * SCHOLARSHIPS

24 How much are scholarships worth & which should I apply for? * Various amounts available * Scholarships offering small amounts of money tend to be less competitive and less time-consuming to apply. * Since students can receive multiple scholarships, smaller scholarships can be combined so that their total can meet or exceed that of so-called larger scholarships. * Yes! Remember that there are literally thousands of scholarships available -- needbased and merit-based, large and small. * Every student, including you, is probably eligible for some kind of scholarship. Am I eligible??? * Students are strongly encouraged to spend at least as much time seeking and applying for scholarships as they do seeking and applying for college. * SCHOLARSHIPS

25 SUBSIDIZED * The government pays your interest as long as you are in school halftime (6 units for undergraduates and 4 units for graduates) * Federal Gov t Pays for your interest while you re in school * Repayment typically begins 6 months when you drop to less than half time status or finish school UNSUBSIDIZED * Similar to regular loans, you borrow and YOU pay interest from time loan is dispersed until loan is paid off in full * Repayment schedule is worked out between lender and borrower * LOANS

26 YOU should apply! No age limit Admissions Residency Status: TX residents YES! Non-TX residents YES! Citizenship Status: U.S. Citizens YES! Eligible Non-Citizens YES! *

27 * * * * * * * * Frequently-Asked-Questions-About-the-FAFSA.cfm * * Phone: (800) * Phone: (512) (For hearing or speech impaired customers.) * Fax: (512) * cust.assist@tgslc.org * Monday - Thursday, 8 a.m. to 6 p.m. Central Time * Friday, 8 a.m. to 5 p.m. Central Time

28 * Apply for your FAFSA Pin # * Prepare your required documents * APPLY for the FREE APPLICATION for FEDERAL STUDENT AID!!! * Apply Early!!! NO LATER THAN APRIL FOR STATE LOANS & GRANTS!!!! * Complete Tax Returns! * Wait to receive and review your Student Aid Report (SAR) * Make any necessary corrections and submit any additional documents * Wait for Financial Award Packages from schools you applied * Understand your loans and grants!!! * Decide what school you want to attend. Accept or decline the school s financial aid package Check in with your college of interest Financial Aid Dept. * * Renew each year!

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