1 contact us Phone: Fax: Web: University of Houston-Clear Lake Office of Student Financial Aid Student Services and Classroom Bldg Bay Area Boulevard, Houston, Texas UHCL Pearland Campus 1200 Pearland Parkway, Pearland, Texas Office Hours: Fall/Spring: 9 a.m. 7 p.m. Monday Thursday 8 a.m. 5 p.m. Friday Summer: 9 a.m. 6 p.m. Monday Thursday 8 a.m. 12 p.m. Friday Title IV Federal School Code: FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION The choice is clear. Online Resources UHCL Office of Financial Aid - UHCL Scholarship Information - Free Application for Federal Student Aid - FAFSA Personal Identification Number - Direct Loan electronic Master Promissory Note - Visit our website right now, using your smartphone QR code reader.
2 How To Apply for financial aid A college education is one of the most important investments you and your family can make. You will be expected to contribute as much as you can (income, savings, and other assets) to help meet your college expenses. Financial aid will help you make up the difference and achieve your goal of a degree. The Office of Student Financial Aid is here to help. The Free Application for Federal Student Aid (FAFSA) serves as the application for all federal, state, and University of Houston-Clear Lake need-based financial aid programs as well as some non-need-based programs. file by march 1 UHCL recommends that students file the FAFSA no later than March 1 to be considered for the most need-based aid and to ensure the results reach us by our March 15 priority deadline. If necessary, families can use estimated financial information on the FAFSA, rather than data from a completed federal tax return, in order to meet the first-priority deadline. Please note that some financial aid is limited and is awarded on a firstcome, first-served basis. FAFSA on the Web Filing on is the fastest and most efficient way. The student (and parent of a dependent undergraduate student) should use a federal Personal Identification Number (PIN) to sign the FAFSA electronically. You (and your parent(s), if applicable) can apply for a PIN at We recommend that students and parents use the IRS Data Retrieval when completing the FAFSA. This tool will help ensure your information is accurate. It saves time, too! If you prefer, a paper FAFSA can be obtained by calling the Federal Student Aid Information Center at FEDAID ( ). Our federal school code number is and must be listed on your FAFSA for UHCL to receive the results.
3 Your Award The Office of Student Financial Aid at UHCL will send you an (to your UHCL account) to let you know your award is ready. You can then log into E-Services to view and accept your financial aid. Some types of financial aid (e.g., grants or scholarships) will show on your online award letter as both offered and accepted. Other types of financial aid (e.g., loans or work-study) will show on your online award letter as offered only. You will then accept, reduce, or decline these awards. After You Apply The federal processor puts the data reported on your FAFSA through a formula called the Federal Methodology and sends the results known as the Expected Family Contribution (EFC) to UHCL. Your EFC will be shown on your Student Aid Report (SAR). The difference between the cost and your EFC is your financial need. The federal processor uses several edits to test the accuracy of the data reported on your FAFSA. The federal processor flags some students for verification. If your application is selected, you may be asked to provide the following: Copy of your and/or your spouse s or parents Federal Income Tax Transcript W2 forms for you and/or your spouse or parents Verification Worksheet Satisfactory Academic Progress All students receiving financial aid are required by federal regulations to meet satisfactory academic progress (SAP) guidelines as defined by our office. Our definition of SAP includes the following three components: Minimum cumulative GPA Minimum credit hours earned per year Maximum time frame to complete your degree undergraduate students must: Maintain a 2.0 GPA Successfully complete 75 percent of all attempted coursework Complete their degree within 171 hours (including transfer hours) Graduate students must: If you have not previously borrowed a Federal Direct Stafford loan, you must complete a Direct Loan electronic Master Promissory Note (empn) at First-time borrowers will also need to complete Entrance Loan counseling at Your loan will disburse approximately one week before the semester begins. We will: Verify enrollment (students must be enrolled at least half-time to receive loan funds) Approve your loan funds for disbursement, along with any other financial aid The UHCL Cashier s Office will apply the funds directly to your student account. Any tuition and fees owed on the student account will be deducted from the financial aid disbursement. UHCL processes all student refunds through Higher One. Students will receive a UHCL OneCard in the mail when they register for classes. It is important to activate the card, choosing one of three refund preferences (debit card, ACH transfer to existing bank account, or paper check). If the financial aid disbursed to a student account creates a credit balance, students may charge books and supplies to their student accounts in the UHCL Bookstore. The cashier s office will refund any credit balance beginning the first week of classes. Maintain a 3.0 GPA Successfully complete 75 percent of all attempted coursework Complete their degree within 54 credit hours Students who do not meet the minimum requirements outlined above may appeal and complete an academic plan to have their financial aid reinstated. The SAP appeal form can be found online at under Online Forms and Services. Please consult the catalog for additional information regarding SAP.
4 Costs Scholarships The cost of attendance is a comprehensive budget. It consists of tuition and fees, room and board allowances, books, transportation, and personal expenses. Of these components, the expenses directly owed to UHCL include tuition and fees. Your award package in E-Services will show your budgeted cost of attendance for the academic year. The cost listed below is an example of the cost of attendance for a student attending full-time for the academic year. Undergraduate Resident Tuition/Fees* (12 hours per semester) $5,456 Room/Board $8,354 Books/Supplies $1,050 Misc./Transportation $6,378 TOTAL (Texas residents) $21,238 Graduate Resident Tuition/Fees* (9 hours per semester) $7,060 Room/Board $8,354 Books/Supplies $1,050 Misc./Transportation $6,378 TOTAL (Texas residents) $22,842 * Expenses paid directly to UHCL. Based on tuition and fees. An updated schedule of tuition and fees can be found at automatic scholarships just for good grades. no application. NO hassle. NO kidding. Your admissions application is your Automatic Transfer Scholarship application. New undergraduate resident students and non-resident undergraduate students transferring from another Texas institution will automatically be considered for our Automatic Transfer Scholarship when they apply for admission. Our Automatic Transfer Scholarship is an opportunity available for undergraduate students who are eligible to pay in-state tuition or for non-resident undergraduate students transferring from another Texas higher education institution (who have not previously attended UHCL). Your admissions application is your scholarship application. Your scholarship status will automatically be determined upon receipt of your completed admissions application and official college transcript(s) by the Office of Admissions. Please promptly submit all admission documents for consideration. Eligible students must: Be newly admitted to UHCL Have a transfer GPA of 2.75 or higher (on a 4.0 scale) Enroll in at least nine credit hours each semester to receive the award Students with transfer GPA s of 3.0 to 4.0 will be awarded $1,000 to be paid at $500 per semester for two consecutive long semesters (i.e., fall/spring). This amount is renewable for two additional semesters provided cumulative GPA is at least 3.0 and 18 credit hours have been earned. Students with transfer GPA s of 2.75 to 2.99 will be awarded $800, paid at $400 per semester for two consecutive long semesters (e.g., fall/spring). This amount is renewable for two additional semesters provided cumulative GPA is at least 2.75 and 18 credit hours have been earned. Dollars for Scholars applicants must be new degree-seeking, graduate students (may be resident or non-resident) or new degree-seeking non-resident undergraduate students who have not attended UHCL previously. New graduate students may be previous UHCL undergraduates. Students must enroll in at least six credit hours each semester to receive the award. Dollars for Scholars Application Instructions 1. Go to and follow the Dollars for Scholars link 2. Read instructions provided online, then click the STARS link to begin your application 3. Complete entire STARS application and click Apply Now at the end If you are receiving an outside scholarship, the notice can be faxed or mailed to our office to the attention of Outside Agency Scholarships. Checks can be mailed to our office and should include the student s full name and UHCL ID number. If the check is co-payable, please endorse it before sending it to us. We normally divide the award evenly between fall and spring semesters unless otherwise directed by the scholarship provider. Once here, students may complete STARS online (our scholarship application for current/continuing students) each February to be considered for scholarships for the next academic year. The online application can be accessed at and is available each year from the first weekday in February through the last weekday in February. New students who do not qualify for the opportunity outlined above may apply for our Dollars for Scholars Scholarship. You can begin the Dollars for Scholars process before you are accepted at UHCL.
5 Loans Loans are the most common type of financial aid used by students and are considered self-help aid because they must be repaid. There are various steps required if you choose to borrow a student loan. This section lists the most common loans offered to students. If this is your first student loan, you will also need to complete Entrance Loan Counseling at If you completed a Direct Loan empn in a prior year and had loan funds disbursed to you in that year, you will not need to sign the empn again. When you graduate, or if you withdraw from school or attend less than half-time, you will be required to complete Exit Loan Counseling at 2. Federal Perkins Loan Some students will have a Federal Perkins Loan offered as part of their award packages. If you are awarded the Federal Perkins Loan and would like to accept the loan, you must accept the award in E-Services and complete an Electronic Federal Perkins Master Promissory Note. Additionally, you must complete Perkins Entrance Loan counseling. Estimated Direct Loan Repayment Amounts, by Type of Repayment Plan and Debt Amounts. 1 (Use this table for loans disbursed on or after July 1, 2006.) 1. Federal Subsidized and Unsubsidized Stafford Loans Degree-seeking students are eligible to borrow a Federal Direct Stafford Loan. Undergraduate students showing financial need are awarded subsidized loans. For all subsidized loans, the U.S. Department of Education pays the interest while the borrower is in school and during grace or deferment periods. Federal Direct Stafford Loans will enter repayment following a six-month grace period. There are different repayment plans available to meet different needs. The U.S. Department of Education has many repayment calculators online. In addition, the chart to the right shows examples of some Stafford Loan repayment plans. Under certain circumstances, borrowers can receive periods of deferment or forbearance that allow them to postpone loan repayment. A deferment is a period of time during which no payments are required and interest does not accrue (except on unsubsidized loans). To qualify for a deferment, borrowers must meet specific eligibility requirements. The most common loan deferment conditions are enrollment in school at least half-time, inability to find full-time employment, and economic hardship. 3. Additional Loan Resources If you need additional financial assistance beyond the loan(s) offered to you as part of our normal awarding process, the parent of a dependent student may apply for a Federal Direct PLUS Loan. Or you may apply for a private alternative loan. Most private alternative loans do require a creditworthy applicant or co-signer for the loan to be approved. Graduate students have the option of applying for a Graduate Direct PLUS loan in their own name or may also apply for a private alternative loan. Initial Debt When You Entered Repayment Per Month Standard Extended 2,3 Total Per Month (fixed) Total Graduated Per Total Per Month 4 Month Income Contingent 5,6 Income = $15,000 Single 3, ,471 Not Available 25 5, ,939 5, ,905 Not Available 40 7, ,912 5, ,595 Not Available 43 8, ,903 7, ,357 Not Available 59 10, ,868 10, ,500 Not Available 83 15, ,815 15, ,714 Not Available , ,685 18, ,548 Not Available , ,992 23, ,762 Not Available , ,141 30, ,429 Not Available , ,340 40, , , , ,005 46, , , , ,084 50, , , , ,153 60, , , , ,219 70, , , , ,721 80, , , , ,721 90,000 1, , , , , ,000 1, , , , , ,000 1, , , , , ,000 1, , , , , ,000 1, , ,101 1, , , ,500 1, , ,050 1, , ,721 Total Unsubsidized loans are awarded to students who demonstrate no financial need as well as all graduate students. For these loan funds, the borrower is responsible for all interest. Undergraduate loans may be all subsidized, all unsubsidized, or a combination. Forbearance also can be granted for a period of time when borrowers cannot meet their repayment schedule but are not eligible for a deferment. Forbearance occurs when the lender agrees to either temporarily reduce or postpone student loan payments. Interest continues to accrue during forbearance. Your loan eligibility will be calculated when your award package is completed. In E-Services, you will be able to accept, reduce, or decline the loan(s) offered to you. If you have not previously borrowed a Federal Direct Stafford Loan, you will also need to complete a Direct Loan electronic Master Promissory Note (empn) at For more information about deferment or forbearance options, please contact your lender. When you enter into an agreement to receive a student loan, you are agreeing that we share your personal information with the National Student Loan Data System (NSLDS). This database is accessible by guaranty agencies and other higher education institutions. Security for the database is maintained through the U.S. Department of Education. 1 The payments were estimated using the fixed interest rate of 6.80% for loans made to students on or after July 1, This repayment plan is available to borrowers who had no outstanding balance on a Direct Loan on Oct. 7, 1998, or on the date the borrower obtained a Direct Loan on or after Oct. 7, 1998, and if the borrower has an outstanding Direct Loan balance that exceeds $30, These amounts are fixed, rounded to the nearest dollar, and calculated based on a 25-year repayment term. 4 This is your beginning payment, which may increase during a 10-year repayment term. 5 Assumes a 5% annual income growth (U.S. Census Bureau). 6 The estimated payments were calculated using the formula requirements in effect during HOH is Head of Household; assumes a family size of two. * Oher options may be available. Contact your lender for additional information.
6 Grants Grants are awarded based on financial need and do not have to be repaid. Eligibility for the Federal Pell Grant is determined by the federal government based on the results of the FAFSA. The Federal Supplemental Educational Opportunity Grant (SEOG) is a federal grant targeted toward Pell recipients. Pell grants and SEOG grants These grants are disbursed approximately 7 days prior to school starting. However, final awards are based on your census date enrollment. If you drop or add classes after disbursements, your Pell Grant may be revised. TEACH GRANT The Teacher Education Assistance for College and Higher Education Grant Program (TEACH) provides non-need-based grants to students who intend to teach in a high-need field in a public or private elementary or secondary school that serves students from low-income families. If you fail to complete this service obligation, all amounts of the TEACH Grants that you received will be converted to a Federal Direct Unsubsidized Stafford Loan. You must then repay this loan to the U.S. Department of Education. texas grants These are available to students who transfer to UHCL no more than 12 months after receiving their associate s degree from a school in Texas and enroll to earn a bachelor s degree. Also, students who qualified for the award prior to transferring to UHCL may be awarded a renewal Texas Grant. If you had a Texas Grant prior to enrolling at UHCL, please let us know so we can verify your eligibility and make the renewal award to you. other grants awarded at UHCL include Texas Public Education Grants (TPEG) and Resident Undergraduate and Resident Graduate Student Assistance Grants. These grants are awarded based on the results of the FAFSA. more details Further information about federal financial aid can be found online at More information about Texas financial aid can be found at Students from other states should consult with their state of residence about applicable financial aid. work study Work study is a great opportunity for a student to work and earn money. Eligibility to participate in either Federal or State Work Study is determined by our office and is based on the results of your FAFSA. If you are offered work study as part of your award package, it is important that you accept the award in E-Services. up to 20 hours per week During periods of enrollment, students are limited to 20 hours of work per week. Students are not allowed to work during scheduled class times. Students may work up to 40 hours per week during periods of non-enrollment (e.g., winter break). Students may earn up to the awarded amount each semester. Work study students are paid on a biweekly schedule. Veteran s Benefits Students must adhere to the following requirements to be considered for Veteran s Affairs benefits under chapters 30, 31, 34, 35, 1606, 1607, and active duty personnel. Complete a UHCL application for benefits Be accepted for admission with a Candidate Plan of Study on file If you are the veteran and are: Transferring from another school, you must complete a change of schools form ( ). Applying for your education benefits for the first time, you must complete a first-time application form ( ). Veteran ONLY Submit Discharge Form DD214, Member 4 copy Submit military transcripts If you are the spouse or child of a veteran and benefits have been transferred to you and you are: Transferring from another school, you must complete a change of schools form ( ). Applying for your education benefits for the first time, you must complete a first-time application form ( e). If you are receiving Chapter 35 benefits and you are: Transferring your benefits from another school, you must complete a change of schools form ( ). Applying for your education benefits for the first time, you must complete a first-time application form ( ). If you are receiving Chapter 33 benefits, you must present a benefit letter from the Veteran s Affairs Regional Office to the Office of Student Financial Aid. You can contact that office at (888) If you are receiving Chapter 31 (Vocational Rehabilitation) benefits, you must visit your representative at the local Veteran s Affairs office to begin the application process. VETERAN STUDENTS CONCURRENTLY ATTENDING OTHER SCHOOLS If you are concurrently attending another school, you must submit a fee statement and course schedule from the other school so that a parent institution letter can be sent to the secondary school. Hazlewood Benefits Hazlewood benefits provide an education benefit to honorably discharged or separated Texas veterans or to qualified dependent children. Hazlewood waives all tuition and fees, excluding student service fees, parking, and graduation fees. The Legacy Act allows veterans eligible for the Hazlewood Act to transfer unused Hazlewood hours to an eligible child. Eligible children are: The stepchild, biological, or adopted child of the veteran, or claimed as a dependant on the veteran s federal income tax return A resident of Texas Maintaining satisfactory progress 25 years of age or younger, unless the child provides documentation from a physician indicating he or she suffered from a severe illness or other debilitating condition, which prevented the child from using the exemption before the age of 25. Please see the application or contact the Office of Student Financial Aid for more information. To use Hazlewood benefits, you must complete an application (available online at Hazlewood application must be submitted by the census date each semester.
7 Withdrawing from School FAQs When will I get my financial aid? Students may officially withdraw on E-services. When a student withdraws prior to completing 60 percent of the term, they have not earned all of their federal financial aid. As a result, a Return of Title IV Funds calculation must be performed. We are required to return the lesser of the unearned portion of federal aid or of the total institutional charges (tuition and fees, housing charges, etc.) billed to the student. Funds which may need to be returned if you withdraw: Unsubsidized Direct Stafford Loans Subsidized Direct Stafford Loans Perkins Loans PLUS Loans Pell Grants Supplemental Educational Opportunity Grants (SEOG) TEACH Grants The unearned portion of aid is returned to the Federal Direct Student Loan program or other federal aid program. For example, if a student completes only 20 percent of the term, then he or she has failed to earn 80 percent of the federal financial aid that was disbursed, or could have been disbursed, prior to the withdrawal. If the return of the funds creates a balance due on the student account, the student will be responsible to pay the balance on their UHCL student account. Also, students who receive all F or a combination of F and WX or WQ grades are considered to be unofficial withdrawals. These grades do not confirm attendance or participation in the entire semester in any class, so a Return of Title IV Funds calculation must be performed. Students should contact the Office of Student Financial Aid prior to withdrawing to discuss implications caused by withdrawing. Each semester, the Office of Student Financial Aid begins disbursing financial aid to students accounts about a week before classes begin. The cashier s office posts the disbursements and deducts any tuition and fees owed. If the financial aid disbursed creates a credit balance, students may charge books and supplies to their student account in the UHCL Bookstore. The Cashier s Office will process refunds to students with financial aid credit balances the first week of classes. All refunds are processed through Higher One. If you have not done so, please activate your UHCL OneCard prior to the first day of classes. Will my financial aid be renewed each year? Financial aid is not automatically renewed or guaranteed. You must reapply for financial aid each year by completing the FAFSA or Renewal FAFSA, preferably by March 1. Who do I contact for financial aid questions? You can contact our office by phone or to get help with any general questions. It is important to know that each student is assigned a financial aid counselor based on the first letter of their last name. This information is kept up to date on our website, Office Information. Is financial aid available for students who want to study abroad? In addition, students should complete our electronic scholarship application (STARS) each February. Students with renewable scholarships, such as Automatic Transfer Scholarships, must meet the criteria to have their scholarships renewed. how will the Office of financial aid notify me in the future? We communicate with students primarily through UHCL accounts. Students should regularly check this account, or set it up to forward to another preferred account. The following notifications will be sent via Requests for additional information Notices of scholarship deadlines and opportunities Award notices Disbursement notices Award revisions Required consumer disclosure information Students may qualify for financial aid to help pay for the costs of an approved study abroad program. These courses count towards your enrollment for financial aid purposes. If you plan to study abroad, please schedule a meeting with our office. When you come in, please bring a copy of the cost estimates for your study abroad program. We will use this to ensure your award can be adjusted to take into account the increased costs of study abroad. A limited number of grants are available to UHCL students studying abroad. The International Education Funding Application is available online at Who do I contact with other questions? For other questions about the university, the Student Assistance Center (SAC) is the best place to start. The SAC can be reached at or Students wishing to receive a paper copy of all notifications must submit their request in writing to: Office of Student Financial Aid Attn: Executive Director of Financial Aid, Box Bay Area Blvd. Houston, TX 77058
8 Student s Rights & Responsibilities As a financial aid recipient, you have a right to: Expect that your eligibility for financial aid be determined in an equitable manner consistent with federal regulations and university policies Be considered for those programs for which you qualify as long as funds are available Receive information about how your financial aid eligibility was determined Obtain full information about financial aid programs and pertinent regulations, policies, and procedures Expect notification of your financial aid offer and any adjustments to it Expect that your financial records, your parents financial records, and your award information be kept confidential in accordance with the Family Educational Rights & Privacy Act (FERPA) Receive information about your student loan debt burden Receive information regarding monthly and total repayment options available as well as debt management strategies As a financial aid recipient, you are responsible for: Supplying complete and accurate information on which we base your eligibility for aid Using the aid offered for educationally related expenses as defined in the estimated student expenses Completing entrance counseling before you receive your first loan disbursement Reporting additional resources of financial assistance such as scholarship awards Maintaining eligibility for financial aid by continuing the same enrollment level throughout the term Seeing a financial aid counselor if you withdraw from school Federal Perkins Loan recipients must also complete an exit interview with the Cashier s Office Maintaining satisfactory academic progress Reporting any change in your status: You are responsible for informing the university and Direct Loans of changes in your name, address, social security number and graduation date Completing exit counseling to receive information regarding loan repayment when you graduate, withdraw, or attend the university less than half-time Repaying any loan you receive Reporting any portion of grants and scholarships that exceed tuition, fees, books, and supplies as taxable income when filing your tax return Being aware of your obligations and rights Important Reminders: Apply for scholarships Gather required documentation Submit FAFSA form Complete any necessary loan counseling Verify award disbursements in E-Services Activate UHCL OneCard Maintain satisfactory academic progress
The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION HOW TO APPLY FOR FINANCIAL AID The Free Application for Federal Student Aid (FAFSA) serves as the application for all federal, state
CONTACT US FIN ANCIAL INF O C A N H E R E FO R S Phone: 281-283-2480 Fax: 281-283-2502 E-mail: email@example.com Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid
THE SOLUTION CENTER Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID 2016-2017 //////////////////////////////////////////////////////////////////////////////////////// 1 The
Fees and Financial Aid Student Costs and Student Fees All fees and all policies governing the refund of fees are subject to change by the Board of Regents, State of Iowa. Current information on tuition,
2014-2015 Financial Aid/Veterans Handbook Welcome to Joliet Junior College.This handbook will help you understand what aid is available, your award letter and the policies of the Financial Aid/Veterans
2015 2016 FINANCIAL AID Handbook alverno.edu Dear Student, Welcome to the Alverno College Financial Aid Office! You will find our staff is dedicated to helping you meet the expenses associated with achieving
2014-2015 MSSU FINANCIAL AID HANDBOOK INTRODUCTION Thank you for your interest in the financial aid programs at Missouri Southern State University. This handbook describes various sources of federal Title
APPLYING FOR FINANCIAL ASSISTANCE The Office of Financial Aid is dedicated to responding to the needs of our students. We are committed to assisting our students achieve their educational goals by providing
Office of Financial Aid (OFA) Frequently Asked Questions Who should apply for Financial Aid? The USD OFA recommends that every eligible* student apply for financial aid. Even if you believe you won t qualify
Racer Aid Murray State University Financial Aid Guide for Families Work-study provides students the opportunity to work while going to school. Numerous offices on campus offer employment opportunities.
FINANCIAL AID OVERVIEW 1 FAFSA PROCESS Students must complete a Free Application for Federal Student Aid (FAFSA) to apply for federal and some state aid www.fafsa.gov FAFSA application must be completed
2015-2016 Your Guide To Financial Aid The Solution Center is available to assist all students regarding financial aid, registration, student records, and billing inquires. The Solution Center University
FINANCIAL AID AWARD GUIDE 2013-2014 csudh.edu/financialaid Division of Enrollment Management and Student Affairs What You Need To Do To Receive Your Financial Aid Steps to review your financial aid award
Financial Aid Award Information 2016 17 We are pleased to provide this brochure, along with your financial aid Award for the 2016 17 academic year. This booklet contains important information about your
Glossary of Financial Aid Terms Accrued Interest --- interest that has accumulated on the unpaid balance of a loan. Adjusted Gross Income (AGI) gross income minus deductions. This figure appears on IRS
University of Illinois at Springfield Office of Financial Assistance Student Guide University of Illinois at Springfield Office of Financial Assistance, University Hall, One University Plaza, MS UHB 1015
Your Guide to Financial Aid www.umassd.edu/financialaid Table of Contents 2 Determining Your Financial Aid Eligibility 4 Your Financial Aid Award 5 Grants, Scholarships & Waivers 6 Federal Work-Study &
Terms and Conditions Governing Student Financial Aid LSCS Financial Aid Departments Cy-Fair Kingwood Montgomery North Harris Tomball University Park 9191 Barker Cypress Road Cypress, Texas 77433 2000 Kingwood
Types of Aid A-State Online Financial Aid Policies Arkansas State University Financial aid in the form of the below, grants and loans, are processed for degree-seeking A-State Online participants in the
The Financial Aid Application Process and Frequently Asked Questions Step 1 - To apply for financial aid, a student must complete the Free Application for Federal Student Aid (FAFSA) each year. Students
Monmouth University believes that financing a student s education should be a cooperative effort between the student and the institution. To that end, the staff of the Financial Aid Office is available
FINANCIAL AID AWARD GUIDE 2014-2015 csudh.edu/financialaid Division of Enrollment Management and Student Affairs What You Need To Do To Receive Your Financial Aid Steps to review your financial aid award
Frequently Asked Questions 1. How and when to apply for Financial Aid? To apply for financial aid at Northark, you should: Submit the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov Complete
Financial Aid Consumer Information In accordance with federal regulations set forth by the Higher Education Act of 1965, as amended, NCE provides this Student Disclosures Schedule as means to disseminate
Financial Aid Guide Adelphi University Office of Student Financial Services One South Avenue P.O. Box 701 Garden City, NY 11530-0701 Phone: 516.877.3080 Fax: 516.877.3380 For the ninth straight year, Adelphi
Welcome to Joliet Junior College. This handbook will help you understand what aid is available, your award letter and the policies of the Financial Aid Office. Your award is based on the information you
2015-16 Academic Year Financial Aid & Scholarships Office This Award Notification Guide is your resource for understanding the types of financial aid offered and action required to accept your aid award,
FINANCIAL AID OVERVIEW 1 FAFSA PROCESS Students must complete a Free Application for Federal Student Aid (FAFSA) to apply for federal and some state aid www.fafsa.gov FAFSA application must be completed
Find yourself here Application Eligibility Helpful Hints Rights & Responsibilities Verification Academic Progress Dependent/Independent Status Y O U R G U I D E T O FINANCIAL AID Bright Futures Federal
2016-2017 Graduate Financial Aid Award Letter Guide AWARD LETTER INSTRUCTIONS Please review your award letter and all instructions carefully. The award letter guide will help you understand and complete
FINANCIAL AID Undergraduate Students FEDERAL STUDENT AID Students applying for Federal Student Aid funds must complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov each academic
2014-2015 understanding your financial aid offer 1 WHAT S inside THIS GUIDE IS DESIGNED TO HELP YOU UNDERSTAND: The Financial Aid Offer Letter and process The basic terms used in financial aid The types
MONEY MATTERS Financial Aid & TOPS How to Apply: The FAFSA Complete FAFSA at www.fafsa.gov 2015-2016 for Sum 15, Fall 15, Spring 16 Deadlines: May 1: Financial Aid July 1: TOPS Must be completed each school
Financial Aid @ Austin Grad Overview & Policies Financial Aid Director Dave Arthur (512) 476-2772 x 105 firstname.lastname@example.org CONTENTS Financing your Austin Grad Education 2 The FAFSA 3 Helpful websites
2015-2016 Financial Aid Guide Graduate Programs Office of Student Financial Aid Located in Student Administrative Services (SAS) Dorsey College Center Hours: 8:45 a.m.-5:00 p.m., Monday-Friday Phone: 410-337-6141
The University of Vermont 2009-2010 Student Financial Services Financial Aid Handbook A Guide to Understanding Your Financial Aid Our Goal The University of Vermont Office of Student Financial Services
2015/2016 THINGS YOU NEED TO KNOW ODP Graduate Financial Aid Online Degree Programs 2130 Fulton Street San Francisco, CA 94117 Tel: 415.422.4531 Fax: 415.422.4534 email@example.com The following information
2014-2015 Guidelines and Requirements in Applying for a Federal Direct Stafford Student Loan Entrance Counseling On Line: Go directly to www.studentloans.gov and use your PIN to sign in. If you need assistance
NEW JERSEY CITY UNIVERSITY Guide to Financial Aid Fastfact: NJCU graduates include a fashion magazine art director, a NJ Assembly person, a police captain, a news anchor and a corporate vice president!
A Student Guide to Financial Assistance at aid@uiw Financial Assistance Student Guide 1 OFA Philosophy The primary purpose of financial assistance is to provide resources to students who would otherwise
GENERAL AWARDING POLICIES 1. All federal and state awards are subject to government funding. 2. Eligibility for financial aid is based on the definition of an academic year as prescribed by the U.S. Department
Award Guide Index The Financial Aid Award Guide is a reference to help you through the process of assessing your award and planning your finances for the coming year. The resources available in this guide
FINANCIAL AID Experience the Mercy Difference. FINANCING YOUR EDUCATION at Mercy College Congratulations on exploring the many educational options at Mercy College of Ohio! Mercy College is committed to
MILES COLLEGE FINANCIAL AID PROGRAMS AT A GLANCE THE AWARD PROCESS 2013-2014 SCHOOL YEAR 1.0 Please read the attached, most of your questions about the delivery of financial aid will be answered. 1.1 Award
102 Financial Aid and Scholarships FINANCIAL AID AND SCHOLARSHIPS FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes
Financial Aid Guidebook: Understanding your Financial Aid Award Financial Aid Guidebook:... 1 Understanding your Financial Aid Award... 1 Introduction... 4 How to Find Your Award on Joe SS... 4 Reviewing
MONEY MATTERS Financial Aid & TOPS How to Apply: The FAFSA Complete FAFSA at www.fafsa.gov 2014-2015 for Sum 14, Fall 14, Spring 15 Deadlines: May 1: Financial Aid July 1: TOPS Must be completed each school
Understanding Your Undergraduate Financial Aid Award The financial assistance administered by the M Center is governed by regulations from federal and state agencies, guidelines established by the College,
Racer Aid Murray State University Financial Aid Guide for Families Work-study provides students the opportunity to work while going to school. Numerous offices on campus offer employment opportunities.
2013-2014 National University Guide to Financial Aid 1 1 3 5 5 N O R T H T O R R E Y P I N E S R O A D, L A J O L L A, C A 9 2 0 3 7-1 0 1 3 Planning ahead and applying for financial aid programs can help
Kendall College Office of Financial Aid Program Terms & Conditions 2014-2015 firstname.lastname@example.org Phone: 312-752-2070 Table of Contents Introduction... 4 Federal Pell Grants... 4 Federal Supplemental
FINANCIAL AID CONSUMER INFORMATION GUIDE 2015-2016 Award Year Revised 09/01/2015 You are responsible for reading this award guide. This information is essential to read and understand the terms and conditions
How to Accept Your Financial Aid Offer A Step-by-Step Guide Office of Financial Aid and Scholarships One University Plaza Youngstown, OH 44555 330-941-3505 email@example.com www.ysu.edu/finaid Dear Student,
Applying for Financial Aid and Determining Aid Eligibility Applying for Federal Student Financial Aid To apply for federal financial aid, student and parents (if applicable) are required to complete the
Has there ever been a time in your life where you had an educational goal that you wanted to reach but felt that those goals were unattainable due to personal financial reasons? Time and time again, students
Important! Keep Your Financial Aid Read This Guide! Guide to Financial Aid at Forsyth Tech 2015-2016 Be aware that this guide is subject to change throughout the year if policies and regulations change.
Financial Aid Package Understanding Your Financial Aid Graduate Students TABLE OF CONTENTS. Understanding Financial Aid for Graduate Students Page 1. William D. Ford Federal Direct Unsubsidized Loan Page
Financial Aid Consumer Information Booklet 2015-2016 FINANCIAL AID CONSUMER INFORMATION BOOKLET 2015-2016 Table of Contents Page I. Conditions Governing Financial Aid Awards...................... 1 II.
Graduate Studies Your Financial Aid Award 2015 2016 Office of Financial Aid Office of Financial Aid Enclosed you will find our offer of financial aid for the coming year at Sarah Lawrence. Keep your financial
2014-2015 Guide to Understanding Federal Student Aid at Columbia Southern University CONTACT INFORMATION Office of Financial Aid Office Hours: Monday Friday 8:00 a.m. to 5:00 p.m. C.S.T Phone: 800.977.8449
Financial Aid Award Information 2015-2016 We are pleased to provide this brochure, along with your Financial Aid Award for the 2015-2016 academic year. This booklet contains important information about
2014-2015 FINANCIAL AID GUIDE For Undergraduate Students (As of 01/20/2014) HOW TO USE THIS GUIDE The purpose of this guide is to assist you with understanding important information about the financial
21 Financial Aid Seattle University is pleased to offer a variety of strategies and resources aimed at helping eligible students meet the costs of education. Approximately 70 percent of undergraduate students
For Additional Information: Student Financial Aid 231 Administration Building Bowling Green State University Bowling Green, OH 43403-0114 419-372-2651 Fax: 419-372-0404 Web mail: sfa.bgsu.edu/asksfa Office
2015 16 FINANCIAL AID veterinary medicine Office of Student Financial Aid The Office of Student Financial Aid (OSFA) assists veterinary medicine students whose personal and family resources are not adequate
FINANCIAL AID OVERVIEW This Guide is Designed to Help You Understand: The basic terms used in financial aid The Financial Aid Award Notification and what comes next The types of financial aid available
Upper Iowa University Self-Paced Degree Program Financial Aid Handbook What is the Self-Paced Degree Program (SPDP)? Upper Iowa University (UIU) offers self-paced correspondence courses as an option for
2015-2016 Undergraduate Financial Aid Award Letter Guide Award Letter Instructions Please review your award letter and all instructions carefully. The award letter guide will help you understand and complete
21193 Malta Rd, Malta IL 60150-9699 815-825-2086, ext. 2240 TTY: 815-825-9106 Fax: firstname.lastname@example.org 2015-2016 DIRECT LOAN APPLICATION PACKET The purpose of the Direct Loan Application
What types of financial aid are available and in what order are they awarded? 1. Scholarships and Fee Waivers 2. Grants 3. Work-Study 4. Student Loans: Subsidized, Unsubsidized, Perkins, Parent PLUS How
What is Financial Aid What is Financial Aid Provides access to postsecondary education. Helps pay expenses such as tuition and fees, room and board, books and supplies, and transportation. Cost of Attendance
Your comprehensive AMDA Financial Aid planning guide. We know the financial aid process can sometimes be confusing, so we ve tried to make the process easier with this comprehensive guide. Simply follow
Washington State University Glossary of Common Financial Aid and Scholarship Terms Academic Year A measured term of enrollment (fall and spring semesters). It is the period during which school is in session.
CURRY COLLEGE FINANCIAL AID AWARD INFORMATION Curry College is pleased to offer you Financial Aid for the 2014-2015 academic year. This brochure will help you understand your financial aid offer and the
Financial Aid 101 Seminole State College How Can I Apply for Financial Aid? Complete a FAFSA (Free Application for Federal Student Aid) each school year in summer before fall starts (www.fafsa.ed.gov or
21193 Malta Rd, Malta IL 60150-9699 815-825-2086, ext. 2240 TTY: 815-825-9106 Fax: 815-825-2968 email@example.com 2016-2017 DIRECT LOAN APPLICATION PACKET The purpose of the Direct Loan Application
Financial Aid Guide 2015 2016 The University of South Dakota and the Office of Financial Aid are pleased to provide you with your financial aid award letter for the 2015 2016 academic year. Your eligibility
$Step-by-Step Guide to Financial Aid $ What types of financial aid are available? The most common types of federal student aid include grants, government loans and federal work study. Federal student aid
Understanding Your Offer of Financial Aid 2015-2016 Understanding Your Offer of Financial Aid Along with your financial aid award, we are pleased to provide this guide to understanding your award as well
FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes that if students desire to attend college they should not be