Frequently Asked Questions - Car Loan
|
|
- Justin Peters
- 8 years ago
- Views:
Transcription
1 Frequently Asked Questions - Car Loan October 2013
2 2
3 Application Who is eligible to apply for an HSBC Car Loan? Individuals aged between 18 to 65 years old (loan to terminate at 65 years) with a minimum monthly income of MUR 12,000. Why should I apply for an HSBC Car Loan? HSBC Car Loans provide you with hassle free financing to enable you to own your own Car with financing up to 70% of the Value / Purchase price of the vehicle (whichever is the lower). You may choose to repay your Car Loan over to 84 months, and also choose our unique fortnightly repayment option which could further save you interest on your loan. Interest Rates are variable and available upon request. Lease or Car Loan? With Leasing, the Car belongs to the Leasing Company until you have fully repaid all financing including the residual value at the end of the financing period. With a Car Loan, the car is yours to own from Day One. You have the flexibility to repay the loan at any time with no Early Repayment Penalties, which can make the Car that much easier to sell should you wish to upgrade to a newer Car at any time. How much can I borrow? As a responsible lender, we review and assess each file individually. As a guide, your total monthly credit repayments for all of your loans, leasing etc., should not exceed 40% of your Gross Monthly Salary. As part of the assessment, a Credit Check will be conducted with the Mauritius Credit Information Bureau. Simply contact us on or visit your local branch and we will assist and provide free quotations. I've applied for an HSBC Car Loan, how can I check on the status of my application? Your Relationship Manager or Personal Banker is your main contact for all your Banking services. They will regularly keep you informed on the status of your application. You may contact them directly, or call our Customer Service Centre on What will be my monthly / fortnightly repayment? The key factors that will affect your repayments are, the loan amount, the actual interest rate being charged, and the term of the loan. If you would like a free quotation, please contact us on or visit your local branch. What are the different loan terms I can apply for? Up to 7 years, subject to age of Vehicle not exceeding 7 years at end of loan tenor. How can I apply for an HSBC Car Loan? Simply visit one of our branches or contact us on to arrange an appointment with one of our Personal Bankers or Relationship Managers. What is the difference between the Car Loan and an Unsecured loan? The Car Loan is considered as a Secured Loan and so a lien in the form of Gage sans Deplacement will be registered on the vehicle. In addition, a fully comprehensive Car Insurance assigned in favour of the Bank is required. Unsecured Loans do not need to be supported by Security other than a Salary pledge from your Employer. The benefit for taking the Car Loan option is that it is generally available over a longer period than the Unsecured Personal Loans and at much lower interest rates. What supporting documentation do I need in order to complete the HSBC Car Loan application? National Identity Card Recent Utility Bill Last 3 Months Payslips Last 6 months Bank Statements where salary is credited (if not HSBC) 3
4 Please also provide: Car Quotation from Dealer Copy of Deed of Sale & Horsepower if available Is there an application fee? There is no application fee. However, should your loan be approved, a handling Fee of 1% is payable at the time of disbursement. I am having difficulty completing my application form, who can I speak to for assistance? Your relationship manager might be of help if you are an Assetvantage customer. Otherwise, you may either seek assistance by visiting one of our branches or by calling our hotline on Can I apply for an HSBC Car Loan in joint names? Yes, however we do not advise since your Car will only be registered in one name only. 4
5 Product Information What are the features and benefits of an HSBC Car Loan? Monthly or Unique Fortnightly Repayment options available Competitive Variable Interest Rates Fast Approval and Disbursement No Early Repayment Penalties No Monthly or Half Yearly Service / Ledger Fees What are the fees associated with an HSBC Car Loan? A Handling Fee of 1% of the loan amount is payable at the time of disbursement. Registration Fee payable to the Government of Mauritius for the Gage sans Deplacement. (For 2nd Hand Vehicles, an independent valuation is required and a fee payable). Our staff will provide you with the necessary information upon request and at the time of application. What is the interest rate? Please contact us on or call into your local branch for information on Interest Rates. Are there any fees if I repay my HSBC Car Loan early? No. With our Car Loan there are no Early Repayment Penalties to pay should you choose to repay part or your entire Loan early. How often do I have to make repayments? Repayments are made on a monthly or fortnightly basis and are debited to your HSBC account. How quickly will I receive the funds once my loan is approved? We will disburse the loan within 24 hours of the Loan having been approved and all terms and conditions including security documentation having been completed satisfactorily. 5
6 Servicing Information How do I change the account from which my repayments are debited from? You may advise us in writing or call into your local branch to make the change. We will require the authority of all parties if the account to be debited is a joint account. Where can I access my HSBC Car Loan Statements? If you have registered to Internet Banking, you may access your Loan statements through your Online Banking Service. How often will I receive Statements? As a minimum, you will receive statements at least twice yearly. How do I register for estatements? Once you have logged into your Online Banking Account, Click on Options > Statement/Advices > Select E-Statement/E-advice in the drop down menu. You will be then prompted to select an option. Finally Click on Submit to confirm your request. How do I register for Internet Banking? You can register to Intenet Banking only if you have an ATM card. Then simply follow the instructions on the 'Internet Banking' page of our website. How can I close my HSBC Car Loan account? You must contact us for confirmation of the amount repayable. You will need to ensure that you have sufficient cleared funds on your account to cover the loan amount and any refunds due to the Bank in case of any Fees which were paid on your behalf. Details of this can be found in your original Loan Facility Offer Letter. you will also need to pay the cost for the erasure of the Gage sans Deplacement. How do I change my personal details? Simply call your Relationship Manager or Personal Banker. (Additional supporting documents may be required). Can I change the frequency of my repayments? If you have chosen a fortnightly repayment option for your Car Loan, you may be able to switch to monthly repayments. Please contact your Relationship Manager / Personal Banker to assist you. I would like to borrow more. How can I apply for a top up? Please contact your Relationship Manager or Personal Banker. You may be required to provide additional supporting documents such as current Payslips etc. and will be advised accordingly. What should I do if I am having problems meeting my repayments? Contact us as soon as you encounter difficulties repaying your loan. 6
Frequently Asked Questions - Education Loan
Frequently Asked Questions - Education Loan October 2013 Application Who is eligible to apply for an HSBC Educational Loan? Individuals aged between 18 to 65 years old (loan to terminate at 65 years) with
More informationFinance that fits. Finance that fits SCF00009 2/15
Finance that fits Finance that fits Finance that fits If you ve already found the car you want and are now looking for finance, it s important to choose the type that s right for you. Santander Consumer
More informationEMPLOYEES CAR LOAN SCHEME New/Reconditioned Car
Application Form EMPLOYEES CAR LOAN SCHEME New/Reconditioned Car FOR OFFICE USE ONLY Account No: Loan ID: Interest Rate: Date Recd: PART I Details of Applicant Surname: Other Names: Address: National Identification
More informationFlexibility to choose, power to change
Flexibility to choose, power to change HSBC s 30 Day Service Pledge for Home Loan You can change your mind on the loan within 30 days. At no charge. We understand that important decisions need more time.
More informationPersonal Loans. Everything you need to get you moving.
Personal Loans Everything you need to get you moving. Start with Suncorp Bank If you ve found something you love, and you just can t wait to make it yours, a Suncorp Bank Personal Loan can help. Whether
More informationTARIFF GUIDE R ETAIL BANKING
TARIFF GUIDE R ETAIL BANKING Contents TABLE OF FEES & CHARGES ACCOUNTS & DEPOSITS 2 SERVICES 6 withdrawals & transfers 9 CARDS 10 E-BUSINESS 13 LOANS & FACILITIES 14 GUARANTEES 18 IMPORTS & EXPORTS 19
More informationRelocation With End Loan Product Specification
Relocation With End Loan Product Specification For further information www.partners.stgeorge.com.au Mortgage Central 1300 137 532 This product specification is the property of St.George Bank. It is for
More informationMortgage & Equity Release Guide
Edward Wilson Financial Services OVERVIEW Experience We have been advising clients since 1994, and have a wealth of experience for which there is no substitute. As an appointed representative of the Sesame
More informationAppraisal A written analysis prepared by a qualified appraiser and estimating the value of a property
REAL ESTATE BASICS Affordability Analysis An analysis of a buyer s ability to afford the purchase of a home, reviews income, liabilities, and available funds, and considers the type of mortgage a buyer
More informationFlorida, USA Call 4 4722 72 Click www.hsbcpremier.lk
Build a life in the luxury of your dream home. Florida, USA Call 4 4722 72 Click www.hsbcpremier.lk HSBC Premier Home Loans As an HSBC Premier customer we offer you Home Loans for the following purposes:
More informationIntroductory Fixed Rate Home Loan Product Specification
Introductory Fixed Rate Home Loan Product Specification For further information www.partners.stgeorge.com.au Mortgage Central 1300 137 532 This product specification is the property of St.George Bank.
More informationEffective Date: 15 April 2013. Loan Accounts. Charges for specific services and accounts
Effective Date: 15 April 2013 Loan Accounts Charges for specific services and accounts Fees stated are current as at the date of this brochure but may change from time to time. We will notify you of changes
More informationAllowance for Loan and Lease Losses. III. Measuring Impairment Under ASC 310
Allowance for Loan and Lease Losses III. Measuring Impairment Under ASC 310 Measuring Impairment Under ASC 310 Three Methods Present Value of Expected Future Cash Flows Fair Value of Collateral Observable
More informationApplication for Business Credit
Application for Business Credit Please complete all relevant sections of the Application form and attach copies of requested information to ensure we are in the best possible position to assess your lending
More information2. MCS Mutual Aid Association - http://www.mcsmutualaid.com/loans.htm. 3. Mauritius Post & Cooperative Bank - http://www.mpcb.mu
Scholarships Funding Educational Loans A number of financial institutions now offer educational loans to follow courses at both undergraduate and postgraduate levels. The course of study may be full time/part
More informationEQUITY LOAN HOME STAY WHERE YOU BELONG. Seniors Finance
STAY WHERE YOU BELONG. HOME EQUITY LOAN Seniors Finance Welcome If you want the financial freedom to spend your retirement how you choose with independence and peace of mind knowing that unexpected costs
More informationOur Charges. 2. Valuation fee From 135. Estimated property value Valuation report cost
Our Charges This document sets out the main costs that you may incur during the course of your mortgage term. If our charges change in the future, you will be charged the updated fee. We will Our always
More informationWHAT IS BUSINESS CREDIT?
1 WHAT IS BUSINESS CREDIT? Why Do I Need Credit? Establishing a good credit rating is an important financial priority for every business. Having good business credit means that owners of businesses can
More informationHow To Pay A Personal Financial Charge In The United Kingdom
Personal Financial Charges for Home and Investment Property Loans Effective 1 July 2011 Loan Establishment Fees Home Smart Establishment Fees 1, 2 $600 Loan Settlement Fee 3 $150 Valuation/Property Assessment
More informationLoan Accounts. Charges for specific services and accounts
Loan Accounts Charges for specific services and accounts Effective Date: 15 April 2013 Fees stated are current as at the date of this brochure but may change from time to time. We will notify you of changes
More informationReverse Mortgage Presented by Ian MacGillivray, NMLS #638502 American Capital Corporation, NMLS #264422 Phone: 505-690-1089 Website:
Reverse Mortgage American Capital Corporation, Phone: 505-690-1089 Website: http://mortgagepartners-santafe.com Contents I. What Is a Reverse Mortgage? II. Benefits and Typical Uses III. Is the Home at
More informationMortgage Charges. legal services
Your Your Guide guide to to Standard Mortgage Charges legal services This guide is designed to help you understand the charges you may need to pay while you have a mortgage with us. All charges shown here
More informationAre you in debt? Do you need to sell your house fast? Then Read on to find out How To Get Out Of Debt Now!
Are you in debt? Do you need to sell your house fast? Then Read on to find out How To Get Out Of Debt Now! When you miss mortgage payments you can find yourself in deep trouble. The mortgage lender could
More informationSchedule of Fees and Charges
Schedule of Fees and Charges Standard Home Loans - Variable Rate and Fixed Rate (bcu's standard home loan is defined as a loan secured by one residential property) Guide to pre-settlement fees and charges
More informationFinancing your Home Purchase
Financing your Home Purchase page 1 Disclaimer This booklet is for information purposes only, and must not be relied on as a substitute for legal advice. page 2 Contents How Much Can You Afford? 1 Other
More informationBasic Home Loan Product Specification
Basic Home Loan Product Specification For further information www.partners.stgeorge.com.au Mortgage Central 1300 137 532 This product specification is the property of St.George Bank. It is for the use
More informationStatement of Principal Interest Rates and Service Charges For Domestic Operations
Statement of Principal Interest Rates and Service Charges For Domestic Operations Last Updated on 03 November 2015 Individuals Corporate / SME Other A INTEREST RATES 1 Deposits Savings Account 3.00% p.a.
More informationLow Doc Home Loan Product Specification
Low Doc Home Loan Product Specification For further information www.partners.stgeorge.com.au Mortgage Central 1300 137 532 This product specification is the property of St.George Bank. It is for the use
More informationFirst Time Buyer Mortgage Information
First Time Buyer Mortgage Information If you re thinking about a Mortgage for your first home talk to us today A good time to talk to us? We re here to listen and help you whenever you need to talk to
More informationHSBC Home Loans As individual as you are
HSBC Home Loans As individual as you are Why should you choose an HSBC Premier home loan? Looking to purchase a new home or investment property? Buying a new house is exciting and we are here to help you.
More informationFrequently Asked Questions MCE Green Business Loans
Frequently Asked Questions MCE Green Business Loans THE BASICS: What is MCE s Green Business Loan program? The Green Business Loan program is an on-bill-repayment financing program offered by MCE in partnership
More informationA change for the better. Schedule of Fees Lending 1st July 2009
A change for the better Schedule of Fees Lending 1st July 2009 Establishment fees Personal Finance An establishment fee applies to all credit facilities and includes the cost of processing the application
More informationTARIFF GUIDE CONSUMER BANKING. Tel: (230) 206 8000 info@abcbanking.mu www.abcbanking.mu. TARIFF GUIDE CONSUMER BANKING - Version 5.
TARIFF GUIDE CONSUMER BANKING Tel: (230) 206 8000 info@abcbanking.mu www.abcbanking.mu TARIFF GUIDE CONSUMER BANKING - Version 5.6 ACCOUNTS & DEPOSITS ABC Savings Account Minimum Interest Earning Balance
More informationLoan Accounts. Charges for specific services and accounts.
Loan Accounts. Charges for specific services and accounts. Effective Date: 22 November 2015 Fees stated are current as at the date of this brochure but may change from time to time. We will notify you
More informationSelling your home. Better homes and better services for better lives. Better homes and better services for better lives
Selling your home Selling your home You are able to sell your home whether you own a share or own the property outright. This process is known as assignment. It is important to write and tell us before
More informationHousing Loans YOUR LOANS. Housing Loans. A consumer education programme by:
Housing Loans YOUR LOANS Housing Loans A consumer education programme by: contents 1 Introduction 2 Buying a house What can I afford 3 Savings EPF savings Choosing your financial institution 4 Loan applications:
More informationJohn S. Allison, Commissioner Sections 1 11, 13 and 14 Effective on March 30, 2006 Section 12 Effective on July 1, 2006
STATE OF MISSISSIPPI DEPARTMENT OF BANKING AND CONSUMER FINANCE CONSUMER FINANCE DIVISION REGULATIONS FOR THE SMALL LOAN REGULATORY LAW AND SMALL LOAN PRIVILEGE TAX LAW John S. Allison, Commissioner Sections
More informationEQUITY LOAN HOME HOWDO WE STAY IN OUR FAMILY HOME?
HOWDO WE STAY IN OUR FAMILY HOME? HOME EQUITY LOAN Welcome If you want the financial freedom to spend your retirement how you choose, with independence and dignity, you should talk to us. A Heartland Home
More informationHelp to Buy Buyers Guide
Help to Buy Buyers Guide Homes and Communities Agency http://www.homesandcommunities.co.uk/helptobuy Page 1 of 27 Key information Buyers using this scheme must provide security in the form of a second
More informationLoan Accounts. Charges for specific services and accounts.
Loan Accounts. Charges for specific services and accounts. Effective Date: 15 April 2013 Fees stated are current as at the date of this brochure but may change from time to time. We will notify you of
More informationLending 101 The Basics
Lending 101 The Basics Overview Loan categories Credit types Different loan types Interest rate Applying for a loan Credit & credit reports Simple loan tips Test Loan Categories Secured loan - a loan that
More informationWondering how to borrow using the equity in your home? Ask a Citizen. The Citizens Guide to Home Equity Financing
Wondering how to borrow using the equity in your home? Ask a Citizen. The Citizens Guide to Home Equity Financing We understand you have questions about home borrowing. We can help. At Citizens Bank, we
More informationDASH ADVANCE PERSONAL LOAN PRODUCT TERMS
DASH ADVANCE PERSONAL LOAN PRODUCT TERMS 1. Applicable terms You must read this Dash Advance Personal Loan Product Terms together with our: Customer Terms Personal Loan/Personal Line of Credit/Overdraft
More informationCalculator Descriptions and Assumptions: Updated 18/10/2013. Basic Loan Repayments
Calculator Descriptions and Updated 18/10/2013 Basic Loan Repayments This calculator compares 4 different loan scenarios using the minimum required inputs. The end statement compares the least expensive
More informationThe crowdfunding platform for. professionals. Mortgage Loans
The crowdfunding platform for professionals Mortgage Loans INDEX Executive Summary 3 The borrowing counter 4 How it works 5 Conditions and costs 6 Interest 7 Refinancing and redemption 8 Guarantees 9 Other
More informationMortgage application form
Mortgage application form Please complete in BLOCK CAPITALS, using BLACK INK. Use the continuation sheet provided if more space is required. A. Church or organisation details Name: Charity registration
More informationRepaying your loan early
Repaying your loan early www.fla.org.uk Company Name and Contact Details This leaflet is published by the FLA on behalf of its members. If you would like to discuss your loan repayment further, please
More informationSBA BUSINESS FUNDING. Business Funding Solutions. 1 (800) 548-1560 www.sbabf.com. Se Habla Español
SBA BUSINESS FUNDING Business Funding Solutions 1 (800) 548-1560 www.sbabf.com Se Habla Español An SBA Business Funding Advance costs 25% - 50% LESS than a Merchant Cash Advance. Isn t it time you got
More informationFirst National Bank. of Trenton HOME EQUITY LOANS
HOME EQUITY LOANS Thank you for considering the First National Bank for your Home Equity Loan. Listed below are items necessary in evaluating your request for a Home Equity Loan with the First National
More informationRAMS Home Loan Fees & Charges
RAMS has provided this guide to help you determine the RAMS loan fees that may be payable before and after your loan settlement. Your specific RAMS fees and other fees and charges (such as government fees)
More informationPersonal Home Loan Application Form
Personal Home Loan Application Form Name: A/C No.: PFC / RM Code: Call +234-1-270 2167 www.standardchartered.com/ng Personal Home Loan Check List Original ID Sighted and Copy Taken (International Passport/Drivers
More informationThe sacrifice is achieved by varying your terms and conditions of employment for the term which you choose to receive a company car.
Employee Frequently Asked Questions General 1 What is Colleague Cars? Colleague Cars is a unique scheme open to all employees whereby you exchange some of your normal salary in return for a company car.
More informationBroker Service Guide
Broker Service Guide Dedicated to Brokers We specialise in offering a range of finance options to brokers, from secured and unsecured loans to commercial and bridging finance, we even offer a mortgage
More informationHow To Get A Small Business Loan
Canada Small Business Financing Program Main Objectives: To increase availability of financing for the establishment, expansion, modernization and improvement of small business. To facilitate access to
More informationHOME LOAN APPLICATION FORM HOME LOANS/FIXED RATE/VARIABLE RATE HOME EQUITY LOANS
HOME LOAN APPLICATION FORM HOME LOANS/FIXED RATE/VARIABLE RATE HOME EQUITY LOANS This is an important document. If you have difficulty understanding English, you must use an interpreter to explain it to
More informationAIB Mortgages Helping you move home. Tracker Interest Rate Retention and Negative Equity Mover Brochure. Guiding you through your next move.
AIB Mortgages Helping you move home. Tracker Interest Rate Retention and Negative Equity Mover Brochure. Guiding you through your next move. Contents 01 Introduction Tracker Interest Rate Retention Negative
More informationGetting the most from your Westpac Flexi Loan. Our most flexible personal loan. Corporate and Purchasing Cards Conditions of Use
Getting the most from your Westpac Flexi Loan. Our most flexible personal loan. 1 Contents Welcome to your Westpac Flexi Loan 3 A range of repayment options 8 How Flexi Loan works 10 Frequently Asked Questions
More informationABL Step 1 An Introduction. How SIPPA can change the Lending Environment and Access to Credit
ABL Step 1 An Introduction How SIPPA can change the Lending Environment and Access to Credit Traditional Bank vs ABL Bank Focused on Credit Status Over reliance on Real Estate Vulnerable to Economic Cycles
More informationPathways Shared Equity Loan
Department of Housing and Public Works Pathways Shared Equity Loan Become a home owner by purchasing a share of the property you are renting Questions and Answers Booklet Great state. Great opportunity.
More informationIT S MORTGAGE REVERSE A SIGN OF THE TIMES
IT S A SIGN OF THE TIMES REVERSE MORTGAGE UNLOCK THE EQUITY IN YOUR HOME If you want the financial freedom to spend your retirement how you choose, with independence and dignity, you should talk to us.
More informationTITLE 20. COMMERCE, FINANCIAL INSTITUTIONS, AND INSURANCE CHAPTER 4. DEPARTMENT OF FINANCIAL INSTITUTIONS ARTICLE 1. GENERAL
TITLE 20. COMMERCE, FINANCIAL INSTITUTIONS, AND INSURANCE CHAPTER 4. DEPARTMENT OF FINANCIAL INSTITUTIONS ARTICLE 1. GENERAL Section R20-4-102. Table A. Definitions Licensing Time-frames ARTICLE 9. MORTGAGE
More information$uccessful Start, Sponsored by the Office of Student Services, Presents: HOW TO PLAN FOR MAJOR PURCHASES
$uccessful Start, Sponsored by the Office of Student Services, Presents: HOW TO PLAN FOR MAJOR PURCHASES MAJOR PURCHASES Borrowing money Car Options* Leasing (or do you want to own a wasting asset) Buying
More informationTariff of Mortgage Charges
Tariff of Mortgage Charges Also known as Your Guide to Standard Mortgage Charges Bank of Ireland is closely involved in the mortgage industry s initiative with the Council of Mortgage Lenders and Which?
More informationIT S LIFETIME LOAN A SIGN OF THE TIMES AUSTRALIAN SENIORS FINANCE. The Home Equity Release Specialist
IT S A SIGN OF THE TIMES LIFETIME LOAN AUSTRALIAN SENIORS FINANCE The Home Equity Release Specialist UNLOCK THE IN YOUR EQUITY HOME If you want the financial freedom to spend your retirement how you choose,
More informationGuide to: Consolidation Loans. Debt Advisory Services (Scotland) Limited Telephone 08000112322 www.scottishdebthelp.co.uk
Guide to: Consolidation Loans Debt Advisory Services (Scotland) Limited Telephone 08000112322 www.scottishdebthelp.co.uk Contents 1. What is a Consolidation Loan 2. Re-Mortgages 3. Secured Loans 4. Personal
More informationEstes Valley Workforce Housing Assistance Down Payment Assistance Loan Program PROGRAM GUIDELINES
Estes Valley Workforce Housing Assistance Down Payment Assistance Loan Program PROGRAM GUIDELINES Eligible Borrowers: Income: Employment: Borrowers must be First Time Homebuyers as defined as not having
More informationPaying for the costs of major works to your property
Paying for the costs of major works to your property Introduction We are responsible for thousands of homes and are committed to keeping those homes in a good state of repair. This means that from time
More informationEQUITY HOME. HowDO. we stay in. our family. home?
HowDO we stay in our family home? HOME EQUITY loan Welcome If you want the financial freedom to spend your retirement how you choose, with independence and dignity, you should talk to us. A Heartland Home
More informationMORTGAGE ADVICE YOU CAN DEPEND ON
MORTGAGE ADVICE YOU CAN DEPEND ON INTRODUCTION Whether you re buying your first home, remortgaging, or purchasing an investment property, there are lots of processes to go through, issues to tackle and
More informationBUSINESS DEVELOPMENT LOAN APPLICATION ELIGIBILITY CRITERIA. Qualifying age. Own contribution. Repayment period. Repayment capacity.
LOAN APPLICATION BUSINESS DEVELOPMENT Start-up of New Business Expansion of Current Business Purchase of Assets Finance Operational Expenses For Bank use only Customer No: Loan Reference No: Please fill
More informationWe are the chosen providers of vehicle finance for the Mitsubishi dealer network, with a range of hire purchase and contract hire products
Your new VEHICLE Your new car Find the right finance product for you with a range of options from Finance and Contract Motoring. Drive away in your new or used vehicle with a finance arrangement that is
More informationHTC Corporation Operational Procedures for Lending Funds to Others
Approved by the Ordinary Shareholders Meeting 18 June 2010 HTC Corporation Operational Procedures for Lending Funds to Others Article 1 Purpose and basis These Operational Procedures are adopted pursuant
More informationWHAT YOU SHOULD KNOW ABOUT YOUR CHAPTER 13
WHAT YOU SHOULD KNOW ABOUT YOUR CHAPTER 13 (Revised January, 2002) This booklet was prepared to help you understand how your Chapter 13 case works and answer most questions that arise during your Chapter
More informationBUY TO LET MORTGAGE FEE TARIFF
Axis Bank UK Limited BTL Mortgage Fee Tariff UK LTD. BUY TO LET MORTGAGE FEE TARIFF Effective from: 31 st March 2015 Issue Date: 31 st March 2015 Overview This document should be reviewed by anyone considering
More informationCreditor. Address. Telephone Website. Credit type. Total credit amount Maximum credit amount available according to the credit agreement
Standard Information on European Consumer Crediting Credit Card VISA Universala for Resident Individuals 1. Creditor s and mediator s title and contact information Creditor Address Telephone Website AS
More informationEZ BUSINESS LOAN APPLICATION
For Bank Purposes Only: Relationship Manager: Date Application Taken: Direct Mail Ref by Existing Cust Walk-in Other: Advertising Special Program EZ BUSINESS LOAN APPLICATION For commercial loan requests
More informationMonash University. Novated Lease Vehicle Policy
Novated Lease Vehicle Policy Please note: changes and modifications to this policy and its attachments may occur from time to time without prior notice. It is encouraged that you review the policy on the
More informationYour name: Name of your business: Your business address:
For mortgage intermediary use only please complete IN FULL Your NBS introducer code: Your name: Name of your business: Commercial mortgage application for a Company Please fill in every answer using block
More informationThe ownership of the property is retained by the owner. In case of inability to repay the loan the property could be disposed of to repay dues.
Loan against Property Loan against Property is a secured loan. If you own Residential or Commercial property you could utilize the value of the same by opting for mortgage loan. The property papers are
More informationHow to get a business loan. Valery Belloso Business Development Officer
How to get a business loan Valery Belloso Business Development Officer Agenda Options to get the funding you need for your business Overview of Accion San Diego Things to consider before you apply for
More informationwww.sc.com/bw Copyright 2015 Standard Chartered Bank
Auto Loans Terms www.sc.com/bw Copyright 2015 Standard Chartered Bank V01-2015 Contents 1. Application 1 2. Pre-conditions to us 1 3. Limit 1 4 Grant of Credit Facilities 1 5 Funding 1 6 Interest, fees
More informationInstructions on how to complete this application form are in notes below each section.
Mortgage Relief Application Form Instructions on how to complete this application form are in notes below each section. All parties/participants to your housing loan are required to complete the application
More informationSeniors Property Tax Deferral Frequently Asked Questions
Seniors Property Tax Deferral Frequently Asked Questions Eligibility Who is eligible for this program? Eligibility is not based on your income. To qualify, you must: be 65 years of age or older; be an
More informationGlossary of Terms. Automated Clearing House (ACH) -Electronic method that allows debits and credits to run through member s account.
1 ABIL (Avoid Being In Line) -Automated service which allows members to make transfers, payments, and check balances. Accessible 24/7. Automated Clearing House (ACH) -Electronic method that allows debits
More informationFOR FINANCE LEASING INSTITUTIONS
OPERATING GUIDELINES FOR FINANCE LEASING INSTITUTIONS BANKING SUPERVISION DEPARTMENT BANK OF SIERRA LEONE FREETOWN JANUARY 2011 Table of Content No. Heading Page 1 Authority 1 2 Definition 1 3 Application
More informationWhat is a Financial Broker?
& Guidance Contents What is a mortgage? 02 How do I start the process of obtaining a mortgage? 03 Loan to Value (LTV) 06 What is a Financial Broker? 06 Why would I need to use a Financial Broker? 07 Terms
More informationKAUAI PROSPECTIVE FRANCHISEE APPLICATION FORM
KAUAI PROSPECTIVE FRANCHISEE APPLICATION FORM Application Form Page 1 SECTION A BUSINESS DETAIL Who would run the franchise (Full-time) Date available for training: Geographical preference 1 2 3 Do you
More informationBuying a home in France
Buying a home in France Welcome to France! You may have spent your holidays in France or just dreamt of living there. You may have fallen in love with a specific region or area and you would like to buy
More informationEXPLANATION OF THE HUD-1 Settlement Statement
EXPLANATION OF THE HUD-1 Settlement Statement The Settlement Statement is the financial picture of the closing. All money deposited into the escrow account and the disbursals out of the escrow account
More informationNegative Equity Home Movers. Guiding you through your next move
Negative Equity Home Movers Guiding you through your next move WHAT IS NEGATIVE EQUITY? Negative equity occurs when the value of your house is less than the amount you owe on the mortgage. That means that
More informationMake yourself at home with the UHomeLoan
Make yourself at home with the UHomeLoan You ve probably got a few questions about UBank and the UHomeLoan. You should find all of the answers right here. And if you have something specific in mind, just
More informationOffice of Asset and Property Management Division of Asset Management. Mortgage Servicing Request for HPD Subsidized Properties
Office of Asset and Property Management Division of Asset Management Mortgage Servicing Request for HPD Subsidized Properties Frequently Asked Questions Request Processing and Timing 1. How long does it
More informationShared Home Investment Plan Limited. because life is worth living
Shared Home Investment Plan Limited because life is worth living About S.H.I.P.? Shared Home Investment Plan Limited (S.H.I.P.) is an Irish company specialising in home equity release plans for the over
More informationFINANCING 101234 567890 123456
FINANCING 101234 567890 123456 FINANCING 101 With a typical Hyundai Finance lease, you re covered for normal wear and use without having to pay additional charges at the end of the term. And while it s
More informationIntroduction. Purpose. Student Introductions. Objectives (Continued) Objectives
Introduction Instructor and student introductions Module overview 1 2 Your name Student Introductions Your expectations, questions, and concerns about loans Purpose Loan to Own provides general information
More informationLending Fees & Charges
Lending Fees & Charges Effective Date: 1 July 2015 All credit fees and charges to any credit facilities regulated by the National Credit Code will be set out in the financial table of your credit contract.
More informationMaking Sense of Home Loans
Making Sense of Home Loans By Dennis Ng, CFP CM Financial Planning Association of Singapore Outline How to set your budget for buying a home Financing home purchases through CPF funds Taking up a home
More informationPaying Back Federal Student Loans
Paying Back Federal Student When it comes to paying back federal student loans, you have 7 different repayment options. Five repayment options are available to everyone and two additional alternatives
More informationBuy to Let Lending Criteria. 16th October 2015 10.15/DW/65626/JAV
Buy to Let Lending Criteria 16th October 2015 10.15/DW/65626/JAV ...about the loan Legal Charge Loan Purpose Repayment Methods Mortgage Term Loan Size Loan-to-Value Monthly Repayment Deposits Offer Validity
More informationYour guide to ANZ Home Loans. Be certain about your choice
Your guide to ANZ Home Loans Be certain about your choice C O N T E N T S 3 The more you know, the easier it is 4 What do you need the loan for? 5 How much can I borrow? 7 Home loan choices for everyone
More information