Annuity Death Benefit Summary and Explanation of Options

Transcription

1 Variable Annuity May 26, General Contract Information 3 Optional Benefit Descriptions 5 Special Features & Annuitization 6 Withdrawal & Transfer 7 Investment Options 10 Historical Benefit Summary

2 Data as of FINRA Members: For internal use or client reporting purposes only. Page 2 of 10 General Contract Information Insurance Company Information as of prospectus dated Contact Information Rating Information Hartford Life Insurance Company A.M. Best A P.O. Box 2999 Prospectus Date Hartford, CT Supplement Date NA Purchase Information as of prospectus dated Open for New Investment No Premium type Flexible Plan Availability Simple IRA, 401a, IRA Rollover, 403a (Qualified Employee Annuity Plan), Roth IRA, IRA, 457 Deferred Compensation, 403b, 401k, Non- Qualified. State Availability Unavailable in all states Limitations Qualified Non-Qualified Max. Owner Issue Age Max. Annuitant Issue Age Min. Initial Purchase Payment $ $ Min. Additional Purchase Payment $500 $500 Base Contract Charges as of prospectus dated M&E Charge N/A Admin. Charge N/A Contract Fee $30 Contract Fee Waived At $50,000 Distribution Charge N/A Total Annual Expenses 1.50%. M&E Note Variable investment options only. Administrative Charge Note Admin Fee Note: N/A Distribution Charge Note Dist. Fee Note: N/A Contingent Deferred Surrender Charges (CDSC) as of prospectus dated None Initial Sales Charges as of prospectus dated None Additional Purchase Information as of prospectus dated THIS PRODUCT IS NO LONGER AVAILABLE FOR NEW SALES. Payout Options as of prospectus dated Withdrawal & Transfers as of prospectus dated Fixed Period Yes Free Withdrawals Yes Single Life Yes Minimum Withdrawals 100 Single Life w/period Certain No Annual Transfer Limit - Single Life w/full Refund Yes Charge for Excess Transfers - Jt & Survivor Yes Systematic Withdrawal Min $100 Jt & Survivor w/period Certain No CDSC Waivers No Benefit Summary as of prospectus dated Death Benefits Max Issue Age Valuation Basis* Rider Charges % Charge Basis Benefit Type Premium Protection Death Benefit 75 PP 0.00 N/A Basic Asset Protection Death Benefit 85 PP, MAV 0.00 N/A MAV MAV/EPB Death Benefit 75 PP, MAV 0.30 AV MAV MAV Death Benefit (for MN, NY, and WA) 75 PP, MAV 0.30 AV MAV Living Benefits / Special Features Max Issue Age Valuation Basis* Rider Charges % Charge Basis Benefit Type Principal First Preferred 70 PP 0.20 AV GMWB Principal First 80 PP, 5.00-yr MAV 0.75 AV GMWB *PP=Purchase Payments, AV=Account Value, MAV=Maximum Anniversary Value, RF=Rising Floor, BV=Benefit Value, NAR=Net Amount at Risk

3 Data as of FINRA Members: For internal use or client reporting purposes only. Page 3 of 10 Optional Benefit Descriptions Death Benefits as of prospectus dated Premium Protection Death Benefit 0.00 Death benefit is the greater of: - Account value, or - Adjusted purchase payments.if spousally continued, the death benefit is continued by the surviving spouse and the benefit continues (subject to age restrictions)- If total investments equal $5 million or more, Death Benefit capped at the greater of net investment or contract value plus $1 million. Proportionate. No special treatment for RMD withdrawals. Availability: Time of application. Annual Charge: 0.00, charge. - Benefit is based on life(lives) of Owner(s) or annuitant Available for issue age(s) 0-75; There are no step-up features associated with this benefit. Not available with Asset Protection Death Benefit None Subsequent net investments increase death benefit dollar for dollar. Does not automatically terminate. Cannot voluntarily terminate. If you transfer ownership to someone over the age of 75 at the time you purchased your Contract the death benefit will be the contract value Asset Protection Death Benefit 0.00 Death benefit is the account value plus the greatest of: - 25% of purchase payments; or, - 25% of the highest anniversary value. Benefit cannot exceed the greatest of: - Account value; - Adjusted purchase payments; or, - Highest anniversary value.when spousally continued, the death benefit is credited and continued by the surviving spouse- Proportionate. No special treatment for RMD withdrawals. Availability: Default death benefit. Annual Charge: 0.00, charge. - Benefit is based on life(lives) of Owner(s) or annuitant Available for issue age(s) same issue ages as contract; There are no step-up features associated with this benefit. Not available with Premium Protection Death benefit None Purchase payments received within 12 months of death are not considered for this benefit Does not automatically terminate. Cannot voluntarily terminate. MAV/EPB Death Benefit 0.30 Death benefit is the greatest of: - Account value; - Purchase payments; - Highest anniversary value until decedent's 81st birthday, adjusted for subsequent payments and withdrawals; or, - Purchase payments plus 40% (25% for issue ages 70-75) of the earnings in the contract capped at 200% of adjusted purchase payments.upon spousal continuation if the spouse is not eligible for the benefit charges will still be deducted even though the benefit will not applyearnings benefit is reduced to 25% if ages at issues are Anniversary values after age 80 are not considered in calculating this benefit. Proportionate. No special treatment for RMD withdrawals. Availability: Time of application. Annual Charge: 0.30, charge daily. - Benefit is based on life(lives) of Owner(s) or annuitant Available for issue age (s) 0-75; Automatically steps-up to the highest anniversary value No plan limitations Not available in MN, NY or WA None Purchase payments made within 12 months of death are not applicable for this benefit. Does not automatically terminate. Cannot voluntarily terminate. Must be chosen in conjunction with either the Asset Protection Death Benefit or the Premium Protection Death Benefit. If you transfer ownership to someone over the age of 75 at the time you purchased your Contract the death benefit will be the contract value, unless you chose the Asset Protection Death Benefit, which will remain in force. MAV Death Benefit (for MN, NY, and WA) 0.30 Death benefit is the greatest of: - Account value; - Adjusted purchase payments; or, - Highest anniversary value until the decedent's 81st birthday, adjusted for subsequent payments and withdrawals.upon spousal continuation, the death benefit amount is continued by the surviving spouseanniversary values after age 80 are not included in calculating this benefit Proportionate. No special treatment for RMD withdrawals. Death Benefits as of prospectus dated Availability: Time of contract. Annual Charge: 0.30, charge daily. - Benefit is based on life (lives) of Owner(s) or annuitant Available for issue age(s) 0-75; Automatically steps-up to the highest anniversary value No plan limitations Only available in MN, NY and WA None Purchase payments made within 12 months of death are not applicable for this benefit. Does not automatically terminate. Cannot voluntarily terminate. Must be chosen in conjunction with either the Asset Protection Death Benefit or the Premium Protection Death Benefit. If you transfer ownership to someone over the age of 75 at the time you purchased your Contract the death benefit will be the contract value, unless you chose the Asset Protection Death Benefit, which will remain in force. Living Benefits as of prospectus dated Principal First Preferred 0.20 The benefit guarantees 5% annual withdrawals until purchase payments are returned.surviving spouse steps into the contract and continues the benefitcannot elect benefit after issue if the oldest owner or annuitant is 71 or older Benefit Amount capped at $5 million. Withdrawals up to 5% of purchase payments have a dollar-for-dollar reduction of the benefit base. Excess withdrawals reset the benefit base and future withdrawal amount if the account value after the withdrawal is less than the benefit amount or the purchase payments. RMDs have a dollar-for-dollar impact against the benefit base and do not reset the withdrawal amount if enrolled in the "Automatic Income Program" and if no other withdrawals are made during the year. Availability: Can be added after issue; however benefit is based on account value at time of election. Annual Charge: 0.20, charge daily. - Benefit is based on life(lives) of Owner(s) or annuitant Available for issue age(s) 0-70; Through age 85-Non-Qual & Roth; 70-IRA/Qualified There are no step-up features associated with this benefit. No plan limitations. Only MAV Plus may be elected in conjunction with this benefit. Available in all states except PR. Not permitted to transfer more than 10% of contract value from non-growth subaccounts to growth subaccounts in any one contract year. Restriction is currently not enforced. Additional investment increases Benefit Amount dollar for dollar; investments $100,000 or greater require prior approval if issued in the CT. Benefit can terminate if subaccount allocation violates the investment restrictions requirements. Currently, Hartford is not enforcing investment restrictions. On or after the 5th benefit anniversary, or if investment restrictions are imposed, cannot re-elect. Assigning the contract or changing ownership to someone other than a spouse after the benefit has been if effect for 12 months will reset the benefit to the current account value if less than the benefit amount. If electing after issue, the maximum issue age of any owner or annuitant is 70 or older. Hartford reserves the right to aggregate all contracts with an optional withdrawal benefit and treat them as one when calculating the benefit. Principal First 0.75 The benefit guarantees 7% annual withdrawals until purchase payments are returned. Optional step-ups are available on the 5th or later anniversary. Additional step-ups are available on the 5th or later anniversary from the most recent step-up.surviving spouse steps into the contract and continues the benefit. The surviving spouse may elect to stepup the benefit base upon continuation.none Benefit Amount capped at $5 million. Withdrawals up to 7% of purchase payments reduce the benefit base dollar-for-dollar. Excess withdrawals reset the benefit base and future withdrawal amount if the account value after the withdrawal is less than the benefit amount or the purchase payments. No special treatment for RMD withdrawals. Availability: Can be added after issue; however benefit is based on current account value, not purchase payments.. Annual Charge: 0.75, charge daily. For contracts issued prior to 2/17/09, the fee percentage is 0.50% unless a step-up occurs. For contracts issued between 8/5/02 and 1/29/04, the benefit can be elected after 2/17/09 with a fee percentage of 0.35% until a step-up occurs. Upon a step-

4 Data as of FINRA Members: For internal use or client reporting purposes only. Page 4 of 10 Optional Benefit Descriptions Living Benefits as of prospectus dated up the benefit fee percentage may increase. Also, Hartford may increase the percentage any time on or after the fifth anniversary of the election of the benefit or five years from the date of the last fee increase, whichever is later (provided step Benefit is based on life(lives) of Owner(s) or annuitant Available for issue age(s) 0-80; Through age 85-Non-Qual & Roth; 80-IRA/Qualified Optional step-ups are available on the 5th or later anniversary. Additional step-ups are available on the 5th or later anniversary from the most recent step-up. Account value must be greater than the benefit base to elect a step-up. No plan limitations. Only MAV Plus may be elected in conjunction with this benefit. Available in all states except PR. None Additional investment increases Benefit Amount dollar for dollar. Benefit does not automatically terminate. Cannot voluntarily terminate. Assigning the contract or changing ownership to someone other than a spouse after the benefit has been if effect for 12 months will reset the benefit to the current account value if less than the benefit amount. Withdrawal amounts that do not exceed the guaranteed withdrawal amount are not subject to surrender charges. Hartford reserves the right to aggregate all contracts with an optional withdrawal benefit and treat them as one when calculating the benefit.

5 Data as of FINRA Members: For internal use or client reporting purposes only. Page 5 of 10 Special Features & Annuitization Bonus Feature No Bonus Features Available Other Features Available No Other Features Available Surrender Charge Waivers No Premium Waivers Available Annuitization Options Summary Payout Options Max Annuitant Start Age 90 Joint and Last Survivor Life Annuity - 50 Fixed Yes Joint and Last Survivor Life Annuity /3 Variable Yes Joint and Last Survivor Life Annuity Variable AIR% 3.00 Joint and Last Survivor Life Annuity with Payments for a Per - 50 Joint and Last Survivor Life Annuity with Payments for a Per /3 Joint and Last Survivor Life Annuity with Payments for a Per Life Annuity Life Annuity with a Cash Refund Life Annuity with Payments for a Period Certain Payments for a Period Certain

6 Data as of FINRA Members: For internal use or client reporting purposes only. Page 6 of 10 Withdrawal & Transfer Withdrawal Details as of prospectus dated Transfer Details as of prospectus dated Free Withdrawal General Transfer Information 100% liquidity; minimum - $100; minimum remaining contract value - $500 ($1,000 in New York). Systematic Withdrawal Available on a monthly, quarterly, semiannual or annual basis; minimum - $100; minimum remaining contract value - $500 ($1,000 on New York).. Note: Taxes may be payable upon withdrawal. A 10% IRS penalty may apply to withdrawals prior to age 59 1/2. Prior to annuitization, limited to one per day among variable investment options and to Fixed Account, and at no charge; maximum from Fixed Account - greater of 1) 30% of Fixed Account value as of last contract anniversary or 2) greatest prior transfer; limitations do not apply to DCA Plus program; to Fixed Account - may not be made for six-month period following any transfer from Fixed Account; available by telephone, written, voice response, or internet request for the first 20 transfers in a contract year; thereafter available only by U.S. mail or overnight delivery. After annuitization, limited to one per day among variable investment options; from Fixed Account - not permitted. Systematic Transfer Dollar Cost Averaging: Available on monthly or quarterly basis from any investment option to any other variable investment option; minimum - three transfer during the program; program continues until source account is depleted or cancellation occurs.. Enhanced Dollar Cost Averaging:. Asset Rebalancing Frequency: Anniversary.. Note: Dollar Cost averaging does not assure a profit and does not protect against loss in declining markets.

7 Data as of FINRA Members: For internal use or client reporting purposes only. Page 7 of 10 Investment Options Advisor/Subadvisor Summary as of H L Investment Advisors LLC/Hartford Investment Management H L Investment Advisors LLC/Wellington Management Company, Subaccount Detail as of Equity Style Distribution Fixed Income Style Distribution Subaccount Total Expense % Features Availability Small Mid Large Value Blend Growth Low Med Hi Ltd Mod Ext Highest 2.61 Median 2.19 Lowest 1.85 Average 2.20 Fixed Account DCA Fixed Account Asset Allocation Rebalancing DCA Enhanced DCA Earnings Sweep Not Available Yes Yes Yes Yes No Yes Total Equity Subaccounts: 16 Total Fixed-Income Subaccounts: 4 Subaccount Name Advisor/Subadvisor Name Mgt. Other 12b-1 Total Eq F-I Fee % Exp % Exp % % Style Style Hartfd DCA2-Hartford Advisers HLS IA H L Investment Advisors LLC/Wellington Management Company, Hartfd DCA2-Hartford Capital Appreciation HLS IA H L Investment Advisors LLC/Wellington Management Company, Hartfd DCA2-Hartford Disciplined Equity HLS IA H L Investment Advisors LLC/Wellington Management Company, Hartfd DCA2-Hartford Dividend & Growth HLS IA H L Investment Advisors LLC/Wellington Management Company, Hartfd DCA2-Hartford Global Growth HLS IA H L Investment Advisors LLC/Wellington Management Company, Hartfd DCA2-Hartford Global Research HLS IA H L Investment Advisors LLC/Wellington Management Company, Hartfd DCA2-Hartford Growth HLS IA H L Investment Advisors LLC/Wellington Management Company, Hartfd DCA2-Hartford Growth Opportunities HLS IA H L Investment Advisors LLC/Wellington Management Company, Hartfd DCA2-Hartford High Yield HLS IA H L Investment Advisors LLC/Hartford Investment Management Hartfd DCA2-Hartford Index HLS IA H L Investment Advisors LLC/Hartford Investment Management Hartfd DCA2-Hartford International Opp HLS IA H L Investment Advisors LLC/Wellington Management Company, Hartfd DCA2-Hartford Money Market HLS IA H L Investment Advisors LLC/Hartford Investment Management Hartfd DCA2-Hartford Small Company HLS IA H L Investment Advisors LLC/Wellington Management Company, Hartfd DCA2-Hartford Small/Mid Cap Equity HLS IA H L Investment Advisors LLC/Hartford Investment Management Hartfd DCA2-Hartford SmallCap Growth HLS IA H L Investment Advisors LLC/Wellington Management Company, Hartfd DCA2-Hartford Stock HLS IA H L Investment Advisors LLC/Wellington Management Company, Hartfd DCA2-Hartford Total Return Bond HLS IA H L Investment Advisors LLC/Hartford Investment Management Hartfd DCA2-Hartford US Government Secs HLS IA H L Investment Advisors LLC/Hartford Investment Management Hartfd DCA2-Hartford Value HLS IA H L Investment Advisors LLC/Wellington Management Company, Standardized Subaccount Returns as of The performance data quoted represents past performance and does not guarantee future results. The investment return and principal value of an investment will fluctuate thus an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than return data quoted herein. For performance data current to the most recent month-end please visit An investment in a subaccount and variable annuity contract is not insured or guaranteed by the FDIC or any other government agency. For a money market subaccount, the current yield quotation more closely reflects the current earnings of the money market than the total return quotation. Although a money market subaccount seeks to preserve a stable share value (e.g. $1.00 per share), it is possible to lose money by investing in the subaccount. Standardized Returns assume reinvestment of dividends and capital gains. It depicts performance without adjusting for the effects of taxation, but are adjusted to reflect additional expenses such as M&E risk charges, fund-level expenses such as management fees and operating fees, and policy-level administration fees, charges such as surrender, contract and sales charges. If adjusted for taxation, the performance quoted would be significantly reduced. Subaccount Name 7-Day 1 Yr 5 Yr 10 Yr Incept Inception SA Incept Max Back Total Exp Yield Rtn % Rtn % Rtn % Rtn % Date Date Load Ratio Hartfd DCA2-Hartford Advisers HLS IA N/A 0.65 Hartfd DCA2-Hartford Capital Appreciation HLS IA N/A 0.68 Hartfd DCA2-Hartford Disciplined Equity HLS IA N/A 0.75 Hartfd DCA2-Hartford Dividend & Growth HLS IA N/A 0.69

8 Data as of FINRA Members: For internal use or client reporting purposes only. Page 8 of 10 Investment Options Standardized Subaccount Returns as of Subaccount Name 7-Day 1 Yr 5 Yr 10 Yr Incept Inception SA Incept Max Back Total Exp Yield Rtn % Rtn % Rtn % Rtn % Date Date Load Ratio Hartfd DCA2-Hartford Global Growth HLS IA N/A 0.81 Hartfd DCA2-Hartford Global Research HLS IA N/A 1.11 Hartfd DCA2-Hartford Growth HLS IA N/A 0.85 Hartfd DCA2-Hartford Growth Opportunities HLS IA N/A 0.67 Hartfd DCA2-Hartford High Yield HLS IA N/A 0.75 Hartfd DCA2-Hartford Index HLS IA N/A 0.35 Hartfd DCA2-Hartford International Opp HLS IA N/A 0.76 Hartfd DCA2-Hartford Money Market HLS IA N/A 0.48 Hartfd DCA2-Hartford Small Company HLS IA N/A 0.75 Hartfd DCA2-Hartford Small/Mid Cap Equity HLS IA N/A 0.89 Hartfd DCA2-Hartford SmallCap Growth HLS IA N/A 0.69 Hartfd DCA2-Hartford Stock HLS IA N/A 0.51 Hartfd DCA2-Hartford Total Return Bond HLS IA N/A 0.51 Hartfd DCA2-Hartford US Government Secs HLS IA N/A 0.50 Hartfd DCA2-Hartford Value HLS IA N/A 0.82 Non-Standardized Load Adjusted Subaccount Returns as of Italicized data is based on hypothetical pre-inception returns. Please read disclosure for more information. Subaccount Name 7-Day 1 Yr 5 Yr 10 Yr Incept Inception SA Incept Max Back Total Exp Yield Rtn % Rtn % Rtn % Rtn % Date Date Load Ratio Hartfd DCA2-Hartford Advisers HLS IA N/A 0.65 Hartfd DCA2-Hartford Capital Appreciation HLS IA N/A 0.68 Hartfd DCA2-Hartford Disciplined Equity HLS IA N/A 0.75 Hartfd DCA2-Hartford Dividend & Growth HLS IA N/A 0.69 Hartfd DCA2-Hartford Global Growth HLS IA N/A 0.81 Hartfd DCA2-Hartford Global Research HLS IA N/A 1.11 Hartfd DCA2-Hartford Growth HLS IA N/A 0.85 Hartfd DCA2-Hartford Growth Opportunities HLS IA N/A 0.67 Hartfd DCA2-Hartford High Yield HLS IA N/A 0.75 Hartfd DCA2-Hartford Index HLS IA N/A 0.35 Hartfd DCA2-Hartford International Opp HLS IA N/A 0.76 Hartfd DCA2-Hartford Money Market HLS IA N/A 0.48 Hartfd DCA2-Hartford Small Company HLS IA N/A 0.75 Hartfd DCA2-Hartford Small/Mid Cap Equity HLS IA N/A 0.89 Hartfd DCA2-Hartford SmallCap Growth HLS IA N/A 0.69 Hartfd DCA2-Hartford Stock HLS IA N/A 0.51 Hartfd DCA2-Hartford Total Return Bond HLS IA N/A 0.51 Hartfd DCA2-Hartford US Government Secs HLS IA N/A 0.50 Hartfd DCA2-Hartford Value HLS IA N/A 0.82 Non-Standardized Non-Load Adjusted Subaccount Returns as of Italicized data is based on hypothetical pre-inception returns. Please read disclosure for more information. Subaccount Name 7-Day 1 Yr 5 Yr 10 Yr Incept Inception SA Incept Total Exp Fee Net Exp Yield Rtn % Rtn % Rtn % Rtn % Date Date Ratio Waiver Ratio Hartfd DCA2-Hartford Advisers HLS IA Hartfd DCA2-Hartford Capital Appreciation HLS IA Hartfd DCA2-Hartford Disciplined Equity HLS IA Hartfd DCA2-Hartford Dividend & Growth HLS IA Hartfd DCA2-Hartford Global Growth HLS IA Hartfd DCA2-Hartford Global Research HLS IA Hartfd DCA2-Hartford Growth HLS IA Hartfd DCA2-Hartford Growth Opportunities HLS IA

9 Data as of FINRA Members: For internal use or client reporting purposes only. Page 9 of 10 Investment Options Non-Standardized Non-Load Adjusted Subaccount Returns as of Italicized data is based on hypothetical pre-inception returns. Please read disclosure for more information. Subaccount Name 7-Day 1 Yr 5 Yr 10 Yr Incept Inception SA Incept Total Exp Fee Net Exp Yield Rtn % Rtn % Rtn % Rtn % Date Date Ratio Waiver Ratio Hartfd DCA2-Hartford High Yield HLS IA Hartfd DCA2-Hartford Index HLS IA Hartfd DCA2-Hartford International Opp HLS IA Hartfd DCA2-Hartford Money Market HLS IA Hartfd DCA2-Hartford Small Company HLS IA Hartfd DCA2-Hartford Small/Mid Cap Equity HLS IA Hartfd DCA2-Hartford SmallCap Growth HLS IA Hartfd DCA2-Hartford Stock HLS IA Hartfd DCA2-Hartford Total Return Bond HLS IA Hartfd DCA2-Hartford US Government Secs HLS IA Hartfd DCA2-Hartford Value HLS IA Morningstar Subaccount Ratings as of Subaccount Name Category Funds in Cat Overall 3 Yr 5 Yr 10 Yr Rating Hartfd DCA2-Hartford Advisers HLS IA Moderate Allocation 2905 WW QQ QQ WW Hartfd DCA2-Hartford Capital Appreciation HLS IA Large Blend 6258 WWW Q QQQ WWWW Hartfd DCA2-Hartford Disciplined Equity HLS IA Large Blend 6258 WWW QQQQ QQQ WW Hartfd DCA2-Hartford Dividend & Growth HLS IA Large Value 4117 WWWW QQQQ QQQQQ WWWW Hartfd DCA2-Hartford Global Growth HLS IA World Stock 760 WW Q Q WW Hartfd DCA2-Hartford Global Research HLS IA World Stock 760 WWW QQQ Hartfd DCA2-Hartford Growth HLS IA Large Growth 6381 QQQ QQQ QQQ Hartfd DCA2-Hartford Growth Opportunities HLS IA Large Growth 6381 WWWW QQ QQQ WWWWW Hartfd DCA2-Hartford High Yield HLS IA High Yield Bond 1654 WWWW QQQQQ QQQQQ WW Hartfd DCA2-Hartford Index HLS IA Large Blend 6258 WWW QQQ QQQ WW Hartfd DCA2-Hartford International Opp HLS IA Foreign Large Blend 1654 WWWW QQQQ WWWWW WWWW Hartfd DCA2-Hartford Money Market HLS IA Money Market 431 Hartfd DCA2-Hartford Small Company HLS IA Small Growth 646 WWW QQ QQQ WWWW Hartfd DCA2-Hartford Small/Mid Cap Equity HLS IA Mid-Cap Blend 1064 WWW QQQ WWW WWW Hartfd DCA2-Hartford SmallCap Growth HLS IA Small Growth 646 WWW QQQQ QQQ WWW Hartfd DCA2-Hartford Stock HLS IA Large Blend 6258 WW QQ QQ W Hartfd DCA2-Hartford Total Return Bond HLS IA Interm-Term Bond 1081 WWW QQ QQ WWW Hartfd DCA2-Hartford US Government Secs HLS IA Interm Govt 171 W Q Q W Hartfd DCA2-Hartford Value HLS IA Large Value 4117 WWWW QQQQ QQQQQ WWWW

10 Data as of FINRA Members: For internal use or client reporting purposes only. Page 10 of 10 Historical Benefit Summary Historical Benefit Summary as of prospectus dated *PP=Purchase Payments, AV=Account Value, MAV=Maximum Anniversary Value, RF=Rising Floor, BV=Benefit Value, NAR=Net Amount at Risk