FORD MOTOR COMPANY FORD MOTOR COMPANY

Size: px
Start display at page:

Download "FORD MOTOR COMPANY FORD MOTOR COMPANY"

Transcription

1 Vision Benefit Plan Certificate of Coverage FORD MOTOR COMPANY Salaried Active Employees Ford Vision Benefit Web Site: FORD MOTOR COMPANY

2 Table of Contents WELCOME TO HERITAGE VISION PLANS page 2 SECTION I FORD MOTOR COMPANY BENEFIT PLAN Scope of Coverage Preferred Pricing Discount What's Not Covered page 3 page 4 page 4 SECTION II USING YOUR BENEFIT PLAN Using a Network Provider Using an Out-of-Network Provider Claims Appeals Unresolved Concerns FREQUENTLY ASKED QUESTIONS GLOSSARY OF EYEWEAR TERMS Different Types of Prescription Lenses Eyeglass Lens Materials Eyeglass Lens Coatings and Options page 5 page 6 page 7 page 7 page 8-10 page 11 page 12 page 13 MEMBER RIGHTS/PRIVACY PRACTICES page 14 Heritage Vision Plans 1

3 Introduction WELCOME Ford Motor Company ees! We are glad to have you as members of the Heritage Vision Plans family. Heritage is a vision benefit management company that is dedicated to providing exceptional service, world-class quality and an extensive provider network. Heritage is committed to the quality, reliability and service excellence that have made us successful since Our goal is to provide you with the best in eye care and service. We are providing this booklet to enable you and your covered dependents to make the best possible use of your valuable vision care benefit. If you have questions that are not answered here, please call us toll-free at , or us at Cordially, Heritage Vision Plans, Inc. Heritage Vision Plans has developed this guide to help you receive maximum value from your vision benefit. This handbook covers important topics such as: what services are covered, accessing a provider, filing a claim, and member rights and privacy practices. Heritage Vision OpticalPlans 2

4 FORD MOTOR COMPANY BENEFIT PLAN Section I Eligibility Your eligibility and/or your dependent(s) eligibility to par- ticipate in this Plan is determined by Ford Motor Company. Scope of Coverage Your Scope of Coverage is determined by Ford. This section of the Vision Benefit Handbook will explain your plan benefit. The following chart indicates what services are covered, how often each covered service can be used, what you can expect to pay when receiving services from an in-network provider and what your reimbursement amounts will be when receiving services from an out-of-network provider. SERVICES COVERAGE FREQUENCY IN-NETWORK COVERAGE OUT-OF-NETWORK REIMBURSEMENT Comprehensive Eye Exam (Does not apply to Professional fees for Contact Lens Fitting) Once per Calendar Year 1 $10.00 Co-pay,100% Covered Reimbursed up to $30.00 Frames: (Choice of One) Standard Frames (All frames up to $ Retail) Premium Frames (All frames over $ Retail) Once per Calendar Year 1 $0.00 (100% covered, No Co-pay) $ Retail Allowance, No Co-pay A 20% Preferred Pricing Discount will be applied to all frame costs over $ Elective / Cosmetic Contact Lenses 2 $ Retail Allowance, No Co-pay eritage Optical Reimbursed up to $ Exam and Materials Benefit Frequency is once per Plan Year (January 1 st December 31 st ) 2 You are eligible for contact lenses OR glasses, not both, in any plan year. Reimbursed up to $30.00 Reimbursed up to $30.00 Covered Lenses / Per Pair: (Choice of One) Covered Material = Plastic Single Vision Reimbursed up to $30.00 Bifocal Once per Calendar Year $15.00 Co-pay,100% Covered Reimbursed up to $35.00 Trifocal Reimbursed up to $40.00 Progressive Standard Premium Covered Lens Options and Upgrades U.V. Protection Tint Polycarbonate Contact Lenses: (in lieu of eyeglasses) Once per Calendar Year 1 Once per Calendar Year 1 $15.00 Co-pay,100% Covered Member pays upgrade expenses over covered Standard Progressive ($15.00 Co-Pay Applies) 25% Discount applies to member s balance 100% Covered, No Co-pay Reimbursed up to $50.00 The Contact Lens Benefit is in addition to the Comprehensive Eye Exam. The Covered Standard Contact Lens Fitting Fee is only applicable if contact lenses are selected as the material benefit. Standard Contact Lens Fitting 2 (All Lens Types including Disposables) Medically Necessary 2 Contact Lenses & Fitting (Contact Lenses Prescribed to treat specific Medical Conditions or Diseases of the eye) Once per Calendar Year 1 $0.00 (100% covered, No Co-pay) (Member pays all CL expenses over $105.00) $15.00 Co-pay, Then covered in full up to ($250) Approved U&C Amount (Requires Prior Approval & Review for Medical Necessity) N / A N / A N / A N / A Reimbursed up to $50.00 Heritage Vision Plans 3

5 Preferred Pricing Discounts Members will receive a Preferred Pricing Discount, from Heritage Participating Providers, on: Non-covered Lens Options and Material Upgrades 2nd Pair of Prescription Eyeglasses or Sunglasses Lasik Surgery 25% Discount off Retail Prices 25% Discount off Retail Prices 15% Discount on retail fee charged at designated locations 2. 2 Designated Lasik Provider Locations can be found at These Discounts may not be combined with any other discounts or promotional offers, and the discounts do not apply to professional services (except Lasik Surgery discount) rendered by the provider or to contact lenses. Retail prices may vary by provider location. What s Not Covered Products and services not covered under the plan include: Non-prescription lenses Two pairs of glasses instead of bifocals Lenses and frames furnished under this plan, which are lost or destroyed Parts or repair of frame not covered under manufacturers' warranty Medical or surgical treatment of the eyes, with the exception of the discount for Lasik Surgery. Drugs or medications Corrective vision services, treatments, and materials of an experimental nature Services not visually necessary Industrial (3mm) safety lenses and safety frames with side shields Any services not specified in Ford Motor Company's Scope of Coverage Heritage Optical Vision Plans 4

6 Section II USING YOUR BENEFIT PLAN Using a Network Provider Here are the steps to take: 1. Select a doctor/provider from the list of network providers. The list can be accessed on our Web site: or by calling our Interactive Voice Response (IVR) System toll-free at: The Interactive Voice Response System is available seven days a week, 24 hours a day. 2. Make an appointment with the doctor/provider of your choice. When calling to make an appointment, identify yourself as a Heritage Vision Plans member and your group as: Ford Motor Company - Salaried Employees, Retirees and Surviving Spouses.. The doctor will ask for your ID number and (Patient's) Birth Date. As a Heritage Vision Plans member, you will maximize benefits and reduce out-of-pocket costs by choosing to visit an In-Network Provider. 3. The doctor/provider will verify your eligibility and/or eligibility of dependents. 4. When the examination is complete and you and/or your eligible dependents have been fitted for any necessary glasses or contact lenses, the doctor/provider will explain any additional charges you may have to pay. 5. The doctor/provider will take care of all the paperwork. There are no claim forms for you to complete. Heritage Optical Vision Plans 5

7 Using an Out-of-Network Provider You do have the option of visiting an out-of-network provider. If you choose this option, follow these steps: 1. Make an appointment with the doctor/provider of your choice. 2. When the examination is complete and you and/or your eligible dependents have been fitted for any necessary eyeglasses or contact lenses, you will pay the full charges for the exam and eyeglasses or contacts. 3. You will need to request an itemized receipt from the doctor/provider containing the following information: Ford Member's name and mailing address Ford Member's ID number Ford Motor Company identified as the plan sponsor Patient's name, date of birth and relationship to the Ford Member Service and material received and dates received Type of lenses the patient received (single vision, bifocal, trifocal, Progressive, etc.) 4. Mail the itemized receipt to: Heritage Vision Claims c/o National Vision Administrators ATTN: Ford Vision Claims Reimbursement P.O. Box 2187 Clifton, NJ The itemized receipt serves as your claims form for reimbursement. 5. To be considered for reimbursement, claims must be filed within six months of the date services were completed. Heritage Vision Plans 6

8 Section II continued 6. Heritage will send you a reimbursement check for up to 6. the total of all applicable amounts listed under the out-ofnetwork reimbursement column in the chart on Page 3 of of this booklet. Claims Appeals If a claim is denied, in whole or in part, Heritage will notify you of the reasons for denial. Within 60 days after the date of the denial notice, you may make a written request for review of the denial. The request must include any and all supporting documentation. The claim will be reviewed and you will be notified of the decision. Submit claim appeals to: Heritage Vision Plans, Inc. ATTN: Claims Appeal Manager One Woodward Avenue, Suite 2020 Detroit, MI Unresolved Concerns If you are not satisfied with Heritage Vision Plans' resolution of any customer service issue you may have, please contact your Human Resources Department representative. After exhausting all avenues to have your concerns satisfactorily addressed, you may contact: Health Plans Division Department of Insurance and Financial Services (DIFS) 611 W. Ottawa, Third Floor P.O. Box Lansing, MI Heritage Vision Plans 7

9 FAQ FREQUENTLY ASKED QUESTIONS Q: Do How I need does an the ID wholesale card? pricing apply to the A: FREQUENTLY Premium No, you do Frame ASKED not need Allowance? QUESTIONS ID card. When you call A: Frames for an appointment exceeding the with plan a allowance provider, (Premium the provider Frames) Q: outlined Do will I verify need in your the an Ford ID eligibility. card? Vision Plan The are provider charged will by ask the for pro- A: vider your No, you based Member do on not the ID need following number, an ID formulary: which card. When is your you social call security for an appointment number, and with the a Patient's provider, Date the provider of Birth. Example: will verify your eligibility. The provider will ask for Q: How your A Member can Frame I with obtain ID an number a list which wholesale of is vision your cost would Social carebe providers priced in as your follows: Security Number. network? A: Heritage Vision Plans wholesale offers cost a provider locator on Q: How our Web can site: I obtain frame allowance a list of care providers and by calling your toll-free network? difference number: A: Heritage Vision Plans offers a provider locator on Q: Where our Web do site: difference I get a claim plus 20% form ( 6.80) to submit $ and forby reimbursement? calling The our patient toll-free would number: responsible for A: If you visit an in-network provider, there is no claim Q: Where How form to does submit. the I get contact The a provider claim lens benefit form will handle to work? submit all of the for A: reimbursement? Your paperwork in-network and plan will submit covers the all contact claim. lens If you (non-medically visit an necessary) A: costs out-of-network If you up visit to an in-network provider, every you provider, plan must year. get there The an contact is itemized no claim lens fitting receipt form fee to from is submit. covered the provider The under provider the and benefit, submit will handle that the receipt all contact of the tolenses are Heritage paperwork covered Vision and up to will Plans submit for every reimbursement. the claim. plan year. If you The visit an receipt out-of-network will serve provider, as the claim you must form. get Please an itemized see Q: What are medically necessary contact lenses? Page receipt web 6 from site: for a the complete provider description and submit of that what receipt the to A: Medically itemized Heritage receipt necessary Vision must Plans contacts contain. for reimbursement. are prescribed to The correct the better receipt eye will to serve 20/70 as due the to: claim form. Please see Q: Where Page 1) cataract 6 do for a I complete surgery send my description itemized of receipt what thefor reimbursement? itemized 2) extreme receipt visual must acuity contain. problems not correctable with A: Send the spectacle itemized lenses receipt to: Q: Where 3) Heritage significant do Vision I send anisometropia Claims my itemized receipt for reimbursement? 4) c/o keratoconus National Vision Administrators A: Prior Send ATTN: approval the itemized FORD is required Vision receipt Claims for to: medically Reimbursement necessary contact lenses. P.O. Heritage Box 2187 Vision Plans Clifton, ATTN: Instaset NJ Claims Reimbursement Livernois Avenue, Suite B Q: Do Detroit, all optical MI locations have the same frames to choose from? A: No, the frames will differ by location, but each location will have a wide variety of styles to choose from. Heritage Vision Plans 9 Heritage Vision Plans 8

10 FAQ continued Q: If I decide to pay an in-network provider for ser- vices instead of using my benefit, can I be reimbur- sed? How much money would I be reimbursed? A: If you decide to pay an in-network provider for services out of your own pocket, for example, to take advantage of a retail sale or promotion, you would be reimbursed according to the out-of-network reimbursement rate in the schedule on page 3 of this member handbook. When filing the claim for reimbursement you must follow the out-of-network reimbursement procedure outlined on page 6-7 of this member handbook. You will not be reim- bursed the retail amount charged by the provider. Q: How can my present doctor join the network? A: You may refer your doctor to us for inclusion in our network. Request that your doctor contact our Director of Provider Relations at ext for an application packet, or Q: Is Lasik a covered or partially covered benefit? A: Ford Motor Company members receive a 15% discount on Lasik Surgery at designated locations only. The locations can be found on our web site: Q: How do I know which of the toll-free numbers listed in this book to use? A: If you need information regarding eligibility or provider locations, use the toll free number. This will connect you to the Customer Service Center or IVR system. For all other member service needs, please use the toll free number. This will connect you to the Heritage Vision Plans administrative offices. Heritage Vision OpticalPlans 9

11 FAQ continued Q: Do all optical locations have the same frames to choose from? A: No, the frames will differ by location, but each location How will does have the a wide contact variety lens of benefit styles to work? choose from. Q: Q: How does the wholesale pricing apply to the A: Q: Do Your all in-network optical benefit locations covers all have contact the lens (non-medically same Q: How Premium can Frame my Allowance? frames necessary) to costs, choose up current to from? $ , doctor every plan join year. the The A: network? No, Frames the exceeding frames will the differ plan by allowance location, (Premium but each location You outlined Frames) contact lens fitting fee is also covered, at 100% in-network, A: will may have in refer the a Ford your wide Vision doctor variety Plan to of us styles are for charged to inclusion choose by in from. the our prounder the benefit every plan year. Out-of-network benefits network. vider based Request on the following that your formulary: for contact lenses provide for a doctor reimbursement contact of our up to Q: How Director can of Provider my current Relations doctor at join the $50.00 every plan year. Contact lens fitting fees are not network? ext. covered 1506 under for the an out-of-network application benefit. packet, or Q: A: Do You all may optical refer your locations doctor to us have for inclusion the same in our Q: Can frames network. I get to Request both choose contact that from? your lenses doctor and glasses? contact our A: Q: Can You No, Director are the I get frames eligible of both Provider will contact to differ receive Relations by lenses contact location, and lenses but glasses? each OR glasses location ext. are same will 1506 eligible have Plan for a Year wide to an receive variety as application a covered contact of styles lenses benefit. to packet, choose OR glass- from. or in A: You the es in the same Plan Year as a covered benefit. Q: How What are can medically my current necessary doctor contact join lenses? the A: Q: network? Can Is Lasik I get a both covered contact or partially lenses covered and glasses? benefit? Medically necessary contacts are prescribed to correct the A: Ford You better are may Motor eye eligible refer to Company 20/70 your to receive due doctor members to: contact to us for receive lenses inclusion a OR 15% in glasses network. count in the on same Lasik Surgery Plan Year at as designated a covered benefit. locations our dis- 1) cataract Request surgery that your doctor contact our Director only. 2) extreme The of locations Provider visual acuity Relations can problems be at found not correctable on our with Q: ext. Is Lasik 1506 spectacle a covered for lenses an or application partially covered packet, benefit? or A: Ford Motor Company members receive a 15% discount How 4) keratoconus on do Lasik I know Surgery which at of designated the toll-free locations web 3) significant site: anisometropia Q: Q: Can Prior only. numbers I approval get The both listed locations required contact in this can to lenses book be be eligible to and found use? glasses? for on the our medically A: You necessary If you are need eligible contact information to lenses receive benefit. contact regarding lenses eligibility OR glasses provider web or in the site: same locations, Plan Year use the as a covered benefit. toll Q: free How number. do I know This will which connect of the you toll-free the Customer Q: Is Lasik a covered or partially covered benefit? Service numbers Center listed or in IVR this system. book to use? A: Ford Motor Company members receive a 15% discount on Lasik Surgery at designated locations A: If you need information regarding eligibility or provider For all other locations, member use service the needs, please use the toll only. The locations can be found on our free number. This toll will free connect number. you This to the will Customer connect Service you to the Center Heritage or IVR Vision system. Plans administrative offices web site: Q: How do I know which of the toll-free For all other member service needs, please use the numbers listed in this book to use? toll free number. This will connect A: If you need information regarding eligibility or you to the Heritage Vision Plans administrative offices provider locations, use the toll free number. This will connect you to the Customer Service Center or IVR system. Heritage Vision Optical Plans For all other member service needs, please use the 10 59

12 Glossary of Eyewear Terms The The Eyewear Eyewear Terms Terms in in this this Glossary Glossary are are provided provided for for informational informational purposes purposes only. only. They They are are not not meant meant to to reflect reflect actual actual covered covered benefits benefits under under your your vision vision plan. plan. Please Please refer refer to your to page covered 3, of benefits this Handbook, starting for on your page covered 3 of this benefits. Handbook. DIFFERENT TYPES OF PRESCRIPTION LENSES Based upon the particular eyesight disorder, different types of corrective lenses are prescribed. As a rule, there are 4 types of prescription lenses: Single Vision, Bifocal, Trifocal, and Progressive. Single Vision Lenses Single Vision lenses have only one viewing area throughout the lens. This corrected area can be for far distance, near distance, or reading. Bifocal Lenses Bifocals (meaning a lens with two points of focus, usually one for far distance and one for near distance) are some of the most commonly prescribed multi-focal lenses. A small portion of the bifocal eyeglass lens is reserved for the near-vision correction. The rest of the lens is usually a distance correction, but may have no correction at all if the wearer has good distance vision. Trifocal Lenses Trifocal lenses are lenses with three points of focus: usually for distance, intermediate and near. Trifocals have an added segment above the bifocal for viewing things in the intermediate zone: about an arm's length away. Computer terminals are typically in the intermediate zone. Progressive Lenses Progressive lenses correct vision for multiple distances without the visible segment lines seen in bifocal or trifocal lenses. Instead they have a graduated section in which the power of the lens progresses smoothly from one prescription to the other, allowing the wearer to see clearly at all distances. Heritage Vision Plans 28 Heritage Vision Plans 118

13 Glossary of Eyewear Terms (continued) EYEGLASS LENS MATERIALS Choosing the right lens material for your eyeglasses is an important decision, and there are several options. Plastic Lenses Plastic remains the most popular lens material for eyeglasses in the United States, accounting for nearly 50% of all lenses sold. Plastic is generally regarded as the economy choice in lenses. It offers good optical clarity at a lower price point. Due to thickness, it is not typically recommended for higher prescription powers. Polycarbonate Lenses Polycarbonate Lenses are the most durable of all lenses. These lenses are over ten times more impact resistant than regular plastic. They are also one of the lightest, thinnest lens materials used in eyewear (up to 40% thinner and 30% lighter than standard plastic lenses). Polycarbonate remains a good choice if you want the safest and/or lightest lenses possible. It is also an excellent material choice for children. Hi Index Lenses Hi Index lenses are an excellent alternative for patients with higher prescriptions that want the thinnest, most attractive lenses possible. Hi Index lenses range from 20% to 65% thinner than plastic lenses (depending on the refractive index). The higher the refractive index, the thinner the lens (and typically the higher the cost). Trivex Lenses The Trivex lens is a lightweight, impact resistant material much like polycarbonate. It offers the added benefits of lower visual distortion, better optics, and inherent U.V. Protection. Trivex is a great substitute for polycarbonate lenses in prescription sunglasses because Trivex can be easily tinted, whereas polycarbonate cannot. Heritage Vision Plans 12

14 Glossary of Eyewear Terms Glossary of Eyewear (continued) Terms EYEGLASS LENS COATINGS AND OPTIONS There are many different choices in eyeglass lens coatings and other optical options. These coatings and options can enhance the performance and appearance of your eyeglass lenses. Scratch Resistant Coating The material in plastic lenses is relatively soft and is easily scratched if it is not coated with scratch-resistant coating. This coating, a much harder plastic compound, is applied to the lens surface. The " Scratch Coat " greatly increases the lens' resistance to scratches and abrasions, however it too can be scratched. Anti-Reflective or AR Coating Anti-Reflective Coatings help reduce the reflection on the lenses. When driving (day or night), or using the computer, they reduce the glare and lessen strain on the eyes. What you see is both clearer and sharper. AR Coating also cosmetically enhances the lens, making the lens almost invisible. Your eyes, not the glasses, become the focus of attention. Ultra-Violet or UV Coating UV Coating helps protect the eyes from the harmful damage caused by the sun. This protection helps the eyes tolerate bright sunlight and softens harsh light without making the glasses seem darker. (Note: Both Polycarbonate and Trivex lenses have builtin Ultra-Violet protective properties.) Photochromic or Transitions Lenses Photochromic lenses change from light to dark through changing levels of sunlight. " Transitions " is the most well-known brand in the category of Photochromic lenses. When worn indoors they are virtually clear. When worn outside they change to a dark color. Polarized Lenses Polarized Lenses block out virtually all Ultra-Violet Rays. These lenses help to eliminate haze and glare, while increasing visibility. Heritage Vision Plans 13

15 Member Rights and Responsibilities/ Privacy Practices If you would like to request a copy of our Member Rights and/or Notice of Privacy Practices, please contact us at: Plan Administrator Heritage Vision Plans, Inc. One Woodward Avenue, Suite 2020 Detroit, MI Phone: (888) Fax: (313) Member Rights and Responsibilties Members may be required to cooperate in the subrogation and coordination of benefits. Benefits may not be assigned. Members shall notify their employer in case of address change. Members shall have the right to inspect and review their own medical records Provider Information Information about any participating provider is available from Heritage Vision Plans at the above listed address. Non-Discrimination Heritage Vision Plans does not discriminate on the basis of race, color, creed, national origin, residence within the approved service area, lawful occupation, sex, handicap, or marital status. Heritage Vision OpticalPlans 14

16 Corporate Office One Woodward Avenue, Ste Detroit, MI

Vision Care Plan. 2016 Plan Year

Vision Care Plan. 2016 Plan Year Vision Care Plan 2016 Plan Year This Coverage Information Section of the Summary Plan Description ( SPD ) for Sprint Vision Care Plan has been created using simple terms and in an easy-to-understand format

More information

The Railroad Employees National Vision Plan

The Railroad Employees National Vision Plan The Railroad Employees National Vision Plan Effective January 1, 2013, your Vision Plan benefits will be provided by EyeMed Vision Care. There is no change to the Plan design but there will be a few enhancements.

More information

Section. Vision Care Benefits

Section. Vision Care Benefits Section G Vision Care Benefits Section Page Eligibility...G. 1 Benefit Year...G. 1 Benefit Options...G. 1 Schedule of Benefits...G. 1 Charges Not Covered...G. 1 Specific Details of Your Vision Care Benefit

More information

Vision Care Rider. Premier Option. Definitions

Vision Care Rider. Premier Option. Definitions Vision Care Rider Premier Option This Vision Care Rider is made part of, and is in addition to any information you may have in your Blue Cross and Blue Shield of New Mexico (BCBSNM) member benefit booklet

More information

The EyeMed Network. EyeMed Vision Care Attn: OON Claims P.O. Box 8504 Mason, Oh 45040-7111

The EyeMed Network. EyeMed Vision Care Attn: OON Claims P.O. Box 8504 Mason, Oh 45040-7111 The following is a summary of the vision benefits for Unity Health System. This document is not the Summary Plan Description document Plan Information Unity Health System has selected EyeMed Vision Care

More information

HIGHMARK VISION COVERAGE MAKES IT EASY TO GET VISION CARE

HIGHMARK VISION COVERAGE MAKES IT EASY TO GET VISION CARE HIGHMARK VISION COVERAGE MAKES IT EASY TO GET VISION CARE You know the importance of vision care. Regular eye exams are an important part of overall preventive health care. According to the Vision Council

More information

You should see what you re missing. Comprehensive Vision Care Program

You should see what you re missing. Comprehensive Vision Care Program You should see what you re missing. Comprehensive Vision Care Program The Benefits of Vision Care are Clear. Look at what OptumHealth Vision has to offer Your vision is important to your overall health.

More information

2015 Insurance Benefits Guide. Vision Care. Vision Care. www.eip.sc.gov S.C. Public Employee Benefit Authority 105

2015 Insurance Benefits Guide. Vision Care. Vision Care. www.eip.sc.gov S.C. Public Employee Benefit Authority 105 2015 Insurance Benefits Guide www.eip.sc.gov S.C. Public Employee Benefit Authority 105 Insurance Benefits Guide 2015 Table of Contents Introduction...107 State Vision Plan...107 Vision Benefits at a Glance...

More information

Vision Benefits. January 2013

Vision Benefits. January 2013 Vision Benefits January 2013 As a benefits-eligible associate at Advocate, you have the opportunity to choose optional coverage providing benefits for vision care services. This coverage featuring primary

More information

DeltaVision. DeltaVision. Insured vision plans from Delta Dental of Wisconsin.

DeltaVision. DeltaVision. Insured vision plans from Delta Dental of Wisconsin. DeltaVision DeltaVision Insured vision plans from Delta Dental of Wisconsin. We know what matters to you. Great vision benefits; no joke. Great vision benefits; no joke. Delta Dental asks groups and agents

More information

VISION SERVICE PLAN INSURANCE COMPANY PLEASE ATTACH TO YOUR GROUP VISION CARE PLAN AMENDMENT TO GROUP VISION CARE PLAN

VISION SERVICE PLAN INSURANCE COMPANY PLEASE ATTACH TO YOUR GROUP VISION CARE PLAN AMENDMENT TO GROUP VISION CARE PLAN VISION SERVICE PLAN INSURANCE COMPANY PLEASE ATTACH TO YOUR GROUP VISION CARE PLAN AMENDMENT TO GROUP VISION CARE PLAN To be attached to and made part of Group Vision Care Plan Number 12091990 issued to

More information

Benefit Year 2016 Voluntary Vision Benefit Summary

Benefit Year 2016 Voluntary Vision Benefit Summary Benefit Year 2016 Voluntary Vision Benefit Summary Customer Service: 800-638-3120 Provider Locator: 800-839-3242 www.myuhcvision.com UnitedHealthcare Vision has been trusted for more than 40 years to deliver

More information

Balanced Care VisionSM. Choice Vision Insurance that Helps Employers Balance Features and Cost

Balanced Care VisionSM. Choice Vision Insurance that Helps Employers Balance Features and Cost Balanced Care VisionSM Choice Vision Insurance that Helps Employers Balance Features and Cost Standard Insurance Company The Standard Life Insurance Company of New York Standard Insurance Company is licensed

More information

ADN Administrators, Inc. PO Box 610 Southfield, MI 48037 248-901-3705 Utica Community Schools Dental Benefits Plan Group # 9210 Teachers with other dental coverage (COB) The Plan-at-a-Glance Maximum Benefits

More information

Vision Care Program. Vision Discounts Voluntary Vision Benefits LASIK Discounts

Vision Care Program. Vision Discounts Voluntary Vision Benefits LASIK Discounts Vision Care Program Vision Discounts Voluntary Vision Benefits LASIK Discounts Vision Care Program by EyeMed Easy to use Simply visit the participating provider closest to you and present your Vision Care

More information

Vision Benefit Summary

Vision Benefit Summary Hobart and William Smith Colleges Group Number: 00481947 Vision Benefit Summary About Your Benefits: Eye care is a vital component of a healthy lifestyle. With vision insurance, having regular exams and

More information

Welcome! We look forward to serving you!

Welcome! We look forward to serving you! Welcome! Getting your eyes checked can help you be the vision of health. You may think you need an eye exam only when it s time to update your eyewear prescription. But the truth is, an eye exam can spot

More information

Visual Acuity, Impairments and Vision Insurance Plan Provisions. Stuart West Specialty Sales Manager Virginia CE Forum 2009 Course # 201718

Visual Acuity, Impairments and Vision Insurance Plan Provisions. Stuart West Specialty Sales Manager Virginia CE Forum 2009 Course # 201718 Visual Acuity, Impairments and Vision Insurance Plan Provisions Stuart West Specialty Sales Manager Virginia CE Forum 2009 Course # 201718 How Vision Works Light passes through the cornea & lens Light

More information

UNITED HEALTHCARE INSURANCE COMPANY CERTIFICATE OF COVERAGE FOR

UNITED HEALTHCARE INSURANCE COMPANY CERTIFICATE OF COVERAGE FOR UNITED HEALTHCARE INSURANCE COMPANY GROUP VISION CARE INSURANCE CERTIFICATE OF COVERAGE FOR ALLIANCE OF PROFESSIONALS & CONSULTANTS, INC. GROUP NUMBER - 711183 Effective Date: January 1, 2010 Offered and

More information

TABLE OF CONTENTS DESCRIPTION. Website and Contacts 2

TABLE OF CONTENTS DESCRIPTION. Website and Contacts 2 TABLE OF CONTENTS DESCRIPTION PAGE Website and Contacts 2 Health Insurance Health Insurance Rates 4 Health Insurance Calculations 5 Benefit Overview 6 Vantage 2000/25/60 Benefit Details 7-8 Dental Insurance

More information

VCP Network. HumanaVision

VCP Network. HumanaVision VCP Network HumanaVision Feel good about choosing a HumanaVision plan Thank you for considering a HumanaVision plan. It s important your employees keep their eyes healthy and get routine care. A comprehensive

More information

UNITED HEALTHCARE INSURANCE COMPANY CERTIFICATE OF COVERAGE FOR

UNITED HEALTHCARE INSURANCE COMPANY CERTIFICATE OF COVERAGE FOR UNITED HEALTHCARE INSURANCE COMPANY GROUP VISION CARE INSURANCE CERTIFICATE OF COVERAGE FOR OHIO POLICE & FIRE PENSION FUND GROUP NUMBER - 711878 Effective Date: January 1, 2008 Offered and Underwritten

More information

June 2014 State of New York Department of Civil Service Employee Benefits Division www.cs.ny.gov

June 2014 State of New York Department of Civil Service Employee Benefits Division www.cs.ny.gov New York State Vision Plan New York State For Employees of the State of New York Vision Plan Represented by the Public Employees Federation (PEF) and for their enrolled dependents and for COBRA enrollees

More information

Humana Vision VCP Network

Humana Vision VCP Network Generic Humana Vision VCP Network Humana.com GN51511HV 1214 Feel good about choosing a Humana vision plan A vision plan is one of the top five most desired benefits, after medical insurance, by employees

More information

Vision Glossary of Terms

Vision Glossary of Terms Vision Glossary of Terms EYE EXAMINATION PROCEDURES Eyeglass Examinations: The standard examination procedure for a patient who wants to wear eyeglasses includes at least the following: Case history; reason

More information

Vision Examinations & Optical Hardware Coverage & Billing Guidelines

Vision Examinations & Optical Hardware Coverage & Billing Guidelines Vision Examinations & Optical Hardware Coverage & Billing Guidelines Contents General Policy... 2 Indications and Limits of Coverage... 2 Vision Examinations... 2 Diagnostic Testing... 2 Eyeglasses...

More information

(1) may be provided under contract with another health care insurer;

(1) may be provided under contract with another health care insurer; Sec. 21.42.385. Dental, vision, and hearing coverage. (a) Except for a fraternal benefit society, a health care insurer that offers, issues for delivery, delivers, or renews in this state a health care

More information

Vision Benefits Enrollment Information

Vision Benefits Enrollment Information Vision Benefits Enrollment Information Select Plus 100 Plan & Select Plus 150 Plan St. Petersburg College Select Plus 100 Plan COVERAGE IN-NETWORK BENEITS OUT-O-NETWORK REIBURSEENT* BENEIT REQUENCY Comprehensive

More information

visioncare plan What to expect from your vision plan: No claims to file! Just show your VisionCare Plan ID card

visioncare plan What to expect from your vision plan: No claims to file! Just show your VisionCare Plan ID card visioncare plan What to expect from your vision plan: Your eyesight is nothing to take for granted. It s how we see a loved one s face clearly or a beautiful sunset. But your sight can begin to deteriorate

More information

Statewide Vision Program EyeMed Vision Care Plan - Frequently Asked Questions

Statewide Vision Program EyeMed Vision Care Plan - Frequently Asked Questions Statewide Vision Program EyeMed Vision Care Plan - Frequently Asked Questions Q. Who is eligible to enroll? A. Active State of Delaware employees, pensioners, Long Term Disability (LTD) recipients, and

More information

Group Vision Insurance SUMMARY OF BENEFITS

Group Vision Insurance SUMMARY OF BENEFITS Group Vision Insurance SUMMARY OF BENEFITS Sponsored By Salamandar Farms, LLC Effective Date: February 1, 2013 All Active Full-Time Salamander Farms Employees You may choose any provider. However, using

More information

Superior Vision. The Visible Difference in Managed Vision Care. University of Texas. Plan Year 2012 2013

Superior Vision. The Visible Difference in Managed Vision Care. University of Texas. Plan Year 2012 2013 Superior Vision The Visible Difference in Managed Vision Care University of Texas Plan Year 2012 2013 Two Options for 2012: Basic Plan or Plus Plan University of Texas Vision Plan Your vision plan includes

More information

USI Affinity Vision Plan Benefits

USI Affinity Vision Plan Benefits USI Affinity Vision Plan Benefits Vision Class Description All Eligible Members All Eligible Members Plan Name M00D-0/0 Low Plan M50A-0/0 High Plan Eye Examination Comprehensive exam of visual functions

More information

UNITED HEALTHCARE INSURANCE COMPANY

UNITED HEALTHCARE INSURANCE COMPANY UNITED HEALTHCARE INSURANCE COMPANY A Stock Company 450 Columbus Boulevard, Hartford, Connecticut Phone: 1-800-638-3120 GROUP VISION CARE INSURANCE POLICY A Limited Benefit Policy Issued To: Policy Number:

More information

Your eyesight is nothing to take for granted. It s how we see a loved one s face clearly or a beautiful sunset.

Your eyesight is nothing to take for granted. It s how we see a loved one s face clearly or a beautiful sunset. visioncare plan What to expect from your vision plan: Your eyesight is nothing to take for granted. It s how we see a loved one s face clearly or a beautiful sunset. But your sight can begin to deteriorate

More information

SCHEDULE OF BENEFITS. Group LINK Comprehensive Health Insurance Policy

SCHEDULE OF BENEFITS. Group LINK Comprehensive Health Insurance Policy SCHEDULE OF BENEFITS Classes of Employees Insured: [Class 1 All Active Full-Time Indian Employees] [Monthly Premium Rates: Individual - [$ 398.34] Two-Person [$796.68] Family Coverage [$1,210.66]] Benefit

More information

HumanaVision. State of Florida Employees VCP Network. Specialty Benefits

HumanaVision. State of Florida Employees VCP Network. Specialty Benefits HumanaVision State of Florida Employees VCP Network Specialty Benefits 2 HumanaVision We make it easy for you HumanaVision VCP options have you covered and make eye care affordable. Select a plan that

More information

Ministry of Community and Social Services Vision Care Fee Schedule

Ministry of Community and Social Services Vision Care Fee Schedule Intent Ministry of Community and Social Services Vision Care Fee Schedule The Ontario Disability Support Program (ODSP) Vision Care Benefit provides assistance to eligible individuals with the purchase

More information

HumanaVision. VCP Network. 2016 Vision Benefits

HumanaVision. VCP Network. 2016 Vision Benefits HumanaVision VCP Network 2016 Vision Benefits visioncare plan What to expect from your vision plan: Your eyesight is nothing to take for granted. It s how we see a loved one s face clearly or a beautiful

More information

Health Choice Essential Gold Standard Gold Off Exchange Plan Network: Health Choice Essential Type of Coverage: HMO

Health Choice Essential Gold Standard Gold Off Exchange Plan Network: Health Choice Essential Type of Coverage: HMO Subscriber ID: [XXXXXXX] Health Choice Essential Gold Standard Gold Off Exchange Plan Network: Health Choice Essential Type of Coverage: HMO EOC Effective Date: [XX/XX/XXXX] Subscriber: [Subscriber Name]

More information

Your A&M System Vision Plan

Your A&M System Vision Plan Your A&M System Vision Plan Updated September 2015 INTRODUCTION The Texas A&M University System provides vision benefits to help you p ay for vision care and supplies for yourself and your family. Regular

More information

SCHEDULE OF BENEFITS (continued) Group LINK Comprehensive Health Insurance Policy

SCHEDULE OF BENEFITS (continued) Group LINK Comprehensive Health Insurance Policy SCHEDULE OF BENEFITS Classes of Employees Insured: [Class 1 All Active Full-Time Indian Employees] [Monthly Premium Rates: Individual - [$ 398.34] Two-Person [$796.68 ] Family Coverage [$1,210.66]] Benefit

More information

NATIONAL GUARDIAN LIFE INSURANCE COMPANY (called We, Our, and Us ) 2 East Gilman Street Madison, Wisconsin 53701

NATIONAL GUARDIAN LIFE INSURANCE COMPANY (called We, Our, and Us ) 2 East Gilman Street Madison, Wisconsin 53701 NATIONAL GUARDIAN LIFE INSURANCE COMPANY (called We, Our, and Us ) 2 East Gilman Street Madison, Wisconsin 53701 GROUP VISION CARE INSURANCE CERTIFICATE Underwritten by: Administrator: National Guardian

More information

SCHEDULE OF BENEFITS. Group Access Care Comprehensive Health Insurance Policy

SCHEDULE OF BENEFITS. Group Access Care Comprehensive Health Insurance Policy SCHEDULE OF BENEFITS Classes of Employees Insured: [Class 1 All Active Full-Time Indian Employees] [Monthly Premium Rates: Individual - [$ 398.34] Two-Person [$796.68] Family Coverage [$1,210.66]] Benefit

More information

US Airways Medicare Options US Trust 2015 Benefits Guide

US Airways Medicare Options US Trust 2015 Benefits Guide US Airways Medicare Options US Trust 2015 Benefits Guide Welcome to the 2015 Medicare Options US Trust Retiree Benefit Plans This guide includes detailed information regarding the benefit options available

More information

SCHEDULE OF BENEFITS. Group Access Care Comprehensive Health Insurance Policy

SCHEDULE OF BENEFITS. Group Access Care Comprehensive Health Insurance Policy SCHEDULE OF BENEFITS Classes of Employees Insured: [Class 1 All Active Full-Time Indian Employees] [Monthly Premium Rates: Individual - [$ 398.34] Two-Person [$796.68] Family Coverage [$1,210.66]] Benefit

More information

SCHEDULE OF BENEFITS. Group Access Care Comprehensive Health Insurance Policy

SCHEDULE OF BENEFITS. Group Access Care Comprehensive Health Insurance Policy SCHEDULE OF BENEFITS Classes of Employees Insured: [Class 1 All Active Full-Time Indian Employees] [Monthly Premium Rates: Individual - [$ 398.34] Two-Person [$796.68] Family Coverage [$1,210.66]] Benefit

More information

Your CompBenefits Vision Plan. Pensacola State College

Your CompBenefits Vision Plan. Pensacola State College Your CompBenefits Vision Plan Pensacola State College visioncare plan What to expect from your vision plan: Your eyesight is nothing to take for granted. It s how we see a loved one s face clearly or a

More information

Delta Dental of Wisconsin 2015 Open Enrollment Materials. For AFSCME Council 24, Wisconsin State Employees Union

Delta Dental of Wisconsin 2015 Open Enrollment Materials. For AFSCME Council 24, Wisconsin State Employees Union Delta Dental of Wisconsin 2015 Open Enrollment Materials For AFSCME Council 24, It s open enrollment time. Follow the steps to edit your current coverage or enroll in the plan. If you are currently enrolled

More information

The Pennsylvania State University Groups 25263-50, 51 Effective January 1, 2015 Produced February, 2015

The Pennsylvania State University Groups 25263-50, 51 Effective January 1, 2015 Produced February, 2015 The Pennsylvania State University Groups 25263-50, 51 Effective January 1, 2015 Produced February, 2015 Highmark Blue Shield is very pleased to provide this information about your vision care program

More information

CERTIFICATE GROUP EYE CARE INSURANCE. Class Number 1

CERTIFICATE GROUP EYE CARE INSURANCE. Class Number 1 A Stock Company Chicago, Illinois CERTIFICATE GROUP EYE CARE INSURANCE The Policyholder EDUCATIONAL SERVICES, INC. Policy Number 136-8631 Insured Person PAT Q. SPECIMEN Plan Effective Date November 1,

More information

Certificate of Coverage. Vision

Certificate of Coverage. Vision Children s Health Insurance Program (CHIP) Brought to You by Capital BlueCross Certificate of Coverage Vision CHIP coverage is issued by Keystone Health Plan Central through a contract with the Commonwealth

More information

January 1 of the following year and each January 1 thereafter

January 1 of the following year and each January 1 thereafter F I D E L I T Y S E C U R I T Y L I F E I N S U R A N C E C O M P A N Y 3130 Broadway Kansas City, Missouri 64111-2406 Phone 800-648-8624 A STOCK COMPANY (Herein Called the Company ) POLICY NUMBER: POLICYHOLDER:

More information

Third Party Insurers and Billing Information

Third Party Insurers and Billing Information Evaluation and Management Codes Documentation Guidelines...1 Medicare...1 Overview of Medicare...1 Medicare Covered Services and Materials...1 Non-Covered Services and Materials...1 Medicaid...2 Limitations

More information

Anthem BCBS PPO 80/60. Network Out-of-Network Network Out-of-Network Network Out-of-Network $1,750 per person. $2,500 per person $5,000 per family

Anthem BCBS PPO 80/60. Network Out-of-Network Network Out-of-Network Network Out-of-Network $1,750 per person. $2,500 per person $5,000 per family Plan PPO 90/70 PPO 80/60 PPO 75/50 Annual Medical Deductible Network Out-of-Network Network Out-of-Network Network Out-of-Network $250 per person $500 per person $500 per person $1,000 per person $900

More information

HDHP/HSA. $3,000 per person $6,000 per family (deductible includes medical & prescriptions) $7,000 per person $13,000 per family

HDHP/HSA. $3,000 per person $6,000 per family (deductible includes medical & prescriptions) $7,000 per person $13,000 per family Plan Aetna Select EPO BCBS PPO 90/70 BCBS HDHP/HSA High Option EPO EPO 80 Choice Choice Plus 80/60 Annual Medical Deductible Annual Out-of-Pocket Maximum (includes deductible) Network Only Network Out-of-Network

More information

Dental and vision coverage for your total health

Dental and vision coverage for your total health Dental and vision coverage for your total health The mouth and eyes are important parts of your body, and your health. Regular dental and vision checkups can help nd early warning signs of disease. So

More information

Your eyesight is nothing to take for granted. It s how we see a loved one s face clearly or a beautiful sunset.

Your eyesight is nothing to take for granted. It s how we see a loved one s face clearly or a beautiful sunset. visioncare plan What to expect from your vision plan: Your eyesight is nothing to take for granted. It s how we see a loved one s face clearly or a beautiful sunset. But your sight can begin to deteriorate

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS FREQUENTLY ASKED QUESTIONS The following is a list of frequently asked questions on the Pfizer-sponsored UHC Group Medicare Advantage plans. We will include responses to the most commonly received questions

More information

Quality. Vision Care. for Groups Big and Small. Plus & Materials Only Plans GROUPS 2+

Quality. Vision Care. for Groups Big and Small. Plus & Materials Only Plans GROUPS 2+ Vision Care Quality for Groups Big and Small Plus & Materials Only Plans GROUPS 2+ Offer your group clients a fully insured vision plan that provides one of the greatest values in the vision care industry.

More information

UNITED HEALTHCARE INSURANCE COMPANY CERTIFICATE OF COVERAGE FOR

UNITED HEALTHCARE INSURANCE COMPANY CERTIFICATE OF COVERAGE FOR UNITED HEALTHCARE INSURANCE COMPANY GROUP VISION CARE INSURANCE CERTIFICATE OF COVERAGE FOR MATTRESS FIRM, INC. GROUP NUMBER - 704140 Effective Date: October 1, 2008 Offered and Underwritten by UNITED

More information

Rate Card General Agent Administrative Handbook

Rate Card General Agent Administrative Handbook February, 2012. MetLife Rate Card General Agent Administrative Handbook Rate Card Process For Indiana, Ohio and West Virginia 1 Table of Contents MetLife Contacts.3 Products & Plan Designs......4 Underwriting

More information

J. M. Huber Corporation. Vision Care Plan. Summary Plan Description

J. M. Huber Corporation. Vision Care Plan. Summary Plan Description J. M. Huber Corporation Vision Care Plan Summary Plan Description Effective January 1, 2010 Eligible Employees have the option to elect this Vision Care Plan. The Plan includes an eye examination and other

More information

OUTLINE OF COVERAGE HEALTH NET LIFE INSURANCE COMPANY INDIVIDUAL MEDICARE SUPPLEMENT OPTIONAL SUPPLEMENTAL BENEFITS GUIDE

OUTLINE OF COVERAGE HEALTH NET LIFE INSURANCE COMPANY INDIVIDUAL MEDICARE SUPPLEMENT OPTIONAL SUPPLEMENTAL BENEFITS GUIDE OUTLINE OF COVERAGE HEALTH NET LIFE INSURANCE COMPANY INDIVIDUAL MEDICARE SUPPLEMENT OPTIONAL SUPPLEMENTAL BENEFITS GUIDE Health Net Life Insurance Company Individual Medicare Supplement plans provides

More information

THE EPIC LIFE INSURANCE COMPANY

THE EPIC LIFE INSURANCE COMPANY THE EPIC LIFE INSURANCE COMPANY VISION BENEFITS ENDORSEMENT FOR WSE SUPPLEMENTAL DENTAL, HOSPITAL INDEMNITY AND ACCIDENTAL DEATH AND DISMEMBERMENT CERTIFICATE In consideration of the premiums charged by

More information

Premium Chart for Aetna Term Life Insurance

Premium Chart for Aetna Term Life Insurance Premium Chart for Aetna Term Life Insurance Physician Premiums PLEASE NOTE 1) Your premium amount is the number located in the table cell where your age and desired coverage intersect. Up to $200,000 in

More information

Vision Care Services (Includes Ophthalmological Services)

Vision Care Services (Includes Ophthalmological Services) Vision Care Services (Includes Ophthalmological Services) Who is eligible for vision care? [WAC 388-544-0100 (1)] Clients with one of the following medical program identifiers on their DSHS Medical Identification

More information

Vision Benefits for the way you Live, Work and Play

Vision Benefits for the way you Live, Work and Play Vision Benefits for the way you Live, Work and Play 1 Global Industry Leader Manufacturing Manufacturing Distribution Distribution Vision Care Philanthropy Philanthropy Providing vision care since 1988

More information

Individual Dental Insurance

Individual Dental Insurance Individual Dental Insurance From Delta Dental of Wisconsin Be your own individual with dental plans from the most trusted name in dental benefits. Plan designs and rates subject to change without notice.

More information

January 1 of the following year and each January 1 thereafter

January 1 of the following year and each January 1 thereafter F I D E L I T Y S E C U R I T Y L I F E I N S U R A N C E C O M P A N Y 3130 Broadway Kansas City, Missouri 64111-2406 Phone 800-648-8624 A STOCK COMPANY (Herein Called the Company ) POLICY NUMBER: POLICYHOLDER:

More information

Dental and Vision Plan Information for OSU/A&M System Employees

Dental and Vision Plan Information for OSU/A&M System Employees Employee Benefit Options Guide Plan Year 2016 January 1 through December 31, 2016 Dental and Vision Plan Information for OSU/A&M System Employees www.sib.ok.gov Oklahoma State University/A&M System Monthly

More information

Take control of your total health with the right vision and dental coverage

Take control of your total health with the right vision and dental coverage Take control of your total health with the right vision and dental coverage The mouth and eyes are important parts of your body and your health. Regular dental and vision checkups can help find early warning

More information

Administrative Code. Title 23: Medicaid Part 217 Vision Services

Administrative Code. Title 23: Medicaid Part 217 Vision Services Title 23: Medicaid Administrative Code Title 23: Medicaid Part 217 Vision Services Table of Contents Table of Contents Title 23: Medicaid... 1 Table of Contents... 1 Title 23: Division of Medicaid... 1

More information

NATIONAL GUARDIAN LIFE INSURANCE COMPANY (called We, Our, and Us ) 2 East Gilman Street Madison, Wisconsin 53701

NATIONAL GUARDIAN LIFE INSURANCE COMPANY (called We, Our, and Us ) 2 East Gilman Street Madison, Wisconsin 53701 NATIONAL GUARDIAN LIFE INSURANCE COMPANY (called We, Our, and Us ) 2 East Gilman Street Madison, Wisconsin 53701 GROUP VISION CARE INSURANCE CERTIFICATE Underwritten by: National Guardian Life Insurance

More information

Affordable dental plan and package options for Medicare Supplement plan members

Affordable dental plan and package options for Medicare Supplement plan members Affordable dental plan and package options for Medicare Supplement plan members Last updated: November 2014 Blue Shield of California rates effective: August 1, 2014 Something to smile about Make the choice,

More information

Welcome to Cool Springs EyeCare and Donelson EyeCare!

Welcome to Cool Springs EyeCare and Donelson EyeCare! Welcome to Cool Springs EyeCare and Donelson EyeCare! We are looking forward to seeing you and helping you with your eye health and vision. As a comprehensive primary care practice we provide a full range

More information

Benefit Packet Full Time Employees Open Enrollment Options

Benefit Packet Full Time Employees Open Enrollment Options Benefit Packet Full Time Employees Open Enrollment Options Included in this packet: 1. Healthcare Plan Design Comparison a. Preferred providers for in-network can be found at www.umr.com, UHC Choice Plus

More information

New Hire 2015 Benefits Enrollment. educational service center. Council of Governments COG

New Hire 2015 Benefits Enrollment. educational service center. Council of Governments COG New Hire 2015 Benefits Enrollment COG educational service center Council of Governments Information Page Welcome to the Ohio Healthcare Plan. The benefits program is an important part of the total compensation

More information

GEHA 2014. A complete guide to GEHA Health Plans. (800) 262-GEHA geha.com The Benefits of Better Health

GEHA 2014. A complete guide to GEHA Health Plans. (800) 262-GEHA geha.com The Benefits of Better Health GEHA 2014 A complete guide to GEHA Health Plans (800) 262-GEHA geha.com The Benefits of Better Health Your choice of three health plans, with more doctors and hospitals and member cost savings for: doctor

More information

Humana Vision. Humana.com. VCP Network GCHHDB7HH 1213

Humana Vision. Humana.com. VCP Network GCHHDB7HH 1213 Humana Vision VCP Network Humana.com GCHHDB7HH 1213 See things more clearly with a Humana vision plan. Offering a vision plan not only promotes good vision health, but may also reduce total healthcare

More information