Warmer Healthier Homes: A Consultation Paper on a new Fuel Poverty Strategy for Northern Ireland

Size: px
Start display at page:

Download "Warmer Healthier Homes: A Consultation Paper on a new Fuel Poverty Strategy for Northern Ireland"

Transcription

1 Warmer Healthier Homes: A Consultation Paper on a new Fuel Poverty Strategy for Northern Ireland A Response by the Chartered Institute of Housing in Northern Ireland September 2010 The Chartered Institute of Housing (CIH) Northern Ireland is the professional body for people involved in housing and communities. It is a registered charity with a diverse and growing membership of over 22,000 national and international members. The CIH in Northern Ireland has over 500 members working for public, private and voluntary organisations and educational institutions. Our primary aim is to maximise the contribution that housing professionals make to the wellbeing of communities. The CIH seeks to achieve this by supporting a network of professionals in the sector through the development of

2 policy and practice solutions, research, publications, training, events and professional qualifications. Summary CIH Northern Ireland concurs with the Department for Social Development s decision to shape the new fuel poverty strategy around improving energy efficiency and the alleviation of fuel poverty. We strongly support better targeting of resources at those households most affected by fuel poverty. We would endorse the Commission on the Future for Housing s call for a Retrofit Scheme as a means of improving energy efficiency, reducing carbon emissions and alleviating fuel poverty for households in Northern Ireland. CIH Northern Ireland would encourage DSD to explore the use of Pay as You Save schemes to enable householders to carry out energy efficiency improvements with no upfront cost and with a reduced level of government intervention. We would like to see more work done on area-based approaches and the feasibility of implementing such a model in Northern Ireland. CIH Northern Ireland believes that any new fitness standard introduced for the private rented sector must be enforced in order to alleviate fuel poverty in a sector that has high levels of fuel poor households. We would contend that the private rented sector warrants specific attention with regard to fuel poverty interventions and that there should be more of an onus placed on landlords to ensure that their properties are energy efficient. CIH Northern Ireland would agree that improving energy efficiency in the private sector should be a key priority. In relation to placing a greater emphasis on energy efficiency in private sector renewal, we would refer the Department to CIH Northern Ireland s recent paper A New Way of Helping Homeowners: Moving from Grants to Loans for Repairs and Improvement Work.

3 CIH Northern Ireland supports DSD s proposal to incentivise housing associations to build to levels 4 and 5 of the Code for Sustainable Homes, but we are also conscious of the need to ensure that the private sector meets similar standards. CIH Northern Ireland welcomes the Department s plans to introduce legislation that will enable social housing providers to broker energy at a competitive rate for their tenants, but would also like to see similar support for owner-occupiers and tenants in the private rented sector. Introduction The Commission on the Future for Housing noted that fuel poverty represents a deeper and more widespread problem in Northern Ireland than elsewhere in the United Kingdom, with children, lone parents and pensioners particularly badly affected. The credit crunch, significant rises in fuel costs in 2008 and the prospect of continued increases and the ongoing recession are likely to add to levels of fuel poverty in Northern Ireland with the number of households in fuel poverty predicted to be more than 40% in 2009 compared to 34% in In this context, the Department for Social Development s review of the existing fuel poverty strategy with the aim of developing proposals to address future challenges is very welcome. CIH Northern Ireland supports both the Department s recognition that this must be a priority for government and the principles behind the review process. We would also concur with the decision to shape the new fuel poverty strategy around improving energy efficiency as a key area that government can directly and effectively influence. The added benefit of reducing carbon emissions, whilst secondary to the aim of alleviating fuel poverty, is also to be welcomed. Although income and fuel prices are significant factors in contributing to fuel poverty, the potential impact of government interventions is less certain: on this basis it is reasonable to concentrate resources on the area most likely to produce results for people experiencing fuel poverty. Warmer Healthier Homes makes reference to the fact that targets set in the 2004 Ending Fuel Poverty Strategy were not reached, but concludes that this does not necessarily mean that the strategy cannot be viewed as successful. CIH Northern Ireland would agree with this assessment in light of the mitigating factors sharp rises in fuel prices and lack of economic growth resulting in higher incomes and the ambitious premise of ending fuel poverty. Some excellent work has been done in the past six years in relation to fuel poverty and many 11 Northern Ireland Housing Executive, Northern Ireland Housing Market Review and Perspectives , (2010), p.16

4 individuals have benefited from some of the measures implemented as part of the previous strategy. However, the new strategy needs to be more focused and concentrate government interventions in areas where they can help those in most need and make a real difference. We welcome the opportunity to respond to the consultation on Warmer Healthier Homes and hope that our comments will be of value in finalising the new strategy. Rather than attempting to address every question within the consultation, this response will focus on those issues that CIH Northern Ireland has particular comment on.

5 Better Targeting of Resources Warmer Healthier Homes states that resources will continue to be targeted at the most vulnerable in society, defined as those households over 60, those with householders who are disabled or chronically ill and those households with children under the age of 16. However, the Department also states that it will assist those suffering most from fuel poverty first. These two measures may be slightly at odds with each other as single adults appear to be those disproportionately affected by fuel poverty. There are more single adult households in Northern Ireland (and Scotland) than elsewhere in the UK and this group tends to have lower incomes and be more at risk from fuel poverty. Many single adult households will be headed by older people; however, single adult households would not necessarily be defined as vulnerable households. CIH Northern Ireland strongly supports better targeting of resources in order to alleviate fuel poverty for those most severely impacted, even if those most affected do not belong to one of the three vulnerable household groupings. Based upon the 2006 House Condition Survey these would appear to be single older households, single parent households and single adult households and CIH Northern Ireland would endorse DSD s proposed approach of considering the many different contributors to fuel poverty and targeting resources in a more nuanced manner for example targeting resources at lone pensioners rather than all pensioners. Improving Energy Efficiency Warm Homes Scheme Although in excess of 120m has been spent on the Warm Homes Scheme since 2001, 2006 figures (therefore before the record rise in fuel prices) suggest that fuel poverty has increased in all but five of the 26 District Council Areas. Even taking into account mitigating factors such as continued low incomes and higher than average fuel prices in Northern Ireland, this does not suggest that the Warm Homes Scheme has had the desired impact of effectively tackling fuel poverty and energy efficiency. The Commission on the Future for Housing has called for a Retrofit Scheme for Northern Ireland that would directly address energy efficiency, thus reducing fuel poverty levels. One of the criticisms levelled at the first Warm Homes Scheme was that a number of measures introduced to tackle energy inefficiency were not effective in improving energy efficiency or reducing the level of fuel poverty for households. A retrofit scheme could have a number of advantages,

6 not least of which would be providing a more focused approach on energy efficiency. The need to address carbon emissions by improving the existing housing stock is widely recognised. A retrofit scheme for existing stock would complement the work that DSD and DFP are doing to promote low/zero carbon housing in the social rented and private sectors. Such a scheme could incorporate a wider range of measures and renewable technologies. There are ways in which the costs of retrofit can be reduced. The Pay as You Save scheme provides a loan to the householder to carry out energy efficiency work along with a government subsidy of 1550 (this is set in line with the current Carbon Emissions Reduction Target) which reduces the overall cost. The costs of the work (minus the subsidy) are paid back through the householder s energy bill over a 25 year period. There would be no upfront cost to the householder, the loan repayments would always be less than the savings on the household s energy bill and the charge and benefits remain with the property rather than the householder. 2 It is worth noting that the Building and Social Housing Foundation s recent submission on the Spending Review referred to a report published by Consumer Focus in 2009 that found that large-scale investment in a retrofit programme targeting energy efficiency could virtually eradicate fuel poverty in England within seven years. 3 As well as tackling fuel poverty this type of investment would significantly reduce household carbon emissions and create new jobs. 4 The impact on fuel poverty - with its associated costs in terms of health, educational attainment, government interventions to reduce fuel poverty etc. - and the creation of new jobs on a significant scale would mitigate the initial investment in the medium to long term. Although CIH concurs with DSD s approach within the context of Warmer Healthier Homes it is clear that are opportunities within the current economic framework to address energy efficiency on a broad scale that will eliminate fuel poverty in the short-term and ensure that future energy prices have a less significant impact on households. It might also prove beneficial to tackle fuel poverty across all tenures with one scheme rather than the three separate approaches currently run for the private sector, Northern Ireland Housing Executive stock and housing associations. This would allow for a more coherent and consistent approach, reduce administration costs, make access to 2 Theexistinghomesalliance Finance Working Group, Paying for it (2009) 3 Consumer Focus, Raising the SAP: Tackling fuel poverty by investing in energy efficiency (2009) 4 BSHF, Submission to the Spending Review (2010)

7 advice and assistance easier for householders and allow for more accurate monitoring and evaluation of the impacts for households. Boiler Scrappage Replacing non-functioning boilers would be likely to have an impact on both energy efficiency and fuel poverty; however, replacing old, inefficient boilers as proposed in Warmer Healthier Homes would not necessary have the same impact. As the Northern Ireland Audit Office report on the Warm Homes Scheme noted, households where one functional but aged appliance has been replaced by a newer, more efficient one, see little material difference in energy efficiency or fuel costs. 5 We do however acknowledge that an inefficient boiler may have a negative impact on homes where other energy efficiency measures have already been installed. The Boiler Scrappage scheme proposed by the Chancellor in 2009 was designed primarily to reduce carbon emissions rather than address fuel poverty. If such a scheme is to be introduced it should perhaps be used to replace non-functioning boilers and should not exclude those on low incomes who do not receive qualifying benefits. Incentives for this type of scheme are a good idea and should be used wherever possible, rather than government providing grant aid to cover the cost of both buying and installing a new boiler. One possible strategy would be to incorporate a boiler scrappage scheme into the area-based approach model and ask local councils to play a role in funding and implementing such a scheme. Councils already have an inspection role in relation to the private rented sector (one of the areas with the highest levels of fuel poverty) which could assist in identifying households in need of new boilers to improve energy efficiency. This would be particularly useful in reaching rural communities. The draft Regeneration and Housing Bill had outlined plans for councils to be given formal powers to promote and fund domestic energy efficiency schemes within their areas, although the Northern Ireland Housing Executive was to remain the Home Energy Conservation Authority. RPA will not be implemented in 2011; however, this proposal remains a viable way of using an area-based approach to address some aspects of improving energy efficiency and alleviating fuel poverty. Consolidating Partnerships One of the key themes that emerged from the Commission on the Future for Housing was the need for innovative partnerships that cross traditional divides between departments, the public and private 5 Northern Ireland Audit Office, Warm Homes: Tackling fuel poverty (2008)

8 sector, health and social care and housing. Although the support structures around the implementation of the strategy are not subject to consultation, CIH Northern Ireland is pleased to see such an emphasis placed on joined-up government and partnership working within the proposals for the Warmer Healthier Homes strategy. Fuel poverty has direct and indirect impacts on departments such as DHSSPS, DETI, DARD, DEL, DOE and DFP and one of the successes of the previous fuel poverty strategy has been securing buy-in at Ministerial and official level on the issue of fuel poverty. CIH Northern Ireland also welcomes the decision to continue with the Fuel Poverty Partnership Fund approach which helps those people who are unable to access the Warm Homes Scheme or other government schemes but live in fuel poverty. The additional funding provided by private sector partners and the emphasis on social responsibility and long-term benefits is an important example of how the public and private sectors can work well together. With eight existing partnerships in place and plans to build relationships with two more organisations, the only concern would be that managing these relationships could place a strain on resources. However, the principle of working with other organisations to deliver at a policy and practical level has clearly been successful in the past and CIH Northern Ireland would wish to see this inclusive way of working to alleviate fuel poverty continue in the future. Area-based approaches The Department s proposal to explore an area-based approach to energy efficiency improvements is one which CIH Northern Ireland would endorse. The model used by Kirklees Council has been widely commended and area-based approaches have also had some success in Scotland. We would like to see more area-focused approaches introduced by government across the board, building upon the Total Place model. Area-based approaches that are targeted properly are more likely to have a higher rate of take-up, more of an impact on communities as a whole rather than particular sections of the community, reach those in fuel poverty who may slip through the net when other approaches are used and provide opportunities to offer more tailored solutions to individuals which are more likely to be effective in alleviating fuel poverty and improving energy efficiency. Raising the Fitness Standard in the Private Rented Sector As we stated in our consultation response to Building Sound Foundations, CIH Northern Ireland is in favour of introducing the Housing Health and Safety Rating System rather than the Decent Homes Standard for the private rented sector, in part because the

9 Housing Health and Safety Rating System allows for a more consistent approach across council areas. As local councils currently have responsibility for inspecting and certifying properties within the private rented sector, it seems reasonable to adopt a system or standard that is easy for all councils to monitor and enforce. However, the HHSRS is more about preventing hazards and risk and does not include standards relating to energy efficiency. While the Decent Homes Standard does require a reasonable degree of thermal comfort, a better model might be the Scottish Housing Quality Standard which requires that dwellings must be energy efficient - in line with the focus on improving energy efficiency as a key contributor to alleviating fuel poverty. Whichever new fitness standard is adopted the key to a measurable impact on alleviating fuel poverty in the private rented sector will be the extent to which it is enforced. As the private rented sector now comprises between 17 and 20% of the total housing stock in Northern Ireland with potential for further expansion (compared to 16% for social housing) 6 it seems expedient to raise standards in this sector as a matter of priority, particularly in light of the fact that 44% of households living in privately rented accommodation were in fuel poverty. 7 This is significantly higher than in the housing stock as a whole and suggests that the private rented sector warrants specific attention with regard to fuel poverty interventions. Although individual tenants in receipt of a qualifying benefit can apply to the Warm Homes Scheme for assistance, there should perhaps be more of an onus on landlords to ensure that their properties are energy efficient. Support for Energy Efficiency in the Private Sector Warmer Healthier Homes makes reference to the fact that there should be a greater emphasis on repair and improvement work in the private sector contributing to energy efficiency. CIH Northern Ireland would agree that energy efficiency in the private sector should be a key priority, particularly as dwellings in the owner-occupied sector have a lower SAP rating than other tenures. However, as our paper on the private sector grants system - A New Way of Helping Homeowners: Moving from Grants to Loans for Repairs and Improvement Work - discussed there is likely to be considerably less funding available for private sector grants in the future. 8 Any steps taken to factor greater 6 Figures based on the preliminary findings of the 2009 House Condition Survey 7 Figure taken from the 2006 House Condition Survey 8 Rachel Terry, A New Way of Helping Homeowners: Moving from Grants to Loans for Repairs and Improvement Work (CIH Northern Ireland, 2010),

10 energy efficiency into repair and improvement work undertaken by owner occupiers will need to be cognisant of the fact that the current grants system is unlikely to be sustainable in the long-term. It is likely that a package of measures will be needed to replace the existing arrangements, one of which may be a loans-based system. It may prove more difficult to incentivise households to factor in energy efficiency improvements if they are taking out loans rather than receiving a grant. Warmer Healthier Homes proposes exploring the feasibility of introducing an equity release scheme to allow homeowners to carry out energy efficiency improvements. This would target those people who are unable to apply for assistance through the Warm Homes Scheme. CIH Northern Ireland welcomes both the recognition that more must be done to help those households living in or on the edge of fuel poverty that are not in receipt of qualifying benefits and the move towards helping those households access resources to make improvements to their property that will enhance its energy efficiency. A New Way of Helping Homeowners examines some of the benefits and challenges of using equity release schemes and may be of interest when developing further policy around this issue. One possible difficulty in introducing an equity-release scheme may be falling property values, even though it is likely that many older householders will not have mortgages on their properties. Owner occupiers may be reluctant to release value from their homes in an uncertain housing market. Code for Sustainable Homes CIH Northern Ireland would support incentives for housing associations to build to Level 4 or Level 5 of the Code for Sustainable Homes. Maximising the benefit of public investment is an increasingly important issue when public expenditure is constrained. Housing association stock has the lowest levels of fuel poverty across the housing sector in Northern Ireland (at 21%) and the highest SAP ratings. It is reasonable to assume that this is due to the level of new stock and the increased emphasis on meeting higher standards of sustainability in recent years. We concur with DSD that continuing to build social housing to the highest possible standards in order to achieve energy efficiency is an effective measure to help prevent fuel poverty. CIH Northern Ireland would like to see private sector housing meeting similar standards to social newbuild housing in terms of sustainability and energy efficiency. Ensuring that the highest possible standards for new private sector homes are being adopted in Northern Ireland and that energy efficiency and alleviating fuel poverty are priorities for the private sector is vital. Measures such as DFP s step to offer rates relief on

11 low and zero carbon homes are to be welcomed and encouraged, but there is potential to build upon some of the positive steps to date. We understand that building regulations are not within DSD s remit, but there is perhaps scope for greater partnership working with both the department with responsibility for building standards and other private sector organisations such as the NHBC Foundation. Linking zero and low carbon targets with the alleviating fuel poverty agenda is important to ensure that long-term benefits for households are not missed and also that a significant gap does not emerge between standards in social and private sector housing. Energy Brokering The Commission on the Future for Housing was strongly in favour of negotiating with energy companies to ensure improvements in energy rates. CIH Northern Ireland welcomes the Department s plans to introduce legislation that will enable social housing providers to broker energy at a competitive rate for their tenants, but would also like to see similar support for owner-occupiers and tenants in the private rented sector. Conclusion CIH Northern Ireland welcomes the review of the fuel poverty strategy and the opportunity to comment on the proposals outlined within Warmer Healthier Homes. The focus on alleviating fuel poverty through increased energy efficiency of households in Northern Ireland with better targeting of those suffering most from fuel poverty in order to make better use of resources is one which we would endorse. The ongoing commitment to partnership working, facilitating energybrokering and introducing area-based approaches are all positive steps in tackling fuel poverty and building upon the work of the previous strategy. CIH Northern Ireland would stress the need for innovation and bold measures in order to address what is likely to be a growing problem and hope that the Department will continue to be proactive and progressive in addressing fuel poverty. This response comments on a number of areas in which there are potentially some questions to be raised or further steps to be explored and we would be happy to discuss further if that would be helpful. For further information, please contact Jennie Donald, Policy and Public Affairs Officer, Chartered Institute of Housing in Northern Ireland on or at

Response to the Green Deal and Energy Company Obligation consultation

Response to the Green Deal and Energy Company Obligation consultation End Fuel Poverty Coalition c/o 65 Thornbury Road London SW2 4DB info@endfuelpoverty.org.uk www.endfuelpoverty.org.uk Green Deal Legislation Team Department of Energy & Climate Change 1st Floor Area D,

More information

Section 1: Our assessment of the importance of housing for wellbeing in Scotland

Section 1: Our assessment of the importance of housing for wellbeing in Scotland Commission on Housing and Wellbeing Consultation 2014 North Lanarkshire Council Response Section 1: Our assessment of the importance of housing for wellbeing in Scotland Q1 Has our assessment of housing

More information

Domestic energy consumption in Barnet has reduced but remains higher than the British average:

Domestic energy consumption in Barnet has reduced but remains higher than the British average: HOME ENERGY EFFICIENCY ACT (HECA) RETURN LB BARNET 31ST MARCH 2013 The following report sets out the energy conservation actions being or proposed to be taken by London Borough of Barnet that it considers

More information

Making Homes Affordable Labour s Plan for Housing

Making Homes Affordable Labour s Plan for Housing Making Homes Affordable Labour s Plan for Housing Labour Making Homes Affordable.indd 1 10/02/2016 15:47 Every person should have access to good quality, secure, affordable housing, appropriate to their

More information

Guide to Funding a Major Adaptation

Guide to Funding a Major Adaptation Guide to Funding a Major Adaptation August 2010 Contents Contents... 1 Introduction... 1 Chapter 1: Policy and funding framework... 2 The importance of tenure... 2 The policy framework... 2 Overview of

More information

Waltham Forest 2009-2011. Private Sector Housing. Renewal Assistance. Policy. Author: nigel.thornton@walthamforest.gov.uk

Waltham Forest 2009-2011. Private Sector Housing. Renewal Assistance. Policy. Author: nigel.thornton@walthamforest.gov.uk Waltham Forest Private Sector Housing Renewal Assistance Policy 2009-2011 Author: nigel.thornton@walthamforest.gov.uk 1 Contents Page 1. Introduction and background 3 1.1 Tenure Mix in The Borough 3 1.2

More information

Tackling Overcrowding in England. Response to discussion paper published by Department for Communities and Local Government

Tackling Overcrowding in England. Response to discussion paper published by Department for Communities and Local Government Tackling Overcrowding in England Response to discussion paper published by Department for Communities and Local Government September 2006 The Chartered Institute of Environmental Health As a professional

More information

Northern Ireland Assembly Rating Policy Division Consultation for a Small Business Rate Relief Scheme

Northern Ireland Assembly Rating Policy Division Consultation for a Small Business Rate Relief Scheme Northern Ireland Assembly Rating Policy Division Consultation for a Small Business Rate Relief Scheme Written Response from the National Federation of SubPostmasters 1 The National Federation of SubPostmasters

More information

Hart s Older Persons Housing Strategy 2011-14

Hart s Older Persons Housing Strategy 2011-14 Hart s Older Persons Housing Strategy 2011-14 Helping local people find housing solutions Final Version Date: May 2011 Contents Introduction 3 Objective 1: Deliver a choice of good quality housing for

More information

Cabinet Sub Group - Performance Board

Cabinet Sub Group - Performance Board Cabinet Sub Group - Performance Board Part 1 1 November 2012 Item No 4 Subject Purpose Author Ward Summary Fuel Poverty To provide Performance Board with an outline of what constitutes Fuel Poverty and

More information

Kate Bailey October 2007. Housing Assistance Policy (Loans)

Kate Bailey October 2007. Housing Assistance Policy (Loans) Housing Assistance Policy (Loans) 1 1.0 Introduction...3 2.0 Background...3 3.0. Research into the potential demand for equity release / loan schemes...4 4.0. The loan scheme...5 5.0 Eligibility for grant

More information

MIDDLESBROUGH HECA PROGRESS REPORT 2015

MIDDLESBROUGH HECA PROGRESS REPORT 2015 MIDDLESBROUGH HECA PROGRESS REPORT 2015 March 2015 INTRODUCTION MIDDLESBROUGH HOME ENERGY CONSERVATION ACT (HECA) PROGRESS REPORT 2015 Middlesbrough s HECA Further (First) Report 2013 was published on

More information

3.1.5 Housing in Bradford district

3.1.5 Housing in Bradford district Published: December 2011 3.1.5 Housing in Bradford district Context The homes where we live have long been recognised as an important factor on our health and wellbeing. In Victorian times, during the

More information

GREEN DEAL Saving money by understanding the Energy Agenda. Dave Princep BSc LLB MCIEH

GREEN DEAL Saving money by understanding the Energy Agenda. Dave Princep BSc LLB MCIEH GREEN DEAL Saving money by understanding the Energy Agenda Dave Princep BSc LLB MCIEH Energy Efficiency Energy Efficiency What a difference a years makes! Energy Efficiency 2010 Energy Efficiency 2011

More information

Regional Housing Pot Grant Private Sector Renewal (PSR) Funding 2010-11 DRAFT Bidding Guidance

Regional Housing Pot Grant Private Sector Renewal (PSR) Funding 2010-11 DRAFT Bidding Guidance Appendix 1 Regional Housing Pot Grant Private Sector Renewal (PSR) Funding 2010-11 DRAFT Bidding Guidance 1.0 Introduction 1.1 This document sets out the process for South West local authorities (LAs)

More information

Equality, Diversity, Cohesion and Integration Impact Assessment

Equality, Diversity, Cohesion and Integration Impact Assessment Equality, Diversity, Cohesion and Integration Impact Assessment As a public authority we need to ensure that all our strategies, policies, service and functions, both current and proposed have given proper

More information

CHESTERFIELD BOROUGH COUNCIL PRIVATE SECTOR HOUSING RENEWAL STRATEGY DRAFT FOR CONSULTATION

CHESTERFIELD BOROUGH COUNCIL PRIVATE SECTOR HOUSING RENEWAL STRATEGY DRAFT FOR CONSULTATION CHESTERFIELD BOROUGH COUNCIL PRIVATE SECTOR HOUSING RENEWAL STRATEGY 2012 2015 DRAFT FOR CONSULTATION October 2011 CONTENTS 1. Introduction 2. Links to other corporate strategies and policies 3. Policy

More information

Page 169. Strategy Committee 19 February Report of the Executive Head of Environmental Sustainability

Page 169. Strategy Committee 19 February Report of the Executive Head of Environmental Sustainability Page 169 Agenda Item 6 Revised Version London Borough of Sutton Strategy Committee 19 February 2007 Report of the Executive Head of Environmental Sustainability PRIVATE SECTOR HOUSING: ASSISTANCE TO OWNER

More information

Directorate for Sustainable Communities. Private Sector Housing Strategy 2010-2015

Directorate for Sustainable Communities. Private Sector Housing Strategy 2010-2015 Directorate for Sustainable Communities Private Sector Housing Strategy 2010-2015 Contents Foreword 1 Overview 2 Section 1 Introduction 3 Section 2 Stock and demographic profile 5 Section 3 Condition of

More information

Big Lottery Fund Research Issue 24. Out of School Hours Childcare: lessons learnt and themes for the future

Big Lottery Fund Research Issue 24. Out of School Hours Childcare: lessons learnt and themes for the future Big Lottery Fund Research Issue 24 Out of School Hours Childcare: lessons learnt and themes for the future 1 Out of School Hours Childcare: lessons learnt and themes for the future Stock code BIG-OSHCHILD

More information

PRIVATE SECTOR HOUSING RENEWAL POLICY

PRIVATE SECTOR HOUSING RENEWAL POLICY Background and Local Context PRIVATE SECTOR HOUSING RENEWAL POLICY This Policy is published in response to the New Regulatory Reform Order 2002. The overall picture presented by Woking Borough Council

More information

Community Investment Strategy

Community Investment Strategy Community Investment Strategy Introduction Sanctuary Group is one of the largest providers of housing and care services in the UK. We are a not-for-profit organisation and reinvest our surplus income into

More information

Private Sector Housing Renewal Strategy 2012 2017

Private Sector Housing Renewal Strategy 2012 2017 Private Sector Housing Renewal Strategy 2012 2017 Table of contents: 1) Introduction...3 2) Statutory obligations....4 3) Resources and capacity.....5 4) Links to other strategies 6 5) Consultation 6 6)

More information

If the top up amount is below 1000 then we will make a grant if it is above this amount then you will need to apply for an Equity Release Loan.

If the top up amount is below 1000 then we will make a grant if it is above this amount then you will need to apply for an Equity Release Loan. INTRODUCTION This document summarises the various policies that make up the Community Housing Strategy. This supports the Council s Housing Strategy and the Corporate Objectives set out in the Council

More information

Domestic Heating Oil and Fuel Poverty

Domestic Heating Oil and Fuel Poverty Domestic Heating Oil and Fuel Poverty 1 Introduction Northern Ireland has the largest percentage of domestic homes using heating oil in Western Europe - with 68 per cent homes (82 per cent in rural areas)

More information

SUBMISSION TO INQUIRY INTO AFFORDABLE HOUSING. Prepared by National Policy Office

SUBMISSION TO INQUIRY INTO AFFORDABLE HOUSING. Prepared by National Policy Office SUBMISSION TO INQUIRY INTO AFFORDABLE HOUSING Prepared by National Policy Office March 2014 COTA Australia Authorised by: Ian Yates AM Chief Executive iyates@cota.org.au 0418 835 439 Prepared by: Jo Root

More information

RUNNYMEDE PRIVATE SECTOR HOUSING RENEWAL STRATEGY A strategy for improving private sector homes in Runnymede

RUNNYMEDE PRIVATE SECTOR HOUSING RENEWAL STRATEGY A strategy for improving private sector homes in Runnymede RUNNYMEDE PRIVATE SECTOR HOUSING RENEWAL STRATEGY A strategy for improving private sector homes in Runnymede 2010 to 2015-1 - CONTENTS Page Executive Summary. 3 Introduction.. 3 Runnymede Private Sector

More information

Approved by Management Committee 24/03/11 Strategy Document

Approved by Management Committee 24/03/11 Strategy Document ELHA POLICY Date Issued May 2007 Last Revised March 2011 Department Asset Management Title Asset Management Strategy Objective To outline the Association s strategy for managing its assets Responsible

More information

FIFE HOUSING PARTNERSHIP

FIFE HOUSING PARTNERSHIP FIFE HOUSING PARTNERSHIP Overview The Housing (Scotland) Act 2001 requires local authorities to prepare a local housing strategy supported by an assessment of housing need, demand and provision. The Local

More information

Asset Management Strategy (2013-2017) Doing things Differently A New Approach for a sustainable future

Asset Management Strategy (2013-2017) Doing things Differently A New Approach for a sustainable future Asset Management Strategy (2013-2017) A New Approach for a sustainable future Contents Introduction... 2 The Asset Management Vision, Policy Statement & Strategic Themes... 5 Part B The Asset Management

More information

2016/17 Budget proposal Integrated Impact Assessment (IIA)

2016/17 Budget proposal Integrated Impact Assessment (IIA) 2016/17 Budget proposal Integrated Impact Assessment (IIA) Informing our approach to fairness Name of proposal Fairer Housing Unit Date of original assessment 20 November 2015 Lead officer Amanda Senior,

More information

Guidance. For use in the United Kingdom. Letter regarding mortgage debt or arrears

Guidance. For use in the United Kingdom. Letter regarding mortgage debt or arrears Guidance For use in the United Kingdom Letter regarding mortgage debt or arrears Contents Purpose of this document What can you do about mortgage arrears? Mortgage rescue schemes Selling your property

More information

Crisis Response to the Department for Work and Pensions Consultation - Social Fund reform: debt, credit and lowincome

Crisis Response to the Department for Work and Pensions Consultation - Social Fund reform: debt, credit and lowincome Crisis Response to the Department for Work and Pensions Consultation - Social Fund reform: debt, credit and lowincome households June 2010 Introduction Crisis, the national charity for single homeless

More information

Draft Private Sector Housing Investment Policy 2009 2012

Draft Private Sector Housing Investment Policy 2009 2012 CONSULTATION DRAFT Draft Private Sector Housing Investment Policy 2009 2012 If you need a translation of this document in another language, larger print, Braille, audio or electronic version please contact

More information

LHT S ASSET MANAGEMENT STRATEGY 2015-20. It s My Home

LHT S ASSET MANAGEMENT STRATEGY 2015-20. It s My Home LHT S ASSET MANAGEMENT STRATEGY 2015-20 It s My Home 0 ASSET MANAGEMENT STRATEGY 2015-20 It s My Home Contents Page No 1. WHAT DOES OUR ASSET MANAGEMENT STRATEGY AIM TO DO? 2 2. WHY IS ASSET MANAGEMENT

More information

Your guide to the Energy Company Obligation (ECO) How we can make it work for you. A5_ECOguide_AW.indd 2 24/10/2012 16:04

Your guide to the Energy Company Obligation (ECO) How we can make it work for you. A5_ECOguide_AW.indd 2 24/10/2012 16:04 Your guide to the Energy Company Obligation (ECO) How we can make it work for you A5_ECOguide_AW.indd 2 24/10/2012 16:04 Energy Company Obligation guide 2 Your ECO Partner The current Carbon Emissions

More information

Factsheet Empty Homes

Factsheet Empty Homes Factsheet Empty Homes From the Shelter policy library October 2004 www.shelter.org.uk. All rights reserved. This document is only for your personal, non-commercial use. You may not copy, reproduce, republish,

More information

By Alister Steele September 2012

By Alister Steele September 2012 A New Role for Housing Associations By Alister Steele September 2012 Introduction Housing association s core role is providing housing for those in greatest need underpinned by traditionally high levels

More information

Aberdeen City Council s Response to the Draft National Strategy for Housing for Older People: Consultation

Aberdeen City Council s Response to the Draft National Strategy for Housing for Older People: Consultation Aberdeen City Council s Response to the Draft National Strategy for Housing for Older People: Consultation Introduction Aberdeen City Council welcomes the opportunity to comment on the draft strategy:

More information

Special Report on Fuel Poverty

Special Report on Fuel Poverty UK GENERAL ELECTION 2015 Special Report on Fuel Poverty Supported by Introduction Energy Action Scotland is the national charity working for warm, dry homes and an end to fuel poverty in Scotland. With

More information

The Money Advice and Budgeting Service (MABS) Submission to. The Commission for Energy Regulation. Proposals on a Roadmap for Deregulation

The Money Advice and Budgeting Service (MABS) Submission to. The Commission for Energy Regulation. Proposals on a Roadmap for Deregulation The Money Advice and Budgeting Service (MABS) Submission to The Commission for Energy Regulation on Proposals on a Roadmap for Deregulation January 2010 Vulnerable Consumers Energy Market - Submission

More information

Community and Housing - Empty Property Strategy

Community and Housing - Empty Property Strategy Community and Housing - Empty Property Strategy Strategic Objective: Epsom and Ewell Borough Council is committed to minimising the number of empty homes in the Borough The Council is committed to a Corporate

More information

London Borough of Merton Housing Renewal Policy January 2009

London Borough of Merton Housing Renewal Policy January 2009 London Borough of Merton Housing Renewal Policy January 2009 Introduction This Policy sets out: What Council grants are available for improving private homes Who qualifies for the money How to release

More information

Building on FIRM. a Single Integrated Plan for Rhondda Cynon Taf. 2013-2018 A Housing Delivery Plan for

Building on FIRM. a Single Integrated Plan for Rhondda Cynon Taf. 2013-2018 A Housing Delivery Plan for Building on FIRM Delivering the priorities of Delivering Change: a Single Integrated Plan for Rhondda Cynon Taf 2013-2018 A Housing Delivery Plan for RHONDDA CYNON TAF Building on FIRM Content Delivering

More information

shelter N O R T H E R N I R E L A N D

shelter N O R T H E R N I R E L A N D shelter N O R T H E R N I R E L A N D Response to Public Consultation Paper on Review of Domestic Rating Rates Deferment Scheme for Home Owning Pensioners 15 September 2008 Introduction 1. Shelter Northern

More information

HERTSMERE BOROUGH COUNCIL REPORT TO EXECUTIVE

HERTSMERE BOROUGH COUNCIL REPORT TO EXECUTIVE HERTSMERE BOROUGH COUNCIL REPORT TO EXECUTIVE Item no: 7.1 Document Reference No: EX/12/91 Date of Meeting / Decision: 12 December 2012 This is not a key decision call-in on the grounds of urgency Urgency:

More information

Top actions you can take to save money and make your home more efficient

Top actions you can take to save money and make your home more efficient You can use this document to: Energy Performance Certificate (EPC) Dwellings Scotland 17 WOODLANDS CRESCENT, WESTHILL, INVERNESS, IV2 5DY Dwelling type: Detached house Date of assessment: 22 December 2015

More information

Energy Saving Scotland advice centre

Energy Saving Scotland advice centre Mhairi MacSween Energy Saving Scotland advice centre Highlands and Islands May 2009 Cifal Findhorn Grants & Resources Your local advice centre Based in Inverness Specialist Micro-renewable and Transport

More information

Tackling Bad Debt in the Water Industry

Tackling Bad Debt in the Water Industry Tackling Bad Debt in the Water Industry A Defra consultation paper Consumer Council for Water Response April 2012 1. Introduction 1.1 The Consumer Council for Water (CCWater) is the statutory consumer

More information

Equity Loans Policy. Local Housing Strategy 2012 2017

Equity Loans Policy. Local Housing Strategy 2012 2017 Equity Loans Policy Local Housing Strategy 2012 2017 May 2013 1 Contents Policy Statement Introduction Background Strategic outcome Lifespan of policy Supplementary Guidance Purpose of loan Eligibility

More information

HIGH PEAK BOROUGH COUNCIL. Report to the Corporate Select Committee. 19th January 2016

HIGH PEAK BOROUGH COUNCIL. Report to the Corporate Select Committee. 19th January 2016 AGENDA ITEM 5 HIGH PEAK BOROUGH COUNCIL Report to the Corporate Select Committee 19th January 2016 TITLE: EXECUTIVE COUNCILLOR: CONTACT OFFICER: WARDS INVOLVED: Housing Revenue Account (HRA) Business Plan

More information

Safer Communities Overview and Scrutiny Panel 2 September 2014. Problem Debts and Loan Sharks Update

Safer Communities Overview and Scrutiny Panel 2 September 2014. Problem Debts and Loan Sharks Update Safer Communities Overview and Scrutiny Panel 2 September 2014 Problem Debts and Loan Sharks Update 1. Introduction 1.1. The Environment and Safer Communities Scrutiny Panel undertook a review of problem

More information

Fuel Poverty & Health

Fuel Poverty & Health Briefing Statement Introduction Living in a cold home can increase the likelihood of ill health, including hypertension, heart disease, stroke, influenza and asthma. In the UK, around 1.2 million households

More information

Home Energy Efficiency Programmes for Scotland Benefit and Tax Credit Checks Evaluation March 2015

Home Energy Efficiency Programmes for Scotland Benefit and Tax Credit Checks Evaluation March 2015 Home Energy Efficiency Programmes for Scotland Benefit and Tax Credit Checks Evaluation March 2015 Energy Saving Trust Benefits Check Evaluation Draft Report page 1 of 10 Executive summary In November

More information

Crisis response to the review of barriers to institutional investment in private rented homes April 2012

Crisis response to the review of barriers to institutional investment in private rented homes April 2012 Crisis response to the review of barriers to institutional investment in private rented homes April 2012 Introduction Crisis, the national charity for single homeless people, warmly welcomes this review.

More information

DEVELOPING AN EFFECTIVE PERFORMANCE MANAGEMENT SYSTEM. Ross Fraser HouseMark

DEVELOPING AN EFFECTIVE PERFORMANCE MANAGEMENT SYSTEM. Ross Fraser HouseMark DEVELOPING AN EFFECTIVE PERFORMANCE MANAGEMENT SYSTEM Ross Fraser HouseMark Raising the Bar on Performance and Sector Revitalization July 5 and 6, 2007 Contents Page 1. Introduction 2 2. What should a

More information

Extra help where it is needed: a new Energy Company Obligation

Extra help where it is needed: a new Energy Company Obligation Extra help where it is needed: a new Energy Company Obligation May 2011 The content of this paper is subject to the consultation outcome Contents 1 Our objectives for the ECO 1.1 Householder support: Lower

More information

CORPORATE DEBT POLICY

CORPORATE DEBT POLICY CORPORATE DEBT POLICY December 2008 Contents 1. Introduction 2. Background 3. Objectives 4. Code of Practice 5. Implementation and Monitoring 6. Review 1 Introduction Implementing a Corporate Debt Strategy

More information

Energy & Utility Skills The Sector Skills Council for the electricity, gas, waste management and water industries.

Energy & Utility Skills The Sector Skills Council for the electricity, gas, waste management and water industries. Energy & Utility Skills The Sector Skills Council for the electricity, gas, waste management and water industries. Response to the Framework for the Development and Deployment of Renewables in Scotland

More information

Growing the Green Economy

Growing the Green Economy Growing the Green Economy Labour Green Economy Paper.indd 1 05/02/2016 17:44 Our Plan Establish a green infrastructure fund worth 1bn. We recognise the need to fund immediate action on climate change.

More information

Home Assistance Policy 2014/2018

Home Assistance Policy 2014/2018 Cheshire West & Chester Council Strategic Housing and Commissioning Home Assistance Policy 2014/2018 Visit: cheshirewestandchester.gov.uk Cheshire West & Chester Council Private Sector Housing Home Assistance

More information

Energy Performance Certificate (EPC)

Energy Performance Certificate (EPC) Energy Performance Certificate (EPC) INGAGARTH, LOWER HILLSIDE, GULBERWICK, SHETLAND, ZE2 9FG Dwelling type: Detached house Date of assessment: 21 August 2013 Date of certificate: 03 September 2013 Total

More information

Bridgend County Borough Council

Bridgend County Borough Council Bridgend County Borough Council Executive Summary December 2009 Page i Executive Summary Background S1 This document summarises the findings of a comprehensive Private Sector House Stock Condition survey

More information

Energy Efficiency Action Plan Formal Review

Energy Efficiency Action Plan Formal Review Energy Efficiency Action Plan Formal Review Energy Efficiency Action Plan - Formal Review Contents Page 1. Executive Summary 1 2. Introduction 7 3. The 2020 Target 9 Overall Progress 9 Energy Trends 9

More information

Debt Advice from Citizens Advice Bureaux in Oxfordshire. September 2010 V2.

Debt Advice from Citizens Advice Bureaux in Oxfordshire. September 2010 V2. Debt Advice from Citizens Advice Bureaux in Oxfordshire September 2010 V2. 1. Introduction There are eight Citizens Advice Bureaux in Oxfordshire. The Citizens Advice service provides free, independent,

More information

INNOVATION IN FINANCE

INNOVATION IN FINANCE April 2011 INNOVATION IN FINANCE NEW FORMS OF FINANCE TO RELEASE THE VALUE OF EXCLUDED OLDER PEOPLE S HOUSING ASSETS TO ENABLE THEM TO PLAY A ROLE IN A FAIRER SOCIETY Fit for Living: Innovative funding

More information

The Trust. Tenancy Management Policy. Neighbourhood Team. Draft: Final. Effective Date: February 2015. Affected Teams: All

The Trust. Tenancy Management Policy. Neighbourhood Team. Draft: Final. Effective Date: February 2015. Affected Teams: All The Trust Tenancy Management Policy Neighbourhood Team Draft: Final Effective Date: February 2015 Affected Teams: All Peaks & Plains Tenancy Management Policy February 2015 Page 1 of 12 TABLE OF CONTENTS

More information

Executive Summary Aspiration Age

Executive Summary Aspiration Age Executive Summary Aspiration Age Delivering capital solutions to promote greater choice and independence for older people part of One Housing Group 2 Executive Summary Aspiration Age Executive Summary

More information

GENERATION RENT A New Deal for Renters and Landlords

GENERATION RENT A New Deal for Renters and Landlords AUGUST 2015 GENERATION RENT A New Deal for Renters and Landlords Fianna Fáil Policy Document BARRY COWEN TD FIANNA FÁIL SPOKESPERSON ON ENVIRONMENT & LOCAL GOVERNMENT GENERATION RENT A New Deal for Renters

More information

APPENDIX B - PL1 Homes that meet people s needs and aspirations

APPENDIX B - PL1 Homes that meet people s needs and aspirations APPENDIX B - PL1 Homes that meet people s needs and aspirations Decent and accessible homes are vital to all. Our focus on providing affordable homes is being progressed primarily through the Affordable

More information

Kent KCC Area Energy and emissions information. Energy Performance Certificates and Domestic Energy Rating (SAP) 2009/10

Kent KCC Area Energy and emissions information. Energy Performance Certificates and Domestic Energy Rating (SAP) 2009/10 Kent County Council Energy and emissions information Kent KCC Area Energy and emissions information Energy Performance Certificates and Domestic Energy Rating (SAP) 2009/10 Published January 2011 Research

More information

Advice NI Response to the Debt Management (and credit repair services) Guidance

Advice NI Response to the Debt Management (and credit repair services) Guidance Advice NI Response to the Debt Management (and credit repair services) Guidance Deadline: 5 nd September 2011 Advice NI welcome the opportunity to respond to the OFT Debt Management (and Credit Repair

More information

Consultation: CFD Implementation in NI Strategic Issues Discussion Paper Date: 08/05/15 Contact: Andy McClenaghan Our reference number: 2259 PD20010

Consultation: CFD Implementation in NI Strategic Issues Discussion Paper Date: 08/05/15 Contact: Andy McClenaghan Our reference number: 2259 PD20010 Consultation: CFD Implementation in NI Strategic Issues Discussion Paper Date: 08/05/15 Contact: Andy McClenaghan Our reference number: 2259 PD20010 Introduction The Consumer Council welcomes the opportunity

More information

Let s work together. Intermediary product guide.

Let s work together. Intermediary product guide. Let s work together Intermediary product guide. Launched in 2009, Aldermore champions Britain s businesses. We offer straightforward banking products and services to small and medium-sized businesses and

More information

Corporate Plan. 2012-13 to 2014-15

Corporate Plan. 2012-13 to 2014-15 Corporate Plan 2012-13 to 2014-15 Contents Foreword... 2 Our core values... 3 Our Corporate Objectives... 4 Planning context and critical housing issues... 5 Objective 1 Delivering Better Homes... 12 Objective

More information

Item: 16 Page: 5. 1. Purpose

Item: 16 Page: 5. 1. Purpose Item: 16 Page: 5 1. Purpose 1.1 Improving Choice in Verification of Building Standards. A Scottish Government consultation on the introduction of the National House Building Council (NHBC) for the verification

More information

Report to Cabinet 28 January 2013 Item No 16 Strong and Well: Strengthening Support for Older People in Norfolk

Report to Cabinet 28 January 2013 Item No 16 Strong and Well: Strengthening Support for Older People in Norfolk Report to Cabinet 28 January 2013 Item No 16 Strong and Well: Strengthening Support for Older People in Norfolk Report by the Director of Community Services Summary The 2011 census outlines that over 20%

More information

Page 79. London Borough of Sutton. The Executive - 6 July 2010. Report of the Executive Head of Community Living

Page 79. London Borough of Sutton. The Executive - 6 July 2010. Report of the Executive Head of Community Living Page 79 Agenda Item 9 London Borough of Sutton The Executive - 6 July 2010 Report of the Executive Head of Community Living SUTTON S HOUSING REVENUE ACCOUNT BUSINESS PLAN 2010/11-2039/40 PROPOSED REFORM

More information

KIRKLEES. Visions and Strategies related to Energy and Climate Issues

KIRKLEES. Visions and Strategies related to Energy and Climate Issues KIRKLEES Visions and Strategies related to Energy and Climate Issues In recognition of the urgency of climate, the UK Government has committed to take action now and has introduced the Climate Change Act

More information

Energy Performance Certificate

Energy Performance Certificate Energy Performance Certificate 0 Raleigh Drive CULLOMPTON EX15 1FZ Dwelling type: Date of assessment: Date of certificate: Reference number: Type of assessment: Total floor area: Semi detached house 09

More information

Self Assessment STANDARDS

Self Assessment STANDARDS Self Assessment STANDARDS www.wellbeingcharter.org.uk This pack contains an overview of the Workplace Wellbeing Charter, including the Charter Framework, the Assessment Standards and other useful information.

More information

Housing Renewal Policy 2014-2018. Improving homes, Transforming lives.

Housing Renewal Policy 2014-2018. Improving homes, Transforming lives. Housing Renewal Policy 2014-2018 Improving homes, Transforming lives. Better homes, healthy lives Eastbourne Borough Council Private Housing Renewal Policy 2014-2018 Improving the quality of homes across

More information

A Guide to the Mortgage to Rent Scheme

A Guide to the Mortgage to Rent Scheme a government initiative A Guide to the Mortgage to Rent Scheme A Guide for Applicants Contents 1. What is the Mortgage to Rent Scheme? 3 2. What are the benefits of the Scheme? 3 3. Who provides the Scheme?

More information

G20 LABOUR AND EMPLOYMENT MINISTERIAL DECLARATION MELBOURNE, 10-11 SEPTEMBER 2014

G20 LABOUR AND EMPLOYMENT MINISTERIAL DECLARATION MELBOURNE, 10-11 SEPTEMBER 2014 Introduction G20 LABOUR AND EMPLOYMENT MINISTERIAL DECLARATION MELBOURNE, 10-11 SEPTEMBER 2014 Preventing structural unemployment, creating better jobs and boosting participation 1. We, the Ministers of

More information

Rent Arrears Recovery Policy

Rent Arrears Recovery Policy Rent Arrears Recovery Policy 2013-16 July 2013 Version 1.0 Version Control Policy Author Version Number Date Status Comments Finance and Incomes Manager Draft 1.0 24 July 2013 New Approval Body Effective

More information

A Decent Home. The definition and guidance for implementation. February 2004. housing

A Decent Home. The definition and guidance for implementation. February 2004. housing A Decent Home The definition and guidance for implementation February 2004 housing A Decent Home The definition and guidance for implementation (Updates following the PSA Plus Review and extension of the

More information

National Energy Action s Northern Ireland response to CFD Implementation in NI Strategic issues Discussion Paper

National Energy Action s Northern Ireland response to CFD Implementation in NI Strategic issues Discussion Paper National Energy Action s Northern Ireland response to CFD Implementation in NI Strategic issues Discussion Paper May 2015 National Energy Action Northern Ireland (NEA NI), the leading national fuel poverty

More information

Housing Asset Management Strategy 2013-2043

Housing Asset Management Strategy 2013-2043 Housing Asset Management Strategy 2013-2043 1 Introduction 1.1 The asset management strategy sets out the approach Islington takes when deciding what types of long term investment are needed in our homes

More information

1.1 I am writing to seek your approval for the Royal Borough to participate in the regional Houseproud Scheme.

1.1 I am writing to seek your approval for the Royal Borough to participate in the regional Houseproud Scheme. The Royal Borough of Kensington & Chelsea Key Decision Report dated 3 rd April 2003 For Decision by Councillor Timothy Coleridge, Cabinet Member for Housing Report by the Director of Environmental Health

More information

Improve S tandards. Reduce H omelessness. Increase A ffordability. Support P rivate Rented Sector. Improve E nergy efficiency

Improve S tandards. Reduce H omelessness. Increase A ffordability. Support P rivate Rented Sector. Improve E nergy efficiency Improve S tandards Reduce H omelessness Increase A ffordability Support P rivate Rented Sector Improve E nergy efficiency Learn with us. Improve with us. Influence with us. www.cih.org FOREWORD BY Lynda

More information

Welfare reform- overview of debt, money and advice services. Bob Cronk Head of neighbourhood services

Welfare reform- overview of debt, money and advice services. Bob Cronk Head of neighbourhood services Welfare reform- overview of debt, money and advice services Bob Cronk Head of neighbourhood services Background - Policy context In 2009 at the height of the credit crunch and beginning of the recession,

More information

Affordable warmth strategy. July 2008

Affordable warmth strategy. July 2008 Affordable warmth strategy July 2008 Contents Foreword 3 Introduction 4 What is affordable warmth? 4 Vulnerable households and effects of fuel poverty 4 Benefits of affordable warmth 5 Fuel poverty in

More information

Care, Fairness & Housing Policy Development Panel 21 November 2005

Care, Fairness & Housing Policy Development Panel 21 November 2005 Agenda Item No: 6 Developing a Corporate Health & Well-being Strategy Head of Environmental Services Summary: This report proposes the development of a health & well-being strategy for the Council, which

More information

YMCA England response to the House of Lords Select Committee on Economic Affairs inquiry into the economics of the United Kingdom Housing Market.

YMCA England response to the House of Lords Select Committee on Economic Affairs inquiry into the economics of the United Kingdom Housing Market. Economic Affairs Committee Committee Office House of Lords London SW1A 0PW 14 December 2015 Dear Sir or Madam, YMCA England response to the House of Lords Select Committee on Economic Affairs inquiry into

More information

Your views on the. Annual Rent, Management Fee & Service Charge Increase 2014-15

Your views on the. Annual Rent, Management Fee & Service Charge Increase 2014-15 Your views on the Annual Rent, Management Fee & Service Charge Increase 2014-15 Introduction Govan Housing Association has always been committed to consultation with the community we serve and resident

More information

Wyre Forest 2016/17 Council Tax Reduction Scheme Consultation

Wyre Forest 2016/17 Council Tax Reduction Scheme Consultation Wyre Forest 2016/17 Council Tax Reduction Scheme Consultation The Children s Society s official response The Children s Society is a national charity that runs local projects to support children and young

More information

A housing stock fit for the future: Making home energy efficiency a national infrastructure priority

A housing stock fit for the future: Making home energy efficiency a national infrastructure priority A housing stock fit for the future: Making home energy efficiency a national infrastructure priority The benefits of home energy efficiency Reduce carbon emissions Energy efficiency can reduce carbon emissions

More information

Saving energy, growing jobs

Saving energy, growing jobs Saving energy, growing jobs Victoria s energy efficiency and productivity statement June 2015 Contents Minister s foreword 1 Why energy efficiency matters for Victorians 2 Our plan for energy efficiency

More information

Fuel Poverty: 2014 update

Fuel Poverty: 2014 update Westgate House 2a Prebend Street London N1 8PT 020 7359 8000 pedro@ukace.org Fuel Poverty: 2014 update 1 Introduction In early 2013, ACE Research and the Energy Bill Revolution published a fact-file on

More information

A Guide to the Mortgage to Rent Scheme

A Guide to the Mortgage to Rent Scheme a government initiative A Guide to the Mortgage to Rent Scheme The Mortgage to Rent Scheme is a government initiative to help homeowners who are at risk of losing their home. Contents 1. What is the Mortgage

More information