INTERNATIONAL MONEY EXPRESS (IME) LIMITED ONLINE REMIT USER AGREEMENT

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "INTERNATIONAL MONEY EXPRESS (IME) LIMITED ONLINE REMIT USER AGREEMENT"

Transcription

1 INTERNATIONAL MONEY EXPRESS (IME) LIMITED ONLINE REMIT USER AGREEMENT This User Agreement is version 1.01 and is effective from This Agreement Between International Money Express (IME) Limited (hereafter referred to as IME / Us / We )whose registered address is Pentax House, South Harrow, Middlesex, HA2 0DU, United Kingdom and its customers who intend to transfer money using IME Online Remit System (hereafter referred to as Customer / You / your ) provides information about the steps that customers must take, follow and agree if they intend to use IME Online Remit Service We will be unable to provide a remittance service to you unless you first register with us. If you wish to register with us, the IME Online Remit System will first ask you to enter this Online Remit User Agreement (the Agreement ) with us. This Agreement will govern your use of IME Online Remit Service Web site and the services which we make available to you over the internet. Before you complete your registration with us, we will ask you to read this Agreement and indicate that you agree to the terms contained within it Once you accept the terms of it, by ticking the acceptance box, you will be in a contractual relationship with us which has legal consequences. IT IS THEREFORE IMPORTANT THAT YOU READ AND UNDERSTAND THIS USER AGREEMENT BEFORE YOU AGREE TO ITS TERMS DEFINITIONS A. Bank Card means a Visa or MasterCard debit or credit card issued by a Bank or building society in UK. B. Card issuer means the issuer and owner of the bank card. C. Prohibited Purpose means any unlawful purpose. D. Sender means the person who is sending money using IME online remit system. E. Beneficiary means the person identified as the receiver of the transaction. F. Transaction means each money transfer initiated using IME Online Remit System. G. IME Online Remit System means the service operated by IME offering online money transfer to you via our website. H. The Service means the money transfer transactional service offered by us under the trade name or service marks IME, IME Remit, or any other name, trade name or service that we may designate. 1

2 1. ABOUT IME ONLINE REMIT SERVICE 1.1 IME Online Remit Service allows its customers in the UK to send money worldwide, by providing electronic payment instruction to IME over the internet. Payment may be made by debit card, credit card or bank transfer. You may be asked to pay a certain charge for this service by the card issuer. Or in the case of a bank transfer by the bank. Once we have received authorisation from the card issuer that the transaction can proceed or in the case of a bank transfer the funds have been satisfactorily credited to our account, we will proceed with the transaction and make funds available for collection at IME s counters and Agents worldwide. You can view the details of our pay-out locations, their working days & hours from our website We attempt to provide accurate and complete information on our website however you agree that we will not be responsible for any inaccurate or incomplete information that may be published on it. 1.2 Funds will usually be available for collection by the beneficiary within minutes of your transaction being authorised or the funds transferred to us by you being received, this being subject to the opening days/hours and time zone difference of the pay-out destination. In some countries and for account credit mode it may take 3-5 working days. On the first occasion a new customer uses the IME Online Remit System it may take 12 hours due to the registration process which all customers have to undertake. Delays and local restrictions may apply in some cases. If there is any restriction or delay, this will be clearly stated on our website. The information confirming the approximate collection time will be provided almost immediately after you have made your transaction. 1.3 Money transfers will normally be paid to the beneficiary in cash and will be paid in local currency but some Agents may pay by cheque or a combination of cash and cheque. In some countries payment will be available in US dollars or in other currency. Information concerning the collecting amount and currency will be available in the system. All payments are subject to availability, the intended recipient presenting valid identification together with the IME Reference Number provided at the time the transaction is made and any other conditions applicable at the IME pay-out Agents location. In limited circumstances, payment of a money transfer may be subject to local taxes and service charges. 1.4 We will only accept your payment in British Pounds (GBP). We will convert your transferred amount from British Pounds (GBP) to the currency required at our rate of exchange which is clearly displayed on our website. Our exchange rate can change at any time without prior notice. Information about the exchange rate is available on our website or can be obtained by calling our customers helpline number The exchange rate quoted is applicable for real time only. 2

3 1.5 You can check and make enquiries of your transaction online. Once you have logged on to our website the status of the transaction can be checked in the Transaction Report menu... You can also make enquiry about your transaction status by visiting any of the IME s Agents location but when doing so you should provide your IME Reference Number and proof of your identity When using our service, you should bear in mind that you may incur charges imposed by your card issuer or bank in addition to our service fee. 1.7 You agree that we take no responsibility towards you for: (a) any goods or services which you pay for by using the IME Online Remit Service (b) errors in communication facilities which cannot reasonably be considered to be under our control and which may affect the accuracy or timespan of messages you send to us; (c) any delays or losses in transmission of messages arising due to the use of any Internet access service provider or caused by any browser or other software which are not under our control; (d) the services provided to you by your card issuer or bank; (e) third parties viruses (f) errors on the Site or with the IME Online Remit Service caused by incomplete or incorrect information provided by you or a third party; (g) any interception or unauthorised use of any message or information before it reaches our website; or (h) Any unauthorised access or use of data relating to you or your transactions held by us (unless such use or access is caused by our negligence, fraud or failure to comply with laws relating to the protection of your data). (a) we are unable to obtain complete and satisfactory proof of your identity or when requested the source of funds being sent or any other information which we may request of you in order to comply with our legal requirements; (b) we have reason to believe that the transaction message is unauthorized or forged; incorrect, (c) you provide us with incorrect or incomplete information or if your transaction 3

4 message is not given to us sufficiently in advance to allow for timely provision of the requested transaction; (d) your card issuer does not authorise your use of your card for payment of the transaction and our related charge or we do not receive your funds into our bank account or (e) We have reason to suspect that the monies being transferred represent criminal property, are linked to terrorist funding or are in any way in breach of Anti Money Laundering regulations or any other relevant law. 1.8 We have no obligation to initiate or perform a money transfer or other transaction as part of the IME Online Remit Service to you if: 2. PAYMENT FEE AND CHARGES 2.1 For each transaction you make with us, you agree to pay us a service fee determined by us together with any other charges which may be applicable as listed on our website. 2.2 The list of the service fees currently applicable to a transaction is contained on our website. However these service fees may change at any time without prior notice. If a service fee changes after you have submitted a transaction to us the service fee applicable at the time you made the transaction will continue to apply. 2.3 Your transaction will be complete and will proceed once we have received full payment from you. If for any reason your transaction proceeds and we do not receive payment from you agree to reimburse us for the full amount of the transaction and any fees incurred. 2.4 In order to collect payment from you, you authorize us to access, charge, or debit funds from any of the payment methods provided to us in connection with your use of the service. You represent and warrant that you are the lawful owner of the bank account attached to any payment method notified by you. 2.5 In conducting the transaction we are not responsible for any fees or charges that are imposed upon you by your card issuer or bank, for whatever reason, 3. CANCELLATION AND REFUND 3.1 You have the right to cancel your agreement with us at any time after you indicate your acceptance of its terms. This right of cancellation continues for a period of fifteen days from 4

5 the day after your acceptance of IME Online Remit Terms and Conditions. In addition you have the right to cancel or terminate this Agreement or a transaction as detailed at 3.4 below. You may cancel your agreement with us by: ing to Writing to IME at IME Limited, Pentax house, South Harrow, Middlesex, HA2 0DU Telephoning on or Sending fax on If you cancel the Agreement before making a transaction with us, your contract with us will terminate and you will not be able use the IME Online Remit System to make any transaction. In this case we will not charge you any cancellation fee. 3.3 If you cancel the Agreement after you have initiated a transaction with us, we will refund the payment made but: We will make a cancellation charge equivalent to the service fee if notice of cancellation is received within 24 hours of you initiating the transaction or if later than 24 hours after initiating the transaction the service fee plus an additional 10. We will not be able to make a refund if the transaction amount has been paid to the beneficiary before we received the notice of cancellation. It may take 5 to 7 working days to refund the payment. 3.4Your right of cancellation under the laws relating to online contracts is in addition to your contractual right to terminate your Agreement with us, in addition to your contractual right to receive a refund in certain cases. Under the terms of this Agreement, you may terminate your Agreement with us by giving one day s notice using any of the methods of cancellation detailed at 3.1 above. We also have the right to terminate the Agreement on the giving to you of one days notice and reserve the right to terminate the Agreement with you without the giving of any reason. 3.5 In addition, you may cancel transaction in the manner described at 3.1 above and receive refund of the amount paid subject to the cancellation charges detailed at 3.3 above and also subject to the transaction amount not having been paid to the beneficiary by the time notice of cancellation is received by us. However if you cancel a transaction as a result of us requesting further information from you in accordance with our Anti Money Laundering policy then an admin fee of 50 will be payable and the service fee will also not be refunded. These fees will be deducted from the amount to be refunded and credited to your account within 5 7 working days. 5

6 4. PROBLEMS, COMPLAINTS AND CUSTOMER SERVICE 4.1 Please feel free to tell us if you have any problems with our service. We will try to resolve your problem as quickly as possible. 4.2 If you notice any error or encounter any problem related to our Online Remit System or if you have any comment or complaint you can contact us by on or can call us on You can also send us your written feedback by post to: International Money Express (IME) Limited Pentax House, South Harrow, Middlesex, HA2 0DU 4.3 If you are not satisfied with our response to your complaint or if we have not finished investigating the complaint you raised within 8 weeks, you will be able to refer your complaint to the Financial Ombudsman Service whose address is South Quay Plaza, 183 Marsh Wall, London E14 9SR, telephone number , More information can be obtained about the FOS by visiting their website at and by downloading the booklet Your complaint and the Ombudsman. 5. REGISTRATION 5.1 In order to use IME Online Remit Service, you must first register with us via the internet by submitting the details and information requested. In addition, you must accept the terms of this Agreement prior to completing your registration. As part of the registration process, we will ask you to provide certain information which you need to submit in the correct format, if not the system will ask you to re submit the details 5.2 We are required by law to obtain satisfactory evidence of your identification before providing our money remittance service to you, this forms part of your registration process and is an Anti-Money Laundering requirement. If we are unable to obtain satisfactory evidence of your identity, we will be unable to provide you our service and will terminate your account and contract with immediate effect. 5.3 In addition there may be occasions when certain threshold levels of transactions made by you are reached (the level of which may vary from time to time). If this occurs we shall require from you other additional information either about yourself, the beneficiary, the relationship between you both & the source of funds. Again if this information is not supplied to us in a satisfactory form we will be unable to provide you our service & may terminate your account & contract with immediate effect. 6

7 6. SECURITY AND PASSWORD 6.1 After the successful completion of the registration process, the system will provide you with a password and your own account; you will then be able to use your username (your address) and password to access theme Online Remit System. You can change your password at any time simply by clicking the change password button. 6.2 You are responsible for maintaining the confidentiality of your username and password. You are fully responsible to us for all activity and transactions that occur under your login details. You agree to immediately notify us by calling us on of any unauthorized use of your account and login details or when you become aware that the details have been accessed by a third party. 6.3 Once we receive information from you that there is unauthorized use or access of your username and password we will take immediate step to prevent these details from being used. Subject to our taking such steps we will not be liable for any loss or damage caused to you arising from such unauthorised use. 7. RESTRICTION 7.1 We reserve the right at our discretion to refuse any transaction or limit the amount to be transferred on any transaction. Any such refusal or limitation may be imposed on individual accounts, linked accounts, or on beneficiaries at our sole discretion.. We reserve the right at any time, and from time to time, to modify or discontinue the service (or any part thereof) with or without prior notice. 7.2 Your Transaction may be delayed due to circumstances outside our control such as regulatory controls or currency availability, it may be delayed or cancelled in the course of our continuing obligation to verify your identity, to validate your transaction instructions and payment methods, to contact and locate you, and to otherwise comply with applicable law. However, you may be entitled to a refund in certain circumstances, as described in this Agreement. 7.3 You may not use the Service in violation of this Agreement or applicable laws, rules and regulations, including but not limited to rules and regulations relating to money laundering, illegal gambling activities, fraud, corruption, bribery the funding of terrorism and terrorist organizations or in contravention of any criminal or civil legislation or the proceeds thereof. 7.4 We may, at our discretion, refuse transactions from certain Senders and to certain Recipients, including without limitation, entities and individuals that are included on the Specially Designated Nationals list, and such other lists as may be issued from time to time by the UK Government, U.S. Department of Treasury and other government agencies. 7

8 7.5 You may not submit a transaction on behalf of any other person. If you intend to submit a transaction on behalf of a business or other non-human entity, you must inform us of your desire to do so. You agree to provide us with additional information about any such entity, as requested by us. 7.6 We generally do not let you change the details of your transaction once it has been submitted to us for processing. It is your responsibility to ensure your transaction details are accurate. However in limited circumstances you may change the details of the receiver by contacting our customer service department. We may not be able to change the detail of the beneficiary if the transaction has already been paid or we may exercise our sole discretion to refuse to do so. 7.7 In connection with your use of our website or the Service, or in the course of your interactions with us, a user or a third party, you will not: (a) Breach this Agreement, or any other agreement between you and us; (b) Establish more than one registration, without our prior written permission; (c) Provide false, inaccurate, or misleading information; and (d) Refuse to cooperate in an investigation or provide confirmation of your identity or any other information requested by us. 8. GOVERNING LAW 8.1 Our Agreement with you is governed by the Law of England & Wales. The courts of England & Wales have exclusive jurisdiction to settle any dispute arising from or connected with these Terms and Conditions. 9. SEVERABILITY 9.1 In the event that any one or more of the provisions of this User Agreement shall for any reason be held to be invalid, illegal or unenforceable, the remaining provisions shall remain valid and enforceable 10. DATA PROTECTION 10.1 To ensure that your bank card is not being used without your permission or authority or contrary to anti money laundering and other regulation, we may validate your name, address and other personal information supplied to us during the registration and order process against appropriate third party database. 8

9 10.2 You permit us to disclose the personal information we hold to a credit reference agency that may keep a record of the information. This is done only to confirm your identity and a credit check will not be performed... All information provided by you will be treated securely and strictly in accordance with the Data Protection Act INTELLECTUAL PROPERTY 11.1 The IME Online remit site and Service, the content of the website, text, graphic, logos, images and all intellectual property relating to them and contained in them (including but not limited to copyrights, patents, database rights, trademarks and service marks) are owned by International Money Express (IME) Limited and its sister organization. All right, title and interest in, to & of the IME Online Remit Service shall remain our property. IME Online Remit Service may be used only for the purposes permitted in This User Agreement or as described on the web Site. You are authorized solely to view and to retain a copy of the pages of the IME Online Remit service Site for your own personal use. You may not duplicate, publish, modify, create derivative works from, participate in the transfer or sale of, post on the World Wide Web, or in any way distribute or exploit the IME Online Remit Service or any portion thereof for any public or commercial use without our express written permission. You may not: (a) Use any robot, spider, scraper or other automated device to access the IME Online Remit service and system; and/or (b) Remove or alter any copyright, trademark or other proprietary notice or legend displayed on the IME online remit site (or printed page thereof). Other product, service and company names appearing on the site may be trademarks of their respective owners. 12. MISCELLANEOUS 12.1 This User Agreement constitutes the entire agreement between yourself &us & governs your use of the Service, superseding any prior agreements between us Our failure to exercise or enforce any right or provision of the User Agreement shall not constitute a waiver of such right or provision. If any provision of the User Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give appropriately valid effect to the intention of the User Agreement as reflected in the provision concerned & the other provisions of the User Agreement shall remain in full force and effect We may modify or amend this User Agreement from time to time without notice to you, except as may be required by law. You can review the most current version of the User Agreement at any time by accessing this website. You may terminate your use of the Service if you do not agree to any modification or amendment made to it. If you use the Service after the effective date of any modification or amendment you shall be deemed to have 9

10 accepted that modification or amendment. You agree that you shall not modify or amend the terms of the User Agreement and you acknowledge that any attempt by you to do shall be void. 13. COMMUNICATION 13.1We will generally communicate with you via the internet and by . This does not affect your right to communicate with us by any of the means described in clauses 3.1, 4.2 or we shall use electronic media to provide you the information about (a) this User Agreement and any amendments or modifications to it, (b) your transaction status and record, (c) initial and any subsequent information or notice about the service provided including any such information or notice required by legislation or regulation, (d) customer service communications including but not limited to communications regarding use of the system either authorised or unauthorised and any errors involved in the service or communications, (e) any other communication relating to International Money Express (IME) Ltd and IME Online Remit Service We commit to ensuring your privacy is protected at all times when you communicate electronically with us All communications with us will be conducted in the English language only. 14. CONTACT INFORMATION For any further information please contact: International Money Express (IME) Limited Pentax House, South Harrow, Middlesex, HA2 0DU Phone: (+44)

Western Union Money Transfer Service User Agreement

Western Union Money Transfer Service User Agreement Western Union Money Transfer Service User Agreement This Western Union Money Transfer Service User Agreement (the Agreement ) is an agreement between You ( You or Your ) and Western Union Financial Services,

More information

DO NOT DIVULGE DETAILS OF THIS MONEY TRANSFER TO A THIRD PARTY.

DO NOT DIVULGE DETAILS OF THIS MONEY TRANSFER TO A THIRD PARTY. Disclaimers 1) If the exchange rate for your transaction was determined at the time you sent the money, the currency to be paid out and the exchange rate are listed on your receipt. Otherwise, the exchange

More information

TERMS AND CONDITIONS for the Select Retailer Group Prepaid Virtual Card and the Spend Anywhere Prepaid Virtual Card

TERMS AND CONDITIONS for the Select Retailer Group Prepaid Virtual Card and the Spend Anywhere Prepaid Virtual Card TERMS AND CONDITIONS for the Select Retailer Group Prepaid Virtual Card and the Spend Anywhere Prepaid Virtual Card This Agreement applies to Your Virtual card. You must read it carefully. By applying

More information

INDIVIDUAL CLIENT AGREEMENT AGILITY FOREX LTD INDIVIDUAL CLIENT AGREEMENT

INDIVIDUAL CLIENT AGREEMENT AGILITY FOREX LTD INDIVIDUAL CLIENT AGREEMENT INDIVIDUAL CLIENT AGREEMENT INDIVIDUAL CLIENT AGREEMENT The following terms and conditions apply to individuals who are transacting: for their own account, as a sole proprietor of a business, as a trustee

More information

International Payment Service Terms and conditions

International Payment Service Terms and conditions International Payment Service Terms and conditions Welcome to the International Payment Service (the Service) from Capita Registrars Limited (Capita). This document, together with your Application and

More information

Travel Money Terms and Conditions ver. 1.7 (with effect from September 2, 2013)

Travel Money Terms and Conditions ver. 1.7 (with effect from September 2, 2013) Travel Money Terms and Conditions ver. 1.7 (with effect from September 2, 2013) This Product and related services are made available to you, the customer by ICICI Bank UK PLC ( ICICI Bank ) as per the

More information

Trinity Online Application - Terms and Conditions of Use

Trinity Online Application - Terms and Conditions of Use IMPORTANT NOTICE PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, YOU MUST NOT USE THIS APPLICATION. BY USING THIS APPLICATION AND/OR ANY OF

More information

Business Telephone Banking

Business Telephone Banking 1 Business Telephone Banking Terms and Conditions Effective from 1 January 2014 Contents Section 1 2 Definitions 2 Section 2 3 Registration 3 Your instructions 3 Our liability 4 Events beyond our control

More information

G&T Brokers Limited. Terms of Business Agreement ( TOBA )

G&T Brokers Limited. Terms of Business Agreement ( TOBA ) Terms of Business Agreement ( TOBA ) The purpose of this document is to describe our professional relationship and the services we will provide to you. You should read this document carefully for as well

More information

UnityLink Online Money Transfer Terms and Conditions

UnityLink Online Money Transfer Terms and Conditions UnityLink Online Money Transfer Terms and Conditions These terms and conditions apply to Unitylink s Financial services Online Money Transfer ('the service') and are in addition to the other Terms and

More information

PHP POINT OF SALE TERMS OF USE

PHP POINT OF SALE TERMS OF USE PHP POINT OF SALE TERMS OF USE This Terms of Use Agreement (the Agreement ) states the terms and conditions that govern the contractual agreement between PHP Point of Sale, LLC, (the Company ) and you

More information

International Payments Terms & Conditions

International Payments Terms & Conditions International Payments Terms & Conditions International Payments Terms & Conditions Introduction Outward International Payments are payments that allow you to send money abroad in foreign currency or sterling

More information

TERMS OF USE 1 DEFINITIONS

TERMS OF USE 1 DEFINITIONS 1 DEFINITIONS In these Terms of Use a) CDA shall mean Common Data Access Limited, a company registered in England and Wales whose registered office is at 6th Floor East, Portland House, Bressenden Place,

More information

MOBILE SERVICES AGREEMENT. Effective Date: 11 April 2013

MOBILE SERVICES AGREEMENT. Effective Date: 11 April 2013 MOBILE SERVICES AGREEMENT Effective Date: 11 April 2013 LMAX Mobile Services Agreement Effective date: 11 April 2013 We provide password protected software applications from which you can access your Account

More information

The Superannuation Clearing House Online Product Disclosure Statement

The Superannuation Clearing House Online Product Disclosure Statement Product Disclosure Statement Date prepared: 8 October 2012 Issued by: Pacific Custodians Pty Limited, ABN 66 009 682 866 Australian Financial Services Licence No. 295142 Operated by: The Superannuation

More information

Baroda Click Funds2India - Product details and Terms & Conditions

Baroda Click Funds2India - Product details and Terms & Conditions Baroda Click Funds2India - Product details and Terms & Conditions Baroda Click Funds2India facility is for transferring money from any bank in the UK other than Bank of Baroda to any bank branch in India,

More information

Prepaid Card Terms and Conditions

Prepaid Card Terms and Conditions Prepaid Card Terms and Conditions These terms and conditions apply to your Prepaid Card. You must read them carefully. In these terms and conditions "you" means the named Prepaid Cardholder and the authorised

More information

Terms of business agreement - Commercial clients

Terms of business agreement - Commercial clients Terms of business agreement - Commercial clients Please read this document carefully. It sets out the terms on which Finch Insurance Brokers Ltd agree to act for clients and contains details of our responsibilities

More information

Merchant Account Terms of Use

Merchant Account Terms of Use Merchant Account Terms of Use This Merchant Account Terms of Use ("MATOU") governs your use of the Services. Capitalised terms and expressions used in this MATOU shall, unless the context otherwise requires,

More information

Actorcard Prepaid Visa Card Terms & Conditions

Actorcard Prepaid Visa Card Terms & Conditions Actorcard Prepaid Visa Card Terms & Conditions These Terms & Conditions apply to your Actorcard prepaid Visa debit card. Please read them carefully. In these Terms & Conditions: "Account" means the prepaid

More information

RULES OF ELECTRONIC PAYMENTS ASSOCIATION

RULES OF ELECTRONIC PAYMENTS ASSOCIATION RULES OF ELECTRONIC PAYMENTS ASSOCIATION These are the rules of Electronic Payments Association that have been made by the board of directors of EPA under Article 19 of the articles of association of EPA.

More information

IMPORTANT IT IS DEAMED THAT YOU HAVE READ AND AGREE TO ALL TERMS & CONDITIONS BEFORE USING THIS WEBSITE.

IMPORTANT IT IS DEAMED THAT YOU HAVE READ AND AGREE TO ALL TERMS & CONDITIONS BEFORE USING THIS WEBSITE. Terms & conditions for the use of this Website IMPORTANT IT IS DEAMED THAT YOU HAVE READ AND AGREE TO ALL TERMS & CONDITIONS BEFORE USING THIS WEBSITE. By using this website you are deemed to have full

More information

TERMS OF BUSINESS AGREEMENT

TERMS OF BUSINESS AGREEMENT Insurance and Reinsurance Brokers Iris Insurance Brokers Ltd 7 th Floor, New London House 6 London Street, London, EC3R 7LP United Kingdom. Tel: +44 (0)20 3178 7872 Fax: +44 (0)1702 431 644 Email: mail@irisib.com

More information

T&Cs for NON-GUARANTOR Instalment & Bond Loans

T&Cs for NON-GUARANTOR Instalment & Bond Loans T&Cs for NON-GUARANTOR Instalment & Bond Loans 1. INTERPRETATION TERMS AND CONDITIONS 1.1. In these Terms and Conditions, the words "you'" and "your" refer to the Debtors who have entered into this Agreement.

More information

UIBL TOBA. United Insurance Brokers Ltd. Terms of Business Agreement

UIBL TOBA. United Insurance Brokers Ltd. Terms of Business Agreement TOBA United Insurance Brokers Ltd Terms of Business Agreement 1. Introduction and business service United Insurance Brokers Ltd () is an independent international insurance and reinsurance (1) Lloyd s

More information

Terms and conditions of use

Terms and conditions of use Terms and conditions of use 1. Introduction 1.1 These terms and conditions govern your use of our website. 1.2 By using our website, you accept these terms and conditions in full; accordingly, if you disagree

More information

Excess Professional Indemnity Insurance

Excess Professional Indemnity Insurance Excess Professional Indemnity Insurance Contents A warm welcome to Vela Underwriting 3 Making yourself heard 4 Excess Professional Indemnity Insurance Policy 5 Section 1 Definitions 8 Section 2 The Cover

More information

TERMS & CONDITIONS FOR INTERNET ACCESS. Service Provided by Fast Telecommunication Company W.L.L. (hereinafter referred to as FAST Telco )

TERMS & CONDITIONS FOR INTERNET ACCESS. Service Provided by Fast Telecommunication Company W.L.L. (hereinafter referred to as FAST Telco ) TERMS & CONDITIONS FOR INTERNET ACCESS Service Provided by Fast Telecommunication Company W.L.L. (hereinafter referred to as FAST Telco ) These are the Terms & Conditions upon which Fast Telco will provide

More information

TEXTURA AUSTRALASIA PTY LTD ACN 160 777 088 ( Textura ) CONSTRUCTION PAYMENT MANAGEMENT SYSTEM TERMS AND CONDITIONS OF USE

TEXTURA AUSTRALASIA PTY LTD ACN 160 777 088 ( Textura ) CONSTRUCTION PAYMENT MANAGEMENT SYSTEM TERMS AND CONDITIONS OF USE TEXTURA AUSTRALASIA PTY LTD ACN 160 777 088 ( Textura ) CONSTRUCTION PAYMENT MANAGEMENT SYSTEM TERMS AND CONDITIONS OF USE Welcome to the Textura Construction Payment Management ( CPM ) System. By clicking

More information

CIPS Chartered Status Assessment Terms and Conditions (v1.0 12.01.15)

CIPS Chartered Status Assessment Terms and Conditions (v1.0 12.01.15) CIPS Chartered Status Assessment Terms and Conditions (v1.0 12.01.15) This page (together with the documents referred to on it) tells you ( you means the party contracting with CIPS) the terms and conditions

More information

1.2 Business Day means any day other than a Saturday, a Sunday or a public or bank holiday in England and Wales.

1.2 Business Day means any day other than a Saturday, a Sunday or a public or bank holiday in England and Wales. Skrill Prepaid MasterCard Terms and Conditions These Terms and Conditions apply to your Skrill Card in addition to the Terms of Use and Privacy Policy governing your Skrill Account Terms of Use (https://www.skrill.com/en/siteinformation/terms-conditions/).

More information

LIBERTY BANK ONLINE BILL PAYMENT ( BILL PAYMENT SERVICE ).

LIBERTY BANK ONLINE BILL PAYMENT ( BILL PAYMENT SERVICE ). LIBERTY BANK ONLINE BILL PAYMENT ( BILL PAYMENT SERVICE ). 1. USING THE BILL PAYMENT SERVICE As used in this Agreement, the term Payee means the person or entity to whom you wish a bill payment to be directed;

More information

T&Cs for GUARANTOR Instalment & Bond Loans

T&Cs for GUARANTOR Instalment & Bond Loans T&Cs for GUARANTOR Instalment & Bond Loans 1. INTERPRETATION TERMS AND CONDITIONS 1.1. In these Terms and Conditions, the words "you'" and "your" refer to the Debtors who have entered into this Loan Agreement.

More information

Bill Payment Service Agreement

Bill Payment Service Agreement www.starone.org Bill Payment Service Agreement 1. INTRODUCTION This Agreement is the contract which covers your and our rights and responsibilities concerning the Bill Payment Services offered to you by

More information

CLIENT TERMS OF BUSINESS AGREEMENT

CLIENT TERMS OF BUSINESS AGREEMENT CLIENT TERMS OF BUSINESS AGREEMENT General Information Seascope Insurance Services Limited (SIS) is an independent Lloyd s broker and is not tied to any one insurer. SIS has received a Grant of Permission

More information

cahoot CHAPS and International Payments terms and conditions

cahoot CHAPS and International Payments terms and conditions cahoot CHAPS and International Payments terms and conditions These terms and conditions (the Conditions ) set out your rights and obligations when you request us to make any of the following payments in

More information

SAMPLE RETURN POLICY

SAMPLE RETURN POLICY DISCLAIMER The sample documents below are provided for general information purposes only. Your use of any of these sample documents is at your own risk, and you should not use any of these sample documents

More information

CLIENT AGREEMENT. Candid Financial Advice Limited 95A High Street Thame Oxfordshire OX9 3EH

CLIENT AGREEMENT. Candid Financial Advice Limited 95A High Street Thame Oxfordshire OX9 3EH Candid Financial Advice Limited 95A High Street Thame Oxfordshire OX9 3EH CLIENT AGREEMENT 1. This document sets out the basis on which we will conduct business with you and on your behalf. It is an important

More information

Business Debit Card. Cardholder Terms. HB00520_BusDebitCard_TC-12pp.indd 1 01/08/2012 15:07

Business Debit Card. Cardholder Terms. HB00520_BusDebitCard_TC-12pp.indd 1 01/08/2012 15:07 Business Debit Card Cardholder Terms HB00520_BusDebitCard_TC-12pp.indd 1 01/08/2012 15:07 2 Cardholder Terms These Business Debit Card Cardholder Terms (these Cardholder Terms ) apply to the use of the

More information

ELITEPAY TERMS AND CONDITIONS OF SERVICE EFFECTIVE: November 15, 2014

ELITEPAY TERMS AND CONDITIONS OF SERVICE EFFECTIVE: November 15, 2014 ELITEPAY TERMS AND CONDITIONS OF SERVICE EFFECTIVE: November 15, 2014 These terms and conditions of service ("Terms of Service") apply to your use of this ElitePay payment website (the "Website") and all

More information

Terms and Conditions of Purchase and Use of FA Learning Courses

Terms and Conditions of Purchase and Use of FA Learning Courses Terms and Conditions of Purchase and Use of FA Learning Courses Please read these terms and conditions carefully as they set out the contractual basis on which we agree to enrol you in a Course (as defined

More information

NOBLE TRUST COMPANY LTD. GENERAL TERMS OF BUSINESS. The following definitions and rules of interpretation shall apply:

NOBLE TRUST COMPANY LTD. GENERAL TERMS OF BUSINESS. The following definitions and rules of interpretation shall apply: NOBLE TRUST COMPANY LTD. GENERAL TERMS OF BUSINESS 1. Definitions and interpretation The following definitions and rules of interpretation shall apply: 1.1 Agent means any person appointed by a Client

More information

3.6. Please also note, unless your policy confirms otherwise, the rights under your policy may only be pursued in an English court.

3.6. Please also note, unless your policy confirms otherwise, the rights under your policy may only be pursued in an English court. Terms of business agreement - commercial customers M & N Insurance Service Limited Authorised and regulated by the Financial Conduct Authority No: 305837. Registered Office: 248 Hendon Way London NW4 3NL

More information

I loved reading the terms & conditions! said no one, ever. term deposit terms + conditions

I loved reading the terms & conditions! said no one, ever. term deposit terms + conditions I loved reading the terms & conditions! said no one, ever term deposit terms + conditions index. Part a - general terms and conditions. 2 1 Purpose of this booklet. 2 2 Meaning of words used. 2 3 Opening

More information

NZD 1.0000 GBP 0.3842. Telegraphic Transfers (New Zealand)

NZD 1.0000 GBP 0.3842. Telegraphic Transfers (New Zealand) NZD 1.0000 GBP 0.3842 Telegraphic Transfers (New Zealand) Product Disclosure Statement Issued 1 July 2009 1 VND 11107.55 USD 1.00 NZD 1.0000 EUR 0.4550 Contents. Product Disclosure Statement. Introduction

More information

TERMS & CONDITIONS OF BUSINESS

TERMS & CONDITIONS OF BUSINESS TERMS & CONDITIONS OF BUSINESS 1. Introduction These terms and conditions explain the basis upon which we carry out work for you and charge for our services subject to any variations set out in our engagement

More information

1.3 Your access to and use of the Site, including your order of Products through the Site, is subject to these terms and conditions.

1.3 Your access to and use of the Site, including your order of Products through the Site, is subject to these terms and conditions. Home Support Network Terms and Conditions General 1.1 This Home Care site at www.homesupportnetwork.com.au ( Site ) is a shopping website where you can browse, select and order products advertised on the

More information

THE ABCUL CREDIT UNION PREPAID CARD SUMMARY BOX

THE ABCUL CREDIT UNION PREPAID CARD SUMMARY BOX SUMMARY BOX The information in these tables summarises key product features and is not intended to replace any terms and conditions. ON APPLICATION Card fee 3.50 Other up-front fees 0.50 to load the card

More information

e-banking Telegraphic Transfer Terms & Conditions. 1 December 2015

e-banking Telegraphic Transfer Terms & Conditions. 1 December 2015 e-banking Telegraphic Transfer Terms & Conditions. 1 December 2015 Bendigo and Adelaide Bank Limited The Bendigo Centre Bendigo VIC 3550 Telephone 03 5485 7911 ABN 11 068 049 178. AFSL/Australian Credit

More information

365 Phone, Online and Mobile Banking Terms and Conditions - Republic of Ireland Effective from 25 th November 2013

365 Phone, Online and Mobile Banking Terms and Conditions - Republic of Ireland Effective from 25 th November 2013 365 Phone, Online and Mobile Banking Terms and Conditions - Republic of Ireland Effective from 25 th November 2013 1.0 Definitions of Terms used in this Document 2.0 Accounts 3.0 Mandates 4.0 SEPA Transfers

More information

DOMAIN NAME REGISTRATION SERVICES TERMS AND CONDITIONS

DOMAIN NAME REGISTRATION SERVICES TERMS AND CONDITIONS DOMAIN NAME REGISTRATION SERVICES TERMS AND CONDITIONS 1. INTERPRETATION 1.1 In this Agreement the following terms shall have the following meanings: Agreement Bundled Services Domain Names Fees Initial

More information

American Express. Business Credit Card Conditions

American Express. Business Credit Card Conditions American Express Business Credit Card Conditions Effective 1st June 2006 Postal Address American Express Australia Limited Cardmember Services GPO Box 1582 Sydney NSW 2001 Lost or Stolen Cards In Australia

More information

Professional Direct Insurance Ockford Mill Ockford Road Godalming GU7 1RH. Terms and Conditions of Business Agreement. Our Service

Professional Direct Insurance Ockford Mill Ockford Road Godalming GU7 1RH. Terms and Conditions of Business Agreement. Our Service Professional Direct Insurance Ockford Mill Ockford Road Godalming GU7 1RH Terms and Conditions of Business Agreement This document is important and sets out the basis upon which we will carry on our business

More information

MyNetCard Visa Card Terms and Conditions

MyNetCard Visa Card Terms and Conditions MyNetCard Visa Card Terms and Conditions MYNETCARD VISA CARD TERMS AND CONDITIONS OF USE Please read these terms and conditions (the "Terms and Conditions") carefully and keep a copy for your records.

More information

The Community Mutual Group Visa Credit Card Conditions of Use

The Community Mutual Group Visa Credit Card Conditions of Use The Community Mutual Group Visa Credit Card Conditions of Use The Community Mutual Group, Hunter Mutual, New England Mutual and Orana Mutual are trading names of Community Mutual Ltd: ABN 21087650360 :

More information

Viva Energy may from time to time amend, delete or supplement these Terms and Conditions. Any change takes effect from the earlier of:

Viva Energy may from time to time amend, delete or supplement these Terms and Conditions. Any change takes effect from the earlier of: SHELL CARD ONLINE TERMS AND CONDITIONS VERSION: AUGUST 2014 1. SCOPE 1.1 These Terms and Conditions apply to use of the Shell Card Online (SCOL) web programme accessible via www.vivaenergy.com.au, by a

More information

COLUMBIA CREDIT UNION ELECTRONIC FUNDS TRANSFERS AGREEMENT AND DISCLOSURE Business Accounts

COLUMBIA CREDIT UNION ELECTRONIC FUNDS TRANSFERS AGREEMENT AND DISCLOSURE Business Accounts COLUMBIA CREDIT UNION ELECTRONIC FUNDS TRANSFERS AGREEMENT AND DISCLOSURE Business Accounts This Agreement is the contract that covers your and our rights and responsibilities concerning Electronic Fund

More information

General Terms & Conditions

General Terms & Conditions General Terms & Conditions Service Provider This section sets out the terms and conditions under which BestForeignExchange.com will provide you (the customer) with your foreign exchange needs. For the

More information

Online Account Management Service The Reliant Online Account Management Service consists of the following features:

Online Account Management Service The Reliant Online Account Management Service consists of the following features: Online Account Management Service Agreement 08/22/2014 By using Reliant s Online Account Management Service, you are agreeing to the terms and conditions of this Agreement with Reliant Energy Retail Services,

More information

Agcess Visa Card Terms and Conditions

Agcess Visa Card Terms and Conditions You should read carefully these Terms and Conditions and the Finance Conditions for the relevant Linked Facility and retain them for future reference. Copies of each of the documents can be made available

More information

APPLICATION FORM. 1. Please read the brochure and the whole of this application form, which has 10 pages.

APPLICATION FORM. 1. Please read the brochure and the whole of this application form, which has 10 pages. APPLICATION FORM managed inheritance SERVICE 1. Please read the brochure and the whole of this application form, which has 10 pages. 2. Next complete pages 2 to 5, signing on pages 2, 4 and 5. Make a copy

More information

Diners Club Corporate Travel System Terms and Conditions

Diners Club Corporate Travel System Terms and Conditions Diners Club Corporate Travel System Terms and Conditions Contents 1 Definitions 4 2 Accepting these Terms and Conditions 7 3 Authorised Users and Authorised Cardholders 7 4 Authorised Travel Agents 7

More information

Current Account Conditions and AccounT Information.

Current Account Conditions and AccounT Information. Current Account Conditions and AccounT Information. If you open an account with us it will be with Yorkshire Building Society (trading as Norwich & Peterborough Building Society, Norwich & Peterborough

More information

Website Hosting Agreement

Website Hosting Agreement Website Hosting Agreement This Agreement is Between: (1) Tutch Media Limited, a company registered in England whose office is at 121c London Road, Knebworth, Herts, SG3 6EX ( the Host ) and (2) The Client

More information

Terms and Conditions for the Supply of Goods and Services WestOne Virtual Office Group Ltd

Terms and Conditions for the Supply of Goods and Services WestOne Virtual Office Group Ltd Terms and Conditions for the Supply of Goods and Services WestOne Virtual Office Group Ltd 1. General Website Usage 1.1. Welcome to our website. If you continue to browse and use this website you are agreeing

More information

Should you have any questions please do not hesitate to contact the NIG Broker Support on 0845 600 8408* or by email to brokersupport@nig-uk.

Should you have any questions please do not hesitate to contact the NIG Broker Support on 0845 600 8408* or by email to brokersupport@nig-uk. Dear Broker Principal, RE: Access to the NIG Extranet (including The Hub). U K Insurance Limited, trading as NIG ( NIG/we/us ), has received an application from a member of staff at your organisation (

More information

Web Hosting Terms & Conditions

Web Hosting Terms & Conditions Web Hosting Terms & Conditions Please read these web-hosting terms carefully, as they set out our and your rights and obligations in relation to our web hosting services. AGREEMENT: Whereas: (1) The Ruby

More information

Please read these Terms and Conditions of Use carefully. They govern the provision and use of the MyPAYE Online Payroll service and website.

Please read these Terms and Conditions of Use carefully. They govern the provision and use of the MyPAYE Online Payroll service and website. Terms and Conditions of Use Your online payroll is run via for MyPAYE Online Payroll Service Please read these Terms and Conditions of Use carefully. They govern the provision and use of the MyPAYE Online

More information

Sample Credit Card Agreement

Sample Credit Card Agreement Credit Cards Sample Credit Card Agreement Please note this is a sample credit card agreement. It does not contain a credit limit, any interest rates, an APR or the Total Amount Payable as this information

More information

Covered California. Terms and Conditions of Use

Covered California. Terms and Conditions of Use Terms and Conditions of Use Contents: Purpose Of This Agreement Privacy Policy Modification Of This Agreement Permission To Act On Your Behalf How We Identify You Registration Additional Terms For Products

More information

Telegraphic Transfers (Personal) Product Disclosure Statement ISSUED: MARCH 2014

Telegraphic Transfers (Personal) Product Disclosure Statement ISSUED: MARCH 2014 Telegraphic Transfers (Personal) Product Disclosure Statement ISSUED: MARCH 2014 Contents Telegraphic Transfers 3 Value Date 3 Cancellation 3 Applying for an International Payments Account 3 Sending International

More information

ANZ Expense Manager TERMS AND CONDITIONS 03.10

ANZ Expense Manager TERMS AND CONDITIONS 03.10 ANZ Expense Manager TERMS AND CONDITIONS 03.10 Contents 1 Introduction 4 2 Defined Terms 4 2.1 Interpretation 7 2.2 Customer More Than One Person 8 3 Provision of ANZ Expense Manager 8 4 ANZ Expense Manager

More information

Britannia Additional Insurances Terms of Business Agreement

Britannia Additional Insurances Terms of Business Agreement Britannia Additional Insurances Terms of Business Agreement MAY 2014 Introduction This terms of business agreement (the Agreement ) sets out the nature and scope of the insurance mediation services The

More information

BUSINESS INTERNET BANKING SERVICE AGREEMENT

BUSINESS INTERNET BANKING SERVICE AGREEMENT BUSINESS INTERNET BANKING SERVICE AGREEMENT 1. INTRODUCTION The use of any and all services at or under the Business Internet Banking shall at all times be governed by the following terms and conditions,

More information

Web Terms & Conditions

Web Terms & Conditions PART 1: OUR AGREEMENT WITH YOU 1. AGREEMENT 1.1 Parties This Agreement is made between Cheap Web Designers (ACN 126 117 619) of Suite 504, 365 Little Collins Street Melbourne VIC 3000 ("CWD") and YOU the

More information

PLEASE CAREFULLY REVIEW THESE TERMS AND CONDITIONS BEFORE PROCEEDING:

PLEASE CAREFULLY REVIEW THESE TERMS AND CONDITIONS BEFORE PROCEEDING: Citizens Bank Mobile Deposit Agreement PLEASE CAREFULLY REVIEW THESE TERMS AND CONDITIONS BEFORE PROCEEDING: The Mobile Deposit Agreement (the Agreement ) is entered into by Citizens Bank (the Financial

More information

Terms and Conditions.

Terms and Conditions. Terms and Conditions. We ask that you read them through and keep a copy for your own records, just in case you need to refer back to them at any time. By ordering or using a Systems Integration (UK) Ltd.service

More information

International Payments

International Payments International Payments Terms and conditions Apply from April 2014 These terms and conditions apply to International Payments processed by First Trust Bank from April 2014. These terms and conditions are

More information

Excess Professional Indemnity policy

Excess Professional Indemnity policy Excess Professional Indemnity policy Contents A warm welcome to Vela Underwriting 3 Making yourself heard 4 Your Excess Professional Indemnity Insurance Policy 5 Section 1 Definitions 8 Section 2 The Cover

More information

MasterPass Terms of Use

MasterPass Terms of Use MasterPass Terms of Use Introduction MasterPass by MasterCard MasterCard Europe SA, Chaussée de Tervuren 198A, B- 1410 Waterloo, Kingdom of Belgium, is a digital wallet service ( MasterPass ) offered by

More information

Card Account means your Card account that is in relation to your Visa Wallet maintained and operated by Tune Money Sdn Bhd.

Card Account means your Card account that is in relation to your Visa Wallet maintained and operated by Tune Money Sdn Bhd. VERIFIED BY VISA TERMS AND CONDITIONS OF USE Important: The Verified by Visa service is designed to provide you with improved security when your BIG Card- Prepaid Visa is used to make purchases online.

More information

General Terms and Conditions BB Remessa

General Terms and Conditions BB Remessa General Terms and Conditions BB Remessa Your agreement with us consists of these General Terms and Conditions ( General Terms ) and any Additional Conditions (the General Terms and the Additional Conditions

More information

WESTERN UNION MONEY TRANSFER SM SERVICE IS PROVIDED ON THE FOLLOWING TERMS AND CONDITIONS

WESTERN UNION MONEY TRANSFER SM SERVICE IS PROVIDED ON THE FOLLOWING TERMS AND CONDITIONS WESTERN UNION MONEY TRANSFER SM SERVICE IS PROVIDED ON THE FOLLOWING TERMS AND CONDITIONS Western Union Money Transfer SM transactions can be sent and picked up at most Western Union Partner ( Partner

More information

Bacstel-IP. Customer Agreement for the Bacstel-IP Direct Service

Bacstel-IP. Customer Agreement for the Bacstel-IP Direct Service Bacstel-IP Customer Agreement for the Bacstel-IP Direct Service Customer Agreement for the Bacstel-IP Direct Service 1. INTRODUCTION This agreement relates to the provision of the Bacstel-IP Service (

More information

Terms and conditions of use

Terms and conditions of use Terms and conditions of use 1. Introduction 1.1 These terms and conditions govern your use of our website. 1.2 By using our website, you accept these terms and conditions in full; accordingly, if you disagree

More information

Rothschild Visa Card Terms and Conditions

Rothschild Visa Card Terms and Conditions Rothschild Visa Card Terms and Conditions These Rothschild Visa Card Terms and Conditions (June 2010 edition) are in addition to and supplemental to the Bank s standard Terms and Conditions (October 2007

More information

Excess Professional Indemnity. Policy document

Excess Professional Indemnity. Policy document Excess Professional Indemnity Policy document Contents A warm welcome to Zurich 3 Your Excess Professional Indemnity policy 3 Section 1 Definitions 5 Section 2 The Cover 5 Section 3 Provisions 6 Section

More information

By placing an order with International Checkout Inc. and / or using its website, you agree and are bound to the Terms & Conditions below.

By placing an order with International Checkout Inc. and / or using its website, you agree and are bound to the Terms & Conditions below. By placing an order with International Checkout Inc. and / or using its website, you agree and are bound to the Terms & Conditions below. 1. How It Works International Checkout Inc. ( we / us ) has agreements

More information

TERMS OF USE. Last Updated: October 8, 2015

TERMS OF USE. Last Updated: October 8, 2015 1666 K Street, N.W. Washington, DC 20006 Telephone: (202) 207-9100 Facsimile: (202) 862-8430 www.pcaobus.org TERMS OF USE Last Updated: October 8, 2015 This Terms of Use Agreement (this "Agreement") is

More information

HSBC Premier Credit Card. Agreement Terms

HSBC Premier Credit Card. Agreement Terms HSBC Premier Credit Card Agreement Terms HSBC Premier Credit Card Agreement Terms 1. Definitions These are the definitions used in this Agreement: Balance Transfer : a transfer to the Account of an amount

More information

Terms and Conditions for Experian s website services

Terms and Conditions for Experian s website services Terms and Conditions for Experian s website services Last Modified Version: 2.1 Dated: 17/12/14] Contents list 1. Definitions 2. About us 3. Important information about these Terms and Conditions 4. Our

More information

any Service that involves gambling, betting, adult, sex or over 18 services or information;

any Service that involves gambling, betting, adult, sex or over 18 services or information; emobile Bulk Text Services Terms and Conditions of Use These terms and conditions apply to the supply of the emobile Bulk Text service (the "Service") and are in addition to and form part of the emobile

More information

INTERNATIONAL PAYMENTS - PERSONAL

INTERNATIONAL PAYMENTS - PERSONAL APPLICATION FORM This Agreement is a contract between you and Eurochange PLC and applies to your use of our foreign currency payment services. If you wish to use our services you must read, agree with

More information

THE WESTERN UNION MONEY TRANSFER SERVICE (THE SERVICE ) SHALL BE MADE AVAILABLE SUBJECT TO THE FOLLOWING CONDITIONS

THE WESTERN UNION MONEY TRANSFER SERVICE (THE SERVICE ) SHALL BE MADE AVAILABLE SUBJECT TO THE FOLLOWING CONDITIONS "In all the business connections between Western Union and the customers, Naville SA acts exclusively on behalf of and for Western Union. Only Western Union is authorized to supply the services described

More information

ClickandBuy Account Terms of Use

ClickandBuy Account Terms of Use ClickandBuy Account Terms of Use Important notice to US Customers: If You indicate during our registration process that You reside in the US only the ClickandBuy Account Terms of Use for US resident customers

More information

Terms and Conditions Website Development

Terms and Conditions Website Development Terms and Conditions Website Development 1. DEFINITIONS The following terms and conditions document is a legal agreement between Embertech Ltd hereafter the Company and Client for the purposes of web site

More information

UBS Electronic Trading Agreement Global Markets

UBS Electronic Trading Agreement Global Markets UBS Electronic Trading Agreement Global Markets Version: 1.1 November 2014 I. UBS ELECTRONIC TRADING AGREEMENT 1.1 UBS Limited ( UBSL ) provides an electronic trading service, which enables certain clients

More information

AGREEMENT AND TERMS OF USE

AGREEMENT AND TERMS OF USE AGREEMENT AND TERMS OF USE The website located at www.100womeninhedgefunds.org and the services of 100 Women in Hedge Funds ( 100WHF ) available thereon (collectively, the Site ), together with the networking

More information

Octagon Insurance Terms of Business

Octagon Insurance Terms of Business Octagon Insurance Terms of Business About Octagon Insurance Octagon Insurance Company Limited and Octagon Insurance Services Limited are authorised and regulated by the Gibraltar Financial Services Commission,

More information

Website terms and conditions: services to consumers, payment online. Trading terms and conditions of Raise A Tree Ltd.

Website terms and conditions: services to consumers, payment online. Trading terms and conditions of Raise A Tree Ltd. Website terms and conditions: services to consumers, payment online Trading terms and conditions of Raise A Tree Ltd. These terms and conditions regulate the business relationship between you and us. When

More information