APPENDIX C NSLDS FINANCIAL AID HISTORY/NSLDS MATCH FLAGS

Transcription

1 A Guide to SARs and ISIRs APPENDIX C NSLDS FINANCIAL AID HISTORY/NSLDS MATCH FLAGS NSLDS Match As mentioned in the introduction, the NSLDS Financial Aid History Information Summary that appears on the SAR and ISIR has been revised for the cycle to provide more comprehensive financial aid information. To summarize the changes made for : All indicator flags now contain a value. Pending disbursement information will be provided for aggregate amounts. The First Disbursement Prior to 7/1/87 field has been deleted for Federal Perkins Loans. The sections for most recent loans and defaulted loans will now display up to six loan records each, provide information on FISL loans, and indicate when additional loans exist. The column headings for these sections have been standardized so the same information is provided for every loan record. Although NSLDS match flags and results flags do not appear on the Financial Aid History summary page, the flags will be printed in the FAA Information sections on SARs and ISIRs. These flags are described in the Introduction to this guide and in the chart in this Appendix. Details of the changes made to the NSLDS Financial Aid History Information Summary follow. A mockup of the NSLDS Financial Aid History page, as it will appear in the SAR, follows as Page C-5. When NSLDS Page/Information Appears As mentioned in the discussion of the SAR-Part 1, the NSLDS Financial Aid History information for both SARs and ISIRs will be included with a student s record only when certain conditions apply. If a student s record is rejected for any reason, the SAR will not include a page for NSLDS information (only an NSLDS Results Flag of 1 will generate the NSLDS information page). All rejected SARs, Part 1, consist of a single sheet of paper (two-sided), containing the SAR comments and the FAA Information section. The summary of application information and the NSLDS Financial Aid History page will not be printed for rejected SARs/ISIRs. If the student s record is not rejected, the NSLDS page/information may be absent from the record for other reasons: the student may have no previous loan history, the NSLDS data may not be relevant, or the match was incomplete and we could not reliably identify the student. If data are not sent to the CPS, we will not include the NSLDS page/information on that record. It is necessary to review the match flags and results flags together to understand each situation. The chart in Appendix B displays the various combinations of the NSLDS Match Flags and NSLDS Results Flags and indicates in which situations data are sent from NSLDS to the CPS and when resolution is required by the school. Flags (Upper Section) All Yes-No fields in the section at the top of the Financial Aid History page showing Overpayments, Defaulted Loans, and Active Bankruptcy will display a value of either Y or N. Previously a blank in this area was used to indicate No. Aggregate Amounts For , NSLDS will provide Pending Disbursement information. The amount of pending disbursement is calculated by subtracting the outstanding principal balance and the amount cancelled, if any, from the amount of the loan. Calculations will only be reported for subsidized and unsubsidized loans with an ID C 1

2 A Guide to SARs and ISIRs status and Date of Guaranty and First Disbursement Date that is no more than one year before the date the application was matched with NSLDS. The Total reported in this section is the sum of the outstanding principal balance plus the pending disbursement. Loans paid in full, discharged, or fully cancelled will be excluded from this calculation. Aggregate amounts show outstanding principal balances for three classes of loans. The aggregate for subsidized loans is the cumulative outstanding principal balance for Stafford Subsidized (SF) and Direct Stafford Subsidized (D1) Loans. The aggregate for unsubsidized loans is the cumulative outstanding principal balance of Stafford Unsubsidized (SU) and Direct Stafford Unsubsidized (D2) Loans, SLS (SL) Loans, and Refinance (RF) Loans. The aggregate for consolidated loans is the cumulative outstanding principal balance of Federal Consolidation (CL), Federal Direct Consolidation Unsubsidized (D5) and Federal Direct Consolidation Subsidized (D6) Loans. Federal Perkins Loans The Federal Perkins Loans section will display the same information as reported in the Financial Aid History, except that First Disbursements Prior to 7/1/87 will no longer be reported. In this section, the First Disbursement Prior to 10/1/92 and the Expanded Loan Flag Option will always display a Y or N. The Perkins Cumulative Loan Amount and Current Year ( ) Loan Amount fields will also always display a value, either a dollar amount, if one exists, or a zero. Most Recent Loans The third section from the top of the page will display up to six of the student s most recent FFEL, FISL, or Direct Loans, reported in descending order with the most recent loan appear- ing in the first position. If more than one loan has the same beginning date, the first loan printed will be the loan with the largest outstanding principal balance. (Note that the mockup in this Appendix displays Perkins, although Perkins Loans will not be reported in this area.) If more than six loans exist in NSLDS, the bottom of this section will display a message stating Access NSLDS for additional loan records. FFELP and Direct Loans that are paid in full, discharged, or fully cancelled will not be reported in this section. Defaulted Loans The last section on the page reports up to six defaulted loans for the FFEL, FISL, Direct Loan, and Federal Perkins Loan programs. If more than six defaulted loans exist, the message to Access NSLDS for more records will print at the bottom of the section. Unlike last year, loans with DD (Defaulted then died) and DE (Death) status will be reported in the Defaulted Loan section. Please contact the current loan holder for resolution. The defaulted loans will appear in this section in descending order with the most severe defaulted loan in the first position, i.e., the first loan would DD (Defaulted then died) and DE (Death), followed by DL, DU, DT, DW, DB and DO. A chart of the loan status codes is also included in this appendix. Please note that some overlap in reporting may occur. A defaulted loan may appear in the Most Recent Loan section because it is a recent loan, and a recent loan may also be in default. See Appendix C-6 8 for the Loan Status Code and Eligibility Chart. C 2

3 A Guide to SARs and ISIRs Standardized Information The information appearing in the most recent loans and the defaulted loans sections has been standardized: each loan type displays a status code, status as of date, outstanding balance and as of date. The columns for each loan type display the GA code, school code, current holder, and region code. The School Code is the OPE ID. The Current Holder will display either the servicer code or the lender code, depending upon the type of loan. For a defaulted Federal Perkins Loan, Current Holder will be blank because the current holder code and school code are the same. This Appendix includes lists of the Direct Loan Servicer codes (C-9), the FFELP servicer codes (C-10), the FFELP Guaranty Agency Codes (C- 11) and selected FFELP Lender Codes (C-12 to C-16, and Contact Information (C-17). NSLDS Transaction Number An NSLDS Transaction Number will be added to the SAR/ISIR in This number is separate from the current CPS (SAR/ISIR) transaction number and alerts the Financial Aid Administrator (FAA) that something has changed in a student s NSLDS Financial Aid History. For example, on the first CPS SAR/ISIR transaction (01), the NSLDS transaction number will also be 01. When a SAR/ISIR 02 transaction resulting from a subsequent application or a correction is processed, the student s record is matched again with NSLDS. If the NSLDS information for that student is unchanged, the NSLDS transaction number will continue to be reported as 01. If a further correction is processed and a SAR/ISIR 03 transaction is created, current NSLDS information is again compared to the previous transaction. If the data differ, the NSLDS transaction number will be set to 03 to reflect that there has been a change in the NSLDS data since the SAR/ISIR 02 transaction. In this example, the FAA should review NSLDS data. This NSLDS Transaction Number is triggered when any item that appears in the NSLDS Financial Aid History changes, when it is compared with data on the previous transaction. This means that a change to a date or a loan amount, as well as a flag, can trigger a new NSLDS Transaction Number. New NSLDS Match Flag As mentioned in the Introduction, we have added a new NSLDS Match Flag of 7 to indicate that the student s SSN was found in NSLDS but neither the first name nor the date of birth matched. Because the student s identity was not reliably confirmed, the NSLDS data will not be passed to the CPS. This match flag will be combined with a results flag of 3 and will trigger a C flag on the SAR and ISIR and SAR/ ISIR comment #138. To assist schools in resolving this situation, the NSLDS borrower tracking function has been enhanced to allow on-line access using the SSN only and can be used to retrieve the record with the matching SSN. This will help you determine whether that SSN belongs to the student you are assisting. You can also learn which data provider supplied the conflicting SSN information and contact the provider directly to resolve the discrepancy. Once the discrepancy is resolved, you do not need to wait for NSLDS to be updated before continuing the award process. If the match failure involves a mismatch on first name or date of birth, for example, if the student used a nickname or entered the date of birth incorrectly, see Dear Colleague Letter GEN-96-13, Q&A #26 for guidance. C 3

4 A Guide to SARs and ISIRs NSLDS Results Flags Four flags that give specific details about the results of the NSLDS match will appear in the FAA Information sections on the SAR, the SAR Information Acknowledgement, and the hardcopy ISIR in These flags are not new, but previously appeared only in the ISIR record layout and not on the output documents. A flag of 1 means that the reported SSN was matched and confirmed with the NSLDS; NSLDS data were sent to the CPS and will appear on the SAR and ISIR. Schools are responsible for using this information when determining eligibility for Title IV aid. A flag of 3 means that the reported SSN was not found in the NSLDS. This results flag will generate comment code 140 and a school may assume that the student had not received any previous Title IV loans unless the school is aware of conflicting information. A flag of 4 means that the reported SSN was found (full match on SSN and either the date of birth, the first name, or both) and confirmed in the NSLDS, but there were no relevant data to print on the NSLDS page. For example, the only data in the NSLDS were a prior year s Pell disbursement or one or more loans that had been fully repaid or discharged. This results flag will generate comment code 137. A flag of 2 means that the student s SSN was found in the NSLDS but the match could not be confirmed using either the first name or date of birth. This results flag will generate comment code #138, informing the student and school that the problem must be resolved before Title IV aid can be paid. See Dear Colleague Letter (GEN ) Q&A #26 for further discussion of this issue. C 4

5 [[The mock-up page Part 1 -- Information Summary; NSLDS FINANCIAL AID HISTORY on page C-5 is currently unavailable in electronic format. Please reference your paper document for additional information.]] C-5

6 LOAN STATUS CODES AND ELIGIBILITY CHART CODE STATUS ELIGIBILITY FOR TITLE IV* AE Perkins Assigned Yes, because actual loan will be reported to NSLDS by the Department, and the status of that record will determine eligibility BC No Prior Default, Yes, because loan was not in default and was Bankruptcy Claim, discharged Discharged BK No Prior Default, Yes, because loan was not in default Bankruptcy Claim, Active CA Cancelled Yes DA Deferred Yes DB Defaulted, then Bankrupt, No, unless debtor can show that loan is Active. (Perkins: all dischargeable. See Dear Colleague letter bankruptcies. FFELP and GEN-95-40, dated September 95 Direct Loans: Chapter 13) DC Defaulted, Compromise Yes, because compromise is recognized as payment in full DD Defaulted, Then Died No, because if borrower is reapplying, then loan status is in error DE Death No, because if borrower is reapplying, then loan status is in error DF Defaulted, False Yes, because loan has been discharged certification/defaulted and then loan discharged DG Defaulted, Ability to Yes, discharged for lack of ability to benefit. benefit, false certification Not applicable to Perkins. loan discharged DI Disability Yes DJ Defaulted, Judicial ruling Yes, because loan has been discharged discharges loan * Under the Federal Perkins Loan Program regulations [Section 674.9(e)], the financial aid administrator has discretion to deny eligibility for additional loans under the policy of "unwillingness to pay." C-6

7 CODE STATUS ELIGIBILITY FOR TITLE IV DK Defaulted, Then Bankrupt, Yes, because defaulted loan has been totally Discharged. (Perkins: all discharged bankruptcies. FFELP and Direct Loans: Chapter 13) DL Defaulted, in Litigation No DN Defaulted, closed school Yes, because loan has been fully discharged, loan discharged not applicable to Perkins DO Defaulted, Then Bankrupt, No, unless debtor can show that loan is Active. For FFELP and dischargeable. See Dear Colleague letter Direct Loans in Chapters 7, GEN-95-40, dated September 95 11, and 12 DP Defaulted, Then Paid in Yes, because loan was paid in full Full DS Defaulted, Then Disabled Yes, because loan debt is cancelled DT Defaulted, Collection No Terminated DU Defaulted, Unresolved No **DW Defaulted, Write-Off No DX Defaulted, Satisfactory Yes, assuming student continues to comply Arrangements, and Six with repayment plan on defaulted loan, or is Consecutive Payments granted forbearance by the GA EA Ability to benefit, false Yes certification, loan discharged EC School closed Yes, not applicable to Perkins EF Fraud, loan discharged Yes, Fraudulent disbursement of Title IV aid EJ Court order, Write-Off Yes ** An exception is permissible if the applicant: (a) reaffirms his/her Title IV loan obligation(s) with holder(s) of the note(s) that was (were) written off and makes satisfactory repayment arrangements as a part of the reaffirmation for any loan(s) in default prior to the write-off, or (b) repays the loan(s) in full. C-7

8 CODE STATUS ELIGIBILITY FOR TITLE IV FB Forbearance Yes ID In School or Grace Period Yes OD Defaulted, Then Bankrupt, Yes, because defaulted loan has been totally Discharged. For FFELP discharged and Direct Loans in Chapters 7, 11, and 12 PC Paid in Full Through Yes. Does not matter whether consolidation Consolidation Loan loan was through FFELP or Direct Loan, nor whether underlying loans were in default PF Paid in Full Yes RF Refinanced Yes, because defaulted loans cannot be refinanced RP In Repayment Yes UI Uninsured/Unreinsured Yes, does not matter if loan was in default C-8

9 FEDERAL DIRECT LOAN SERVICERS Code: Name: Phone No.: Direct Loan Servicing Center, Utica, NY Direct Loan Servicing Center, TBA Madison, WI Direct Loan Servicing Center, TBA Louisville, KY Direct Loan Servicing Center, TBA Indianapolis, IN C-9

10 FFELP LOAN SERVICERS Code Name City State STUDENT LOAN MARKETING ASSOCIATION LAWRENCE KS OHIO PAYMENT SERVICES COLUMBUS OH ACADEMIC FINANCIAL SERVICES LONG BEACH CA SOUTHWEST STUDENT SERVICES MESA AZ BRAZOS HIGHER EDUCATION AUTHORITY AUSTIN TX COLORADO STUDENT LOAN PROGRAM DENVER CO COSTEP MCALLEN TX INTUITION, INC. JACKSONVILLE FL EDUCATION LOAN SERVICES BRAINTREE MA EDUCATIONAL ASST SERVICE CO. ABERDEEN SD EDUCATIONAL FINANCIAL SERVICES, INC. INDIANAPOLIS IN USA GROUP LOAN SERVICES, INC. INDIANAPOLIS IN GREAT LAKES HIGHER EDUCATION CORP. MADISON WI EDUSERV TECHNOLOGIES, INC. ST. PAUL MN EDUSERV TECHNOLOGIES, INC. SALT LAKE CITY UT STUDENT LOAN MARKETING ASSOCIATION HERNDON VA STUDENT LOAN MARKETING ASSOCIATION KILLEEN TX PHEAA HARRISBURG PA OPPORTUNITY PLAN, INC. CANYON TX UNIPAC DENVER CO STUDENT LOAN MARKETING ASSOCIATION WALTHAM MA WYOMING STUDENT LOAN CORP. CHEYENNE WY STUDENT LOAN SERVICING HARRISBURG PA CHEMICAL BANK JERICHO NY STUDENT LOAN MARKETING ASSOCIATION SPOKANE WA STUDENT LOAN SERVICING CENTER LYNN HAVEN FL SUNTECH, INC. JACKSON MS EFS FRUITLAND ID AFSA DATA CORPORATION UTICA NY GRANITE STATE MANAGEMENT CONCORD NH STUDENT LOAN MARKETING ASSOCIATION WILKES-BARRE PA UNIPAC SERVICE CORPORATION LINCOLN NE C-10

11 FFELP GUARANTY AGENCIES Number Short Name Name 555 FFEL ASSIGNED TO DEPARTMENT OF EDUCATION 701 ALABAMA ALABAMA COMMISSION ON HIGHER EDUCATION 705 ARKANSAS STUDENT LOAN GUARANTEE FOUNDATION OF ARKANSAS 706 CALIFORNIA CALIFORNIA STUDENT AID COMMISSION 708 COLORADO COLORADO STUDENT LOAN PROGRAM 709 CONNECTICUT CONNECTICUT STUDENT LOAN FOUNDATION 710 DELAWARE DELAWARE HIGHER EDUCATION LOAN PROGRAM 712 FLORIDA FLORIDA DEPARTMENT OF EDUCATION 713 GEORGIA GEORGIA HIGHER EDUCATION ASSISTANCE CORPORATION 716 IDAHO STUDENT LOAN FUND OF IDAHO, INC. 717 ILLINOIS ILLINOIS STUDENT ASSISTANCE COMMISSION 719 IOWA IOWA COLLEGE STUDENT AID COMMISSION 721 KENTUCKY KENTUCKY HIGHER EDUCATION ASSISTANCE AUTHORITY 722 LOUISIANA LOUISIANA OFFICE OF STUDENT FINANCIAL ASSISTANCE 723 MAINE MAINE EDUCATION ASSISTANCE DIVISION 725 MASSACHUSETTS AMERICAN STUDENT ASSISTANCE OF MASSACHUSETTS 726 MICHIGAN MICHIGAN DEPARTMENT OF ED GUARANTEED STUDENT LOAN PGM 727 MINNESOTA NORTHSTAR GUARANTY INC. OF MINNESOTA 729 MISSOURI MISSOURI COORDINATING BOARD FOR HIGHER EDUCATION 730 MONTANA MONTANA GUARANTEED STUDENT LOAN PROGRAM 731 NEBRASKA NEBRASKA STUDENT LOAN PROGRAM, INC. 733 NEW HAMPSHIRE NEW HAMPSHIRE HIGHER EDUCATION ASSISTANCE FOUNDATION 734 NEW JERSEY NEW JERSEY HIGHER EDUCATION ASSISTANCE AUTHORITY 735 NEW MEXICO NEW MEXICO STUDENT LOAN GUARANTEE CORPORATION 736 NEW YORK NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION 737 NORTH CAROLINA NORTH CAROLINA STATE EDUCATION ASSISTANCE AUTHORITY 738 NORTH DAKOTA STUDENT LOANS OF NORTH DAKOTA 739 OHIO OHIO STUDENT LOAN COMMISSION 740 OKLAHOMA OKLAHOMA GUARANTEED STUDENT LOAN PROGRAM 741 OREGON OREGON STATE SCHOLARSHIP COMMISSION 742 PENNSYLVANIA PENNSYLVANIA HIGHER EDUCATION ASSISTANCE AGENCY 744 RHODE ISLAND RHODE ISLAND HIGHER EDUCATION ASSISTANCE AUTHORITY 745 SOUTH CAROLINA SOUTH CAROLINA STATE EDUCATION ASSISTANCE AUTHORITY 746 SOUTH DAKOTA EDUCATION ASSISTANCE CORPORATION-SOUTH DAKOTA 747 TENNESSEE TENNESSEE STUDENT ASSISTANCE CORPORATION 748 TEXAS TEXAS GUARANTEED STUDENT LOAN CORPORATION 749 UTAH UTAH HIGHER EDUCATION ASSISTANCE AUTHORITY 750 VERMONT VERMONT STUDENT ASSISTANCE CORPORATION 751 VIRGINIA VIRGINIA STATE EDUCATION ASSISTANCE AUTHORITY 753 WASHINGTON NORTHWEST EDUCATION LOAN ASSOCIATION-WASHINGTON 755 WISCONSIN GREAT LAKES HIGHER EDUCATION CORPORATION-WISCONSIN 800 USAF UNITED STUDENT AID FUNDS, INC. 927 TGA TRANSITIONAL GUARANTY AGENCY, INC. C-11

12 SELECTED FFELP LENDERS Code Name City State SOUTHTRUST BANK OF ALABAMA BIRMINGHAM AL FIRST ALABAMA BANK OF MOBILE MOBILE AL BANK ONE, ARIZONA, NA PHOENIX AZ ARKANSAS RURAL ENDOWMENT FUND LITTLE ROCK AR BANK OF AMERICA PASADENA CA ENT FEDERAL CREDIT UNION COLO SPRINGS CO FLEET RETAIL LOAN SERVICES UTICA NY FIRST UNION NATIONAL BANK ROANOKE VA SUNTRUST BANK, ATLANTA ATLANTA GA FIRST NATIONAL BANK OF CHICAGO CHICAGO IL HOUSEHOLD BANK WOOD DALE IL BANK ONE, SPRINGFIELD, JOELLA SPRINGFIELD IL FIRST NATIONAL BANK OF CHICAGO FLINT MI BANK ONE, INDIANAPOLIS, NA INDIANAPOLIS IN BANK ONE, MARION, INDIANA, NA MARION IN NBD BANK FLINT MI CLS - NATIONAL CITY BANK CLEVELAND OH FEDERAL HOME LOAN BANK WEST DES MOINES IA CLS - NATIONAL CITY BANK CLEVELAND OH CENTRAL BANK MONROE LA FIRST NBC NEW ORLEANS LA CITIZENS BANK OF MASSACHUSETTS RIVERSIDE RI FIRST NATIONAL BANK OF BOSTON PROVIDENCE RI FLEET NATIONAL BANK OF MASSACHUSETTS UTICA NY FLEET RETAIL LOAN SERVICES UTICA NY BAYBANK NORFOLK COUNTY TRUST DEDHAM MA SIGNET BANK BALTIMORE MD NBD BANK, NA FLINT MI OLD KENT BANK AND TRUST COMPANY GRAND RAPIDS MI COLLEGE FOUNDATION INC. RALEIGH NC NORWEST BANK SOUTH DAKOTA, NA SIOUX FALLS SD FIRST UNION NATIONAL BANK NORTH BRUNSWICK NJ FIRST FIDELITY BANK NORTH BRUNSWICK NJ CHEMICAL BANK JERICHO NY FIRST FIDELITY BANK NORTH BRUNSWICK NJ MIDLANTIC NATL BANK c/o PNC BANK PITTSBURGH PA UNITED COUNTIES TRUST COMPANY CRANFORD NJ ALBANY SAVINGS BANK, FSB ALBANY NY EASTMAN SAVINGS AND LOAN ASSOC ROCHESTER NY FIRST FEDERAL SAVINGS AND LOAN ROCHESTER NY GREATER NEW YORK SAVINGS BANK BROOKLYN NY HOME FEDERAL SAVINGS BANK PATCHOGUE NY REPUBLIC NATIONAL BANK BROOKLYN NY MANUFACTURERS AND TRADERS TRUST BUFFALO NY CHEMICAL BANK JERICHO NY C-12

13 MARINE MIDLAND BANK NA BUFFALO NY KEY BANK OF NEW YORK ALBANY NY RELIANCE FEDERAL SAVINGS BANK GARDEN CITY NY INDEPENDENCE SAVINGS BANK BROOKLYN NY TEACHERS FEDERAL CREDIT UNION FARMINGVILLE NY UNION BANK & TRUST COMPANY LINCOLN NE CLS - NATIONAL CITY BANK CLEVELAND OH CLS - NATIONAL CITY BANK CLEVELAND OH CLS - NATIONAL CITY BANK CLEVELAND OH KEY BANK USA - ED LENDING OPERATIONS BROOKLYN OH SOUTHWEST NATIONAL BANK OF PA GREENSBURG PA FIRST VALLEY BANK BETHLEHEM PA MELLON BANK NA (MELLON PSFS) PITTSBURGH PA MELLON BANK NA (CENTRAL REGION) PITTSBURGH PA MELLON BANK NA (WESTERN REGION) PITTSBURGH PA MELLON BANK NA (NORTHERN REGION) PITTSBURGH PA PNC EDUCATION LOAN CENTER PITTSBURGH PA FULTON BANK EAST PETERSBURG PA MELLON BANK NA (COMMONWEALTH REGION) PITTSBURGH PA CLS - NATIONAL CITY BANK CLEVELAND OH FLEET NATIONAL BANK PROVIDENCE RI FIRST TENNESSEE BANK MARYVILLE TN SUNTRUST BANK, NORTHEAST TN JOHNSON CITY TN SUNTRUST BANK, NASHVILLE, N.A. MURFREESBORO TN JEFFERSON NATIONAL BANK CHARLOTTESVILLE VA CRESTAR BANK - STUDENT LENDING RICHMOND VA SIGNET BANK BALTIMORE MD ASSOCIATED BANK GREEN BAY GREEN BAY WI TEXAS HIGHER EDUCATION COORDINATING BOARD AUSTIN TX MERIDIAN BANK READING PA PENN SECURITY BANK & TRUST CO SCRANTON PA WELLS FARGO BANK STUDENT LOANS WALNUT CREEK CA BAYBANK DEDHAM MA KEY BANK USA - ED LENDING OPERATIONS BROOKLYN OH FIRST UNION NATIONAL BANK NORTH BRUNSWICK NJ COMMERCE BANK OF ST LOUIS ST LOUIS MO BANK OF HAWAII HONOLULU HI SIMMONS FIRST NATIONAL BANK PINE BLUFF AR BANK OF NORTH DAKOTA BISMARCK ND MICHIGAN FINANCIAL CORPORATION MARQUETTE MI CORUS BANK CHICAGO IL CHEMICAL BANK JERICHO NY BENEFICIAL MUTUAL SAVINGS BANK PHILA PA CRESTAR BANK - STUDENT LENDING RICHMOND VA AMSOUTH BANK, NA BIRMINGHAM AL CLS - NATIONAL CITY BANK CLEVELAND OH SAN ANTONIO FEDERAL CREDIT UNION SAN ANTONIO TX INDIANA UNIVERSITY EMPLOYEES FCU BLOOMINGTON IN HUDSON CITY SAVINGS BANK PARAMUS NJ C-13

14 GLENDALE FEDERAL BANK GLENDALE CA FIRST VIRGINIA BANK FALLS CHURCH VA FIRSTRUST SAVINGS BANK PHILADELPHIA PA GEORGIA STUDENT FINANCE AUTHORITY TUCKER GA DOLLAR BANK PITTSBURGH PA BETHPAGE FEDERAL CREDIT UNION BETHPAGE NY COMERICA BANK DETRIOT MI NEW MEXICO EDUCATION ASST FOUNDATION ALBUQUERQUE NM WELLS FARGO BANK WALNUT CREEK CA STUDENT LOAN CORPORATION PITTSFORD NY ROYAL CREDIT UNION EAU CLAIRE WI HARVARD UNIVERSITY CAMBRIDGE MA UNION BANK & TRUST COMPANY LINCOLN NE CONNECTICUT STUDENT LOAN FOUND ROCKY HILL CT MICHIGAN NATIONAL BANK FARMINGTON MI BANK OF AMERICA N.T. & S.A. PASADENA CA KEY BANK INDIANAPOLIS IN OKLAHOMA STUDENT LOAN AUTHORITY OKLAHOMA CITY OK FIRST UNION NATIONAL BANK - CONNECTICUT NORTH BRUNSWICK NJ WACHOVIA BANK OF NC WINSTON-SALEM NC CHEMICAL BANK JERICHO NY CHELA-UNION BANK TRUSTEE SAN FRANCISCO CA MICHIGAN HIGHER EDUCATION STUDENT LOAN PROGRAM LANSING MI OKLAHOMA STUDENT LOAN AUTHORITY OKLAHOMA CITY OK NATIONSBANK TEXAS CHARLOTTE NC VIRGINIA EDUCATION LOAN AUTHORITY RICHMOND VA IL DESIGNATED ACCOUNT PURCHASE PROGRAM DEERFIELD IL CENTRAL TEXAS HIGHER ED AUTHOR SAN MARCOS TX ARKANSAS STUDENT LOAN AUTHORITY LITTLE ROCK AR BANK OF BOSTON PROVIDENCE RI NEBRASKA HIGHER EDUCATION LOAN PROGRAM LINCOLN NE KENTUCKY HIGHER ED STUDENT LOAN PROGRAM LOUISVILLE KY UTAH STATE BOARD OF REGENTS SALT LAKE CITY UT STUDENT LOAN FINANCE CORPORATION ABERDEEN SD INDUSTRIAL COMMISSION BISMARCK ND CITIBANK STUDENT LOAN CENTER ROCHESTER NY TEXAS COMMERCE BANK, N.A. DALLAS TX TEXAS COMMERCE BANK, N.A. DALLAS TX SLF OF I MARKETING ASSOCIATION., INC. FRUITLAND ID WYOMING STUDENT LOAN CORPORATION CHEYENNE WY HERITAGE COMMUNITY BANK RIVERDALE IL IOWA STUDENT LOAN LIQUIDITY CO DES MOINES IA NORTHWEST SAVINGS BANK ERIE PA RHODE ISLAND STUDENT LOAN AUTHORITY WARWICK RI CT STUDENT LOAN SECONDARY MARKET ROCKY HILL CT MISSOURI HIGHER EDUCATION LOAN AUTHORITY ST. LOUIS MO AES/PHEAA HARRISBURG PA NELLIE MAE BRAINTREE MA AELMAC MESA AZ C-14

15 NELLIE MAE BRAINTREE MA ALABAMA HIGHER EDUCATION LOAN CORPORATION BIRMINGHAM AL PENNSYLVANIA HIGHER EDUCATION ASST AUTHORITY HARRISBURG PA SALLIE MAE/EDUSERV - UTAH WASHINGTON DC STUDENT LOAN FUNDING CORPORATION CINCINNATI OH CHASE MANHATTAN BANK, N.A. TAMPA FL STUDENT LOAN MARKETING ASSOCIATION TUCKER GA STUDENT LOAN FINANCE ASSOCIATION SEATTLE WA USBR 1988 REVENUE BOND SALT LAKE CITY UT STUDENT LOAN MARKETING ASSOCIATION LONG BEACH CA NELLIE MAE BRAINTREE MA VSAC EDUCATION LOAN FINANCE PROGRAM WINOOSKI VT STUDENT LOAN MARKETING ASSOCIATION LAWRENCE KS STUDENT LOAN MARKETING ASSOCIATION SPOKANE WA S.C. STUDENT LOAN CORPORATION COLUMBIA SC CHEMICAL BANK JERICHO NY FIRST BANK MONTANA ST PAUL MN NELLIE MAE BRAINTREE MA M.H.E.S.A.C. HELENA MT MELLON BANK, NA PITTSBURGH PA CHASE MANHATTAN BANK TRUST/SLMA NEW YORK NY GREAT WESTERN BANK/STUDENT LOANS NORTHRIDGE CA BANK OF AMERICA PASADENA CA MARINE MIDLAND BANK NA (DELAWARE) BUFFALO NY ILLINOIS DESIGNATED ACCOUNT PURCHASE PROGRAM DEERFIELD IL AELMAC MESA AZ STUDENT LOAN MARKETING ASSOCIATION HARRISBURG PA MARINE MIDLAND EFSI SAN JUAN CAPISTRANO CA NORWEST BANK SOUTH DAKOTA, NA SIOUX FALLS SD CHEMICAL BANK JERICHO NY STUDENT LOAN MARKETING ASSOCIATION WALTHAM MA UNION BANK & TRUST COMPANY LINCOLN NE WACHOVIA BANK OF GA ATLANTA GA MISSOURI HIGHER EDUCATION LOAN AUTHORITY CHESTERFIELD MO STUDENT LOAN FUNDING CORPORATION CINCINNATI OH INDEPENDENCE FSB STUDENT LOAN WASHINGTON DC STUDENT LOAN MARKETING ASSOCIATION WILKES-BARRE PA MISSOURI HIGHER EDUCATION LOAN AUTHORITY CHESTERFIELD MO MELLON BANK-MARYLAND PITTSBURGH PA ONE VALLEY BANK NA CHARLESTON WV STUDENT LOAN FUNDING CORPORATION CINCINNATI OH MAINE EDUCATIONAL LOAN MARKETING AUGUSTA ME HOMELAND STUDENT LOAN COMPANY WEST DES MOINES IA BANK OF MISSISSIPPI, TRUSTEE JACKSON MS CHEMICAL BANK JERICHO NY EDUCATIONAL FUNDING OF THE SOUTH KNOXVILLE TN FLEET RETAIL LOAN SERVICES UTICA NY STUDENT LOAN MARKETING ASSOCIATION KILLEEN TX UNION BANK & TRUST COMPANY LINCOLN NE C-15

16 FLEET RETAIL LOAN SERVICES UTICA NY STUDENT LOAN FUNDING CORPORATION CINCINNATI OH LAW ACCESS LOAN PROGRAM PITTSBURGH PA LAW ACCESS LOAN PROGRAM PITTSBURGH PA BARNETT H.E.L.P. JACKSONVILLE FL KEY BANK USA - ED LENDING OPERATIONS BROOKLYN OH BANKERS BANK/EDSOUTH ATLANTA GA BANK OF AMERICA TEXAS PASADENA CA NORWEST BANK TEXAS, N.A. LUBBOCK TX SOCIETY NATIONAL BANK CLEVELAND OH SOCIETY NATIONAL BANK CLEVELAND OH ACCOUNT PORTFOLIOS ATLANTA GA M.H.E.S.A.C. HELENA MT CORESTATES BANK OF DELAWARE, WILMINGTON DE SOUTH CAROLINA STUDENT LOAN CORPORATION COLUMBIA SC BANK ONE, TEXAS, N.A. FORT WORTH TX EDUCAID STUDENT LOAN TRUST SACRAMENTO CA SOUTH CAROLINA STUDENT LOAN CORPORATION COLUMBIA SC BANC ONE STUDENT LOAN TRUST 19 COLUMBUS OH CHASE USA TR SALLIE MAE TRUSTS HERNDON VA STUDENT LOAN MARKETING ASSOCIATION JACKSONVILLE FL STUDENT LOAN MARKETING ASSOCIATION LYNN HAVEN FL STUDENT LOAN MARKETING ASSOCIATION LYNN HAVEN FL INDIANA SECONDARY MARKET INDIANAPOLIS IN STUDENT LOAN MARKETING ASSOCIATION WASHINGTON DC STUDENT LOAN MARKETING ASSOCIATION INDIANAPOLIS IN STUDENT LOAN MARKETING ASSOCIATION LONG BEACH CA STUDENT LOAN MARKETING ASSOCIATION LAWRENCE KS STUDENT LOAN MARKETING ASSOCIATION BRAINTREE MA STUDENT LOAN MARKETING ASSOCIATION WASHINGTON DC STUDENT LOAN MARKETING ASSOCIATION WALTHAM MA STUDENT LOAN MARKETING ASSOCIATION HARRISBURG PA STUDENT LOAN MARKETING ASSOCIATION LONG BEACH CA STUDENT LOAN MARKETING ASSOCIATION ST. PAUL MN ILLINOIS STUDENT ASSISTANCE CO DEERFIELD IL SOUTH CAROLINA STUDENT LOAN CORPORATION COLUMBIA SC C-16

17 Contact Information & Fields Associated With Loan Status Loan: Contact: GA School Code: Current Region Code: Code: Holder: FFEL Primary: Yes OPE-ID Servicer or Blank Servicer or Lender Lender Code (as applicable) (as applicable) Secondary: GA FFEL, defaulted GA Yes OPE-ID 000### Blank (### is the GA Code) * FFEL, subrogated ED. (See Region) 555 OPE-ID Yes (ED) (ED) FDLP Servicer Blank OPE-ID Servicer Code Blank FDLP, Held by DCS ED. (See Region) 555 OPE-ID Yes (ED) (ED) FISL Primary: Blank OPE-ID Servicer Code Blank Servicer (If (if applicable), applicable) or blank Secondary: School (Is primary contact if no servicer used.) FISL, Held by DCS ED (See Region) 555 OPE-ID Yes (ED) (ED) Perkins Primary: Blank OPE-ID Servicer Code Blank Servicer (If (if applicable), applicable) or blank Secondary: School (Is primary if no servicer used.) Perkins, Held by DCS ED (See Region) 555 OPE-ID Yes (ED) (ED) *Subrogated = Held by Debt Collection System (DCS). Note: The School Code field always shows the OPE-ID of the school the student attended when the loan was received. C-17