A member of BOCHK Group 2/5

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1 General Banking Services Charges Return cheque Insufficient funds -- HKD/USD cheque -- RMB cheque Customer's technical errors -- HKD/USD cheque -- RMB cheque CURRENT ACCOUNT RMB cheque amount exceeding RMB80, Effective from 18 th November 2013 HKD / USD18.00 per returned cheque RMB per returned cheque / USD6.50 per returned cheque per returned cheque RMB per returned cheque Mark good cheque Stopped payment order Special-printed cheque Special-printed deposit slips Cheque book delivery Dispatched by bank Dispatched by customer By ordinary mail By registered mail HKD per cheque (plus drawee bank charges) HKD60.00 per cheque HKD per instruction HKD100.00/ USD13.00 / RMB per instruction (through Corporate Internet Banking) Prevailing cost Prevailing cost HKD25.00/USD3.00/RMB20.00 plus non-local postage (Postage will be waived if delivery address is in HK) Dishonoured cheque returned by registered mail Account closed within 3 months after account opening Monthly fee Combined average monthly balance in HKD current account(s) and savings account(s) below HKD5, HKD HKD25.00/USD3.00/RMB20.00 per cheque plus non-local postage (Postage will be waived if delivery address is in HK) HKD per account HKD60.00 per month 1 HKD per cheque and O/D interest calculated at prime rate plus 10% or overnight HIBOR (whichever is higher) Unauthorized overdraft Temporary overdraft / overdrawn Exceeded overdraft limit Against uncleared items USD RMB HKD USD RMB USD15.00 per cheque and O/D interest calculated at US prime rate plus 10% or overnight LIBOR plus 4% (whichever is higher) RMB per cheque and O/D interest calculated at CNY HIBOR plus 10% HKD per cheque and O/D interest calculated at prime rate plus 10% or overnight HIBOR (whichever is higher) USD15.00 per cheque and O/D interest calculated at US prime rate plus 8% or overnight LIBOR plus 4% (whichever is higher) RMB per cheque and O/D interest calculated at CNY HIBOR plus 10% HKD120.00/USD15.00/RMB per cheque A member of BOCHK Group 1/5

2 CURRENT ACCOUNT Deposit USD notes into USD T/T (current) account Withdraw USD notes from USD T/T (current) account Deposit RMB notes into RMB (current) account Subject to 0.25% on full amount if daily deposit exceeds Daily deposit of USD1, or below: Subject to 0.25% on full amount if daily withdrawal exceeds Daily withdrawal of USD1, or below: Subject to 0.125% of the deposit amount in HKD or a minimum of HKD15.00 will be charged per transaction. RMB cheque handling charges Transfer into account to cover insufficient funds Subject to 1% of the total transfer amount, or a minimum of RMB per transaction. SAVINGS ACCOUNT Replacement of a passbook HKD per account Account closed within 3 months after A/C opening date per account Combined average monthly balance in HKD current account(s) and savings HKD60.00 per month 1 Monthly fee account(s) below HKD5, RMB savings account average monthly per month balance below RMB5, HKD Savings Account 2 Cash withdrawal or fund transfer over HKD20.00 per transaction 3 the counter 0.125% of the deposit amount or a minimum of HKD15.00 will be Deposit RMB notes into RMB (savings) account charged in HKD per transaction. Deposit USD notes into USD T/T (savings) account Withdraw USD notes from USD T/T (savings) account Other foreign currency notes deposit to / withdrawal from T/T account Early uplifting Annual Fee Card Replacement Fee Subject to 0.25% on full amount if daily deposit exceeds Daily deposit of USD1, or below: Subject to 0.25% on full amount if daily withdrawal exceeds Daily withdrawal of USD1, or below: if daily deposit/ withdrawal amount per account within the following limits: AUD500 CAD500 CHF500 EUR500 GBP500 JPY70,000 Subject to % of deposit amount, or % of withdrawal amount if the daily amount exceeds the above limit Other currencies (any amount): subject to buying/ selling of HKD notes FIXED DEPOSIT The Bank reserves the right to levy charges BOC CARD BOC Card (with HKD account as the primary account)/ NCB Fast Cash Card 4 BOC Card (with RMB account as the primary account)/ BOC Card (RMB) BOC Card-Business Replacement due to customer s loss of a BOC Card (with HKD account as the primary account)/ NCB Fast Cash Card/ BOC Card-Business Replacement due to customer s loss of a BOC Card (with RMB account as the primary account)/boc Card (RMB) Non-receipt of new card Wavied A member of BOCHK Group 2/5

3 Replacement of a damaged card BOC CARD New card with HKD account as the primary account New card with RMB account as the primary account ATM cash withdrawal via Cash withdrawal in the Mainland of China /Macau JETCO network Cash withdrawal via ATMs of Bank of China in the Mainland of HKD15.00 per transaction China Cash withdrawal with BOC Card (RMB) RMB15.00 per transaction in the Mainland of China Cash withdrawal via CUP ATM network 5 Cash withdrawal from RMB account with BOC Card Cash withdrawal from HKD account with BOC Card ATM cash withdrawal via VISA / PLUS network 6 Replacement of a key SAFE DEPOSIT BOX RMB15.00 per transaction HKD15.00 per transaction HKD25.00 per transaction HKD (plus key replacement cost) HKD20.00 per transaction Drilling of box and replacement of lost keys Issuance of a cashier s order (HKD/USD/RMB) CASHIER S ORDER HKD (plus box opening fee and lock replacement costs) Verification of the purchaser s identity Cancellation of cashier s order and redeposit into purchaser's account Report loss of a cashier s order to HKICL Mark good - cashier s order (HKD/USD/RMB) per item plus HKICL charges per item BANK CERTIFICATION Banker's endorsement Confirmation of account balance Auditor s confirmation HKD (HKD20.00 for each additional copy) HKD (HKD20.00 for each additional account) HKD per set Banker's reference letter HKD (HKD25.00 for each additional copy) AUTOPAY Setup or amendment of direct debit authorization (DDA) record HKD15.00 / RMB13.00 per item Setup or amendment of standing instruction for autopay-out HKD45.00 / RMB36.00 per item Setup or amendment of standing instruction for autopay-in HKD45.00 / RMB36.00 per item Account held with NCB, BOCHK (Submission of or Chiyu7 files to branches or Autopay-out for designated corporate clients locations) (File uploading via electronic channels) Account held with NCB, BOCHK or HKD0.30 / RMB0.25 per item (subject to a minimum of HKD0.60 / RMB0.50 per item (subject to a minimum of HKD0.30 / RMB0.25 per item HKD0.60 / RMB0.50 per item A member of BOCHK Group 3/5

4 Autopay-in for corporate clients Setup of autopay records (Submission of files to branches or designated locations) (File uploading via electronic channels) AUTOPAY Account held with NCB, BOCHK or Account held with other banks Account held with NCB, BOCHK or Account held with other banks Returned Direct debit authorization (DDA) autopay (due to insufficient funds) Standing instruction for autopay-out Re-processing of direct debit authorization (DDA) instruction (Submission of files to branches or designated locations) File uploading via electronic channels Re-processing of payroll instruction HKD/USD/EUR/RMB funds transfer to other banks via Express Transfer (RTGS/CHATS) Inward Express Transfer (RTGS/ CHATS) Returned Express Transfer (RTGS/CHATS) Company Search Request for savings/fixed deposit account records Account held with NCB, BOCHK or PAYROLL Account held with NCB, BOCHK or Conducted via branches HKD15.00 / RMB13.00 per item HKD0.35 / RMB0.30 per item (subject to a minimum of HKD0.65 / RMB0.55 per item (subject to a minimum of HKD0.35 / RMB0.30 per item HKD0.65 / RMB0.55 per item HKD150.00/ RMB per item HKD150.00/ RMB per item HKD100.00/ RMB90.00 per item HKD0.30 / RMB0.25 per item (subject to a minimum of HKD0.60 / RMB0.50 per item (subject to a minimum of HKD0.30 / RMB0.25 per item HKD0.60 / RMB0.50 per item HKD100.00/ RMB90.00 per instruction EXPRESS TRANSFER (RTGS/CHATS) Conducted via electronic channels Inward HKD Express Transfer (RTGS/CHATS)(Applicable to incoming CHATS amount equivalent to above HKD1,000.00) Inward USD Express Transfer (RTGS/CHATS)(Applicable to incoming CHATS amount equivalent to above USD120.00) Inward EUR Express Transfer (RTGS/CHATS)(Applicable to incoming CHATS amount equivalent to above EUR120.00) Inward RMB Express Transfer (RTGS/CHATS)(Applicable to incoming CHATS amount equivalent to above RMB1,000.00) Express Transfer (RTGS/CHATS) (Applicable to RTGS/CHATS amount equivalent to above HKD1,000.00) OTHER SERVICES Limited company HKD Unlimited company HKD year HKD per account 2 years HKD per account 3 years HKD1, per account More than 3 years (maximum 7 years) Request for copy of account statements (from 1 month up to 7 years from the date of request) Setting up / Amendment of standing instruction Written funds transfer instruction without using standard form of NCB Provision of duplicate copy of customer s information Gift cheque(hkd/rmb) HKD1, per additional year per statement cycle HKD70.00 HKD per instruction HKD per transaction per transaction HKD12.00 per transaction USD1.50 per transaction EUR1.25 per transaction RMB10.00 per transaction HKD per transaction per page plus operating costs NCB s customer: HKD10.00 per item Non-NCB s customer: HKD15.00 per item A member of BOCHK Group 4/5

5 Notional Precious Metals Passbook Electronic transfer (Express Processing) Electronic transfer Change of coins Replacement of Passbook Bulk coins deposit (must be presorted) Bulk cash deposit/ transaction(hkd/rmb) 8 Bulk cheque deposit Money exchange (Non-account holders) Encashment of demand draft Clean bills OTHER SERVICES HKD100.00per account Funds transfer to other local banks via Electronic Transfer (Express Processing) by HKD30.00/RMB24.00 per transaction Internet Banking Funds transfer to other local banks via HKD18.00/ RMB14.00 per item Electronic Transfer by Internet Banking 10 or 20 cents HKD1.00 for every HKD20.00 Others HKD1.00 for every 2% of total amount for deposit of 500 coins or above; Subject to a minimum fee of per transaction 0.25% of the total amount for deposit of 200 notes or above/ of the total amount of HKD100, or above; Subject to a minimum fee of per transaction Up to 30 pieces per day Charges for each cheque if more than 30 HKD1.00 pieces per day HKD per transaction Cheques issued by Bank of China / NCB / 0.25% of draft amount (minimum ) plus correspondent bank s charge (if any) 0.375% of the draft amount (minimum ) Cheques issued by other banks plus correspondent bank s charge (if any) HKD plus correspondent bank s charge (if Returned unpaid items any) and interest Sent for collection (applicable to non-bills transactions) HKD per item (including postage) plus correspondent bank s charge HKD plus correspondent bank s charge (if any) Returned / Unpaid items and interest Remarks : 1 Customers should designate ONE HKD savings account and ONE HKD current account for the calculation of the consolidated monthly average balance. If the consolidated monthly average balance is at or over HKD5,000, the monthly fee will be waived. If such balance falls below HKD5,000, a monthly fee of HKD60 will be charged. For accounts other than those designated ones, the monthly fee will be charged to each individual account if its monthly average balance falls below the requirement. Senior citizens aged 65 or above, account holders aged below 18, recipients of Government Disability Allowances/ Comprehensive Social Security Assistance, or the Bank designated customers from time to time (including those taken up designated products / services * ) can apply for monthly fee waiver of HKD current and savings account. *Inclusive of NCB Wealth Management, Enrich Banking, i-free Banking, Happy Kids Savings Account, Corporate Account, Overdraft Facility, Mortgage, Time Deposits, Securities Account, Precious Metal & FX Margin Trading, FX Margin Trading (HK), Credit Card, Safe Deposit Box and Notional Precious Metals Passbook 2 Including Flexi-Savings Account which is now classified as HKD Savings Account. 3 Customers designated by the Bank from time to time (including those taken up designated products / services # ) can apply for counter service fee(s) waiver of HKD savings account. # Inclusive of NCB Wealth Management, Enrich Banking and i-free Banking 4 Annual fee waiver for those aged 65 or above. 5 For transaction conducted via the CUP network, if the transaction currency is Hong Kong dollars or Renminbi, the transaction amount is converted directly at the exchange rates set by NCB at the time of the transaction. If the transaction currency involves currency other than Hong Kong dollars or Renminbi, the transaction amount is converted directly at the daily exchange rates set by China UnionPay. 6 For transactions conducted via the VISA/PLUS network, the amount withdrawn is converted directly into Hong Kong dollars at the daily exchange rates set by VISA plus around 1% conversion charge. 7 BOCHK refers to Bank of China (H.K.) Ltd. and Chiyu refers to Chiyu Banking Corporation Limited. 8 Nanyang Commercial Bank, Limited reserves the right to levy extra charge. - Other Charges may apply, please contact our staff for details. - We reserve the right to amend the service charges. Nanyang Commercial Bank, Limited A member of BOCHK Group 5/5