Summer Financial Aid Information and Application

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1 Summer Financial Aid Information and Application Read through the following information to help answer questions regarding your application for summer financial aid. What steps do I need to complete in order to apply for Summer Financial Aid? Results of a FAFSA (Free Application for Federal Student Aid) for and The Truman Application for Summer 2015 Financial Aid Loan Request from Truman (see Direct Loan Request to determine if additional paperwork is needed) Complete the online acceptance for as soon as you receive your award letter How much can I borrow through the Direct Loan program for the summer term? It is very important when borrowing to determine only the amount that is necessary to pay summer school expenses. You may borrow up to your annual class loan limit; however, this could affect the amount you may borrow during the next academic year. It is recommended that you do not borrow more than half of your annual class loan limit: Freshman - $1,750 base subsidized/unsubsidized + $1,000 additional unsubsidized = $2,750 total Sophomore - $2,250 base subsidized/unsubsidized + $1,000 additional unsubsidized = $3,250 total Junior/Senior - $2,750 base subsidized/unsubsidized + $1,000 additional unsubsidized = $3,750 total **Graduate - $10,250 or up to the cost of attendance in unsubsidized Direct Loan The loan you receive cannot exceed Truman s cost of attendance less any other forms of financial aid. When should I submit my summer Direct Loan Application? If you already have a federal aid application on file with the Financial Aid Office you should submit the Application for Summer Financial Aid and Direct Loan Request to our office by April 15th in order to receive funds in time to pay the first installment of summer session fees. If you have not filed a federal aid application, the processing of your summer aid will be delayed until we receive valid results from your FAFSA. Later aid applications will be processed, but funds may not be available to pay the first installment of summer session fees. How can I get a Pell Grant in the summer? If you were not enrolled full time during the academic year or will be graduating in August 2015 or December 2015, the Financial Aid Office will review your FAFSA results for both the and school years to determine if you are eligible for a Pell Grant. To receive Pell Grants from the FAFSA, you must be enrolled in classes past July 1st and the grant cannot be disbursed to your account until July 1, Pell Grants are only for Undergraduate hours taken for the first Undergraduate degree. IMPORTANT Pell grant funds may be available for less than ½ time enrollment. A student must be enrolled in at least six credit hours during the summer semester to be eligible for a Stafford Loan. For more information regarding Truman State University s Academic Progress Policy, go to It is important to read and understand. In order for us to process your summer aid you must be enrolled in the number of credit hours you reported on the Summer Aid Application. If you have a change in your enrollment you must notify the Financial Aid Office.

2 Application for Summer 2015 Financial Aid Return to: Financial Aid Office Truman State University McClain Hall 103 Kirksville, MO Fax: Student Name ID # Student Address Student Phone If you are requesting aid for summer study abroad, please submit a study abroad funding sheet along with your summer application. This form can be found online at under the Financial Aid Forms link or in the Financial Aid Office, McClain Hall 103. Indicate the credit hours you plan to enroll in for the May interim and summer. Any change must be reported to the Financial Aid Office immediately as it could alter the amount of aid you are eligible to receive or create an academic progress problem for future terms. To receive a Direct Loan, you must be enrolled in at least six credit hours. In some cases, interim hours may be counted as part of your summer enrollment. Your summer awards will not be determined until you are enrolled in the hours listed below. May Interim hrs Summer hrs Class status: Undergraduate Graduate Expected Graduation Date: / Will you be attending graduate school at Truman during the academic year? Yes / No Please indicate below the type(s) of aid you would be interested in receiving this summer. Choosing aid does not mean you will receive it; you will be notified of actual awards by . There are certain limitations on funding, such as eligibility and availability, which determine what aid a student receives. Direct Loan (Requires an additional form, see attached) Pell Grant* (If eligible, student will be notified) Perkins Loan (If eligible, student will be notified) *The Pell Grant is only available in summer for students who either did not use the full award amount or are graduating in August or December 2015 and are Pell eligible on the FAFSA. All applications will be processed with priority given to forms submitted by April 15, The Financial Aid Office will begin notifying students of their summer awards in late April.

3 Did you receive financial aid during the academic year? No Yes, at Truman Yes, at another school If you are a new transfer student or a Truman student who has completed college courses at another college or university since you completed high school, please complete the following information. If none, please mark N/A. If you received federal and/or State of Missouri aid at another school, please indicate that below. School Name and City, State Dates Attended Credit Hours Degree Received Financial Aid? (yes/no) Please indicate below any other aid that you will receive this summer. Aid Type Vocational Rehabilitation Tuition/Room & Board Waivers Scholarship(s) Veteran Benefits (Please list type: ) Other: Amount $ Check only one of the following statements. If left blank, the first statement shall apply. I authorize Truman State University to apply my federal aid on a semester by semester basis: toward payment of ALL University fees and charges, as well as minor prior semester charges. toward payment of tuition, incidental fees, and on-campus room and board for the current semester only I understand that I may modify the selected payment authorization at any time and that I may refuse to authorize payment to any individual item with the exception of tuition, fees, and room and board charges. To continue to receive aid, you are expected to 1) make satisfactory academic progress and 2) be enrolled in a degree program. Each student is responsible for becoming familiar with the academic progress policy, which can be found on the web at financialaid.truman.edu. The awards are contingent upon adequate funding and state and federal regulations. If you are convicted of a drug-related offense after you submit the FAFSA, you might lose eligibility for federal student aid, and you might be liable for returning any financial aid you received during a period of ineligibility. The awards may be voided if incorrect or false information is discovered on the application or if there has been an error in computing the award. (Purposeful misinformation may be subject to fines and/or imprisonment.) Additional sources of aid or any change in enrollment or state residency must be reported to the Financial Aid Office. Revisions in aid amounts may be necessary. If you withdraw from school, a portion of the aid may need to be repaid. You authorize the release of information concerning financial assistance received at Truman State University to other institutions of higher education or other agencies from which you are also receiving or requesting financial aid for educational purposes. You also authorize our office to receive information concerning financial assistance from said institutions and agencies. Financial aid is not automatically renewable. Applications must be submitted each year. I have read and understand the above conditions of Title IV financial aid. Student Signature Date

4 DIRECT LOAN REQUEST Summer 2015 Return to: Financial Aid Office Truman State University McClain Hall 103 Kirksville, MO Fax: Student Name ID # Please Print Student Address Anticipated Graduation Date / Month Year It is very important when borrowing to determine only the amount that is necessary to pay summer school expenses. You may borrow up to your annual class loan limit; however, this could affect the amount you may borrow during the next academic year. It is recommended that you do not borrow more than half of your annual class loan limit: Freshman - $1,750 base subsidized/unsubsidized + $1,000 additional unsubsidized = $2,750 total Sophomore - $2,250 base subsidized/unsubsidized + $1,000 additional unsubsidized = $3,250 total Junior/Senior - $2,750 base subsidized/unsubsidized + $1,000 additional unsubsidized = $3,750 total **Graduate - $10,250 or up to the cost of attendance in unsubsidized Direct Loan The loan you receive cannot exceed Truman s cost of attendance less any other forms of financial aid. Total Loan Amount Requested: $ I wish to borrow from the following loan program(s). I understand that subsidized eligibility will be certified to the extent that I am eligible, and that the remaining annual year loan limit will be filled with an unsubsidized loan, if requested. Subsidized Federal Direct Loan Unsubsidized Federal Direct Loan YES / NO YES / NO If you are awarded a Federal Perkins Loan in addition to your Direct Loan, would you like to reduce your requested Direct Loan so that the total amount borrowed between the Direct and Perkins Loan does not exceed the amount requested above? Yes, reduce my Direct Loan No, do not reduce my Direct Loan Is this aid being requested for summer study abroad? Yes No For study abroad, please submit a Study Abroad Funding sheet to the Financial Aid Office. This form can be found at financialaid.truman.edu under the Financial Aid Forms link or in the Financial Aid Office, MC103. Loans will be transmitted electronically by the Truman Financial Aid Office for guarantee. The Direct Loan Request must be completed and returned to the Financial Aid Office to initiate the Direct Loan process. STATEMENT OF UNDERSTANDING: I understand that 1) my financial aid file must be completed before my loan can be processed, 2) if this is my first Stafford Loan, I must complete a Master Promissory Note and Entrance Loan Counseling before my loan funds can be disbursed, and 3) I must be enrolled at least half-time each term in order to receive my loan proceeds. I also understand that when loan proceeds are disbursed to my student account, I will be notified through campus of my Right to Cancel. I will contact Student Accounts by at or in writing at Truman State University Student Accounts, MC 105, Kirksville, MO if I prefer to receive this notice through the mail. Student Borrower s Signature Date

5 NEW DIRECT LOAN BORROWERS *All new Direct Loan borrowers must complete a promissory note and entrance loan counseling online with the Department of Education at This must be completed before any funds can be paid to your student account. ALL DIRECT LOAN BORROWERS *Note the difference between Subsidized and Unsubsidized Direct Loans. Interest will accrue from the date of disbursement on unsubsidized loans. A subsidized loan is based on financial need as determined by the FAFSA. The U.S. Department of Education pays the interest on a Direct Subsidized Loan while you are enrolled at least half-time. *Submit all requested information promptly to the Financial Aid Office. Delays will be caused if necessary information is unavailable. *The Financial Aid Office will you a notice with the loan amount and expected disbursement date(s) when your loan application is sent to the Department of Education for approval. Note: Disbursement dates are the approximate dates the funds will be paid to the student account, NOT the dates the student may receive the funds. Annual and Aggregate Direct Loan Limits Maximum Subsidized Stafford Loan Amount Maximum Subsidized and Unsubsidized Stafford Loan Amount Dependent Undergrads Freshmen Year $3,500 $5,500 Sophomore Year $4,500 $6,500 Junior & Senior Years $5,500 $7,500 Cumulative Borrowing Limit $23,000 $31,000 Independent Undergrads and Dependent Undergrads Whose Parents Are Denied a Parent Plus Loan Freshmen Year $3,500 $9,500 Sophomore Year $4,500 $10,500 Junior & Senior Years $5,500 $12,500 Cumulative Borrowing Limit $23,000 $57,500 Graduate Students Financial Aid Award Year N/A $20,500 Cumulate Borrowing Limits (including Undergraduate Loans) $65,500 $138,500 * Be sure to only borrow what is necessary to pay for educational expenses. Remember this is a loan and will need to be repaid. Your total loan balance is available to view at For more information regarding loan repayment plans and to calculate your estimated loan payments go to PARENT LOAN BORROWERS (PLUS) *A parent can borrow up to the student s cost of attendance less any estimated financial aid. Parents wishing to borrow funds through the PLUS loan program should go to the Grants and Loans link on financialaid.truman.edu. Loan funds will apply to the student s account balance first, and any excess will be refunded for other educationally related expenses. * Parent borrowers must meet the same citizenship and residency requirements as a student. Students must have a valid FAFSA on file before a Plus Loan can be processed.

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