redbrick Specialist Insurance for Landlords Our experience is your security landlords insurance

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "redbrick Specialist Insurance for Landlords Our experience is your security landlords insurance"

Transcription

1 redbrick landlords insurance Specialist Insurance for Landlords Our experience is your security

2 redbrick landlords insurance Welcome to Redbrick Landlords Insurance Investing in property is a significant long-term commitment which should be protected with insurance that meets the sophisticated needs of the residential and commercial landlord. Redbrick Landlords Insurance offers a range of specialist landlord insurance products designed to meet those needs. As specialists in the buy-to-let insurance market we offer competitive insurance products through a panel of specially selected insurers. Each of our products is designed to help you manage your business more effectively, reduce risk and improve profit whilst safeguarding your property investment. We offer A range of specialist landlord insurance products Portfolio Insurance cover; cover all of your buy-to-let properties with one easy-to-manage policy Insurance products from a panel of major insurers including Aviva, AXA and MMA Peace of mind; as a member of The Paragon Group of Companies the UK s leading specialist buy-to-let lender - you can be sure that we fully understand the complex insurance needs of property investors Our insurance products Redbrick Landlords Insurance provides a range of specialist products designed to take as much of the risk as possible out of residential property investment: Page Portfolio Insurance 3 Landlords Building & Contents 4 Legal Expenses & Rent Guarantee 5 Legal Expenses 5 REDBRICK TERRACE All risks protection Theft & malicious damage cover Landlord s legal liabilities Landlord s contents cover REDBRICK TERRACE All risks protection Tenants Contents 6 Call on Theft & malicious damage cover Landlord s legal liabilities Commercial Properties 7 Landlord s contents cover Landlords Residential 8 Call on UK Holiday Homes 9 2

3 Portfolio Insurance Redbrick Portfolio Insurance is a new and carefully tailored service, aimed at landlords who own five or more investment properties. One policy covers your entire portfolio, resulting in significant savings in both time and money, compared with the more traditional approach of taking out a single policy each time a new investment property is acquired. In addition to helping you save on premiums, negotiating the best available cover from our insurers is a top priority. The enhanced cover available to Portfolio insurance customers includes: All risks protection for your investment properties under a single, easy-to-manage policy Automatic loss of rent and alternative accommodation cover for up to 30% of the building sum insured Theft and malicious damage cover even when caused by the tenant Landlord s legal liabilities cover, where buildings cover is chosen Automatic cover for Landlord s contents of up to 5,000 per property Flexibility to add or remove properties at any point throughout the policy Cover for semi-commercial properties For more information and to obtain a no-obligation quote please call our specialist insurance team on

4 Landlords Buildings & Contents Our comprehensive insurance cover protects your investment property, against all major perils, offering you total peace of mind throughout the year. Building and Contents insurance can be purchased separately or as a combined policy, depending on your insurance requirements. Key features No additional charge for void periods of up to 90 days Loss of rent / alternative accommodation expenses as a result of insured damage up to 30% of the building sum insured Includes landlords legal liabilities to employees and the public Replacement of locks and keys following theft Optional accidental damage cover Buildings and Contents cover available separately Option to pay by monthly direct debit Our comprehensive policy will protect your property against all the major causes of loss or damage, including: Fire, smoke, explosion, lightning, earthquake and flood Theft or attempted theft following violent and forcible entry Theft and malicious damage by tenants Escape of water Riots or civil commotion Collision and falling trees Employers liability up to 10 million Public liability up to 5 million Legal liability incurred under the Defective Premises Act Standard excesses Occupied properties Unoccupied properties 250 For a no-obligation quotation and to arrange insurance for an individual let property please visit or call

5 Legal Expenses and Rent Guarantee Even a good tenant can experience financial difficulties, which can result in costly legal expenses and loss of rental income. Our dual cover will protect against costs involved with eviction proceedings and tenant disputes, as well as covering rent owed by the tenants. Full legal expenses up to 10,000 per claim (minimum amount in dispute must exceed 250) Payment of monthly rent up to 2,500 per month (maximum 10,000 per claim) A specialist legal team committed to providing you with the highest level of service and dealing with the whole process on your behalf 6 months cover for just or 12 months cover for (including Insurance Premium Tax) Dilapidations costs can be claimed when contained within a dilapidations inventory Excess of one month s rental income Legal Expenses Alternatively, landlords can just choose our Legal Expenses cover, which will protect against costs involved with eviction proceedings and tenant disputes, should they become necessary. Full legal expenses up to 10,000 per claim (minimum amount in dispute must exceed 250) A specialist legal team committed to providing you with the highest level of service and dealing with the whole process on your behalf 12 months cover for just (including Insurance Premium Tax) Dilapidations costs can be claimed when contained within a dilapidations inventory No excess To purchase either of these products for an individual let property please visit or call NB. Claims cannot be considered without a signed tenancy agreement and a satisfactory tenant reference. For more information on tenant referencing please visit our sister company Redbrick Tenant Assessment at or call

6 Contents Insurance for Tenants This policy is available to tenants living in residential property throughout the UK, including houses, flats, bed-sits, shared accommodation and student halls of residence. Our comprehensive policy will protect your property against all standard risks, including: Fire, smoke, explosion, lightning, earthquake Storm or flood Theft or attempted theft consequent upon violent and forcible entry Escape of water Malicious damage consequent upon violent and forcible entry Riots or civil commotion Collision, falling trees or branches Additional benefits include: Accidental damage to home entertainment equipment Accidental damage to mirrors and glass Accidental loss of oil and metered water Temporary removal Alternative accommodation up to a maximum of 20% of the sum insured Tenants liability to the public up to 2,000,000 Domestic employers insurance up to 10,000,000 Automatic cover for personal accidents Option to pay by monthly direct debit Accidental Damage to Landlords Contents The policy includes full accidental damage cover to landlords contents which provides peace of mind for landlords, whilst helping to protect the tenant's deposit. For a no-obligation quotation and to arrange insurance for an individual let property please visit or call

7 Commercial Property Insurance Our commercial property insurance is suitable for a wide range of customers, from individuals who own one or two commercial properties to large commercial organisations with extensive property investment portfolios. Offices, including taxi offices, travel agents, and estate agents Hairdressers and beauticians Restaurants, including cafés and high risk eateries, such as fast food takeaways Dental surgeries Car accessory stores Furniture stores Garden centre Includes properties with a combination of residential and commercial usage, such as offices, shops, restaurants with residential accommodation attached Key features: All risks protection Landlords fittings and fixtures Replacement of locks and keys following theft Full accidental damage cover Loss of rental income for 36 months (subject to additional premium) / Up to 20% Loss of Rent (subject to additional premium) Employers liability up to 10 million Public liability up to 2 million 250 standard excess Option to pay by monthly direct debit For a no-obligation quotation and to arrange insurance for an individual let property please visit or call

8 Landlord s Residential Cover Competitively priced Buildings and Contents cover for your own residential property, with a discount if both Buildings and Contents insurance are purchased. Alternatively each product may be purchased separately. Key features Buildings insurance covering loss or damage by all standard risks Home contents insurance with the option of personal belongings cover Alternative accommodation up to a maximum of 20% of the sum insured Free 24 hour emergency helpline Glass replacement service Loss or damage to personal possessions in Europe and anywhere in the world for up to 60 days Option to pay by monthly direct debit Optional accidental damage cover Liability for domestic employees up to 10 million Public liability up to 2 million Property owner s liability up to 2 million Our comprehensive policy includes protection against damage caused by: Fire, smoke, explosion, lightning, earthquake Storm or flood Theft or attempted theft consequent upon violent and forcible entry Escape of water Malicious damage consequent upon violent and forcible entry Riots or civil commotion Collision, falling trees or branches For a no-obligation quotation and to arrange insurance for an individual let property please visit or call

9 UK Holiday Home Insurance As an extension to Redbrick Landlord's Residential Cover, we can arrange specialist insurance for second homes or additional properties you let out as holiday homes. Finding the right insurance is vital for properties that may be vacant for long periods of time. Key features Building and/or Contents insurance available Protection against all standard risks covered by the Landlord's Residential policy Loss of rent / alternative accommodation expenses as a result of damage covered by the policy up to 30% of the sum insured Employers liability up to 10 million Public liability up to 5 million Legal liability incurred under the Defective Premises Act Accidental damage cover is also available. Standard excesses Occupied properties Unoccupied properties 250 For a no-obligation quotation and to arrange insurance for an individual let property please visit or call

10 About us Redbrick Landlords Insurance is a member of the Paragon Group of Companies, one of UK s largest buy-to-let mortgage lenders with 9.5 billion of loan assets under management. Our objective is to offer landlords a range of insurance products to meet their portfolio needs while at the same time providing a flexible, personal service to our customers. Redbrick Landlords Insurance is a trading style of Redbrick Real Estate Services Ltd (Registration Number ). Redbrick Real Estate Services Ltd is an appointed representative of Mortgage Trust Services plc which is authorised and regulated by the Financial Services Authority. Telephone Fax Address Redbrick Landlords Insurance St Catherines Court Herbert Road Solihull West Midlands B91 3QE All lines open Monday - Friday, 8.30am pm 10 RLI4111 (07/2009)

Protect your investment

Protect your investment landlord insurance Protect your investment Specialist insurance for landlords landlord insurance Overview Investing in property is a significant long-term commitment which should be protected with insurance

More information

PRODUCT GUIDE FOR ALL YOUR PROPERTY INSURANCE NEEDS

PRODUCT GUIDE FOR ALL YOUR PROPERTY INSURANCE NEEDS PRODUCT GUIDE FOR ALL YOUR PROPERTY INSURANCE NEEDS Owner Occupier Insurance Rent & Legal Protection Insurance Commercial Property Insurance Non Standard Property Insurance Working from home RENTGUARD

More information

AXA Buy to Let Policy Summary

AXA Buy to Let Policy Summary AXA Buy to Let Policy Summary This policy summary does not contain full details and conditions of your insurance - these are located in your policy booklet. This policy is underwritten by AXA Insurance

More information

ABACUS. Specialists in the Let and Unoccupied Property Market

ABACUS. Specialists in the Let and Unoccupied Property Market Specialists in the Let and Unoccupied Property Market Abacus Contact Details Sales & Marketing Tel: 0845 293 0475 Email: agency@sabacus.co.uk Dedicated to the administration of Agencies, marketing and

More information

This policy summary does not contain full details and conditions of your insurance you will find these in your Policy Wording.

This policy summary does not contain full details and conditions of your insurance you will find these in your Policy Wording. Summary of Cover This policy summary does not contain full details and conditions of your insurance you will find these in your. Your Home Insurance policy is provided by Swiftcover Insurance Services

More information

Countrywide Insurance Services. Home protection plan. Exclusive to Countrywide. Proud to be associated with. www.countrywideinsurance.co.

Countrywide Insurance Services. Home protection plan. Exclusive to Countrywide. Proud to be associated with. www.countrywideinsurance.co. Countrywide Insurance Services Home protection plan Exclusive to Countrywide Proud to be associated with www.countrywideinsurance.co.uk Information booklet Home protection plan information booklet Rebuilding

More information

Your policy summary Buy to Let

Your policy summary Buy to Let Buildings and contents insurance for landlords Your policy summary Buy to Let February 2014 edition Contents How much cover do I need? 3 Features and benefits 4 Policy summary 6 Features and benefits 7

More information

Landlord Insurance. Summary of cover

Landlord Insurance. Summary of cover Landlord Insurance Summary of cover March 2013 Why choose AXA s Landlord Insurance policy? The Landlord Insurance offers a range of covers and caters for a variety of customers, from individuals who own

More information

Landlord Insurance. Summary of cover. October 2013. 35039_ACLD0520ZB_BRO_A5.indd 1 23/10/2013 16:20

Landlord Insurance. Summary of cover. October 2013. 35039_ACLD0520ZB_BRO_A5.indd 1 23/10/2013 16:20 Landlord Insurance Summary of cover October 2013 35039_ACLD0520ZB_BRO_A5.indd 1 23/10/2013 16:20 Why choose AXA s Landlord Insurance policy? The Landlord Insurance offers a range of covers and caters for

More information

Residential Property Owners

Residential Property Owners Residential Property Owners Policy Summary The Residential Property Owners Policy is a flexible Policy offering cover on a sum insured basis for loss or damage to buildings and/or contents. It is designed

More information

Property Owner s Guide.

Property Owner s Guide. Property Owner s Guide. commercialexpress.co.uk Welcome to the Commercial Express Property Owner s Guide. As a market leading Managing General Agent, we specialise in offering high quality, tailored insurance

More information

Residential Property Owners

Residential Property Owners Residential Property Owners Policy Summary The insurance cover is provided by Liberty Mutual Insurance Europe Limited & Aro Underwriting Group Limited The Residential Property Owners policy is a flexible

More information

Residential Landlords Insurance. Policy Summary

Residential Landlords Insurance. Policy Summary Residential Landlords Insurance Policy Summary Amlin Residential Landlords Insurance policy summary This insurance is designed to provide you with a wide range of standard cover in connection with the

More information

Let Property FlexiLet Buildings and Contents Insurance Summary of Cover

Let Property FlexiLet Buildings and Contents Insurance Summary of Cover Let Property FlexiLet Buildings and Contents Insurance Summary of Cover www.towergate.co.uk Towergate Underwriting Let Property Flexilet Policy Summary Cover under this policy is arranged by Towergate

More information

BUY TO LET. Buildings and contents insurance for landlords Information leaflet and policy summary December 2007 edition

BUY TO LET. Buildings and contents insurance for landlords Information leaflet and policy summary December 2007 edition BUY TO LET Buildings and contents insurance for landlords Information leaflet and policy summary December 2007 edition Welcome to AXA Welcome to the expertise and quality of the AXA Group Respect With

More information

About Your Simple Insurance Policy. Landlords Buildings & Contents Legal Expenses Rent Guarantee Home Emergency Cover

About Your Simple Insurance Policy. Landlords Buildings & Contents Legal Expenses Rent Guarantee Home Emergency Cover About Your Simple Insurance Policy Landlords Buildings & Contents Legal Expenses Rent Guarantee Home Emergency Cover About Your Simple Insurance Policy The Financial Conduct Authority The FCA is the independent

More information

WORKING FROM HOME. Summary of Cover

WORKING FROM HOME. Summary of Cover WORKING FROM HOME Summary of Cover An insurance package for your business available for many occupations where the business is home based. Why choose AXA s Working From Home Package? Tailor-made for Your

More information

Landlord s Insurance+ Policy Summary

Landlord s Insurance+ Policy Summary Landlord s Insurance+ Policy Summary This document provides a summary of the cover provided. Full details can be found in the policy wording, which is available online at homelet.co.uk or by request. A

More information

home insurance Policy summary 24 hour claim notification line 0845 001 0043

home insurance Policy summary 24 hour claim notification line 0845 001 0043 home insurance Policy summary 24 hour claim notification line 0845 001 0043 home insurance A tailored approach Our exclusive insurance product offers you the opportunity to tailor a Buildings and/or Contents

More information

Comprehensive Landlord Insurance Policy Summary

Comprehensive Landlord Insurance Policy Summary Comprehensive Landlord Insurance Policy Summary This document provides a summary of the cover provided. Full details can be found in the policy wording, which is available online at homelet.co.uk or by

More information

properties Policy Summary

properties Policy Summary properties Policy Summary 2 Properties Policy Summary Properties Policy Summary Your RSA Properties Policy is an annual contract which may be renewed each year subject to your needs and our terms and conditions.

More information

Broker Direct Home Options Policy Summary

Broker Direct Home Options Policy Summary Broker Direct Home Options Policy Summary This policy summary does not contain full details and conditions of your insurance these are contained in your policy documents. Where a heading in UPPERCASE letters

More information

specialist landlords insurance

specialist landlords insurance landlords key facts specialist landlords insurance LetRisks Landlords Insurance Key Facts LetRisks Specialist Landlords Insurance is underwritten by Electrical Contractors Insurance Company Limited (ECIC)

More information

Combined Home and Landlords Insurance Broker Overview

Combined Home and Landlords Insurance Broker Overview Combined Home and Landlords Insurance Broker Overview Easy. Fast. Flexible. Innovative. my.place @ Lumley Don t stretch yourself across multiple insurers. Now you won t feel the strain with this great

More information

Home Household Insurance

Home Household Insurance Home Household Insurance Policy Summary The Home Insurance policy is a flexible policy offering cover on a sum insured basis for loss or damage to buildings and/or contents. You specify the levels of cover

More information

WORKING FROM HOME. Summary of Cover

WORKING FROM HOME. Summary of Cover WORKING FROM HOME Summary of Cover An insurance package for your business available for many occupations where the business is home based. Why choose AXA s Working From Home Insurance Package? Tailor-made

More information

Home Household Insurance

Home Household Insurance Home Household Insurance Policy Summary The insurance cover for sections A-D is provided by Covéa Insurance plc, Norman Place, Reading, Berkshire, RG1 8DA. The insurance cover for section E Legal Protection

More information

Home Insurance AXA HomeSafe. Your policy summary

Home Insurance AXA HomeSafe. Your policy summary Home Insurance AXA HomeSafe Your policy summary Summary of cover This policy summary does not contain full details and conditions of your insurance you will find these in your policy wording. Your AXA

More information

LetsProtect Extensive cover for landlords

LetsProtect Extensive cover for landlords Countrywide Insurance Services LetsProtect Extensive cover for landlords Proud to be associated with www.countrywide.co.uk Information booklet LetsProtect information booklet Why choose LetsProtect from

More information

Home. summary of benefits

Home. summary of benefits Risk Covered Fire, explosion and smoke Lightning and thunderbolt Earthquake Theft or attempted theft Riot, civil commotion, labour and political disturbances, vandalism and acts of malicious persons Water

More information

An insurance package designed for flat owners and residents of blocks of flats.

An insurance package designed for flat owners and residents of blocks of flats. Flats Insurance Summary of Cover An insurance package designed for flat owners and residents of blocks of flats. Why choose AXA s Flats Insurance? AXA s Flats Insurance Policy offers you comprehensive

More information

Home Insurance. Our Policy is You

Home Insurance. Our Policy is You Home Insurance Our Policy is You 1 Contents Quick Guide to Home Insurance 2 Why Choose FBD Home Insurance? 4 What is Covered? Buildings 5 What is Covered? Contents 6 Liability Protection 7 Additional Standard

More information

This policy summary does not contain full details and conditions of your insurance you will find these in your policy wording.

This policy summary does not contain full details and conditions of your insurance you will find these in your policy wording. Summary of Cover This policy summary does not contain full details and conditions of your insurance you will find these in. Your home insurance policy is underwritten by AXA Insurance UK plc. Your Family

More information

Landlord s Protection. Landlord s Protection

Landlord s Protection. Landlord s Protection Landlord s Protection Landlord s Protection At haart, we believe that it is important to adequately protect your rental income, your property and its contents. We are pleased to be able to offer you two

More information

Household Insurance. A Guide to our Household Policy

Household Insurance. A Guide to our Household Policy Household Insurance A Guide to our Household Policy Household Insurance A Guide to our Household Policy Introduction Insurance Corporation s household policy provides a wide range of essential protection

More information

AXA s Flats Insurance Policy brought to you by Property UK offers you comprehensive standard cover plus optional extras.

AXA s Flats Insurance Policy brought to you by Property UK offers you comprehensive standard cover plus optional extras. Flats Insurance Summary of Cover March 2014 AXA s Flats Insurance Policy brought to you by Property UK offers you comprehensive standard cover plus optional extras. Someone to Help You When You Need It

More information

Section 2 Contents. Section 4 Basis of claims. Maximum payable for a single article is 1,500. Customers at the heart of it

Section 2 Contents. Section 4 Basis of claims. Maximum payable for a single article is 1,500. Customers at the heart of it Tenants Policy Summary This document provides a summary of the cover provided. Full terms and conditions are explained in the policy wording which is available on request. Where a policy is arranged Let

More information

Landlord Underwriting Guide

Landlord Underwriting Guide Landlord Underwriting Guide Definitions/Excesses The Allianz Landlord Insurance Policy is designed for people who own individual properties or for those who own multiple properties. The Policy provides

More information

Tenants Contents Insurance Policy Summary

Tenants Contents Insurance Policy Summary Tenants Insurance Policy Summary This is a summary and does not contain the full terms and conditions of the cover, which can be found in the Tenants Policy Wording version 0709. It is important that you

More information

Paragon Advance Landlords Buildings & Contents Policy Underwritten by Zurich Insurance plc. Summary of Cover

Paragon Advance Landlords Buildings & Contents Policy Underwritten by Zurich Insurance plc. Summary of Cover Paragon Advance Landlords Buildings & Contents Policy Underwritten by Zurich Insurance plc Summary of Cover Summary of Cover Important you should read this This leaflet provides a summary of the significant

More information

HOME INSURANCE WHEN THE UNBELIEVABLE HAPPENS ELMO INSURANCE. elmoinsurance.com

HOME INSURANCE WHEN THE UNBELIEVABLE HAPPENS ELMO INSURANCE. elmoinsurance.com HOME INSURANCE WHEN THE UNBELIEVABLE HAPPENS ELMO INSURANCE elmoinsurance.com BECAUSE WE BELIEVE LITTLE THINGS MAKE A BIG DIFFERENCE Elmo Insurance is a respected company linked to global and financially

More information

Landlord Insurance Customer Guide

Landlord Insurance Customer Guide Landlord Insurance Customer Guide Daytoday protection for your longterm plans When you re a landlord, insurance is more than just another piece of paperwork. It s an important safety net for the money

More information

Landlord s Insurance. Landlord s Insurance

Landlord s Insurance. Landlord s Insurance Landlord s Insurance Landlord s Insurance At Haybrook, we believe that it is important to adequately insure your rental income, your property and its contents. We are pleased to be able to offer you two

More information

www.elmoinsurance.com Home Insurance

www.elmoinsurance.com Home Insurance Home Insurance Because we believe little things make a big difference Elmo Insurance is a respected company linked to global and financially strong reinsurers. Through a commitment to financial strength,

More information

An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc.

An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc. OFFICE INSURANCE Summary of Cover June 2005 Edition An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc. Why choose AXA s Offices

More information

An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc.

An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc. Office Insurance Summary of Cover September 201 Edition An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc. Why choose AXA s Offices

More information

POLICY SUMMARY. Landlords insurance. We have designed this policy to protect the property and your contents.

POLICY SUMMARY. Landlords insurance. We have designed this policy to protect the property and your contents. POLICY SUMMARY. Landlords insurance We have designed this policy to protect the property and your contents. POLICY SUMMARY. This policy summary is only a brief guide to your cover and exclusions. You can

More information

Shops Insurance. Summary of Cover September 2013 Edition. An Insurance Package for Retailers and Franchises. Why choose AXA s Shops Insurance Package?

Shops Insurance. Summary of Cover September 2013 Edition. An Insurance Package for Retailers and Franchises. Why choose AXA s Shops Insurance Package? Shops Insurance Summary of Cover September 201 Edition An Insurance Package for Retailers and Franchises. Why choose AXA s Shops Insurance Package? AXA s Shops Insurance Package offers you generous levels

More information

Profile Household Insurance

Profile Household Insurance Profile Household Insurance Policy Summary The Profile Insurance policy is a bedroom rated policy offering cover for loss or damage to buildings and/or contents up to the stated limits. Optional features

More information

Tenants Contents Insurance Policy Summary

Tenants Contents Insurance Policy Summary Tenants Contents Insurance Policy Summary This document is a guide to the cover provided under Your Tenants Contents policy. It is only a summary and does not contain the full terms and conditions of the

More information

Home Insurance. Your policy summary AXA ABC

Home Insurance. Your policy summary AXA ABC Home Insurance Your policy summary AXA ABC February 2014 Policy summary This policy summary does not contain full details and conditions of your insurance these are located in your policy booklet. This

More information

LANDLORD S INSURANCE

LANDLORD S INSURANCE LANDLORD S INSURANCE At Felicity J Lord, we believe that it is important to adequately insure your rental income, your property and its contents. We are pleased to be able to offer you two products to

More information

Unoccupied Property Insurance Proposal Form

Unoccupied Property Insurance Proposal Form Unoccupied Property Insurance Proposal Form This proposal form is NOT for use by Consumer Customers It is essential you provide us with ALL MATERIAL FACTS. Failure to disclose any material facts may invalidate

More information

Landlord Insurance Policy Summary

Landlord Insurance Policy Summary Landlord Insurance Policy Summary The Administrator for this insurance policy is Paymentshield Limited. Please read this document carefully This document provides a summary of your cover and does not contain

More information

Summary of Cover September 2013 Edition

Summary of Cover September 2013 Edition Surgeries Insurance Policy Summary Surgeries Insurance Summary of Cover September 201 Edition An insurance package for doctors, dentists and vets. Why choose AXA s Surgeries Insurance Package? AXA s Surgeries

More information

HOME CONTENTS INSURANCE

HOME CONTENTS INSURANCE HOME CONTENTS INSURANCE Low cost peace of mind Easy payment weekly or monthly with your rent No excess payment required if you claim Cover for most household items including TV, video, DVD players and

More information

fastforward your business Comparative SME Business Insurance www.ipua.co.uk

fastforward your business Comparative SME Business Insurance www.ipua.co.uk fastforward your business Comparative SME Business Insurance www.ipua.co.uk Open an Agency with iprism: Gain immediate access to ALL the insurers below Instant online comparative quotations by completing

More information

You can trust us for a better insurance deal

You can trust us for a better insurance deal You can trust us for a better insurance deal We care about your insurance needs Your financial institution can help you with a range of MemberCare insurance that provides strong personal and financial

More information

Providers of specialist products to the professional lettings market

Providers of specialist products to the professional lettings market Providers of specialist products to the Welcome to the Assurant Let e-brochure ABOUT ASSURANT Assurant Intermediary is part of the Assurant Group, which is a Fortune 500 global financial services group

More information

Holiday Home Insurance PROPOSAL FORM

Holiday Home Insurance PROPOSAL FORM Holiday Home Insurance PROPOSAL FORM Holiday Home Insurance Summary of Cover available There are conditions, limitations, exclusions and excesses within the wording a copy of which will be provided on

More information

Taylor William Letting and Estate Agents

Taylor William Letting and Estate Agents Taylor William Letting and Estate Agents Landlords Information Pack 108a Main Street Larbert FK5 3AS 1 Albert Place Main Street Maddiston, FK2 0JX Tel: 01324 559246 Tel: 01324 719989 Email: info@taylorwilliam.co.uk

More information

Let Home Insurance. Introduction. Buildings. Significant features and benefits

Let Home Insurance. Introduction. Buildings. Significant features and benefits Let Home Insurance Introduction Our Let Home insurance policy is designed for owners or leaseholders who let out private houses and flats to tenants and wish to insure the buildings and/or contents. You

More information

Tenant s Contents Insurance + Tenancy Liability. Tenant s Insurance

Tenant s Contents Insurance + Tenancy Liability. Tenant s Insurance Tenant s Contents Insurance + Tenancy Liability Tenant s Insurance Hundreds of thousands of tenants living in rented homes across the UK choose HomeLet to provide them with the protection they need A HomeLet

More information

Unoccupied Property Insurance Proposal Form

Unoccupied Property Insurance Proposal Form Unoccupied Property Insurance Proposal Form This proposal form is not for use by Consumer Customers It is essential you provide us with ALL MATERIAL FACTS. Failure to disclose any material facts may invalidate

More information

Guide to home insurance

Guide to home insurance Guide to home What is home? Home is an umbrella term that usually applies to two things: buildings and contents. These two types of policy can be bought separately or together, and they cover your home

More information

HOME CHOICE INSURANCE POLICY SUMMARY

HOME CHOICE INSURANCE POLICY SUMMARY HOME CHOICE INSURANCE POLICY SUMMARY μ Home Choice Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions

More information

Your home insurance policy Features and benefits HMP FAB 2014 05 V1.0. FBD Insurance plc is regulated by the Central Bank of Ireland

Your home insurance policy Features and benefits HMP FAB 2014 05 V1.0. FBD Insurance plc is regulated by the Central Bank of Ireland Your home insurance policy Features and benefits HMP FAB 2014 05 V1.0 FBD Insurance plc is regulated by the Central Bank of Ireland FBD has over 40 years insurance experience and today we are one of Ireland

More information

HOME INSURANCE. CAR INSURANCE.

HOME INSURANCE. CAR INSURANCE. HOME CAR WITH OUR INSURANCE YOU CAN BE READY FOR JUST ABOUT ANYTHING. Accidents, break-ins and extreme weather can happen at any time. But with the right insurance, you can be ready for just about anything.

More information

TENANTS CONTENTS INSURANCE MADE SIMPLE

TENANTS CONTENTS INSURANCE MADE SIMPLE TENANTS CONTENTS INSURANCE MADE SIMPLE in association with Birmingham City Council has negotiated a Home Contents Insurance Scheme designed specifically for our tenants. At these prices, can you afford

More information

Park Home Insurance. Important Information About Our Insurance: 01 Terms of Business Agreement 02 Summary of Cover. Leisure Home

Park Home Insurance. Important Information About Our Insurance: 01 Terms of Business Agreement 02 Summary of Cover. Leisure Home Park Home Insurance Important Information About Our Insurance: 01 Terms of Business Agreement 02 Summary of Cover Leisure Home i n s u r a n c e Leisure Home i n s u r a n c e Park Home Insurance Terms

More information

TO LET. Your guide to. Saga Landlord Insurance. including the Summary of Cover

TO LET. Your guide to. Saga Landlord Insurance. including the Summary of Cover TO LET Your guide to Saga Landlord Insurance including the Summary of Cover Your introduction to Saga Landlord Insurance Thank you for your interest in Saga Landlord Insurance. This guide gives you a summary

More information

RESIDENTIAL PROPERTY OWNERS INSURANCE POLICY SUMMARY

RESIDENTIAL PROPERTY OWNERS INSURANCE POLICY SUMMARY RESIDENTIAL PROPERTY OWNERS INSURANCE POLICY SUMMARY RESIDENTIAL PROPERTY OWNERS INSURANCE POLICY SUMMARY This document is a summary of your Policy and other key information about the insurance cover that

More information

Profile Household Insurance

Profile Household Insurance Profile Household Insurance Policy Summary The Profile Insurance policy is a bedroom rated policy offering cover for loss or damage to buildings and/or contents up to the stated limits. Optional features

More information

LANDLORD INSURANCE MADE SIMPLE

LANDLORD INSURANCE MADE SIMPLE LANDLORD INSURANCE MADE SIMPLE Working with the profession to simplify the language of insurance PROTECT YOUR ASSETS There's more to being a landlord than earning rent. You need to juggle lots of things

More information

Property Owners Insurance Proposal Form

Property Owners Insurance Proposal Form Property Owners Insurance Proposal Form This proposal form is NOT for use by Consumer Customers It is essential you provide us with ALL MATERIAL FACTS. Failure to disclose any material facts may invalidate

More information

TENANTS CONTENTS INSURANCE MADE SIMPLE

TENANTS CONTENTS INSURANCE MADE SIMPLE TENANTS CONTENTS INSURANCE MADE SIMPLE working with Eastlands Homes has negotiated a Home Contents Insurance Scheme designed specifically for our tenants. At these prices, can you afford not to be insured?

More information

Landlords Insurance. This policy is provided by Legal & General Insurance.

Landlords Insurance. This policy is provided by Legal & General Insurance. UNDERWRITING AUTHORITY GUIDE Landlords Insurance This policy is provided by Legal & General Insurance. This is not a consumer advertisement. It is intended for professional insurance intermediaries and

More information

HOME ADVANTAGE INSURANCE

HOME ADVANTAGE INSURANCE HOME ADVANTAGE INSURANCE Introduction Our Home Advantage insurance is designed to provide you with a wide range of cover when insuring the buildings and contents of your Home, personal possessions, valuables,

More information

INSURANCE PROPOSAL FORM

INSURANCE PROPOSAL FORM INSURANCE PROPOSAL FORM NOTE: Please fill in this form carefully. We will use the information you give on this form to decide whether we can insure you and to decide the premium and the conditions of insurance.

More information

LANDLORDS INSURANCE POLICY SUMMARY LANDLORDS INSURANCE KEY FEATURES.

LANDLORDS INSURANCE POLICY SUMMARY LANDLORDS INSURANCE KEY FEATURES. 1 LANDLORDS INSURANCE POLICY SUMMARY LANDLORDS INSURANCE KEY FEATURES. LANDLORDS INSURANCE INTRODUCTION 1 ABOUT LEGAL & GENERAL. The Legal & General Group, established in 1836, is one of the UK s leading

More information

COMPREHENSIVE HOME INSURANCE

COMPREHENSIVE HOME INSURANCE COMPREHENSIVE HOME INSURANCE Protect Everything Youre Worked So Hard To Get Rest Assured With Flexible, Affordable Home Insurance Premium Fully Refundable Within 30 Days of Inception The Home Insurance

More information

Landlord s Household Insurance Policy Summary

Landlord s Household Insurance Policy Summary Landlord s Household Insurance Policy Summary This document is a guide to the cover provided under Your Landlords Household policy. It is only a summary and does not contain the full terms and conditions

More information

Property Owners Proposal Form

Property Owners Proposal Form Property Owners Proposal Form When completing this Proposal Form, ALL sections of the form must be completed. You must disclose all material facts (i.e. information likely to influence the underwriters

More information

TENANTS CONTENTS INSURANCE MADE SIMPLE

TENANTS CONTENTS INSURANCE MADE SIMPLE TENANTS CONTENTS INSURANCE MADE SIMPLE in association with Sandwell Metropolitan Borough Council has negotiated a Home Contents Insurance Scheme designed specifically for our tenants and leaseholders.

More information

Features of a NatWest Essentials Home Contents Insurance Policy

Features of a NatWest Essentials Home Contents Insurance Policy Your Policy Summary Please read this document carefully which provides a summary of cover. It does not show all of the benefits, exclusions or limits. Please refer to the policy booklet and policy schedule

More information

Home Insurance Policy. In association with

Home Insurance Policy. In association with Home Insurance Policy In association with Home Insurance Policy The following summary does not contain the full terms and conditions of the contract which can be found in the insuring document, a copy

More information

Property Owners Insurance Proposal Form

Property Owners Insurance Proposal Form Property Owners Insurance Proposal Form This proposal form is not for use by businesses or Commercial Entities If you do not answer any questions honestly, accurately or withhold information we may refuse

More information

TENANTS AND LEASEHOLDERS CONTENTS INSURANCE MADE SIMPLE

TENANTS AND LEASEHOLDERS CONTENTS INSURANCE MADE SIMPLE TENANTS AND LEASEHOLDERS CONTENTS INSURANCE MADE SIMPLE in association with Liverpool Mutual Homes has negotiated a Home Contents Insurance Scheme designed specifically for leaseholders and tenants. At

More information

PROPERTY OWNERS INSURANCE PROPOSAL

PROPERTY OWNERS INSURANCE PROPOSAL PROPERTY OWNERS INSURANCE PROPOSAL Please use BLOCK CAPITALS and tick boxes where applicable. Where requested enter further details in the space provided. If there is insufficient space please continue

More information

Wallace Insurance. Brokerage Services. Contract. Bonds. Special Contract Clauses. Commercial. Property. Let / Vacant. Property. Commercial Vehicles

Wallace Insurance. Brokerage Services. Contract. Bonds. Special Contract Clauses. Commercial. Property. Let / Vacant. Property. Commercial Vehicles Wallace Insurance Brokerage Services Combined Contract Bonds Specialised Plant Contractors Combined Special Contract Clauses Business & Private Cars Contractors Liability Property Home, Travel & Personal

More information

The policy documentation can also be made available to you in large print, audio or Braille on request via your broker or insurance intermediary.

The policy documentation can also be made available to you in large print, audio or Braille on request via your broker or insurance intermediary. For UK landlords insurance for policy wording reference: LET/0116/PW This Summary This KeyFacts summary does not contain the full terms and conditions of the contract which can be found in the insuring

More information

Let Property FlexiLet Buildings and Contents Insurance Summary of Cover

Let Property FlexiLet Buildings and Contents Insurance Summary of Cover Let Property FlexiLet Buildings and Contents Insurance Summary of Cover www.towergate.co.uk Towergate Underwriting Let Property Flexilet Policy Summary Summary of Cover 1. Some important facts about your

More information

HOTELS & RESTAURANTS. Policy Summary

HOTELS & RESTAURANTS. Policy Summary HOTELS & RESTAURANTS Policy Summary 2 Hotels & Restaurants Policy Summary HOTELS & RESTAURANTS Policy Summary Your RSA Hotels & Restaurants Policy is an annual contract which may be renewed each year subject

More information

Holiday Home Insurance

Holiday Home Insurance Holiday Home Insurance Our holiday home insurance policy is designed to provide you with a wide range of standard cover when insuring the buildings and contents of your holiday home in the United Kingdom.

More information

Buildings Insurance Cover for Leaseholders and Shared Owners

Buildings Insurance Cover for Leaseholders and Shared Owners Buildings Insurance Cover for Leaseholders and Shared Owners If you live in a shared ownership property or own 100% of your leasehold flat, your buildings insurance cover will be provided by Hightown Housing

More information

Information for Landlords

Information for Landlords Premier Make your next move with us... Information for Landlords Welcome! As Worcestershire s leading lettings and property management agency we believe in working closely with our landlords to offer support

More information

Haven Home Insurance Policy Key Facts

Haven Home Insurance Policy Key Facts Haven Home Insurance Policy Key Facts Please note that this is a policy summary only and does not contain the full terms and conditions of the contract. Full terms and conditions can be found in the Policy

More information

Building insurance frequently asked questions

Building insurance frequently asked questions Building insurance frequently asked questions April 2012 From 1 April 2011 until 31 March 2013 Ocaso S.A. U.K. Branch will provide building insurance for the leaseholders of Islington Council. The purpose

More information

TENANTS CONTENTS INSURANCE MADE SIMPLE

TENANTS CONTENTS INSURANCE MADE SIMPLE TENANTS CONTENTS INSURANCE MADE SIMPLE in association with East Durham Homes has negotiated a Home Contents Insurance Scheme designed specifically for our tenants and leaseholders. At these prices, can

More information

11 Windsor End Beaconsfield Bucks HP9 2JJ Tel: 0845 222 11 77 Email:customer@whiteoakfinance.com

11 Windsor End Beaconsfield Bucks HP9 2JJ Tel: 0845 222 11 77 Email:customer@whiteoakfinance.com Buy to Let Investors Guide 11 Windsor End Beaconsfield Bucks HP9 2JJ Tel: 0845 222 11 77 Email:customer@whiteoakfinance.com On your side in Buy to Let Buying property to let as a long term investment or

More information