The Triple Point Estate Planning Service

Transcription

1 The Triple Point Estate Planning Service Preserving Wealth for Future Generations Overview

2 Preserving Wealth for Future Generations The Triple Point Estate Planning Service is a clear and simple inheritance tax mitigation solution which gives investors access to real, tangible businesses via two strategies, Navigator and Generations. With a proven 10 year track record, each of the Navigator and Generations strategies focuses on the provision of funding for businesses or for institutions such as the NHS and for Local Authorities. Investors can choose how to allocate their investment between the strategies. This provides target returns in the range 1.5% to 6.0% net of fees, charges and corporation tax. Navigator Strategy lending and leasing to a large and diverse range of UK-based small and medium sized businesses. Generations Strategy lending, leasing and infrastructure funding to public sector institutions and good quality companies. Estate Planning Service Navigator Strategy Generations Strategy 100m of funding provided 20,000 customers UK small and medium sized businesses 5,000 average contract value Targets a return to investors of 4% to 6% per annum, after all fees and charges 180m of funding for leasing and infrastructure Public sector and good quality companies Over 150 customers 500,000 average contract value Targets a return to investors of 1.5% to 2.5% per annum, after all fees and charges Capital Preservation Steady + Diversification + Growth + Liquidity

3 The Triple Point Estate Planning Service The Triple Point Estate Planning Service is designed for: Speed Achieves IHT relief after two years. Access, control and flexibility Investors can withdraw all or part of their funds if their plans or needs change. Investors can also make new investments in the Estate Planning Service at any time. Capital preservation Businesses are selected for their financial stability. Simplicity and choice Investors can choose from a blend of two established strategies, Navigator and Generations. Annual growth There are a range of annual return targets to choose from. Independent Endorsement On the launch of the Triple Point Estate Planning Service, Allenbridge published a report which concludes: Where we believe the Service looks particularly strong is in its liquidity profile and the quality, number, and diversity of its customers... The Manager is well regarded in the origination of alternative tax efficient investments, and key personnel appear to have the requisite skills to undertake their obligations. The strategy of asset leasing and SME lending is likely to appeal to investors looking primarily for capital preservation who would gain comfort from the quality and number of customers, and may welcome the opportunity to select the risk profile that is suitable to them. Allenbridge Tax Shelter Report TP Estate Planning Service June 2015 Growth Our Estate Planning Service targets returns in the range 1.5% to 6.0% net of fees, charges and corporation tax. Diversification Through funding a wide range of businesses and organisations, investors benefit from a diversified portfolio. Speed The Service achieves IHT exemption after 2 years compared to other planning options that take 7 years % 2 years

4 How Business Property Relief Works The Triple Point Estate Planning Service can achieve 100% relief from inheritance tax on the amount invested after a maximum of two years, while many other strategies typically take seven years. An investment through the Service can deliver the equivalent of 66.6% uplift in post-tax value for beneficiaries on funds invested, as illustrated below. Estate Planning Service Uplift (illustration) Value of 100,000 after inheritance tax at 40% 60,000 Simple Investments in Real, Tangible Assets At Triple Point, our investment philosophy is simple and designed to create value for our investors and deliver sustainable growth for the businesses we fund. Value of 100,000 exempt from inheritance tax 100,000 Uplift from 60,000 to 100,000 - a cash saving Equivalent to 40, % Minimum Investment Minimum investment 50,000. If an investor chooses to allocate their investment across both strategies then the minimum amount per strategy is 10,000. There is no upper limit. Investors will be allocated shares in one or more unquoted companies that should qualify for 100% Business Property Relief (BPR) after a maximum of two years. Apply Monthly The Triple Point Estate Planning Service is a Managed Service and share allotments take place on the first working day of each month. Access Investors in the Estate Planning Service can withdraw all or part of their funds if their plans change. Stable The businesses in which the Estate Planning Service invests are selected for their financial stability. Choice Investors in the Service can choose from a blend of two established strategies; Navigator and Generations

5 Target Returns Options Experienced Team The Triple Point business funding team is led by two individuals with extensive experience in leasing and funding businesses and institutions Investors can choose from a range of returns targets. The table below shows illustrative returns that would be targeted from different portfolio allocations. All returns are per annum and net of all fees and charges. Our strategies have consistently achieved positive quarter on quarter growth and met their target returns. Navigator Strategy 100% 80% 60% 50% 40% 20% 0% Triple Point s Estate Planning Service s charges are competitive. Charges Generations Strategy 0% 20% 40% 50% 60% 80% 100% Initial charge Annual charge (deferred) Cap on annual running costs Performance Incentive Fee (Navigator Strategy only) Dealing out charge Estimated Blended Annual Return 5.0% 4.4% 3.8% 3.5% 3.2% 2.6% 2.0% There is no guarantee that the target return will be achieved and investors may get back less than the amount they invested. Past performance is not a guide to future performance and may not be repeated. 2.5% 1.5%* 1.0% 20%** 1.0% James Cranmer Partner Neil Richards Head of SME Finance Investor Support Investor Reporting Six monthly. Our Client Services Team is always available to answer your questions. * deferred annually and only charged if investors have received a minimum hurdle rate of return ** on returns in excess of 5% - the performance incentive fee is capped such that it is only collected on returns between 5%-7.5% Tangible The Triple Point Estate Planning Service arranges your investment in real, tangible businesses and simple assets. Flexible Investors in the Triple Point Estate Planning Service can make new investments at any time. Proven In the last 10 years the two strategies have consistently achieved quarter-on-quarter growth and met their target returns.

6 Risk summary Prospective investors must obtain advice from a qualified financial adviser to ensure that The Triple Point Estate Planning Service is suitable for their individual circumstances and objectives. The performance of investments is not guaranteed. The value of an investment may go down as well as up and investors may not get back the amount they invested. Prospective investors should be aware that past performance is no guide to future performance. Investors should not consider investing unless they are able to bear the risk of losing their entire investment. Any statements made in relation to expected future performance are of necessity based on projections; there is no guarantee that investment targets will be achieved. Tax law may change as may the legal and regulatory parameters within which markets operate. Actual tax treatment will depend on individual circumstances and as such an investment will not be suitable for all investors. More detail is given in the Information Memorandum. Triple Point Estate Planning Service is a managed service, which is an Alternative Investment Fund for the purposes of the Alternative Investment Fund Managers Directive ( AIFMD ) and Triple Point Investment Management LLP is the Alternative Investment Fund Manager. Important information This document is a financial promotion for the purposes of Section 21 of the Financial Services and Markets Act It is issued by Triple Point Administration LLP, which is authorised and regulated by the Financial Conduct Authority (no ). This document is a summary of the Triple Point Estate Planning Service Information Memorandum. It is important that prospective investors read and understand fully the Information Memorandum before investing, which explains the key risks. Applications to the service will only be accepted on the basis of the content and terms of the Information Memorandum, the Investor Agreement and Application Form. The opportunity described in this document is NOT suitable for all investors. Investments in BPR qualifying companies are considered to be high-risk, including illiquidity, loss of investment and dilution. Nothing in this document constitutes tax, financial, legal or investment advice. If you are in any doubt about whether investment in the Estate Planning Service is right for you, you should seek advice from an authorised person who specialises in providing advice on investments of this nature. Triple Point is the trading name for the Triple Point Group which includes the following companies and associated entities: Triple Point Investment Management LLP registered in England & Wales no.oc321250, authorised and regulated by the Financial Conduct Authority no , Triple Point Administration LLP registered in England & Wales no. OC and authorised and regulated by the Financial Conduct Authority no , and TP Nominees Limited registered in England & Wales no , all of 18 St. Swithin s Lane, London, EC4N 8AD, UK. This document is correct as at 16 October Adviser and Investor Enquiries For further information please contact 18 St. Swithin s Lane London EC4N 8AD contact@triplepoint.co.uk