January 7, Dear International President,
|
|
- Dwayne King
- 8 years ago
- Views:
Transcription
1 January 7, 2013 Dear International President, We are happy to announce that effective March 1, 2013, and following an extensive competitive bidding process, the nation s largest mortgage lender, Wells Fargo Home Mortgage, will be the new provider for the Union Plus Mortgage Program. Union members and their families will continue to receive the same great value they always have: A $500 gift card, available with all home purchase mortgages and mortgage refinances, to help offset closing costs. Assistance to help members pay their monthly mortgage bill when they are facing financial difficulties due to layoff, strike, lockout or a recent disability. We have provided $9.3 million to help members keep and stay in their homes. Competitive rates Outstanding service JPMorgan Chase has been the Program provider since However, last year it became apparent that Chase was not willing to continue to provide the full scope of benefits for all Member mortgages. So we sought a new provider that would maintain our program s value for members. Chase will continue to service all loans currently in the Union Plus portfolio and those whose applications they receive up to and including February 28, The Union Plus Mortgage Program will maintain the same toll-free phone number ( ) and web address (UnionPlus.org/Mortgage). We will provide additional details on this transition to your staff member assigned as the liaison to Union Privilege. We are very pleased that we will be able to continue the Union Plus Mortgage Program under similar terms that have helped more than 200,000 union members and their families buy a home. Please let me know if you have any questions. In solidarity, Leslie Tolf President
2 5 Reasons to use Union Plus Mortgage When it s time to buy a home or refinance a mortgage, union members can turn to Union Plus Mortgage. Here s 5 reasons why to use Union Plus Mortgage: 1 Union Plus Mortgage has helped 200,000 union members Union Plus Mortgage has provided $38 billion in mortgages to help more than 200,000 union members buy or refinance a home with easy and affordable mortgages. 2 Unique union-member-only mortgage assistance Union Plus Mortgage Assistance helps members who are unemployed, recently disabled, on strike or locked out make their mortgage payments with interest free loans and grants. Union Plus Mortgage Assistance has provided $9.3 million to help members keep their loans current and stay in their homes. No other mortgage in the country offers this protection. 3 $500 gift card to help with new home expenses Each member who buys a new home or refinances with the program will receive a $500 gift card after closing to help them defray expenses. 4 Help for first-time home buyers Special first-time homebuyer programs are available to help those who may be unable to be approved under conventional mortgage programs. Plus, members who are first-time buyers can apply for a $500 Welcome To Your First Home Award. 5 Available to children and parents The parents and children of union members are also eligible to apply for Union Plus Mortgages.
3 Mortgage FAQ Q: Why is Union Plus moving to a new mortgage provider? A: Union Plus Mortgage has been administered by Chase since Our current agreement with Chase will expire on Feb. 28, Unfortunately, Chase informed us that they were no longer willing to offer the full economic benefits of the program to union members and their families going forward. Q: Why did Union Plus select Wells Fargo? A: Wells Fargo, the nation s largest home mortgage lender, has agreed to continue all of the valuable member benefits of the Union Plus Mortgage program, and to support it with a team dedicated to the union program and backed with the resources of over 9,000 bank branches nationwide. Q: Is anything changing? A: Yes. Each member who closes their mortgage purchase or refinance with the program through Wells Fargo will now receive a $500 gift card redeemable at hundreds of wellknown and popular merchants. Formerly, members received a $495 credit at the closing. Additionally, members will be eligible on a preferred basis for programs aimed at first-time homebuyers who may be unable to be approved under conventional mortgage programs. Q: Will members be able to go into a Wells Fargo branch to apply for a mortgage? A: Yes, members will be able to apply online, by phone, or at any of the more than 9,000 Wells Fargo bank branches in the country. Please note that the ability to apply for a Union Plus Mortgage at Wells Fargo bank branches will be rolled out in phases throughout 2013 and will not be available nationally on March 1. Q: When will the Union Plus Mortgage program with Wells Fargo start? A: Members who apply online or by phone starting March 1, 2013, will be serviced by Wells Fargo. All member applications received by Chase up to and including Feb. 28, 2013, will remain eligible for the unique benefits of the Union Plus Mortgage program. Q: Will members who have a Union Plus mortgage through Chase continued to receive program benefits and services? A: Yes. Chase remains obligated by contract with Union Plus to service all members who currently have a Union Plus Mortgage. Q: Mortgage assistance grants and loans have provided $9.3 million to help save thousands of our members homes since Will union members with Union Plus mortgages remain eligible for assistance grants and loans in case of layoffs, strikes, lockouts, disabilities or natural disasters? A: Yes. Members with a Union Plus Mortgage program from Chase will continue to be eligible for these grants and loans. Wells Fargo will also continue to offer this important benefit for Union Plus Mortgage holders. Q: Will the program phone number and web URL UnionPlus.org/Mortgage remain the same? A: Yes, these points of contact will not change. Q: Who can I contact for additional information? A: Please contact your union service representative.
4 ENJOY SAVINGS SER VICE ENJOY IT SOLIDARIT Y 40 PLUS BENEFITS FROM UNION UNION RSAVINGS SER VICE SOLIDA READY TO BUY OR REFI? Get great LOW RATES and UNIQUE PROTECTIONS with a Union Plus Mortgage! When it s time to buy, you just can t beat the benefits of a Union Plus Mortgage. Rely on us for a great deal, from a trusted lender. A home loan that s specially designed for union families, complete with valuable protections you won t find anywhere else! HISTORIC LOW RATES. Our experts help you figure out what you can afford and choose the best loan from our wide range of options. $500 GIFT CARD Receive a $500 gift card with every purchase or refinance. $500 FIRST HOME BONUS. Active or retired union members may apply for our Welcome to Your First Home Award. UNIQUE HARDSHIP ASSISTANCE. We provide interest-free loans to help you make mortgage payments when you re unemployed, disabled, locked out or on strike. The first $1,000 is a grant that does not need to be repaid. UnionPlus.org/Mortgage1 Call to speak to a mortgage counselor. Buy or Refi Ad1/FullPage 03/2013
5 News *FOR USE AFTER MARCH 1* Union Plus Mortgage Offers Benefits To Members The Union Plus Mortgage Program makes buying or refinancing a home easy and affordable with competitive pricing and special protections. With financial hardship assistance, a program to help first-time home buyers and a $500 gift card with every purchase or refinance, this benefit can help union members, retirees, their children and parents achieve the dream of homeownership. Union Plus Mortgage offers the following benefits: Expert Advice Mortgage experts can help you through the buying or refinancing process. $500 Gift Card Complete a purchase or refinance and receive a $500 gift card to defray new home expenses. Mortgage Assistance Loans An interest-free loan to cover up to six months of mortgage payments is available for union members who face unemployment, disability, lockout or a short-term union-approved strike. The first $1,000 is a grant that does not need to be repaid. Mortgage Strike Assistance Union Plus Mortgage will cover mortgage payments for up to six months for union members who are on strike or lockout for more than 30 days. First Home Award Members who use Union Plus Mortgage to buy their first home can apply for a $500 Welcome to Your First Home Award. To get expert advice from people you can trust about buying or refinancing a home, call , or visit UnionPlus.org/Mortgage. Union Privilege 1100 First Street, NE Washington, D.C Phone (202)
6 SHIPPING INFORMATION N am e: Uni on : Local: Street A ddress: Please use Promo Code PRESM-0213 (If you r address includes a P. O. box, p lease A LSO provide yo ur street address.) 1100 First Street, N.E. City: State: Zip: Suite 850 Daytime Phon e: Local Phone: Washington, DC E-maiIAd d ress: UnionPlus.org D Please e-ma il me free Uni on Leader UPd at e and Uni on Plus b enefits up da tes and co nsumer tips. M obile Nu mb er* D Please send me occas io nal Uni on Plus text alerts.* * Message and data rates may app ly depending on yo ur cell plan. You can op t out of our te xt service at any time by replying STOP to any message that you receive. TELL US ABOUT YOUR LOCAL N umber of members: Number of worksite s: Local website address: Do yo u have a local news lette r o r e-newsletter? Yes: D No: D If yes, th e p erson who handles th e newsletter o r e-news letter is? Name: Dayt im e Pho ne: E-m ail Ad dress: ORDER Oty. Credit Card A pplicati on s M ember Ben efits Brochures 4 WAYS TO ORDER AT&T Wireless Co upons Organizing Benefits Brochures PRINTED MATERIALS M ortgage Brochures Hardship Gr ant Inform ati on 1. Ca ll or Add it ional Displ ay Stands t for Un ion Plus M at eri als t Limit: 1 d isplay p er worksi te wit h 100 or more members. Every quarter, you w ill reg ul arly 2. Fax to Union Privilege at receive refill mat eri als so yo u can rep leni sh yo ur d isp lays wit h updated information Other Materials : If yo u wo uld like info rma t io n on other Un ion Plus programs not listed above, 3. Online at UnionPlus.org/Order please list them here : 4. Mail to Union Privilege, Fulfillment, Suite 850, 1100 First Street, N.E. Washington, DC PRESM-02/13 "~, Union Printed in the U.S.A. For Faster, Easier Service - Order Your Materials Online! Visit the Union Leader site - UnionPlusLeaders.org - to download FREE materials and for tips on promoting the Union Plusbenefits. Save your contact information online - then re-order with ease in the future. UnionPlus.org/Order
USW 3657 Union Plus Benefits Savings. Service. Solidarity.
USW 3657 Union Plus Benefits Savings. Service. Solidarity. Congratulations! Because you are a current or retired union member, you and your family are automatically eligible to start using your union's
More informationWestpac. Home Loans. Enjoy a place of your own with your. Westpac. Home Loan
Westpac Home Loans Enjoy a place of your own with your Westpac Home Loan We know you d rather talk about your new home than a new home loan. After all, buying a home is an exciting journey. But we d like
More informationWestpac. Home Loans. Enjoy a place of your own with your. Westpac. Home Loan
Westpac Home Loans Enjoy a place of your own with your Westpac Home Loan We know you d rather talk about your new home than a new home loan. After all, buying a home is an exciting journey. But we d like
More informationGuide for Homebuyers
Guide for Homebuyers Tips for Getting a Safe Mortgage You Can Afford Q u i c k S u m m a ry Figure out what you can afford. Contact at least 3 different lenders or brokers. When you call, say: I m buying
More informationHome Financing Guide
Home Financing Guide Table of Contents Is Home Ownership Right for You? 1 Basics about Your Mortgage Options 2 Conventional or High Ratio Mortgage 3 Options for a Down Payment 3 Understanding Amortization
More informationYOUR GUIDE TO BUYING A NEW HOME.
YOUR GUIDE TO BUYING A NEW HOME. THE ROAD TO YOUR NEW HOME STARTS HERE. Buying a new home is exciting, but there s a lot to think about. We re here to help, with practical tips and online tools that make
More informationMortgage Insurance. Mortgage Insurance that is Custom Built to Meet Your Needs. that is Custom Built to Meet Your Needs. About Industrial Alliance...
Mortgage Insurance that is Custom Built to Meet Your Needs HOME PROTECTION PLAN MORTGAGE INSURANCE About Industrial Alliance... Founded in 1892, Industrial Alliance Insurance and Financial Services Inc.
More informationGuide to Buying & Protecting Your Home Investment
Guide to Buying & Protecting Your Home Investment Presented by: Guide to Buying & Protecting Your Home Investment 1 In the current market and economy, when it comes to your home and its value, it seems
More informationRefinancing. Refinancing WISCONSIN HOMEOWNERSHIP PRESERVATION EDUCATION. Section Overview
People refinance their homes to take advantage of lower interest rates or to decrease their monthly payment. Sometimes it is done to create extra money for purchases (like a car) or for debt repayment.
More informationInterest-Only Mortgage Payments and Payment-Option ARMs Are They for You?
Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation National Credit Union Administration Office of the Comptroller of the Currency Office of Thrift Supervision Interest-Only
More informationHow To Get A Credit Union Credit Card
the TELLERThird Quarter 2015 INSIDE 2 Tips to Protect Your Personal Account Information 3 Drive Happy off the Lot 4 Mobile Check Deposit is on the Way Student Loans Can Help Fill the Gap 5 Picture Your
More informationCar Rental Deals Save up to 25% on car rentals with discounts from Alamo, Avis, Budget, Enterprise, Hertz, & National.
AFM 369 Union Plus Benefits Savings. Service. Solidarity. Exclusively for current and retired union members and their families A union can help make your life better on the job - giving you the protection
More informationBenefits of Life Insurance - AGLAchoice Protection
MAILED FROM ZIP CODE 4 5 3 6 5 PRSRT STD U.S. POSTAGE PAID CENVEO Affordable, Guaranteed-Acceptance Life Insurance is Now Available Look Inside for Details. GBOE American General Life and Accident Insurance
More informationAffordable, fixed rate mortgages
First Home Program Affordable, fixed rate mortgages Dear Future Homeowner, MaineHousing s First Home Program makes it easier and more affordable to buy a home of your own. There are many reasons to consider
More informationREALTORS AND FHA WORKING TOGETHER TO HELP PEOPLE FULFILL THE AMERICAN DREAM
Shopping for a Mortgage? FHA Improvements Benefit You FHA Insured Mortgages Realtors and FHA: Partners in Homeownership National Association of REALTORS FHA REALTORS AND FHA WORKING TOGETHER TO HELP PEOPLE
More informationH om e o w n e r s h i p L o a n P r o g r a m s 5 1 0. 2 3 8. 6 2 0 1
H om e o w n e r s h i p L o a n P r o g r a m s strengthening neighborhoods while building community 5 1 0. 2 3 8. 6 2 0 1 www.oaklandnet.com/homebuyers.html Com mu n i t y & E conom i c Development A
More informationMortgage Safety Tips. Stability is important in your home life it s essential in your home mortgage.
Stability is important in your home life it s essential in your home mortgage. What s the difference between a mortgage broker and a mortgage bank? A broker does not lend money, but merely originates a
More informationCURIOUS HOW THIS MORTGAGE THING WORKS?
CURIOUS HOW THIS MORTGAGE THING WORKS? IMPORTANT INFORMATION ABOUT YOUR NEW HOME LOAN. WELCOME TO YOUR NEW MORTGAGE. WHAT S NEXT? Owning a home is a great feeling. And having a mortgage that you know works
More informationHOUSING LOAN SUBORDINATION POLICY
HOUSING LOAN SUBORDINATION POLICY Housing Loan Subordination Policy OBJECTIVE: To provide administrative guidance on processing requests for subordination of City/Agency loans PURPOSE: In consideration
More informationHome Affordable Refinance Program
Home Affordable Refinance Program Blake Hampton Fannie Mae Single Family Mortgage March 6, 2013 1 Fannie Mae s Refi Plus Initiative Fannie Mae provides Fannie Mae-to-Fannie Mae streamlined refinance flexibilities
More informationHOME PROTECTION PLAN MORTGAGE INSURANCE. Mortgage Insurance. that is Custom Built to Meet Your Needs
HOME PROTECTION PLAN MORTGAGE INSURANCE Mortgage Insurance that is Custom Built to Meet Your Needs Mortgage Insurance that is Custom Built to Meet Your Needs Your mortgage insurance should offer you sufficient
More informationBorrow Wisely with these Keys: Local servicing Pre-approvals Competitive interest rates Personal service Tailored loan programs*
Your Home Financing Process Checklist As you prepare to purchase a home or refinance your loan, it s important to know what to expect along the way. Here, we ve outlined some of the general steps in the
More informationFaculty and Staff Home Buyer s Guide
Faculty and Staff Home Buyer s Guide Table of contents Welcome Welcome Should I buy or rent? Renting vs. Buying Comparison Pre-approval Process Mortgage Programs 3 4 5 6 7 The University Housing & Relocation
More informationVA Homeowners Guide PRESENTED BY. www.lowvarates.com
VA Homeowners Guide PRESENTED BY www.lowvarates.com TABLE OF CONTENTS Introduction to LowVARates Why a VA Loan? VA Loan Eligibility What is a COE? Occupancy Requirements Credit/Income Requirements VA Funding
More informationChecking Services (Share Draft Accounts)
Checking Services Checking Services (Share Draft Accounts) UCF FCU makes simple and convenient. Our accounts (called share draft accounts), offer flexible choices to access funds and make purchases - pay
More informationWhen calculating your monthly loan payments, the interest rate, and not the APR, is used.
FAQ on Mortgages RATE The posted interest rate is the actual rate used to calculate your monthly loan payment. The interest rate that you will be charged on your loan is set once you have completed our
More informationHomeownership. Your First Steps toward. Getting Started. Know Your Finances. Which Mortgage Is Right for You?
Your First Steps toward Homeownership Identify the type of mortgage that meets your specific financial needs Getting Started Many people don t consider buying a home because they re afraid they can t afford
More informationFifth Third Home Buying Guide. A Guide to Residential Home Buying.
Fifth Third Home Buying Guide A Guide to Residential Home Buying. Important Contacts and Numbers. Use this page to record important information as you move through the homebuying process. Realtor/Builder
More informationYour Student Loan. Consolidating Your Student Loan Debt
Your Student Loan Consolidating Your Student Loan Debt If you re currently paying back student loans, you ve probably received multiple phone calls, letters, and e-mails about consolidating those loans
More information457 PLAN LOAN/REFINANCE FORM PACKET. For Section 457 Deferred Compensation Plans
457 PLAN LOAN/REFINANCE FORM PACKET For Section 457 Deferred Compensation Plans BEFORE YOU BORROW... Did you know that borrowing from your retirement plan account may have a major impact on your ability
More informationAward winning. One of the UK s leading mortgage brokers. MAB is the UK s largest independent high street mortgage broker
Award winning One of the UK s leading mortgage brokers MAB is the UK s largest independent high street mortgage broker We operate out of over 700 offices across the UK We pride ourselves on the quality
More informationQuestions and Answers for Borrowers about the. Homeowner Affordability and Stability Plan
Questions and Answers for Borrowers about the Homeowner Affordability and Stability Plan Borrowers Who Are Current on Their Mortgage Are Asking: 1. What help is available for borrowers who stay current
More informationbanking Better for Less member services, loans & benefits It s ALL inside. Everything you expect from your bank and more. www.lcfcu.
It s ALL inside. Everything you expect from your bank and more. member services, loans & benefits Better banking for Less Loans. Deposits. Insurance. Investments. www.lcfcu.org a tradition of Service Library
More informationinfo sheet Selecting a Reverse Mortgage
info sheet Selecting a Reverse Mortgage Many older people are house-rich and cash-poor. They own a home, free and clear, that may be worth hundreds of thousands of dollars. Yet they have little income
More information'Magic number': Loans below 5% drive home sales, refinancing
Page 1 of 2 'Magic number': Loans below 5% drive home sales, refinancing By Sue McAllister smcallister@mercurynews.com Posted: 10/08/2009 04:40:05 PM PDT Updated: 10/09/2009 09:30:14 AM PDT Real Estate
More informationPre-Purchase Counseling Application
Pre-Purchase Counseling Application Guidance on purchasing a home and qualifying for downpayment assistance Pre-purchase counseling helps prepare the first-time homebuyer for the home purchase process
More informationGuide to Purchasing a Home
Your journey to homeownership starts at your credit union. Purchasing your first home is a big decision, and it may even seem overwhelming. Rest assured Beacon Credit Union is here to assist you in understanding
More information457 PLAN DIRECT LOAN/REFINANCE FORM PACKET. For Section 457 Deferred Compensation Plans
457 PLAN DIRECT LOAN/REFINANCE FORM PACKET For Section 457 Deferred Compensation Plans BEFORE YOU BORROW... Did you know that borrowing from your retirement plan account may have a major impact on your
More informationMember Survey 2013 Results
Member Survey 13 Results How likely would you be to use a bill pay service that allows you to pay your bills online; move money to or from another financial institution; or complete a person to person
More informationCountrywide Settlement FAQ s
Countrywide Settlement FAQ s 1. Does the settlement impact my Countrywide loan? The Attorney General s settlement with Countrywide provides for loan modifications for eligible borrowers who are 60 days
More informationWestpac Credit Cards. Credit cards
Westpac Credit Cards Credit cards As at 15 November 2013 You can buy the things you need now and pay off your card in a flexible way later. Contents 4 What do you get with a Westpac credit card? 6 Which
More informationINTRODUCTION. A guide for homebuyers
FINANCE GUIDE INTRODUCTION A guide for homebuyers The prospect of buying a home can be intimidating, particularly given the many changes to mortgage rules and requirements over the past several years.
More information40lLoan/Refinance. Application Packet - VP. Accompanying Your Forms. This booklet contains the following form: 401 Loan/Refinance Form
Application Packet - VP 40lLoan/Refinance Accompanying Your Forms This booklet contains the following form: 401 Loan/Refinance Form Your employer has chosen to make loans available from your qualified
More informationGetting started with your checking account
Getting started with your checking account Thank you for checking with UICCU Thank you for choosing University of Iowa Community Credit Union for your checking account needs. We would like to take a moment
More informationSTEPS AFFORDABLE HOME LOAN TO GETTING AN. www.idahohousing.com
5 STEPS TO GETTING AN AFFORDABLE HOME LOAN www.idahohousing.com 1 Check your eligibility for a home loan at www.idahohousing.com. Visit www.idahohousing.com or call 866.432.4066 to check your eligibility
More informationTravelers Auto and Home Insurance Program. Enhance your benefits, not your costs.
Travelers Auto and Home Insurance Program Enhance your benefits, not your costs. A Plan for Your Company Enhance your benefits program, not your costs It s a fact. Good benefits programs help attract and
More informationHome Buying Seminar. A presentation by The Summit Federal Credit Union
Summit Branches are located in Rochester (7), Seneca Falls (1), Buffalo (3), Syracuse (5) and Cortland (2) Home Buying Seminar A presentation by The Summit Federal Credit Union What We Will Cover Today
More informationREALTORS Guide to FORECLOSURE RESOURCES
REALTORS Guide to FORECLOSURE RESOURCES Federal & State Programs That May Help Those Facing Foreclosure Making Home Affordable Program Designed to assist families who may face foreclosure, the federal
More informationMANAGING CREDIT101 TM %*'9 [[[ EPXEREJGY SVK i
MANAGING CREDIT101 TM i This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended, and should not be used,
More informationMates Rates Package. From your friends at Kiwibank.
Mates Rates Package. From your friends at Kiwibank. Join Kiwibank today and while you re a Mates Rates member, you ll get even better value banking. Check out what you ll get: Everyday Accounts Choice
More informationThe Section 8 Homeownership Program. Section 8 Families: Are You Ready for Homeownership? Introducing the Section 8 Homeownership Program
The Section 8 Homeownership Program Section 8 Families: Are You Ready for Homeownership? Introducing the Section 8 Homeownership Program Section 8 Homeownership Questionnaire Name Now You May Use Your
More informationYour Assets: Financing and Refinancing Properties
The Business Library Resource Report #35 Your Assets: Financing and Refinancing Properties Personal, Investment, and Business Properties! Basic Analysis of How and When! Fixed vs. Variable Interest Rate!
More informationCMA Affinity Program Offers
CMA Affinity Program Offers Union Bank is proud to partner with the California Medical Association to serve the unique financial needs of your practice, your staff, and yourself. We approach our customer
More informationThe Guide to Single Family Home Mortgage Insurance
U.S. Department of Housing and Urban Development Office of Housing Office of Single Family Housing The Guide to Single Family Home Mortgage Insurance www.hud.gov espanol.hud.gov Becoming a Homeowner Many
More informationYour Guide To Home Financing
Your Guide To Home Financing You re buying your first home. We have an easy mortgage solution. When buying a home, the world of mortgages can be intimidating and overwhelming. The key to feeling good about
More informationTray Thompson: Welcome everyone. We now have our. webinar, our second webinar, which is Banking 101. I
0 Banking 0 Tray Thompson: Welcome everyone. We now have our webinar, our second webinar, which is Banking 0. I have myself, Tray Thompson, here. I work for the Financial Aid Office and I also have Mario.
More informationMORTGAGE ADVICE YOU CAN DEPEND ON
MORTGAGE ADVICE YOU CAN DEPEND ON INTRODUCTION Whether you re buying your first home, remortgaging, or purchasing an investment property, there are lots of processes to go through, issues to tackle and
More informationA Guide to Financial Aid 2015-16. The bottom line and how to pay for it.
A Guide to Financial Aid 2015-16 The bottom line and how to pay for it. The Financial Aid Basics We re glad you are interested in attending Anderson University. Perhaps you have already received your acceptance
More informationMortgage Lending Basics
Welcome to PMI s On Demand Training Bootcamp Mortgage Lending Basics PRESENTED BY PMI MORTGAGE INSURANCE CO. Introduction to Mortgage Lending Course Overview Mortgage Lending Basics Origination Process
More informationA Guide to Financial Aid 2016-17. The bottom line and how to pay for it.
A Guide to Financial Aid 2016-17 The bottom line and how to pay for it. The Financial Aid Basics We re glad you are interested in attending Anderson University. Perhaps you have already received your acceptance
More informationThe Help to Buy equity loan scheme
Report by the Comptroller and Auditor General Department for Communities and Local Government The Help to Buy equity loan scheme HC 1099 SESSION 2013-14 6 MARCH 2014 4 Key facts The Help to Buy equity
More informationHelp for Rhode Islanders in Housing Trouble
Help for Rhode Islanders in Housing Trouble An Update from Rhode Island Housing June 2009 Table of Contents: Getting Out of Mortgage Trouble... 2 Modification, Refinancing and Beyond... 3 Homeowner gets
More informationWe designed UBank with one thing in mind; to help you make more of your money, the easy way. Alex Twigg. General Manager. UBank.
Hello. We designed UBank with one thing in mind; to help you make more of your money, the easy way. Alex Twigg. General Manager. UBank. 2. UBank UBank is all about you. We exist for you. Hence our name.
More informationFirst Timer s Guide PREParing First Time Homebuyers
First Timer s Guide PREParing First Time Homebuyers SO MANY QUESTIONS Maybe you live in the best apartment with a great landlord and don t want to change a thing. Or maybe you ve looked at the rent going
More informationWelcome First-Time Buyers
Welcome First-Time Buyers A Guide to Financing Your First Home Equal Housing Lender. Prospect Mortgage is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403. Prospect Mortgage, LLC is a
More informationYour home financing process checklist
Darrin R Van Loo Home Mortgage Consultant Phone: 231-439-1119 Cell: 231-675-5833 Fax: 866-443-0471 3890 Charlevoix Ave, Suite 360 Petoskey, MI 49770 www.wfhm.com/wfhm/darrin-vanloo/index.page darrin.r.vanloo@wellsfargo.com
More informationIntroduction to Mortgage Lending
Many experts think that credit unions have a high potential for greater growth in the mortgage lending area. In this chapter we explain the development of mortgage lending at credit unions, how mortgage
More informationEligibility and Assistance for Military Personnel
Eligibility and Assistance for Military Personnel N.C. Foreclosure Prevention Fund: Purpose To help homeowners recovering from unemployment or other hardships and veterans transitioning to civilian employment
More informationSwitching to. is easier than you think!
Switching to is easier than you think! Switch Kit Make the switch to Platte Valley Bank today! Platte Valley Bank has provided this Switch Kit to make moving your old bank to Platte Valley Bank simple.
More informationWHY RENT WHEN YOU CAN BUY
WHY RENT WHEN YOU CAN BUY CITY OF ALHAMBRA FIRST TIME HOMEBUYER (FTHB) DOWN PAYMENT ASSISTANCE PROGRAM YOU MAY QUALIFY FOR THE CITY OF ALHAMBRA FTHB PROGRAM IF: You have been renting in Alhambra continuously
More informationTravelers Auto and Home Insurance Program
Travelers Auto and Home Insurance Program ENHANCE YOUR CREDIT UNION MEMBER BENEFITS, NOT YOUR COSTS A plan for your credit union Enhance your member benefits, not your costs It s a fact. Good member benefits
More informationCapturing Business from Real Estate Agents and Consumer Marketing. Mark McElroy - President & CEO Pavaso, Inc.
Capturing Business from Real Estate Agents and Consumer Marketing Mark McElroy - President & CEO Pavaso, Inc. Overview The CFPB has made it about as clear as possibly can be made: Marketing Service Agreements
More informationConsumer Guide. The NRMLA. to Reverse Mortgages
The NRMLA Consumer Guide to Reverse Mortgages National Reverse Mortgage Lenders Association: Helping senior homeowners enjoy a comfortable retirement. Reverse mortgages are emerging as a significant financial
More informationJPMorgan INVEST. You work hard for your money. Now keep it working for you with a JPMorgan Invest IRA. IRA Decision Guide
IRA Decision Guide JPMorgan INVEST You work hard for your money. Now keep it working for you with a JPMorgan Invest IRA. JPMorgan Invest One Beacon Street, Boston, MA 0208 (800) 776-606 jpmorganinvest.com
More informationJob Dislocation: Making Smart Financial Choices after a Job Loss
Investor Education Series Investor Alert Key Topics: Job Loss Plant Closing Layoffs Investment Fraud Health Insurance/Cobra 401(k) Hardship Withdrawals what s inside Making Smart Financial Choices after
More informationHow to Avoid Public Foreclosure
P R O G R A M H R 3 6 4 8 PROGRAM HR3648 America s Free, Non-Governmental Foreclosure Option How to Avoid Public Foreclosure A Homeowner Guide to Eliminate Mortgage Debt and Rescue Your Credit Rating Through
More informationWE ARE MORTGAGE PLANNERS
WE ARE MORTGAGE PLANNERS Our Team has developed a special service called The Mortgage Concierge Program. Our application has been designed to simplify the mortgage process for you, while also helping you
More informationINTERNATIONAL BROTHERHOOD OF TEAMSTERS
INTERNATIONAL BROTHERHOOD OF TEAMSTERS AFL-CIO OFFICE OF JAMES P. HOFFA GENERAL PRESIDENT Dear Fellow Teamster: Welcome to the International Brotherhood of Teamsters! The IBT is proud to endorse Teamster
More informationHOME BUYING101. 701.255.0042 www.capcu.org i
HOME BUYING101 701.255.0042 www.capcu.org i This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended,
More informationMonthly Retail Mortgage Loan Bulletin
Monthly Retail Mortgage Loan Bulletin Product Analysis November 2009 Our Monthly Retail Mortgage Loan Bulletin is designed to provide our clients with the most current and accurate mortgage news available.
More informationF I N A N C I A L S E R V I C E S S W I T C H K I T. Save Money, Switch Today!
F I N A N C I A L S E R V I C E S S W I T C H K I T Save Money, Switch Today! Switch & Save enjoy the convenience and great service. Managing your money and reaching your financial goals is easier at DVA
More informationHomebuyer s Guide. Brought to you by:
Homebuyer s Guide Brought to you by: AmeriSouth Mortgage Company NMLS ID: 67050 Phone: (704) 845-9400 info@amerisouth.com www.amerisouth.com The basics What is a mortgage? A mortgage is a loan secured
More informationThe New York State Association of REALTORS Housing Opportunities Foundation Individual Grant Program
The New York State Association of REALTORS Housing Opportunities Foundation Individual Grant Program NYSAR Housing Opportunities Foundation Grants The New York State Association of Realtors Housing Opportunities
More informationOver $1,700 in total value and savings! TABIA Business and Personal Banking Program
Over $1,700 in total value and savings! TABIA Business and Personal Banking Program July 27, 2012 Program Overview RBC Royal Bank is pleased to provide TABIA members with a special banking program for
More informationAVAILABLE DOWN PAYMENT ASSISTANCE PROGRAMS IN CLARK COUNTY
WISH Program with Housing For Nevada (HFN) To be eligible for WISH funds, the homebuyer must meet the following criteria: Homebuyer must successfully complete 8 hour Homebuyer education class and one on-one-counseling
More informationConsumer Guide. The NRMLA. to Reverse Mortgages
The NRMLA Consumer Guide to Reverse Mortgages National Reverse Mortgage Lenders Association: Helping senior homeowners enjoy a comfortable retirement. Reverse mortgages are emerging as a significant financial
More informationThe office of Federal Student Aid provides grants, loans, and workstudy funds for college or career school.
visited on Page 1 of 5 Menu Home» More Info» About Us The office of Federal Student Aid provides grants, loans, and workstudy funds for college or career school. We offer more than $150 billion each year
More informationAbout us. For more information call us now on 0800 316 2224 or visit www.cleverlending.co.uk
About us Having come to the market with a wealth of experience behind us, Clever Lending is a second charge master broker focusing on making secured loans more accessible to intermediaries. With the regulatory
More informationMortgage advice you can depend on
Our Mortgage advice you can depend on Whether buying your first home, buying to let, or remortgaging, this guide tackles the main considerations. If you want to learn more and receive advice tailored to
More informationMEMBERSHIP GUIDE CONTACT US. Website: www.guthriefcu.org. Sayre Main Office 104 N. Elmer Avenue Sayre, PA 18840
CONTACT US MEMBERSHIP GUIDE Sayre Main Office 104 N. Elmer Avenue Sayre, PA 18840 Tel: (570) 888-7135 Toll free: (877) 493-6161 Fax: (570) 882-9564 Email: info@guthriefcu.org Troy Branch Office 454 Canton
More information8 CREDIT SCORE MANAGEMENT TIPS
8 CREDIT SCORE MANAGEMENT TIPS How to get your credit mortgage-ready Your credit score can affect your ability to get approved for a mortgage and may even help you get a better interest rate. This guide
More informationRBS NatWest Clear Rate and Cashback Plus Credit Cards Three Star Fairbanking Mark Research
RBS NatWest Clear Rate and Cashback Plus Credit Cards Three Star Fairbanking Mark Research The Fairbanking Foundation awards marks to products which can demonstrate that they act in customers best interests,
More informationAFM local 369 Union Plus Benefits Savings. Service. Solidarity.
AFM local 369 Union Plus Benefits Savings. Service. Solidarity. Congratulations! Because you are a current or retired union member, you and your family are automatically eligible to start using your union's
More informationlargemortgageloans.com Bespoke Mortgage Services
largemortgageloans.com Bespoke Mortgage Services WELCOME TO OUR BESPOKE MORTGAGE SERVICES largemortgageloans.com If you are looking for a large mortgage to fund a residential or commercial property purchase
More informationHOMEOWNERSHIP: Understanding What You Can Afford, Mortgages, and Closing Costs. Illinois Association of REALTORS. Springfield, IL 62701
Illinois Association of REALTORS 522 S. Fifth Street Springfield, IL 62701 www.illinoisrealtor.org www.yourillinoishome.com HOMEOWNERSHIP: Understanding What You Can Afford, Mortgages, and Closing Costs
More informationConsidering a. Reverse Mortgage? Review these 5 steps to see if one is right for you.
Considering a Reverse Mortgage? Review these 5 steps to see if one is right for you. Reverse mortgages are a powerful tool to help eligible homeowners obtain tax-free cash flow. Thousands of people have
More informationextend certain foreclosure protections afforded under the Servicemember Civil Relief Act to servicemembers serving in harm s way.
FACT SHEET: President Obama Announces New Steps to Provide Housing Relief to Veterans and Servicemembers and Help More Responsible Homeowners Refinance In his State of the Union address, President Obama
More informationCity of Alameda First-Time Homebuyer Program
- City of Alameda First-Time Homebuyer Program Down Payment Assistance Loan for Low to Moderate Income Households The City of Alameda is now accepting applications for its down payment assistance loan.
More informationPersonal Loans 101: Understanding Personal Loans
Personal Loans 101: Understanding Personal Loans When it comes to borrowing money, consumers have a variety of choices, ranging from credit cards to home equity loans. Personal loans are used for various
More information