Car Rental Deals Save up to 25% on car rentals with discounts from Alamo, Avis, Budget, Enterprise, Hertz, & National.

Size: px
Start display at page:

Download "Car Rental Deals Save up to 25% on car rentals with discounts from Alamo, Avis, Budget, Enterprise, Hertz, & National."

Transcription

1 AFM 369 Union Plus Benefits Savings. Service. Solidarity. Exclusively for current and retired union members and their families A union can help make your life better on the job - giving you the protection of a contract and more strength in the workplace. But the union knows your life doesn't stop when you leave work. That's why union members automatically get the money-saving Union Plus benefits and services listed below. Take a look at all the pluses of belonging. Then join your union today! The following Union Plus benefits are available for AFM members. Auto Goodyear Save 10% off all Goodyear tires and 5% off all sales tires at company-owed Goodyear, Just Tires or Allied Tires & Service Stores. Save up to 10% off all car service Car Rental Deals Save up to 25% on car rentals with discounts from Alamo, Avis, Budget, Enterprise, Hertz, & National. Union Plus Motor Club Get emergency roadside assistance and locksmith services. All calls answered in the U.S. Hybrid Union-Made Car Rebate Purchase a union-made, EPA-certified Green Vehicle through the Union Plus Auto Buying Service and automatically get a $200 rebate. Auto Buying Service Save time and money when you buy a new or used car or truck. 1 of 6

2 Travel & Entertainment Theme Park Discounts Save at parks nationwide including Busch Gardens, SeaWorld, Six Flags, Universal Studios and more. Worldwide Vacation Tours Save $150 on discounted international travel packages and tours. Entertainment Discounts Save on movie tickets, theme parks, theaters, sporting events and more. Movie Ticket Discounts Save up to 48% off the box office price by purchasing movie tickets in advance. Theater Ticket Discounts Save up to 50% off the regular price of theater tickets and get access to hard-to-get seats. Union Plus Travel Center Your one stop for savings on airfares, hotels, car rentals, worldwide tours, condo rentals and more. Disneyland & Disney World Discounts Save on park tickets for Disney World and Disneyland. Home & Discounts AT&T Wireless Discounts Save 15% off select monthly wireless service plans from AT&T, the only nationwide unionized wireless company. Home Heating Oil Save an average of $200-$300 a year on home heating oil. Flowers & Gifts Save 20% when you send flowers, plants and gifts baskets. Gift Certificate Discounts Enjoy the convenience of buying multiple gift cards all in one location and free shipping from some of America's most popular merchants. Moving Discount Preferred moving discounts with Allied Van Lines and North American Van Lines. Pet Savings Save 25% on veterinarian services, pet supplies and more. 2 of 6

3 Heating Oil Rebate If you participate in the Union Plus Home Heating Oil Program, get a $100 rebate with the purchase of new energy efficient heating oil equipment. Clothing Discounts Buy union-made apparel and save 5% to 10% on everything you buy. Pet Food, Medication, & Toy Discounts Save 10% on pet food, toys & supplies. Save $1 off pet medications. Computer Discounts Save up to 30% on Dell and HP laptops and desktops. PODS Discounts Save up to 10% on moving and storage with PODS. Budget Truck Rental Save 20% off truck rentals from Budget. HVAC Rebates Get a $50 one-time rebate when you use your Union Plus Credit Card to purchase an annual maintenance agreement with a union HVAC contractor. Powell's Online Bookstore This unionized online bookstore offers affordable used and new books. Propane Discounts Save an average of $300-$400 a year on propane. Moving Boxes Union families save 15% off moving boxes and moving supplies such as bubble wrap. Real Estate A real estate program to help union members and their family buy or sell a home. Unique benefit provides you with cash back after closing. Pet Services Keeping your best friend by your side 3 of 6

4 Money & Insurance Credit Card Three card choices-including a no-hassle, unlimited 1.5% cash rewards card-with competitive rates, U.S.-based customer service and exclusive assistance benefits for eligible cardholders. Union-Made Checks Union-printed checks and labels that feature your union logo. Consumer Credit & Budget Counseling Get free, confidential budget and credit counseling, and no-cost debt management assistance from certified counselors. Pet Insurance Save up to 15% on pet health insurance premiums. Union Plus Retirement Center Auto Insurance Save with competitive group rates. Features driver's training grants and payment deferments during strikes. Prepaid Card Exclusive to union members, this prepaid debit card features no credit check, no required checking account & gives you a high annual savings rate. Legal & Education Legal Service Speak to a lawyer free about any legal question or problem. Free document review and 30% off additional services. Consumer Reports Online Discount Save 27% on an annual subscription to ConsumerReports.org. Union Plus Scholarship Awards $150,000 annually to members and their families pursuing higher education. College Counseling Discounts Save 15% on college counseling. College Test Prep Discounts Save 15-60% on college test prep course with The Princeton Review. Textbook Discounts Save 5% when you buy or rent textbooks. 4 of 6

5 Student Debt Eraser Grants of $500 to help Union Plus Credit Card holders with their student loan debt. Health Health Club Pre-negotiated 15% to 30% discounts on monthly fees at over 10,000 health clubs nationwide. Health Savings Discount Plans Help for the whole family to cut out-of-pocket costs on prescriptions, dental, vision, hearing and much more. Health Savings Helps cut out-of-pocket costs on prescriptions, dental, vision, hearing, physician and hospital care for the whole family. Assistance Save My Home Hotline Are you having trouble keeping up with your mortgage payments? Act now and get a confidential, free consultation with expert housing counselors. Union Credit Clinic With strong credit scores and manageable debt, your financial dreams are a lot closer to reality. We're here to help! Union Plus Assistance Grants Grant money and advice to help union members facing financial hardship. News & Information Union Plus Collective Bargains Blog Get the latest deals & discounts and consumer tips as well as union member stories at the Union Plus Collective Bargains blog. 5 of 6

6 UnionPlus Benefits AT&T Wireless Discounts Save 15% off select monthly wireless service plans from AT&T, the only nationwide unionized wireless company. To find out more about AFM's Union Plus benefits and how to join AFM, visit The Union Plus benefits are brought to you by: Union Privilege st ST NE Suite 850 Washington, DC No union dues are used to provide these benefits. To print another copy of this guide, visit UnionPlus.org/PDFGuide 6 of 6

USW 3657 Union Plus Benefits Savings. Service. Solidarity.

USW 3657 Union Plus Benefits Savings. Service. Solidarity. USW 3657 Union Plus Benefits Savings. Service. Solidarity. Congratulations! Because you are a current or retired union member, you and your family are automatically eligible to start using your union's

More information

AFM local 369 Union Plus Benefits Savings. Service. Solidarity.

AFM local 369 Union Plus Benefits Savings. Service. Solidarity. AFM local 369 Union Plus Benefits Savings. Service. Solidarity. Congratulations! Because you are a current or retired union member, you and your family are automatically eligible to start using your union's

More information

Greetings, NEA Member Benefits. Helping Make Members' Lives Better. Guy Kendall-Freas Affiliate Relations Specialist. NEA Member Benefits

Greetings, NEA Member Benefits. Helping Make Members' Lives Better. Guy Kendall-Freas Affiliate Relations Specialist. NEA Member Benefits NEA Member Benefits Helping Make Members' Lives Better Guy Kendall-Freas Affiliate Relations Specialist NEA Member Benefits OH/KY/WV Regional Office 1217 Monterey Dr. Mansfield, Ohio 44907 888-749-7380

More information

Member Benefits. Your complete guide to Union Plus money-saving programs. Exclusively for USW members. For more information visit UnionPlus.

Member Benefits. Your complete guide to Union Plus money-saving programs. Exclusively for USW members. For more information visit UnionPlus. Member Benefits Your complete guide to Union Plus money-saving programs Exclusively for USW members UnionPlus.org/USW For more information visit UnionPlus.org Money-saving benefits designed to meet the

More information

2015 16 AFT + MEMBER BENEFITS

2015 16 AFT + MEMBER BENEFITS 2015 16 AFT MEMBER BENEFITS THE BENEFITS OF AFT MEMBERSHIP INSURANCE HEALTH LEGAL FINANCIAL COLLEGE EDUCATION SHOPPING TRAVEL ENTERTAINMENT As an AFT member, you are part of a community of colleagues working

More information

B E N E F I T S Your Complete List of NEA and AFT + Member Benefits Programs and Services

B E N E F I T S Your Complete List of NEA and AFT + Member Benefits Programs and Services M E M B E R B E N E F I T S Your Complete List of NEA and AFT + Member Benefits Programs and Services M E M B E R B E N E F I T S NEA Member Benefits and AFT + Member Benefits provide a wide range of programs

More information

AFT + MEMBER BENEFITS. aft.org/benefits

AFT + MEMBER BENEFITS. aft.org/benefits 2013 14 AFT MEMBER BENEFITS Insurance for your home, auto and life even your pets Savings on classroom supplies 15 percent off wireless phone plans Lowest rates on magazine subscriptions Free 30-minute

More information

INTERNATIONAL BROTHERHOOD OF TEAMSTERS

INTERNATIONAL BROTHERHOOD OF TEAMSTERS INTERNATIONAL BROTHERHOOD OF TEAMSTERS AFL-CIO OFFICE OF JAMES P. HOFFA GENERAL PRESIDENT Dear Fellow Teamster: Welcome to the International Brotherhood of Teamsters! The IBT is proud to endorse Teamster

More information

A better retirement starts here

A better retirement starts here A better retirement starts here You ve worked hard for your retirement benefits. Make the most of them with an APWU-retiree membership. For just $3 a month, you can sign up for: As an APWU retiree, you

More information

Ambassador Handbook. the new spectrum of banking since 1952

Ambassador Handbook. the new spectrum of banking since 1952 Ambassador Handbook the new spectrum of banking since 1952 www.technicolorfcu.org Technicolor Federal Credit Union is a not-for-profit, cooperative financial institution. It s similar to a bank, except

More information

FUSION DENTAL INSURANCE WITH DENTAL REWARDS THE ULTIMATE CHOICE. We combined two benefits Dental and Vision into one plan for you and your family.

FUSION DENTAL INSURANCE WITH DENTAL REWARDS THE ULTIMATE CHOICE. We combined two benefits Dental and Vision into one plan for you and your family. FUSION THE ULTIMATE CHOICE DENTAL INSURANCE WITH DENTAL REWARDS Marketed by NCE, underwritten by Ameritas. We combined two benefits Dental and Vision into one plan for you and your family. FUSION: THE

More information

Becoming. A Family Member

Becoming. A Family Member Becoming A Family Member Are you an employee of one of our Community Partners? Do your children attend school in one of our partnering schools in Jackson and Ingham counties? Are you involved with any

More information

Court Costs and Fees (A Guide to Fee Waivers)

Court Costs and Fees (A Guide to Fee Waivers) Court Costs and Fees (A Guide to Fee Waivers) Learn what to do if you cannot afford to pay court costs and fees for Family, civil, housing, and small claims cases. If you don't have the money to pay court

More information

Financial Planning 101 for Early Career Psychologists

Financial Planning 101 for Early Career Psychologists Financial Planning 101 for Early Career Psychologists CHRISTOPHER W. LOFTIS Symposium Chair MARCOS SALAZAR Salaries & Debt load of Early Career Psychologists JACK MCKAY Strategies/recommendations for financial

More information

Paid2Save Compensation Plan June 2015 Page 1

Paid2Save Compensation Plan June 2015 Page 1 Paid2Save Compensation Plan June 2015 Page 1 Paid 2 Save When you are looking for a business opportunity, you need one that pays well and helps you plan for long-term success. Paid 2 Save helps you make

More information

INTRODUCTION TO MEMBER SERVICES

INTRODUCTION TO MEMBER SERVICES INTRODUCTION TO MEMBER SERVICES WELCOME TO A A A The largest, most recognized and most trusted emergency road service organization in the nation. We look forward to providing you with outstanding service

More information

GAIN A COMPETITIVE EDGE SAVE TIME AND MONEY GROW YOUR BUSINESS YOUR OFFICIAL MEMBER BENEFITS PROGRAM BANKING SERVICES AND CREDIT CARD

GAIN A COMPETITIVE EDGE SAVE TIME AND MONEY GROW YOUR BUSINESS YOUR OFFICIAL MEMBER BENEFITS PROGRAM BANKING SERVICES AND CREDIT CARD 2 15 REALTOR BENEFITS PROGRAM YOUR OFFICIAL MEMBER BENEFITS PROGRAM OFFERS AND DISCOUNTS AT-A-GLANCE The REALTOR BENEFITS PROGRAM is the official member benefits resource of the NATIONAL ASSOCIATION OF

More information

2008-2009. Member Benefits The Community Advantage AFT + A Union of Professionals

2008-2009. Member Benefits The Community Advantage AFT + A Union of Professionals 2008-2009 AFT + Member Benefits The Community Advantage A Union of Professionals +Did you know that as a member of your AFT local you are automatically a member of your state federation and the national

More information

Better Deals, More Cashback

Better Deals, More Cashback Better Deals, More Cashback 1 Table of contents 4 About DubLi 6 What is Cashback? 8 Coupons, Promotions and Special Deals 10 Travel Get paid to travel with industry-leading Cashback rewards 12 Shopping

More information

Four Steps to Reduce Your Debt

Four Steps to Reduce Your Debt Four Steps to Reduce Your Debt Overview Simple steps you can take to reduce your debt. Admit that you have a problem and commit yourself to fixing it. Stop debt spending. Make a spending plan. Pay down

More information

Member Benefits Personal Banking with Exclusive Perks

Member Benefits Personal Banking with Exclusive Perks Member Benefits Personal Banking with Exclusive Perks Federally Insured by NCUA Being a member of Vantage West Credit Union comes with great benefits. Let us guide you through the many ways you can maximize

More information

Overview. Develop a plan Understand financial aid Be a responsible borrower Take charge of credit cards Understand your credit Prevent identity theft

Overview. Develop a plan Understand financial aid Be a responsible borrower Take charge of credit cards Understand your credit Prevent identity theft Lisa Croat and Andrea Clark Lunch provided by the Higher One Financial Literacy Counts Grant Overview Develop a plan Understand financial aid Be a responsible borrower Take charge of credit cards Understand

More information

HSBC Cash Back Rebate Mortgage Account Contribution HSBC Personal Savings Account Contribution Book Your Own Travel

HSBC Cash Back Rebate Mortgage Account Contribution HSBC Personal Savings Account Contribution Book Your Own Travel HSBC MasterCard Rewards Redemption Terms & Conditions HSBC Cash Back Rebate Mortgage Account Contribution HSBC Personal Savings Account Contribution Book Your Own Travel HSBC Cash Back Rebate The flexibility

More information

509009 1/04. Benefits at CIGNA

509009 1/04. Benefits at CIGNA 509009 1/04 Benefits at CIGNA When you consider an employment opportunity at CIGNA, consider this: you can automatically gain access to one of the widest arrays of employee benefits and human resources

More information

LIFE ESSENTIALS COLLECTION PEACE OF MIND COMPLETE PEACE OF MIND

LIFE ESSENTIALS COLLECTION PEACE OF MIND COMPLETE PEACE OF MIND LIFE ESSENTIALS COMPLETE PEACE OF MIND PEACE OF MIND COLLECTION 24/7 TELEMEDICINE Imagine you or your child wake up feeling sick maybe a runny nose, a cough and congestion. You already know that getting

More information

Timing Your Retirement

Timing Your Retirement Timing Your Retirement It used to be pretty easy to predict when you d reach retirement. Most people started on Social Security as soon as age 62, and many others knew their working days would end the

More information

How Much Life Insurance Do I Need?

How Much Life Insurance Do I Need? How Much Life Insurance Do I Need? This is a question every person must answer individually, based upon his or her particular circumstances. Some factors that influence the amount of life insurance required

More information

Grade 11 Essential Mathematics. Unit 2: Managing Your Money

Grade 11 Essential Mathematics. Unit 2: Managing Your Money Name: Grade 11 Essential Mathematics Unit 2: Page 1 of 16 Types of Accounts Banks offer several types of accounts for their customers. The following are the three most popular accounts used for everyday

More information

Personal Loans 101: UNDERSTANDING APR

Personal Loans 101: UNDERSTANDING APR Personal Loans 101: UNDERSTANDING APR In today s world, almost everyone needs access to credit. Whether it is to make a small purchase, pay for an unexpected emergency, repair the car or obtain a mortgage

More information

products & services Building lifelong relationships one member at a time.

products & services Building lifelong relationships one member at a time. products & services Building lifelong relationships one member at a time. Joining CDC FCU For more than 60 years, CDC Federal Credit Union has been helping our members achieve their dreams with quality

More information

EDUCATIONAL BENEFITS GROUP Providing solutions to make college an affordable reality. Cash Flow Planning for College & Retirement

EDUCATIONAL BENEFITS GROUP Providing solutions to make college an affordable reality. Cash Flow Planning for College & Retirement EDUCATIONAL BENEFITS GROUP Providing solutions to make college an affordable reality Cash Flow Planning for College & Retirement Table of Contents Cash Flow Planning for College & Retirement Introduction

More information

Kelli A. Adams, EA, CFP Counselor kadams@gwwade.com Meg Welborn, JD Associate Counselor mwelborn@gwwade.com

Kelli A. Adams, EA, CFP Counselor kadams@gwwade.com Meg Welborn, JD Associate Counselor mwelborn@gwwade.com Kelli A. Adams, EA, CFP Counselor kadams@gwwade.com Meg Welborn, JD Associate Counselor mwelborn@gwwade.com GW & Wade provides a comprehensive array of financial services to address your unique financial

More information

Basket of Benefits 1

Basket of Benefits 1 Basket of Benefits 1 Welcome to Basket of Benefits, a free service brought to you courtesy of the Tourism Grading Council of South Africa. This service is tailor-made to suit the needs of the hospitality

More information

lifestyle reality check

lifestyle reality check module 2 nova scotia lifestyle reality check tip: This activity works best as a computerbased activity, although the hard copy version is presented here. See Materials and Tools for computer references.

More information

Personal Information - Client - Page 1. Employment. Education. Military Service. Children & Dependents

Personal Information - Client - Page 1. Employment. Education. Military Service. Children & Dependents Personal Information - Client - Page Date Mr. Mrs. Ms. First Name M.I. Last Name Birth Date Age S.S. Number Street Address City/Town Home Phone Cell Phone State/Zip Fax Email Address Employment Occupation

More information

PSE Membership. It s about YOU!

PSE Membership. It s about YOU! PSE Membership It s about YOU! Welcome to PSE! For us, success means fair wages, good benefits and a strong voice in your workplace. It means paid time off for vacations, holidays and family illnesses.

More information

banking Better for Less member services, loans & benefits It s ALL inside. Everything you expect from your bank and more. www.lcfcu.

banking Better for Less member services, loans & benefits It s ALL inside. Everything you expect from your bank and more. www.lcfcu. It s ALL inside. Everything you expect from your bank and more. member services, loans & benefits Better banking for Less Loans. Deposits. Insurance. Investments. www.lcfcu.org a tradition of Service Library

More information

A card built to put your money to work. Welcome to your Citi Dividend World MasterCard.

A card built to put your money to work. Welcome to your Citi Dividend World MasterCard. WELCOME Citi Dividend World MasterCard Cash Back. Security. Convenience. SMART A card built to put your money to work. Welcome to your Citi Dividend World MasterCard. Here s how it works: Earn at least

More information

n budgeting basics effectively money.

n budgeting basics effectively money. n budgeting basics effectively managing your money. n budgeting basics Why budget? You have an income. You have expenses. In the ideal situation, what you bring in should be greater than what you shell

More information

THE VBA IS THE PUBLIC FACE OF YOUR PROFESSION AND YOUR VOICE IN POLICYMAKING

THE VBA IS THE PUBLIC FACE OF YOUR PROFESSION AND YOUR VOICE IN POLICYMAKING THE VBA IS THE PUBLIC FACE OF YOUR PROFESSION AND YOUR VOICE IN POLICYMAKING Advocacy The VBA is your voice at the State Capital. The VBA pursues a legislative agenda to enhance the practice of law and

More information

a sister company of Extended Employee Benefits www.etoolsfal.com

a sister company of Extended Employee Benefits www.etoolsfal.com a sister company of Extended Employee Benefits EXECUTIVE TEAM President and CEO Mark Broughton IT DOESN T COST MORE TO REWARD etools for Abundant Living specializes in working with companies to enhance

More information

Your Retirement Lifestyle Workbook

Your Retirement Lifestyle Workbook Your Retirement Lifestyle Workbook Purpose of This Workbook This workbook is designed to help you collect and organize the information needed to develop your Retirement Lifestyle Plan, and will include

More information

Decrease Your Expenses.

Decrease Your Expenses. Decrease Your Expenses. Do you find yourself running short on cash month-to-month? The solution is easy to identify but may be challenging to execute: increase your income and/or decrease your expenses.

More information

n life after graduation making out onyour own.

n life after graduation making out onyour own. n life after graduation making out onyour it own. n life after graduation You re all grown up, graduated and ready to go to move out of your parents house, to buy your first car, to spend, spend, and spend.

More information

COLLEGE BUDGET WORKSHEET

COLLEGE BUDGET WORKSHEET 23359_ch01.qxd 7/15/04 9:00 AM Page 29 Principle One: College is worth the cost 29 COLLEGE BUDGET WORKSHEET You may not be able to fill out all these numbers right away and may need to change some of them

More information

WSSS Policy on Tuition Assistance. Procedure

WSSS Policy on Tuition Assistance. Procedure WSSS Policy on Tuition Assistance Each family, regardless of its financial situation, is an important part of the Waldorf School of Saratoga Springs. Families who feel unable to pay full tuition are invited

More information

For more help on saving and paying off debt, please visit www.norwaysavingsbank.com/resources_center/calculators/

For more help on saving and paying off debt, please visit www.norwaysavingsbank.com/resources_center/calculators/ For more help on saving and paying off debt, please visit www.norwaysavingsbank.com/resources_center/calculators/ Practical Savings Tips for Every Day Saving Try take-out once a month instead of dining

More information

HOME OWNER INFORMATION WORKSHEET

HOME OWNER INFORMATION WORKSHEET HOME OWNER INFORMATION WORKSHEET Homeowner (A) Homeowner (B) Homeowner (A) Street Address City State Zip Code Homeowner (B) Street Address City State Zip Code Property Address (if different) City State

More information

NEA MEMBER BENEFITS Taking Care of our Retired Members October 2014

NEA MEMBER BENEFITS Taking Care of our Retired Members October 2014 NEA MEMBER BENEFITS Taking Care of our Retired Members October 2014 Our Vision 2 We want members to think of us first, before they or their family make any financial decisions. 3 What does that mean? Before

More information

Monthly Budget Tracker

Monthly Budget Tracker Expense Guide Monthly Budget Tracker Month Year Credit Canada Debt Solutions 2013 Credit Canada Debt Solutions. All rights reserved. No part of this publication may be reproduced or transmitted in any

More information

DISABLED AMERICAN VETERANS

DISABLED AMERICAN VETERANS DISABLED AMERICAN VETERANS Department of Massachusetts & Auxiliary Invites you to become a member in a premier organization With incredible benefits, savings and services! Membership in the DISABLED AMERICAN

More information

CMA Affinity Program Offers

CMA Affinity Program Offers CMA Affinity Program Offers Union Bank is proud to partner with the California Medical Association to serve the unique financial needs of your practice, your staff, and yourself. We approach our customer

More information

Organizing Household Files WHAT YOU WILL NEED

Organizing Household Files WHAT YOU WILL NEED Fact Sheet 96-31 Organizing Household Files Alice M. Crites Area Family Resource Management Specialist Patricia A. Myer Area Family Resource Management Specialist Virginia A. Haldeman State Family Resource

More information

66 Ways to Save Money

66 Ways to Save Money A WorkLife4You Guide 66 Ways to Save Money For most kinds of purchases, you can get valuable advice and comparisons on the Internet. Ask a librarian or friends which Internet sites they think are helpful,

More information

Self-Service Center CONSERVATORSHIP. INSTRUCTIONS for the AMENDED BUDGET

Self-Service Center CONSERVATORSHIP. INSTRUCTIONS for the AMENDED BUDGET Self-Service Center CONSERVATORSHIP INSTRUCTIONS for the AMENDED BUDGET I. GENERAL INFORMATION A. WHO should file the AMENDED BUDGET? The Conservator or Guardian/Conservator responsible for the protected

More information

Benefits of MEA Membership

Benefits of MEA Membership Benefits of MEA Membership Members receive: Benefits found in your collective bargaining agreement Representation on matters pertaining to your collective bargaining agreement Belonging to an organization

More information

An integrated investment approach

An integrated investment approach An integrated investment approach 03 An integrated investment approach: Your investments, your wealth There s more to building wealth than simply investing money. You also need to carefully plan for any

More information

Aetna Life Insurance and Accidental Death and Personal Loss (AD&PL) Insurance

Aetna Life Insurance and Accidental Death and Personal Loss (AD&PL) Insurance Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Aetna Life Insurance and Accidental Death and Personal Loss (AD&PL) Insurance HELPING YOU PRESERVE THE LIFESTYLE

More information

Banning Law Firm. 10801 Lomas NE Ste. 104 Albuquerque, NM 87112 Office 883-9577 Fax 866-677-0508

Banning Law Firm. 10801 Lomas NE Ste. 104 Albuquerque, NM 87112 Office 883-9577 Fax 866-677-0508 Banning Law Firm 10801 Lomas NE Ste. 104 Albuquerque, NM 87112 Office 883-9577 Fax 866-677-0508 Questionnaire Taxes Credit Report Paper Work Needed To File Counseling Certificate Pay Check Stubs Payment

More information

Build a Basic Budget:

Build a Basic Budget: Build a Basic Budget: The Five-Step Spending Plan Brought to you by: DUKE UNIVERSITY FEDERAL CREDIT UNION Ask yourself: Do you Spend more than you make? Live beyond your means? Pay yourself last? Charge

More information

YOUR MEMBER BENEFITS PROGRAM

YOUR MEMBER BENEFITS PROGRAM NAR S REALTOR BENEFITS PROGRAM YOUR MEMBER BENEFITS PROGRAM PARTNERS AT-A-GLANCE Partner Insurance Liberty Mutual is proud to offer NAR members special group rates on auto, home and renters insurance,

More information

Texas Retired Teachers Association. Member. Benefits. Updated February 2012

Texas Retired Teachers Association. Member. Benefits. Updated February 2012 Updated February 2012 Texas Retired Teachers Association Member Benefits TRTA Member Benefits TRTA offers many benefits to members. All benefits have been studied, recommended by the TRTA Benefits Committee,

More information

welcome to desjardins the leading cooperative financial group in canada

welcome to desjardins the leading cooperative financial group in canada welcome to desjardins the leading cooperative financial group in canada 04 welcoming you. guiding you. making your life easier AT DESJARDINS, WE CAN HELP YOU BECOME SETTLED IN CANADA. WE VE CREATED THIS

More information

STEP 1: DOCUMENT COLLECTION

STEP 1: DOCUMENT COLLECTION STEP 1: DOCUMENT COLLECTION Because your filing will require many details and documents and because the court is both picky and strict about information, documents are needed from you. Income Tax Returns

More information

HSBC Business Card Rewards Program Terms & Conditions

HSBC Business Card Rewards Program Terms & Conditions HSBC Business Card Rewards Program Terms & Conditions The HSBC Business Card Rewards Program (the Program ) allows participants to earn Points which can be redeemed toward rewards including merchandise,

More information

LONG-TERM CARE INSURANCE

LONG-TERM CARE INSURANCE Personal LONG-TERM CARE INSURANCE Questionnaire I. PERSONAL GOALS These are some of the primary reasons people buy Long-Term Care insurance. Do these apply to you? I consider it important to be able to

More information

u n i t f i v e Credit: Buy Now, Pay Later To use credit wisely you need to know oming soon to a what s really

u n i t f i v e Credit: Buy Now, Pay Later To use credit wisely you need to know oming soon to a what s really Unit Five Credit: Buy Now, Pay Later To use credit wisely you C need to know oming soon to a what s really mailbox near you credit card offers! involved. If you haven t started receiving them already,

More information

Your Retirement Lifestyle Workbook

Your Retirement Lifestyle Workbook Your Retirement Lifestyle Workbook Purpose of This Workbook This workbook is designed to help you collect and organize the information needed to develop your Retirement Lifestyle Plan, and will include

More information

Make a Smart Start Toward Financial Success SUNY ORANGE STUDENTS

Make a Smart Start Toward Financial Success SUNY ORANGE STUDENTS Make a Smart Start Toward Financial Success SUNY ORANGE STUDENTS A College Education is a Smart Investment High School Graduate $25,000 Some College $30,000 Associate s Degree $32,000 Bachelor s Degree

More information

Program Overview. Preferred Premier Platinum

Program Overview. Preferred Premier Platinum Program Overview Picatinny Relationship Rewards is everything you would expect from a financial rewards program and more. The program is designed to reward members for achieving their goals through a full

More information

HSBC Cash Back Rebate Mortgage Account Contribution HSBC Personal Savings Account Contribution Book Your Own Travel Rewards for Miles

HSBC Cash Back Rebate Mortgage Account Contribution HSBC Personal Savings Account Contribution Book Your Own Travel Rewards for Miles HSBC Premier World MasterCard Rewards Redemption Terms & Conditions HSBC Cash Back Rebate Mortgage Account Contribution HSBC Personal Savings Account Contribution Book Your Own Travel Rewards for Miles

More information

PARTICIPATION REWARDS PROGRAM USER AGREEMENT

PARTICIPATION REWARDS PROGRAM USER AGREEMENT PARTICIPATION REWARDS PROGRAM USER AGREEMENT The following are the terms and conditions of the Affinity Plus Federal Credit Union ( Affinity Plus ) Participation Rewards Program User Agreement. The terms

More information

POST HOLDINGS, INC. VENDOR EXPENSE POLICY (Updated 7/28/2015) Section 1 Expense Reimbursements

POST HOLDINGS, INC. VENDOR EXPENSE POLICY (Updated 7/28/2015) Section 1 Expense Reimbursements POST HOLDINGS, INC. VENDOR EXPENSE POLICY (Updated 7/28/2015) Section 1 Expense Reimbursements 1.1 - General This policy provides guidelines to be followed by all vendors of Post Holdings, Inc. and its

More information

A financial statement captures a person s overall wealth at a specific point in time. In this lesson, students will:

A financial statement captures a person s overall wealth at a specific point in time. In this lesson, students will: PROJECT 3 CASH FLOW AND BALANCE SHEETS INSTRUCTOR OVERVIEW Financial statements are compilations of personal financial data that describe an individual s current financial condition. Financial statements

More information

A financial statement captures a person s overall wealth at a specific point in time. In this lesson, students will:

A financial statement captures a person s overall wealth at a specific point in time. In this lesson, students will: PROJECT 3 CASH FLOW AND BALANC E SHEETS INSTRUCTOR OVERVIEW Financial statements are compilations of personal financial data that describe an individual s current financial condition. Financial statements

More information

WorldPoints Rewards Program Rules

WorldPoints Rewards Program Rules WorldPoints Rewards Program Rules It s easy to earn Points simply use your credit card for everyday purchases, like buying groceries, filling the gas tank or paying your utility bill. Your rewards at a

More information

FAST Financial Aid for School Tuition Following is the list of questions asked by the FAST program.

FAST Financial Aid for School Tuition Following is the list of questions asked by the FAST program. FAST Financial Aid for School Tuition Following is the list of questions asked by the FAST program. Applicant Information This information needs to be completed for each student applying for aid. 101 Name

More information

Financial Planning: Personal Guide & Checklist

Financial Planning: Personal Guide & Checklist Financial Planning: Personal Guide & Checklist Securities Priscilla Monteith, CPA, CGA, CFP Certified Financial Planner Monteith Financial Group Manulife Securities Incorporated Stephanie Piroli, BAccS,

More information

Financial planning data and information requests

Financial planning data and information requests A Financial Planning Workbook for Clients Financial planning data and information requests MML Investors Services, LLC Name Name Advisor Date This workbook is designed to assist you with the gathering

More information

C o n v e r t i n g Y o u r H o m e s E q u i t y i n t o C a s h

C o n v e r t i n g Y o u r H o m e s E q u i t y i n t o C a s h R E V E R S E M O R T G A G E S E R V I C E S C o n v e r t i n g Y o u r H o m e s E q u i t y i n t o C a s h 2010 Wilmington Savings Fund Society, FSB Member FDIC All Rights Reserved 015 6-10 From your

More information

A rewarding experience just for you.

A rewarding experience just for you. BENEFITS GUIDE Signature RBC Rewards Visa card A rewarding experience just for you. Great rewards start with your Signature. Thank you for choosing the Signature RBC Rewards Visa card. Now you can enjoy

More information

Get paid a day early with Direct Deposit

Get paid a day early with Direct Deposit March 2015 Number 3 Volume 53 Get paid a day early with Direct Deposit Are you anxious around payday, worrying about having money in your account to pay bills on time? Sign up for SAFE Direct Deposit and

More information

Epsom Staff Association Epsom Staff Association Benefits Package Your Benefits

Epsom Staff Association Epsom Staff Association Benefits Package Your Benefits Epsom Staff Association Epsom Staff Association Benefits Package Your Benefits Epsom Staff Association Guide To Benefits The Epsom Staff Association is the representative body for the staff of H.R.Richmond

More information

The Redwood Credit Union Story

The Redwood Credit Union Story The Redwood Credit Union Story Welcome to Redwood Credit Union Since 1950, Redwood Credit Union (RCU) has been honored to provide trusted financial services to our communities. Today we serve over 225,000

More information

ABOUT THIS HANDBOOK. G - WRRA T - ogether E - veryone A - accomplishes M - ore THE IDEALS OF GWRRA

ABOUT THIS HANDBOOK. G - WRRA T - ogether E - veryone A - accomplishes M - ore THE IDEALS OF GWRRA INTRODUCTION B ABOUT THIS HANDBOOK This handbook was written especially for you, an Officer of GWRRA. It will help you better understand the how s and why s of GWRRA. It will be only one source of information

More information

Math 21 Earning and Spending Money. Book 1: Budgeting. Teacher Version Assessments and Answers Included

Math 21 Earning and Spending Money. Book 1: Budgeting. Teacher Version Assessments and Answers Included Math 21 Earning and Spending Money Book 1: Budgeting Teacher Version Assessments and Answers Included Year Overview: Earning and Spending Money 1. Budget 2. Personal Banking 3. Interest 4. Consumer Credit

More information

Council of School Supervisors and Administrators. Membership Brochure

Council of School Supervisors and Administrators. Membership Brochure Council of School Supervisors and Administrators R E T I R E E C H A P T E R Membership Brochure Contents CSA Retiree Chapter Members Handbook Membership Eligibility...............................................1

More information

Credit Card Rewards Consumer Insights

Credit Card Rewards Consumer Insights Credit Card Rewards Consumer Insights Key Insights 1. Credit Card Rewards Programs Most Popular with Consumers 76% of consumers indicated they were members of credit card rewards programs compared to 27%

More information

PERSONAL FINANCIAL STATEMENT

PERSONAL FINANCIAL STATEMENT PERSONAL FINANCIAL STATEMENT As of, 20 BUSINESS PLAN GUIDELINES Name: Residence Phone: Residence Address: City, State, Zip Code: Social Security Number: PERSONAL ASSETS PERSONAL LIABILITIES Cash in Bank

More information

A REFERENCE GUIDE FOR EVERYTHING YOU NEED TO KNOW ABOUT YOUR UNION BENEFITS! SAVING MONEY FOR MY FAMILY IS IMPORTANT DETAILS INSIDE.

A REFERENCE GUIDE FOR EVERYTHING YOU NEED TO KNOW ABOUT YOUR UNION BENEFITS! SAVING MONEY FOR MY FAMILY IS IMPORTANT DETAILS INSIDE. TRADES ALLI ED PR I NTING N E W UNION LABEL COUNCIL Office and Professional Employees International Union (OPEIU) Local 153 A REFERENCE GUIDE FOR MEMBERS EVERYTHING YOU NEED TO SAVING MONEY FOR MY FAMILY

More information

1135 E. Route 66, Suite 108 Glendora, CA 91740 626 852-2202

1135 E. Route 66, Suite 108 Glendora, CA 91740 626 852-2202 1135 E. Route 66, Suite 108 Glendora, CA 91740 626 852-2202 Dear Client: The Tax Organizer will assist you in collecting and reporting information necessary for us to properly prepare your income tax return.

More information

THE ABC S OF VEHICLE FINANCING CURRICULUM. Counting Your Money

THE ABC S OF VEHICLE FINANCING CURRICULUM. Counting Your Money Counting Your Money Section Objectives Counting your money and managing your money wisely is the most important part of your trip on the road to personal financial success. It is a critical step in achieving

More information

+ Credit Cards & Personal Loans + Lending a hand when you need it.

+ Credit Cards & Personal Loans + Lending a hand when you need it. + Credit Cards & Personal Loans + Lending a hand when you need it. Banking that is truly rewarding. Shouldn t banking be a rewarding experience? We think so. With Align s CURewards, automatically earn

More information

January 7, 2013. Dear International President,

January 7, 2013. Dear International President, January 7, 2013 Dear International President, We are happy to announce that effective March 1, 2013, and following an extensive competitive bidding process, the nation s largest mortgage lender, Wells

More information

CAMPBELL LAW FIRM, P.A. CLIENT INFORMATION SHEET

CAMPBELL LAW FIRM, P.A. CLIENT INFORMATION SHEET CAMPBELL LAW FIRM, P.A. CLIENT INFORMATION SHEET Please provide us with the following information to help us serve you better (please print). Name: Social Security Number: Date: DOB: Address: City, State,

More information

How Can You Reduce Your Taxes?

How Can You Reduce Your Taxes? RON GRAHAM AND ASSOCIATES LTD. 10585 111 Street NW, Edmonton, Alberta, T5M 0L7 Telephone (780) 429-6775 Facsimile (780) 424-0004 Email rgraham@rgafinancial.com How Can You Reduce Your Taxes? Tax Brackets.

More information

Let SAFE help finance your dream wedding

Let SAFE help finance your dream wedding February 2015 Number 2 Volume 53 Let SAFE help finance your dream wedding Did you know February is National Wedding Month? That s right. According to the Association of Bridal Consultants, more couples

More information

UPI Premium Service Platform

UPI Premium Service Platform UPI Premium Service Platform BOC CUP Dual Currency Commercial Platinum Card One Stop Solution for UnionPay Cardholders BOC CUP Dual Currency Commercial Platinum Card brings you complimentary access to

More information

MONEY MANAGEMENT WORKBOOK

MONEY MANAGEMENT WORKBOOK PERSONAL MONEY MANAGEMENT WORKBOOK George Beardmore (800) 940-5009 EXT. 702 beardmoreservice@yahoo.com Ryan Beardmore (800) 940-5009 EXT. 701 beardmoreconsult@yahoo.com Financial Educators Instructions

More information