Company Profile. PT. Cipta Uni Jasa

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1 Company Profile PT. Cipta Uni Jasa Puri Imperium The Office Plaza Unit No. G-16 Jl. Kuningan Madya Kav. 5-6 Jakarta INDONESIA Telephone : , Fax ptcuj@bit.net.id Website :

2 BOARD OF COMMISSIONER Surya Putera Soeleiman, MBA Hp. : President Commissioner ptcuj@cbn.net.id Herry H. Harunsyah Hp. : Commissioner ptcuj@cbn.net.id TECHNICAL ADVISORS Kirk Austin Hp. : Technical Advisor kirk_austin@ptcuj.com Puri Imperium The Office Plaza Unit No. G-16 Jl. Kuningan Madya Kav. 5-6 Jakarta INDONESIA Telephone : , Fax ptcuj@bit.net.id Website :

3 BOARD OF DIRECTORS Irwan Harunsyah, CIIB Hp. : President Director irwan_harunsyah@ptcuj.com Escy Soeleiman Harunsyah, BA Assc. Director Hp. : escy@ptcuj.com Edward M. Reynold, SE. MBA, CIIB Director Hp. : edward_reynold@ptcuj.com

4 H. Asrul Togo, SH Telp. : Legal Consultants asrul@ptcuj.com MANAGEMENT TEAM Chacha Kusmara Telp. : Senior Manager Underwriting chacha_kusmara@ptcuj.com Arif Rahman Nasution Hp. : General Manager Underwriting arif_rahman@ptcuj.com

5 Iwansyah I. Razid Telp. : General Manager Marketing iwansyah_razid@ptcuj.com Rachmanida Handono Amd Telp. : General Manager nida@ptcuj.com Legal & Claims Deni Wardoyo, SE ASK Telp. : Claim & Marketing deni@ptcuj.com Nian Trisniana Telp. : Marketing Manager nian@ptcuj.com

6 Eric Endrico Telp. : Marketing eric@ptcuj.com Neyla Aldrina Telp. : Manager neyla@ptcuj.com Firman Saputra, S.Kom Finance & Personnel Hp. : Manager firman_saputra@ptcuj.com Dini Susanti Hp. : Finance Staff dini_susanti@yahoo.com

7 Ina Siswati Hp. : Secretary Directors ina@ptcuj.com Victoria D. Lapian Hp. : Secretary & Adm. victorialapian@yahoo.com Elitha Suci Rahayu Hp. : Receptionist ptcuj@cbn.net.id

8 OUR VARIOUS INSURANCE SCHEME / PROGRAM In order to assist you in identifying some of the products that generally fall under its heading, we have prepared a brief explanation, which can be considered by any client to protect their financial positions in area of uncertainty. There are a couple of variations of these policies, however they basically give the same cover. Marine Insurance Hull & Machinery Insurance This insurance covers the risk of the ship owner against loss or damage sustained by perils of and/or at the sea, on the Hull and Machinery of a ship. Many of Indonesian Shipping Companies have become conscious of the benefits that can be obtained by enlisting the services of a professional insurance broker. PT. Cipta Uni Jasa, has already been commissioned to look after the interests of a numbers of well-known ship owner. Loss of Hire and/or Earning Insurance This policy provides indemnity to ship-owner(s) for loss of earning from their vessels when are being chartered-out to third party. Protection & Indemnity ( P&I ) This policy provides legal liability coverage to ship-owner(s) arising out of operations of the vessel(s) and it s crew. And the cover can be extended for FD&D Cover (Freight, Demurrage & Defense). Cargo Insurance ( Inter Ocean / Inter Island / Land or Air Transit ) This policy cover loss or damage of any insured cargos, against such risk, during transportation from port to port or warehouse to warehouse, from the time leaving the port or warehouse until the final destination. Containers Insurance This policy is cover any loss or damage to the insured containers Shipbuilder s Risk Insurance This policy protects shipbuilder owner against loss or damage arising out of their work order, including third party legal liability and bodily injury claim at their premises arising out from their operation. Dockyard Liability Insurance This policy is cover dockyard owner from loss or damage arising out from the third party claim caused by their operations. Stevedoring Liability Insurance This policy covers loss or damage arising out from their operations on cargo handling Port Terminal and Operator.

9 Aviation Insurance Hull & Liabilities Insurance This policy is a comprehensive cover for an aircraft during it s operation, to any loss or damage to the aircraft Hull & Machinery, Hull War and excess liabilities, deductible, loss of use, spares including transit, cargo passenger s legal liability, Loss of License and Personal Accident to aircraft crew. Airport & Civil Aviation Authorities This policy cover the Airport, ATC, Ground/Ramp Handlers, Revelers, Liability, Spares including transit, industrial all risk including equipment. Property, Liability, Energy, Oil & Gas Insurance Basic Fire or Standard Fire Insurance This is a main cover policy, cover loss and/or damage to the real and/or personal property of the Insured for their respective rights and interests, caused by Fire, Lightning, Explosion, and Impact of Falling Aircraft and Smoke Damage, used to be called as FLEXAD. Property All Risk Insurance The more comprehensive cover for Commercial/Industry Property, is Property / Industrial / Commercial All Risks Policy, which is a more adequate cover for Industrial/Commercial Risk, including Office Buildings, it covers buildings and Machineries, Inventory and Stocks. Machinery Breakdown Insurance This policy provides coverage for the exposures of a valuable Machinery Breakdown. Specially designed for wide variety of machinery that includes Generators, Chillers, Transformer, High End Compressors or Pumps, Big Motors, any kind of Boilers/ Pressure Vessels, etc. Business Interruption Insurance This policy covers consequential loss such as a loss of income and extra expenses caused by any risk of which covered under the main policy. This policy covers for the actual loss of gross profit sustained as a result of interruption indemnified under main Insurance Policy / Cover. Electronics Equipment Insurance or Computer All Risk Insurance This policy covers electronics or computers, against loss or damage from any unforeseen losses, for any kind equipments of low and medium voltage electronics equipment including computers and it s peripherals. Contractor s All Risk Insurance This policy offers comprehensive protection against loss and/or damage in respects of civil engineering construction works and mechanical electrical works.

10 Erection All Risk Insurance This policy covers erection of a Plant and/or Machinery, including Workmen Compensation and Third Party Liabilities. Energy, Oil & Gas Insurance This policy covers risks of the energy plant either during operation or silent risks; construction of drilling rigs, platform in operation, off-shore builder s risks, floating risks, control of well and other types related to oil & gas industry. Financial and Professional (FINPRO) Risks Money Insurance This covers against loss of money while contained on the premises and while in transit to and from such premises anywhere, including while contained in the safe of any Bank, where the Insured transacts business, and in the personal custody of the Insured and/or persons authorized by the Insured, whilst contained in their private residences. Money is defined to mean current, coin, bank notes, cheque(s), money orders, etc. Surety Bond This covers for non-performance of contractors to carry out the obligation under contract with Oblige (Owner). This cover includes Bid Bond, Advance Payment Bond, Performance Bond, Maintenance Bond, etc. Borrower to Lender under a Loan Agreement can also use this cover to guarantee non-payment loan. This type of guarantee is called Payment Bond. Bankers Blanket Bonds The specific policies for financial institutions and this policy is designed to protect against direct financial loss arising from various of crime, specifically, employee infidelity, theft of money, securities and other property from premises, or in transit, forgery and counterfeit items. Electronic & Computer Crime Insurance In a sophisticated computer crime loss, it is likely that the perpetrator will erase any audit trail. This policy does not cover any claim caused by an identifiable employee of the assured or a person (s) in collusion with any employee of the assured. Directors & Officers Liability Insurance A coverage for the Directors and Officers of Company to protect them against claim by Third Parties for Wrongful Act (as defined in law) commited in their capacity as Directors or Officers of the Company. This policy is also providing for Company in respect of payments, which is legally allowed to make on behalf of the Directors or Officers.

11 Professional Indemnity Insurance Professional Indemnity Insurance (or Errors and Omissions Insurance) provide cover to professional firms or individuals for their legal liability to their client or to the third party for pecuniary loss (legal damages and costs) arising out of an alleged negligent act, error or omission in the conduct of their business. Financial Institution Professional Indemnity Insurance Cover for the financial institution in respect of the Assureds legal liability to the third party arising out of any negligent act, errors & omissions committed, or alleged to have been committed by the Company or any director/officer on behalf of the company in or about the conduct of the business. Guarantee Bank (New Special Product Development) With combining surety bond policy with the needs of collateral on issuing a Guarantee Bank, which can be used as Surety Bond with a much more acceptable Plastic Card Insurance Several banking institutions are also providing the service of plastic card by way of issuing certain cards to their customers for the purpose of transactions. This program cover financial lost as the result of any counterfeit card, forged/fraudulently-altered card and lost/stolen card. Plastic card means any form of Credit Card, Charge Card, Debit Card, Cash Card or any type of similar card, which enables a cardholder to raise a debit or credit at any outlet accepting any such card. Fidelity Guarantee The cover provided is in respect of loss of money or other property belonging to the Employer or for which the Employer is legally responsible. The company can suffer financial loss from many external factors and the same consequences as a direct result of any fraud and dishonesty committed alone, or in collusion, by one or more employee. Comprehensive Dishonest, Destruction & Disappearance Loss of Money, Securities and other property, which the Insured shall sustain, to an amount, resulting directly from one or more fraudulent or dishonest acts committed by an Employee, acting alone or in collusion with others. Commercial Crime Insurance The specific policies for non financial institutions, which have exposure to crime. The principle buyers of this type of insurance product are the multi service entities such as Motor Manufactures who have very large treasury operations or financial credit elements. Industry such a gold or gem mines which easily forcible products are also natural potential clients Unauthorized Trading Insurance

12 This covers for loss by reason of and solely and directly caused by unauthorized Trading by any Trader while trading for the Assured which unauthorized Trading either was concealed or as falsely recorded. Following the Baring loss in Singapore and other events, we have worked with the markets to develop this exclusive product. General Liability Insurance This policy covers legal liability from third party within the insured s premises and operations, and can be extended to such risk due to specific operations of the insured Personal Lines Insurance Motor Vehicle Insurance This policy protects the MV owner, against loss or damage to the Vehicle being Insured, and this insurance is also cover Third Party Liability, Passenger s Liability and Personal Accident for the Driver. Personal Accident Insurance Under this insurance policy, is provided to the Insured or the beneficiary in case of an accident, which may cause injury, hospitalized, death or permanent disablement and medical expenses. Health Insurance or Hospitalization & Surgical Insurance This policy covers hospital and surgical expenses of any person who buy this insurance. This policy mostly is taken by companies, which care and protect their executives and employee against the expensive hospital and surgical expenses. Group Term Life Provide the benefits a payment so long as death or total permanent disability occurs regardless of how, where and when it occurs so long as a member is insured under this insurance plan. This cover is wider than Group Personal Accident Policy and as it is not restricted to accidental injury only. and still many more. Special Risks & Contingency Risks Kidnapping and Ransom Insurance Extortion and Detention are included in the current policy (CD1), which can be extended to include Emergency Political Repatriation and Relocation expenses. All multinational corporations should consider emergency Political Repatriation and Relocation expenses involved in the energy business such as oil (exploration and refining) due to the locations of operation.

13 Contingency Insurance Coverage to reimburse the Insured for loss arising out of the Cancellation and Abandonment of Shows, Concerts and other Events such as Exhibitions. These include : 1. Cancellation and Abandonment Insurance: Designed to protect organizers of conventions or Exhibitions, Concert Promotions, Theatrical Impresarios and organizers of private functions for their expenses, guarantees or commitments following cancellation, postponement of abandonment of their event due to any cause beyond the control of the Assured. 2. Non Appearance These policies are closely connected to the Cancellation/ Abandonment policies above. The aim is to cover specifically the Non Appearance of an Artist(s) or a group of Artists. Television Breakdown / Transmission Signal Interruption Designed for major sporting events. To protect Promoters/ Advertiser, etc. for losses sustained due to the interruption / breakdown of transmitting or receiving equipment. This coverage would apply to closed circuit, cable TV and Pay per View situations. Prize Indemnity Insurance Designed for Media promotions. Film / Television Producers Package Insurance Designed specifically for the film industry this package includes cover for cast, negative and videotape (including faulty Stock, Camera and processing); props/ sets and wardrobe; extra expense; third party property damage; cash; office contents etc. Medical Malpractice Insurance Coverage for Hospitals and Doctors. This type of insurance is based upon the same concept as Professional Indemnity Insurance as stipulated on the above. Fine Art & Jewelry An insurance program for works of art, antiques, jewelry and other items of particular value. Owners, dealers, exhibitors and auctioneers all of whom have temporary custody of such valuables must ensure that they are adequately covered by insurance. Key Man Insurance The success of any business depends largely on its people (or say key man) the high degree of reliance place on one particular individual, i.e. the President Directors of a Company, high lights the importance of protecting the Company from the problems that would arise should his or her services be lost through death, illness or disability.

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