Introducing Fund Manager Rebates

Transcription

1 Introducing Fund Manager s (Excluding Exchange Traded Funds) 1ST JULY 2015 In the case of all pension and certain trading accounts, Davy will refund to you 100 of any rebates we receive from third party investment fund providers when you invest in their Investment Funds (excluding ETFs)*. See below for eligibility. For f all pension accounts, regardless of service level (Execution- Only/Advisory/Discretionary); and f certain trading accounts:» all Advisory and Discretionary Trading accounts,» Davy Select Trading Plus Account (Execution-Only), we refund to you 100 of any rebates we receive from third party fund providers when you invest in their Investment Funds (excluding ETFs)*. Davy retains rebates from third party fund providers on funds acquired through certain Execution-Only trading accounts (the Davy Telephone Trading Account (Execution- Only) and the Davy Select Trading Account (Execution-Only) specifically). Please note that fees and charges still apply as set out in our fee schedule as well as individual investment fund specific fees, as set out in the Prospectus and Fund documentation for the relevant Fund. however, as the names suggest, they tend not to be offered to retail investors. In many instances, the companies who distribute investment funds to retail investors receive rebates from the fund providers on an ongoing basis. In the case of the Retail share classes, rebates are typically a percentage of the annual management charge of the fund. While rebates can be less than 10, in some cases they can be up to 60 of the annual management charge of the fund. A review of the funds currently offered on the Davy Select platform suggests that the current average rebate rate across the Funds is 32, ranging from zero on some Funds up to 61 of the annual management charge (as at 1st July 2015 subject to change depending on the range of funds offered). Some Funds charge lower actual management fees and may therefore rebate a smaller percentage of the fee, while for other Funds no rebate may be payable. The rebate rate is determined by the Investment Fund provider and not by Davy. The rates are subject to change without notice. WARNING: If you invest in this product you may lose some or all of the money you invest. Annual Management Charge s All actively-managed funds have an Annual Management Charge ( AMC ). This annual charge is expressed as a percentage which is accrued on a daily basis and is debited at regular intervals throughout the year (usually monthly). The annual management charge differs between Investment Funds and also within each Investment Fund. Within each Fund, there will generally be both a Retail and an Institutional Share class available, with the latter having a lower annual management charge. The institutional share classes will tend to have a lower management fee to reflect the fact that no rebate is payable, WARNING: If you invest in a pension product you will not have any access to your money until you retire. WARNING: The value of your investment may go down as well as up. While you will pay the full annual management charge on an ongoing basis, you will receive the rebate retrospectively, some time later, depending on when the fund provider pays the rebate to Davy. This will vary between investment fund providers and could take a number of months. * ELIGIBILITY The following are the Service levels and account types where ALL investment fund rebates received by Davy from third party fund providers are given back to you, in relation to investments made by you in third party investment funds (excluding ETFs): f Davy Select Advisory and Discretionary Trading Accounts f Davy Select Trading Plus Account (Execution-Only) CONTINUED OVER Davy Select Introducing Fund Manager s 1

2 ff Davy Select Execution-Only, Advisory and Discretionary Pension Accounts, including:»» Personal Retirement Savings Account ( PRSA )»» Approved Retirement Fund ( ARF )»» Approved Minimum Retirement Fund ( AMRF )»» Personal Retirement Bond (Buy Out Bond)»» Executive Pension Plan (Small Self-Administered Scheme - SSAS ) Third Party Investment Fund rebates do not apply to the following: ff ff ff ETF Investments Certain Investment Funds where the fund provider does not pay Davy a rebate Other limited circumstances Davy retains rebates on Investment Funds acquired through the Davy Select Trading Account (Execution-Only) and the Davy Telephone Trading Account (Execution-Only). NOTE: As higher rebates can be consistent with and/or indicative of higher annual management charges, although this is not always the case, investors are reminded to consider the annual management charge as well as the rebate, rather than focusing exclusively on one or other. For more information on investment fund rebates, please contact the Davy Select team CALL US TODAY ON davyselect@davy.ie Correct as at 1st July 2015 Fund Name ISIN Management Aberdeen Global - Asia Pacific Equity Fund A2 Base Currency Exposure EUR Acc LU Aberdeen Global - Asia Pacific Equity Fund E2 LU Aberdeen Global - Asian Local Currency Short Duration Bond Fund E2 LU Aberdeen Global - Asian Smaller Companies Fund A2 LU Aberdeen Global - Emerging Markets Equity Fund A2 USD Acc LU Aberdeen Global - Emerging Markets Infrastructure Equity Fund A2 Base Currency Exposure EUR Acc LU Aberdeen Global - Emerging Markets Smaller Companies Fund A2 LU Aberdeen Global - European Equity (ex-uk) Fund A2 LU Aberdeen Global - European Equity Fund A2 LU Aberdeen Global - Indian Equity Fund A2 LU Aberdeen Global - Japanese Equity Fund A2 Base Currency Exposure EUR Acc LU Aberdeen Global - Japanese Smaller Companies Fund A2 Base Currency Exposure EUR Acc LU Aberdeen Global - Select Emerging Markets Bond Fund A2 Base Currency Exposure EUR Acc LU Aberdeen Global - Select Euro High Yield Bond Fund A1 LU Aberdeen Global - Select Euro High Yield Bond Fund A2 LU Aberdeen Global - Technology Equity Fund A2 LU Aberdeen Global - World Equity Fund E2 LU Aberdeen Global II - Asia Pacific Multi Asset Fund A-2 Base Burrency Exposure EUR Acc LU Aberdeen Global II - Asian Bond Fund A-2 Base Currency Exposure EUR Acc LU Aberdeen Global II Emerging Europe Bond Fund A2 LU Aberdeen Global II Euro Government Bond Fund Class A 1 LU Aberdeen Global II Euro Government Bond Fund Class A 2 LU Davy Select Introducing Fund Manager s 2

3 Aberdeen Global II Euro High Yield Bond Fund A2 LU Aberdeen Global II Euro Short Term Bond Fund A1 LU Aberdeen Global II Euro Short Term Bond Fund A2 LU Aberdeen Global II European Convertibles Bond Fund A2 LU Allianz Asia Pacific Equity A EUR LU Allianz Best Styles Euroland Equity AT EUR LU Allianz BRIC Equity AT EUR LU Allianz China Equity A EUR LU Allianz Euro Bond AT EUR LU Allianz Euro High Yield Bond AT EUR LU Allianz Euroland Equity Growth AT EUR LU Allianz Europe Equity Growth AT EUR LU Allianz Europe Equity Growth Select A EUR LU Allianz Europe Equity Growth Select AT EUR LU Allianz Europe Small Cap Equity AT EUR LU Allianz European Equity Dividend A EUR LU Allianz European Equity Dividend AT EUR LU Allianz Global Agricultural Trends AT EUR LU Allianz Global EcoTrends Share Class A (EUR) LU Allianz Global Equity AT EUR LU Allianz Global Investors Fund - Allianz Oriental Income Class AT EUR LU Allianz Global Sustainability A EUR LU Amundi Funds Absolute High Yield AE-C Class LU Amundi Funds Absolute High Yield AE-D Class LU Amundi Funds Absolute Volatility Arbitrage AE-C Class LU Amundi Funds Absolute Volatility Euro Equities AE-C Class LU Amundi Funds Bond Euro Aggregate AE-C Class LU Amundi Funds Bond Euro Corporate AE-C Class LU Amundi Funds Bond Euro Corporate AE-D Class LU Amundi Funds Bond Euro Government AE-C Class LU Amundi Funds Bond Euro High Yield AE-C Class LU Amundi Funds Bond Euro High Yield AE-D Class LU Amundi Funds Bond Euro Inflation AE-C Class LU Amundi Funds Bond Europe AE-C Class LU Amundi Funds Bond Global AE-C Class LU Amundi Funds Bond Global Emerging Local Currency AE-C Class LU Amundi Funds Bond Global Emerging Local Currency AE-D Class LU Amundi Funds Bond Global SHE-C Class LU Amundi Funds Bond US Opportunistic Core Plus AE-C Class LU Amundi Funds Equity Asia ex Japan AE-C Class LU Amundi Funds Equity Emerging World AE-C Class LU Amundi Funds Equity Euro AE-C Class LU Amundi Funds Equity Euroland Small Cap AE-C Class LU Amundi Funds Equity Europe AE-C Class LU Amundi Funds Equity Global Gold Mines AE-C Class LU Amundi Funds Equity Global Luxury & Lifestyle AE-C Class LU Amundi Funds Equity Global Resources AE-C Class LU Amundi Funds Equity Greater China AE-C Class LU Amundi Funds Equity India AE-C Class LU Davy Select Introducing Fund Manager s 3

4 Amundi Funds Equity Japan Target AE-C Class LU Amundi Funds Equity Japan Value AE-C Class LU Amundi Funds Equity Latin America AE-C Class LU Amundi Funds Equity US Concentrated Core AE-C Class LU Amundi Funds Equity US Relative Value AE-C Class LU Amundi Funds Global Macro Bonds & Currencies Low Vol AE-C Class LU Amundi Funds Index Equity Euro AE-C Class LU Amundi Funds Index Equity North America AE-C Class LU Amundi Funds Index Equity Pacific ex Japan AE-C Class LU Aviva Investors Emerging Markets Local Currency Bond A EUR LU Aviva Investors European Real Estate Securities Fund A EUR LU Aviva Investors Global Convertibles A EUR Hedged Acc LU Aviva Investors Global High Yield Bond A EUR Hedge Acc LU Baring Europe Select Trust - Class EUR Acc GB00B3NSX Baring German Growth Trust EUR Acc GB BlackRock Global Funds - Asian Dragon Fund Class A2 LU BlackRock Global Funds - Asian Tiger Bond Fund Class A3 EUR Hedged LU BlackRock Global Funds - China A EUR Hedged LU BlackRock Global Funds - Continental European Flexible Fund A2RF EUR LU BlackRock Global Funds - Emerging Europe A2 LU BlackRock Global Funds - Emerging Europe A4 Inc LU BlackRock Global Funds - Emerging Markets A2 LU BlackRock Global Funds - Emerging Markets Bond A Hdg EUR Acc LU BlackRock Global Funds - Emerging Markets Bond A1 LU BlackRock Global Funds - Emerging Markets Bond A2 LU BlackRock Global Funds - Emerging Markets Bond A3 LU BlackRock Global Funds - Emerging Markets Corporate Bond Fund A2 EUR Hedged LU BlackRock Global Funds - Emerging Markets Local Currency Bond Fund A1 LU BlackRock Global Funds - Emerging Markets Local Currency Bond Fund A2 LU BlackRock Global Funds - Emerging Markets Local Currency Bond Fund A3 LU BlackRock Global Funds - Emerging Markets Local Currency Bond Fund A4 LU BlackRock Global Funds - Emerging Markets Local Currency Bond Fund Hdg A2 EUR Acc LU BlackRock Global Funds - Euro Bond A1 LU BlackRock Global Funds - Euro Bond A2 LU BlackRock Global Funds - Euro Bond A4 LU BlackRock Global Funds - Euro Corporate Bond A1 EUR LU BlackRock Global Funds - Euro Corporate Bond A2 EUR LU BlackRock Global Funds - Euro Reserve A2 LU BlackRock Global Funds - Euro Short Duration Bond A1 EUR LU BlackRock Global Funds - Euro Short Duration Bond A2 EUR LU BlackRock Global Funds - Euro Short Duration Bond A4RF EUR LU BlackRock Global Funds - Euro-Markets A2 LU BlackRock Global Funds - European Equity Income A2 EUR LU BlackRock Global Funds - European Equity Income A4G LU BlackRock Global Funds - European Equity Income A5G LU BlackRock Global Funds - European Focus A2 LU BlackRock Global Funds - European Fund Class A2 EUR LU BlackRock Global Funds - European Fund Class A4 Inc LU Blackrock Global Funds - European Special Situations Fund A2 LU Davy Select Introducing Fund Manager s 4

5 BlackRock Global Funds - European Value A2 Euro LU BlackRock Global Funds - Fixed Income Global Opportunities A1 USD LU BlackRock Global Funds - Fixed Income Global Opportunities A2 EUR Hedged Acc LU BlackRock Global Funds - Fixed Income Global Opportunities A2 USD LU BlackRock Global Funds - Fixed Income Global Opportunities A3 USD LU BlackRock Global Funds - Fixed Income Global Opportunities A4 EUR Hedged LU BlackRock Global Funds - Fixed Income Global Opportunities A5 EUR LU BlackRock Global Funds - Flexible Multi-Asset Fund A2 LU BlackRock Global Funds - Global Allocation A2 LU BlackRock Global Funds - Global Allocation A4 LU BlackRock Global Funds - Global Allocation D2RF USD LU BlackRock Global Funds - Global Corporate Bond Hedged A2 EUR LU BlackRock Global Funds - Global Corporate Bond Hedged A4 EUR LU BlackRock Global Funds - Global Dynamic Equity Fund Class A2 LU BlackRock Global Funds - Global Dynamic Equity Fund Class A2 EUR Hedged LU BlackRock Global Funds - Global Dynamic Equity Fund Class A4 EUR LU BlackRock Global Funds - Global Enhanced Equity Yield D2 EUR Hedged LU BlackRock Global Funds - Global Enhanced Equity Yield Hedged A2 EUR LU BlackRock Global Funds - Global Enhanced Equity Yield Hedged A5 EUR LU BlackRock Global Funds - Global Equity A2 LU BlackRock Global Funds - Global Equity Income A2 EUR Hedged LU BlackRock Global Funds - Global Equity Income A4G EUR LU BlackRock Global Funds - Global Equity Income A5G EUR Hedged LU BlackRock Global Funds - Global Government Bond Hedged A1 EUR LU BlackRock Global Funds - Global Government Bond Hedged A2 EUR LU BlackRock Global Funds - Global Government Bond Hedged A3 EUR LU BlackRock Global Funds - Global High Yield Bond Fund Hedged A1RF EUR LU BlackRock Global Funds - Global High Yield Bond Hedged A2 EUR LU BlackRock Global Funds - Global Inflation Linked Bond A2 EUR Hdg LU BlackRock Global Funds - Global Opportunities A2 LU BlackRock Global Funds - Global SmallCap A2 LU BlackRock Global Funds - India Fund A2 LU BlackRock Global Funds - Japan Flexible Equity Fund A2 LU Blackrock Global Funds - Japan Flexible Equity Fund Hedged A2 EUR LU BlackRock Global Funds - Japan Small & MidCap Opportunities A2 LU BlackRock Global Funds - Japan Small & MidCap Opportunities Hedged A2 EUR LU BlackRock Global Funds - Latin American A2 LU BlackRock Global Funds - Latin American Fund A4 LU BlackRock Global Funds - New Energy Fund A2 LU BlackRock Global Funds - New Energy Fund A4 EUR LU BlackRock Global Funds - Pacific Equity Fund A2 LU BlackRock Global Funds - United Kingdom A2 LU BlackRock Global Funds - US Basic Value Fund A2 LU BlackRock Global Funds - US Basic Value Fund A4 LU BlackRock Global Funds - US Dollar High Yield Bond A2 EUR Hedged LU BlackRock Global Funds - US Dollar High Yield Bond D EUR Hedged LU BlackRock Global Funds - US Dollar High Yield Bond Fund A3 EUR Hedged LU BlackRock Global Funds - US Dollar Short Duration Bond A3 LU BlackRock Global Funds - US Dollar Short Duration Bond Fund A2 EUR Hedged LU Davy Select Introducing Fund Manager s 5

6 BlackRock Global Funds - US Flexible Equity A2 LU BlackRock Global Funds - US Flexible Equity A4 EUR Hdg Inc LU BlackRock Global Funds - US Flexible Equity Fund A4 LU BlackRock Global Funds - US Growth A2 EUR Hedged LU BlackRock Global Funds - US Growth A2RF LU BlackRock Global Funds - US Growth A4 EUR LU BlackRock Global Funds - US Small & Midcap Opportunities A2 LU BlackRock Global Funds - US Small & Midcap Opportunities D2 USD LU BlackRock Global Funds - World Agriculture A2 EUR Hedged LU BlackRock Global Funds - World Agriculture A4 EUR Hdg LU BlackRock Global Funds - World Bond A2 EUR Hedged LU BlackRock Global Funds - World Energy A2 LU BlackRock Global Funds - World Energy Fund A4 LU BlackRock Global Funds - World Gold A4 Inc LU BlackRock Global Funds - World Gold Fund A2RF USD LU BlackRock Global Funds - World Gold Hedged A2 EUR LU BlackRock Global Funds - World Healthscience Fund Class A2 LU BlackRock Global Funds - World Mining A2 LU BlackRock Global Funds - World Mining Fund A4 EUR LU BlackRock Global Funds - World Mining Hedged A2 EUR LU BlackRock Global Funds - World Technology A2 LU BNP Paribas Insticash EUR I-Cap LU BNP Paribas Insticash EUR I-Dis LU BNP Paribas Insticash EUR Privilege-Cap LU BNP Paribas Insticash GBP Privilege-Cap LU BNP Paribas L1 Bond Europe Plus Classic-Cap LU BNP Paribas L1 Equity Europe Classic-Cap LU Candriam Bonds Credit Opportunities C Acc EUR LU Candriam Bonds Euro C EUR Acc LU Candriam Bonds Euro C EUR Inc LU Candriam Bonds Euro Government C EUR Acc LU Candriam Bonds Euro Government C EUR Inc LU Candriam Bonds Euro Government Investment Grade C EUR Acc LU Candriam Bonds Euro Government Investment Grade C EUR Inc LU Candriam Bonds Euro High Yield C EUR Acc LU Candriam Bonds Euro High Yield C EUR Inc LU Candriam Bonds Euro Inflation Linked C Acc EUR LU Candriam Bonds Euro Inflation Linked C Inc EUR LU Candriam Bonds Global High Yield C Acc EUR LU Candriam Bonds Global High Yield C Inc EUR LU Candriam Bonds International C EUR Acc LU Candriam Bonds International C EUR Inc LU Candriam Bonds Sustainable Euro C Acc EUR LU Candriam Bonds Total Return C Acc EUR LU Candriam Bonds World Government Plus C LU Candriam Bonds World Government Plus D LU Candriam Equities L Emerging Markets C EUR Acc LU Candriam Equities L Europe C EUR Acc LU Candriam Equities L Europe Innovation C EUR Acc LU Davy Select Introducing Fund Manager s 6

7 Candriam Equities L Europe N Acc LU Candriam Equities L Europe Optimum Quality C Acc EUR LU Candriam Equities L Sustainable Emerging Markets C Acc EUR LU Candriam Equities L Sustainable EMU C Acc EUR LU Candriam Index Arbitrage C EUR FR Candriam Quant Equities EMU C Acc EUR LU Candriam Quant Equities Europe C Acc EUR LU Candriam Quant Equities USA C Acc EUR Unhedged LU Candriam Quant Equities World C Acc EUR LU Capital Group Asia Pacific ex-japan Equity Fund (LUX) B LU Capital Group Emerging Markets Debt Fund (LUX) B LU Capital Group Emerging Markets Debt Fund (LUX) Bd LU Capital Group Emerging Markets Local Currency Debt Fund (LUX) B LU Capital Group Emerging Markets Local Currency Debt Fund (LUX) Bd LU Capital Group Emerging Markets Total Opportunities (LUX) B LU Capital Group Euro Bond Fund (LUX) B LU Capital Group Euro Credit Fund (LUX) B LU Capital Group European Growth and Income Fund (LUX) B LU Capital Group Global Bond Fund (LUX) B LU Capital Group Global Bond Fund (LUX) Bd LU Capital Group Global Equity Fund (LUX) B LU Capital Group Global Growth and Income Fund (LUX) B LU Capital Group Global High Income Opportunities (LUX) B LU Capital Group Global High Income Opportunities (LUX) Bd LU Capital Group US Growth and Income Fund (LUX) B LU Capital International Emerging Markets Fund B LU Carmignac Emergents A EUR acc FR Carmignac Euro-Patrimoine A EUR acc FR Carmignac Investissement A EUR acc FR Carmignac Patrimoine A EUR acc FR Carmignac Portfolio Capital Plus A EUR acc LU Carmignac Portfolio Commodities A EUR acc LU Carmignac Portfolio Emerging Discovery A EUR acc LU Carmignac Portfolio Emerging Patrimoine A EUR acc LU Carmignac Portfolio Global Bond A EUR acc LU Carmignac Portfolio Grande Europe A EUR acc LU Carmignac Sécurité A EUR acc FR Fidelity Active Strategy - Europe A Acc Euro LU Fidelity FAST Emerging Markets Fund A Acc EUR Hedged LU Fidelity Funds - American Diversified Fund A-Acc-EUR LU Fidelity Funds - American Growth Fund A-Acc-EUR LU Fidelity Funds - ASEAN Fund A-Acc-USD LU Fidelity Funds - Asian Aggressive Fund A-Acc-EUR LU Fidelity Funds - Asian High Yield Fund A-Acc-EUR LU Fidelity Funds - Asian Smaller Companies Fund A Acc EUR LU Fidelity Funds - Asian Special Situations Fund A-Acc-EUR LU Fidelity Funds - China Consumer Fund A-Acc-EUR LU Fidelity Funds - China Focus Fund A-Acc-EUR LU Fidelity Funds - China Opportunities Fund A-Acc-EUR LU Davy Select Introducing Fund Manager s 7

8 Fidelity Funds - Emerging Asia Fund A-Acc-EUR LU Fidelity Funds - Emerging Europe, Middle East & Africa Fund A-Acc-EUR LU Fidelity Funds - Emerging Market Debt A-Acc-EUR LU Fidelity Funds - Emerging Markets Fund A-EUR LU Fidelity Funds - Euro Balanced Fund A-Acc-EUR LU Fidelity Funds - Euro Blue Chip Fund A-Acc-EUR LU Fidelity Funds - Euro Bond Fund A-Acc-EUR LU Fidelity Funds - Euro Bond Fund A-EUR LU Fidelity Funds - Euro Corporate Bond Fund A-Acc-EUR LU Fidelity Funds - Euro Corporate Bond Fund A-EUR LU Fidelity Funds - Euro Short Term Bond Fund A-Acc-EUR LU Fidelity Funds - Euro STOXX 50 Fund A-Acc-EUR LU Fidelity Funds - European Aggressive Fund A-Acc-EUR LU Fidelity Funds - European Dynamic Growth Fund A-Acc-EUR LU Fidelity Funds - European Fund A-Acc-EUR LU Fidelity Funds - European Growth Fund A-Acc-EUR LU Fidelity Funds - European High Yield Fund A-Acc-EUR LU Fidelity Funds - European Larger Companies Fund A-Acc-EUR LU Fidelity Funds - European Smaller Companies Fund A-Acc-EUR LU Fidelity Funds - Fidelity Patrimoine A-Acc-Euro LU Fidelity Funds - FPS Growth Fund A-Acc-EUR LU Fidelity Funds - FPS Moderate Growth Fund A-EUR LU Fidelity Funds - France Fund A-Acc-EUR LU Fidelity Funds - Germany Fund A-Acc-EUR LU Fidelity Funds - Global Consumer Industries Fund A-EUR LU Fidelity Funds - Global Demographics Fund A-Acc-EUR-Hdg LU Fidelity Funds - Global Health Care Fund A-Acc-EUR LU Fidelity Funds - Global High Yield Fund A-Euro (hedged) LU Fidelity Funds - Global Inflation Linked Bond Fund A-Acc-EUR-Hdg LU Fidelity Funds - Global Multi Asset Tactical Defensive Fund A Acc EUR LU Fidelity Funds - Global Multi Asset Tactical Moderate Fund A-Acc-EUR LU Fidelity Funds - Global Opportunities Fund A-Acc-EUR LU Fidelity Funds - Global Property Fund A-Acc-EUR LU Fidelity Funds - Global Real Asset Securities Fund A-Acc-EUR-Hdg LU Fidelity Funds - Global Strategic Bond A-Acc-EUR-Hdg LU Fidelity Funds - Global Telecommunications Fund A-Acc-EUR LU Fidelity Funds - Iberia Fund A-Acc-EUR LU Fidelity Funds - India Focus Fund A-EUR LU Fidelity Funds - International Bond Fund A-Acc-EUR-Hdg LU Fidelity Funds - International Fund A-Acc-EUR LU Fidelity Funds - Japan Advantage Fund A-Acc-EUR LU Fidelity Funds - Japan Fund A-Acc-EUR LU Fidelity Funds - Pacific Fund A-Acc-EUR LU Fidelity Funds - Selection Europe Fund A-EUR LU Fidelity Funds - Selection Internationale Fund A-EUR LU Fidelity Funds - South East Asia Fund A-Acc-EUR LU Fidelity Funds - Target 2015 (Euro) Fund A-Acc-EUR LU Fidelity Funds - Target 2020 (Euro) Fund A-Acc-EUR LU Fidelity Funds - Target 2025 (Euro) Fund A-Acc-EUR LU Davy Select Introducing Fund Manager s 8

9 Fidelity Funds - Target 2030 (Euro) Fund A-Acc-EUR LU Fidelity Funds - Target 2035 (Euro) Fund A-Acc-EUR LU Fidelity Funds - Target 2040 (Euro) Fund A-Acc-EUR LU Fidelity Funds - US High Yield Fund A-Acc-EUR LU Goldman Sachs Europe Equity Partners Portfolio R Acc LU Goldman Sachs Europe Equity Partners Portfolio R GBP Inc LU Goldman Sachs Europe Equity Partners Portfolio R Inc LU Goldman Sachs Europe Equity Partners Portfolio R USD Inc LU Goldman Sachs Global CORE Equity Portfolio R Snap Acc LU Goldman Sachs Global CORE Equity Portfolio R Snap Inc LU Goldman Sachs Global Equity Partners Portfolio R Acc LU Goldman Sachs Global Equity Partners Portfolio R GBP Inc LU Goldman Sachs Global Equity Partners Portfolio R Inc LU Goldman Sachs Global Fixed Income+ Portfolio (Hedged) BaseAcc LU Goldman Sachs Global Responsible Equity Portfolio R Acc Snap LU Goldman Sachs Global Responsible Equity Portfolio R Snap Inc LU Goldman Sachs SICAV - Goldman Sachs Asia Portfolio R Acc LU Goldman Sachs SICAV - Goldman Sachs Asia Portfolio R Acc EUR LU Goldman Sachs SICAV - Goldman Sachs Asia Portfolio R Inc LU Goldman Sachs SICAV - Goldman Sachs Europe CORE Equity Portfolio Base Acc LU Goldman Sachs SICAV - Goldman Sachs Europe CORE Equity Portfolio R Acc LU Goldman Sachs SICAV - Goldman Sachs Europe CORE Equity Portfolio R GBP Inc LU Goldman Sachs SICAV - Goldman Sachs Europe CORE Equity Portfolio R Inc LU Goldman Sachs SICAV - Goldman Sachs Global Fixed Income Portfolio R Acc LU Goldman Sachs SICAV - Goldman Sachs Global Fixed Income Portfolio R Inc LU Goldman Sachs SICAV - Goldman Sachs Global High Yield Portfolio R Cap LU Goldman Sachs SICAV - Goldman Sachs Global High Yield Portfolio R Cap EUR-Hedged LU Goldman Sachs SICAV - Goldman Sachs Global High Yield Portfolio R Dis LU Goldman Sachs SICAV - Goldman Sachs Global High Yield Portfolio R EUR-Hedged Dis LU Goldman Sachs SICAV - Goldman Sachs Global High Yield Portfolio R GBP-Hedged Dis LU Goldman Sachs SICAV - Goldman Sachs Growth & Emerging Markets Broad Equity Portfolio R Acc LU Goldman Sachs SICAV - Goldman Sachs Growth & Emerging Markets Broad Equity Portfolio R GBP Inc LU Goldman Sachs SICAV - Goldman Sachs Growth & Emerging Markets Broad Equity Portfolio R Inc LU Goldman Sachs SICAV - Goldman Sachs Growth & Emerging Markets Debt Portfolio R Acc EUR LU Goldman Sachs SICAV - Goldman Sachs Growth & Emerging Markets Debt Portfolio R Inc LU Goldman Sachs SICAV - Goldman Sachs Japan Portfolio R Snap GBP Inc LU Goldman Sachs SICAV - Goldman Sachs US CORE Equity Portfolio R Acc Snap LU Goldman Sachs SICAV - Goldman Sachs US CORE Equity Portfolio R Snap GBP Inc LU Goldman Sachs SICAV - Goldman Sachs US CORE Equity Portfolio R Snap Inc LU Goldman Sachs SICAV - Goldman Sachs US Fixed Income Portfolio R Cap LU Goldman Sachs SICAV - Goldman Sachs US Fixed Income Portfolio R Dis LU Goldman Sachs SICAV - Goldman Sachs US Focused Growth Equity Portfolio R Acc LU Goldman Sachs SICAV - Goldman Sachs US Focused Growth Equity Portfolio R GBP Inc LU Goldman Sachs SICAV - Goldman Sachs US Focused Growth Equity Portfolio R Inc LU Goldman Sachs SICAV - Goldman Sachs US Mortgage Backed Securities Portfolio R Acc LU Goldman Sachs SICAV - Goldman Sachs US Mortgage Backed Securities Portfolio R Acc EUR-Hedged LU Goldman Sachs SICAV - Goldman Sachs US Mortgage Backed Securities Portfolio R Inc LU Goldman Sachs Strategic Absolute Return Bond I Portfolio Class R Acc LU Goldman Sachs Strategic Absolute Return Bond I Portfolio Class R Acc EUR-Hedged LU Davy Select Introducing Fund Manager s 9

10 Goldman Sachs Strategic Absolute Return Bond I Portfolio Class R Inc LU Goldman Sachs Strategic Absolute Return Bond I Portfolio Class R Inc EUR-Hedged LU Goldman Sachs Strategic Absolute Return Bond I Portfolio Class RInc GBP-Hedged LU Goldman Sachs Strategic Global Equity Portfolio R Acc LU Goldman Sachs Strategic Global Equity Portfolio R Inc LU Goldman Sachs US Real Estate Balanced Portfolio R Acc LU Goldman Sachs US Real Estate Balanced Portfolio R DIs LU GS BRICs Portfolio R Acc LU GS BRICs Portfolio R GBP Inc LU GS BRICs Portfolio R Inc LU GS Global Credit Portfolio (Hedged) R Acc LU GS Global Credit Portfolio (Hedged) R Acc EUR-Hedged LU GS Global Credit Portfolio (Hedged) R GBP-Hedged Inc LU GS Global Credit Portfolio (Hedged) R Inc LU GS Global Currency Plus Portfolio R Acc LU GS Global Currency Plus Portfolio R Inc LU GS Global Fixed Income Portfolio (Hedged) R Acc LU GS Global Fixed Income Portfolio (Hedged) R GBP-Hedged Inc LU GS Global Fixed Income Portfolio (Hedged) R Inc LU GS Global Fixed Income Portfolio (Hedged) R USD-Hedged Inc LU GS Global Small Cap CORE Equity Portfolio R Acc Snap LU GS Global Small Cap CORE Equity Portfolio R Inc Snap LU GS Global Strategic Income Bond Portfolio R Cap LU GS Global Strategic Income Bond Portfolio R EUR-Hedged Cap LU GS Global Strategic Income Bond Portfolio R EUR-Hedged Dis LU GS Growth & Emerging Markets CORE Equity Portfolio R Acc Snap LU GS Growth & Emerging Markets CORE Equity Portfolio R Close GBP Inc LU GS Growth & Emerging Markets CORE Equity Portfolio R Snap Inc LU GS Growth & Emerging Markets Corporate Bond Portfolio R Acc LU GS Growth & Emerging Markets Corporate Bond Portfolio R GBP-Hedged Inc LU GS Growth & Emerging Markets Corporate Bond Portfolio R Inc LU GS Growth & Emerging Markets Debt Local Portfolio R Acc LU GS Growth & Emerging Markets Debt Local Portfolio R Acc EUR LU GS Growth & Emerging Markets Debt Local Portfolio R EUR Inc LU GS Growth & Emerging Markets Debt Local Portfolio R GBP Inc LU GS Growth & Emerging Markets Debt Local Portfolio R Inc LU GS India Equity Portfolio R Acc LU GS India Equity Portfolio R GBP Inc LU GS India Equity Portfolio R Inc LU GS Liberty Harbour Opportunistic Corporate Bond Portfolio R Acc LU GS Liberty Harbour Opportunistic Corporate Bond Portfolio R Acc EUR-Hedged LU GS Liberty Harbour Opportunistic Corporate Bond Portfolio R Dis LU GS Liberty Harbour Opportunistic Corporate Bond Portfolio R EUR-Hedged Dis LU GS Liberty Harbour Opportunistic Corporate Bond Portfolio R GBP-Hedged Dis LU GS Liberty Harbour Opportunistic Corporate Bond Portfolio R Q-Dist LU GS Sterling Broad Fixed Income Plus Portfolio R Acc LU GS Sterling Broad Fixed Income Plus Portfolio R Inc LU GS Sterling Broad Fixed Income Portfolio R Acc LU GS Sterling Broad Fixed Income Portfolio R Inc LU Davy Select Introducing Fund Manager s 10

11 GS Sterling Credit Portfolio R Acc LU GS Sterling Credit Portfolio R Inc LU GS Strategic Absolute Return Bond II Portfolio R Acc LU GS Strategic Absolute Return Bond II Portfolio R Acc EUR-Hedged LU GS Strategic Absolute Return Bond II Portfolio R Acc GBP-Hedged LU GS Strategic Absolute Return Bond II Portfolio R Inc LU GS Strategic Absolute Return Bond II Portfolio R Inc EUR-Hedged LU GS US Equity Portfolio R Acc LU GS US Equity Portfolio R Acc EUR LU GS US Equity Portfolio R Acc EUR-Hedged LU GS US Equity Portfolio R GBP Inc LU GS US Equity Portfolio R Inc LU GS US Small Cap CORE Equity Portfolio R Acc Snap LU GS US Small Cap CORE Equity Portfolio R Snap GBP Inc LU GS US Small Cap CORE Equity Portfolio R Snap Inc LU Henderson European Growth Institutional GBP I Acc GB Henderson Gartmore Fund - Global Growth Fund R Acc LU Henderson Gartmore Fund Continental European R Acc LU Henderson Gartmore Fund Emerging Markets R Acc LU Henderson Gartmore Fund Pan European Smaller Companies R Acc LU Henderson Gartmore Fund Pan Henderson Gartmore Pan Euro R EUR Acc LU Henderson Gartmore Fund United Kingdom Absolute Return R Acc (hedged) LU Henderson Horizon Fund - Asia Pacific Property Equities Fund A2 EUR Acc LU Henderson Horizon Fund - Asian Dividend Income Fund A2 EUR Acc LU Henderson Horizon Fund - Asian Growth Fund A2 EUR Acc LU Henderson Horizon Fund - Euro Corporate Bond Fund A1 EUR Inc LU Henderson Horizon Fund - Euro Corporate Bond Fund A2 EUR Acc LU Henderson Horizon Fund - Euroland Fund A2 EUR Acc LU Henderson Horizon Fund - Global Property Equities Fund A2 EUR Acc LU Henderson Horizon Fund - Global Technology Fund A2 USD Acc LU Henderson Horizon Fund - Pan European Alpha Fund A2 EUR Acc LU Henderson Horizon Fund - Pan European Equity Fund Class A2 EUR Acc LU Henderson Horizon Fund - Pan European Property Equities Fund A2 EUR Acc LU Henderson Horizon Fund - Pan European Smaller Companies Fund A2 EUR Acc LU HSBC Global Investment Funds - Asia ex Japan Equity Class AC LU HSBC Global Investment Funds - Chinese Equity Class ACEUR LU HSBC Global Investment Funds - Euro Bond Class AC LU HSBC Global Investment Funds - Euro Bond Class AD LU HSBC Global Investment Funds - Euro Credit Bond Class AC LU HSBC Global Investment Funds - Euro Credit Bond Class AD LU HSBC Global Investment Funds - Euro High Yield Bond Class AC LU HSBC Global Investment Funds - Euro High Yield Bond Class AD LU HSBC Global Investment Funds - Euroland Equity Class AC LU HSBC Global Investment Funds - Euroland Equity Smaller Companies Class AC LU HSBC Global Investment Funds - European Equity Class AC LU HSBC Global Investment Funds - Global Emerging Markets Bond Class ADHEUR LU HSBC Global Investment Funds - Global Emerging Markets Equity Class ACEUR LU HSBC Global Investment Funds - Turkey Equity Class AC LU Invesco Funds - Invesco Active Multi-Sector Credit Fund A Acc LU Davy Select Introducing Fund Manager s 11

12 Invesco Funds - Invesco Asia Balanced Fund E LU Invesco Funds - Invesco Asia Consumer Demand Fund A EUR Hdg LU Invesco Funds - Invesco Asia Infrastructure Fund A EUR Hdg LU Invesco Funds - Invesco Asia Opportunities Equity Fund E LU Invesco Funds - Invesco Balanced-Risk Allocation Fund A LU Invesco Funds - Invesco Capital Shield 90 (EUR) Fund A Acc LU Invesco Funds - Invesco Emerging Europe Equity Fund E Acc LU Invesco Funds - Invesco Emerging Market Quantitative Equity Fund A EUR Hedged LU Invesco Funds - Invesco Energy Fund E Acc LU Invesco Funds - Invesco Euro Corporate Bond Fund Class A Accumulation LU Invesco Funds - Invesco Euro Inflation-Linked Bond Fund A Acc LU Invesco Funds - Invesco European Bond Fund A Acc LU Invesco Funds - Invesco European Growth Equity Fund A LU Invesco Funds - Invesco Global Absolute Return Fund A LU Invesco Funds - Invesco Global Bond Fund Class E EUR Accumulation LU Invesco Funds - Invesco Global Equity Income Fund Class E Accumulation LU Invesco Funds - Invesco Global Investment Grade Corporate Bond Fund E LU Invesco Funds - Invesco Global Leisure Fund E LU Invesco Funds - Invesco Global Smaller Companies Equity Fund Class E Accumulation LU Invesco Funds - Invesco Greater China Equity Fund E LU Invesco Funds - Invesco India Equity Fund E LU Invesco Funds - Invesco Japanese Equity Advantage Fund Class E EUR Accumulation LU Invesco Funds - Invesco Japanese Value Equity Fund E LU Invesco Funds - Invesco Nippon Small/Mid Cap Equity Fund E LU Invesco Funds - Invesco Pan European Equity Fund A Acc LU Invesco Funds - Invesco Pan European Small Cap Equity Fund A LU Invesco Funds - Invesco Pan European Structured Equity Fund A Acc LU Invesco Funds - Invesco US Structured Equity Fund E LU Invesco Funds - Invesco US Value Equity Fund E LU Investec Global Strategy Fund - High Income Bond A Inc-2 Gross EUR LU Investec Global Strategy Fund - Investment Grade Corporate Bond A Inc-2 GBP Hdg LU Investec Global Strategy Fund European Equity Fund A Gross EUR Accumulation LU Investec GSF Global Energy A Acc Gross EUR LU Investec GSF Global Equity A Acc Gross EUR LU Investec GSF Global Natural Resources A Acc Gross USD LU Investec GSF Global Strategic Equity A Acc Gross EUR LU JPM Emerging Markets Diversified Equity A (acc) - EUR LU JPM Euroland Select Equity A (acc) - EUR LU JPM Global Absolute Return Bond A (acc) - EUR (hedged) LU JPM Global Merger Arbitrage A Hdg Acc LU JPM Global Short Duration Bond A (acc) - EUR (hedged) LU JPM Japan Market Neutral A (acc) EUR Hdg LU JPM US Aggregate Bond A (acc) - EUR (hedged) LU JPM US Short Duration Bond A Hdg LU JPMorgan Funds - Africa Equity A (acc) (perf) - EUR LU JPMorgan Funds - Africa Equity A (inc) (perf) - EUR LU JPMorgan Funds - America Equity A (acc) - EUR (hedged) LU JPMorgan Funds - Asia Pacific Strategic Equity Fund A (acc) - EUR LU JPMorgan Funds - Brazil Equity A (acc) - EUR LU Davy Select Introducing Fund Manager s 12

13 JPMorgan Funds - Eastern Europe Equity A (acc) - EUR LU JPMorgan Funds - Emerging Europe, Middle East and Africa Equity A (acc) - EUR LU JPMorgan Funds - Emerging Markets Corporate Bond Fund Class A (acc) - EUR (hedged) LU JPMorgan Funds - Emerging Markets Debt A (acc) - EUR (hedged) LU JPMorgan Funds - Emerging Markets Debt A (inc) - EUR (hedged) LU JPMorgan Funds - Emerging Markets Equity A (acc) - EUR LU JPMorgan Funds - Emerging Markets Local Currency Debt A (acc) - EUR LU JPMorgan Funds - Emerging Markets Local Currency Debt A (inc) - EUR LU JPMorgan Funds - Emerging Markets Opportunities A (acc)-eur LU JPMorgan Funds - Emerging Markets Small Cap Fund A (acc) (perf) EUR LU JPMorgan Funds - Emerging Middle East Equity A (acc) - EUR LU JPMorgan Funds - EU Government Bond A (acc) - EUR LU JPMorgan Funds - Euro Corporate Bond A (acc) - EUR LU JPMorgan Funds - Euro Government Short Duration Bond A (acc) - EUR LU JPMorgan Funds - Euro Government Short Duration Bond A (inc) - EUR LU JPMorgan Funds - Euro Short Duration Bond A (acc) - EUR LU JPMorgan Funds - Euroland Equity A (acc) - EUR LU JPMorgan Funds - Europe Dynamic A (acc) - EUR LU JPMorgan Funds - Europe Dynamic A (dist) - EUR LU JPMorgan Funds - Europe Equity A (acc) - EUR LU JPMorgan Funds - Europe Focus A (acc) (perf) - EUR LU JPMorgan Funds - Europe High Yield Bond A (acc) - EUR LU JPMorgan Funds - Europe Small Cap A (acc) - EUR LU JPMorgan Funds - Europe Strategic Growth A (acc) - EUR LU JPMorgan Funds - Europe Strategic Value A (acc) - EUR LU JPMorgan Funds - Europe Technology A (acc) - EUR LU JPMorgan Funds - Europe Technology A (dist) - EUR LU JPMorgan Funds - Germany Equity A (acc) - EUR LU JPMorgan Funds - Germany Equity A (dist) - EUR LU JPMorgan Funds - Global Convertibles (EUR) A (acc) - EUR LU JPMorgan Funds - Global Corporate Bond Fund A (acc) - EUR (hedged) LU JPMorgan Funds - Global Credit Bond A (acc) - EUR (hedged) LU JPMorgan Funds - Global Dynamic A (acc) - EUR LU JPMorgan Funds - Global Government Bond A (acc) - EUR LU JPMorgan Funds - Global Government Short Duration Bond A (acc) - EUR LU JPMorgan Funds - Global Natural Resources A (acc) - EUR LU JPMorgan Funds - Global Real Estate Securities (USD) A (acc) - EUR (hedged) LU JPMorgan Funds - Global Real Estate Securities (USD) A (inc) - EUR (hedged) LU JPMorgan Funds - Global Strategic Bond A (acc) (perf) - EUR (hedged) LU JPMorgan Funds - Global Unconstrained Equity Fund A (acc) - EUR (hedged) LU JPMorgan Funds - Highbridge Europe STEEP A (acc) (perf) - EUR LU JPMorgan Funds - Highbridge Europe STEEP A (inc) (perf) - EUR LU JPMorgan Funds - Highbridge US STEEP A (acc) (perf) - EUR LU JPMorgan Funds - Highbridge US STEEP A (inc) (perf) - EUR LU JPMorgan Funds - Income Opportunity A (acc) (perf) - EUR (hedged) LU JPMorgan Funds - Income Opportunity A (inc) (perf) - EUR (hedged) LU JPMorgan Funds - JPMorgan ASEAN Equity A (acc) - EUR LU JPMorgan Funds - JPMorgan Eastern Europe Equity A (dist) - EUR LU JPMorgan Funds - JPMorgan Europe Small Cap A (dist) - EUR LU Davy Select Introducing Fund Manager s 13

14 JPMorgan Funds - JPMorgan Japan Equity A (acc) - EUR LU JPMorgan Funds - JPMorgan Korea Equity A (acc) - EUR LU JPMorgan Funds - JPMorgan Taiwan A (acc) - EUR LU JPMorgan Funds - Pacific Equity A (acc) - EUR LU JPMorgan Funds - Systematic Alpha A (acc) - EUR LU JPMorgan Funds - Turkey Equity Fund A (acc) - EUR LU JPMorgan Funds - US Growth A (acc) - EUR (hedged) LU JPMorgan Funds - US Select Equity Plus A (acc) (perf) - EUR (hedged) LU JPMorgan Funds - US Technology A (acc) - EUR LU JPMorgan Funds - US Value A (acc) - EUR (hedged) LU JPMorgan Investment Funds - Europe Select Equity A (acc) - EUR LU JPMorgan Investment Funds Europe Strategic Dividend A (acc) - EUR LU JPMorgan Investment Funds Europe Strategic Dividend A (dist) - EUR LU JPMorgan Investment Funds - Global Balanced Fund A (acc) - EUR LU JPMorgan Investment Funds - Global Capital Appreciation A (acc) - EUR LU JPMorgan Investment Funds - Global Conservative Balanced Fund A (acc) - EUR LU JPMorgan Investment Funds - Global Dividend A (acc) - EUR LU JPMorgan Investment Funds - Global Dividend A (inc) - EUR (hedged) LU JPMorgan Investment Funds - Global Financials A (acc) - EUR LU JPMorgan Investment Funds - Global High Yield Bond A (acc) - EUR (hedged) LU JPMorgan Investment Funds - Global High Yield Bond A (inc) - EUR (hedged) LU JPMorgan Investment Funds - Global Income A (acc)-eur LU JPMorgan Investment Funds - Japan Strategic Value A (acc) - EUR LU JPMorgan Investment Funds - US Equity A (acc) - EUR (hedged) LU JSS EquiSar - Global P EUR dist LU JSS EquiSar - IIID (EUR) P EUR acc LU JSS GlobalSar - Balanced (EUR) P EUR dist LU JSS GlobalSar - Growth (EUR) P EUR acc LU JSS OekoSar Equity - Global P EUR acc LU JSS Real Estate Equity - Global P EUR dist LU JSS Sustainable Bond - EUR Corporates P EUR dist LU JSS Sustainable Bond - EUR High Grade P EUR acc LU JSS Sustainable Bond EUR P EUR dist LU JSS Sustainable Equity - Europe P EUR dist LU JSS Sustainable Equity - Global P EUR dist LU JSS Sustainable Equity - New Power P EUR acc LU JSS Sustainable Equity - Real Estate Global P EUR acc LU JSS Sustainable Portfolio - Balanced (EUR) P EUR dist LU JSS Sustainable Water Fund P EUR dist LU M&G Global Dividend EUR A GB00B39R2S M&G Optimal Income Fund Euro Class A-H Gross Shares Acc (Hedged) GB00B1VMCY M&G Optimal Income Fund Euro Class C-H Gross Shares Acc (Hedged) GB00B1VMD Merrill Lynch Investment Solutions - Marshall Wace Tops UCITS Fund (Market Neutral) A EUR Acc LU Morgan Stanley Investment Funds Diversified Alpha Plus A Acc LU Morgan Stanley Investment Funds Emerging Europe, Middle East and Africa Equity A LU Morgan Stanley Investment Funds Emerging Europe, Middle East and Africa Equity AX LU Morgan Stanley Investment Funds Emerging Markets Debt AH Acc LU Morgan Stanley Investment Funds Emerging Markets Domestic Debt AH Acc LU Morgan Stanley Investment Funds Emerging Markets Domestic Debt AHX Inc LU Davy Select Introducing Fund Manager s 14

15 Morgan Stanley Investment Funds Euro Bond A LU Morgan Stanley Investment Funds Euro Corporate Bond A LU Morgan Stanley Investment Funds Euro Corporate Bond AX LU Morgan Stanley Investment Funds Euro Strategic Bond A LU Morgan Stanley Investment Funds Euro Strategic Bond AX LU Morgan Stanley Investment Funds European Currency High Yield Bond A Acc LU Morgan Stanley Investment Funds European Currency High Yield Bond AX Inc LU Morgan Stanley Investment Funds European Equity Alpha A LU Morgan Stanley Investment Funds European Property A LU Morgan Stanley Investment Funds Eurozone Equity Alpha A LU Morgan Stanley Investment Funds Global Bond AH Acc LU Morgan Stanley Investment Funds Global Bond AHX Inc LU Morgan Stanley Investment Funds Global Brands AH LU Morgan Stanley Investment Funds Global Convertible Bond AH LU Morgan Stanley Investment Funds Global Fixed Income Opportunities AHX Inc LU Morgan Stanley Investment Funds Global Fixed Income Opportunities Fund AH LU Morgan Stanley Investment Funds Global Infrastructure Fund AH Acc LU Morgan Stanley Investment Funds US Advantage AH LU Morgan Stanley Investment Funds US Growth Fund AH EUR LU MS INVF Emerging Markets Corporate Debt AH LU MS INVF Emerging Markets Corporate Debt AHX LU MS INVF Global Balanced Risk Control Fund of Funds A LU Parvest Bond Euro Government Privilege-Capitalisation LU Parvest Bond Euro High Yield Privilege-Capitalisation LU Parvest Bond Euro Privilege-Capitalisation LU Parvest Bond Europe Emerging Privilege-Capitalisation LU Parvest Bond World Emerging Local Privilege-Capitalisation LU Parvest Commodities Privilege-Capitalisation LU Parvest Equity Best Selection Asia ex-japan Privilege-Capitalisation LU Parvest Equity Best Selection Euro Privilege-Capitalisation LU Parvest Equity Best Selection Europe Privilege-Capitalisation LU Parvest Equity Brazil Privilege-Capitalisation LU Parvest Equity China Privilege-Capitalisation LU Parvest Equity Europe Emerging Privilege-Capitalisation LU Parvest Equity Europe Growth Privilege-Capitalisation LU Parvest Equity Europe Small Cap Privilege-Capitalisation LU Parvest Equity Germany Privilege-Capitalisation LU Parvest Equity High Dividend USA Privilege-Capitalisation LU Parvest Equity India Privilege-Capitalisation LU Parvest Equity Indonesia Privilege-Capitalisation LU Parvest Equity Latin America Privilege-Capitalisation LU Parvest Equity Russia Privilege-Capitalisation LU Parvest Equity Turkey Privilege-Capitalisation LU Parvest Equity USA Small Cap Privilege-Capitalisation LU Parvest Equity World Consumer Durables Privilege-Capitalisation LU Parvest Equity World Emerging Privilege-Capitalisation LU Parvest Equity World Energy Privilege-Capitalisation LU Parvest Equity World Low Volatility Privilege-Capitalisation LU Parvest Equity World Technology Privilege-Capitalisation LU Davy Select Introducing Fund Manager s 15

16 Parvest Equity World Telecom Privilege-Capitalisation LU Parvest Money Market Euro Privilege-Capitalisation LU Parvest Money Market USD Privilege-Capitalisation LU Parvest Real Estate Securities World Privilege-Capitalisation LU Pioneer Funds - Euro Aggregate Bond A EUR ND LU Pioneer Funds - Euro Bond A EUR ND LU Pioneer Funds - Global Aggregate Bond A EUR ND LU Robeco Active Quant Emerg Markets Equities D LU Robeco All Strategy Euro Bonds DH EUR LU Robeco Asia Pacific Equities D EUR LU Robeco Asian Stars Equities Class D EUR Acc LU Robeco BP Global Premium Equities D EUR LU Robeco Chinese Equities Class D EUR Acc LU Robeco Emerging Conservative Equities D EUR LU Robeco Emerging Markets Equities Class D EUR Acc LU Robeco Emerging Stars Equities Class D EUR Acc LU Robeco Euro Credit Bonds DH LU Robeco Euro Government Bonds DH EUR LU Robeco Euro Sustainable Credits DH EUR LU Robeco European Conservative Equities D EUR LU Robeco European High Yield Bonds Class DH EUR Acc LU Robeco Flex-o-rente DH EUR LU Robeco Global Consumer Trends Equities Class D EUR Acc LU Robeco Global Stars Equities D EUR LU Robeco GTAA D LU Robeco High Yield Bonds 0DH EUR LU Robeco High Yield Bonds EH EUR LU Robeco Lux-o-rente DH EUR LU Robeco New World Financial Equities D EUR LU Robeco Property Equities D EUR LU Robeco US Large Cap Equities Class D EUR Acc LU Robeco US Premium Equities D EUR LU RobecoSAM Smart Energy Fund B EUR LU RobecoSAM Smart Materials Fund B EUR LU RobecoSAM Sustainable Agribusiness Equities D EUR LU RobecoSAM Sustainable European Equities Class D EUR Acc LU RobecoSAM Sustainable Global Equities B EUR LU RobecoSAM Sustainable Healthy Living Fund B EUR LU RobecoSAM Sustainable Water Fund B EUR LU SSgA EMU Index Equity Fund P FR SSgA EMU Index Real Estate Fund P FR SSgA Germany Index Equity Fund P FR SSgA Norway Index Equity Fund P EUR FR SSgA Switzerland Index Equity P EUR FR Standard Life Investments Global SICAV Absolute Return Global Bond Strategies A Euro Acc Hged LU Standard Life Investments Global SICAV European Corporate Bond Cl A Dis LU Standard Life Investments Global SICAV European Equity Unconstrained Class A Acc LU Standard Life Investments Global SICAV European High Yield Bond Class A Acc LU Standard Life Investments Global SICAV European Smaller Companies Class A Acc LU Davy Select Introducing Fund Manager s 16

17 Standard Life Investments Global SICAV Global Absolute Return Strategies Fund Class A Acc LU Standard Life Investments Global SICAV Global Equities Class A EUR Acc LU Standard Life Investments Global SICAV Global Inflation-Linked Bond Cl A Acc LU Standard Life Investments Global SICAV Global REIT Focus Class A Acc LU The Jupiter Global Fund - Jupiter Dynamic Bond Class D EUR Q Inc LU The Jupiter Global Fund - Jupiter Europa Class D EUR B Acc LU The Jupiter Global Fund - Jupiter European Opportunities Class D EUR Acc LU The Jupiter Global Fund - Jupiter Global Convertibles Class D EUR C LU Threadneedle Investment Funds - American Smaller Companies Fund (US) Retail Net Acc GB00B0WGY Threadneedle Investment Funds - Threadneedle American Retail Net EUR Acc GB00B0WGW Threadneedle Investment Funds - Threadneedle Asia Retail Net EUR Acc GB00B0WGVL Threadneedle Investment Funds - Threadneedle Dollar Bond Retail Gross EUR Acc GB00B0WH8D Threadneedle Investment Funds - Threadneedle Emerging Market Bond Retail Gross EUR Acc GB00B0WH9Y Threadneedle Investment Funds - Threadneedle European Bond Ret EUR GB00B3T17K Threadneedle Investment Funds - Threadneedle European Bond Retail Gross EUR Acc GB00B465TP Threadneedle Investment Funds - Threadneedle European Corporate Bond Retail Gross EUR Acc GB00B1FQYB Threadneedle Investment Funds - Threadneedle European High Yield Bond Retail Net EUR Acc GB Threadneedle Investment Funds - Threadneedle European Retail Net EUR Acc GB Threadneedle Investment Funds - Threadneedle European Select Retail Net EUR Acc GB Threadneedle Investment Funds - Threadneedle European Select Retail Net GBP Acc GB Threadneedle Investment Funds - Threadneedle European Smaller Companies Retail Net EUR Acc GB Threadneedle Investment Funds - Threadneedle Global Bond Retail Gross EUR Acc GB00B1FQY Threadneedle Investment Funds - Threadneedle Global Select Retail Net EUR Acc GB00B0WHN Threadneedle Investment Funds - Threadneedle Global Select Retail Net GBP Acc GB Threadneedle Investment Funds - Threadneedle Japan Retail Net EUR Acc GB00B0WHP Threadneedle Investment Funds - Threadneedle Latin American Retail Net EUR Acc GB00B0WJ2D Threadneedle Investment Funds - Threadneedle Pan European Retail Net EUR Acc GB Threadneedle Investment Funds - Threadneedle Pan European Smaller Companies Retail Net EUR Acc GB00B0PHJS Threadneedle Investment Funds - Threadneedle UK Fund 1 Inc GB Davy Select Introducing Fund Manager s 17

18 Important Information This Document has been issued by Davy for information purposes only. Investors considering an investment in any of the Investment Funds listed, should prior to making any investment decision, review a copy of the relevant Fund Documentation (including the Prospectus, Supplement and Key Investor Information Document) which contains additional information needed to evaluate the investment and which provides important disclosures regarding risks, fees and expenses. The information contained in this communication is not a research recommendation or investment research and is classified as a marketing communication in accordance with the European Communities (Markets in Financial Instruments) Regulations This means that (a) it has not been prepared in accordance with the legal requirements designed to promote the independence of investment research and (b) it is not subject to any prohibition on dealing ahead of the dissemination of investment research. The Information does not constitute an offer for the purchase or sale of any financial instruments, trading strategy, product or service. No one should treat any of the contents as constituting advice. It does not take into account the investment objectives or financial situation of any particular person. Prospective investors are advised to make their own independent commercial assessment of the information contained herein and obtain independent professional advice (including inter alia legal, financial and tax advice) suitable to their own individual circumstances, before making an investment decision, and only make such decisions on the basis of their own objectives, experience and resources. While reasonable care has been taken by Davy in the preparation of this Document, no warranty or representation, express or implied, is or will be provided by Davy or any of its shareholders, subsidiaries or affiliated entities or any person, firm or body corporate under its control or under common control or by any of their respective directors, officers, employees, agents, advisers and representatives, all of whom expressly disclaim any and all liability for the contents of, or omissions from this Document. Davy gives no undertaking to provide investors or prospective investors with access to any additional information or to update this Document, or to correct any inaccuracies in it which may become apparent. Neither Davy nor any of its shareholders, subsidiaries, affiliated entities or any person, form or body corporate under its control or under common control or their respective directors, officers, agents, employees, advisors, representatives or any associated entities (each an Indemnified Party ) will be responsible or liable for any costs, losses or expenses incurred by investors in connection with the Investment. The investor indemnifies and holds harmless Davy and each Indemnified Party for any losses, liabilities or claims, joint or several, howsoever arising, except upon such Indemnified Party s bad faith or gross negligence. The maximum liability of Davy collectively with each and all Davy Related Party(ies) for any and all claims in aggregate shall not in any circumstances exceed the higher of (i) four times the amount of the fees actually paid by you to Davy in the 12-month period prior to the event(s) giving rise to the claim or (ii) the amount of 50, (fifty thousand euro) whichever is the higher. This Document can be printed from the Davy Select website, but it must not be copied, reproduced, distributed or passed to others at any time without the prior written consent of Davy. Investors should be aware that Davy may have provided investment services to and received compensation from the Investment Funds referred to in this Document in the past twelve months or may provide such services in the next three months. Davy may deal as principal for its own account by buying or selling any of the Investments, or the assets held by or to be held by the Investments, which may give rise to a profit for Davy. Davy or an associated company or some other person connected with Davy, may have an interest, relationship or arrangement that is relevant to this Investment. This means that a transaction in the Investment may give rise to a profit for Davy, an associated company or some other person connected with Davy. Our conflicts of interest management policy is available at J&E Davy, trading as Davy, is regulated by the Central Bank of Ireland. Davy is a member of the Irish Stock Exchange, the London Stock Exchange and Euronext. In the UK, Davy is authorised by the Central Bank of Ireland and authorised and subject to limited regulation by the Financial Conduct Authority. Details about the extent of our authorisation and regulation by the Financial Conduct Authority are available from us on request. Davy Select Introducing Fund Manager s 18

19 Davy Select Davy House, 49 Dawson Street, Dublin 2, Ireland Phone J&E Davy, trading as Davy, is regulated by the Central Bank of Ireland. Davy is a member of the Irish Stock Exchange, the London Stock Exchange and Euronext. In the UK, Davy is authorised by the Central Bank of Ireland and authorised and subject to limited regulation by the Financial Conduct Authority. Details about the extent of our authorisation and regulation by the Financial Conduct Authority are available from us on request J&E Davy.