SkyMed.comlLoreto. Barbara Vandenberg 13-30343 skymedloreto@gmail.com



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SKYMED INTERNATIONAL INC. Corporate Headquarters 4425 North Saddlebag Trail Scottsdale, Arizona 85251-3418 1-800-475-9633 (480) 946-5188 FAX: (480) 946-3484 info@skymed.com SKYMED FLORIDA, INC. 3825 South Florida, Suite 4, Lakeland, Florida 33813 A Prepaid Limited Health Service Organization Licensed by the Florida Department of Insurance 1-800-275-9633 FAX: (863) 648-5684 infofl@skymed.com SKYMED VIRGIN ISLANDS, INC. 25 Anchor Way, Gallows Bay Christiansted, St. Croix, USVI 00820 340-713-9991 FAX: (340) 713-0154 infovi@skymed.com 4392 Annas Retreat Suite 4-B St. Thomas, USVI 00802 340-777-3270 FAX: (340) 777-3268 Certificate of Authority granted by the USVI Department of Banking and Insurance FROM MEXICO CALL 001-866-805-9624 or contact SkyMed.comlLoreto Barbara Vandenberg 13-30343 skymedloreto@gmail.com

WHO NEEDS SKYMED? There is a simple answer: anyone who travels more than 100 air miles from their home as a vacationer, business traveler, timeshare owner, vacation club member or one of North America's growing number of recreational vehicle owners. SkyMed is not to be confused with look-a-like companies, who in their fine print, promise to take the traveler to the nearest medical facility. That is not taking you home. SkyMed is often imitated, never duplicated. Should a critical illness or injury occur while traveling, SkyMed air repatriates our members to their home and the comfort of their medical care providers and more often than not, to the member's health insurance coverage area so financial implications will be minimized. Professional bonded drivers return stranded vehicles. All this and more, without copays, deductibles or cumbersome claim forms. When it comes to the leader in unmatched medical air repatriation memberships, SkyMed is the one by which all others are measured. If you do not have a SkyMed membership, you do not have the industry gold standard. Our goal is simply to be The Most consumer-sensitive emergency air repatriation membership company in the world. Y2R- ~ President/CEO KkL:-

REPARED FOR THE UNEXPECTED! THE RV TRAVELER John Lesh, WBCCI member, had been experiencing problems with his leg prior to departing from his home in York, PA. However, his doctor had pronounced him fit for travel, so the Lesh's packed their RV and left for Florida. The Lesh's had only been in Florida for a short while when John developed osteomyelitis of his ankle and had to be admitted to the hospital. Wrote his wife, Dot, "John was on IV antibiotics and had to keep his foot elevated because of the infection. The doctor said there was no way he could return to York on a commercial flight." Continues John, "My wife called SkyMed. We were very pleased with your prompt response to our difficult problems. Facing an immediate lower leg amputation, we decided we needed to go back to York, PA to our own hospital and doctor. The SkyMed benefits are great, and I had excellent care by the air ambulance crew. The transport driver pulled up with our RV, and even backed the trailer into our yard beside the garage for us! We have already recom mended SkyMed to our friends. All services were 100%." Without SkyMed: $16,000 With SkyMed: No Cost! THE TIMESHARE TRAVELER Tom and Gail Sexton were vacationing in Cancun, when Gail became gravely ill and had to be taken to a local hospital. Torn called SkyMed to alert us to his wife's hospitalization, and to inquire as to what their options for transport home to Ohio were? Initially, Tom thought a commercial flight might work, but it became quickly apparent that Gail's illness was severe enough where a commercial flight home was out of the question. As soon as SkyMed received word that Gail was stable enough to be transported, arrangements were made and a flight arranged. The air ambulance arrived in Cancun around 2:00 pm, an ambulance was dispatched to AMAT hospital and Gail, accompanied by Tom, was in the air by 4:00 pm. The air ambulance arrived in Cincinnati around 9:00 pm. Aground ambulance transported Gail directly to Deaconess Hospital, where she was immediately admitted to the critical care unit. Thank you, SkyMed. Without SkyMed: $19,000 With SkyMed: No Cost! THE RV TRAVELER Escapees Shirley and Walt Greenes were in Ashland, OR, when Shirley became ill and was rushed to the emergency room of the local hospital. Shirley wrote, "The doctor at the hospital felt that due to previous surgery, he would not be able to perform the surgery now needed. It became imperative that I get back to Los Angeles as quickly as possible. My husband made one call to SkyMed. They took care of everything to expedite my return. There were no questions asked, no money expected from us...just a job well done. I was taken by ambulance to a waiting jet, flown to Los Angeles with two nurses in attendance, met at the airport by another ambulance and taken directly to Cedars Sinai Hospital. One phone call provided me with a service I cannot praise highly enough. We were lucky to be SkyMed members. " Without SkyMed: $11,000 With SkyMed: No Costl THE SHORT-TERM TRAVELER While holidaying at their timeshare in Cancun, Mexico, Paul and Audrey Williams faced the incredible dilemma of any traveling family; their S-year old son, Paul Jr., was faced with a critical illness, which demanded young Paul's immediate repatriation to their home medical care providers in Maryland. Within a matter of hours, SkyMed dispatched a medically equipped and staffed jetto return the Williams family home. In a telephone call to President Will Klein, Mr. Williams again expressed their gratitude and asked for applications to share with family and friends. He said, "When I relate what SkyMed did for us, my friends are stunned that such a service is available. They raise their eyebrows when Itell them SkyMed took us home on a jet. It is almost as though they don't believe it!" Mr. Williams said, "Everybody who travels has to know about SkyMed. " Without SkyMed: $19,700 With SkyMed: No Costl

QUESTIONS & ANSWERS ABOUT SKYMED Q. Who is SkyMed International,lnc.? A. SkyMed International Inc., founded in 1989, provides emergency medical air evacuation and travel-related services to North American travelers who are SkyMed members. When members travel more than 100 air miles from home and suffer a critical illness or injury, SkyMed takes them home to their health-care providers. Q. What and who determines if I am going to be transported? A. The attending physician, in consultation with SkyMed's Member Services Director, makes the decision. Once a member has been stabilized for travel. the flight is scheduled by SkyMed. Q. What happens to the vehicle I am forced to leave behind, as a result of my air evacuation? A. Skymed takes it home too! Q. What is The SkyMed Difference and what does the FINE PRINT say? A. The FINE PRINT speaks loudly in your SkyMed Member Service Agreement. We ask you to Dare To Compare any medical repatriation legal contract with the uncompromising difference of the acclaimed SkyMed TAKES YOU HOME services. You'll find under Emergency Air Evacuation the FINE PRINT in other services says, "should your medical condition warrant immediate transportation it will be to the nearest appropriate medical facility where medical treatment can be obtained." On most occasions you are already there and hundreds of miles from home, that's where SkyMed's service begins! The SkyMed FINE PRINT says, "Emergency medical air transportation to the hospital nearest to the member's place of residence." An uncompromising difference and a standard of excellence by which all other competitors can be measured. Yes, SkyMed TAKES YOU HOME what else matters?

SkyMed TAKES YOU HOME WHEN CRITICAL MEDICAL EMERGENCIES OCCUR WHILE TRAVELING IN THE USA, CANADA, MEXICO, COSTA RICA, BELIZE, THE CARIBBEAN, BERMUDA OR THE BAHAMAS, THESE 12 SKYMED SERVICES MAKE MEMBERSHIP A NECESSITY FOR EVERY TRAVELER. 1. HOSPITAL-TO-HOSPITAL EMERGENCY 6. RV AND/OR VEHICLE RETURN MEDICAL AIR TRANSPORTATION, INCLUDING AIRPORT/HOSPITAL 7. VISITOR TRANSPORTATION GROUND AMBULANCE TRANSFERS 8. RETURN TRANSPORTATION AFTER RECOVERY 2. TRANSPORTATION FOR RECUPERATION AT HOME 9. INCIDENTAL EXPENSE ALLOWANCE 3. COMMERCIAL CARRIER MEDICAL 10. ORGAN RETRIEVAL* ESCORT FLIGHTS 11. ORGAN RECIPIENT TRANSPORTATION * 4. ESCORT TRANSPORTATION 12. PHYSICAL REMAINS RETURN 5. MINOR CHILDREN AND *Note: This service is not available to new members on GRANDCHILDREN RETURN a transplant recipient list at the time of application. I WHAT WOULD YOU DO IF YOU PjRE FAR FROM HOME AND YOU OR A LOVED ONE WERE CONFRONTED ~ITH A CRITICAL ILLNESS OR INJURY? As a SkyMed member, you would make just one call to our toll-free number, where you will speak to a caring SkyMed representative. (No pre-recorded phone messages.) SkyMed is there to serve members 24 hours a day, 365 days a year, to help SkyMed members when they need it most. SkyMed arranges and pays for members' flights, their ground ambulances to and from airports, and for thl~ return of their stranded vehicles. Their only cost? SkyMed's annual membership fee. NO COPAYS! NO DEDUCTIBLES! NO CLAIM FORMS! A go day service restriction applies to any illness or injury diagnosed or treated within go-days prior to application. Services are subject to conditions, certain exclusions, and limitations, as defined in the SkyMed Member Services Agreement. FLIGHTS MUST BE PRE APPROVED AND ARRANGED BY SKYMED. SkyMed reserves the right to approve applications for membership.