ACCOUNT OPENING FORM - SAVINGS ACCOUNT(Except NRI)

Acc No. ACCOUNT OPENING FORM - SAVINGS ACCOUNT(Except NRI) IBR Code Branch Name SBU Code I WISH TO OPEN THE FOLLOWING SAVINGS ACCOUNT (select the preferred box) Sanman Nova Savings Account Edge Savings Account Classic Savings Account Pro Savings Account Ace Savings Account Platina 1025 R - 1026 G - 1032 S - 1038 J - 1044 R - 1027 G - 1033 S - 1039 J - 1045 R - 1028 G - 1034 S - 1040 J - 1046 R - 1029 G - 1035 S - 1041 J - 1047 R - 1030 G - 1036 S - 1042 J - 1048 R - 1031 G - 1037 S - 1043 J - 1049 Promo code Campaign code R - Regular G - Grand S - Silk J - Junior This document will go through a scanner, please write in BLOCK letters First applicant name Second applicant name R A M P R A S A D R A O CIF No. CIF No. to be filled by the Bank for new customers Existing Yes No Purpose of opening account Saving for Family/ Goals Pay Expenses & Bills Saving for Retirement Others (You can choose multiple options) Mode of operation Single Either/ anyone or survivor Jointly Others Relationship of second applicant with the first applicant Personal Details of First Applicant Gender Nationality, if other than Indian Details of VISA Mother s Maiden Name PAN Number UID/ Aadhaar Number (opt) / CIF No. Form To be filled in by those who do not have PAN No. Scheme1 Minor (for joint account) M F Marital Status Single Married Others of Birth (If US, please provide Form W8 & W9) Country Type Place of issue Expiry date Scheme2 Senior Citizen Existing Yes No Scheme3 Identity Proof Submitted Education Occupation If Salaried Type of Company If Self Employed, Nature of Business If Professional, Type of Profession Income Per Annum (in`) Which other bank you have an account with, if any Loan From Other Banks Residence Customer From Faraway Location Rented Own Leased No. of years in current residence Years Months Yes No If Yes, Reason required Retail Yes No Type of Loan (opt) Name of the Bank (opt) EMI (opt) Name Of The Bank Permanent Address Landmark Pincode Local Residence Address Same as Permanent Address Landmark Office Address (Not applicable for Retired, Student, Housewife & Others) Board No. Extn Fax Mailing Address (tick one) Permanent Residence Office (Debit Card/ PIN mailers will be sent to the Mailing Address of each applicant. Account Statement/ Cheque Book will be sent to Mailing Address of the first applicant only) E-mail ID Telephone Number Mobile 1 Primary Number Residence(opt) STD Code Mobile 2(opt) Second Number Office(opt) STD Code Do Not Disturb (DND) Phone Email How did you come to know about Kotak Mahindra Bank? Friends/ Family Advertisement Bank Employee Others Signature of First Applicant to Verify Telephone/ Mobile/ Email Details Kotak Mahindra Bank, CIN: L65110MH1985PLC038137, Registered Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051. 1

Value Added Services (Please cancel in case you do not require any of the below services.) Internet and Mobile Banking # Alert Type 1st Applicant estatement (email id mandatory) Monthly Daily Weekly b) Weekly Balance + Transaction and Value Added Alerts Also available for Windows, Blackberry & Java platforms. Charges may apply for some services, please refer the General Schedule of Features and Charges (GSFC). # SMS Banking & Alert Facility (Refer GSFC for charges applicable) Alert Facility enables you to receive alerts on your Email and/ or Mobile regarding account transactions and maintenances. New alerts may be added from time to time. By ticking on any of the options below I/ We expressly consent and authorise the Bank to make Telephone calls and SMS and/ or Emails to inform me/ us on any information or updates relating to Bank s existing/ new Product/ Services. The said contest is valid till such time I/ We withdraw the same in writing. **Bank will send all alerts to the Primary account holders mobile number and E-mail address mentioned in this form. The Bank will also use these details for sending out transaction information and updates about Product and Services. Alerts that have been mandated by RBI and such alerts as deemed appropriate by the Bank will be sent even if you have not subscribed for the facility. Transaction and Value Added Alerts will be sent to First Holder/ Guardian for all Individual accounts, irrespective of the mode of operation. For Non-Individual Accounts such alerts will be sent to Primary account holder irrespective of the mode of operation. Apple, the Apple logo, iphone and ipad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Android is a trademark of Google Inc. SMS Daily Balance + Transaction and a) Value Added Alerts Please select either (a) or (b) as per your requirement E-mail Home Banking SMS Banking Personal Details of Second Applicant Gender Nationality, if other than Indian Details of VISA Mother s Maiden Name PAN Number M / F Marital Status Single Married Others of Birth (If US, please provide Form W8 & W9) Minor Senior Citizen UID/ Aadhaar Number (opt) Scheme1 Scheme2 Scheme3 Identity Proof Submitted Education Occupation If Salaried Type of Company If Self Employed, Nature of Business If Professional, Type of Profession Income Per Annum(in`) Which other bank you have an account with, if any Loan From Other Banks Retail Yes No Type of Loan (opt) Name of the Bank (opt) EMI (opt) Name Of The Bank Permanent Address Landmark Pincode Local Residence Address Same as Permanent Address Landmark Office Address (Not applicable for Retired, Student, Housewife & Others) Mailing Address (tick one) Permanent Residence Office (Debit Card/ PIN mailers will be sent to the Mailing Address of each applicant. Account Statement/ Cheque Book will be sent to Mailing Address of the first applicant only) E-mail ID Board No. Extn Fax Telephone Number Mobile 1 Primary Number Residence(opt) Mobile 2 (opt) Second Number Office(opt) STD Code STD Code Do Not Disturb (DND) Phone Email Kotak Mahindra Bank? Signature of Second Applicant to Verify Telephone / Mobile Details 2

ActivMoney (2 way sweep)^^ ActivMoney (2 way sweep)^^ ^^ActivMoney is a facility of automatically sweeping out funds above a pre-specified threshold from your Savings Account to a TD Account for 180 days. In case of balance below threshold level in Savings Account, the TD will be broken prematurely and the required amount (in multiples of `10,000) will be transferred to Savings Account. Deposits upon maturity will be credited back to the linked Savings Account. ActivMoney is not available if linked account has an overdraft facility attached. Please specify Sweep-Out* threshold ` and Sweep-In** threshold ` (applicable if ActivMoney is opted for). *This should be equal to or greater than the value equivalent to twice the MAB (Monthly Average Balance) requirement of the Savings Account product chosen. ** This should be equal to or greater than the value equivalent to MAB requirement of the Savings Account product chosen. The nomination registered for Savings Account will apply for the TDs created through ActivMoney. TERM DEPOSIT (TD) FORM (Not applicable in case ActivMoney is chosen) Step 1 - TD Details - (Amount/ Tenure/ Interest payment options) Tenure: Others Cumulative (Re-invest) Step 2 - Select your TD Scheme (Please select any ONE option from below) Enjoy high returns Save on Tax Save regularly, Save more Term Deposit or Tax Saving TD or Recurring Deposit (RD) (monthly savings) Sweep-In facility^ (5 year lock in) Select the date for monthly debit (Synchronise your TD and Savings Account) Step 3 - Other instructions - Maturity Delivery of Deposit Confirmation Advice (Not applicable for Sweep-In) Senior Citizen (Select if applicable) Renew for same period Repay principal & Interest to savings account which is opened newly Interest Payment: (Discounted rate) Senior Citizen (Please check for preferential interest rates) ^Sweep-In facility allows the linking of your Savings Account with your TDs. In case of insufficient balance the linked TDs will be broken prematurely and the required amount (in multiples of `10,000) is transferred to the Savings Account. This facility is allowed only if the order of names and mode of operation are same in the Savings Account and the TDs linked to it (not applicable if customer applies for ActivMoney facility). If Term Deposit tenure is less than six months please mention tenure in days only. Note: The account holder information, mode of operation, nomination registration captured on the TD will be the same as provided for opening the Savings Account herein. The TD will be booked subject to clear funds being available in the Savings Account and submission of a valid PAN. In case monthly debit date for RD is not mentioned, account opening date will be considered. Senior Citizens must produce (one time) date of birth proof acceptable to the bank. Declaration For Term Deposit I/ We, the above named joint depositors of the Term Deposit, not withstanding the terms of repayment of the deposit, hereby authorise the bank at its absolute discretion and subject to such terms and conditions that the bank may stipulate; (i) *To repay the deposit amount on the due date/ prematurely close the deposit/ grant loan or advance against the security of the deposit or adjust the proceeds of the deposit towards the loan or advance on the basis of mandate signed by any one of us (ii) #Permit the bank to allow premature withdrawal of the deposit by the surviving joint depositor(s) on the death of any one or more of the joint depositors (strike off where the depositors do not wish to give authorisation for (i) and (ii) above) I/ We declare that any action of the bank based on the above shall be binding on us and our legal representatives/ heirs/ assigns and that we will not raise any dispute on the action of the bank in terms of the above authorisation. In the event that this deposit is a minor deposit I/ We undertake that withdrawal of funds shall be used exclusively for the benefit of minor. I/ We further undertake / declare (a) to provide to the bank immediately on change of address and/or telephone number(s) and (b) that I/ We am/ are resident(s) of India. In the absence of maturity disposal instructions on the date of maturity of the deposit, I/ We hereby authorise the bank to renew the deposit on maturity for the same period for which the deposit is contracted for as per the terms and conditions of the bank. The bank may continue such renewal from time to time on the respective dates of maturity of the renewed deposits till advised to the contrary by me/ us. If loan/ advance is availed on this deposit the interest/ maturity proceeds may be credited to the respective loan account. *Not Applicable if the mode of operation is jointly. #Applicable for deposits with mode of operation as either or survivor or former or survivor only. Signature of 1st Applicant Signature of 2nd Applicant (For office use only) Product code Sweep facility linking completed by (Name of the Officer) (Signature) Investment Services Account (Default service for Platina savings account) I/ We wish to sign up for the Investment services account (Applicable only where mode of operation is Single or Either/ Anyone or Survivor ) PAN of 1st Applicant PAN of 2nd Applicant In case of either or survivor mode of operation, only the Retail Internet Banking (RIB) ID of the first applicant shall be designated for the purposes of transacting on the Mutual Fund portfolio and its instructions for the said id shall be presumed to be for all applicants. The RIB ids of other applicants shall have only view capability. That in case of joint mode of operation all ids shall have view only capability. I/ We have complied with/ agree to comply with the mandatory CVL KYC requirements. I/ We agree to pay the distribution fees as applicable on the investment. Do you have any US/ UK/ Canada based residential, postal, fiscal address or US phone number? Are you a US citizen or do you have a US Green Card? Do you have any US related proxy? (Please mark with a cross, even if only one criterion applies to you) Signature of 1st Applicant Signature of 2nd Applicant Initial Deposit Details Initial Payment Amount Bank Branch (Please deposit only at Bank counters) Cheque issued by the customer from his/her existing bank account and payable to Kotak Mahindra Bank Ltd A/c <customer name> will only be accepted. Total value of transaction you expect 1-1,00,000 up to 50,00,000 up to 1,00,00,000 up to 2,00,00,000 above 2,00,00,000 to perform in the account p.a (Sum of all debit & credit in the account) Cash / If Cheque, Cheque No. 3

Select your Debit Cards type: Debit Card will be issued by default, please cross out if you do not want the same Debit Card for 1st Applicant 1) Please issue (Mandatory) Magstripe (Domestic) 2) Upgrade to* EMV Chip (International) Magstripe (Domestic) 3) Image Code** World 2) Upgrade to* 1) Please issue (Mandatory) Debit Card for 2nd Applicant Platinum EMV Chip (International) World & Platinum are by default internationally accepted EMV Chip based cards. Platinum 3) Image Code** Signature of 1st Applicant World *You can upgrade to only a higher than default card variant and not to a lower variant. Signature of 2nd Applicant The default Debit Card for your account type is 4 PLATINA Kotak World EMV Chip PRO/ ACE Kotak Platinum EMV Chip SANMAN/ NOVA/ EDGE/ CLASSIC Kotak Classic Magstripe MY JUNIOR Kotak My Junior Magstripe SILK Kotak Silk Magstripe ** My Junior card is NOT eligible for image feature. * Silk & My Junior cards are NOT eligible for upgrade. For Debit Card ATM/ Shopping limits and Annual Maintenance Charges (AMC) please refer to General Schedule of Features and Charges (GSFC). For upgrades, in case you select the wrong card type, then the default card type for your account type will be issued. Domestic Debit Card will be accepted only in India & International Debit Card will be accepted in India & abroad.

Nomination (Form DA1) I want to provide nomination for this account. Yes No If yes, fill form below. Nomination under Sec 45ZA of the BR Act and Rule 2(1) of the Banking Companies (Nomination) Rule in respect of Bank Deposits. I nominate the following person to whom, in the event of my/ our/ minor s death, the amount of the deposit in the account may be returned by Kotak Mahindra Bank Ltd. Name & Address of the Nominee The nominee details mentioned above will be applicable for Investments Services Account (if applicable) Relationship with the Depositor If nominee is a minor, his/ her D.O.B As the nominee is a minor on this date, I/ We appoint the following as the guardian to receive the deposit amount in the account on behalf of the nominee in the event of my/ our/ minor s death during the minority of the nominee. Name & Address of the Guardian Signatures/ thumb impression of depositors (Affix signature even if nomination is not opted for) Witness: (Thumb impression(s) shall be attested by two witnesses.) Signature of the 1st Applicant Name and Address of 1st Witness Name and Address of 2nd Witness Signature of the 2nd Applicant Signature of the 1st Witness Signature of the 2nd Witness Applicable, if no nomination is provided in a Single Holder A/c The bank, through its authorised representative had explained to me the advantages of nomination facility as per the extant guidelines of RBI. However, I hereby decline to presently nominate any individual and understand the risks and consequences of my failure to give nomination and am fully aware of the hardships my legal heirs would face in the event of my death with out nomination registered in your Bank records. For Bank use only I have clearly explained to the customer the advantages of nomination facility and inspite of the same he/ she still does not want to nominate and he/ she also refused to provide a specific letter to the effect that he/ she does not want to make a nomination. Declaration For Minor (Mandatory if First Applicant is Minor. ) Signature of Guardian Form No.60 (To Be Filled By Those Who Do Not Have PAN) Full Name and Address of declarant First Applicant Name Second Applicant Name Particulars of transactions Amount of transaction Are you assessed to tax? Yes No Yes No If yes, (i) Details of ward/ Circle/ Range where the last return of income was filed (ii) Reasons for not having PAN/ GIR No. Details of the address proof I/ We, do hereby declare that what is stated above is true to the best of my/ our knowledge and belief. Form No.61 (To Be Filled By Those Who Do Not Have PAN & Have Agricultural Income) Full Name and Address of declarant *Charges are exclusive of taxes, refer to SOC Particulars of transactions Details of the documents being produced in support of address in column(1) Yes No Yes No I hereby declare that my source of income is from agriculture and I am not required to pay income tax on any other income, if any I/ We do hereby declare that what is stated above is true to the best of my/ our knowledge and belief. Signature of 1st Applicant Signature of 2nd Applicant 5

Customer Due Diligence Form Canvassed by Sales Branch Segment FES BB ARB EMP/ TPV CODE Lead generated by EMP/ TPV CODE I certify that I have performed the necessary due diligence checks on the customer and found the customer background satisfactory. Name Employee ID Signature no. Signature of the authorised official PLATINA RM/ CCM Name RM/ CCM Code BH Signature Name Employee ID Signature No. Signature of the authorised official For the use of Deposit Operations, Kotak Mahindra Bank LIMITED Signature scanned by Signature verified by Declaration By The Account Holder(s) The particulars contained herein shall be valid for all accounts opened by me/us or to be opened by me/us hereafter either singly or with other(s) and/or by me/us in any representative capacity with the Bank unless informed to you otherwise. I/we have obtained, read and understood the Terms and Conditions and citizen charter governing the opening of an account with Kotak Mahindra Bank Ltd. (the Bank), and those relating to various Services including but not limited to a)atm (b)phone Banking (c)debit Card (d) Net Banking (e)payment Gateway (f)kotak BillPay (g)sms Banking Alert Service (h) Opening of an Investment Account (i)term Deposits, available at Bank s website www.kotak.com/branches. I/We agree to be bound by the said terms and conditions including those excluding/limiting the Bank liability. I/We understand that the Bank may at its absolute discretion, discontinue any of its Services completely or partially without any notice to me/us. I/We agree that the Bank may debit my account for service charges as applicable from time to time. I/We understand that investment products are not Bank objects or other obligations of guaranteed or insured by the Bank or their affiliates. They are subject to risk and possible loss of principal. Past performance is not indicative of future performance. I/We hereby declare the above information is true to the best of my/our knowledge. I/We shall advise the Bank immediately in the manner as agreed by me/us and acceptable to the Bank, incase of any change in the above details and information given to me/us. I/We do hereby authorise the bank to conduct my/our credit history verification with CIBL or any other credit rating agency. Corporate Salary: (a) I/We agree that my/our employer has full right to reserve an instruction given by them to credit my/our account for any amount within a period of three working days and I/We will not dispute or hold the bank responsible for any such debits in my account. (b) I/We understand that it is my/our responsibility to inform the Bank immediately of termination of my/our employment with my/our current employer whereupon I/We will cease to enjoy any or all benefits under Salary Account Scheme (c) If no salary credits are made in the account for any continuous three months since the time of opening the account, the Bank reserves the right to change the status of the Corporate Salary Account to Savings Account of the Bank without any intimation to the account holder and the terms and conditions applicable to the Savings Account of the Bank shall apply to the account from the date of changes of the status. Any person resident in India collecting and effecting/ remitting payments directly/ indirectly outside India in any form towards overseas foreign exchange trading through electronic/ internet trading portals would make himself/ herself/ themselves liable to be proceeded against with for contravention of the Foreign Exchange Management Act (FEMA), 1999 besides being liable for violation of regulations relating to Know Your Customer (KYC) norms/ Anti Money Laundering (AML) standards. Please affix the PGK acknowledgement here Passport size photo (Affix Signature Half on Paper, Half on Photo) Passport size photo (Affix Signature Half on Paper, Half on Photo) 6 Signature of the 1st applicant Signature of the 2nd applicant

Signature of Sales Manager A. If ICV is not a self cheque 3rd party cheque: Relationship D. Account without reference from existing CIF of the existing customer A/c Vintage Months customer with vintage of less than 6 months form. Photograph as per CIF matches with the person met and the visit was satisfactory Signature of Branch Official E. Account through reference from staff on roll (Where staff has not signed in the induction part) I know Mr./ Mrs. carrying out Name of Employee who has referred activity at Employee ID Signature of Employee Signature (with SS No.) CUSTOMER ACKNOWLEDGEMENT AND SAVINGS BANK RULES (Customer Copy) SAVINGS BANK RULES & REGULATIONS 1. Interest rates on Savings account have been de-regularized by RBI. The rates may vary from time to time and will be calculated on Daily Product basis on clear balance. The interest will be credited to savings account on half yearly basis as on 31' March and 30th September. 2. Nomination facility is available for all types of individual deposit accounts. 3. Bank extends Passbook facility on Savings Bank Account. Bank provides monthly statement of customer Bank account free of cost on customer visiting the Branch personally. Quarterly physical statements will be issued by default to all Passbook Customers 4. The Savings Bank Account should be used to route transactions of only non-business/non-commercial nature. In the event of occurrence of such transactions or any such transactions that may be construed as commercial / business / dubious or undesirable, the Bank reserves the right to unilaterally freeze operations in such accounts and/ or close the account. 5. Customer should carefully examine the entries made in their Statement of Account/s / passbook and draw Bank's attention to any errors / omissions/ discrepancies that may be discovered within 30 days from the date of entries failing which the same shall be deemed to be correct and accepted by the customer and the customer shall not be entitled to question the correctness / accuracy thereof. 6. The account would be treated as dormant if there are no transactions in the account for a period two years. A request for activation of account has to be made by the in writing by visiting a nearest branch with his original identity proof documents acceptable to the Bank. Accounts which are not operated for Ten years will be marked as "Unclaimed". 7. Satisfactory conduct of the account entails maintaining stipulated monthly average balance (wherever applicable) as well as sufficient balance to honour cheques issued to third parties. If there are high incidences to the contrary, the Bank reserves the right to close the account under intimation to the customer. Any non-maintenance of stipulated minimum balance will attract service charges as per Bank's General Schedule of Features and Charges which are available with our Branches and on the Bank's website www.kotak.com 8. The Bank reserves its rights to close any account which is not operated satisfactorily / dormant with prior notice. 9. The customer needs to intimate Bank in writing of any change in the contact details / address. Customer needs to submit documentary proof wherever applicable. 10. The age considered for Minor is below 18 years and for Senior Citizen as 60 years and above. 11. The Bank may disclose information about customer's account if required or permitted by any law, rule or regulations or at the request of any public or regulatory authority or if such disclosure is required for the purposes of preventing fraud, without any specific consent of the customer. 12. Copies of Citizen's Charter, BCSBI Code, Customer Education Brochure, General Terms & Conditions which govern the conduct of Savings Bank Account are available in the branch and on the website www.kotak.com. For any information or changes in Bank's Policies, interest rates, service charges, etc., applicable to your account, refer to notices displayed in the customer area of the branch. 13. The Bank reserves the right to change its Service Charges or General Terms and Conditions with prior intimation to customer. 14. Mere deposit of the amount for opening an account does not mean that the Bank has opened the account. The account opening cannot be deemed to come into existence until the bank gives the intending customer a welcome kit containing account number, cheque book, debit card etc. The Bank reserves the right to make any changes, alterations, cancellations in the above rules at any time without notice. Any person opening the account shall be bound by the rules governing the account 15. To all customers under salary scheme. This is a special account offered to customers with regular direct salary credit coming into this account If no salary credits are made in the account for any continuous three months since the date of opening the account, the Bank reserves the right to change the status of the Corporate Salary account to regular savings account with due intimation to the account holder and the terms and conditions as applicable to the regular savings account of the Bank shall apply to the account from the date of change of the status. The Bank, upon receipt of written instruction from the Employer has full right to reverse an instruction given by the Employer to credit the Salary account for any amount within a period of three working days from the day of credit. Bank will not be held responsible for any such debits in customer's salary account. It is responsibility of the customer to inform the Bank immediately of termination of his / her employment with his / her current employer whereupon the customer will cease to enjoy any or all benefits under Salary Account Scheme 16. The Bank reserves the right to make any changes, alterations, cancellations in the above rules at any time without notice. Any person opening the account shall be bound by the rules governing the account

Remarks and approval/ rejection of the Branch Head or BOSH, with signature, name, designation and employee number. Remarks (mandatory) Recommendation: (Approved/ Rejected) Signature, Name, Designation & MOST IMPORTANT DOCUMENT I / We specifically understand and accept the following: 1) I / We have subscribed for the Product name of Product and as on date the applicable AQB/ AMB for the same is Rs. customer to write the AQB/ AMB as explained by the bank Official 2) I /We have read the details of all Features and Charges available in the General Schedule of Features and Charges (GSFC) as applicable to the above Product subscribed by me / us. 3) Bank reserves the right to change its service charges as laid out in the Bank's GSFC at any time. 4) I /We understand that the interest rates in Savings Account have been de-regularized by RBI. These rates may vary from time to time and will be calculated on a daily basis on clear balances. The interest will be credited to the Savings Account on a half yearly basis as on 31, March and 30 September. 5) I /We understand that the Savings account should be used to route transactions of only non-business / non-commercial nature. In the event of occurrence of such transactions that may be construed as commercial/suspicious in nature, the Bank reserves the right to decline / reverse such transactions and freeze/close the Savings account. 6) I / we understand that we have opened account under Promo /Program Promo Code I Program Name I / we have signed the Promo/ Program Declaration and read all terms and conditions of the Promo / Program including applicable AQB/AMB, as appropriate, which I / we understand is valid till the Promo/ Program is active. 7) I /We besides confirming to have read and understood the Terms and Conditions of Account opening, do hereby confirm to have also, read and under stood the savings bank rules, a copy of which has been provided to me/us 8) I authorize Kotak Mahindra Bank Ltd., to link my Aadhaar to my Savings / Current account which can be shared with the Government department for direct transfers of subsidies/benefits. Nomination Form Submitted: Yes No (Form submission to Bank Official) Sr. No. Name Signature & 1st Holder 2nd Holder Branch Stamps Operation Stamps Form Details Approved by: Sales Official Designation Sign & Code Branch Official Designation Sign & Code MOST IMPORTANT DOCUMENT Please provide this number for future reference You have subscribed for the product under the Promo / Program and the applicable Average Quarterly/ Monthly Balance is Rs.. The Bank official has explained to you the Terms & Conditions of account opening, details of Features & Charges as per Bank's General Schedule of Features & Charges (GSFC) and Average Quarterly / Monthly Balance requirement as applicable to the Product subscribed by the customer. A copy of GSFC and features of Promo / Program have been provided to you by Bank official. The details of your Aadhaar linked to this account will be shared with the Government departments for all direct transfers of subsidies / benefits. Incase Aadhaar is already updated in any of your existing account with the Bank, the same will not be linked to this account. You will be bound by and abide by the Bank's General Terms & Conditions available on Bank's website www.kotak.com and Savings Bank Rules as mentioned overleaf : Nomination Form Received: Yes No : The a/c will be opened subject to verification of documents & clearance of Initial Payment cheque Name of Bank Official & Employee Code: Please visit our website www.kotak.com to check the status of your Application Form. Branch: Signature of Bank official Kotak Mahindra Bank Limited, Regd. Office - 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051.