Business Insurance Questionnaire



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Business Insurance Questionnaire Please check all details, then complete the relevant areas of the form and return it to: BSP Health (Fiji) Limited, Level 5, BSP Life Centre, Thomson Street, Private Mail Bag, Suva, Fiji. Telephone: 331 7000 Call Centre: 132 700 Facsimile: 330 8955 Web: www.bsplife.com.fj PART I - To be completed in all cases Full Name of Applicant: Full Name of Life to be assured: Occupation (Please state if you are employed or self-employed): 1. Purpose of cover: Please tick the appropriate box: Keyperson Coverage Business Loan / Investment Protection Business Partnership Insurance / Buy/Sell Agreement / Share Purchase Others (Please give details) 2. Simultaneous applications: Please state if any simultaneous applications are being made to other life insurance companies. If so, please give appropriate details as follows: Insurance Company Sum Assured Type of Cover Purpose of Cover 3. Existing cover: Please give details of any existing insurance cover in force with this company or any other life insurance company as follows: Insurance Company Sum Assured Type of Cover Purpose of Cover 1

4. Income details: Please state your earned income of the last 3 years using the following split-up: Basic Salary Commission / Bonuses Dividends Profit Share Stock Options Other Executive remuneration Please state your unearned income of the last 3 years, and give the source, i.e. property rental income, dividends from shares, interest or other: Source 5. Company details: a) Name of Company: b) Nature of business: c) Position held and for how long: d) When was the business established? e) Number of employees: 2

Business figures: No need to complete this part if audited accounts for the last 3 years are available for reference. 1. Total assets Total liabilities Business turnover Gross profit Net profit Note: If the Company has been established recently and the above information is not available, please submit copies of the current business plan inclusive of all projected figures. Declaration I/We hereby declare that to the best of my/our knowledge, the above statements are true and complete and that such disclosures will form part of the basis of this Contract of life assurance. Signature of Proposed Insured Signature of Applicant Signature of Sales Advisor 3

PART II - To be additionally completed for Keyperson Coverage Please specify how the sum assured was calculated and tick the appropriate box: Multiple of the keyperson s income - If so, please state the respective multiple: Multiple of the keyperson s share of turnover / profit - If so, please state the respective multiple and how their share of turnover / profit has been calculated : Please explain why the Proposed Insured is considered to be so valuable to the company and advise the approximate costs of replacement: Please state if the keyperson is a shareholder of the company. If so, please specify the percentage of the share capital the keyperson owns. Are or will other key employees have cover effected on their lives? No Yes > If yes, please give details. PART III - To be additionally completed for Business Loan / Investment Protection Please attach a copy of the loan agreement. What is the purpose of the loan? Please state the name of the lender: Please state the name of the borrower: Please state the amount of the loan: Please state the term of the loan: What are the interest rates? Has the application for life insurance been demanded by the lender? No Yes Please provide further information on the Proposed Insured s involvement in the project: Please provide further information on the project to be financed: 4

PART IV - To be additionally completed for Business Partnership Insurance / Buy/Sell Agreement / Share Purchase What is the current valuation of the shares/partnership? Please submit Buy & Sell Agreement and current official valuation report for reference. Please state the number of partners / shareholders in the company. Are policies affected on all partners / shareholders? If yes, please give details. If no, please advise why. No Yes What liabilities arise on the death of the Proposed Insured? Will this policy be written in trust for the remaining partners / shareholders? Declaration I/We hereby declare that to the best of my/our knowledge, the above statements are true and complete and that such disclosures will form part of the basis of this Contract of life assurance. Signature of Proposed Insured Signature of Applicant Signature of Sales Advisor 5 UWG 346 01/14