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DEDICATION This book is dedicated to my parents, Harry H. Lipcon, M.D. and Rose Lipcon.
TABLE OF CONTENTS Foreword...i Introduction...iii 1 The Accident...1 2 Doctors and Hospitals...7 3 Insurance...17 4 Selecting
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FOREWORD An auto accident can be devastating. It can dramatically change the lives of entire families. Yet, the term "auto accident" does not cause the average person to express fear or even show concern. My work as an attorney has made me all too familiar with the harsh, devastating reality of an auto accident. Few things are as tragic as a child in a wheel chair, the loss of a parent or child, or a man who cannot work all the results of a careless driver. More tragic
INTRODUCTION Mark Twain once said that liars can be divided into three categories: liars, damn liars,
HELP FOR THE AUTO ACCIDENT VICTIM What to do? The obvious precautions come first to mind: buckle your seat belt; drive defensively; do not drive while under the influence
CHAPTER ONE
Kl Q> I H I I Ivan Tors Boulevard!
CHAPTER
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HELP FOR THE AUTO ACCIDENT VICTIM their own, have become auto accident victims. These are the things he writes down: 1. The name, address and telephone number of each driver of each vehicle involved
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DOCTORS CHAPTER TWO
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DOCTORS
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DOCTORS
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DOCTORS
HELP FOR THE AUTO ACCIDENT VICTIM Keep in mind the fact that your physician's diagnosis and records may be the most important part of your legal case. Overlooking any area, or allowing him to overlook any area, can prove extremely detrimental
CHAPTER THREE INSURANCE
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CHAPTER THREE INSURANCE Dealing with the insurance company can be the most difficult stage in arriving at a satisfactory settlement after an accident. Fortunately, by that time,
HELP FOR THE AUTO ACCIDENT VICTIM In a way, however, this can work in the buyer's favor. That is, if an insurance case comes
INSURANCE However, if your total assets are in the upper ranges, you should
HELP FOR THE AUTO ACCIDENT VICTIM John has two estimates: one for $2100 and one for $2600. He is certainly in for an argument. Nevertheless, John
INSURANCE In effect, no-fault insurance simply provides
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Reporting INSURANCE
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WAGE INSURANCE
HELP FOR THE AUTO ACCIDENT VICTIM ATTENDING PHYSICIANS REPORT DATE OUR POLICYHOLDER DATE OF ACCIDENT FILE NUMBER DETERMINATION OF BENEFITS DUE UNDER "NO FAULT' AUTO INSURANCE LAW REQUIRES THE ATTENDING PHYSICIAN TO COMPLETE THIS REPORT AND RETURN
REPORT INSURANCE
HELP FOR THE AUTO ACCIDENT VICTIM The accident Date of accident 19 Time Place or location Accident reported to police at Station Date reported to police Time 19 Owner Name of owner of car
INSURANCE In those situations where injuries have been reported
CHAPTER FOUR SELECTING A LAWYER
JOHN VICTIM 34
CHAPTER FOUR SELECTING
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enable SELECTING A LAWYER
HELP FOR THE AUTO ACCIDENT VICTIM ATTORNEY/CLIENT AGREEMENT AUTHORITY
SELECTING A LAWYER The next step is to let the lawyer do his job. John knows he has the right to be kept updated on the progress of his litigation and to go over his file any time he feels a need to do so, but he understands that it is not
CHAPTER FIVE WHAT THE LAWYER DOES
WHAT CHAPTER FIVE
WHAT
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HELP FOR THE AUTO ACCIDENT VICTIM CLIENT LETTER Charles
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HELP FOR THE AUTO ACCIDENT VICTIM HOSPITAL RECORDS REQUEST Re: Gentlemen: This office has been retained by the above captioned party, to represent him in
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PREPARING CHAPTER SIX
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PREPARING
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beyond PREPARING THE LAWSUIT
Medical Examination As part HELP FOR THE AUTO ACCIDENT VICTIM
PREPARING
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PREPARING
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CHAPTER SEVEN THE TRIAL
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CHAPTER SEVEN THE TRIAL The court process is intimidating. Although trial by jury is one of the basic rights granted by our Constitution, it can still inspire awe the first time we come face to face with it. John's lawyer helps him relax by acquainting him with courtroom personnel and procedures. It takes only a few minutes and allows John
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When THE TRIAL
HELP FOR THE AUTO ACCIDENT VICTIM THE COURTS CHARGE [2.1] Members JURY INSTRUCTIONS
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THE TRIAL After receiving these instructions,
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CHAPTER EIGHT GETTING PAID
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CHAPTER EIGHT GETTING PAID John is reassured. His lawyer knows what he's doing and John knows it, too. He is confident that a fair judgment will be the result of his trial. However, how can he be sure that the defendant will pay him? The lawyer explains the procedures that lead to getting paid at last. The Judgment Based
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GETTING PAID In most cases, the insurance company will pay the judgment. In turn, the plaintiff or his attorney will sign a Satisfaction of Judgment
HELP FOR THE AUTO ACCIDENT VICTIM SATISFACTION OF JUDGMENT SATISFACTION
hide their existence. GETTING PAID
CONCLUSION
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