Portfolio Management Mandate. Your individual solution with an LGT Bandwidth Mandate



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Portfolio Management Mandate Your individual solution with an LGT Bandwidth Mandate

LGT Portfolio Management Mandate for the professional management of your investments The dynamic nature and increasing complexity of the financial markets necessitate that your assets be constantly monitored. However, you do not have the time required to track and analyze the latest market developments on a daily basis. You are therefore looking for a reliable partner, who can provide you with expert advice and manage your assets according to your specifications. Moreover, you have concrete ideas, wishes and requirements with regard to the management of your assets, and a standard investment solution is inadequate. You want to have your individual requirements taken into consideration. By deciding in favor of an LGT Portfolio Management Mandate, you commission our investment specialists to take care of your investments professionally and individually. You have full transparency over your investments at all times and you benefit from the extensive experience and profound knowledge of our experts. Your client advisor will support you in selecting the optimum investment strategy, tailored to suit your goals, your personal circumstances and your individual risk profile. Expertise n Access to first-class traditional and alternative investments n Advice from experienced investment specialists n Implementation of optimized portfolios n Active and flexible management within specified fluctuation bands Efficiency n Best in class independent selection of most attractive investment instruments n Efficient implementation of investment decisions via state-of-the-art financial instruments n Professional infrastructure Transparency n Assets can be viewed and are reproducible at any time n Transparent terms and conditions Quality n Assets are managed consistently according to the agreed strategy n Theoretically sound, well established and proven investment process n Systematic, continuous risk control

The LGT Bandwidth Mandate a long-term investment solution LGT can offer an extensive and versatile range of different portfolio management mandates, which are managed on the basis of a well-established investment process. The LGT Bandwidth Mandate is at the heart of this product range. This concept provides you with a longterm investment solution tailored to your individual needs and appetite for risk. Our investment specialists take a close and professional interest in your assets and continually monitor the investments made. The approach is geared primarily toward continuous, broad diversification in order to exploit various income sources and spread risk. Three-stage sophisticated investment process In the first phase of the investment process, we analyze long-term global and regional trends. Based on these findings, we adapt the portfolio s tactical positioning in line with short- to medium-term market conditions. In the final step, we assess the individual securities, instruments and sectors to further optimize your portfolio. Your portfolio is simultaneously subjected to ongoing risk monitoring. Long-term market expectation Strategic asset allocation Optimization of the long-term risk/return profile You can choose from five different risk profiles in the following base currencies: Swiss francs, euros, US dollars and pounds sterling. Periodic reassessment and adjustment to suit market conditions Tactical asset allocation Permanent adjustment of the portfolio in order to take advantage of shortand medium-term market fluctuations Active portfolio management Selection of the most promising individual securities and funds for the client portfolio best in class Continuous risk control Features of an LGT Bandwidth Mandate n Active asset management and allocation within predefined bandwidths n Successful investment and strategy process pursued over many years by LGT n Portfolio management team with considerable experience n Open structure for including investment funds best-in-class approach n Wishes of the individual client taken into account n Highly liquid assets: any cash funds required are available at any time n Full transparency: all positions can be viewed at any time n Broad diversification across many different asset classes and securities n Permanent, systematic monitoring

A portfolio for your individual needs Five risk profiles With an LGT Bandwidth Mandate, your relationship manager helps you to select the ideal mandate type for you from five different risk profiles. Each has defined bandwidths within which your weightings of bonds, equities and, if desired, alternative investments (hedge funds, precious metals, commodities and real estate) can range. Our investment specialists continually monitor and analyze developments in financial markets. Based on the insights this yields, they adjust the weighting of the various asset classes in the portfolio to suit your personal risk profile. Open structure Investment funds are used in addition to equities and bonds. The portfolio managers are assisted with and advised on the selection of individual instruments by our own fund analysis teams. Instruments are always selected according to a strict best-in-class approach, ensuring that only the best funds are included in your portfolio. Individuality Your individual needs take center stage when designing an LGT Bandwidth Mandate, enabling you to tailor it to suit your specific risk profile and circumstances. Mandate specifications Investment horizon: 1-10 years depending on profile Reference currency: CHF, EUR, USD, GBP Minimum investment: CHF 1 million Restrictions: possible Five investment strategies Equities High long-term capital gains Growth Main focus on capital gains by investing in equities and including selected bonds Return Balanced Capital appreciation with a balanced risk/return ratio Conservative Income from interest and inclusion of equity investments Income Focus on preservation of capital and interest income Risk Bonds and the money market Equities Alternative investments

Your advantages as a client of LGT Security thanks to a long-term perspective For over eighty years, LGT has been owned by the Princely House of Liechtenstein. As an unlisted family company, we are independent and take a long-term view. The resulting stability is also reflected in the very good ratings we receive from independent rating agencies for our financial security. Outstanding investment expertise Our investment expertise encompasses asset allocation, manager and security selection. Since no portfolio manager can be successful in all areas at all times, we carefully outsource the management of investments in niche and specialty areas. Our investment approach is based on the best-in-class concept: only asset managers who generate proven added value may work for us and our clients. And even our own fund managers must prove themselves in competition with external specialists. Our investment expertise is regularly recognized with awards from external bodies, including Lipper Analytical Services. You and your investments can also benefit from this comprehensive expert knowledge. Personal care Your relationship manager is your personal partner, who will take care of all your investment needs. Taking into consideration your requirements and investment objectives, your relationship manager will establish an individual investment strategy with you to serve as a basis for your investment decisions. Thanks to our detailed performance reports, an overview of your assets and investments is available to you at all times. Risk note/disclaimer This publication is for your information only and is not intended as an offer, solicitation of an offer, public advertisement or recommendation to buy or sell any investment or other specific product. The information in this publication does not constitute an aid for decision-making in relation to financial, legal, tax, or other consulting matters, nor should any investment or other decisions be made on the basis of this information alone. It is recommended that advice be obtained from a qualified expert. Investors should be aware that the value of investments can fall as well as rise. Positive performance in the past is therefore no guarantee of positive performance in the future. The risk of price and foreign currency losses and of fluctuations in return as a result of unfavorable exchange rate movements cannot be ruled out. There is a possibility that investors will not recover the full amount they initially invested.

The illustration in this brochure is a detail from Ferdinand Georg Waldmüller, Lake Zell with the Steinernes Meer,1837 LIECHTENSTEIN. The Princely Collections, Vaduz Vienna LGT Bank (Switzerland) Ltd. Lange Gasse 15 CH-4002 Basel Phone +41 61 277 56 00 lgt.ch@lgt.com LGT Bank Ltd. Herrengasse 12 FL-9490 Vaduz Phone +423 235 11 22 info@lgt.com www.lgt.com LGT is represented at more than 20 locations in Europe, Asia and the Middle East. A complete address list can be found at www.lgt.com 50276en 0315 8H BVD