CONTRACTORS POLLUTION LIABILITY APPLICATION SECTION I: APPLICANT NAME OF APPLICANT ADDRESS CITY STATE ZIP TELEPHONE WEB ADDRESS DATE Company is an: INDIVIDUAL PARTNERSHIP CORPORATION JOINT VENTURE OTHER PLEASE SUBMIT THE FOLLOWING INFORMATION IN ADDITION TO THIS APPLICATION: 1. Statement of Qualifications (SOQ) including resumes. 2. Two most recent years income statement and balance sheet. 3. Three years of currently valued loss runs. 4. Recent Project Description (See page six of this application) SECTION II: COVERAGE REQUESTED (Contractors Pollution Liability) PROPOSED EFFECTIVE DATE: LIMITS REQUESTED: DEDUCTIBLE REQUESTED: 1. Is this coverage being requested for only one specific project? Yes No If yes, complete Project Specific Addendum 2. Does the Applicant want coverage for mold? Yes No If yes, complete Fungi/Mold Addendum SECTION III: GENERAL INFORMATION 1. Date applicant was established: 2. Have there been any mergers, acquisitions, consolidations or dissolution? Yes No 3. Does the firm have: Subsidiaries Parent Company Other Related Entities 4. Do you share employees? Yes No 5. Is coverage intended for a Joint Venture? Yes No 6. Detail geographical extent of operations: % Domestic _ Foreign (Provide geographical locations of all foreign projects) 7. List the State(s) in which your work is performed: SECTION IV: CURRENT INSURANCE INFORMATION Coverage Carrier Limits Premium Effective Date Retention General Liability Contractors Pollution Professional Liability Has any carrier ever refused to renew or instigated cancellation with respect to a liability policy issued Yes No to the Applicant, a predecessor in business, or a person, firm or organization for whom the Applicant has assumed the liabilities of or has a liability policy issued to any aforementioned ever been cancelled at the instigation of any premium finance company? (If yes, provide details below) SECTION V: GROSS REVENUE $ Estimated gross revenue for the next 12 months Fiscal Year Period $ 1st prior year s revenue to $ 2nd prior year s revenue to ACE Westchester Specialty Group - Environmental Division 500 Colonial Center Parkway, Suite 200 Roswell, GA 30076 Phone: 1-800-982-9826 Fax: 678-795-4569 Email: wsgatl.environmental@ace-ina.com WSGENV-1404 (12-05)
SECTION VI: CONTRACTING OPERATIONS Services Estimated Revenue Percent that will be For the Next 12 Months Subcontracted Appliance Installation $ % Asbestos or Lead Abatement $ % Barrier or Liner Construction $ % Carpentry or Framing $ % Carpet Cleaning $ % Concrete $ % Construction Management $ % Demolition $ % Dredging $ % Drilling (environmental) $ % Drilling (non-environmental) $ % Drywall $ % Electrical $ % Excavation or Grading $ % Fire Suppression/Sprinklers $ % Flooring $ % General Contracting $ % Glazier / Glass and Window $ % Groundwater Sampling $ % Groundwater Treatment and Recovery $ % Hazardous Material Clean-up $ % Hazardous Waste Treatment $ % Home Building $ % HVAC and Mechanical Refrigeration $ % Insulation (no abatement) $ % Landscaping $ % Logging $ % Maintenance or Janitorial $ % Masonry $ % Mobile Incineration $ % Mold Abatement $ % Painting (no abatement) $ % Paving - Street and Road $ % Pesticide, Herbicide and Fertilizer (no aerial) $ % Pile Driving $ % Pipeline Construction or Repair $ % Plastering or Stucco $ % Plumbing $ % Recycling (chemicals or hazardous materials) $ % Recycling (other) $ % Restoration (fire and water damage) $ % Roofing $ % Sandblasting $ % Sewer and Water Main $ % Soil Remediation $ % Soil Sampling $ % Tanks Aboveground Tank Installation $ % Tanks Aboveground Tank Removal $ % Tanks Underground Tank Installation $ % Tanks Underground Tank Removal $ % Waste Water Facility Operators $ % Waterproofing $ % OTHER (specify) $ % Total Revenue for Contracting Services: $ WSGENV-1404 (12-05) Page 2
Breakdown of Revenue by Project Classification: Commercial: % (Estimated Percentage for next 12 months) Residential: % SECTION VII: BUSINESS PRACTICES & SAFETY PROTOCOL 1. Concerning the operations the Applicant performs themselves, what percentage is performed: As the General Contractor As a Subcontractor to another As the Construction Manager 2. Does the Applicant use a standard written contract with its clients? Yes No (If yes, please answer the following & include a copy of your standard contract) 3. What percentage of your projects are contracted using: The applicants standard contract A letter of agreement A client s contract form Verbal agreement Other 4. Does the Applicant s Standard Contract contain a limitation of liability clause? Yes No If Yes, to what extent is liability limited? 5. What percentage of your subcontractors and subconsultants are hired under a written, standard subcontract? (Attach a copy of the standard subcontract) 6. Describe the minimum insurance requirements for subcontractors and subconsultants: General Liability Contactors Pollution Liability $ $ 7. Do you require your subcontractors to name you as an additional insured on their policy? Yes No 8. How are non-standard client and/or subcontract agreements reviewed? Attorney: Outside Attorney: In-house Agent Reviews Staff (please describe) 9. Does Applicant have written in-house quality control procedures? Yes No 10. Does Applicant have written in-house health and safety procedures? Yes No If yes, please forward Table of Contents 11. Does the Applicant have a written Hazardous Communication Program? Yes No 12. Does the Applicant have an in-house continuing education program? Yes No If yes, please describe. If no, please describe how your professional receives continuing education and training: SECTION VIII: CLAIMS HISTORY 1. Has any claim, suit or notice of incident been made previously (last five years) against the Yes No Applicant (or Predecessor) or reported under any Commercial General Liability, Contractors Pollution Liability, Professional Liability policies? If yes, state a) the date when the claim was made; b) the date of the incident, act or omission giving rise to the claim; c) name of the claimant; d) nature of the claim; e) amount paid or estimated to be paid; and f) current status and/or final disposition of claim (use additional paper if necessary) 2. Has any member of the applicant, or predecessor firm or any entity that the applicant wholly Yes No or partly owns, manages and/or controls aware of any circumstances that may result in any claim, suit or notice of incident or occurrence against them? If yes, please provide details on additional paper. 3. Has any member of the applicant, or predecessor firm or any entity that the applicant wholly Yes No or partly owns, manages and/or controls been the subject of a disciplinary action as a result of their professional activities? If yes, please provide details on additional paper. 4. Summary of Claims History: WSGENV-1404 (12-05) Page 3
Current Year 1 st Prior Year 2 nd Prior Year 3 rd Prior Year 4 th Prior Year Number of Claims Valuation Date Total Incurred (Includes Paid Loss, Expense Paid, and Reserves) CURRENTLY VALUED LOSS RUNS MUST BE FURNISHED BY SIGNING THIS APPLICATION, THE APPLICANT WARRANTS TO THE COMPANY THAT ALL STATEMENTS MADE IN THIS APPLICATION, INCLUDING ATTACHMENTS, ABOUT THE APPLICANT AND ITS OPERATIONS ARE TRUE AND COMPLETE, AND THAT NO MATERIAL FACTS HAVE BEEN MISSTATED IN THIS APPLICATION OR CONCEALED. COMPLETION OF THIS FORM DOES NOT BIND COVERAGE. THE APPLICANT S ACCEPTANCE OF THE COMPANY S QUOTATION IS REQUIRED BEFORE THE APPLICANT MAY BE BOUND AND A POLICY ISSUED. ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR ANOTHER PERSON, FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS INFORMATION FOR THE PURPOSE OF MISLEADING, COMMITS A FRAUDULENT INSURANCE ACT. SUCH AN ACT IS A CRIME AND SUBJECTS SUCH PERSON TO CRIMINAL AND CIVIL PENALTIES. Signature of Authorized Applicant Print Name Title Date Signature of Broker/Agent Print Name Date Signed by Licensed Resident Agent (Where Required By Law) WSGENV-1404 (12-05) Page 4
Recent Project Description 1 Project Name/Client: 2 Project Name/Client: 3 Project Name/Client: 4 Project Name/Client: 5 Project Name/Client: 6 Project Name/Client: 7 Project Name/Client: 8 Project Name/Client: WSGENV-1404 (12-05) Page 5
Fungi/Mold Coverage Addendum For Contractors Pollution Liability 1. Have there been any incidents reported to your firm involving mold or any claims Yes No involving mold brought against your firm? If yes, please provide the details of each incident or claim: 2. What percentage of your revenues are attributed to the following operations: Residential / Multi-Family % Commercial / Office % Schools % Hospitals/ Nursing Homes % Hotels % Other % 3. Percent of Residential work performed in the following states: % California % Florida % Texas % Hawaii 4. Does your firm have written Standard Operating Procedures for Mold Operations? Yes No If yes, please attach copy of Table of Contents 5. Ace Westchester Environmental may provide Mold Awareness Training to the Insured as part of this coverage. Please provide the following: a. Insured Contact (Name, Title & Phone No.) to coordinate mold training services): b. Personnel (account for each person only once, by primary function): Number of Principals: Number of Supervisors/ Forman: Number of Field Supervisors: Number of Office Personnel: 6. Does your contractual language hold you responsible for diagnosing or correcting Yes No moisture problems that contribute to potential mold problems? If yes, please attach copy of wording. 7. Do you warrant against moisture problems that contribute to potential mold problems? Yes No If yes, please attach copy of wording.) 8. How do you handle and document existing moisture problems or mold encountered during the performance of your work? 9. How do you communicate and document to the client that mold may or will be a problem if existing moisture problems are not resolved? 10. If a complaint is received regarding moisture problems due to your work, what steps do you take to correct the problem? What time frame does it take to complete the corrective action? 11. How do you handle and document potential health problems, allergic reactions, odor or physical complaints or claims made against you? 12. Have there been any incidents reported to your firm involving mold or any claims Yes No involving mold brought against your firm? If yes, please provide details of each incident or claim. WSGENV-1404 (12-05) Page 6
Project / Contract Number: Project Specific Coverage Addendum For Contractors Pollution Liability PROJECT INFORMATION Project Address: City: State: Zip: Estimated Start Date: Estimated Completion Date: Will the Applicant be acting as a General Contractor or Subcontractor: Limits Requested: Retention Requested: Project Scope of Work: OWNER INFORMATION Project Owner: Address: City: State: Zip: List any other Additional Insured Request and their interest in the project or Other Endorsement Requests: WSGENV-1404 (12-05) Page 7