Anthem College 9001 State Line Road Kansas City, MO 64114

Anthem College 9001 State Line Road Kansas City, MO 64114 Addendum to March 1, 2013 Academic Catalog This bulletin is an integral part of the College s Academic Catalog. The purpose of this bulletin is to amend current information or include additional information in the catalog. The information published herein is effective 5/19/2014. Catalog Amendment: P. 2: Replace the Mission Statement with the following: Anthem College s mission is to successfully prepare our graduates for new career opportunities. Our objectives are to: Offer graduate viable career options by providing quality educational programs based on employer-driven requirements. Create a positive learning environment that recognizes individuality and enable students to meet their unique educational goals. General excitement and foster the desire to learn through diverse teaching methods. Maintain a qualified, caring faculty and staff dedicated to the personal and professional development of each student. Remain at the forefront of education by supporting continuing education and training for graduates, faculty and staff. Instill a quality philosophy in students, staff and faculty to continually exceed expectations. Prepare and encourage students to pursue lifelong learning. P. 3: Replace the School History with the following: Anthem Education dates to 1965, with the establishment of the High-Tech Electronics Institute of Arizona in Phoenix, AZ. In the 1980s, new management focused on expanding the school s offerings to provide training in other careers to meet the changing needs of the expanding Phoenix population. This included acquiring The Bryman School of Arizona, a healthcare training school originally founded in 1964. Over the years, Anthem Education acquired or launched additional schools and colleges to provide focused training and education for students interested in entering or advancing their positions in healthcare, technology, criminal justice, business or paralegal careers. New campuses included the schools in New Jersey, New York and Pennsylvania; a pair of healthcare training schools in the St. Louis, Missouri region; and Morrison University in Reno, Nevada, a business school founded in 1902. As more institutions joined the Anthem team, they were rebranded with the Anthem name. Today, there are 12 campuses known as Anthem College, six known as Anthem Institute, and two in Tennessee that are called Anthem Career College. Page 1 of 12

An online school, Anthem College Online, was launched in 2003 for students interested in earning associate and bachelor degrees, including degree completion programs. In early 2012 Anthem Education was acquired by Education Training Corporation which at the time owned and operated 11 campuses in Florida, bringing the total ground campus footprint to 34 campuses. This also brought additional programs such as Nursing and HVAC training to the list of available programs under Anthem Education. Anthem Education includes eight brands and 34 campuses plus Anthem College Online. Headquartered in Ft. Lauderdale, Florida, the Anthem Education family of schools has provided quality post-secondary education for more than a century. Over the years, Anthem Education acquired colleges and schools across the nation, absorbing High-Tech Institute (multiple locations) and Allied College (St. Louis) under the Anthem name. In April 2012, Anthem Education was acquired by Education Training Corporation, who also owns a group of 12 schools in Florida known as Florida Career College and FCC-Anthem College. Today, Anthem Education includes the following colleges and schools: Anthem College Anthem Career College Florida Career College FCC Anthem College Anthem College Online Anthem Institute Morrison University The Bryman School of Arizona P. 4: Update the following under Institutional Leadership Replace David Knobel with Sean Harding, Interim Chief Executive Officer Remove Neil Yawn, Chief Operating Officer Replace Najibullah Sare with Winn Sanders, Executive Director P. 5: Remove English Proficiency P. 5: Remove the following under How to Apply Payment for application fee P. 5: Add the following under the last section of Admissions Requirements: *Students who possess a foreign high school credential must provide the College with a copy of the proof of their credential before the end of the first module for the College to determine if the credential provided is equivalent to a U.S. High School Diploma. The College will evaluate the credential using American Association of Collegiate Registrar and Admissions Officers (AACROA) criteria. Alternatively, students can provide a copy of their translated and evaluated foreign credential issued by a NACES approved agency to document equivalency. P. 8: Replace the Unit of Credit section with the following: Semester credits For academic credit purposes, the credits hours earned for each course in the program are based on the following formula: 15 clock hours of classroom or direct faculty instruction plus out-of-class independent work; Page 2 of 12

30 clock hours of laboratory activities; or 45 clock hours of externship. In addition, students will be assigned out-of-class independent homework per week; this out of class work will not count toward academic credits earned. Refer to the Homework and Practice Outside of Class for more information. For all courses excluding externship, a designated clock (contact) hour represented a minimum of 50 minutes of instruction within a 60 minute period, and may vary for financial aid purposes. All program credit totals have been rounded to the nearest whole number. Clock hour programs Clock hour courses are taught in four week modules. New class starts will occur every four weeks. For programs with 900 or more clock hours, the academic year is comprised of 9 four week modules. The number of modules in an academic year for programs that are less than 900 clock hours is calculated by dividing the program clock hours by 100 hours. For financial aid and SAP purposes, an academic year is defined as 900 scheduled clock hours. For programs less than 900 clock hours the length of the program is the academic year. The payment period is equivalent to ½ of the academic year for clock hours. P. 10: Remove the Dental Assistant Diploma and Associate of Applied Science Programs P. 23: Remove the Medical Billing & Coding Associate of Applied Science Programs P. 38: Remove the following under Academic Policies and Procedures: Academic Policies and Procedures Course Equivalency Course equivalency is a term used to describe the situation where a student elects to register for a course which is deemed to be equally as (or more) challenging than a specific course listed in the curriculum, yet contains a minimum percentage of nearly-identical course objectives. In determining equivalency, the director of education will review the content and objectives of each course and decide if the desired outcomes of the courses align to a 75% standard. The graded equivalent course will reflect on the student transcript. Course Waiver / Course Substitution A course waiver may be granted by the director of education and waives the requirement for a student to take a required course listed in the curriculum because the director of education has determined that the student already has the knowledge and skills taught in the course and would not benefit from repeating the content. A course waiver does not result in the awarding of credit. A student who has been granted a course waiver must elect to take a substitute course to earn the required number of credits necessary to meet graduation requirements. Students wishing to petition for a waiver are required to gather sufficient documentation and/or justification to warrant the action. A course substitution is a course which takes the place of a required course in a curriculum, but requires a course waiver to have first been approved by the director of education. All substitutions must remain within the student s general area of study and support the intended outcomes of the student s diploma/degree program. Page 3 of 12

Credit Transfer Requests for transfer of credits must be made at enrollment by submitting a form, along with unofficial transcripts, to the director of education. Upon receipt of official transcripts, transfer credit will be only be granted based on the following criteria: Coursework must have been completed at a public or private accredited four-year university, two-year junior/community college, military school, or other accredited postsecondary educational institution recognized by the Secretary of the US Department of Education. Comparability of Course Content For technical/occupational courses, course content must meet a majority of the curriculum s course competencies. For general education courses, courses will be accepted for transfer if in the same disciplines/subject areas required in the curriculum. Courses which do not meet the standards of a course equivalency and will not directly replace a required course in the curriculum may only be transferred in as elective credit. Comparability of Credits Earned Credits earned at another institution must be equal to (or greater than) the number of credits earned for the curriculum s equivalent credit. Partial credit will not be given. A grade of C of a 2.0 or higher must have been earned for the course. Typically, grades issued with pass/fail or satisfactory/unsatisfactory are non-transferable. In some programs, after a review of the transferring school s policies, grades of pass/fail or satisfactory/unsatisfactory may be accepted. Official transcripts from other institutions must be received prior to the end of the second module of attendance. It is the student s responsibility to secure transcripts and to provide school catalogs and/or course syllabi when requested in order to complete an evaluation. If the transcripts are not in English, they must be translated and evaluated by an approved agency, at the student s expense. Students will receive a grade of TRA for transfer credit courses. There is a one-time fee of $250.00 to review all transcripts, from one or more institutions included in the same request for transfer of credits. The College will determine the number of transfer credits accepted and any necessary adjustments to the student s record. Credits transferred in have no effect on CGPA or SAP. Credits by examination and transfer of credit, in any combination, may not exceed 50% (for diploma or associate degree programs) or 75% (for bachelor degree programs), respectively, of a program s total number of credits. Course transfers refer only to courses earned from institutions other than those within the Anthem Education Group family of schools. All credit attempted at an Anthem Education Group campus will be used in the calculation of CGPA and SAP. P. 39: Replace the Library and Resource policy with the following: Library and Learning Resources Anthem College has a Reading Room and Online Library available to all students, faculty, and staff. Materials applicable to the programs of study presented at the College are available in hard-copy and/or electronic formats. In addition to bookshelves, the Reading Room is furnished with study tables and chairs where students may work individually or in groups. Students are able to check out materials with the assistance of Library staff or other assigned personnel. The Reading Room is open Monday through Page 4 of 12

Friday per hours posted at the school. The campus subscribes to online, academic databases through the subscription plans offered by the Library and Information Resources Network (LIRN). Also, through vendor-direct subscriptions, other electronic collections may be included to enhance the collection as appropriate to the campus needs. The databases are available 24/7 from any Internet-connected computer via the STARS portals for students, instructors, and staff. When on-campus, students may use the computers in the Reading Room for access to the Online Library and to view their STARS accounts. P. 41: Replace the Leave of Absence policy with the following: Students who have a family or personal emergency at any time in the program prior to beginning externship* may take a Leave of Absence (LOA) from the Institution and will not be required to apply for readmission. The student must make a written request for LOA and attach all applicable supporting documentation. The written request must state the nature of the emergency and when the student is planning to resume classes. The LOA may not exceed 180 calendar days within any 12-month period. The request for LOA must be approved by the Institution and must begin at the start of a module. Once approved, the student is considered to be on an approved LOA. The approved LOA may affect the student s financial aid eligibility and the expected grad date. The student must return by the first scheduled class day of the return module or the student will be withdrawn. Pursuant to the Department of Veteran s Affairs Guidelines, students receiving veteran s benefits will not be eligible for veteran s educational benefits while on Leave of Absence. *LOAs may be available to students on externship in certain circumstances. Students on externship with emergency situations should discuss with the Director of Education to determine if the LOA is an option. P. 44-45: Replace the SAP policy with the following: All students must meet the following minimum standards of Satisfactory Academic Progress (SAP): Achieve a minimum cumulative grade point average (CGPA) at all pre-determined evaluation point; Achieve a minimum completion percentage (CP) at all pre-determined evaluation points; and Complete the program of study within a Maximum Time Frame (MTF), which is one and one-half times the number of credit hours or clock hours and weeks required for the specified program of study. Anthem defines Satisfactory Academic Progress as follows: Diploma Programs (less than one academic year in length) Required Evaluation Point CGPA Completion % 50% of Standard Program Length 1.5 60% 100% of Standard Program Length 2.0 67% Diploma Programs (one academic year or more in length) Required Evaluation Point CGPA Completion % 25% of MTF 1.25 55% End of 1 st AY ± 1.25 55% Page 5 of 12

50% of MTF 1.5 60% 75% of MTF 2.0 67% 100% of MTF 2.0 67% Associate s Degree Programs Required Evaluation Point CGPA Completion % End of 1 st AY ± 1.25 55% 50% of MTF 1.5 60% End of 2 nd AY 2.0 60% 75% of MTF 2.0 67% 100% of MTF 2.0 67% End of each subsequent AY 2.0 67%% Bachelor s Degree Programs Required Evaluation Point CGPA Completion % End of 1 st AY ± 1.25 55% End of 2 nd AY 2.0 60% 50% of MTF 2.0 60% 75% of MTF 2.0 67% 100% of MTF 2.0 67% End of each subsequent AY 2.0 67% Master s Degree Programs Required Evaluation Point CGPA Completion % End of 1 st AY ± 2.0 55% 50% of MTF 3.0 60% 75% of MTF 3.0 67% 100% of MTF 3.0 67% End of 2 nd AY 3.0 67% End of each subsequent AY 3.0 67% CONSEQUENCES FOR NOT MEETING SAP Financial Aid Probation Financial Aid Probation occurs when a student who is receiving Title IV funds is not meeting the minimum SAP standards at one of the SAP evaluation points. The student immediately loses eligibility for Title IV funds. The student must submit an appeal within 10 calendar days of notification that follows the Appeal guidelines set out below. Students who successfully appeal are allowed to continue in school and will have financial aid eligibility reinstated. Students who do not appeal or whose appeal is denied will be dismissed. Academic Probation Academic Probation occurs when a student is not meeting the minimum SAP standards at one of the SAP evaluation points. The student must submit an appeal within 10 calendar days of notification that Page 6 of 12

follows the Appeal guidelines set out below. Students who successfully appeal are allowed to continue in school. Students who do not appeal or whose appeal is denied will be dismissed. Probation Advising Plan Students placed on Financial Aid or Academic Probation will be advised by campus staff and will be required to follow the terms and conditions of a Probation Advising Plan. This may include mandatory tutoring sessions. The Probation Advising Plan is designed to assist the student in reaching the SAP standards at a subsequent evaluation point. Students on Probation will receive academic advising at minimum once per class. Students may remain on Academic or Financial Aid Probation for one or more evaluation points as long as they are meeting the terms and conditions of the Probation Advising Plan. Course Retakes Students may repeat classes to improve their CGPA and can receive Federal Financial Aid only once for any course that was previously completed with a passing grade or for which they already received a diploma in their program. Maximum Time Frame (MTF) In addition to meeting the criteria listed above, to make Satisfactory Academic Progress, students must complete the total credit hours of their program within 150% of the normal duration of the program (in credit hours for credit hour programs or weeks for clock hour programs). If a student is projected to be unable to complete the program within 150% of the normal duration, the student will be dismissed. Academic Warning If a student is in jeopardy of falling below SAP standards, the student may be placed on Academic Warning. The student will be advised on how to meet SAP standards at the next evaluation point. REMOVAL FROM PROBATION OR WARNING Students may be removed from Academic or Financial Aid Probation when they meet or exceed the SAP standards at an evaluation point or are meeting the measurements of their Plan. Students may be removed from Academic Warning when they are no longer in jeopardy of falling below the SAP standards at the next evaluation point. DISMISSAL AND APPEAL Students on Academic or Financial Aid probation who fail to meet the terms of the Probation Advising Plan will be dismissed from the school. Students who are projected to be unable to complete the program within the Maximum Timeframe will also be dismissed from the school at the time when the determination is made. Students may appeal the decision of the school to place them on Probation and/or the decision to dismiss them. For an appeal to be considered, it must: Be submitted to the Director of Education or Executive Director in writing; Explain the reasons why the student was not successful in meeting the SAP standards; and Explain what has changed in the student s circumstances to allow success in the future. Documentation of the mitigating circumstances may be requested by the school. Page 7 of 12

All appeal letters will be reviewed by the Appeals Committee and responded to in writing within ten (10) days. If an appeal for exceeding the Maximum Time Frame is approved the student will not be eligible for Federal Student Aid for the remainder of that program. EXTENDED ENROLLMENT STATUS Students not achieving the minimum standards of Satisfactory Academic Progress, or who fail to meet the minimum standards at the end of the probationary period, may be dismissed from Anthem, unless the student wishes to continue without being eligible for Federal Financial Aid. Students may request Extended Enrollment Status for one quarter to attempt to regain eligibility for Federal Financial Aid. Students on Extended Enrollment Status will be charged the appropriate tuition and fees, but will not be eligible for any Federal Financial Aid, and will be required to pay cash for all tuition and fees at the beginning of the module. After the quarter is completed, the student may be allowed to continue on Extended Enrollment Status for a subsequent quarter if approved by the Director of Education and Executive Director. While on Extended Enrollment Status, students should strive to improve their academic performance and meet the SAP requirements. The Extended Enrollment Status term counts towards the Maximum Time Frame to complete the program. The student and Anthem s Education Department must agree upon the conditions for Extended Enrollment Status in writing. STANDARDS OF SATISFACTORY PROGRESS FOR STUDENTS RECEIVING VETERAN ADMINISTRATIONS JVAK EDUCATIONAL BENEFITS In addition to adhering to the general SAP requirements, students receiving VA educational benefits (VA students) must maintain a minimum cumulative grade point average (CGPA) of 2.0 at the end of each quarter. A VA student whose CGPA falls below 2.0 at the end of any quarter will be placed on academic probation for a maximum of two consecutive quarters of enrollment. If the VA student's CGPA is still below 2.0 at the end of the second consecutive quarter of probation, the student's VA educational benefits will be terminated. However, they may still be eligible to receive Federal Student Aid. A VA student terminated from VA educational benefits due to unsatisfactory progress may petition Anthem to be recertified to receive VA educational benefits after one quarter has elapsed and after attaining a CGPA of 2.0. Students using VA educational benefits must consult with the Director of Education for advising prior to changing programs of study. DEFINITIONS CGPA Cumulative Grade Point Average is the average of all grades for the student in the current program of enrollment. It is calculated by adding up the corresponding numeric grade for each class (e.g. A = 4.0; B = 3.0) and dividing the sum by the total number of classes. CP Completion Percentage is the number of credit hours or clock hours and weeks completed divided by the number of credit hours or clock hours and weeks attempted in the program. Page 8 of 12

*Programs treated as clock hour programs due to state licensure requirements are also treated as clock hour programs for purposes of the Satisfactory Academic Progress policy. The Completion Percentage and Maximum Timeframe for clock hour programs are measured in clock hours and weeks. P.46: Replace the Grading Scale with the following: Grading Scale for students enrolled in the following programs beginning on or after April 24th, 2014 or transferring/converting into the following programs on or after April 24, 2014. Student Progress- Grading System Students Receive a progress report each module or at any time upon their request. Students will receive grades according to the following grade scale, unless a different grading system applies to their program: A 4.00 93-100 Excellent A- 3.67 90-92 B+ 3.33 87-89 Good B 3.00 83-86 B- 2.67 80-82 C+ 2.33 77-79 C 2.00 73-76 Average C- 1.67 70-72 D+ 1.33 67-69 D 1.00 63-66 Poor D- 0.67 60-62 F 0.00 0-59 Failing Notes of Explanation A ^ may be used for scheduled courses that are not attempted or attended. Prior grade information: When given for Transitional Studies courses (ENG 095 and MTH 095), any grades do not count towards CGPA. D grade was used at Anthem College Phoenix for a 60 69%. It carried 1.0 quality points but was not considered passing in concentration courses. N grade was used for courses not attempted W grade was given for students who withdrew from school. E/TR grade was used for transfer credits. L grade was used for students who left a course to take a Leave of Absence. It counted as credits attempted but did not carry quality points. P P/F, F P/F, W P/F, N P/F grades were used for Pass/Fail courses to indicate a Pass, Fail, Withdrawal, or Not Attempted, respectively. FR/R grade was used for repeated courses. Page 9 of 12

T grade was used for students who transferred out of a course. It counted as credits attempted but did not carry quality points. TO grade was given for students who tested out of the course. UA, UB, and UC grades were used to indicate that a student has passed the course with an A, B, or C respectively but had unsatisfactory attendance. -- grade was used for lab courses. WF was given for students who stopped attending within the last week of a course. It carried 0.0 quality points and counted as credits attempted. P. 46: Replace the Course Repeat policy with the following: COURSE SUBSTITUTION / REPETITION The College s substitution policy allows students to substitute up to two failed course grades in a program per academic year. Additional failed courses may be repeated without the substitution of the original grade. Under both circumstances, the College s SAP policy applies. Course substitutions will allow the original grade to become an RPT.. The RPT grade may have an effect on the GPA. Students who want to retake a course that was not previously an F grade may do so; however, the original grade remains and is counted towards their GPA. (Note there may be some financial aid implications). Students not eligible for course substitution may still repeat a course. Under course repetition the original and retaken courses count toward the GPA and completion percentage. P. 46: Add the following under the Course Substitution Repetition Policy: COURSE REPEAT POLICY A student, who receives a failing grade, must successfully retake that course to meet graduation requirements. A student may repeat the same course a maximum of 2 times. A student who unsuccessfully attempts the same course 3 times is dismissed from the school. In addition, a student who unsuccessfully attempts 3 consecutive courses is dismissed from school. Failed grades negatively impact a student s maximum time frame (MTF) and cumulative grade point average (CGPA) in accordance with the Grading Scale and Effect of Grades on SAP. When a failed course is successfully retaken, the original grade may be changed to an RPT per the course substitution policy. The RPT grade counts as credits attempted and negatively impacts a student s maximum time frame (MTF), but does not affect the CGPA. Students will be charged for each course repeat on a prorated basis in accordance with the tuition and fees schedule outlined in the Enrollment agreement. P. 46: Add the following under Course Repeat LDR The LDR grade is given when a student stops attending or withdraws from a course for any reason after they are officially confirmed in their registered course, typically beyond four (4) days after the course is started. The LDR grade is counted as credits attempted but do not carry any quality points. It is included in the calculation of CP and MTF but not included in the calculation of CGPA. Page 10 of 12

P. 47: Update the following under Not Attempted 3 to 4 P. 47: Update the following under Leave of Absence 3 to 4 P. 47: Replace the Incomplete Policy with the following: Incomplete Externships All students on externship have 8 weeks to complete the required hours. A student who completes the hours within the 8 weeks will receive a grade of S (Satisfactory). A student who does not complete the hours within the 8 weeks will receive a grade of I (Incomplete) and will be provided additional time to complete depending on the total number of hours in the externship. For externships that are less than 300 hours, 1 additional 8 week period is allowed. For externships that are more than 300 hours, but less than 400 hours, 2 additional 8 week periods are allowed. For externships that are more than 400 hours, 3 additional 8 week periods are allowed. A student who completes the required hours within the additional timeframe will receive an S (Satisfactory). A student who does not complete the required hours within the timeframe will receive a U (Unsatisfactory) for the externship course. P. 49: Replace the following under Subsidized Direct Stafford Loans: Direct Subsidized Stafford Loans are awarded on the basis of financial need and require attendance of at least half-time each quarter in order to be eligible for the loan. Students will not be charged any interest until their loan enters repayment or during authorized periods of deferment. The federal government subsidizes the interest during these periods. The maximum interest rate on the Federal Subsidized loan is 8.25%, effective 7/1/2013. The interest is adjusted annually based on the Federal Treasury Bill on July 1st of each year. Effective July 1, 2013 the rate was 3.86%. Students will be notified by the Federal Department of Education and/or their loan servicer of interest rate changes throughout the life of their loan. Students will pay a fee of up to 1.072% of the loan amount; these fees are deducted proportionately from each disbursement of their loan. Students must begin repaying these loans six months after they graduate, withdraw from the College, or drop below half-time enrollment. Entrance and exit interview are required of all Federal Direct Stafford Loan borrowers. P. 49: Replace the following under Unsubsidized Direct Stafford Loans: Direct Unsubsidized Stafford Loans are not awarded on the basis of financial need and requires attendance of at least half time each quarter to be eligible for the loan. Students will be charged interest from the time the loan is disbursed until it is paid in full. The maximum interest rate on the unsubsidized loan is 8.25%, effective July 1, 2013. The interest rate is adjusted annually based on the Federal Treasury Bill on July 1st of each year. Effective July 1, 2013 the rate was 3.86. Students will be notified by the Federal Department of Education and/or their loan servicer of interest rate changes throughout the life Page 11 of 12

of their loan. Students will pay a fee of up to 1.072% of the loan amount; these fees are deducted proportionately from each disbursement of their loan. Students must begin repaying these loans six months after they graduate, withdraw from the College, or drop below half-time enrollment. Entrance and exit interview are required of all Federal Direct Stafford Loan borrowers. P. 49: Replace the following under Federal Plus Loans: Direct PLUS Loans enable parents with good credit history to borrow funds to pay for educational expenses of each child who is determined to be a dependent undergraduate student enrolled at least half-time. Most of the benefits to parent borrowers are identical in the Direct programs. The maximum interest rate on the Federal Parent PLUS loan is 10.50%, effective 7/1/2013. The interest rate is adjusted annually based on the Federal Treasury Bill on July 1st of each year. Effective July 1, 2013 the rate was 6.41%. Interest is charged on the loan from the date the first disbursement is made until the loan is paid in full. Parents will pay a fee of up to 4.288% of the loan amount; this fee is deducted proportionately each time a disbursement is made. The loan will go in to repayment 60 days after the final loan disbursement for the academic year. There is no grace period for these loans, but parents can contact the Department of Education and/or loan servicer to request that payments be deferred while the student is in school. Page 12 of 12