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MasterCard Intra-Country Interchange Fees General MasterCard Consumer Card Interchange Fees MasterCard Consumer, MasterCard World MasterCard World Elite MasterCard Prepaid Consumer MasterCard Debit IRD PayPass Terminal (2) 0.55% 1.60% 1.80% 0.55% 0.50% PayPass Terminal High Value (3) 1.05% 1.60% 1.80% 1.05% 1.00% PayPass (2) 0.65% 1.60% 1.80% 0.65% 0.60% PayPass High Value (3) 1.10% 1.60% 1.80% 1.10% 1.05% PayPass Card 1.20% 1.60% 1.80% 1.20% 1.15% Chip 1.10% 1.60% 1.80% 1.10% 1.05% Merchant UCAF (1) 0.80% 1.60% 1.80% 0.80% 0.75% Full UCAF 1.10% 1.60% 1.80% 1.10% 1.05% Base 1.50% 1.60% 1.80% 1.50% 1.45% Mobile Payment - Acquirer Domain 0.80% 1.60% 1.80% 0.80% 0.75% MasterCard Commercial Card Interchange Fees PayPass Terminal (2) 1.15% 0.95% 1.15% 1.15% 0.95% PayPass Terminal High Value (3) 1.65% 1.45% 1.65% 1.65% 1.45% PayPass (2) 1.25% 1.05% 1.25% 1.25% 1.05% PayPass High Value (3) 1.70% 1.50% 1.70% 1.70% 1.55% PayPass Card 1.80% 1.60% 1.80% 1.80% 1.60% Chip 1.70% 1.50% 1.70% 1.70% 1.50% Merchant UCAF (1) 1.40% 1.20% 1.40% 1.40% 1.20% Full UCAF 1.70% 1.50% 1.70% 1.70% 1.50% Base 2.10% 1.90% 2.10% 2.10% 1.90% Mobile Payment - Acquirer Domain 1.40% 1.20% 1.40% 1.40% 1.20% Large Ticket Level 1 1.00% + 20.00 EUR 1.00% + 20.00 EUR Large Ticket Level 2 0.75% + 45.00 EUR 0.75% + 45.00 EUR Incentive -0.30% -0.30% -0.30% 0.50 EUR -0.30% (1) Merchant UCAF Tier is not applicable for Cards (2) For transaction amounts less than or equal to 200 CZK. (3) For transaction amounts more than 200 CZK. MasterCard Corporate, Corporate (**) Incentive is not applicable to Large Ticket Level 1 or Large Ticket Level 2 transactions MasterCard Business, BusinessCard, MasterCard Professional Card A negative Interchange Fee of 2.50 CZK is applicable on Cash back part of a Purchase with Cash Back transactions. Standard interchange fee remain applicable for the Purchase part of the transaction. MasterCard FleetCard MasterCard Purchasing Card MasterCard Prepaid Commercial

1-Jan-13 MasterCard Intra-Country Interchange Fees Bill Payment MasterCard Consumer Card Interchange Fees MasterCard Consumer, MasterCard World MasterCard World Elite MasterCard Prepaid Consumer MasterCard Debit PayPass Terminal (2) PayPass Terminal High Value (3) PayPass (2) PayPass High Value (3) PayPass Card Chip Merchant UCAF (1) Full UCAF Base Mobile Payment - Acquirer Domain MasterCard Commercial Card Interchange Fees PayPass Terminal (2) PayPass Terminal High Value (3) PayPass (2) PayPass High Value (3) PayPass Card Chip Merchant UCAF (1) Full UCAF Base Mobile Payment - Acquirer Domain (1) Merchant UCAF Tier is not applicable for Cards (2) For transaction amounts less than or equal to 200 CZK. (3) For transaction amounts more than 200 CZK. MasterCard Corporate, Corporate MasterCard Business, BusinessCard, MasterCard Professional Card MasterCard FleetCard MasterCard Purchasing Card MasterCard Prepaid Commercial

Maestro Intra-Country Interchange Fees General Maestro, Maestro Prepaid 0.50% PayPass Terminal High Value (2) 1.00% PayPass (1) 0.60% PayPass High Value (2) 1.05% PayPass Card 1.15% Chip 1.05% Chip - Late Presentment 1.35% PIN-verified 1.15% Signature verified 1.35% Secure e-commerce 1.05% Mail Order/Telephone Order* 1.45% Mobile Payment - Acquirer Domain 1.50% Maestro Small Business 0.95% PayPass Terminal High Value (2) 1.45% PayPass (1) 1.05% PayPass High Value (2) 1.50% PayPass Card 1.60% Chip 1.50% Chip - Late Presentment 1.80% PIN-verified 1.60% Signature verified 1.80% Secure e-commerce 1.50% Mail Order/Telephone Order* 1.90% Mobile Payment - Acquirer Domain 1.75% (1) For transaction amounts less than or equal to 200 CZK. (2) For transaction amounts more than 200 CZK. * credit refund transactions only A negative Interchange Fee of 2.50 CZK is applicable on Cash back part of a Purchase with Cash Back transactions. Standard interchange fee remain applicable for the Purchase part of the transaction.

Maestro Intra-Country Interchange Fees Bill Payment PayPass Terminal High Value (2) PayPass (1) PayPass High Value (2) PayPass Card Chip Chip - Late Presentment PIN-verified Signature verified Secure e-commerce Mail Order/Telephone Order* Mobile Payment - Acquirer Domain Maestro, Maestro Prepaid PayPass Terminal High Value (2) PayPass (1) PayPass High Value (2) PayPass Card Chip Chip - Late Presentment PIN-verified Signature verified Secure e-commerce Mail Order/Telephone Order* Mobile Payment - Acquirer Domain (1) For transaction amounts less than or equal to 200 CZK. (2) For transaction amounts more than 200 CZK. * credit refund transactions only Maestro Small Business

Debit MasterCard Intra-Country Interchange Fees General Debit MasterCard Debit MasterCard World Debit MasterCard World 0.50% 1.45% Elite 1.60% PayPass Terminal High Value (2) 1.00% 1.45% 1.60% PayPass (1) 0.60% 1.45% 1.60% PayPass High Value (2) 1.05% 1.45% 1.60% PayPass Card 1.15% 1.45% 1.60% Chip 1.05% 1.45% 1.60% Merchant UCAF 0.75% 1.45% 1.60% Full UCAF 1.05% 1.45% 1.60% Base 1.45% 1.45% 1.60% Mobile Payment - Acquirer Domain 0.75% 1.45% 1.60% Debit MasterCard for Business 0.95% PayPass Terminal High Value (2) 1.45% PayPass (1) 1.05% PayPass High Value (2) 1.50% PayPass Card 1.60% Chip 1.50% Merchant UCAF 1.20% Full UCAF 1.50% Base 1.90% Mobile Payment - Acquirer Domain 1.20% (1) For transaction amounts less than or equal to 200 CZK. (2) For transaction amounts more than 200 CZK. A negative Interchange Fee of 2.50 CZK is applicable on Cash back part of a Purchase with Cash Back transactions. Standard interchange fee remain applicable for the Purchase part of the transaction.

Debit MasterCard Intra-Country Interchange Fees Bill Payment Debit MasterCard Debit MasterCard World Debit MasterCard World Elite PayPass Terminal High Value (2) PayPass (1) PayPass High Value (2) PayPass Card Chip Merchant UCAF Full UCAF Base Mobile Payment - Acquirer Domain PayPass Terminal High Value (2) PayPass (1) PayPass High Value (2) PayPass Card Chip Merchant UCAF Full UCAF Base Mobile Payment - Acquirer Domain (1) For transaction amounts less than or equal to 200 CZK. (2) For transaction amounts more than 200 CZK. Debit MasterCard for Business

MasterCard, Debit MasterCard and Maestro Intra-Country Interchange Fees Overview MCC Groups Bill Payment MCC 4829: Money Transfer Mercahnt MCC 9311: Tax Payments MCC 9222: Fines MCC 9402: Postal Services - Government Only MCC 4900 - Utilities Electric, Gas, Heating Oil, Sanitary, Water MCC 4814 - Telecommunication Services including but not limited to prepaid phone services and recurring phone services MCC 4816 - Computer Network/Information Services MCC 4899 - Cable, Satellite, and Other Pay Television and Radio Services MCC 6050 - Quasi Cash - Merchant Institution MCC 6051 - Quasi Cash Merchant MCC 6540 - POI funding Transactions MCC 9399 - Government

MasterCard & Maestro Purchase at ATM Mobile Top-Up at ATM Bill Payments MasterCard Consumer Card Purchase at ATM Interchange Fees MasterCard Consumer, MasterCard World MasterCard World Elite MasterCard Prepaid Consumer MasterCard Debit Purchase at ATM 1.10% 1.60% 1.80% 1.10% 1.05% Purchase at ATM - Late Presentment 1.50% 1.60% 1.80% 1.50% 1.45% MasterCard Commercial Card Purchase at ATM Interchange Fees MasterCard Corporate, Corporate MasterCard Business, BusinessCard, MasterCard Professional Card MasterCard FleetCard MasterCard Purchasing Card MasterCard Prepaid Commercial Purchase at ATM 1.70% 1.50% 1.70% 1.70% 1.50% Purchase at ATM - Late Presentment 2.10% 1.90% 2.10% 2.10% 1.90% Debit MasterCard Purchase at ATM Interchange Fees Debit MasterCard Debit MasterCard World Debit MasterCard World Debit MasterCard for Business Elite Purchase at ATM 1.05% 1.45% 1.60% 1.50% Purchase at ATM - Late Presentment 1.45% 1.45% 1.60% 1.90% Maestro Purchase at ATM Interchange Fees Maestro, Maestro Prepaid Maestro Small Busines Purchase at ATM 1.05% 1.50% Purchase at ATM - Late Presentment 1.35% 1.80%