Guide to completing this claim form



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Credit Card Insurance Claim Form Guide to completing this claim form For each type of claim there are different requirements and different sections of this form that you need to complete. To help us process your claim quickly, please ensure you have completed all the relevant sections and attached all the required information. Illness or injury > Complete sections 1, 2, 3 and 8 > For a Temporary or Permanent Disablement claim, attach 4 consecutive payslips from immediately prior to the event you are claiming for > Attach any relevant medical information given by your attending physician or treating specialist > Attach a credit card statement that covers the date of the event you are claiming for. If you are self-employed, please provide details showing evidence of your income, e.g: > Monthly financial statements > Copy of your company accounts > Letter from your accountant. Death > Representative of estate to complete sections 1 and 4 > Attach the full death certificate (or certified copy) > Attach a credit card statement that covers the date of the event you are claiming for. Bankruptcy > Complete sections 1, 5 and 8 > Attach 4 consecutive payslips from immediately prior to your bankruptcy, or, if not applicable, provide a copy of your most recent financial accounts > Attach a copy of the court order declaring your bankruptcy, establishing that you have been adjudicated bankrupt on a creditor s petition > Attach a credit card statement that covers the date of the event you are claiming for. Redundancy > Complete sections 1, 6, 7 and 8 > Attach 4 consecutive payslips from immediately prior to your redundancy > Attach your letter of redundancy > Attach a credit card statement that covers the date of the event you are claiming for > Attach any other details of your efforts to find work, e.g. WINZ or employment agency registration, job searches immediately following your redundancy. Please refer to your policy document if you are unsure what is covered under each benefit 1 Life assured details (to be completed by the life assured or the representative of the estate) Complete this section for all claims Policy number Mr/Mrs/Miss/Ms Residential address Last name Street First name(s) Suburb Town/City Postcode Mailing address (if different from above) Telephone Home Business Mobile Email Date of Birth Please enter the first six and last four numbers of your insured credit card Or Diners account number For a Death, Terminal Illness or Permanent Disablement claim only Cash Assistance benefit Bank Bank account name Bank account number (Please add the number 0 in front if your account has a two-digit suffix) Credit Card Insurance Claim Form 1 of 8

2 Illness or injury (to be completed by the life assured) Complete this section if you are claiming for an illness or injury. Details of the condition or symptoms which have resulted in this claim Please be specific What date did the symptoms start? Have you ever previously suffered from the same or similar complaints? If, please provide details Approximate date Description Details of doctor/hospital attended Approximate date Description Details of doctor/hospital attended Have you claimed for this condition before? On what date did you first seek medical assistance for this condition? What is the name, address and contact details of your usual GP? Claim number (if known), or date you claimed GP name Address How long have you been a patient of this GP? Telephone Facsimile If less than 3 years, please advise the name and address of your previous doctor(s) GP name Address How long were you a patient of this GP? State the names of all doctors, specialists, physiotherapists, chiropractors etc consulted by you for this condition, including any you were referred to for further opinion or investigations Telephone First seen on Contact details of doctor/hospital First seen on Contact details of doctor/hospital Person Person Facsimile First seen on Person Contact details of doctor/hospital Credit Card Insurance Claim Form 2 of 8

For a Temporary or Permanent Disablement claim, please complete the remaining questions in this section before moving to section 3. If any question does not apply, enter n/a. For a Critical Illness or Terminal Illness claim, please go straight to section 3. Please tick if there is compensation or income by way of regular payment or lump sum settlement being claimed for this condition under: ACC Start Date End Date ACC claim number and case manager Other insurance policy Name of insurance provider WINZ payments (e.g. sickness or unemployment benefits) Benefit type Sick leave taken Other (e.g. medical retirement or redundancy settlement) Please provide full details Unsure Please provide full details What was the last day you worked? On what date were you medically certified to totally cease work? Or, I have not totally ceased work What was your occupation immediately prior to you ceasing work? Name of employer Number of hours usually worked? Hours Contact person Contact number Contact person s position Work Mobile Self-employment Number of partners/employees/ shareholders/beneficiaries & profit share entitlement if applicable Sole proprietor Independent contractor Shareholder employee Company(ies) Partnership(s) Trust(s) Other Please specify Credit Card Insurance Claim Form 3 of 8

3 Medical certificate (to be completed by the life assured s attending physician or for a Critical Illness or Terminal Illness claim the treating specialist, at the expense of the life assured) Please note, we cannot proceed with your claim unless this section has been completed Patient name Are you the life assured s usual medical attendant? If so, for how long? What is the life assured s diagnosis / problem list? Please give reasons for your answer Age Occupation It will greatly assist in the fair assessment of this claim if you provide us with relevant reports, laboratory values, cytological and histopathological reports (original documents will be returned promptly) Date of onset of symptoms Current and future treatment plan details (include investigations, referrals, medications, surgery, counselling, palliative care and exercise programmes) OR, prognosis of terminal illness, including life expectancy in terms of months, irrespective of any treatment they may receive Date of Date of first diagnosis consultation for this condition Has the patient had this condition, or any associated problems previously, and if so when? If, please provide relevant clinical information For a Temporary or Permanent Disablement claim, please answer the questions below relating to time off work, or note if the life assured is not employed. For all claims, please complete the Contact with Sovereign and Declaration boxes at the end of this section. Has the life assured been advised to cease work? If, on what date did you advise the life assured to totally cease work? Is the life assured still completely unable to work? Has the life assured been advised to reduce his/her hours of work? If, how many hours per week On what date did you advise the life assured to reduce his/her hours of work? Current prognosis on return to pre-injury / illness occupation Current barriers to a successful return to pre-injury / illness occupation whether full time or part time What are the current activity / work restrictions (if any) What is your understanding of the patient s current occupational duties? When do you expect your patient to resume his/her regular duties? Part-time date Full-time date Your next planned review date? Credit Card Insurance Claim Form 4 of 8

Contact with Sovereign Would you like a Sovereign case manager or medical adviser to phone you to discuss this case? (You are able to invoice Sovereign reasonable cost for this discussion) Best time to call Phone number Declaration I hereby declare the information given is true, correct and complete and that no material information has been withheld. Name Address Phone Facsimile Medical speciality Signature Date Please attach all relevant medical information in relation to the life assured s illness or injury Credit Card Insurance Claim Form 5 of 8

4 Death claim (to be completed by the representative of the estate) Person claiming on behalf of estate Last name First name(s) Address Telephone Home Business Mobile Relationship to deceased Declaration and signature I, the undersigned, declare that I am the person referred to in the statements above and that all of the information in this form is true and complete in every respect. I understand that if any statement is incorrect the claim may be declined and the policy cancelled. I authorise any person or company including any health professional, agency, insurer or the Accident Rehabilitation and Compensation Insurance Corporation to provide Sovereign Assurance Company Limited (Sovereign) with full disclosure of any information regarding the life assured s medical history, including copies of any medical or clinical reports. I also authorise Sovereign to confirm the outstanding balance of the life assured s credit card immediately prior to the life assured s death, with the issuer of the credit card. I agree that a photocopy of my authorisation will be as valid as if it were the original. Print full name Signature Date 5 Bankruptcy (to be completed by the life assured) Complete this section if you are claiming for Bankruptcy. Name and address of company What is your interest in the company? E.g. part shareholder or 100% ownership Date adjudicated bankrupt 6 Redundancy (to be completed by the life assured) Complete this section if you are claiming for Redundancy. Were you employed for financial reward in a permanent position for at least 20 hours per week prior to the termination of your employment? Prior to ceasing employment were you An employee Self-employed If you were an employee, state the name and address of your last employer Date you ceased employment Are you still unemployed? If, on what date did you begin your new job? Reason for termination of employment? Are you registered with WINZ or an employment agency? If, please provide Name of agency Number of hours usually worked? Were you outside New Zealand when you were made redundant? If, what country? Credit Card Insurance Claim Form 6 of 8

7 Employer details (to be completed by the life assured s employer) Complete this section if you are claiming for Redundancy. Full name of employer Address of employer Name of employee Employed by you From To Have you employed anyone else to fill the employee s position? Did the employee receive redundancy pay? If, please state the gross figure received and attach a detailed breakdown of this amount What was the employee s average weekly gross income in the six weeks immediately prior to redundancy? $ Did the employee accept voluntary redundancy? Was the employee in permanent employment for at least 20 hours per week at the date of redundancy? If, please provide details of the basis of their employment (e.g. contract worker, seasonal worker, casual employee etc) and hours worked on a regular basis If the employee was not made redundant, what is the reason for his/her unemployment? E.g. end of a trial period Does the employee or a relative of the employee have ownership or control (e.g. a majority shareholding, ownership) of the employer from which the employee has been made redundant? If please provide full details including the employee s relationship to the employer Please give the date that the employee was notified that he/she would or might be made redundant How many other personnel were made redundant at the same time as the employee? Declaration What date was it generally known that redundancies were being considered by your company? I hereby declare the information given is true, correct and complete and that no material information has been withheld. Name Title Signature Date Company name Company stamp Credit Card Insurance Claim Form 7 of 8

8 Declaration and Consent (to be completed by the life assured) This claim form collects personal information about you, the life assured, for the purpose of assessing your insurance claim under the policy. The intended recipient of this information is Sovereign Assurance Company Limited ( Sovereign ) and/or any of its related companies, their officers, their advisers, their agents and reinsurers and the information collected will be held at Sovereign s head office, 74 Taharoto Road, Takapuna and by Sovereign s data storage providers, including cloud-based data storage providers (whether in New Zealand or elsewhere). Sovereign will take reasonable steps to keep such information secure. Sovereign may be required to disclose personal information if disclosure is required by law, including laws of other jurisdictions, for example to government and regulatory authorities. You have the right to request access to, and correction of, your personal information at any time. As part of a monthly payment or lump sum insurance claim with Sovereign, I, the life assured, consent and give authority to Sovereign and any of its related companies and agents to seek from, and for all and any of the following, their officers and employees, to disclose to Sovereign, their advisers, reinsurers and to any legal tribunal before which any question concerning the insurance may arise, any medical or other personal information affecting such insurance which they may hold in respect of me: > > registered medical practitioners and specialists; > > laboratories; > > dentists; > > hospitals (whether public or private); > > Accident Compensation Corporation; > > insurers (whether public or private); > > government departments, agencies, organisations and enterprises; > > counsellors, psychologists and therapists; > > your adviser/broker/insurance agent; > > accountants and other financial advisers; > > banks and other financial institutions; > > employers (whether current or not); > > any other person or organisation which Sovereign reasonably considers may hold information about me relevant to this claim. I, the life assured, declare that all the answers to the questions in this claim form are true and complete and disclosed in the utmost good faith and that the occupational, financial and medical information pertaining to me has been provided and disclosed to Sovereign. I understand that failure to provide the requested information or provision of incorrect information may result in my claim being declined and/or unable to be assessed and/or my policy being cancelled. If any answer is not in my handwriting I declare that this has been written down at my direction. I, the life assured, agree that a photocopy of this authority will be valid as an original. Please print full name of life assured Signature of life assured Date Sovereign House, 74 Taharoto Road, Takapuna, Auckland 0622 Private Bag Sovereign, Victoria Street West, Auckland 1142 Freephone 0800 500 108 Freefax 0800 329 768 Email enquire@sovereign.co.nz Web www.sovereign.co.nz *10716-12/13* 10716-12/13 10716 1213