Small Business Lending in the United States 2012

Office of Advocacy wwwsbagov/advocacy Small Business Lending in the United States 22 Office of Advocacy US Small Business Administration July 23

Created by Congress in 976, the Office of Advocacy of the US Small Business Administration (SBA) is an independent voice for small business within the federal government Appointed by the President and confirmed by the US Senate, the Chief Counsel for Advocacy directs the office The Chief Counsel advances the views, concerns, and interests of small business before Congress, the White House, federal agencies, federal courts, and state policy makers Economic research, policy analyses, and small business outreach help identify issues of concern Regional Advocates and an office in Washington, DC, support the Chief Counsel s efforts For more information on the Office of Advocacy, visit http://wwwsbagov/advocacy, or call (22) 256533 Receive email notices of new Office of Advocacy information by signing up on Advocacy s Listservs at http://wwwsbagov/updates: þ Small Business Regulation and Research þ Regulatory Alerts and Comment Letters þ Small Business Data, Statistics, and Reports þ Office of Advocacy News

Foreword I m pleased to present Small Business Lending in the United States, the Office of Advocacy s annual report on bank lending to small businesses Financing is critical for small businesses; without it, they would be hard pressed to make important contributions to the nation s economic health and wellbeing In the pages of this report, you will find the most current available information on lending to small businesses by depository institutions of various sizes in the United States Tables in the report provide a wealth of data on the amount and number of loans made to small businesses year by year I can report that the overall picture looks better than it did a year ago Although lending to small businesses was still down, the decline was less than in 2 and 2, an indication of progress You will be able to track the yearbyyear changes in small business lending as the economy continues to improve Readers can also learn more about what s happening with the banks in their own states and localities Detailed tables show statebystate rankings of institutions doing small business lending The report covers commercial, cooperative, and federal and state savings banks, as well as savings and loan associations Geographic coverage includes the United States and its territories Advocacy s website contains expanded versions of Tables 3A, 3B, and 3C, listing the lending activity of all lenders in the 5 states, the District of Columbia, and the US territories Visit Advocacy s webpage at http://wwwsbagov/advocacy for the full listing Questions may be addressed to Victoria Williams at (22) 256533 or by email: advocacy@sbagov We welcome your questions or comments Winslow Sargeant, PhD Chief Counsel for Advocacy U S Small Business Administration Small Business Lending in the United States, 222 iii

Contents Foreword iii Introduction Part One: Developments in Small Business Lending 3 I Findings from the June 22 Call Reports 3 II Findings from 2 CRA Reporting Institutions 2 Conclusions 4 Data Limitations 5 Part Two: Directory of Top US Small Business Lenders 6 Appendix A Data Notes 2 Appendix B Table Descriptions 2 Small Business Lending in the United States, 222 v

Introduction Small businesses are a crucial component of the US economy Their existence and success depend on their ability to access credit, needed for economic recovery and growth Numerous studies have shown that small businesses, because of their size, have virtually no access to capital markets and thus rely on depository lending institutions for their credit needs Small Business Lending in the United States is an annual publication that provides information on depository lending institutions and their lending patterns to small businesses 2 It covers the activities of small business lenders, including depository institutions such as savings banks, cooperative banks, savings and loan associations, and commercial banks, for data years 2722 3 Geographically, the report coverage includes information for all the US territories and states 4 It is designed to help small businesses identify lending institutions in their localities and to help banks learn about both the competition in the markets in which they participate and new investment opportunities Changes in four performance measures are analyzed: the number of loans, aggregate lending, ratios of small business loans to total assets, and ratios of small business loans to total business loans The data do not allow for SBAguaranteed lenders to be distinguished from the overall population of depository lending institutions in the United States The findings in this report are based on two types of data reported by depository lending institutions to their respective regulatory agencies 5 the Call Reports for June 22 and the Community Reinvestment Act (CRA) data for December 2 6 The two types of small business loans reported by the Federal Deposit Insurance Corporation (FDIC) are: () loans secured by nonfarm nonresidential properties, or commercial real estate (CRE) loans, and (2) commercial and industrial (C&I) loans See Board of Governors of the Federal Reserve System, Financial Services Used by Small Businesses: Evidence from the 23 Survey of Small Business Finances, Federal Reserve Bulletin, October 26, Table, Page A86 2 This is the 9th annual edition of this study, previously titled Small Business and Micro Business Lending in the United States, which began in 994 with the Call Report data; four years later the CRA data were included as part of the report 3 A cooperative bank is a financial entity that belongs to its members, who are both the owners and the customers of their bank Cooperative banks are often created by persons belonging to the same local or professional community or sharing a common interest They generally provide their members with a wide range of banking and financial services (loans, deposits, bank accounts) Cooperative banks differ from stockholder banks in their organization, goals, and governance 4 In 25 the study expanded its coverage in two respects, to include noncommercial depository institutions and coverage of US territories The territories are the Federated States of Micronesia, Guam, American Samoa, Puerto Rico, and the US Virgin Islands 5 Data are compiled by the three federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC): the Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC) 6 See http://www2fdicgov/sdi/mainasp for the Call Reports, officially the Consolidated Reports of Condition and Income, which are quarterly reports filed by financial institutions with their appropriate depository regulators Call Reports provide detailed information on the current status of a financial institution See http://wwwffiecgov/cra/craflatfileshtm for CRA data The Community Reinvestment Act was designed to encourage depository institutions to meet the credit needs of the local communities from which they obtain deposited funds CRA data are important for understanding small business lending activities by lending institutions and bank holding companies (BHCs) in a given state Small Business Lending in the United States, 222

Data are available only for the size of the loan and not for the size of the business; so small business loans are defined as business loans under $ million These business loans are separated into three size categories: $, or less, $, plus through $25,, and $25, plus through $ million In the comprehensive loan data for lenders, the two largest business loan categories are merged Micro business loans are loans of $, or less, and macro business loans range from $, to $ million The study is divided into two parts Discussions on developments in small, micro, and macro business lending activities by depository lenders in the United States can be found in Part One The first section examines developments apparent in the Call Report data; the second looks at developments based on the CRA database Analysis in this study covers data from June 27 through June 22 for Call Reports and the calendar year of 2 for CRA reports A list of the top small, micro, and macro business lenders in the states, using both the Call Report and CRA data can be found in Part Two For the reader s convenience, tables listing nationwide multibilliondollar lending institutions are presented before the state tables The placement is not a reflection of the lenders relative importance in small business lending The Call Report and CRA databases are important because they are the only publicly available sources of information on the small business lending activities of individual lending institutions It should be noted that the databases are limited as indicators of both supply and demand in these small business lending markets The data reflect only the supply of loans and only those loans provided by banks and savings and loan associations That is, they tell only part of the small business lending story Small firms certainly have access to other sources of credit, such as their suppliers, finance companies, family and friends, and others All small business lenders filing reports in the US economy are examined, but the available information does not make it possible to distinguish SBAguaranteed lenders Accessing the Study This report uses Call Report data from the FDIC website http://www2fdicgov/sdi/mainasp and CRA data from the Office of Advocacy provided by Dr James Kolari of Texas A&M University Readers interested in current and recent previous editions of Advocacy s lending studies should visit http://wwwsbagov/advocacy/754 Questions and Suggestions Technical questions may be addressed to Ms Victoria Williams at (22) 256533 or by email: advocacy@sbagov Small Business Lending in the United States, 222 2

Part One: Developments in Small Business Lending I Findings from the June 22 Call Reports A Small Business Loans Outstanding from all Reporting Lending Institutions Chart Total Value of Small Business Loans by Depository Institution Size and Gross Domestic Product, June 25 June 22 The US economy continued to improve and the financial environment was conducive to economic growth in 22 Borrowing and lending conditions continued to recover from the previous year, even though the improvement in recent years has been more gradual for smaller firms than for larger firms (Chart ) Gross domestic product and other indicators have turned upward The pace of activity in the small firm loan markets remained slow, despite relatively low interest rates The prime rate, on which rates for most small business loans with adjustablerate provisions are based, has been flat at 325 since January 29 Throughout the year, bankers reported easing their standards and terms on commercial and industrial (C&I) loans to businesses of all sizes 7 Small business demand for C&I loans has been uneven in the last few years, which reflects the relatively tighter standards for these loans Commercial real estate (CRE) lending standards were eased as well, but the credit supply remained relatively tight compared with historic norms Respondents to the Office of the Comptroller of the Currency s survey, which covers all major loan categories, reported a slowdown in tightening of underwriting standards for 7 See Senior Loan Officer Opinion Survey Small Business Lending in the United States, 222 3

small business loans 8 The percentage of bankers easing small business banking underwriting standards was small suggesting that the standards are still high 8 See 22 Survey of Credit Underwriting Practices Report, OCC US Department of Treasury Small Business Lending in the United States, 222 4

Table A Value of Small Business Loans Outstanding for Depository Lenders by Loan Type and Size, 27 to 22 Billions of Dollars, Nominal Change 2 22 Loan Type and Size at Origination 27 28 29 2 2 22 Amount % Commercial Real Estate $, or less 284 285 264 22 98 8 8 9 $, to $25, 688 686 67 596 564 53 33 58 $25, to $ million 2628 2779 2784 265 2478 2367 45 Total Commercial Real Estate 36 375 372 3423 3239 378 6 5 Commercial and Industrial $, or less 32 47 345 372 98 22 4 3 $, to $25, 575 573 55 52 473 463 9 2 $25, to $ million 38 374 336 26 6 35 24 2 Total Commercial and Industrial 3267 3364 3232 399 283 28 3 Total Small Business Loans ($ million or less) 6868 75 6952 6522 669 5878 9 3 Total Large Business Loans (greater than $ million),5368,7978,7553,599,692,8936 224 2 Total Business Loans 2,2235 2,593 2,456 2,253 2,2982 2,485 833 8 Total Assets of Depository Lenders,7899,784,95,775,868 2, 376 3 of BHCs and Independent Lenders 7,456 7,36 7,224 7,23 6,826 6,639 87 27 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 27 through June 22 The aggregate value of small business loans outstanding from depository lending institutions was $5878 billion in June 22, $9 billion less than in June 2 (Tables A and B) The decline in small business loans slowed from 69 percent in June 2 to 3 percent in June 22 This smaller drop in the value of small business loans suggests that although small business lending terms and standards are easing, standards remain fairly high Another reason for the continued decline suggested by the National Federation of Independent Business (NFIB) is that the fraction of small businesses with borrowing needs continued to be low in 22 9 The dollar value of small business borrowing was down in all loan size categories, but the slower rate of decline shows an improvement in lending For example, the slower decline was most pronounced in total CRE and C&I micro business loans (CRE + C&I), which were down by percent from 2 to 22, compared with a decline of 24 percent from 2 to 2 On the positive side, the change in the number of loans was up for micro business loans, from negative 43 percent in June 2 to an increase of 6 percent in June 22 (Table C) The change in the total number of small business loans increased from negative 47 percent in June 2 to 4 percent in June 22 9 See, for example, W Dunkelberg and H Wade, NFIB Small Business Economic Trends, National Federation of Independent Business, January 23, 2, accessed May 23 at http://wwwnfibcom/portals//pdf/sbet/sbet23pdf Small Business Lending in the United States, 222 5

Table B Value of Small Business Loans Outstanding by Depository Lender Size, 27 to 22 Billions of Dollars, Nominal Change 2 22 27 28 29 2 2 22 Amount % Lenders by Total Asset Size Less than $ million 273 253 237 29 95 76 9 95 $ million to $4999 million 29 38 298 25 6 5 44 $5 million to $9999 million 62 664 65 627 584 56 25 42 $ billion to $99 billion 378 456 37 277 249 98 5 4 $ billion to $499 billion 88 744 692 627 588 556 33 56 $5 billion or more 2425 269 275 2524 2292 2279 3 6 Total Small Business Loans 6868 75 6952 6522 669 5878 9 3 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 27 through June 22 As mentioned, in 22, total small business loans outstanding declined by 3 percent, compared with a 69 percent drop the previous year (Table A) The total value of small business C&I and CRE loans outstanding declined by percent and 5 percent, respectively, in 222 CRE loans in the $25, to $ million range had the largest dollar volume decline, $ billion, which represented more than twothirds, 689 percent, of the overall decline in CRE loans (Table A) Commercial and industrial loans of $25, to $ million fell $24 billion 8 percent of the total decline in C&I loans CRE micro loans experienced the largest percentage decline of 9 percent, which was partially offset by a small increase of 3 percent in C&I micro loans Large business loans in excess of $ million increased to healthy levels in June 22 by $224 billion or 2 percent from June 2, compared with a 58 percent increase in 22 (Table A) Lenders in all asset size categories had declines in small business loans outstanding during 222 Lenders with assets in two size categories ($ million to $4999 million and $ billion to $99 billion) had the largest dollar volume declines, of $5 billion each, or 44 and 4 percent, respectively (Table B) These two size categories of lenders combined accounted for more than 534 percent of the decline in the dollar volume of small business loans outstanding Large lenders with $5 billion or more in assets were responsible for only 73 percent of the total decline, and they had the lowest drop in dollar volume The total number of small business loans increased by 4 percent from 23 million in June 2 to 235 million in June 22 (Table C) Micro C&I loans under $, accounted for practically all of the number of small business loans and for the entire increase in the total number of C&I loans in June 22 Large lenders dominated the number of small business loans, holding threefourths of them (Table D) Lenders in the largest asset sizes had increases in the number of loans Small Business Lending in the United States, 222 6

Table C of Small Business Loans Outstanding from Depository Lenders by Loan Type and Size, 27 to 22 Millions of Loans Change 2 22 Loan Type and Size 27 28 29 2 2 22 Difference % Commercial Real Estate $, or less 7 64 59 56 47 4 6 29 $, to $25, 5 5 46 43 4 2 5 $25, to $ million 64 7 69 7 6 59 7 Total Commercial Real Estate 246 84 79 73 5 4 9 62 Commercial and Industrial $, or less 293 2437 237 973 894 226 232 23 $, to $25, 62 55 54 5 49 48 23 $25, to $ million 52 46 47 4 4 39 36 Total Commercial and Industrial 227 2538 239 266 982 223 23 6 Total Small Business Loans (less than $ million) 2453 2722 238 2239 233 2354 22 4 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 27 through June 22 Table D of Small Business Loans Outstanding from Depository Lenders by Lender Size, 27 to 22 Millions of Loans Change 2 22 Loan Type and Size 27 28 29 2 2 22 Difference % Lenders by Total Asset Size Less than $ million 44 4 4 3 28 24 4 43 $ million to $4999 million 2 4 38 23 9 4 5 46 $5 million to $9999 million 86 83 85 94 69 58 65 $ billion to $99 billion 49 57 22 4 34 42 8 6 $ billion to $499 billion 33 346 39 56 52 57 5 33 $5 billion or more 228 495 53 62 54 769 228 48 Total Small Business 2453 2722 238 2239 233 2354 22 4 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 27 through June 22 B Ratios of Small Business Loans Outstanding to Total Assets and Total Business Loans This report uses two ratios as performance measures the ratios of small business lending to the lenders total assets and that of small business loans to total business loans Small Business Lending in the United States, 222 7

Table E Ratio of the Value of Small Business Loans Outstanding to the Value of the Assets of Depository Lenders by Loan Type and Size, 27 to 22 Ratio (percentage) Change 2 22 27 28 29 2 2 22 Difference % Commercial Real Estate $, or less 62 6 48 37 2 3 8 66 $, to $25, 88 8 8 77 74 66 8 45 $25, to $ million 579 59 64 64 6 582 9 3 Commercial Real Estate 929 933 942 928 896 862 34 38 Commercial and Industrial $, or less 287 269 24 222 99 86 4 68 $, to $25, 44 4 34 27 2 6 5 4 $25, to $ million 277 285 273 258 247 237 4 Commercial and Industrial 78 694 647 66 567 538 29 5 Total Small Business Loans 637 627 589 534 463 4 63 43 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 27 through June 22 The first of these measures is the ratio of the total amount of small business loans to the lenders total assets, which will be referred to as the total asset ratio Table E shows that the mean total asset ratio has declined steadily in the last six years from nearly 64 percent in 27 to 4 percent in 22 This ratio is the share of lenders assets that is lent to small firms, and the table suggests that small businesses have been falling behind in the competition with other uses of capital held by lending depository institutions The C&I mean total asset ratio declined by 24 percent, compared with a 72 percent decline in the ratio for CRE loans during this 2722 span The declines in the mean total asset ratios for C&I and CRE loans in the most recent period from June 2 to June 22 were 5 and 38 percent respectively C&I and CRE micro loan asset ratios had the largest declines of roughly 68 and 66 percent, respectively, a slight improvement from the doubledigit declines in the previous year The total decline in the mean asset ratio for small business loans was 43 percent in 222 Table F shows the mean total asset ratio by the lender s asset size The ratio declines as lender size increases For example, the smallest lenders held roughly 5 percent of total assets in small business loans, and the largest lenders comparable small business loan share was less than 4 percent Overall, the small business share of mean total assets declined in lenders of all sizes from June 2 to June 22 The second ratio, the mean total small business loan ratio, reflects the total small business share of total business loans Table G presents the information by the size of the loan, and Table H shows the The ratios used in Tables EH are the mean ratios for all lenders These ratios are derived by computing the ratio for each lender, then computing the mean for all lenders in each category shown See Appendix A Data Notes 8 Small Business Lending in the United States, 222

Table F Ratio of the Value of Small Business Loans Outstanding to the Value of Total Assets of Depository Lenders by Lender Size, 27 to 22 Ratio (percentage) Change 2 22 27 28 29 2 2 22 Difference % Lenders by Total Asset Size Less than $ million 577 594 582 536 465 4 55 38 $ million to $4999 million 83 794 743 672 594 525 68 43 $5 million to $9999 million 469 463 46 378 34 235 7 53 $ billion to $99 billion 74 48 75 2 5 96 45 45 $ billion to $499 billion 633 68 653 67 548 529 9 35 $5 billion or more 48 448 484 468 375 364 3 Total Small Business Loans 637 627 589 534 463 4 63 43 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 27 through June 22 Table G Ratio of the Value of Small Business Loans Outstanding to the Value of Total Business Loans Outstanding for Depository Lenders by Loan Type and Size, June 27 to June 22 Ratio (percentage) Change 2 22 27 28 29 2 2 22 Difference % Commercial Real Estate $, or less 23 99 938 892 87 89 2 $, to $25, 868 826 823 833 849 852 2 3 $25, to $ million 2259 2236 238 2363 237 2374 3 Total Commercial Real Estate 45 452 48 488 438 444 6 2 Commercial and Industrial $, or less 628 54 384 35 222 2 2 7 $, to $25, 596 574 55 533 532 535 3 5 $25, to $ million 32 26 989 963 962 952 Total Commercial and Industrial 3256 35 2922 28 276 2688 28 Total Small Business Loans 747 757 72 6899 6753 6732 22 3 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 27 through June 22 information by lenders asset sizes The ratio measures the success level of small business borrowers in competing for business loans against large businesses The tables show that this ratio has been on a gradual decline, by 9 percent in total over the sixyear period from 27 to 22 This downward trend is an indicator that small business borrowers have been less successful than large businesses in competing for business loans The mean total business loan ratio declined by just 3 percent in 2 22 Small business lenders dominate the small business loan portfolios, while larger lenders hold about onefifth of their business loan portfolios with small business borrowers (Table H) Over the sixyear period, the mean ratio of small business loans by mega lenders has been uneven Mega lenders had the largest decline, of 54 percent in 222, while the smallest lenders had the largest increase, of 6 percent Small Business Lending in the United States, 222 9

Table H Ratio of the Value of Small Business Loans Outstanding to the Value of Total Business Loans Outstanding for Depository Lenders by Lender Size, June 27 to June 22 Ratio (percentage) Change 2 22 27 28 29 2 2 22 Difference % Lenders by Total Asset Size Less than $ million 872 859 8629 8695 8643 878 38 6 $ million to $4999 million 785 6968 683 6656 652 658 2 $5 million to $9999 million 5472 595 499 492 4763 463 32 28 $ billion to $99 billion 499 446 3848 3683 369 3567 52 4 $ billion to $499 billion 334 344 2864 2622 244 2468 28 2 $5 billion or more 889 847 22 2576 295 275 9 54 Total Small Business Loans 747 757 72 6899 6753 6732 22 3 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 27 through June 22 C All Small Loans Outstanding from Multibilliondollar Lending Institutions Consolidation in the banking industry changes the small business loan market through its effects on the relative importance of lenders of different sizes Consolidation mostly affects the smallest lenders, whose small business loan share of total assets is much larger than that of mega lenders (Table F) Research suggests that mergers and acquisitions (M&As) may have relatively little effect on small business credit availability except in the smallest loan sizes (loans under $,), which may be affected by M&As involving very small banks with less than $ million in assets The share of total small business loans held by the largest lenders is of importance for small business borrowers The largest lenders, those with assets exceeding $ billion, held 482 percent of the value of small business loans in 22, and more than 778 percent of the total assets of lending institutions (Table I) The most significant concentration of small business loans is in commercial and industrial micro loans, where these large lenders hold almost 75 percent of the total value However, these mega lenders were less active in the commercial real estate market A N Berger, RJ, Rosen, and G F Udell (2) The Effect of Market Size Structure on Competition: The Case of Small Business Lending Federal Reserve Bank of Chicago Downloaded April 6, 2, from http://wwwchicagofedorg/digital_assets/publications/working_papers/2/wp2pdf Small Business Lending in the United States, 222

Table I Share of Business Loans and Total Assets by Size of Depository Institutions Year and Loans by Size 22* Total Assets of the Institution Total Asset Size of the Lending Institution or Bank Holding Company Over B Over B 5M M Under 5B 5B B B B 5M M (percentage) 683 94 778 3 37 6 Total Commercial Real Estate $, or less $, to $25, $25, to $ million 48 246 295 6 92 29 337 397 92 244 23 246 6 368 257 26 2 38 25 Commercial and Industrial $, or less $, to $25, $25, to $ million 687 364 378 58 6 2 745 47 498 93 45 28 93 25 9 9 96 73 26 32 24 Total Small Business Loans Total Large Business Loans Total Business Loans 388 659 595 95 6 3 482 765 698 24 95 47 39 6 53 89 46 8 3 2 9 of Institutions 2 Total Assets of the Institution 34 678 59 95 93 773 54 66 5 38 3,29 64 2,54 6,639 Commercial Real Estate $, or less $, to $25, $25, to $ million 69 249 296 56 88 2 225 338 397 9 243 24 245 6 353 256 25 2 4 26 Commercial and Industrial $, or less $, to $25, $25, to $ million 676 343 357 57 33 733 454 49 95 46 26 97 26 9 96 99 77 3 35 27 Total Small Business Loans Total Large Business Loans Total Business Loans 378 63 565 97 8 5 475 739 67 26 96 6 44 73 58 9 53 89 32 3 of Institutions 35 57 92 538 656 3,332 2,28 6,826 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 2 through June 22 Small Business Lending in the United States, 222

Table J Comparison of Assets and Business Loans of Depository Lending Institutions as Reported in Call and CRA Reports Call Report Information (Loans and assets in billions of dollars) All Institutions CRA Institutions* Percentage of Call Report Institutions Submitting CRA Information Description as of June 22 as of June 2 2 2 29 28 27 Small Business Loans $, or less 374 42 76 88 76 7 59 $, through $ million 454 282 63 69 83 68 65 Total Small Business Loans 5878 3864 66 73 73 7 64 Total Business Loans 2,485,856 73 73 82 83 72 Total Assets, 22 2,,23 84 82 84 8 8 of Lending Institutions 6,639 624 Source: US Small Business Administration, Office of Advocacy, Small Business Lending in the United States, Special tabulations for CRA prepared by the Office of Advocacy by James Kolari, Texas A&M University, College Station; June 22 Call Reports obtained from FDIC II Findings from 2 CRA Reporting Institutions A Small Business Lending by CRA Reporting Lending Institutions Uptodate geographic information on the small business lending activities of depository institutions is presented in this section using the Community Reinvestment Act (CRA) data These data show the location of loans made by lenders during the calendar year (January December 3) 2 In this section, Tables J and K portray the highlights of small business lending activities in the CRA data Table J compares the Call Report information for all depository lenders with CRA data for lenders required to submit CRA reports, while Table K reflects the dollar amount and number of loans made by depository institutions filing CRA reports Changes in CRA reporting requirements exempt smaller banks from reporting under the program, but these institutions may voluntarily collect and report small business loan information The primary difference between the CRA and the Call Report data is that the CRA information is classified by the borrower s location rather than the location of the bank s headquarters That is, CRA data show local reporting depository lenders, including large lenders that have a local presence in a state or territory, but are headquartered out of the state Thus the CRA provides a glance at local markets and their sensitivity to demand and supply factors in small business lending The findings from both the CRA and Call Report data show that small business lending 2 The CRA, enacted in 977, is designed to encourage banks to meet the credit needs of the local communities from which they obtain deposited funds The criteria for CRA lenders filing the reports changed at the beginning of 25 As a result of the revisions made by financial institutions regulatory agencies, fewer lenders are required to file the annual CRA reports The asset size for the reporting institutions was increased from $25 million to approximately $ billion or more, thus eliminating a large number of institutions that had previously reported small business loan data For more information see http://wwwfederalreservegov/newsevents/press/bcreg/2827ahtm and http://wwwffiecgov/cra/reporterhtm 2 Small Business Lending in the United States, 222

Table K Value and of Loans Originated and Purchased by CRA Reporting Institutions, 27 2 (dollar values in billions, number in millions) Change 9 * Loan Size and Assets 27 28 29 2 2* Difference % Value of Small Business Loans $, or less 46 97 733 568 553 65 224 $, through $ million 84 752 324 22 235 4 79 Total Small Business Loans 3264 2949 257 788 788 269 3 of Small Business Loans $, or less 3 2 58 39 3 9 324 $, through $ million 5 5 4 3 3 56 Total Small Business Loans 35 7 62 43 33 9 33 of Lending Institutions 86 88 799 774 624 25 3 *Note: The 2 data are not comparable to previous years because of changes in reporting requirements Source: US Small Business Administration, Office of Advocacy, Small Business Lending in the United States, various years, prepared for the Office of Advocacy by James Kolari, Texas A&M University, and College Station, Texas) remained weak, while declining at a slower pace than in the previous year These findings are consistent with other reports on trends in small business lending Again, changes in the reporting requirements that raised the reporting threshold to banks with approximately $ billion or more in assets resulted in only 624 institutions submitting CRA reports These multibilliondollar institutions accounted for 66 percent of small business loans under $ million in 2 (Table J) 3 These lenders also accounted for 76 percent of micro business loans and 84 percent of total domestic assets CRA reporting institutions issued a total of 33 million small business loans valued at $788 billion (Table K) B Micro and Macro Business Lending by CRA Lending Institutions The micro and macro business lending markets remained relatively less active in 2 Multibilliondollar depository lending institutions issued 3 million micro business loans ($, or less) valued at $553 billion in 2 (Table K) 3 The institutions in the CRA disclosure database with and without identified balance sheets could not be discerned, with the result that there were 624 reporting lenders Provisions in the DoddFrank Wall Street Reform and Consumer Protection Act require the transfer of Office of Thrift Supervision (OTS) functions to the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, Federal Reserve Board and the Consumer Financial Protection Board The reporting requirements for OTS regulate depository institutions and loan holding companies Under these requirements, savings and loan holding companies must file the same reports with the Federal Reserve that bank holding companies file Consequently, the 2 CRA data cannot be used for comparison with previous years Small Business Lending in the United States, 222 3

Conclusions The economy continued to improve in 22, as some economic indicators turned positive Some factors that affect small firm lending showed improvement, although at a slow pace Lending and borrowing in the small business loan markets continued to be restrained The performance measures for lending institutions suggest that small business borrowers were losing ground in competing for business loans Both the Call Report and CRA data show that downward pressure on small business lending is easing The data show that the average small business loan size continued to decline The market share of small business lending by mega lenders (depository institutions with assets exceeding $5 billion) has remained relatively flat since 28, as these lenders continued to hold more than onethird of all small business loans outstanding One set of indicators of the success of small firms in accessing financial capital is evaluated in this report It is beyond the scope of this research to assess the demand and supply factors contributing to the downturn in small business lending, as both the Call Reports and CRA data do not allow for such evaluation As economic uncertainty persists, capital markets serving small businesses remain cautious about providing more capital, while small businesses are hesitant to acquire more debt Small Business Lending in the United States, 222 4

Data Limitations The Call Report and CRA data provide a useful look at small loans held by all depository institutions, but the picture remains incomplete On the demand side, the Call Report and CRA data do not provide information on the personal or demographic characteristics of the borrowers, or characteristics of the businesses (such as employment or sales data, income or balance sheet information) Thus, these statistics do not shed light on the demand for financial capital by small business owners On the supply side, the Call Report and CRA data provide information on the aggregate value and number of loans originated for $ million or less, including those secured by nonfarm, nonresidential property and commercial and industrial loans The data do not provide information about whether the loan is a line of credit or an assetbacked loan (such as a capital lease, vehicle, or equipment loan) Small and large firm lending is defined here by the size of the loan; however, there may be some overlap, as some small firms may have originated loans of more than $ million and some large businesses may have originated loans of less than $ million Call Report data likely underestimate the loans originated with larger lenders because these lenders are more likely to securitize loans with SBA loan guarantees; hence, only the unguaranteed portion of the loan will still be reported by the lending institution Smaller institutions are more likely to hold the entire small business loan in house, even if the loan has an SBA loan guarantee attached Depository lenders hold about 6 percent of the total loans to small business borrowers from traditional sources of credit (excluding owner loans); the remaining 4 percent of loans (not included here) are from finance companies, brokerage firms, family, friends, and other businesses Household assets are often pledged against the debt of the business, and business and household financial assets occasionally are intertwined Hence, a complete picture of the financial condition of small businesses requires a careful review of income statement and balance sheet information for both the household and the business Finally, the CRA data provide useful information on current lending primarily for larger depository lenders required to submit CRA reports While the current size threshold at which lenders must submit a CRA report is total assets of just over $ billion, the CRA data set includes lenders with total assets of less than $ billion CRA data include originations and purchases of small business loans Originations are new loans or extensions of lines of credit and purchases are loans purchased from another lending institution in the current year For more information about the limitations of CRA data, see A Guide to CRA Data Collection and Reporting (http://wwwffiecgov/cra/guidehtm) For more information about other limitations of Call Report data, see Disclaimer and Notes (http://www2fdicgov/sdi/mainasp) Small Business Lending in the United States, 222 5

Part Two: Directory of Top US Small Business Lenders Small business lending and borrowing activities are typically local, where the borrowers and the lending institutions are located in the same community or in communities nearby To help small businesses shop more efficiently for credit, the SBA s Office of Advocacy prepares a directory of small, macro, and micro business lenders The information is also useful to lenders interested in learning about the competition in small business lending 4 The business lending performance of individual lending institutions is ranked for the national market (for multibilliondollar lenders) and in each state Tables A through 2B rank multibilliondollar lenders in the national market using Call Report and CRA data Tables 3A through 4C list top small business lending institutions in individual states Information for all reporting lenders (Tables 3A, 3B, and 3C expanded) is available on the Advocacy website, http://wwwsbagov/advocacy Table A Small Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Table A ranks the small business loans outstanding (loans of $ million or less) of the 93 largest lending institutions with total domestic assets of more than $ billion 5 Each lending institution is ranked from to 93, with being the top for each of four variables the ratio of small business loans to total business loans, the ratio of small business loans to total assets, the total dollar amount of small business lending by the lending institution, and the total number of small business loans These variables then are totaled and reranked from to 88 The remaining institution is not ranked because of missing data or lack of small business lending activity The top five small business lenders in June 22, based on Call Report data, were American Express Co (first in 2), First Citizen Bancshares (second in 2), Wintrust Financial Corp (sixth in 2), Zions Bancorp (seventh in 2), and Synovus Financial Corp (fifth in 2) Table B Micro Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Table B ranks micro business loans ($, or less) outstanding of the 93 largest lending institutions with total domestic assets of more than $ billion Each lending institution is ranked from to 93 (one being the top) for each of four variables 6 These variables then are totaled and reranked from to 87; the remaining lending institutions are not ranked because of missing data or lack of micro business lending activity 4 This study examines small business lending in the economy by all lenders in the United States No attempt has been made to distinguish SBAguaranteed lenders in the analysis Lenders are ranked based on their overall lending, not lending under SBA programs 5 Since March 24, American Express Centurion and Capital One Bank have organized federal savings banks (FSBs) to conduct their small business credit card operations 6 The four criteria used are the same as those for Table A 6 Small Business Lending in the United States, 222

The top five lenders in June 22 were American Express Co (first in 2), Capital One Financial Corporation (second in 2), GE Capital Retail Bank (formerly GE Money Bank, which was third in 2), JPMorgan Chase and Company (fourth in 2), and Wintrust Financial Corp (tenth in 2) Table C Macro Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Table C ranks the macro business lending (loans of $, to $ million) outstanding of the 93 largest lending institutions with total domestic assets of more than $ billion 7 Each lending institution is ranked from to 93, (one being the top) for each of four variables These variables then are totaled and reranked from to 85; the remaining lending institutions are not ranked because of missing data or lack of micro business lending activity The top five lenders in June 22 were First Citizens Bancshares Inc (first in 2), Zions Bancorporation (third in 2), Synovus Financial Corp (second in 2), Fulton Financial Corp (sixth in 2), and Wintrust Financial Corp (twelfth in 2) Table 2A Small Business Lending of Large Lending Institutions Based on CRA Data, 2 Table 2A ranks multibilliondollar lending institutions small business lending using CRA data Information from Call Reports was employed in combination with the CRA data to perform the fourvariable rankings As in the previous studies, data covering the reporting members of a holding company were first consolidated to generate estimates for the owning holding company Because CRA data provide locationspecific information for a lender s small business lending, information on the number of states (and territories) in which the lending institution has lending operations is also provided The largest 74 lending institutions with small business loans were identified, but only 72 were ranked The five top small business lenders for 2, using the combined ranking criteria, were First Citizen Bancshares (fourth in 2), Synovus Financial Corp (second in 2), Zions Bancorporation (third in 2), Regions Financial Corp (tenth in 2), and Huntington Bancshares (eleventh in 2) Table 2B Micro Business Lending of Large Lending Institutions Based on CRA Data, 2 Table 2B uses information from the Call Reports along with the CRA data to obtain the fourvariable rankings for these lenders The table ranks large lenders micro business lending using CRA data As in the previous studies, data from the members of a holding company were first consolidated to generate estimates for the owning company CRA locationspecific information on lenders micro business lending was the source for the data on the number of states in which the lender has substantial lending operations Of the 74 lending institutions that were identified, 72 were ranked The five top small business lenders for 2 using CRA data were First Citizens Bankshares (fifteenth in 2), Zions Bancorporation (seventeenth in 2), Synovus Financial Corp (twelfth in 2), POPULAR (twentysixth in 2), and Bancorpsouth (twentieth in 2) 7 The four criteria used are the same as those for Table A Small Business Lending in the United States, 222 7

Table 2C Macro Business Lending of Large Lending Institutions Based on CRA Data, 2 Table 2C uses information from the Call Reports along with the CRA data to obtain the fourvariable rankings for these lenders The table ranks large lenders macro business lending (loans between $, and $ million) using CRA data As in the previous studies, data from the members of a holding company were first consolidated to generate estimates for the owning company CRA locationspecific information on lenders small business lending was the source for the data on the number of states in which the lender has substantial lending operations Seventyfour lending institutions were identified The top five ranked for macro business lending were BB&T Corporation (fourth in 2), US Bancorp (fifteenth in 2), Bank of America Corp (twentyseventh in 2), JPMorgan Chase & Co (thirtythird in 2), and Capital One Financial Corp (twentyninth in 2) Two lenders were not ranked because of inadequate information Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Table 3A displays the small business lending performance of a lender measured on four criteria Then the top institutions lending to small businesses in individual states are identified The list includes the top or the top percent, whichever number is smaller (Ties may increase the number) The four rankings were summed to create a score for the small business lending activities of individual banks (see Appendix A Data Notes) A lender s total score is the sum of the four individual decile rankings multiplied by 25 to attain a possible score of Decile rankings range from to 8 The ranking of all lending institutions in each state is provided on the Advocacy website, http://wwwsbagov/advocacy Note again that Call Report data are keyed to the institution s headquarters location rather than the location of the lending activity A significant amount of lending activity by large lending institutions takes place in states other than the one in which the headquarters is located Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 Table 3B provides a list of lending institutions by state that make micro business loans (loans under $,) Only the top lenders or the top percent, whichever number is smaller, are included in the list (Ties may increase the number) The performance of a micro loan lender in a given state is measured on four criteria The four rankings were summed to create a score for the micro business lending activities of the individual lender The lender s total score is the total of the four individual decile rankings multiplied by 25 to attain a possible score of A complete ranking of all lending institutions in each state is provided on the Advocacy website, http://wwwsbagov/advocacy Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 Table 3C provides a list of lending institutions by state that make macro business loans (loans between $, and $ million) The top lenders or the top percent, whichever number is 8 See data notes for detailed information on decile rankings Small Business Lending in the United States, 222 8

smaller, are included in the list (Ties may increase the number) The performance of a macro business lender in a given state is measured on four criteria The four rankings were summed to create a score for the macro business lending activities of the individual lender The lender s total score is the total of the four individual decile rankings multiplied by 25 to attain a possible score of A complete ranking of all lending institutions in each state is provided on the Advocacy website, http://wwwsbagov/advocacy Table 4A Top Small Business Lenders by State and Territory Based on CRA Data, 2 A list of top small business lenders for each state using CRA data is available in Table 4A The CRA database best captures state lending information for large lending institutions The list includes lending institutions with small business lending of more than $5 million in a given state in 2 Data for the members of a holding company were consolidated first to generate estimates for the parent holding company Consolidated estimates were then derived for each holding company in each state Rankings are based solely on the dollar amount of small business lending (loans under $ million) Table 4B Top Micro Business Lenders by State and Territory Based on CRA Data, 2 The CRA data are used to create a list of top micro business lenders by state in Table 4B Included in this list are lending institutions with micro business lending of more than $ million in a given state in 2 Again, rankings are based solely on the dollar amount of micro business lending (loans under $,) in this table Table 4C Top Macro Business Lenders by State and Territory Based on CRA Data, 2 This table lists top macro business lenders of more than $3 million in a given state using CRA data The information presented is ranked based on the dollar amount of macro business lending ($,$ million) Table 4D Total Amount and of Small Business Loans per Small Business Employee by State Based on CRA Data, 2 Table 4D uses the CRA database to capture state lending information for large lending institutions This table lists the dollar amount and number of all small business loans (loans under $ million) and micro loans (loans under $,) made by state It provides simple rankings based on the dollar amount of small business lending per number of employees in small businesses of 5 or fewer employees Table 5 of Reporting Institutions by Asset Size and State and Territory Based on Call Report Data, June 27 June 22 Table 5 summarizes the number of lending institutions in individual states for each of six years, and includes a listing by institution asset size for the most recent year The asset sizes are under $ million, $ million to $5 million, $5 million to $ billion, $ billion to $ billion, $ billion to $5 billion, and over $ billion Small Business Lending in the United States, 222 9

Appendix A Data Notes Ranking Methodology and Table Descriptions Note that Tables EH in the text employ the total assets ratios (ratios of small business loans to total assets) and the total business loan ratios (ratios of small business loans to total business loans), which are the mean ratios for all lenders These ratios are derived by computing the ratio for each lender, then computing the mean for all lenders in each category shown Four variables were used to create a total score for the small business lending activities of individual lenders when feasible: () the ratio of small business loans to total assets, (2) the ratio of small business loans to total business loans, (3) the dollar value of small business loans, and (4) the number of small business loans The total ranking summarizes the four individual scores Small lending institutions tend to score higher in some categories than larger lending institutions, and vice versa For example, smaller lenders have a higher percentage of total assets in small business loans, but larger lenders lead in the sheer number and value of small loans Using two ratio variables and two value variables permits a more balanced measure of lending performance by lenders of different sizes 9 For large lending institutions in the Call Reports (Tables A through C), simple rankings from up were performed for each of the four variables first, with as the top ranking The four individual rankings were summed and reranked from up to produce a total rank For lending institutions in the CRA data (Tables 2A through 2C), ratio information was retrieved from Call Report data and used in combination with information from the CRA to perform Advocacy s fourvariable scheme for ranking Again, simple rankings were performed and summed to obtain total rankings For rankings of all reporting lending institutions in a state based on Call Report data (Tables 3A through 3C), a decile ranking is used instead of a simple ranking This is justified because of the much larger number of lending institutions in a given state The decile ranking is a measure of where the individual lender falls in the distribution of all lenders within a state for any given variable Decile rankings range from to Lending institutions in the top percent of all lenders in the state receive the maximum score of ; those in the lowest percent receive a score of Lending institutions that do not lend to small businesses (loans under $ million) receive a Four top scores will sum to 4 To make the top score total rather than 4, each score is multiplied by 25 For state lending using the CRA data (Tables 4A through 4C), banks were listed in order of the dollar amount of small business loans made in each state in the year Large institutions therefore appear at the top 9 The exception is financial holding companies that organize special credit lending institutions such as a federal savings bank or commercial bank to conduct business lending For example, by lending through a special business lending savings bank, American Express Savings Bank will have even higher values for the two ratio criteria used in the ranking process 2 Small Business Lending in the United States, 222

Appendix B Table Descriptions Table A Small Business Lending of Large Lending Institutions Based on Call Report Data, June 22 This table ranks the small business lending of multibilliondollar lending institutions using the four criteria from the Call Report data that measure the emphasis on small business lending in a lender s loan portfolio Small business loans are defined as loans under $ million s in parentheses represent columns in the table () Overall Ranking (Rank) Summary of small business lending rankings of large lending institutions with respect to loans under $ million A simple ranking is made for each of the four criteria and the total rank derived from the sum of the four rankings from variables found in columns 25 (2) Ratio of Small Business Loans to Total Assets (TA Ratio) The ratio of the dollar value of small business loans outstanding under $ million to total domestic assets for each of the 93 large lending institutions (3) Ratio of All Small Business Loans to Total Business Loans (TBL Ratio) The ratios of the value of small business loans outstanding to total business loans outstanding for the 93 large lending institutions (4) Total Dollar Amount of by the Lending Institution (Amount) The total dollar amount (in thousands) of small business loans outstanding of less than $ million (5) Total of Small Business Loans () The number of small business loans of less than $ million (6) Lender Domestic Asset Size Class (Lender Asset Size) Domestic asset size class of the lending institution: $ billion to under $5 billion ($B $5B) $5 billion and over (>$5B) (7) Total Dollar Amount of Micro Business Loans (Amount) Similar to column 4, but for loans of $, or less (in thousands of dollars) (8) Total of Micro Business Loans () Similar to column 5, but for loans of $, or less Small Business Lending in the United States, 222 2

(9) Total Dollar Amount of Macro Business Loans (Amount) Similar to column 4, but for loans between $, and $ million (in thousands of dollars) () Total of Macro Business Loans () Similar to column 5, but for loans between $, and $ million () Credit Card Loans to Total Assets (CC Amount/TA) The ratio of the dollar value of credit card loans to total assets Table B Micro Business Lending of Large Lending Institutions Based on Call Report Data, June 22 In this table, large lending institutions are ranked using Call Report data on the basis of four criteria that measure the importance of micro business lending in a lender s portfolio Micro business loans are defined as loans of $, or less s in parentheses represent columns in the table () Overall Ranking (Total Rank) Summarizes the rankings of large lending institutions with respect to loans under $, A simple ranking of and up is made first, and the total rank is derived from the sum of four rankings from the variables found in columns 2 through 5 (2) Ratio of Micro Business Loans to Total Assets (TA Ratio) The ratio of the total dollar value of micro business loans of $, or less to the total assets for each lending institution (3) Ratio of Micro Business Loans to Total Business Loans (TBL Ratio) For the 93 large lending institutions, ratios of the value of micro business loans outstanding to total business loans (4) Total Dollar Amount of Micro Business Lending by the Lending Institution (Amount) The total dollar amount (in thousands) of loans of $, or less (5) Total of Micro Business Loans () The number of loans of $, or less (6) Lending Institution Domestic Asset Size Class (Lender Asset Size) Asset size class of the lending institution: $ billion to under $5 billion ($B $5B) $5 billion and over (>$5B) (7) Total Dollar Amount of Small Business Loans (Amount) Similar to column 4, but for loans of less than $ million (in thousands of dollars) (8) Total of Small Business Loans () Similar to column 5, but for loans of less than $ million Small Business Lending in the United States, 222 22

(9) Total Dollar Amount of Macro Business Loans (Amount) Similar to column 4, but for loans between $, and $ million (in thousands of dollars) () Total of Macro Business Loans () Similar to column 5, but for loans between $, and $ million () Credit Card Loans to Total Assets (CC Amount/TA) The ratio of the dollar value of credit card loans to total assets Table C Macro Business Lending of Large Lending Institutions Based on Call Report Data, June 22 This table ranks the macro small business lending of multibilliondollar lending institutions on the basis of four criteria from the Call Report data reflecting the emphasis on macro business lending in a lender s loan portfolio Macro business loans are defined as loans ranging from $, to $ million s in parentheses represent columns in the table () Overall Ranking (Rank) Summary of rankings of large lending institutions with respect to macro loans outstanding (between $, and $ million) A simple ranking of and up is made for each of the four criteria and the total rank derived from the sum of the four rankings found in columns 25 (2) Ratio of Small Business Loans to Total Assets (TA Ratio) The ratio of the dollar value of macro business loans between $, and $ million to total domestic assets for each of the 93 large lending institutions (3) Ratio of All Small Business Loans to Total Business Loans (TBL Ratio) The ratio of the value of macro business loans outstanding to total business lending for the 93 large lending institutions (4) Total Dollar Amount of Macro Business Lending by the Lending Institution (Amount) The total dollar amount of macro business loans between $, and $ million (in thousands of dollars) (5) Total of Macro Business Loans () The number of macro business loans outstanding between $, and $ million (6) Lender Domestic Asset Size Class (Lender Asset Size) Domestic asset size class of the lending institution: $ billion to under $5 billion ($B $5B) $5 billion and over (>$5B) (7) Total Dollar Amount of Small Business Loans (Amount) Similar to column 4, but for loans of less than $ million (in thousands of dollars) Small Business Lending in the United States, 222 23

(8) Total of Small Business Loans () Similar to column 5, but for loans of less than $ million (9) Total Dollar Amount of Micro Business Loans (Amount) Similar to column 4, but for loans of $, or less (in thousands of dollars) () Total of Micro Business Loans () Similar to column 5, but for loans of $, or less () Credit Card Loans to Total Assets (CC Amount/TA) The ratio of the dollar value of credit card loans to total assets Table 2A Small Business Lending of Large Lending Institutions Based on CRA Data, 2 Table 2A uses CRA and Call Report data to rank the 74largest lending institutions on the basis of four criteria that measure small business lending performance Two ratio variables were derived from the Call Reports, while the two value variables are from the CRA data s in parentheses represent columns in the table () Total Rank This column summarizes small business performance rankings of the lending institution originating or purchasing loans under $ million A simple ranking of through 74 is performed for each of the four variables and the sum of the four scores is used to derive the total rank The four variables are shown in columns 2 through 5 (2) Ratio of Small Business Loans to Total Assets (TA Ratio) This column shows the ratio of small business loans under $ million to total assets for each lending institution The amounts of small business loans and total assets used for the ratio are obtained from the June 2 Call Report data A high ratio indicates a lender s willingness to place a large portion of assets in small business lending (3) Ratio of the Dollar Amount of Small Business Loans to Total Business Loans (TBL Ratio) The ratio of small business loans under $ million to total business loans for each lender The amount of small business loans and total business loans comes from the June 2 Call Reports Lending institutions that make business loans predominantly to small firms will rank high in this category (4) Total Dollar Amount of Small Business Lending (Amount) The total dollar amount (in thousands) of small business loans of less than $ million lent by each institution (5) Total of Small Business Loans () The number of small business loans of less than $ million (6) States with Loans (No of States and Territories w/ Loans) The number of states (and territories) where the lender extended small business loans (7) Lending Institution Domestic Asset Size Class (Institution Asset Size) Asset size class of the lending institution: Small Business Lending in the United States, 222 24

$ billion to under $5 billion ($B $5B) $5 billion and over (>$5B) (8) Total Dollar Amount of Micro Business Loans of $, or Less (Amount) Similar to column 4, but for loans of $, or less (in thousands of dollars) (9) Total of Micro Business Loans of $, or Less () Similar to column 5, but for loans of $, or less Table 2B Micro Business Lending of Large Lending Institutions Based on CRA Data, 2 Table 2B uses both CRA and Call Report data to rank order 76 large lending institutions on the basis of four criteria that measure the micro business lending performance of a lending institution Two ratio variables were derived from the Call Reports The four individual scores are provided in the tables on the website s in parentheses represent columns in the table () Total Rank Summary of the micro business performance rankings of lending institutions with loan originations and purchases of $, or less A simple ranking of through 74for each of the four variables is performed first and the sum of the four scores is used to derive the total rank The four criteria used are described in this table as items 2 through 5 (2) Ratio of Micro Business Loans to Total Assets (TA Ratio) This column shows the ratio of micro business loans of $, or less to total assets for each lending institution The amounts of small business loans and total assets used for the ratio are obtained from the June 2 Call Report data A high ratio indicates a lender s willingness to place a large portion of its assets in small business lending (3) Ratio of the Dollar Amount of Micro Business Loans to Total Business Loans (TBL Ratio) The ratio of the value of micro business loans of $, or less to total business loans for each bank The amounts of micro and total business loans come from the June 2 Call Reports Lenders that make business loans predominantly to small firms will rank high in this category (4) Total Dollar Amount of Micro Business Lending by the Lending Institution (Amount) The total dollar amount (in thousands) of micro business loans of $, or less (5) Total of Micro Business Loans () The number of micro business loans of $, or less (6) States with Loans (No of States and Territories w/loans) The number of states (and territories) where the lender extended micro business loans (7) Institution Domestic Asset Size Class (Institution Asset Size) Asset size class of the lending institutions: Small Business Lending in the United States, 222 25

$ billion to under $5 billion ($B $5B) $5 billion and over (>$5B) (8) Total Dollar Amount of Small Business Loans by the Lending Institution (Amount) Similar to column 4, but for loans of less than $ million (in thousands of dollars) (9) Total of Small Business Loans by the Lending Institution () Similar to column 5, but for loans of less than $ million Table 2C Macro Business Lending of Large Lending Institutions Based on CRA Data, 2 Table 2C uses both CRA and Call Report data to rank order the 74 large lending institutions on the basis of four criteria that measure the macro business lending performance for a lending institution The two ratio variables were derived from the Call Reports The four individual scores are provided in the tables on the website s in parentheses represent columns in the table () Total Rank Summary of the micro business performance rankings of lending institutions with loan originations and purchases of loans between $, and $ million A simple ranking of through 74 for each of the four variables is performed first and the sum of the four scores is used to derive the total rank The four criteria used are described in this table as items 2 through 5 (2) Ratio of Macro Business Loans to Total Assets (TA Ratio) This column shows the ratio of macro business loans (between $, and $ million) to total assets for each lending institution The values of small business loans and total assets used for the ratio are obtained from the June 2 Call Report data A high ratio indicates a lender s willingness to place a large portion of its assets in small business lending (3) Ratio of the Dollar Amount of Macro Business Loans to Total Business Loans (TBL Ratio) The ratio of the value of macro business loans between $, and $ million to total business loans for each bank; the amounts of small and total business loans come from the June 2 Call Reports Lenders that make business loans predominantly to small firms will rank high in this category (4) Total Dollar Amount of Macro Business Lending by the Lending Institution (Amount) The total dollar amount (in thousands) of macro business loans between $, and $ million (5) Total of Macro Business Loans () The number of macro business loans between $, and $ million (6) States with Loans (No of States & Territories w/loans) The number of states (and territories) where the lender extended macro business loans Small Business Lending in the United States, 222 26

(7) Institution Domestic Asset Size Class (Institution Asset Size) Asset size class of the lending institution: $ billion to under $5 billion ($B $5B) $5 billion and over (>$5B) (8) Total Dollar Amount of Small Business Loans by the Lending Institution (Amount) Similar to column 4, but for loans of less than $ million (in thousands of dollars) (9) Total of Small Business Loans by the Lending Institution () Similar to column 5, but for loans of less than $ million Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Table 3A provides a list of the top small business lenders by state and territory The list includes the top banks or the top percent, whichever number is smaller (Ties may increase the number) The small business lending performance of a bank in a given state is measured on four criteria: TA ratio, TBL ratio, dollar amount, and number () Total Score (Total Rank) The total rank column is the score of the lender in the state in which it is listed The number is the aggregate measure of small business lending activity based on the sum of the four individual decile scores The entire table is provided on the website (2) Ratio of Small Business Loans to Total Assets (TA Ratio) This column displays the ratio of small business loans (under $ million) to total assets for each lending institution A high ratio indicates a lender s willingness to place a large portion of its assets in small business lending (3) Ratio of the Dollar Amount of Small Business Loans to Total Business Loans (TBL Ratio) The ratio of small business loans (under $ million) to total business loans for each bank Lenders that make business loans predominantly to small firms will rank high in this category (4) Total Dollar Amount of Small Business Loans (Amount) The dollar value (in thousands) of small business loans (<$ million) outstanding, from the lending institution at the end of June Larger lenders will score well in this column and in column 5 because their size allows them to make more small loans than smaller lenders, even if their commitment to small business lending, as shown by the ratios in columns 2 and 3, is low (5) Total of Small Business Loans () The total number of small business loans (<$ million) outstanding for each lending institution Small Business Lending in the United States, 222 27

(6) Institution Domestic Asset Size (Institution Asset Size) The asset size class of the reporting lending institution: Under $ million (<$M) $ million to under $5 million ($M $5M) $5 million to under $ billion ($5M $B) $ billion to under $ billion ($B $B) $ billion and over (>$B) (7) Total Score of Micro Business Loans (Total Rank) The total score of the lending institutions based on their micro business lending The total score is the sum of the four scores with respect to micro business loans of $, or less A firm looking for a loan of $, or less might do well to seek out a lender that ranks high in this column (and/or from Table 3B) (8) Dollar Amount of Micro Business Loans (Amount) The dollar value (in thousands) of micro business loans of $, or less (9) of Micro Business Loans () of small business loans of $, or less made by the bank () Credit Card Loans to Total Assets (CC Amount/TA) The ratio of the dollar value of credit card loans to total assets Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 Table 3B, similar to Table 3A, lists the top micro business lenders or the top percent, based on their micro business lending performance measured on the four criteria () Total Score (Total Rank) The total rank in this column is the score of the lending institution based on micro business lending in the state in which it is listed The number is the aggregate measure of micro business lending activity based on the sum of the four individual scores An expanded version of this table is provided on the website (2) Ratio of Micro Business Loans to Total Assets (TA Ratio) This is the ratio of micro business loans ($, or less) to total assets for each lender A high ratio indicates a lender s willingness to place a large portion of its assets in small business lending (3) Ratio of the Dollar Amount of Micro Business Loans to Total Business Loans (TBL Ratio) This column show the ratio of micro business loans ($, or less) to total business loans for each lending institution Lenders that make business loans predominantly to small firms will rank high in this category (4) Total Dollar Amount of Micro Business Loans (Amount) The dollar value (in thousands) of micro business loans ($, or less) outstanding from the lending Small Business Lending in the United States, 222 28

institution Larger lenders will score well in this column and in column 5 because their size allows them to make many small loans, even if their commitment to micro business lending, as shown by the ratios in columns 2 and 3, is low (5) Total of Micro Business Loans () The total number of micro business loans ($, or less) outstanding for each lending institution (6) Institution Asset Size (Category) The asset size class of the reporting lending institution: Under $ million (<$M) $ million to under $5 million ($M $5M) $5 million to under $ billion ($5M $B) $ billion to under $ billion ($B $B) $ billion and over (>$B) (7) Total Score of Small Business Loans (Total Rank) The sum of the lenders scores based on their small business lending activity The total score is the sum of the four scores with respect to small business loans of less than $ million A firm looking for a loan of less than $ million might do well to seek out a lender that ranks high in this column (and/or in Table 3A) (8) Dollar Amount of Small Business Loans (Amount) The dollar value (in thousands) of micro business loans of less than $ million (9) of Small Business Loans () The number of loans of less than $ million made by the lender () Credit Card Loans to Total Assets (CC Amount/TA) The ratio shows the dollar value of credit card loans to total assets Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 Table 3C, similar to Tables 3A and 3B, lists the top macro business lenders or the top percent, based on their macro business lending performance measured on the four criteria () Total Score (Total Rank) The total rank in this column is the score of the lending institution based on its macro business lending in the state in which it is listed The number is the aggregate measure of macro business lending activity based on the sum of the four individual scores An expanded version of this table is provided on the website (2) Ratio of Macro Business Loans to Total Assets (TA Ratio) This is the ratio of macro business loans (between $, and $ million) to total assets for each lender A high Small Business Lending in the United States, 222 29

ratio indicates a lender s willingness to place a large portion of its assets in small business lending (3) Ratio of the Dollar Amount of Macro Business Loans to Total Business Loans (TBL Ratio) This column show the ratio of macro business loans (between $, and $ million) to total business loans for each lending institution Lenders that make business loans predominantly to small firms will rank high in this category (4) Total Dollar Amount of Macro Business Loans (Amount) The dollar value (in thousands) of macro business loans (between $, and $ million) outstanding from the lending institution Larger lenders will score well in this column and in column 5 because their size allows them to make many small loans, even if their commitment to micro business lending, as shown by the ratios in columns 2 and 3, is low (5) Total of Macro Business Loans () The total number of macro business loans (between $, and $ million) outstanding for each lending institution (6) Institution Domestic Asset Size (Amount) The asset size class of the reporting lending institution: Under $ million (<$M) $ million to under $5 million ($M $5M) $5 million to under $ billion ($5M $B) $ billion to under $ billion ($B $B) $ billion and over (>$B) (7) Total Score of Small Business Loans (Total Rank) The sum of the lenders scores based on their small business lending activity The total score is the sum of the four scores with respect to small business loans of less than $ million A firm looking for a loan of less than $ million might do well to seek out a lender that ranks high in this column (and/or in Table 3A) (8) Dollar Amount of Small Business Loans (Amount) The dollar value (in thousands) of small business loans of less than $ million (9) of Small Business Loans () The number of loans of less than $ million made by the lender () Credit Card Loans to Total Assets (CC Amount/TA) The ratio shows the dollar value of credit card loans to total assets Table 4A: Top Small Business Lenders by State and Territory Based on CRA Data, 2 Table 4A is derived differently from the previous tables because only CRA data are used The table lists the lending institution name the name of the owning lending institution as well as the home state of the Small Business Lending in the United States, 222 3

lending institution The rankings of lenders are based on the dollar amount of small business loans (under $ million) made as of December 2 The table consists only of lenders with small business loan totals of more than $5 million in a given state in 2 The dollar amount and number of micro loans of $, or less and macro small business loans between $, and $ million are provided s in parentheses represent columns in the table () Amount of Small Business Loans (Amount) The dollar amount (in thousands) of loans under $ million made in 2 (2) of Small Business Loans () The number of loans of less than $ million disbursed (3) Dollar Amount of Micro Business Loans (Amount) The dollar amount (in thousands) of loans of $, or less (4) of Micro Business Loans () The number of loans of $, or less (5) Dollar Amount of Macro Business Loans (Amount) The dollar amount (in thousands) of loans between $, and $ million (6) of Macro Business Loans () The number of larger small business loans between $, and $ million Table 4B: Top Micro Business Lenders by State and Territory Based on CRA Data, 2 Table 4B, similar to Table 4A, ranks lenders on the basis of the dollar amount of micro loans made in 2 Only lenders with micro business loan totals exceeding $ million in a given state in 2 are listed The table lists the lending institution s name the name of the owning institution or the holding company as well as the home state of the lending institution The table provides the dollar amount and number of micro business loans of $, or less, supplemented by larger small business loans of $, to $ million and all small business loans under $ million () Amount of Micro Business Loans (Amount) The dollar amount (in thousands) of loans of $, or less made as of December 2 (2) of Micro Business Loans () The number of loans of $, or less (3) Dollar Amount of Small Business Loans (Amount) The dollar amount (in thousands) of loans of less than $ million (4) of Small Business Loans () The number of loans of less than $ million (5) Dollar Amount of Macro Small Business Loans (Amount) The dollar amount (in thousands) of loans between $, and $ million Small Business Lending in the United States, 222 3

(6) of Macro Small Business Loans () The number of larger small business loans between $, and $ million Table 4C: Macro Business Lenders by State and Territory Based on CRA Data, 2 Table 4C, similar to Table 4B, ranks lenders on the basis of the dollar amount of macro loans made in 2 Only lenders with macro business loan totals exceeding $3 million in a given state in 2 are listed The table lists the lending institution s name the name of the owning institution or the holding company as well as the home state of the lending institution The table provides the dollar amount and number of macro business loans of $, to $ million, supplemented by all small business loans of less than $ million and all micro business loans of $, or less () Amount of Macro Business Loans (Amount) The dollar amount (in thousands) of loans between $, and $ million made as of December 2 (2) of Macro Business Loans () The number of loans of $, to $ million (3) Dollar Amount of All Small Business Loans (Amount) The dollar amount (in thousands) of loans of less than $ million (4) of Small Business Loans () The number of loans of less than $ million (5) Dollar Amount of Micro Business Loans (Amount) The dollar amount (in thousands) of loans of $, or less (6) of Micro Business Loans () The number of larger small business loans of $, or less Table 4D Total Amount and of Small Business Loans per Small Business Employee by State Based on CRA Data, 2 Table 4D is derived differently from previous CRA tables because CRA data are used in addition to small business establishment employment information from the Statistics of US Businesses (SUSB), partly funded by the US Small Business Administration, Office of Advocacy The table lists the total amount and number of loans for all small business loans and micro business loans made in the home state of the lending institution The total rank by state is based on the dollar amount of all small business loans (under $ million) made as of December of 2 divided by the number of small business employees in the state Table 5 of Reporting Institutions by Asset Size and State and Territory, Based on Call Report Data, June 27 June 22 The table provides a summary of the total number of lending institutions by state and territory for six years For the most recent year, the totals of six different asset size categories are presented for each state by lending institution Small Business Lending in the United States, 222 32

Data Tables In the printed version, all data tables follow the last page of the text with the exception of Tables 3A, 3B, and 3C, which show data for all lending institutions in the 5 states, the District of Columbia, and selected territories for which data are available The expanded Tables 3A, 3B, and 3C are found only on Advocacy s website, http://wwwsbagov/advocacy Table A Small Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Table B Micro Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Table C Macro Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Table 2A Small Business Lending of Large Lending Institutions Based on CRA Data, 2 Table 2B Micro Business Lending of Large Lending Institutions Based on CRA Data, 2 Table 2C Macro Business Lending of Large Lending Institutions Based on CRA Data, 2 Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 Table 4A Top Small Business Lenders by State and Territory Based on CRA Data, 2 Table 4B Top Micro Business Lenders by State and Territory Based on CRA Data, 2 Table 4C Top Macro Business Lenders by State and Territory Based on CRA Data, 2 Table 4D Total Amount and of Small Business Loans Per Small Business Employee by State Based on CRA Data, 2 Table 5 of Reporting Institutions by Asset Size and State and Territory Based on Call Report Data June 27 June 22 Small Business Lending in the United States, 222 33

Table A Small Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Micro Business Lending Macro Business Lending Name of Lending Institution American Express Co First Citizens Banchares Wintrust Financial Corp Zions Bancorp Synovus Financial Corp BB&T Corp FNB Corp Capital One Financial Corp Fulton Financial Corp Regions Financial Corp First Niagara Financial Grp Lauritzen Corp Huntington Bancshares Inc Bancorpsouth Inc TCF Financial Corp GE Capital Retail Bk* JPMorgan Chase & Co Citigroup Popular Hancock Holding Company M&T Bk Corp Bank of Amer Corp Central Bancompany Arvest Bk Grp Compass Bk Wells Fargo & Co P Financial Svc Group Bank of The West BMO Harris Bank NA Umpqua HC T D Bk NA Cullen/Frost Bkr First Horizon Nat Corp Commerce Bancshares Suntrust Bk Susquehanna Bancshares Associated Banc Corp Fifth Third Bancorp Keycorp HQ State UT NE UT PR MO AR OR DE TN MO WI Rank () 2 3 4 5 6 7 8 8 3 3 5 6 7 8 9 9 9 22 23 24 25 26 27 28 29 3 3 32 33 34 34 36 37 38 39 4 TA Ratio TBL Ratio Amount ($,) (2) (3) (4) 238 87 69 8 62 53 28 28 29 6 42 72 7 69 25 94 42 9 3 7 92 68 2 86 49 29 36 47 42 3 67 52 5 36 68 59 35 38 49 384 26 38 253 46 36 348 29 25 288 337 222 44 37 29 262 258 299 78 82 389 345 72 46 43 29 2 255 92 238 23 268 42 222 9 4 39 6,35,38 3,94,57 2,842,793 6,23,77 4,227,68 9,48,732,475,56 9,5,726 2,33,29 7,386,97 4,632,6 2,53,76,42,96 3,94,846,646,69,676,64,33,624 25,3,294 9,8,426 2,464,69,775,4 5,56,49 3,42,8,3,344,67,974 3,445,358 34,57,389,537,942 3,645,76 3,849,439,264,35 6,97,769,4,367,35,63,58,79 6,79,64,22,55,279,224 4,5,46 3,86,664 (5) 3,63,226 7,72 36,8 52,62 22,675 56,879 25, 2,94,573 2,8 63,394 87,93 32,53,94 34,732 5,882 9,823 76,23 2,893,892,746,96 22,73 8,76 56,5 3,277,274 4,445 4,6 69,539 67,58 22,2 38,99 46,887 9,35 56,364,78 27,253 25,56 57,543,37 28,926 7,778 58,23 Lender Asset Size (6) >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B Amount ($,) (7) 6,38,89 378,394 8,526 526,26 539,666,922,393 247,853 5,872,6 87,652,67,6 4,859,559 446,838 5,648 635,757 26,856 3,863,33,624 3,4,65 5,587,76 64,682 94,239,87,373 4,9,59 48,8 73,673 63,869 8,46, 2,3,528 592,967 424,44 97,474 67,76 46,892 93,649 4,422,2,554 7,84 4,22 529,222 68,444 (8) 3,63,88 5,8 26,455 32,973 9,593 473,449 7,8 2,9,77 9,99 4,677 828,856 23,84 97,542 2,53 9,44,24 76,23 2,836,55,732,92,89,452 37,45 3,22,35,3 9,47 58,533 5,97 84,38 28,97 33,66 4,764 34,79 5,664 2,766 2,29 38,79 5,54 6,85 56,554 46,548 Amount ($,) (9) 3,949 3,536,3 2,42,267 5,75,564 3,687,52 7,486,339,227,653 3,233,25,945,557 5,769,369 9,772,62 2,83,868 64,448 3,279,89,439,33,375,2,593,29 3,494,35 2,3,8,58,7 4,473,8 6,85,672 964,544 994,3 2,83,489 26,54,389 8,434,44 3,52,749 3,425,35,66,56 5,59,593,264,475,2,954 97,369 4,968,86,3,69,65,4 3,522,84 2,568,22 () 38 2,62,346 9,639 3,82 33,43 7,2 4,496,7 2,77 42,75 8,689 4,399 4,2 6,44 8,583 57,34 3,996,894 7,254 8,746 57,39 4,332 5,3,6 7,4 35,82,822 3,82 4,587 2,655 6,44 5,487 4,432 8,834 5,253 2,74 5,224,683 CC Amount/TA () 28 25 5 6 3 7 2 Page of

Table A Small Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Micro Business Lending Macro Business Lending Name of Lending Institution Prosperity Bancshares Firstmerit Corp Valley Nat Bancorp Webster Financial Corp Peoples United Bk RBS Citizens NA Sovereign Bk NA Discover Financial Services East W Bancorp Comerica Ally Financial Iberiabank Corp Firstbank Holding Company Barclays Bk DE Rabobank NA UMB Financial Corp Cathay Gen Bancorp GE Capital Bk International Bshrs Corp Signature Bk BOK Financial Corp First Bancorp Union Bk NA BankUnited Bank of HI Corp State Farm Bk FSB HSBC Bk USA NA Washington Fed Scottrade Bk Astoria FS & LA Hudson City Svg Bk FSB Svb Financial Grp UBS Bk USA City Nat Corp Privatebancorp Northern Trust Corp USAA FSB Investors Bancorp MHC New York Cmnty BC First Republic Bk HQ State NJ CT CT RI DE LA CO DE MO UT OK PR FL HI WA MO NJ UT NJ Rank () 4 42 43 44 45 46 47 48 49 5 5 52 53 54 55 56 57 58 59 6 6 62 63 64 65 66 67 67 69 7 7 72 73 74 75 76 77 78 79 8 TA Ratio TBL Ratio Amount ($,) (2) (3) (4) 65 78 74 57 66 23 32 3 65 46 22 63 36 7 5 5 68 54 42 4 38 48 6 3 9 6 3 4 9 4 2 35 9 6 45 28 28 222 57 8 26 6 89 66 83 38 972 72 88 44 69 22 7 29 36 63 22 24 64 58 239 527 256 79 39 68 58 85 64 78 699,37,38,55,8,78,,695,856,969 3,24,38 2,796,643 26,777,35,924 2,839,695,964,564 758,549 434,896 4,36 599, 684,53 77,69 735,67 478,638 658,569 959,892 67,796,372,869 38,448 256,52 63,53,26,858 74,663 64,835 69,44 42,358 39,367 588,44 54,444 446,34 636,45 436 8,865 495,68 37,825 (5) 4,936 6,599 5,34 3,799 2,948 62,262 34,52 2,259 5,39 6,366 68,244 5,25 7,76 26,447 9,943 4,552 3,34 7,83 4,23 3,36 4,39 2,99,632 3,98 3,82 8,88 9,558 984 2 7 86 5,82,765 3,595 2,86 2,773 2 77,4,239 Lender Asset Size (6) >$B >$5B >$5B >$5B >$5B >$5B >$B >$B >$5B >$B >$5B >$B >$B >$B >$B >$5B >$B >$B Amount ($,) (7) 65,93 72,983 46,789 95,79 58,228 749,24 67,928 26,777 2,523 82,858,74,22 5,89 33,664 2,694 77, 56,26 4,574 293,449 63,952 48,78 76,8 42,73 95,528 63,29 62,43 98,274 35,39 2,258 44 5,764 22 29,565 9,37 46,777 7,537 23,984 436 6,28 6,227 4,44 (8) 2,37 2,55,523 8,562 6,439 5,728 2,96 2,259 99 6,635 67,679 2,37 5,74 26,443 7,87 2,222,47 5,274 2,522,392 2,65,298 7,36 2,9 3,2 8,65 6,38 439 2 292 3 3,458 47,55 722 68 2 28 7 344 Amount ($,) (9) 633,944,65,72,33,289 96,56,698,74 2,49,897 2,88,75,33,4 2,656,837 223,442 78,36 4,232,666 522, 627,927 666,495 44,68 44,686 69,85 883,874 565,83,77,34 38,239 93,639 64,779 82,468 62,45 64,69 63,676 42,37 36,82 569,43 467,667 428,497 62,43 74,837 489,454 33,385 () 2,566 4,94 3,5 5,237 6,59,534 3,586 4,2 9,73 565 2,88,336 4 2,73 2,33,987 2,556,78,744 2,225,62 4,36,8 78 93 3,77 545 9 48 73,724,348 2,9,364 2,93 59,239 895 CC Amount/TA () 3 Page 2 of

Table A Small Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Micro Business Lending Macro Business Lending Name of Lending Institution HQ State Rank TA Ratio TBL Ratio Amount ($,) Lender Asset Size Amount ($,) () (2) (3) (4) (5) (6) (7) Everbank FL 8 4 59,4 652 >$B 3,994 New York Private B&TR Corp 82 2 88 4,8 486,632 Morgan Stanley Bk NA UT 83 3 4 26,57 834 >$5B, Flagstar Bk FSB 84 7 69 94, 45 >$B 2,385 Onewest Bk FSB 85 4 5 7,724 46 >$B 356 Bank of Mellon Corp 86 48 55,544 35 >$5B 4,995 Goldman Sachs Group The 87 4, 6 >$5B Deutsche Bk Tc Americas 88 2, 4 USAA Svg Bank NV NR >$B State Street Corp MA NR >$5B E Trade Bk NR >$B Charles Schwab Bk NV NR >$B Third FS&LA NR >$B *The bank was formerly known as GE Money Bank, and was renamed in October 22 TA = total domestic assets held by the lender; TBL = total business loans held by the lender; and CC=credit card loans held by the lender (8) 48 2 23 23 22 88 Amount ($,) (9) 55,47 39,549 25,57 9,75 7,368 5,549 4, 2, () 54 466 63 282 384 63 6 3 CC Amount/TA () Source: US Small Business Administration, Office of Advocacy, from Call Report data Page 3 of

Table B Micro Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Name of Lending Institution American Express Co Capital One Financial Corp GE Capital Retail Bk* JPMorgan Chase & Co Wintrust Financial Corp Bank of America Corp Citigroup Ally Financial Lauritzen Corp BB&T Corp Regions Financial Corp Wells Fargo & Co First Citizens Banchares M&T Bk Corp FNB Corp P Financial Svc Grp First Niagara Financial Grp Compass Bk Synovus Financial Corp Huntington Banchares TCF Financial Corp Suntrust Bk Bank of The West Discover Financial Services Bancorpsouth Keycorp GE Capital Bk Barclays Bk DE Central Bancompany Zions Bancorp Arvest Bk Grp RBS Citizens NA Sovereign Bk NA State Farm Bk Financial Serv Bk First Horizon Nat Corp Webster Financial Corp Hancock Holding Company HQ State UT NE UT DE MO UT AR RI DE TN CT Rank () 2 3 4 5 6 7 8 9 2 3 4 5 6 7 8 9 2 2 22 23 24 25 26 27 28 29 3 3 32 33 34 35 36 36 38 Micro Business Lending (less than $,k) Amount TA Ratio TBL Ratio ($,) (2) (3) (4) 238 998 6,38,89 8 24 5,872,6 42,33,624 7 3,4,65 48 8 8,526 4 68 4,859,559 9 83 4,9,59 8 6 5,587,76 2 58,74,22 3 48 5,648 52,922,393 3 48,67,6 7 35 8,46, 8 47 378,394 3 35,87,373 2 7 247,853 7 28 2,3,528 3 5 446,838 9 3 63,869 2 49 539,666 36 635,757 7 66 3,863 7 28,2,554 8 34 592,967 3 26,777 6 5 26,856 7 27 68,444 22 28 293,449 7 958 2,694 5 52 48,8 22 526,26 3 5 73,673 5 25 749,24 7 27 67,928 7 99 98,274 8 3 93,649 39 95,79 33 94,239 (5) 3,63,88 2,9,77 76,23 2,836,55 26,455 828,856 3,22,35,732,92 67,679 97,542 473,449 4,677 5,97 5,8 37,45 7,8 84,38 23,84 58,533 9,593 2,53,24 38,79 28,97 2,259 9,44 46,548 5,274 26,443,3 32,973 9,47 5,728 2,96 8,65 2,766 8,562,452 Lender Asset Size (8) >$5B >$5B >$B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$B >$5B >$5B >$5B >$B (less than $ million) Amount ($,) (6) (7) 6,35,38 9,5,726,33,624 25,3,294 2,842,793 4,632,6 3,42,8 9,8,426,964,564,42,96 9,48,732 7,386,97 34,57,389 3,94,57 5,56,49,475,56,537,942 2,53,76 3,445,358 4,227,68 3,94,846,676,64 6,79,64 3,645,76 26,777,646,69 3,86,664 735,67 4,36,3,344 6,23,77,67,974 3,24,38 2,796,643 63,53,35,63,,695,775,4 3,63,226 2,94,573 76,23 2,893,892 36,8 87,93 3,277,274,746,96 68,244,94 56,879 63,394 67,58 7,72 56,5 25, 22,2 32,53 69,539 22,675 34,732 9,823 57,543 38,99 2,259 5,882 58,23 7,83 26,447 4,445 52,62 4,6 62,262 34,52 8,88 27,253 3,799 8,76 Macro Business Lending ($,$ million) Amount ($,) (9) () 3,949 3,233,25,593,29 2,42,267 9,772,62 6,85,672 3,494,35 223,442 64,448 7,486,339 5,769,369 26,54,389 3,536,3 4,473,8,227,653 8,434,44 2,83,868 2,83,489 3,687,52 3,279,89,375,2 4,968,86 3,52,749,439,33 2,568,22 44,68,666 964,544 5,75,564 994,3 2,49,897 2,88,75 64,779,2,954 96,56,58,7 38 4,496 57,34,346 42,75 57,39 3,996 565 4,399 33,43 2,77 7,4 2,62 8,746 7,2 35,82 8,689,6 3,82 4,2 8,583 8,834,822 6,44,683 2,556 4 4,332 9,639 5,3,534 3,586 93 5,487 5,237 7,254 CC Amount/TA () 28 25 6 5 7 Page 4 of

Table B Micro Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Name of Lending Institution Fulton Financial Corp Commerce Banchares Fifth Third Bancorp BMO Harris Bk NA TD Bk NA Cullen/Frost Bkr Rabobank NA Popular Associated Banc Corp Bank of HI Corp Umpqua Holding Corp Prosperity Banchares HSBC Bk USA NA International Banchares Corp Susquehanna Banchares Peoples United Bk BankUnited Union Bk NA Comerica Firstmerit Corp FirstbankHolding Corp UMB Financial Corp BOK Financial Corp IBERIABANK Corp Signature Bk Valley Nat Bancorp First Bancorp Cathay Gen Bancorp SVB FinancialGrp City Nat Corp Washington Fed USAA Federa Savings Bank East W Bancorp Privatebancorp Investors Bancorp MHC Northern Trust Corp UBS Bk USA Astoria Financial Serv & LA HQ State MO DE PR WI HI OR CT FL CO MO OK LA NJ PR WA NJ UT Rank () 39 4 4 42 43 44 45 46 47 48 49 49 5 52 53 54 55 56 57 58 59 6 6 62 63 64 65 66 67 68 69 7 7 72 73 74 74 76 Micro Business Lending (less than $,k) Amount TA Ratio TBL Ratio ($,) (2) (3) (4) 3 87,652 7 36 4,422 5 5 529,222 5 22 424,44 3 9 67,76 7 25 46,892 7 22 77, 5 7 64,682 5 7 4,22 5 5 62,43 8 2 97,474 6 38 65,93 2 6 35,39 6 28 63,952 6 2 7,84 6 3 58,228 5 33 63,29 2 9 95,528 3 6 82,858 5 4 72,983 3 24 33,664 4 5 56,26 3 76,8 4 2 5,89 3 3 48,78 3 8 46,789 3 42,73 4 8 4,574 6 29,565 2 6 46,777 7 2,258 436 2 2,523 2 7,537 4 6,28 3 23,984 4 9,37 9 5,764 (5) 9,99 2,29 56,554 33,66 34,79 5,664 7,87,89 6,85 3,2 4,764 2,37 6,38 2,522 5,54 6,439 2,9 7,36 6,635 2,55 5,74 2,222 2,65 2,37,392,523,298,47 3,458,55 439 2 99 722 28 68 47 292 Lender Asset Size (8) >$5B >$5B >$5B >$5B >$B >$5B >$5B >$B >$B >$B >$5B >$B (less than $ million) Amount ($,) (6) (7) 2,33,29,58,79 4,5,46 3,849,439 6,97,769,4,367 599, 2,464,69,279,224 256,52,264,35 699,37,26,858 478,638,22,55,856,969 38,448,372,869 2,839,695,38,55 434,896 684,53 959,892 758,549 658,569,8,78 67,796 77,69 39,367 54,444 74,663 436,35,924 446,34 8,865 636,45 588,44 69,44 2,8 25,56 7,778 46,887 56,364,78 9,943 22,73 28,926 3,82 9,35 4,936 9,558 4,23,37 2,948 3,98,632 6,366 6,599 7,76 4,552 4,39 5,25 3,36 5,34 2,99 3,34 5,82 3,595 984 2 5,39 2,86 77 2,773,765 7 Macro Business Lending ($,$ million) Amount ($,) (9) (),945,557 97,369 3,522,84 3,425,35 5,59,593,264,475 522, 2,3,8,65,4 93,639,66,56 633,944 82,468 44,686,3,69,698,74 38,239,77,34 2,656,837,65,72 4,232 627,927 883,874 78,36 69,85,33,289 565,83 666,495 36,82 467,667 62,45,33,4 428,497 74,837 62,43 569,43 63,676,7 4,432 5,224 3,82 2,655 6,44 2,73,894 2,74 78 4,587 2,566 3,77,78 5,253 6,59,8 4,36 9,73 4,94,336 2,33 2,225 2,88,744 3,5,62,987,724 2,9 545 4,2,364 59 2,93,348 48 CC Amount/TA () 2 3 3 Page 5 of

Table B Micro Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Micro Business Lending (less than $,k) (less than $ million) HQ Amount Lender Name of Lending Institution State Rank TA Ratio TBL Ratio ($,) Asset Size () (2) (3) (4) (5) (8) First Republic Bk 77 4 4,44 344 >$B 37,825 Bank of Mellon Corp 78 4 4,995 88 >$5B 55,544 Morgan Stanley Bk NA UT 79 2, 23 >$5B 26,57 Everbank FL 8 3 3,994 48 >$B 59,4 New York Cmnty Bancorp 8 6,227 7 495,68 Flagstar Bk Financial Serv BK 82 2 2,385 23 >$B 94, Hudson City Svg Bk Financial Ser NJ 82 5 22 3 >$B 42,358 New York Priv B&TR Corp 84,632 2 4,8 Scottrade Bk MO 85 44 2 >$B 64,835 Onewest Federal Svg BK 86 356 22 >$B 7,724 Deutsche Bk TC Americas 87 2, USAA SVGBk NV NR >$B State Street Corp MA NR >$5B Goldman Sachs Group The NR >$5B 4, E Trade Bk NR >$B Charles Schwab Bk NV NR >$B Third Federal Svg & LA NR >$B *The bank was formerly known as GE Money Bank, and was renamed in October 22 TA = total domestic assets held by the lender; TBL = total business loans held by the lender; and CC=credit card loans held by the lender Source: US Small Business Administration, Office of Advocacy, from Call Report data Amount ($,) (6) (7),239 35 834 652,4 45 86 486 2 46 4 6 Macro Business Lending ($,$ million) Amount ($,) (9) () 33,385 5,549 25,57 55,47 489,454 9,75 42,37 39,549 64,69 7,368 2, 4, 895 63 63 54,239 282 73 466 9 384 3 6 CC Amount/TA () Page 6 of

Table C Macro Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Name of Lending Institution HQ State Rank Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio ($,) Lender Asset Size (less than $ million) Amount ($,) Micro Business Lending (less than $,) Amount ($,) CC Amount/TA First Citizens Banchares Zions Bancrop Synovus Financial Corp Fulton Fncl Corp Wintrust Financial Corp BB&T Corp Bancorpsouth Regions Financial Corp Popular FNB Corp Huntington Banchares TCF Financial Corp Hancock Holding Corp M&T Bk Corp First Niagara Fncl Group T D Bk NA Central Bancompany BMO Harris Bk NA Umpqua Holding Corp U S Bancrop Arvest Bk Grp P Fncl Svc Group Cullen/Frost Bkr Wells Fargo & Co Bank of The West Associated Banc Corp Suntrust Bk Susquehanna Banchares Firstmerit Corp Compass Bk Peoples United Bk Valley Nat Bancrop Prosperity Banchares Bank of Amer Corp JPMorgan Chase & Co Fifth Third Bancrop East W Bancrop Commerce Banchares UT PR DE MO OR AR WI CT NJ MO () 2 2 4 5 6 7 8 8 3 4 5 6 7 8 8 2 2 22 22 24 25 26 27 27 29 3 3 32 33 34 35 36 37 38 (2) (3) (4) 69 443 3,536,3 8 239 5,75,564 42 333 3,687,52 8 37,945,557 2 276 2,42,267 43 2 7,486,339 353,439,33 48 7 5,769,369 66 24 2,3,8 6 346,227,653 58 86 3,279,89 77 33,375,2 82 266,58,7 55 43 4,473,8 59 237 2,83,868 27 74 5,59,593 95 337 964,544 37 78 3,425,35 235,66,56 28 37 9,772,62 73 294 994,3 29 4 8,434,44 6 23,264,475 22 26,54,389 39 75 3,52,749 53 74,65,4 29 5 4,968,86 62 23,3,69 73 24,65,72 4 4 2,83,489 6 43,698,74 7 99,33,289 59 367 633,944 99 6,85,672 9,593,29 3 99 3,522,84 64 58,33,4 45 232 97,369 (5) 2,62 9,639 3,82,7,346 33,43 6,44 2,77,894 7,2 4,2 8,583 7,254 8,746 8,689 2,655 4,332 3,82 4,587 42,75 5,3 35,82 6,44 7,4,822 2,74 8,834 5,253 4,94,6 6,59 3,5 2,566 57,39 57,34 5,224 4,2 4,432 (6) >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$B >$5B >$5B >$5B (7) (8) 3,94,57 7,72 6,23,77 52,62 4,227,68 22,675 2,33,29 2,8 2,842,793 36,8 9,48,732 56,879,646,69 5,882 7,386,97 63,394 2,464,69 22,73,475,56 25, 3,94,846 34,732,676,64 9,823,775,4 8,76 5,56,49 56,5 2,53,76 32,53 6,97,769 56,364,3,344 4,445 3,849,439 46,887,264,35 9,35 4,632,6 87,93,67,974 4,6,537,942 22,2,4,367,78 34,57,389 67,58 3,645,76 38,99,279,224 28,926 6,79,64 57,543,22,55,37,38,55 6,599 3,445,358 69,539,856,969 2,948,8,78 5,34 699,37 4,936 3,42,8 3,277,274 25,3,294 2,893,892 4,5,46 7,778,35,924 5,39,58,79 25,56 (9) () 378,394 5,8 526,26 32,973 539,666 9,593 87,652 9,99 8,526 26,455,922,393 473,449 26,856 9,44,67,6 4,677 64,682,89 247,853 7,8 635,757 2,53 3,863,24 94,239,452,87,373 37,45 446,838 23,84 67,76 34,79 48,8,3 424,44 33,66 97,474 4,764 4,859,559 828,856 73,673 9,47 2,3,528 84,38 46,892 5,664 8,46, 5,97 592,967 28,97 4,22 6,85,2,554 38,79 7,84 5,54 72,983 2,55 63,869 58,533 58,228 6,439 46,789,523 65,93 2,37 4,9,59 3,22,35 3,4,65 2,836,55 529,222 56,554 2,523 99 4,422 2,29 () 3 5 7 6 2 Page 7 of

Table C Macro Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Name of Lending Institution HQ State Rank Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio ($,) Lender Asset Size (less than $ million) Amount ($,) Micro Business Lending (less than $,) Amount ($,) CC Amount/TA First Horizon Nat Corp Webster Fncl Corp Keycorp Comerica Capital One Financial Corp Lauritzen Corp Iberiabank Corp Sovereign Bk NA Citigroup RBS Citizens NA UMB Financial Corp Cathay Gen Bancrop Firstbank Holding Corp Rabobank NA Signature Bk BOK Financial Corp International Banchares First Bancrop Union Bk NA BankUnited UBS Bk USA Washington Fed Astoria FS & LA GE Capital Bk Scottrade Bk Bank of HI Corp Privatebancorp City Nat Corp Northern Trust Corp Hudson City Svg Bk FSB HSBC Bk USA NA SVB Fncl Grp Investors Bancrop MHC New York Cmnty Bancrop First Republic Bk Everbank New York Priv B&TR Corp Morgan Stanley Bk NA TN CT NE LA DE RI MO CO OK PR FL UT WA UT MO HI NJ NJ FL UT () 39 4 4 42 43 44 45 46 47 48 48 5 5 52 53 54 54 56 57 58 59 59 6 62 63 64 65 66 67 67 69 7 7 72 73 74 75 76 (2) (3) (4) 44 8,2,954 47 83 96,56 3 2 2,568,22 43 83 2,656,837 2 3,233,25 4 89 64,448 59 7 78,36 25 98 2,88,75 5 3,494,35 8 83 2,49,897 47 73 627,927 64 36 666,495 33 284 4,232 44 5 522, 38 58 69,85 35 9 883,874 36 84 44,686 44 26 565,83 4 54,77,34 26 68 38,239 4 34 569,43 2 223 62,45 9 248 63,676 32 42 44,68 4 526 64,69 4 54 93,639 33 56 428,497 9 62 467,667 9 8 62,43 995 42,37 5 42 82,468 8 73 36,82 5 7 74,837 63 489,454 74 33,385 55,47 2 87 39,549 3 39 25,57 (5) 5,487 5,237,683 9,73 4,496 4,399 2,88 3,586 3,996,534 2,33,987,336 2,73,744 2,225,78,62 4,36,8,348 545 48 2,556 9 78,364 2,9 2,93 73 3,77,724 59,239 895 54 466 63 (6) >$5B >$5B >$5B >$5B >$5B >$5B >$B >$5B >$B >$B >$B >$B >$5B >$B >$5B >$B >$B >$5B (7) (8),35,63 27,253,,695 3,799 3,86,664 58,23 2,839,695 6,366 9,5,726 2,94,573,42,96,94 758,549 5,25 2,796,643 34,52 9,8,426,746,96 3,24,38 62,262 684,53 4,552 77,69 3,34 434,896 7,76 599, 9,943 658,569 3,36 959,892 4,39 478,638 4,23 67,796 2,99,372,869,632 38,448 3,98 588,44,765 74,663 984 69,44 7 735,67 7,83 64,835 2 256,52 3,82 446,34 2,86 54,444 3,595 636,45 2,773 42,358 86,26,858 9,558 39,367 5,82 8,865 77 495,68,4 37,825,239 59,4 652 4,8 486 26,57 834 (9) () 93,649 2,766 95,79 8,562 68,444 46,548 82,858 6,635 5,872,6 2,9,77 5,648 97,542 5,89 2,37 67,928 2,96 5,587,76,732,92 749,24 5,728 56,26 2,222 4,574,47 33,664 5,74 77, 7,87 48,78,392 76,8 2,65 63,952 2,522 42,73,298 95,528 7,36 63,29 2,9 9,37 47 2,258 439 5,764 292 293,449 5,274 44 2 62,43 3,2 7,537 722 46,777,55 23,984 68 22 3 35,39 6,38 29,565 3,458 6,28 28 6,227 7 4,44 344 3,994 48,632 2, 23 () 25 3 Page 8 of

Table C Macro Business Lending of Large Lending Institutions Based on Call Report Data, June 22 Macro Business Lending Micro Business Lending ($, $ million) (less than $ million) (less than $,) HQ Amount Lender Amount CC Name of Lending Institution State Rank TA Ratio TBL Ratio ($,) Asset Size ($,) Amount ($,) Amount/TA () (2) (3) (4) (5) (6) (7) (8) (9) () () Flagstar Bk FSB 77 6 67 9,75 282 >$B 94, 45 2,385 23 Ally Financial 78 3 7 223,442 565 >$5B,964,564 68,244,74,22 67,679 State Farm Bk FSB 79 4 65 64,779 93 >$B 63,53 8,88 98,274 8,65 Onewest Bk FSB 8 4 5 7,368 384 >$B 7,724 46 356 22 Bank of Mellon Corp 8 44 5,549 63 >$5B 55,544 35 4,995 88 American Express Co 82 2 3,949 38 >$5B 6,35,38 3,63,226 6,38,89 3,63,88 28 Goldman Sachs Group The 83 4, 6 >$5B 4, 6 Barclays Bk DE DE 83 4,666 4 4,36 26,447 2,694 26,443 Deutsche Bk TC Americas 85 2, 3 2, 4 USAA Svg Bk NV NR >$B State Street Corp MA NR >$5B Discover Financial Services NR >$5B 26,777 2,259 26,777 2,259 USAA FSB NR >$B 436 2 436 2 E Trade Bk NR >$B GE Capital Retail Bk* UT NR >$B,33,624 76,23,33,624 76,23 Charles Schwab Bk NV NR >$B Third FS&LA NR >$B *The bank was formerly known as GE Money Bank, and was renamed in October 22 TA = total domestic assets held by the lender; TBL = total business loans held by the lender; and CC=credit card loans held by the lender Source: US Small Business Administration, Office of Advocacy, from Call Report data Page 9 of

Table 2A Small Business Lending of Large Lending Institutions Based on CRA Data, 2 Name of Lending Institution First Citizens Bancshares Synovus Financial Corp Zions Bancorp Regions Fiancial corp Huntington Bancshares BB&T Corporation Wintrust Financial Corp Hancock Holding Company Central Bancompany Capital One Financial Corp Arvest Bk Grp Lauritzen Corp FNB Corp Popular JPMorgan Chase & Co Bancorpsouth First Niagara Fncl Group Wells Fargo & Co P Fncl Svc Group Bank of America Corp Bank of The West M&T Bk Corp Cullen/Frost Bkr Commerce Bancshares Fulton Fncl Corp TD Bank NA Compass Bank Umpqua Holding Corp Suntrust Bk Prosperity Bancshares Fifth Third Bancorp Susquehanna Bancshares Comerica Associated Banc Corp Valley Nat Bancorp First Horizon Nat Corp American Express Co Citigroup Firstmerit Corp Keycorp HQ State or Territory UT MO AR NE PR MO ME OR WI NJ TN Total Rank () 2 3 4 5 6 7 8 9 2 3 4 5 6 6 8 9 2 2 2 23 24 25 25 27 27 29 3 3 32 33 34 35 35 37 37 39 39 4 TA Ratio (2) 87 62 8 6 69 53 69 92 28 86 7 42 28 7 9 25 72 29 36 2 47 68 67 5 29 3 49 36 65 35 68 46 59 74 52 238 3 78 38 (less than $ million) Amount TBL Ratio (,) (3) (4) 49 38 26 29 222 253 384 299 389 36 345 337 25 46 258 29 44 288 46 43 82 29 78 238 268 348 92 72 255 42 45 4 222 89 9 28 23 262 28 39 2,,23 2,56,294 2,8,6 4,74,95 2,5,484 5,432,97 979,265,346,39 848,954 3,36,5 927,36 65,422 7,48,644 76,474 966,26,73,35 545,447 859,52 26,94,774 8,494,26 9,945,8,693,234,422,73,28,735 756,58 464,82,648,265,4,72 56,45 2,764,9 369,99 3,48,35 487,4 2,77,86 776,63 56,495 629,299 34,27 648,94 42,265,23,852 (5) 4,834 2,593 25,367 74,7 8,793 25,22 4, 7,489 6,746 335,673 9,44 5,45 33,24 3,668,88 624,86 5,55 6,275 698,33 87,483 24,67 4,36 8,96 4,8 5,589 2,248 2,49 7,93 2,663 4,795 3,67 8,235 2,85 7,437 3,84 2,666 3,42 25 7,9 2,35 6,757 No of States & Territories w/loans (6) 45 29 45 5 35 4 34 3 3 53 3 5 53 5 5 6 8 52 49 55 42 25 6 44 3 45 4 5 9 46 9 4 22 6 2 2 35 2 34 Institution Asset Size (7) >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B Micro Busines Lending (less than $,) Amount (,) (8) (9) 3,344,244 32,765 7,29 587,495 9,552,778,6 66,7 465,52 4,344 69,357 2,32 76,766,962 76,284 4,28 5,75 4,77,798,588 33,378 94,39 6,895 222,897 4,89 3,266,66 292,238 82,69,92 336,432 9,94 6,66,78 63,696 27,4 4,22 5,678 4,384 6,775,465 666,63 2,93,588 72,23 3,2,354 223,49 34,854,654 227,566 4,96 9,33,744 2,48 3,84 5,367,83 578,4 6,787 53,542 6,88 68,237,383 297,96 8,978 73,62 2,84 364,293,363 74,92,693 78,277 2,948 62,443,28 65,642,663 83,72,666 496 89,748 6,53 39,23,338 7,258 4,69 Page of

Table 2A Small Business Lending of Large Lending Institutions Based on CRA Data, 2 (less than $ million) HQ State or Total Amount Name of Lending Institution Territory Rank TA Ratio TBL Ratio (,) () (2) (3) (4) (5) Ally Financial 42 22 66,442,226 4,385 RBS Citizens NA RI 43 23 8,99,292 7, UMB Financial Corp MO 43 5 88 65,84 3,73 TCF Financial Corp 45 94 37 98,525 247 BMO Harris Bank NA 46 42 2 585,297 4,742 Iberiabank Corp LA 47 63 83 533,27 2,683 Webster Fncl Corp CT 47 57 222 368,95 2,42 Discover Financial Services 49 3 55,69 4,44 Firstbank Holding Company CO 5 36 38 26,554 3,34 HSBC Bank USA NA 5 6 58,635,725 4,29 GE Capital Financial Inc UT 52 54 69 54,54 6,78 Union Bank NA 53 6 63,,798,63 East W Bancorp 54 65 6 47,856 928 International Bshrs Corp 55 42 22 259,857 2,328 Signature Bank 56 4 7 64,438 2,78 Cathay Gen Bancorp 57 68 44 297,486 873 Rabobank NA 58 5 72 223,347 968 City Nat Corp 59 2 68 744,988 2,96 BOK Financial Corp OK 6 38 29 443,663,538 Bank of HI Corp HI 6 9 24 49,892 583 First Bancorp PR 6 48 36 9,89 493 New York Cmnty Bancorp 63 64 69,75 4,77 SVB Fncl Grp 64 9 79 262,73,584 Banco Santander De Puerto RI PR 64 32 26 93,25 743 PrivateBancorp 66 35 58 32,2 788 Northern Trust Corp 67 9 85 383,29,32 First Republic Bank 68 78 34,87 7 Investors Bancorp MHC NJ 69 6 47,544 78 New York Priv B&TR Corp 7 2 88 2,74 39 Morgan Stanley Bank NA UT 7 3 4 5,45 246 Bank of Mellon Corp 72 48 58,9 34 Goldman Sachs Group The NR, Deutsche Bk Trust Company NR 2,876 4 Source: US Small Business Administration, Office of Advocacy, from Community Reivestment Act reports No of States & Territories w/loans (6) 52 45 38 7 32 26 7 53 2 52 5 9 27 2 42 4 28 22 6 3 8 35 24 27 3 3 7 38 2 2 Institution Asset Size (7) >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B Micro Busines Lending (less than $,) Amount (,) (8) (9),32,2 4,57 237,84 4,723 66,838 2,429 2,76 44 58,85 3,363 66,859,377 79,756,587 55,69 4,44 36,5 2,842 745,653 37,63 23,68 5,733 328,34 9,69 8,859 3 55,33,695 39,734 86 5,552 3 28,773 483 68,69,329 3,3 568 3,363 253 2,4 274 35,256 4,393 3,752,93 8,793 49,447 83 27,7 42,23 44 3,59 7 3 3 4 4,67 3 Page of

Table 2B Micro Business Lending of Large Lending Institutions Based on CRA Data, 2 Micro Business Lending (less than $,) (less than $ million) HQ State No of States & or Total Territories Institution Name of Lending Institution Territory Rank TA Ratio TBL Ratio Amount (,) w/loans Asset Size Amount (,) () (2) (3) (4) (5) (6) (7) (8) (9) First Citizens Bancshares 69 443 3,344,244 45 2,,23 4,834 Zions Bancorp UT 2 8 239 587,495 9,552 45 >$5B 2,8,6 25,367 Synovus Financial Corp 3 42 333 32,765 7,29 29 2,56,294 2,593 Popular PR 4 66 24 336,432 9,94 966,26,88 BancorpSouth 5 353 27,4 4,22 6 545,447 5,55 Regions Financial Corp 6 48 7,778,6 66,7 5 >$5B 4,74,95 74,7 Arvest Bk Grp AR 6 73 294 94,39 6,895 3 927,36 9,44 BB&T Corp 8 43 2 69,357 2,32 4 >$5B 5,432,97 25,22 Central Bancompany MO 8 95 337 5,75 4,77 3 848,954 6,746 Huntington Bancshares 58 86 465,52 4,344 35 >$5B 2,5,484 8,793 Hancock Holding Company 82 266 76,284 4,28 3,346,39 7,489 FNB Corp 2 6 346 82,69,92 5 76,474 3,668 Wintrust Financial Corp 3 2 276 76,766,962 34 979,265 4, 4 28 37 3,266,66 292,238 53 >$5B 7,48,644 33,24 First Niagara Fncl Grp 5 59 237 5,678 4,384 8 859,52 6,275 Compass Bank 6 4 4 53,542 6,88 4 >$5B,4,72 7,93 Wells Fargo & Co 7 22 6,775,465 666,63 52 >$5B 26,94,774 698,33 P Fncl Svc Group 7 29 4 2,93,588 72,23 49 >$5B 8,494,26 87,483 TD Bank NA ME 9 27 74 578,4 6,787 45 >$5B,648,265 2,49 Prosperity Bancshares 9 59 367 73,62 2,84 9 369,99 3,67 Lauritzen Corp NE 2 4 89 222,897 4,89 5 65,422 5,45 Bank Of The West 2 39 75 34,854,654 42 >$5B,693,234 4,36 Cullen/Frost Bkr 23 6 23 9,33,744 6,28,735 4,8 M&T Bk Corp 24 55 43 227,566 4,96 25 >$5B,422,73 8,96 Umpqua Holding Corp OR 25 235 68,237,383 56,45 2,663 Commerce Bancshares MO 26 45 232 2,48 3,84 44 756,58 5,589 Fulton Fncl Corp 27 8 37 5,367,83 3 464,82 2,248 Susquehanna Bancshares 28 62 23 74,92,693 9 487,4 2,85 JPMorgan Chase & Co 29 9 6,66,78 63,696 5 >$5B,73,35 624,86 Capital One Financial Corp 3 2,798,588 33,378 53 >$5B 3,36,5 335,673 Bank of America Corp 3 99 3,2,354 223,49 55 >$5B 9,945,8 24,67 Fifth Third Bancorp 32 3 99 364,293,363 46 >$5B 3,48,35 8,235 Valley Nat Bancorp NJ 32 7 99 65,642,663 6 56,495 2,666 First Horizon Nat Corp TN 34 44 8 83,72,666 2 629,299 3,42 Webster Fncl Corp CT 34 47 83 79,756,587 7 368,95 2,42 Suntrust Bk 36 29 5 297,96 8,978 5 >$5B 2,764,9 4,795 Firstmerit Corp 37 73 24 39,23,338 2 42,265 2,35 Iberiabank Corp LA 38 59 7 66,859,377 26 533,27 2,683 Comerica 39 43 83 78,277 2,948 4 >$5B 2,77,86 7,437 UMB Financial Corp MO 4 47 73 66,838 2,429 38 65,84 3,73 Associated Banc Corp WI 4 53 74 62,443,28 22 776,63 3,84 Page 2 of

Table 2B Micro Business Lending of Large Lending Institutions Based on CRA Data, 2 Micro Business Lending (less than $,) (less than $ million) HQ State No of States & or Total Territories Institution Name of Lending Institution Territory Rank TA Ratio TBL Ratio Amount (,) w/loans Asset Size Amount (,) () (2) (3) (4) (5) (6) (7) (8) (9) HSBC Bank USA NA 42 5 42 745,653 37,63 52 >$5B,635,725 4,29 Ally Financial 43 3 7,32,2 4,57 52 >$5B,442,226 4,385 RBS Citizens NA RI 44 8 83 237,84 4,723 45 >$5B,99,292 7, TCF Financial Corp 44 77 33 2,76 44 7 98,525 247 Union Bank NA 46 4 54 328,34 9,69 9 >$5B,,798,63 Keycorp 47 3 2 7,258 4,69 34 >$5B,23,852 6,757 Firstbank Holding Corp CO 47 33 284 36,5 2,842 2 26,554 3,34 GE Capital Financial Inc UT 49 32 42 23,68 5,733 5 54,54 6,78 BMO Harris Bank NA 5 37 78 58,85 3,363 32 >$5B 585,297 4,742 International Bshrs Corp 5 36 84 55,33,695 2 259,857 2,328 Citigroup 52 5 89,748 6,53 35 >$5B 648,94 7,9 Signature Bank 53 38 58 39,734 86 42 64,438 2,78 Cathay Gen Bancorp 54 64 36 5,552 3 297,486 873 East W Bancorp 55 64 58 8,859 3 27 47,856 928 Rabobank NA 56 44 5 28,773 483 4 223,347 968 BOK Financial Corp OK 57 35 9 3,3 568 22 443,663,538 First Bancorp PR 57 44 26 2,4 274 3 9,89 493 City Nat Corp 59 9 62 68,69,329 28 744,988 2,96 Bank of HI Corp HI 6 4 54 3,363 253 6 49,892 583 Banco Santander De Puerto RI PR 6 25 98 8,793 49 >$5B 93,25 743 SVB Fncl Grp 62 8 73 3,752,93 35 262,73,584 New York Cmnty Bancorp 63 63 35,256 4,393 8 69,75 4,77 PrivateBancorp 64 33 56,447 83 24 32,2 788 Investors Bancorp MHC NJ 65 5 7 3,59 7 3 47,544 78 Northern Trust Corp 66 9 8 27,7 42 27 >$5B 383,29,32 First Republic Bank 67 74,23 44 3 34,87 7 New York Priv B&TR Corp 68 2 87 3 3 7 2,74 39 Morgan Stanley Bank NA UT 69 3 39 4 4 38 >$5B 5,45 246 Discover Financial Services 7 55,69 4,44 53 >$5B 55,69 4,44 Bank of Mellon Corp 7 44,67 3 2 >$5B 58,9 34 American Express Co 72 2 496 2 >$5B 34,27 25 Goldman Sachs Group The NR >$5B, Deutsche Bk Trust Company NR 2 2,876 4 Source: US Small Business Administration, Office of Advocacy, from Community Reivestment Act reports Page 3 of

Table 2C Macro Business Lending of Large Lending Institutions Based on CRA Data, 2 Name of Lending Institution BB&T Corp Bank of America Corp Jpmorgan Chase & Co Capital One Financial Corp Regions Financial Corp Synovus Financial Corp First Citizens Bancshares Wintrust Financial Corp Wells Fargo & Co Huntington Bancshares PFncl Svc Group M&T Bk Corp Arvest Bk Grp FNB Corp Central Bancompany Suntrust Bk Zions Bancorp First Niagara Fncl Grp Hancock Holding Corp Bank of The West Lauritzen Corp Keycorp Fifth Third Bancorp Citigroup Cullen/Frost Bkr Bancorpsouth Commerce Bshrs RBS Citizens NA Compass Bank First Horizon Nat Corp Fulton Fncl Corp Comerica TD Bank NA Associated Banc Corp GE Capital Financial Inc American Express Co Ally Financial Umpqua Holdingn Corp TCF Financial Corp Webster Fncl Corp HQ State or Territory AR MO UT NE MO RI TN ME WI UT OR CT Total Rank () 2 3 3 5 6 6 8 8 2 3 4 5 6 7 8 8 2 2 22 23 24 25 26 26 28 29 29 3 32 33 34 35 36 36 38 39 4 4 Macro Business Lending ($,$ million) No of States & TA Ratio (2) TBL Ratio (3) Amount (,) (4) (5) Territories w/loans (6) 52 4,823,64 2,899 4 4 68 4,23,983,976 53 9 83 6,843,446 8,79 55 7 4,546,47,64 5 8 24,56,427 4,295 53 3 48 2,926,99 8,539 5 2 49,843,529 5,384 29 8 47,689,886 4,59 45 48 8 92,499 2,49 34 7 35 9,49,39 3,683 52 36,64,432 4,449 35 7 28 5,562,672 5,46 49 3 35,95,37 3,236 25 3 5 733,7 2,49 3 2 7 623,783,766 5 5 52 697,879 2,39 3 7 28 2,466,93 5,87 5 22 2,23,665 5,85 45 3 5 78,374,89 8 33,7,6 3,28 3 8 34,388,38 3,382 42 3 48 428,525,226 5 7 27,86,594 2,588 34 5 5 2,683,742 6,872 46 8 6 459,93,37 35 7 25 937,422 2,336 6 6 5 48,443,348 6 7 36 636,28,748 44 5 25 96,478 2,287 45 9 3 574,7,725 4 8 3 546,227,476 2 3 42,85,65 3 3 6,899,584 4,489 4 3 9,7,6 3,262 45 5 7 74,87,83 22 22 28 29,896 975 5 238 998 33,775 4 2 2 58 3,26 228 52 8 2 493,24,28 7 66 95,765 23 7 39 288,339 834 7 Institution Asset Size (7) >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B (less than $ million) Amount (,) (8) (9) 5,432,97 25,22 7,48,644 33,24 9,945,8 24,67,73,35 624,86 3,36,5 335,673 4,74,95 74,7 2,56,294 2,593 2,,23 4,834 979,265 4, 26,94,774 698,33 2,5,484 8,793 8,494,26 87,483,422,73 8,96 927,36 9,44 76,474 3,668 848,954 6,746 2,764,9 4,795 2,8,6 25,367 859,52 6,275,346,39 7,489,693,234 4,36 65,422 5,45,23,852 6,757 3,48,35 8,235 648,94 7,9,28,735 4,8 545,447 5,55 756,58 5,589,99,292 7,,4,72 7,93 629,299 3,42 464,82 2,248 2,77,86 7,437,648,265 2,49 776,63 3,84 54,54 6,78 34,27 25,442,226 4,385 56,45 2,663 98,525 247 368,95 2,42 Page 4 of

Name of Lending Institution Popular HSBC Bank USA NA BMO Harris Bank NA Prosperity Bancshares UMB Financial Corp Union Bank NA Signature Bank Susquehanna Bancshares City Nat Corp Bank of HI Corp Iberiabank Corp International Bshrs Corp Rabobank NA Firstmerit Corp Valley Nat Bancorp BOK Financial Corp Banco Santander De Puerto RI Firstbank Holding Corp Cathay Gen Bancorp East W Bancorp SVB Fncl Grp PrivateBancorp First Bancorp Discover Financial Services Investors Bancorp MHC Northern Trust Corp First Republic Bank New York Cmnty Bancorp Morgan Stanley Bank NA Bank of Ny Mellon Corp New York Priv B&TR Corp Deutsche Bk Trust Company New York Priv B&TR Corp HQ State or Territory PR MO HI LA NJ OK PR CO PR NJ UT Table 2C Macro Business Lending of Large Lending Institutions Based on CRA Data, 2 Total Rank () 42 43 44 45 46 47 47 49 5 5 52 53 54 55 56 57 58 59 6 6 62 63 64 65 66 67 68 69 7 7 72 73 74 Macro Business Lending ($,$ million) No of States & TA Ratio (2) TBL Ratio (3) Amount (,) (4) (5) Territories w/loans (6) 5 7 629,829,894 2 6 89,72 2,578 52 5 22 526,447,379 32 6 38 296,829 883 9 4 5 538,246,32 38 2 9 683,664,939 9 3 3 564,74,362 42 6 2 42,488,22 9 2 6 676,379,632 28 5 5 36,529 33 6 4 2 466,348,36 26 6 28 24,824 633 2 7 22 94,574 485 4 5 4 382,34 967 2 3 8 45,853,3 6 3 43,633 97 22 7 27 74,332 252 3 24 7,539 499 2 4 8 28,934 572 2 398,997 798 27 6 23,96 39 35 2 29,555 65 24 3 79,769 29 3 3 53 4 44,385 8 3 3 356,22 89 27 4 294,594 566 3 33,89 34 8 2 5,5 242 38 4 56,474 3 2 2,44 36 7 2,876 4 2, Source: US Small Business Administration, Office of Advocacy, from Community Reivestment Act reports Institution Asset Size (7) >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B >$5B (less than $ million) Amount (,) (8) (9) 966,26,88,635,725 4,29 585,297 4,742 369,99 3,67 65,84 3,73,,798,63 64,438 2,78 487,4 2,85 744,988 2,96 49,892 583 533,27 2,683 259,857 2,328 223,347 968 42,265 2,35 56,495 2,666 443,663,538 93,25 743 26,554 3,34 297,486 873 47,856 928 262,73,584 32,2 788 9,89 493 55,69 4,44 47,544 78 383,29,32 34,87 7 69,75 4,77 5,45 246 58,9 34 2,74 39 2,876 4, Page 5 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution City HQ State Total Rank () Small Business Lending (less than $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) (5) Institution Asset Size (6) Micro Business Lending (less than $,) Total Amount Rank (,) (7) (8) (9) CC Amount/TA () Denali State Bank Fairbanks AK 37 855 97,52 43 7,89 2 First Metro Bank The Bank of Vernon Farmers and Merchants Bank Bank Independent CCB COMMUNITY BANK Traders & Farmers Bank Metro Bank Vantage Bank of Alabama TownCountry National Bank Citizens Bank & Trust Traditions Bank PrimeSouth Bank Sweet Water State Bank Muscle Shoals Vernon Piedmont Sheffield Andalusia Haleyville Pell City Albertville Camden Guntersville Cullman Tallassee Sweet Water 95 26 428 26 25 236 36 87 36 273 96 95 26 297 7 693 749 963 77 89 859 26,462 63,587 39,836 268,32 97,726 5,54 9,3 27,683 26,325 58,8 43,9 33,35 26,567,476 557 649 3,35,274 7,98 372 534 825 625 587 36 BB <M <M <M 75 725 95 3,34 8,75 39,836 45,265 22,77 5,54 8,952 7,684 9,879 3,34,839 2,426 26,567,6 39 649 29,68 93 7 785 29 436 578 46 489 36 3 8 2 4 First State Bank of DeQueen De Queen First National Bank & Trust Company Mountain Home The First National Bank of Lawrence CWalnut Ridge Bank of Salem Salem PEOPLES BANK Sheridan First Community Bank Batesville One Bank & Trust, National Associati Little Rock First National Bank of North ArkansasBerryville First Arkansas Bank and Trust Jacksonville Bank of Star City Star City Simmons First Bank of Northeast Ark Jonesboro Bank of Little Rock Little Rock AR AR AR AR AR AR AR AR AR AR AR AR 22 98 69 99 37 82 87 2 67 255 6 227 937 579 66 94 554 896 77 745 4,662 75,789 3,386 26,2 35,942 35,77 88,557 33,98 6,539 26,55 54,772 4,637 87 69 666 638 429 2,93 672 597 9,56 367 563 423 725 7 7 725 4,662 5,934 3,386 26,2 7,922 32,455 6,229 2,944 63,55 5,59 8,665 7,947 87 54 666 638 324 2,49 437 494 9,29 268 36 29 2 6 3 3 77 The Foothills Bank Bank of Tucson Commerce Bank of Arizona Yuma Tucson Tucson AZ AZ AZ 342 283 38 678 74 628 94,37 85,649 73,87 482 559 498 95 95 5,63 5,666 4,67 73 2 228 National Bank of California Los Angeles BBCN Bank Los Angeles Pacific Enterprise Bank Irvine Mission Valley Bank Sun Valley Borrego Springs Bank, National AssocLa Mesa Community West Bank, National AssoGoleta Tri Counties Bank Chico 95 537 39 45 356 435 227 73 424 549 564 628 542 545 87,467,557,424,755 87,754 65,23 29,84 436,723 43 9,537 59 647 3,2 78 3,84 BB BB 675 95 95 3,2 68,74,34 2,892,544 7,59 43,955 76 6,49 249 365 2,562 234 2,289 Page 6 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution Community Commerce Bank Plaza Bank Universal Bank Bank of the Sierra City Claremont Irvine West Covina Porterville HQ State Total Rank () Small Business Lending (less than $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 358 687 3,46 328 52 27,75 329 33,67 48 546 26,583 Institution (5) Asset Size (6) 365 484 7,62 BB Micro Business Lending (less than $,) Total Amount Rank (,) (7) (8) (9) 675 2,77 57 525 2,93 6 95 33,67 7 2,356 768 CC Amount/TA () Yampa Valley Bank Steamboat Spring First State Bank of Colorado Hotchkiss High Country Bank Salida Valley Bank & Trust Brighton The Colorado Bank and Trust Compa La Junta Fort Morgan State Bank Fort Morgan Canon National Bank Canon City Points West Community Bank Julesburg Collegiate Peaks Bank Buena Vista North Valley Bank Thornton CO CO CO CO CO CO CO CO CO CO 243 24 22 89 9 252 92 52 235 266 827 799 85 747 93 768 586 84 535 68 43,454 42,33 4,643 47,77 8,22 29,523 43,376 3,22 5,6 35,466 374 454 285 37 324 25 26 389 349 259 <M 75 725 95 575 75 675 5,89 4,487 4,45 3,93 5,39 4,985 2,879 4,77 4,684 2,6 29 284 3 74 259 5 2 254 52 34 5 NEW ENGLAND BANK Enfield Connecticut Community Bank, NationWestport Quinnipiac Bank & Trust Company Hamden Fairfield County Bank Ridgefield Naugatuck Savings Bank Naugatuck CT CT CT CT CT 245 265 44 6 64 562 54 936 427 59 79,642,322 36,85 237,36 56,828,58 558 254,498,89 <M BB 75 675 3,626 7,83 5,537 2,92 9,35 43 243 26 78 426 Industrial Bank Washington DC 34 44 46,882 24 2,744 68 FIA Card Services, National AssociatioWilmington Chase Bank USA, National Associatio Newark DE DE 45 44 86 792 6,33,4 5,49,294 2,93,3,553,297 >5B >5B 5,928,629 4,857,65 2,922,335,549,34 797 77 BankFIRST Winter Park Fidelity Bank of Florida, National AssoMerritt Island American Enterprise Bank of Florida Jacksonville Executive National Bank Miami Platinum Bank Brandon Florida Traditions Bank Dade City Premier Bank Tallahassee FirstAtlantic Bank Jacksonville United Legacy Bank Winter Park Summit Bank, National Association Panama City Bank of St Augustine Saint Augustine Florida Gulf Bank Fort Myers Mainstreet Community Bank of FloridDeland FL FL FL FL FL FL FL FL FL FL FL FL FL 95 252 44 382 368 323 33 24 228 265 238 25 258 247 74 725 837 995 599 69 783 598 738 67 89 577 725 76,4 33,734 73,49 5,976 29,734 79,556 67,88 72,32 53,869 54,86 44,5 92,5 53,956 95 62 433 255 658 494 529 483 263 368 3 446 365 95 725 5 95 75 7 5,83 5,252 4,849 2,36 3,35 6,937 5,86 7,853 3,24 2,627 4,856 7,279 5,84 35 9 66 53 3 22 269 237 99 95 66 22 77 Page 7 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution City Bank of the Federated States of Micr Pohnpei HQ State FM Total Rank () Small Business Lending (less than $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 82 8 8,32 (5) 83 Institution Asset Size (6) Micro Business Lending (less than $,) Total Amount Rank (,) (7) (8) (9),36 25 CC Amount/TA () Guardian Bank Glennville Bank Farmers State Bank BB&T Financial, FSB Waycross Bank & Trust First National Bank South Bank of Hazlehurst Bank of Dudley First Madison Bank & Trust Bank of Terrell Altamaha Bank and Trust Company Valdosta Glennville Dublin Columbus Waycross Alma Hazlehurst Dudley Colbert Dawson Vidalia 386 234 354 8 375 267 285 254 342 256 24 956 683 836 755 92 963 87,625 46,25 4,355 487,7 69,782 83,34 28,282 46,395 52,25 36,74 35,834 546 98 593 2,783 325,26 56 55 452 436 559 BB <M 6 95 3,253 46,25 4,355 434,544 4,683 2,868 28,282 7,75 7,686 6,626 8,55 348 98 593 2,9 7 79 56 357 288 34 445 58 2 7 Bank of Guam Hagatna GU 96 352 7,452 9,7 BB 2,387 7,578 First Hawaiian Bank Pacific Rim Bank Honolulu Honolulu HI HI 675 675 37 292 58 673 568,96 39,256 7,338 35 B5B 4 47,47,66 5,56 43 7 Ohnward Bank & Trust Cascade The Libertyville Savings Bank Fairfield First Central State Bank De Witt Corydon State Bank Corydon American State Bank Osceola Northwest Bank and Trust Company Davenport Houghton State Bank Red Oak First Trust and Savings Bank Wheatland Gateway State Bank Clinton Farmers State Bank Algona IA IA IA IA IA IA IA IA IA IA 95 26 8 285 234 8 242 255 7 224 79 99 87 94 88 4,89 34,993 77,564 9,93 26,323 49,23 4,9 2,845 27,574 7,673 6 592 956 545 43 68 86 4 657 343 <M <M 95 7,77 34,993 9,48 9,93 26,323 3,76 2,394 2,845 6,7 6,66 46 592 676 545 43 398 726 4 47 28 3 3 Syringa Bank Boise D L Evans Bank Burley ID ID 75 75 42 76 7 628 76,37 7,58 549,689 675 7,73 25,2 258,45 4 ABC Bank Chicago Allied First Bank,sb Oswego Ipava State Bank Ipava Central State Bank Clayton Metrobank Berwyn BankChampaign, National Associatio Champaign State Bank of Arthur Arthur Crystal Lake Bank and Trust CompanyCrystal Lake 39 27 239 9 99 263 27 28 77 85 583 33,295 28,52 23,43 8,65 54,68 5,26 22,289 22,46 499 387 47 2,2 944 445 443 2,593 <M <M 6 475 575 95 4,869,52 23,43 8,65 7,688 6,56 22,289 72,445 98 5 47 2,2 27 283 443,832 Page 8 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution City The First Bank and Trust Company of Murphysboro The Clay City Banking Co Clay City Old Plank Trail Community Bank, Nat New Lenox First Southern Bank Carbondale Beverly Bank & Trust Company, NatioChicago Itasca Bank & Trust Co Itasca The Foster Bank Chicago First State Bank of Beecher City Beecher City HQ State Total Rank () Small Business Lending (less than $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 29 2,43 223 22,25 35 62 38,585 27 847 49,628 247 55,487 272 628 6,425 3 538 33,35 248 5,953 Institution (5) Asset Size (6) 294 <M 248 <M 6,23 575 6,369 68 727 339 <M Micro Business Lending (less than $,) Total Amount Rank (,) (7) (8) (9) 2,43 294 22,25 248 42,84 5,636,285 379 95 4,743 6,58 675 8,432 257 65 9,2 93 5,953 339 CC Amount/TA () MainSource Bank Greensburg Community First Bank of Indiana Kokomo First State Bank of Middlebury Middlebury German American Bancorp Jasper Farmers State Bank Lagrange The New Washington State Bank New Washington Lake City Bank Warsaw Citizens State Bank of New Castle, IndNew Castle First Federal Savings Bank Huntington Greenfield Banking Company Greenfield Grabill Bank Grabill The Riddell National Bank Brazil IN IN IN IN IN IN IN IN IN IN IN IN 23 382 28 95 6 228 237 37 23 5 22 9 83 726 6 85 85 47 786 96 49 92 582,42 74,96 6,262 378,887 79,578 57,342 73,57 38,2 57,754 6,6 26,96 35,56 2,529 65 97 2,95 837 495 6,966 352 42 49 929 423 BB BB BB 7 75 725 7 6 575 65 7 39,7 8,642 4,85 37,994 6,397 7,3 32,22 5,59 5,435 7,46 5,468 2,95,37 32 567,6 54 283 5,48 25 93 38 473 332 3 7 9 6 The Wilson State Bank Wilson Home Bank and Trust Company Eureka Commercial Bank Parsons Patriots Bank Garnett The First State Bank Norton The Union State Bank of Everest Everest Community First National Bank Manhattan Garden City State Bank Garden City The Citizens State Bank Gridley University Bank Pittsburg The Citizens State Bank of Cheney, KaCheney Alliance Bank Topeka First Bank of Newton Newton KS KS KS KS KS KS KS KS KS KS KS KS KS 238 4 24 236 3 72 244 45 8 338 227 246 2 87 677 86 82 89 9 8,896 34,462 28,665 22, 35,55 39,39 37,92 28,4 4,425 36,275 2,93 2,987 3,646 32 24 273 89 477 643 335 393 397 284 222 38 3 <M <M <M <M <M <M 625 575 625 65 8,896 34,462 4,727 3,37 35,55 3,478 4,722 7,93 4,425 4,99 4,543 4,97 7,347 32 24 8 34 477 56 9 29 397 5 77 235 233 Bank of Columbia Columbia The Paducah Bank and Trust CompanPaducah Peoples Exchange Bank Stanton Hyden Citizens Bank Hyden Wilson & Muir Bank & Trust Compan Bardstown KY KY KY KY KY 36 9 9 236 92 957 7 785 64 48,88 5,48 64,53 3,663 8,979 723 962 742 24 88 4,587 8,596 9,883 8,7 3,768 597 569 5 66 559 8 2 Page 9 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution City Heritage Bank, Inc Erlanger Town Square Bank, Inc Ashland Taylor County Bank Campbellsville Stock Yards Bank & Trust Company Louisville United Community Bank of West KenMorganfield Ohio Valley Financial Group Henderson The Monticello Banking Company Monticello Magnolia Bank, Incorporated Magnolia Citizens Bank of Cumberland County, Burkesville HQ State KY KY KY KY KY KY KY KY KY Total Rank () Small Business Lending (less than $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 2 59 97,67 249 768 42,594 236 839 38,335 88 4 39,464 78 924 35,36 258 574 59,44 5 66 88,268 95 24,256 293 999 2,9 Institution (5) Asset Size (6) 65 437 295 2,99 BB 488 555,9 263 374 <M Micro Business Lending (less than $,) Total Amount Rank (,) (7) (8) (9) 55 7,747 33 75 7,6 27 55 4,44 69 75,424 943 8,442 359 75 9,623 338 8,56 748 24,256 263 6,62 38 CC Amount/TA () 3 Gulf Coast Bank and Trust Company New Orleans Tensas State Bank Newellton Citizens National Bank, NA Bossier City Homeland Federal Savings Bank Columbia Gibsland Bank & Trust Company Gibsland Guaranty Bank & Trust Company of DDelhi Bank of Erath Erath Vermilion Bank & Trust Company Kaplan The Bank Jennings City Savings Bank & Trust Company Deridder LA LA LA LA LA LA LA LA LA LA 254 276 24 253 26 27 372 275 224 24 637 64 74 968 866 229,76 35,74 33,273 38,636 62,894 35,986 33,476 28,645 38,85 48,922,76 49,42 57 752 438 559 399 727 587 <M 725 95 95 2,948 35,74 22,435,235 5,93 7,483 33,476 28,645 4,572,224 77 49 76 439 557 34 559 399 64 46 2 6 7 6 Mercantile Bank and Trust Company Boston North Middlesex Savings Bank Ayer Enterprise Bank and Trust Company Lowell The Bank of Canton Canton North Shore Bank, a Cooperative Ba Peabody The Milford National Bank and Trust Milford Hometown Bank, A Cooperative BankWebster The Rockport National Bank Rockport The Cape Cod Five Cents Savings Ban Harwich Port The Community Bank, A Massachuse Brockton MA MA MA MA MA MA MA MA MA MA 95 733 228 282 27 24 234 228 36 5 99 93 72 526 823 578 68 992 866 576 748 45,44 73,5 455,99 37,579 3,34 63,54 68,76 59,97 255,759 64,49 742 788 3,78 59 638 47 35 49 2,9 43 BB BB 95 55 725 5,852,375 53,557 3,875 7,59 4,448 5,24 5,8 23,86 5,98 29 524,66 96 29 88 59 28,9 94 4 Provident State Bank, Inc Community Bank of TriCounty Frederick County Bank Howard Bank Hebron Savings Bank County First Bank Capital Bank, National Association The Peoples Bank Preston Waldorf Frederick Ellicott City Hebron La Plata Rockville Chestertown MD MD MD MD MD MD MD MD 35 237 268 286 83 266 2 27 832 474 547 473 67 7 575 737 9,86 23,43 82,97,88 92,83 52,52 87,2 54,366 7,25 54 635 68 48 444 63 95 75 95 5,434 7,797 8,442 8,23,797 7,84 5,24,63 424 47 269 256 379 227 58 49 7 Page 2 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Small Business Lending Micro Business Lending (less than $ million) (less than $,) HQ Total Amount Institution Total Amount CC Name of Lending Institution City State Rank TA Ratio TBL Ratio (,) Asset Size Rank (,) Amount/TA () (2) (3) (4) (5) (6) (7) (8) (9) () Katahdin Trust Company Patten ME 266 552 5,48 2,48 95 43,634,842 Franklin Savings Bank Farmington ME 262 86,29,298 86,29,298 Sanford Institution for Savings Sanford ME 292 27,297 636 55 9,46 343 Northern Michigan Bank & Trust Escanaba 45,54 474 525 5,5 96 Central Savings Bank Sault Sainte Mar 38 77,96 392 525 5,369 28 st State Bank Saginaw 446 755 78,87 72 75 8,275 326 LakeOsceola State Bank Baldwin 297 5,684 466 675 5,472 298 Alden State Bank Alden 324 934 53,68 562,437 378 3 Michigan Commerce Bank Ann Arbor 39 582 225,572,48 575,523 457 Traverse City State Bank Traverse City 352 844 68,378 495 7 7,68 257 Honor Bank Honor 337 869 63,455 492 9,34 259 First Bank, Upper Michigan Gladstone 289 884 49,673 588 95 6,4 425 The Bank of Holland Holland 288 488 8,386,293 725 8,234 669 Main Street Bank Bingham Farms 5 922 58,784 37 725 7,45 74 PrinsBank Prinsburg 6 68,63 52 325,59 52 Prior Lake State Bank Prior Lake 95 336 64,7 36 375 2,933 2 Western National Bank Duluth 33 38,259 227 95 38,259 227 8 Stearns Bank Holdingford National AsHoldingford 293 97 32,72 2,2 29,632 2,65 Gateway Bank Mendota Heights 492 945 49,759 387 55 3,326 67 The First National Bank of Walker Walker 253 85 88,887 826 27,34 589 Park Midway Bank, National AssociatSaint Paul 446 684 3,272 73 675 8,83 34 Castle Rock Bank Castle Rock 94 29,364 43 7,62 3 Home State Bank Litchfield 264 926 33,353 558,78 393 Lakes State Bank Pequot Lakes 228 25,99 373 8,665 295 Farmers and Merchants State Bank o Blooming Prairie 246 7,65 435 <M 7,65 435 Bank of Zumbrota Zumbrota 26 97 34,688 555 3,794 477 Roundbank Waseca 25 788 59,883 595 675 7,9 336 Drake Bank Saint Paul 399 975 34,7 353 <M 5,259 82 Mid America Bank Linn MO 322 85,628 56 95 36,589 46 Missouri Bank and Trust Company of Kansas City MO 95 45 99 233,266,455 675 3,2, Citizens Bank of Newburg Rolla MO 95 333 57,23 745 6 3,864 63 Liberty Bank Springfield MO 269 666 28,48 2,6 BB 7,89,65 Community State Bank of Missouri Bowling Green MO 8 36,797 482 36,797 482 The Maries County Bank Vienna MO 36 47,338,246 95 2,6,4 Metz Banking Company Nevada MO 273 7,89 375 <M 7,89 375 Central Bank of Lake of the Ozarks Osage Beach MO 9 675 2,239,77 6,5,279 4 First Independent Bank Aurora MO 243 2,449 27 <M 5,655 9 The Corner Stone Bank South West City MO 73 2,62 57,377 443 Page 2 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution Commercial Bank First National Bank The Nodaway Valley Bank Peoples Community Bank City Saint Louis Camdenton Maryville Greenville HQ State MO MO MO MO Total Rank () Small Business Lending (less than $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 32 723 5,4 48 4,35 23 593 56,856 272 79 39,796 Institution (5) Asset Size (6) 457 453 2,236 63 Micro Business Lending (less than $,) Total Amount Rank (,) (7) (8) (9) 75 8,262 36 575 4,446 32 52,943,692,55 466 CC Amount/TA () 3 First State Bank Farmers and Merchants Bank Peoples Bank RiverHills Bank Bank of Kilmichael First Southern Bank State Bank & Trust Company Bank of Okolona PriorityOne Bank Planters Bank & Trust Company Guaranty Bank and Trust Company Waynesboro Baldwyn Mendenhall Port Gibson Kilmichael Columbia Greenwood Okolona Magee Indianola Belzoni 725 725 725 725 223 296 272 266 3 322 85 93 7 36 73 726 575 559 7 525,386 63,86 6,77 72,252 36,67 65,23 68,57 22,683 89,69 94,64 97,664,258,78 97 626 62 87,727 559,29,775,68 7 65 675,386 63,86 5,56 2,35 36,67 6,62 25,377 22,683 7,532 29,582 24,425,258,78 78 452 62 596,29 559 852,427,233 6 2 First Montana Bank, Inc Libby West One Bank Kalispell Freedom Bank Columbia Falls Mountain West Bank, National AssocHelena First Valley Bank Seeley Lake Prairie Mountain Bank Great Falls Flathead Bank of Bigfork, Montana Bigfork The Yellowstone Bank Laurel Bitterroot Valley Bank Lolo MT MT MT MT MT MT MT MT MT 75 75 725 725 725 725 277 36 442 23 32 4 95 244 222 783 529 826 829 627 74 79,6 4,955 2,389 46,4 5,732 28,24 4,334 8,577 82,352 74 26 58,237 238 22 52,9 862 <M <M <M <M 7 75 575 525 7 45 675 675 65,34 3,85 3,493 2,692 3,94 2,98 7,526 5,498,993 44 65 98 65 49 3 358 655 552 4 The Fidelity Bank Fuquay Varina First Bank Troy Yadkin Valley Bank and Trust CompanElkin Harrington Bank, FSB Chapel Hill Surrey Bank & Trust Mount Airy Bank of Oak Ridge Oak Ridge Forest Commercial Bank Asheville Carolina Trust Bank Lincolnton Southern Community Bank and Trust Winston Salem 226 82 26 287 34 249 553 258 9 688 722 63 6 693 657 59 33,78 67,256 49,56 86,48 74,99 87,339 72,75 73,37 274,35 2,55 6,26 4,335 37 976 586 85 62,537 BB BB BB BB 95 475 95 7 425 25,228 4,633 62,89 3,798 6,887 7,7 2,294 9,888 36,32 843 3,885 2,59 39 675 323 64 363 867 4 2 Northland Financial Steele Western State Bank Devils Lake BlackRidgeBANK Fargo American State Bank & Trust CompanWilliston ND ND ND ND 239 337 286 57 75 767 42,922 79,94 98,74 73,728 523 5,25 854 72 95 725 7 9,73 92,45 2,653 3,23 356 4,548 466 484 3 Page 22 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution City Dakota Community Bank & Trust, Na Hebron KodaBank Drayton Security First Bank of North Dakota New Salem First United Bank Park River First National Bank & Trust Co of Wi Williston HQ State ND ND ND ND ND Total Rank () Small Business Lending (less than $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 69 768,246 5 8,433 227 797 33,32 32 2, 95 78 7,735 Institution (5) Asset Size (6),36 389 53 57 64 Micro Business Lending (less than $,) Total Amount Rank (,) (7) (8) (9) 75 8,28 96 8,433 389 8,664 353 7,966 428 675,25 368 CC Amount/TA () 3 2 Gothenburg State Bank Gothenburg First State Bank Gothenburg The Tilden Bank Tilden Foundation First Bank Waterloo Thayer County Bank Hebron Valley Bank and Trust Co Scottsbluff Commercial State Bank Wausa Homestead Bank Cozad First Westroads Bank, Inc Omaha Bank of Nebraska La Vista Adams Bank & Trust Ogallala Five Points Bank Grand Island Cornhusker Bank Lincoln Cass County Bank, Inc Plattsmouth Columbus Bank and Trust Company Columbus The TriCounty Bank Stuart Plattsmouth State Bank Plattsmouth Enterprise Bank National Association Omaha NE NE NE NE NE NE NE NE NE NE NE NE NE NE NE NE NE NE 23 23 27 4 249 23 326 29 226 32 26 67 26 225 232 33 73 252 8 582 95 93 683 646 565 479 53 82 677 27,222 64,383 6, 2,65 5,359 68,445 25,722 3,524 47,464 39,32,582 23,646 79,7,322 22,966,73 3,68 46, 366 677 33 24 23 827 234 526 287 29 5 2,563 647 8 249 246 6 24 <M <M <M <M <M <M <M <M 45 725 4 6 575 65 475 675 5 4 27,222 8,955 7,4,779 5,359 3,663 4,977 9,29 2,698 4,72,24 28,644 9,96,79 4,28 4,742 2,8 3,87 366 52 285 7 23 562 49 4 34 73 26 2,3 353 66 69 24 66 4 4 The First Colebrook Bank Merrimack County Savings Bank Colebrook Concord NH NH 75 366 94 76 69 87,79 27,258 849 77 575 4,57,29 494 324 Cornerstone Bank st Constitution Bank BNB Bank, National Association BankAsiana Fulton Bank of New Jersey Unity Bank st Colonial National Bank SussexBank Harvest Community Bank Newfield National Bank Atlantic Stewardship Bank Highlands State Bank Moorestown Cranbury Fort Lee Palisades Park Mount Laurel Clinton Collingswood Franklin Pennsville Newfield Midland Park Vernon NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ 95 467 374 287 4 24 224 29 29 259 75 2 35 75 58 57 456 446 82 468 7 52 489 63 64,83 29,2,897 84,284 68,88 76,66 57,54 6,997 5,93 88,427 39,856 64,894 748,239 732 533 5,954,7 467 499 64 6 668 33 BB 7 75 95,28 9,8 3,238 3,9 5,694,639 7,723 6,974 4,83 9,286 7,5 3,93 38 223 237 87 2,732 349 238 89 3 39 28 5 2 Page 23 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution City Western Bank, Artesia, New Mexico Artesia Community st Bank Las Vegas Las Vegas The James Polk Stone Community Ba Portales Bank of the Rio Grande, National Ass Las Cruces Bank of the Southwest Roswell Western Bank Lordsburg HQ State NM NM NM NM NM NM Total Rank () Small Business Lending (less than $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 33 876 49,222 36 53,92 76 86 32,2 98 26,728 279 628 43,65 83 862 28,33 Institution (5) Asset Size (6) 39 228 56 28 434 36 Micro Business Lending (less than $,) Total Amount Rank (,) (7) (8) (9) 4,62 96 45 2,826 5 95 2,3 444 625 2,66 68 6,433 272 4,42 93 CC Amount/TA () Farm Bureau Bank FSB Heritage Bank of Nevada Sparks Reno NV NV 4 242 533 79,23 22,577,939 954 79,23,426,939 646 224 Catskill Hudson Bank Monticello Adirondack Bank Utica The Bridgehampton National Bank Bridgehampton Watertown Savings Bank Watertown NBT Bank, National Association Norwich The Bank of Castile Castile Riverside Bank Poughkeepsie Empire State Bank Newburgh Shinhan Bank America New York The Suffolk County National Bank of Riverhead Woori America Bank New York The Canandaigua National Bank and TCanandaigua The Mahopac National Bank Brewster 49 22 69 28 39 5 495 44 97 37 99 43 8 74 57 69 52 574 74 864 37 379 379 48 558 48,2 28,588 236,278 5,854 823,68 5,25,44 66,385 89,889 23, 95,42 259,82 66,4 686,29,377,2,927,385 627 43,75 2,6 977 4,294 978 BB BB BB BB BB 95 7 8,557 9,322 35,92 4,9 28,45 23,52 7,279 3,38 8,25 27,695 7,498 47,842 5,4 289 594 864 596 7,42 82 282 237 494,375 39 3,347 52 4 The State Bank and Trust Company Defiance The Delaware County Bank and Trust Lewis Center Park View Federal Savings Bank Solon The Merchants National Bank Hillsboro First Federal Community Bank, Natio Dover Buckeye Community Bank Lorain The Settlers Bank Marietta The Citizens National Bank of Bluffto Bluffton Consumers National Bank Minerva Minster Bank Minster The Fort Jennings State Bank Fort Jennings Western Reserve Bank Medina 332 297 37 2 34 435 26 24 2 94 248 38 998 95 829 876 8 924 56 793 762 925 726 28,6 53,248 247, 5,592 73,92 65,394 28,55 3,647 7,296 67,96 37,49 72,383,29 59 628,425 826 68 44 874 62 578 5 393 725 5 5 675 75 95 625 2,792 4,37 5,625 24,3 2,772 8,658 8,737,947 9,887 8,263 8,847 5,38 523 26 45,8 476 36 298 366 338 35 43 54 Exchange Bank and Trust Company First National Bank of Weatherford First National Bank of Oklahoma Stroud National Bank Perry Weatherford Oklahoma City Stroud OK OK OK OK 93 335 28 247 998 78 42,73 44,49 75,837 9,55 54 4 65 393 <M 625 8,268 7,74 7,846 8,798 44 38 363 323 6 Page 24 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution City McCurtain County National Bank Broken Bow Security Bank Tulsa Quail Creek Bank, National AssociatioOklahoma City Triad Bank, National Association Tulsa American Bank of Oklahoma Collinsville Bank of Cushing Cushing Security First National Bank of Hugo Hugo The First National Bank & Trust Elk City Oklahoma Heritage Bank Roff NBC OKLAHOMA Oklahoma City HQ State OK OK OK OK OK OK OK OK OK OK Total Rank () Small Business Lending (less than $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 98 973 36,9 259 463 6,555 282 47 37,4 255 76 4,239 24 78 34,829 23 2,95 76 8,26 82 842 55,93 92 5,256 28 536,94 Institution (5) Asset Size (6) 499 954 82 725 377 257 323 76 46 <M 95 Micro Business Lending (less than $,) Total Amount Rank (,) (7) (8) (9),579 36 675 2,7 536 6,86 36 7,898 562 725 6,35 249 95 2,95 257 8,26 323 3,55 5,647 432 675 2,646 522 CC Amount/TA () Peoples Bank of Commerce Medford Pacific Continental Bank Eugene Community Bank Joseph Pioneer Trust Bank, National AssociatSalem OR OR OR OR 75 75 725 399 248 29 244 78 53 636 6 52,492 325,367 74,63 76,634 345,482 524 499 BB 55 575 5,52 9,277 8,768 4,96 73 457 255 62 3 Elderton State Bank Mercer County State Bank The Luzerne Bank Woodlands Bank QNB Bank First Citizens Community Bank Valley Green Bank Hometown Bank of Pennsylvania MileStone Bank The Honesdale National Bank First Keystone Community Bank Elderton Sandy Lake Luzerne Williamsport Quakertown Mansfield Philadelphia Bedford Doylestown Honesdale Berwick 474 8 34 232 62 3 325 346 47 9 5 88 566 766 483 72 828 878 65 654 9,67 59,26 4,356 7,544 43,347 4,543 8,932 39,65 82,892 9,63 22,29 2,573 926 923 696,3,253 43 343 356,94 92 95 95 575 2,62 8,255 8,72,68 23,554 24,35,784 6,243 4,834 5,738 4,73 2,94 72 529 438 94 794 86 247 4 628 477 Banco Popular de Puerto Rico Hato Rey PR 83 258,856, 9,836 B5B 49,,288 54 Coastway Community Bank Cranston RI 26 747 87,385 526 6,227 88 Arthur State Bank Union Enterprise Bank of South Carolina Ehrhardt The Citizens Bank Olanta GrandSouth Bank Greenville Carolina Alliance Bank Spartanburg Anderson Brothers Bank Mullins First Community Bank, National Asso Lexington The Conway National Bank Conway Southern First Bank, National AssociaGreenville SC SC SC SC SC SC SC SC SC 34 33 87 293 33 65 28 5 22 997 932 945 67 695 888 638 759 537 7,555 28,293 69,44 8,944 79,925 7,86 24,465 4,583 67,55,46,22,67,6 554,2 978,62 967 675 575 4,776 36,25 23,94 6,978 7,492 27,578 4,65 22,893 2,677 588 9,347 88 272 9 537,7 49 4 3 3 Page 25 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution City HQ State Total Rank () Small Business Lending (less than $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) (5) Institution Asset Size (6) Micro Business Lending (less than $,) Total Amount Rank (,) (7) (8) (9) CC Amount/TA () Great Plains Bank BankStar Financial Eureka Elkton SD SD 75 282 6,859 7,8 35 68 <M <M 675 6,859 2,8 35 4 First Citizens National Bank Dyersburg First Bank of Tennessee Spring City Wayne County Bank Waynesboro First Volunteer Bank Chattanooga Security Federal Savings Bank of McMMc Minnville Cumberland Bank and Trust Clarksville Traders National Bank Tullahoma CapitalMark Bank & Trust Chattanooga The First National Bank of ManchesteManchester First National Bank of Pulaski Pulaski First South Bank Jackson Community National Bank Dayton Cornerstone Community Bank Chattanooga First Commerce Bank Lewisburg TN TN TN TN TN TN TN TN TN TN TN TN TN TN 95 27 38 9 9 98 266 278 98 6 48 77 99 98 222 987 779 556 783 986 526 69 636 669 523 669 223,69 74,7 54,874 24,66 3,683 4,69 43,798 46,96 36,34 97,89 78,4 43,246 82,973 57,288,767 39 83,3 435 42 289 883 59,2 789 55 724 48 BB 625 725 6 625 7 23,354 5,328 3,99 5,52 3,683 6,285 5,883,38 3,868 6,4,753 7,222 7,25 6,84,33 22 644 596 435 294 7 38 48 683 493 394 467 286 4 The First National Bank of Albany Albany Community Bank Fort Worth Citizens State Bank Tyler The East Texas National Bank of Pale Palestine Horizon Bank, SSB Austin Citizens State Bank Somerville First Commercial Bank, National AssoSeguin United Bank of El Paso del Norte El Paso Southwest Bank Odessa First State Bank Clute First State Bank Chico First Community Bank Corpus Christi Rio Bank Mcallen First Bank, National Association Conroe Allegiance Bank Texas Houston First National Bank George West First Bank & Trust East Texas Diboll Llano National Bank Llano Commercial State Bank Andrews First State Bank New Braunfels 9 25 37 28 32 5 355 379 337 263 245 24 272 22 264 22 78 229 236 32 88 789 77 92 826 74 92 767 654 738 772 434 859 67 57 7 9,864 35,8 8,247 4,797 96,82 6,22 39,885 7,63 77,582 35,286 56,775 69,56 55,692 66,39 8,835 54,349 46,548 3,87 7,689 83,72,63,25 927 45 837,228 286 582 758 67 766,9 523 8,43 699,87 33,93 762 95 95 65 675 9,864 5,85 2,856 7,963 4,895 2,49 4,866,587 5,273,327 4,359 8,982 9,87 2,657 6,332 2,929 37,28 6,396 23,752,96,63 73 657 36 564,3 7 322 469 49 59 834 335 573 494 52,298 233 793 463 2 American Express Bank, FSB Salt Lake City UT 472 6,3, 3,63,77 B5B 6,3, 3,63,77 48 Page 26 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution City The Pitney Bowes Bank, Inc Salt Lake City Wright Express Financial Services CorMidvale Transportation Alliance Bank, Inc Ogden Wells Fargo Bank Northwest, NationaOgden GE Capital Retail Bank Draper HQ State UT UT UT UT UT Total Rank () 95 Small Business Lending (less than $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 459 98 35,893 653 83,,85 595 993 52,563 3 998,645, 42,33,624 Institution (5) Asset Size (6),8,993 75,9 BB 9,995 53,868 B5B 76,23 B5B Micro Business Lending (less than $,) Total Amount Rank (,) (7) (8) (9) 95 333,996,8,95 7,37 7,93 95 52,563 9,995 95,37, 5,2,33,624 76,23 CC Amount/TA () 3 857 Benchmark Community Bank Kenbridge Community Bank Staunton New Peoples Bank, Inc Honaker Capital One Bank (USA), National Ass Glen Allen First National Bank Altavista Grundy National Bank Grundy Highlands Union Bank Abingdon The Bank of Fincastle Fincastle EVB Tappahannock First Community Bank Bluefield Village Bank Midlothian Towne Bank Portsmouth 75 75 75 9 23 65 68 78 66 5 253 4 4 98 45 833 597 66 785 62 656 75 65 57 532 395 8,2 2,3 9,775 4,77,77 6,78 57,386 89,84 48,36 5,34 37,348 2,93 64,322,292 944,293 2,547,73 65 2,359,224 478,75 2,885 537 4,646 >5B BB BB BB 95 725 7 24,858 3,258 7,574 4,77,77,26 9,463 2,338 7,42 9,767 26,,479 58,63 998 62 757 2,547,73 47 2,64 9 38 685,68 256 2,558 853 3 2 Bank of St Croix, Inc Christiansted VI 3 988 4,9 8 678 3 Union Bank Morrisville Connecticut River Bank, National Ass Springfield VT VT 26 264 632 87 5,37 7,58,52 746 725 75 3,497,736,69 435 UniBank Plaza Bank Bank of the Pacific AmericanWest Bank Heritage Bank Westside Community Bank Banner Bank Central Valley Bank Lynnwood Seattle Aberdeen Spokane Olympia University Place Walla Walla Toppenish WA WA WA WA WA WA WA WA 75 75 742 68 238 85 239 562 64 299 989 55 475 468 977 428 7 35,527 7,49 5,486 48,799 28,54 58,8 655,527 49,4 334 88,8 2,634,886 233 4,59 326 BB BB BB 425 525 2,7 9 2,445 25,95 25,485,828 8,95 5,242 62 4 486,63 98 7 2,344 52 3 3 3 2 State Bank of Chilton Bank of Luxemburg Citizens State Bank of La Crosse Waumandee State Bank MidWisconsin Bank Middleton Community Bank The Port Washington State Bank The First Bank of Baldwin Chilton Luxemburg La Crosse Waumandee Medford Middleton Port Washington Baldwin WI WI WI WI WI WI WI WI 55 285 453 29 22 256 24 289 794 759 946 927 673 787 737 783 76,492 7,53 52,299 45,594,742 57,352 9,992 47,927 56 667 326 386,7 397 74 387 65 95 7 725 8,56,738 4,423 5,595 4,24 6,585 3,74 6,45 257 42 6 247 668 22 46 226 2 4 2 Page 27 of

Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution City The Farmers State Bank of Waupaca Waupaca Horicon Bank Horicon Town Bank Hartland Community Bank CBD Delavan The Peshtigo National Bank Peshtigo The First National Bank of Berlin Berlin Northern State Bank Ashland Blackhawk Bank Beloit Forward Financial Bank SSB Marshfield HQ State WI WI WI WI WI WI WI WI WI Total Rank () Small Business Lending (less than $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 224 963 4,8 24 499 25,6 237 474 97,643 229 79 5,635 87 3,69 256 687 72,383 22 825 47,374 28 53 5,977 22 83 57,242 Institution (5) Asset Size (6) 529,3 8,62 458 56 553 659,4 692 Micro Business Lending (less than $,) Total Amount Rank (,) (7) (8) (9) 3,346 394 6,72 58 57,22 7,944 75 7,53 273 3,69 56 7 8,24 279 95 2,696 468 75 5,725 576 2,86 474 CC Amount/TA () 2 Main Street Bank Corp Calhoun County Bank, Inc The First State Bank First Sentry Bank, Inc The Poca Valley Bank, Inc Freedom Bank, Inc The Bank of Monroe Logan Bank & Trust Company Wheeling Grantsville Barboursville Huntington Walton Belington Union Logan WV WV WV WV WV WV WV WV 75 75 75 339 242 26 257 76 26 74 27 8 648 742 79 84,433 29,335 66,239 27,36 54,76 39,574 2,22 32,774 874 5 764,9 6 332 335 378 65 575 25,778 29,335,65 2,23 7,8 4,69 6,3,267 592 5 57 695 347 7 26 283 2 6 Platte Valley Bank Buffalo Federal Savings Bank Wyoming National Bank Torrington Buffalo Riverton WY WY WY 32 39 253 79 96 92 63,59 42,742 28,9,955 372 398 7 37,634 6,575 9,46,86 227 323 TA = total domestic assets held by the lender; TBL = total business loans held by the lender; and CC=credit card loans held by the lender Source: US Small Business Administration, Office of Advocacy, from Call Report data Page 28 of

Name of Lending Institution City Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () Micro Business Lending (less than $,) Amount TA Ratio TBL Ratio (,) (2) (3) (4) (5) Institution Asset Size (6) (less than $ million) Total Amount Rank (,) (7) (8) (9) CC Amount/TA () Denali State Bank Fairbanks AK 3 69 7,89 2 97,52 43 Traders & Farmers Bank Farmers and Merchants Bank Bank Independent Peoples Bank of Greensboro Sweet Water State Bank First Bank of the South First Metro Bank TownCountry National Bank CCB COMMUNITY BANK PrimeSouth Bank Haleyville Piedmont Sheffield Greensboro Sweet Water Rainsville Muscle Shoals Camden Andalusia Tallassee 95 95 36 26 36 83 297 87 62 3 55 77 38 24 36 6 322 5,54 39,836 45,265 6,47 26,567 5,55 3,34 9,879 22,77 2,426 7 649 29,68 498 36 387,6 436 93 489 BB <M <M <M <M 725 725 5,54 39,836 268,32 6,47 26,567 5,55 26,462 26,325 97,726 33,35 7 649 3,35 498 36 387,476 534,274 587 7 3 2 First State Bank of DeQueen De Queen Bank of Salem Salem First Arkansas Bank and Trust Jacksonville The First National Bank of Lawrence CountWalnut Ridge The First National Bank of Izard County Calico Rock Bank of Prescott Prescott Home Bank of Arkansas Portland First National Bank of North Arkansas Berryville Smackover State Bank Smackover The Union Bank of Mena Mena First Community Bank Batesville AR AR AR AR AR AR AR AR AR AR AR 22 99 9 69 96 83 297 78 96 5 43 32 356 37 38 4,662 26,2 63,55 3,386 4,3 3,252 2,775 2,944 8,43 9,34 32,455 87 638 9,29 666 357 35 279 494 253 42 2,49 <M <M 55 7 75 525 725 4,662 26,2 6,539 3,386 4,3 3,252 2,775 33,98 8,43 27,996 35,77 87 638 9,56 666 357 35 279 597 253 59 2,93 77 6 3 Commerce Bank of Arizona Bank of Tucson Country Bank st Bank Yuma The Foothills Bank Tucson Tucson Prescott Yuma Yuma AZ AZ AZ AZ AZ 95 95 9 9 2 9 8 4 47 64 5 36 4,67 5,666 3,29 3,776 5,63 228 2 89 4 73 625 73,87 85,649 46,762 4,889 94,37 498 559 26 253 482 Borrego Springs Bank, National Associatio La Mesa Tri Counties Bank Chico BBCN Bank Los Angeles Bank of the Sierra Porterville Murphy Bank Fresno Pacific Enterprise Bank Irvine Heritage Oaks Bank Paso Robles Exchange Bank Santa Rosa Universal Bank West Covina 95 95 95 95 95 7 7 33 5 77 4 6 4 329 2 55 46 54 562 56 34 45,544 43,955 68,74 2,356 8,6,34 6,769 23,3 33,67 2,562 2,289 6,49 768 369 249 59 739 7 BB BB BB BB BB 625 75 75 65,23 436,723,557,424 26,583 5,297,755 8,329 95,63 33,67 3,2 3,84 9,537,62 423 59,248,279 7 Page 29 of

Name of Lending Institution Mission Valley Bank City Sun Valley Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () 95 Micro Business Lending (less than $,) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 52 83 2,892 Institution Asset Size (5) (6) 365 (less than $ million) Total Amount Rank (,) (7) (8) (9) 87,754 647 CC Amount/TA () The Colorado Bank and Trust Company of Community State Bank Yampa Valley Bank MontroseBank Fort Morgan State Bank Points West Community Bank The Dolores State Bank Kit Carson State Bank Farmers State Bank of Calhan Colorado East Bank & Trust First State Bank of Colorado Fowler State Bank La Junta Lamar Steamboat Spring Montrose Fort Morgan Julesburg Dolores Kit Carson Calhan Lamar Hotchkiss Fowler CO CO CO CO CO CO CO CO CO CO CO CO 95 95 56 69 33 26 42 24 3 44 22 8 25 38 27 369 74 3 3 224 355 52 77 85 379 5,39 5,5 5,89 5,68 4,985 4,77 4,35 3,33 4,282 4,34 4,487 2,558 259 <M 238 <M 29 29 5 254 63 42 <M 27 658 284 5 <M 675 725 65 55 55 675 55 8,22 2,79 43,454 27,699 29,523 3,22 6,556 8,628 8,637 89,82 42,33 6,757 324 28 374 423 25 389 28 74 287 979 454 73 5 5 Salisbury Bank and Trust Company Newtown Savings Bank Dime Bank NEW ENGLAND BANK Fairfield County Bank Lakeville Newtown Norwich Enfield Ridgefield CT CT CT CT CT 8 2 5 9 4 95 56 55 43 38,65,499,892 3,626 2,92 53 65 339 43 78 BB 75 675 7 73,34 9,43 96,2 79,642 237,36 775 983 727,58,498 Industrial Bank Washington DC 8 26 2,744 68 46,882 24 FIA Card Services, National Association Chase Bank USA, National Association Wilmington Newark DE DE 44 42 83 748 5,928,629 4,857,65 ####### >5B ####### >5B 6,33,4 5,49,294 2,93,3,553,297 797 77 The Perkins State Bank First National Bank of Wauchula Heritage Bank of Florida Wauchula State Bank Capital City Bank Highlands Independent Bank Platinum Bank BankFIRST Farmers & Merchants Bank United Southern Bank Heartland National Bank FirstAtlantic Bank Williston Wauchula Lutz Wauchula Tallahassee Sebring Brandon Winter Park Monticello Umatilla Sebring Jacksonville FL FL FL FL FL FL FL FL FL FL FL FL 95 95 95 95 95 49 65 48 7 8 24 33 23 23 2 2 25 245 9 83 6 6 63 67 58 9 65 8,667 3,49,69,53 46,624 6,369 3,35 5,83 9,535 7,43 6,74 7,853 348 236 <M 34 635 2,224 BB 228 3 35 42 333 238 237 675 65 75 625 7 95 725 24,235 3,49 52,59 5,94 232,837 47,29 29,734 76,4 78,643 74,46 43,92 72,32 439 236 588 869 3,7 385 658 95 73 589 45 483 Bank of the Federated States of Micronesi Pohnpei FM 5,36 25 8,32 83 Page 3 of

Name of Lending Institution Farmers State Bank Glennville Bank BB&T Financial, FSB Bank of Hazlehurst Bank of Alapaha South Georgia Banking Company First National Bank South Commercial State Bank Altamaha Bank and Trust Company Bank of Eastman City Dublin Glennville Columbus Hazlehurst Alapaha Omega Alma Donalsonville Vidalia Eastman Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () 95 95 95 Micro Business Lending (less than $,) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 354 4,355 234 46,25 62 852 434,544 285 28,282 23 23,534 4 287 4,345 7 79 2,868 95 2,24 58 23 8,55 58 2 2,454 (5) 593 98 2,9 56 46 74 79 229 445 58 Institution Asset Size (6) BB <M (less than $ million) Total Amount Rank (,) (7) (8) (9) 4,355 593 46,25 98 487,7 2,783 28,282 56 23,534 46 47,66 886 83,34,26 725 2,24 229 35,834 559 45,97 67 CC Amount/TA () 58 5 ANZ Guam, Inc Hagatna GU 2 59 3,58 25 28,94 223 2 First Hawaiian Bank Honolulu HI 4 47,47 5,56 B5B 675 568,96 7,338 7 American State Bank Community First Bank The Shelby County State Bank First Trust and Savings Bank Corydon State Bank The Libertyville Savings Bank Peoples State Bank First National Bank State Savings Bank C US Bank Osceola Keosauqua Harlan Wheatland Corydon Fairfield Albia Greenfield Creston Cresco IA IA IA IA IA IA IA IA IA IA 8 4 9 7 234 8 75 3 87 9 53 26,323 5,257 22,883 2,845 9,93 34,993 5,657 2,929 6,393 33,424 43 46 455 4 545 592 34 336 32 74 <M <M <M 75 75 95 75 26,323 5,257 22,883 2,845 9,93 34,993 5,657 2,929 6,393 5,34 43 46 455 4 545 592 34 336 32 828 2 3 2 The Bank of Commerce Ammon D L Evans Bank Burley Ireland Bank Malad City ID ID ID 29 26 48 7 92 38 24,295 25,2,8 97,45 395 625 75 725 7,34 7,58 6,445,448,689 62 4 2 Ipava State Bank Ipava Central State Bank Clayton State Bank of Arthur Arthur CNB Bank and Trust, NA Carlinville First State Bank of Beecher City Beecher City The State Bank of Blue Mound Blue Mound State Bank of Whittington Benton The Clay City Banking Co Clay City The First Bank and Trust Company of MurpMurphysboro First Trust & Savings Bank of Albany, Illino Albany Citizens Bank of Chatsworth Chatsworth 95 95 239 9 27 64 248 33 2 223 29 5 69 287 583 23,43 8,65 22,289 45,52 5,953,2 3,459 22,25 2,43 8,23 9,43 47 2,2 443 859 339 229 26 248 294 29 9,43 <M <M <M <M <M <M <M 7 725 675 23,43 8,65 22,289 9,643 5,953,2 3,459 22,25 2,43 8,23 9,43 47 2,2 443,8 339 229 26 248 294 29 9,43 2 8 Page 3 of

Name of Lending Institution City Bank of Yates City Yates City State Bank of the Lakes Antioch Beverly Bank & Trust Company, National AChicago Farmers State Bank of Western Illinois Alpha State Bank of Toulon Toulon Crystal Lake Bank and Trust Company, NatCrystal Lake Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () 95 95 95 95 95 95 Micro Business Lending (less than $,) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 7,25 73 95 56,6 224 4,743 69 8,78 62 554 2,659 96 99 72,445 (5) 256 7,323 6,58 284 43,832 Institution Asset Size (6) <M (less than $ million) Total Amount Rank (,) (7) (8) (9) 75,25 256 53,239 8,585,487 6,369 625 8,78 284 725 2,44 474 22,46 2,593 CC Amount/TA () 2 The Campbell & Fetter Bank Kendallville Farmers State Bank Lagrange The Riddell National Bank Brazil The First State Bank, Bourbon, Indiana Bourbon First Financial Bank, National Association Terre Haute Hoosier Heartland State Bank Crawfordsville Lake City Bank Warsaw MarkleBank Markle Bank of Wolcott Wolcott The Farmers and Merchants Bank Boswell IN IN IN IN IN IN IN IN IN IN 95 8 33 69 73 43 74 45 33 67 36 75 328 427 47 88 43 49 2,673 6,397 2,95 6,83 9,88 24,387 32,22,58 8,37 5,79 289 54 332 43 4,54 66 5,48 4 252 38 <M BB BB 6 75 725 7 75 275 6 2,673 79,578 35,56 4,49 386,358 24,387 73,57 57,8 8,37 5,79 289 837 423 469 5,274 66 6,966 64 252 38 6 5 The Wilson State Bank The Citizens State Bank Home Bank and Trust Company The Riley State Bank of Riley, Kansas The St John National Bank The First State Bank United National Bank The Lyndon State Bank Garnett State Savings Bank The Farmers State Bank The First National Bank of Centralia Wilson Gridley Eureka Riley Saint John Norton Natoma Lyndon Garnett Wathena Centralia KS KS KS KS KS KS KS KS KS KS KS 95 95 95 95 95 238 8 4 42 5 3 8 37 2 42 23 8,896 4,425 34,462,637,76 35,55 2,295,32,76 9,43 3,868 32 397 24 226 232 477 27 77 245 78 8 <M <M <M <M <M <M 725 725 75 8,896 4,425 34,462,637,76 35,55 2,295,32,76 9,43 3,868 32 397 24 226 232 477 27 77 245 78 8 Bank of Columbia The Farmers Bank of Milton Lewisburg Banking Company The Peoples Bank Elkton Bank & Trust Company First Guaranty Bank Magnolia Bank, Incorporated Dixon Bank Commercial Bank Owingsville Banking Company Columbia Milton Lewisburg Taylorsville Elkton Martin Magnolia Dixon West Liberty Owingsville KY KY KY KY KY KY KY KY KY KY 95 95 95 9 8 88 38 5 98 95 6 94 84 29 4,587 6,696 8,625 5,44 3,98,45 24,256,436 3,8 5,686 597 345 289 282 3 285 263 26 28 299 <M <M <M <M 625 75 675 625 7 6 575 525 48,88 6,696 8,625 5,44 3,98,45 24,256,436 3,8 5,686 723 345 289 282 3 285 263 26 28 299 2 Page 32 of

Name of Lending Institution Bank of Erath Tensas State Bank Vermilion Bank & Trust Company The Bank Catahoula LaSalle Bank Franklin State Bank & Trust Company The Evangeline Bank and Trust Company Basile State Bank Gulf Coast Bank Homeland Federal Savings Bank Richland State Bank City Erath Newellton Kaplan Jennings Jonesville Winnsboro Ville Platte Basile Abbeville Columbia Rayville Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State LA LA LA LA LA LA LA LA LA LA LA Total Rank () 95 95 95 Micro Business Lending (less than $,) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 372 33,476 276 35,74 275 28,645 86 37 4,572 52 5,55 82 23,63 4 262 23,274 228 2,23 58 65 9,258 67 265,235 45 84,873 (5) 559 49 399 64 434 26,87 366 96 439,332 Institution Asset Size (6) <M <M (less than $ million) Total Amount Rank (,) (7) (8) (9) 33,476 559 35,74 49 28,645 399 38,85 727 65 5,55 434 675 23,63 26 75 7,4,346 75 2,23 366 66,26,3 38,636 57 75 42,689,56 CC Amount/TA () 7 2 Commonwealth Cooperative Bank North Middlesex Savings Bank Enterprise Bank and Trust Company Greenfield Cooperative Bank United Bank BankFive Avidia Bank Westfield Bank Berkshire Bank Greenfield Savings Bank The Rockport National Bank Seamen's Bank Everett Cooperative Bank Hyde Park Ayer Lowell Greenfield West Springfield Fall River Hudson Westfield Pittsfield Greenfield Rockport Provincetown Everett MA MA MA MA MA MA MA MA MA MA MA MA MA 95 95 53 35 33 2 9 5 6 5 5 3 27 9 25 9 62 89 59 57 54 6 46 75 78 9,47,375 53,557 6,87 3,29,928 6,998 9,8 69,47 8,445 5,8 5,782 66,97 6,884 524,66 224,49 639 893 879 2,623 299 28 26 73 BB BB BB BB BB 65 675 65 7 675 75 9,47 73,5 455,99 34,96 28,857 96,747 6,982 6,28 485,593 54,696 59,97 47,92 66,97 6,884 788 3,78 33,897,23,477,3 4,52 523 49 363 73 4 Provident State Bank, Inc Damascus Community Bank The Peoples Bank Hebron Savings Bank The Farmers Bank of Willards New Windsor State Bank County First Bank American Bank Frederick County Bank Preston Damascus Chestertown Hebron Willards New Windsor La Plata Rockville Frederick MD MD MD MD MD MD MD MD MD 95 95 53 65 42 23 23 27 37 4 27 4 85 44 86 79 73 97 94 56 5,434 6,564,63,797 7,584 7,269 7,84 6,346 8,442 424 77 49 379 362 294 227 558 269 75 6 9,86 49,36 54,366 92,83 57,86 54,864 52,52 32,54 82,97 7 99 63 68 559 458 48 7 54 2 Franklin Savings Bank Katahdin Trust Company Farmington Patten ME ME 95 262 77 59 86,29 43,634,298,842 86,29 5,48,298 2,48 First Bank, Upper Michigan The Peninsula Bank of Ishpeming Gladstone Ishpeming 95 95 93 92 286 35 6,4 2,58 425 358 725 49,673 38,498 588 497 3 Page 33 of

Name of Lending Institution City Alden State Bank Alden Upper Peninsula State Bank Escanaba Huron National Bank Rogers City Superior National Bank & Trust Company Hancock Gogebic Range Bank Ironwood Hillsdale County National Bank Hillsdale mbank Manistique Thumb National Bank and Trust Company Pigeon Macatawa Bank Holland Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () Micro Business Lending (less than $,) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 69 99,437 6 83,373 25,926 36 25 9,247 26 382 2,994 4 5 6,299 49 89 25,532 48 86,625 38 3 57,839 (5) 378 34 288 699 2 543 42 35 3,84 Institution Asset Size (6) <M <M BB (less than $ million) Total Amount Rank (,) (7) (8) (9) 53,68 562 75 52,749 52 575,926 288 65 66,48 96 7 33,928 294 75 97,48 97 6 96,77 688 65 45,895 526 65 26,956 4,37 CC Amount/TA () 3 St Clair State Bank (Incorporated) Saint Clair Farmers and Merchants State Bank of BlooBlooming Prairie Stearns Bank Holdingford National AssociaHoldingford Bank of Zumbrota Zumbrota First Southeast Bank Harmony Elysian Bank Elysian Stearns Bank Upsala National Association Upsala Western National Bank Duluth The First National Bank of Osakis Osakis First National Bank in Mahnomen Mahnomen Star Bank Bertha Clinton State Bank Clinton Farmers State Bank of Darwin Darwin 95 95 95 95 95 95 55 246 265 3 23 2 98 33 86 223 66 35 62 879 386 86 36,483 7,65 29,632 3,794 6,63 8,92 7,79 38,259 2,54 5,657 9,639 8,84 5,452 675 435 2,65 477 326 3,774 2,66 227 96 224 457 263,549 <M <M <M <M <M <M <M <M <M 75 7 75 7 625 675,483 7,65 32,72 34,688 6,63 8,92 9,79 38,259 2,54 5,657 24,45 8,84 5,452 675 435 2,2 555 326 3,774 2,4 227 96 224 55 263,549 8 St Clair County State Bank Osceola Shelter Financial Bank Columbia Community State Bank of Missouri Bowling Green Community Bank of El Dorado Springs El Dorado Spring Metz Banking Company Nevada Bank of Monticello Monticello County Bank Brunswick Carroll County Trust Company of Carrollto Carrollton The Maries County Bank Vienna Mid America Bank Linn The CitizensFarmers Bank of Cole Camp Cole Camp MO MO MO MO MO MO MO MO MO MO MO 95 95 95 95 95 95 8 5 8 63 273 28 2 8 58 38 27 423 427 2,9 8,93 36,797 6,32 7,89,478 6,888 4,54 2,6 36,589 2, 387 48 482 36 375 462 252 39,4 46 38 <M <M <M <M 7 75 7 75 65 675 2,9 8,93 36,797 6,32 7,89,478 6,888 4,54 47,338 85,628 2, 387 48 482 36 375 462 252 39,246 56 38 Farmers and Merchants Bank First State Bank Bank of Kilmichael First American National Bank Commerce National Bank Baldwyn Waynesboro Kilmichael Iuka Corinth 296 223 3 39 97 63,86,386 36,67 34,36 7,64,78,258 62 522 629 <M 675 7 63,86,386 36,67 34,36 7,64,78,258 62 522 629 6 Page 34 of

Name of Lending Institution Bank of Okolona The First National Bank of Pontotoc Planters Bank & Trust Company Peoples Bank City Okolona Pontotoc Indianola Mendenhall Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () Micro Business Lending (less than $,) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 93 22,683 7 27,6 42 29 29,582 7 259 5,56 (5) 559 58,427 78 Institution Asset Size (6) (less than $ million) Total Amount Rank (,) (7) (8) (9) 725 22,683 559 575 27,6 58 725 94,64,775 6,77 97 CC Amount/TA () Lake County Bank The First State Bank of Malta Teton Banks The Bank of Baker Citizens Bank & Trust Company First Security Bank of Roundup Saint Ignatius Malta Fairfield Baker Big Timber Roundup MT MT MT MT MT MT 6 88 4 55 56 2 325 244 288 4,78,757 7,745 6,94 5,398 5,87,323 233 348 3 232 73 <M <M <M 65 55 575 7 65 425 4,78,757 2,259 25,232 7,65 5,87,323 233 424 4 34 73 5 First Bank Yadkin Valley Bank and Trust Company Surrey Bank & Trust Southern Community Bank and Trust Union Bank & Trust Company Four Oaks Bank & Trust Company Carolina Trust Bank Lumbee Guaranty Bank Southern Bank and Trust Company FirstCitizens Bank & Trust Company Troy Elkin Mount Airy Winston Salem Oxford Four Oaks Lincolnton Pembroke Mount Olive Raleigh 95 95 3 32 77 25 49 2 35 28 7 8 24 9 35 78 72 93 89 9 59 47 4,633 62,89 6,887 36,32 9,842 8,97 9,888 9,84 34,2 378,394 3,885 2,59 675 867 383 627 363 338,33 5,8 BB BB BB BB B5B 75 65 65 675 75 67,256 49,56 74,99 274,35 49,824 6,66 73,37 5,3 284,292 3,94,57 6,26 4,335 976,537 55 997 62 53 2,368 7,72 2 2 KodaBank Drayton Western State Bank Devils Lake US Bank National Association ND Fargo Merchants Bank Rugby The Farmers & Merchants State Bank of ToTolna Commercial Bank of Mott Rolette State Bank First United Bank Northland Financial McIntosh County Bank Mott Rolette Park River Steele Ashley ND ND ND ND ND ND ND ND ND ND 95 5 74 26 6 3 24 5 54 67 364 32 377 226 8,433 92,45 797,444 9,574 6,558,37 9,36 7,966 9,73 5,567 389 4,548 2,435 222 93 23 8 428 356 6 BB <M <M <M <M <M 725 7 6 65 725 5 8,433 79,94,98,679 9,574 6,558,37 9,36 2, 42,922 5,567 389 5,25 25,82 222 93 23 8 57 523 6 32 2 2 3 Gothenburg State Bank Bank of the Valley First National Bank in Ord State Bank of Table Rock The Tilden Bank Thayer County Bank Wahoo State Bank Gothenburg Bellwood Ord Table Rock Tilden Hebron Wahoo NE NE NE NE NE NE NE 95 23 3 7 42 9 249 36 435 27,222,48 7,4 7,36 7,4 5,359 9,86 366 87 273 65 285 23 42 <M <M <M <M <M 725 65 75 75 27,222,48 7,4 7,36 6, 5,359 9,86 366 87 273 65 33 23 42 Page 35 of

Name of Lending Institution Cedar Security Bank American Exchange Bank First State Bank CerescoBank City Fordyce Elmwood Gothenburg Ceresco Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State NE NE NE NE Total Rank () Micro Business Lending (less than $,) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 56 6,48 5 6,28 68 239 8,955 2 5,4 (5) 94 52 52 Institution Asset Size (6) <M <M <M (less than $ million) Total Amount Rank (,) (7) (8) (9) 675 6,48 94 675 6,28 64,383 677 65 5,4 52 CC Amount/TA () The First Colebrook Bank Woodsville Guaranty Savings Bank Colebrook Woodsville NH NH 6 3 27 3 4,57,339 494 444 625 87,79 72,343 849 73 Cornerstone Bank Newfield National Bank st Colonial National Bank Fulton Bank of New Jersey Harvest Community Bank The First National Bank of Elmer Unity Bank Heritage Community Bank Sturdy Savings Bank st Constitution Bank Moorestown Newfield Collingswood Mount Laurel Pennsville Elmer Clinton Randolph Stone Harbor Cranbury NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ 95 3 8 28 5 22 25 4 37 2 67 53 8 34 59 79 27 56 45 23,28 9,286 7,723 5,694 4,83 5,388,639 5,544 5,8 9,8 38 39 238 2,732 3 85 349 68 36 223 BB 675 7 65 95 64,83 88,427 57,54 68,88 5,93 4,788 76,66 48,825 58,875 29,2 748 6 467 5,954 64 33,7 34 346,239 2 The James Polk Stone Community Bank American Heritage Bank Western Commerce Bank Bank of the Southwest Portales Clovis Carlsbad Roswell NM NM NM NM 95 66 72 33 4 324 323 3 93 2,3 4,885 2,86 6,433 444 247,658 272 <M 725 6 32,2 4,855 4,278 43,65 56 39,826 434 Farm Bureau Bank FSB Nevada State Bank Heritage Bank of Nevada Sparks Las Vegas Reno NV NV NV 4 8 2 26 45 79,23 32,78,426,939,438 646 BB 725 79,23 36,63 22,577,939 2,394 954 224 First National Bank of Scotia Scotia The Oneida Savings Bank Oneida Adirondack Bank Utica The First National Bank of Groton Groton The Lyons National Bank Lyons The Canandaigua National Bank and Trust Canandaigua NBT Bank, National Association Norwich Steuben Trust Company Hornell The Bridgehampton National Bank Bridgehampton The Bank of Castile Castile 95 95 45 3 33 27 26 22 36 26 23 223 99 6 3 77 8 77 87 89 8,33 2,788 9,322 3,56 7,459 47,842 28,45 4,294 35,92 23,52 936 692 594 378 699 3,347 7,42 523 864 82 BB BB BB BB 75 65 725 6,854 76,576 28,588 3,56 9,252 259,82 823,68 53,85 236,278 5,25,47 99,29 378,7 4,294,927 72,377,385 3 3 CBank The Fort Jennings State Bank Cincinnati Fort Jennings 95 295 25 545 466 22,22 8,847 628 43 <M 7 22,22 37,49 628 5 Page 36 of

Name of Lending Institution City Miami Savings Bank Miamitown The Settlers Bank Marietta The Cincinnatus Savings & Loan Co Cincinnati The First National Bank of Dennison Dennison The Merchants National Bank Hillsboro The Killbuck Savings Bank Company Killbuck The Middlefield Banking Company Middlefield The Monitor Bank Big Prairie The Farmers and Merchants Bank Caldwell The First National Bank of Blanchester Blanchester First Federal Community Bank, National AsDover Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () 95 Micro Business Lending (less than $,) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 237 26,622 8 283 8,737 39 2,39 38 295 7,629 42 72 24,3 3 49 4,9 3 7 7,4 28 527 4,9 62 324 5,467 54 8,538 54 5 2,772 (5) 66 298 46 356,8 63 755 223 2 3 476 Institution Asset Size (6) <M <M <M <M (less than $ million) Total Amount Rank (,) (7) (8) (9) 75 26,622 66 28,55 44 625 2,39 46 625 22,4 457 5,592,425 7,64 883 7 78,589,25 75 9,29 259 675 5,769 262 625 8,538 3 73,92 826 CC Amount/TA () 3 2 9 3 Security First National Bank of Hugo The Payne County Bank Bank of Cushing The Farmers Bank Oklahoma Heritage Bank American Exchange Bank The Pauls Valley National Bank The Farmers State Bank Stroud National Bank First State Bank Hugo Perkins Cushing Carnegie Roff Henryetta Pauls Valley Quinton Stroud Noble OK OK OK OK OK OK OK OK OK OK 95 95 95 76 39 23 88 34 56 63 27 6 698 37 45 8,26 8,238 2,95,49,647,9 3,546,679 8,798 9,33 323 34 257 36 432 254 57 26 323 27 <M <M <M <M <M <M 725 725 7 7 65 65 8,26 8,238 2,95,49 5,256,9 3,985,679 9,55 9,33 323 34 257 36 46 254 68 26 393 27 Citizens Bank Albina Community Bank Bank of Eastern Oregon Corvallis Portland Heppner OR OR OR 28 43 28 8 9 8 3,87 5,693 7,65 45 224 263 675 7 6 9,85 39,99 43,668 87 324 433 6 2 CNB Bank Elderton State Bank Mercer County State Bank First Citizens Community Bank Franklin Security Bank Indiana First Savings Bank Clearfield Elderton Sandy Lake Mansfield Plains Township Indiana People's State Bank of Wyalusing, Pennsyl Wyalusing Greater Delaware Valley Savings Bank Broomall Somerset Trust Company Somerset Clarion County Community Bank Clarion Union Community Bank FSB Lancaster Mifflinburg Bank and Trust Company Mifflinburg Standard Bank, PaSB Murrysville The Farmers National Bank of Emlenton Emlenton 95 95 8 4 55 27 5 37 42 3 25 76 36 37 3 3 297 79 38 52 249 294 87 2 89 347 34 3 22 46 34,96 2,62 8,255 24,35,43,568,63 4,639 9,24 9,253 8,39,828 3,867 6,596 3,49 2,94 72 794 68 429 539 566 94 284 42 497 384 65 BB 7 675 75 75 725 4 7 65 22,9 9,67 59,26 4,543 33,42 32,852 43,677 78,923,948 26,684 26,879 5,38 47,2 79,335 4,8 2,573 926,253 679 573 73 83,382 388 64 736 547 936 3 3 4 Page 37 of

Name of Lending Institution The Luzerne Bank First National Community Bank QNB Bank City Luzerne Dunmore Quakertown Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () Micro Business Lending (less than $,) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 59 99 8,72 27 73 26,33 27 79 23,554 (5) 529,68 94 Institution Asset Size (6) (less than $ million) Total Amount Rank (,) (7) (8) (9) 4,356 923 725 34,26,65 43,347,3 CC Amount/TA () Banco Bilbao Vizcaya Argentaria Puerto R San Juan PR 5 75 72,93 3,687 BB 378,28 5,86 2 Coastway Community Bank Bank Rhode Island Cranston Providence RI RI 9 5 53 39 6,227 24,984 88 2,596 BB 75 87,385 294,285 526 5,27 The Citizens Bank Olanta Enterprise Bank of South Carolina Ehrhardt Anderson Brothers Bank Mullins Bank of Greeleyville Greeleyville Farmers and Merchants Bank of South CarHolly Hill GrandSouth Bank Greenville Community First Bank, Inc Walhalla SC SC SC SC SC SC SC 65 88 63 294 4 46 32 326 263 34 97 5 64 23,94 36,25 27,578 22,654,53 6,978 5,259,347 9 9 323 5 88 498 <M 725 725 625 69,44 28,293 7,86 22,654 47, 8,944 64,546,67,22,2 323 69,6 685 3 2 Great Plains Bank Eureka SD 75 6,859 35 <M 6,859 35 People's Bank and Trust Company of PickeByrdstown Security Federal Savings Bank of McMinnvMc Minnville Reelfoot Bank Union City Carroll Bank and Trust Huntingdon Wayne County Bank Waynesboro The First National Bank of Manchester Manchester Bank of Perry County Lobelville The Farmers & Merchants Bank Dyer Citizens Bank Carthage The First National Bank of Pikeville Pikeville TN TN TN TN TN TN TN TN TN TN 89 98 55 56 48 62 64 3 3 97 282 286 99 384 2 67 48 23,846 3,683 8,377 4,97 3,99 3,868 9,28 3,369 5,39,24 49 435 55 372 644 48 37 95 78 235 75 75 525 575 725 23,846 3,683 27,634 4,44 54,874 36,34 32,737 3,369 4,638 24,437 49 435 62 488 83 59 48 95 85 295 2 The First National Bank of Albany Cypress Bank, SSB Legend Bank, NA First State Bank of Ben Wheeler, Texas Citizens State Bank Citizens State Bank First State Bank The First National Bank of Byers First National Bank of Bosque County First State Bank Albany Pittsburg Bowie Ben Wheeler Tyler Somerville Clute Byers Valley Mills Athens 95 95 95 9 28 83 43 85 5 84 9 4 49 397 22 36 289 249 9,864 2,858 48,44 7,26 2,856 2,49,327,773 4,85 6,553,63 43 949 378 657,3 49 286 34 724 <M 75 75 7 625 675 75 9,864 2,858 78,52 7,26 8,247 6,22 35,286,773 4,85 5,72,63 43, 378 927,228 67 286 34 858 Page 38 of

Name of Lending Institution City American Express Bank, FSB Salt Lake City GE Capital Retail Bank Draper Wright Express Financial Services CorporatMidvale Transportation Alliance Bank, Inc Ogden The Pitney Bowes Bank, Inc Salt Lake City Wells Fargo Bank Northwest, National Ass Ogden Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State UT UT UT UT UT UT Total Rank () 95 95 95 Micro Business Lending (less than $,) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 472 6,3, 42,33,624 452 556 7,37 595 993 52,563 436 93 333,996 82 799,37, Institution Asset Size (5) (6) ####### B5B 76,23 B5B 7,93 BB 9,995 ####### 5,2 B5B (less than $ million) Total Amount Rank (,) (7) (8) (9) 6,3, 3,63,77,33,624 76,23,,85 75,9 52,563 9,995 95 35,893,8,993,645, 53,868 CC Amount/TA () 48 857 3 Benchmark Community Bank Kenbridge Capital One Bank (USA), National Associat Glen Allen Highlands Union Bank Abingdon Powell Valley National Bank Jonesville River Community Bank, National AssociaMartinsville First Capital Bank Glen Allen First Sentinel Bank Richlands The Bank of Southside Virginia Carson Grundy National Bank Grundy New Peoples Bank, Inc Honaker First National Bank Altavista 95 59 68 34 58 9 36 36 2 27 24 3 259 49 347 8 26 64 2 9 32 24,858 4,77,77 2,338 4,252 8,664 8,653 6,74,33 9,463 7,574,26 998 ####### >5B 9 426 322 <M 389 279 54 2,64 757 47 6 725 725 575 625 8,2 4,77,77 89,84 29,84 3,6 9,223 22,45 46,396 57,386 9,775 6,78,292 2,547,73,224 5 457 679 358 72 2,359,293 65 853 3 3 Bank of St Croix, Inc Christiansted VI 6 45 678 3 4,9 8 Passumpsic Savings Bank St Johnsbury VT 35 39 9,785 729 75 3,385,63 Cashmere Valley Bank Banner Bank Washington Business Bank Twin River National Bank Security State Bank Heritage Bank Farmers State Bank, Winthrop, Wash South Sound Bank Cashmere Walla Walla Olympia Clarkston Centralia Olympia Winthrop Olympia WA WA WA WA WA WA WA WA 8 2 84 244 26 22 3 3 96 52 8 76 43 77 2,5 8,95 5,4 7,242 8,78 25,485 3,54 5,28 896 BB 2,344 BB 97 <M 84 <M 278 98 BB 247 <M 23 675 75 65 6 675 525 625 3,7 655,527 24,549 7,242 6,682 28,54 3,54 32,538,25 4,59 337 84 53,886 247 468 6 3 8 The Peshtigo National Bank Clare Bank, National Association John Deere Financial, fsb The Farmers State Bank of Waupaca The Benton State Bank Royal Bank Waumandee State Bank Northern State Bank Forward Financial Bank SSB Peshtigo Platteville Madison Waupaca Benton Elroy Waumandee Ashland Marshfield WI WI WI WI WI WI WI WI WI 95 95 95 87 25 58 73 2 55 99 57 47 35 26 37 22 8 3,69 33,452 44,954 3,346,277 7,298 5,595 2,696 2,86 56 375 6,772 BB 394, <M 67 247 468 474 7 75 3,69 33,452 44,954 4,8,277 52,25 45,594 47,374 57,242 56 375 6,772 529, 85 386 659 692 69 Page 39 of

Name of Lending Institution Town Bank City Hartland Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State WI Total Rank () Micro Business Lending (less than $,) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 69 37 57,22 Institution Asset Size (5) (6) 7,944 (less than $ million) Total Amount Rank (,) (7) (8) (9) 97,643 8,62 CC Amount/TA () Calhoun County Bank, Inc Main Street Bank Corp Bank of Mingo Logan Bank & Trust Company The Bank of Romney United Bank First Sentry Bank, Inc Grantsville Wheeling Williamson Logan Romney Parkersburg Huntington WV WV WV WV WV WV WV 242 3 7 4 38 37 4 35 33 24 9 3 29,335 25,778 9,674,267 9,674 79,934 2,23 5 592 29 283 396,87 695 BB 7 75 725 725 29,335 84,433 9,674 32,774 33,8 639,638 27,36 5 874 29 378 524 3,99,9 2 Platte Valley Bank Big Horn Federal Savings Bank Sundance State Bank Torrington Greybull Sundance WY WY WY 95 85 47 73 42 384 37,634 3,852,496,86 325 4 TA = total domestic assets held by the lender; TBL = total business loans held by the lender; and CC=credit card loans held by the lender 725 7 63,59 3,852 24,65,955 325 488 3 Source: US Small Business Administration, Office of Advocacy, from Call Report data Page 4 of

Name of Lending Institution Denali State Bank City Fairbanks Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State AK Total Rank () Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 34 786 89,63 Institution Asset Size (5) (6) 92 (less than $ million) Total Amount Rank (,) (7) (8) (9) 97,52 43 CC Amount/TA () First Metro Bank Muscle Shoals The Bank of Vernon Vernon First Southern Bank Florence Metro Bank Pell City First National Bank of Baldwin County Foley CCB COMMUNITY BANK Andalusia First Southern State Bank Stevenson First Community Bank of Central Alabama Wetumpka ServisFirst Bank Birmingham Citizens Bank & Trust Guntersville First Partners Bank Vestavia Hills Keystone Bank Auburn Southern States Bank Anniston Community Bank, National Association Mobile 95 98 369 27 57 78 8 37 7 97 5 22 6 242 28 76 862 7 63 752 53 88 556 342 545 535 679 483 754 96,2 54,836 39,652,5 36,763 74,955 46,825 49,939 57,278 44,74 36,663 34,26 64,57 29,77 35 238 69 43 5 344 4 96,928 247 9 4 253 8 BB 95 725 7 725 75 75 7 75 625 26,462 63,587 46,54 9,3 4,82 97,726 52,6 59,5 549,244 58,8 44,467 39,89 7,983 3,47,476 557 424,98 292,274 252 58 3,234 825 489 33 534 5 3 8 3 2 First National Bank & Trust Company Mountain Home Simmons First Bank of Northeast ArkansasJonesboro One Bank & Trust, National Association Little Rock National Bank of Arkansas in North Little RNorth Little Roc Farmers Bank and Trust Company Blytheville PEOPLES BANK Sheridan First Community Bank Batesville Bank of Little Rock Little Rock Southern Bancorp Bank Arkadelphia Bank of Star City Star City Citizens' Bank & Trust Co Van Buren Community First Bank Harrison Simmons First Bank of Russellville Russellville First State Bank Russellville AR AR AR AR AR AR AR AR AR AR AR AR AR AR 56 35 52 86 59 247 38 84 6 22 24 24 44 8 74 648 53 62 398 78 44 63 454 7 479 486 64 568 59,855 46,7 72,328 35,32 65,94 28,2 3,36 33,69 5,53 2,42 45,43 6,453 28,763 33,38 86 22 235 38 228 5 44 33 525 99 98 293 4 45 BB 65 7 75 7 75 625 675 75,789 54,772 88,557 38,23 74,443 35,942 35,77 4,637 43,39 26,55 52,958 75,5 3,744 37,982 69 563 672 264 55 429 2,93 423,523 367 57 8 259 359 2 3 3 6 SUNRISE BANK OF ARIZONA The Foothills Bank Bank of Tucson Commerce Bank of Arizona Phoenix Yuma Tucson Tucson AZ AZ AZ AZ 353 323 265 288 543 642 667 588 9,69 89,244 79,983 69,36 354 39 349 27 92,98 94,37 85,649 73,87 438 482 559 498 National Bank of California Los Angeles Plaza Bank Irvine Community Commerce Bank Claremont Community West Bank, National Associati Goleta 95 529 323 349 24 984 494 669 5 84,447 24,882,699 2,493 355 423 38 484 95 87,467 27,75 3,46 29,84 43 484 365 78 Page 4 of

Name of Lending Institution City BBCN Bank Los Angeles Borrego Springs Bank, National Associatio La Mesa Tri Counties Bank Chico Pacific Enterprise Bank Irvine Pacific City Bank Los Angeles Seacoast Commerce Bank San Diego Mission Valley Bank Sun Valley Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 275 378,388,683 365 526 54,579 56 49 392,768 363 493 99,44 225 363 34,43 36 57 56,735 33 48 74,862 (5) 3,388 458,55 342 784 299 282 Institution Asset Size (6) BB BB (less than $ million) Total Amount Rank (,) (7) (8) (9),557,424 9,537 65,23 3,2 436,723 3,84,755 59 39,69,3 57,44 35 87,754 647 CC Amount/TA () First State Bank of Colorado High Country Bank Yampa Valley Bank Pikes Peak National Bank Valley Bank & Trust North Valley Bank First Southwest Bank Points West Community Bank Collegiate Peaks Bank Premier Bank Millennium Bank Canon National Bank The Bank of Denver The Home State Bank Hotchkiss Salida Steamboat Spring Colorado Springs Brighton Thornton Alamosa Julesburg Buena Vista Denver Edwards Canon City Denver Loveland CO CO CO CO CO CO CO CO CO CO CO CO CO CO 24 98 2 35 73 246 57 28 23 44 64 8 25 3 74 766 76 86 686 63 564 79 485 666 529 547 58 458 37,843 36,598 37,635 23,28 43,839 32,865 38,723 25,495 45,422 9,877 4,289 4,497 38,6 8,978 7 54 55 93 33 25 69 35 97 7 66 58 352 <M <M 75 725 675 725 675 75 42,33 4,643 43,454 23,992 47,77 35,466 42,62 3,22 5,6 2,334 44,525 43,376 39,67 92,646 454 285 374 57 37 259 36 389 349 39 296 26 44 959 2 NEW ENGLAND BANK Enfield Naugatuck Savings Bank Naugatuck Connecticut Community Bank, National AsWestport Fairfield County Bank Ridgefield Quinnipiac Bank & Trust Company Hamden CT CT CT CT CT 226 55 246 45 352 59 488 52 389 795 66,6 47,53 93,39 26,4 3,34 645 663 35 78 28 BB <M 79,642 56,828,322 237,36 36,85,58,89 558,498 254 Industrial Bank Washington DC 26 45 44,38 46 46,882 24 The Bank of Delmarva MidCoast Community Bank TD Bank, National Association Seaford Wilmington Wilmington DE DE DE 98 235 29 5 43 67 83,846 6,23 5,59,29 297 72 2,653 >5B 7 725 93,93 6,694 6,97,25 645 23 56,362 5 Fidelity Bank of Florida, National AssociatiMerritt Island BankFIRST Winter Park American Enterprise Bank of Florida Jacksonville Executive National Bank Miami Florida Traditions Bank Dade City Platinum Bank Brandon FL FL FL FL FL FL 95 95 388 229 357 36 286 29 696 64 782 976 556 538 28,482 6,274 68,57 3,94 72,69 6,599 493 565 267 22 273 357 95 33,734 76,4 73,49 5,976 79,556 29,734 62 95 433 255 494 658 Page 42 of

Name of Lending Institution Premier Bank Florida Gulf Bank Summit Bank, National Association Mainstreet Community Bank of Florida FirstAtlantic Bank City Tallahassee Fort Myers Panama City Deland Jacksonville Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State FL FL FL FL FL Total Rank () Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 22 76 62,64 237 53 84,826 226 639 52,89 223 655 48,772 23 533 64,459 (5) 26 244 73 88 246 Institution Asset Size (6) (less than $ million) Total Amount Rank (,) (7) (8) (9) 67,88 529 92,5 446 54,86 368 53,956 365 72,32 483 CC Amount/TA () Bank of the Federated States of MicronesiPohnpei Guardian Bank Valdosta Waycross Bank & Trust Waycross Thomasville National Bank Thomasville The Citizens Bank of Forsyth County Cumming Verity Bank Winder First Madison Bank & Trust Colbert Bank of Dudley Dudley Affinity Bank Atlanta Community Bank of the South Smyrna Capitol City Bank & Trust Company Atlanta Bank of Terrell Dawson Sunmark Community Bank Hawkinsville PrimeSouth Bank Blackshear Gateway Bank & Trust Ringgold The Savannah Bank, National Association Savannah Douglas National Bank Douglas FM 95 7 328 35 29 23 282 292 2 299 227 27 2 67 65 64 6 24 76 849 933 588 682 638 644 697 52 466 45 747 666 567 63 467 684 7,84 74,372 65,99 6,498 46,528 45,867 44,529 38,68 82,86 82,58 8,255 3,88 34,264 56,29 4,855 3,62 3,24 58 98 55 398 69 42 64 48 24 29 24 22 69 244 74 48 25 7 75 8,32 87,625 69,782 4,762 52,34 49,2 52,25 46,395 88,89 89,89 85,43 36,74 39,64 66,897 47,6 2,62 35,846 83 546 325 7 397 244 452 55 42 48 469 436 42 646 543 669 36 2 7 7 2 Bank of Guam Hagatna GU 85 3 95,65,439 BB 7,452 9,7 Hawaii National Bank Pacific Rim Bank Honolulu Honolulu HI HI 7 7 49 284 42 653 88,957 38,9 369 92 65 675 96,86 39,256 6 35 First Central State Bank Waukon State Bank Ohnward Bank & Trust Northwest Bank and Trust Company Gateway State Bank First Bank Farmers State Bank Iowa Falls State Bank Farmers State Bank Legacy Bank Liberty National Bank Fort Madison Bank & Trust Co De Witt Waukon Cascade Davenport Clinton West Des Moines Waterloo Iowa Falls Marion Altoona Sioux City Fort Madison IA IA IA IA IA IA IA IA IA IA IA IA 95 24 83 75 74 74 25 87 73 62 232 85 9 742 74 8 628 687 733 548 89 5 732 527 685 58,83 4,474 33,2 35,55 2,53 23,574 75,34 9,868 5,84 9,245 47,54 27,725 28 86 4 2 86 9 293 64 42 82 4 85 <M <M 7 75 77,564 47,59 4,89 49,23 27,574 26,32 88,325 22,322 2,29 23,97 54,32 32,886 956 439 6 68 657 74 763 77,225 257 4 23 3 7 Page 43 of

Name of Lending Institution First National Bank De Witt Bank & Trust Co Pioneer Bank Carroll County State Bank City Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 Waverly De Witt Sergeant Bluff Carroll HQ State IA IA IA IA Total Rank () Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 36 57 4,32 93 677 23,834 8 628 26,534 6 59 4,3 (5) 89 22 3 2 Institution Asset Size (6) (less than $ million) Total Amount Rank (,) (7) (8) (9) 725 47,93 43 28,648 3 725 3,94 296 48,53 548 CC Amount/TA () 2 Syringa Bank Boise ID 378 638 68,577 29 75 76,37 549 Metrobank Berwyn ABC Bank Chicago BankChampaign, National Association Champaign Itasca Bank & Trust Co Itasca Allied First Bank,sb Oswego The Foster Bank Chicago Forest Park National Bank and Trust CompForest Park Sauk Valley Bank & Trust Company Sterling First Southern Bank Carbondale International Bank of Chicago Chicago Archer Bank Chicago Hometown National Bank La Salle The Fairfield National Bank Fairfield Old Plank Trail Community Bank, National New Lenox The First National Bank of Ottawa Ottawa LincolnWay Community Bank New Lenox Apple River State Bank Apple River 89 377 229 252 25 279 238 6 64 26 43 256 66 242 28 22 65 732 963 739 582 947 5 693 63 672 58 55 586 696 423 73 77 649 46,992 28,426 43,565 7,993 27, 23,95 46,774 4,25 39,343 95,643 8,934 48,244 67,585 95,77 37,33 25,96 44,8 737 3 62 424 236 534 56 8 96 273 337 2 97 387 68 9 89 725 7 54,68 33,295 5,26 6,425 28,52 33,35 5,758 45,699 49,628 98,55 84,573 54,229 72,746 38,585 44,477 27,245 53,72 944 499 445 68 387 727 276 385 575 333 42 382 492 6,23 435 55 489 3 2 MainSource Bank Community First Bank of Indiana The New Washington State Bank First Federal Savings Bank First State Bank of Middlebury German American Bancorp Indiana Community Bank Greenfield Banking Company Farmers State Bank United Commerce Bank Lake City Bank Indiana Business Bank Grabill Bank Greensburg Kokomo New Washington Huntington Middlebury Jasper Goshen Greenfield Lagrange Bloomington Warsaw Indianapolis Grabill IN IN IN IN IN IN IN IN IN IN IN IN IN 98 338 99 93 243 76 368 32 28 262 92 476 86 932 735 7 72 63 54 86 843 675 676 382 774 43 542,7 66,274 5,32 52,39 92,77 34,893 39,394 53,654 63,8 37,2 57,295 29,629,492,58 348 22 29 44,79 63 83 297 68,548 2 456 BB BB BB <M 725 75 65 582,42 74,96 57,342 57,754 6,262 378,887 4,985 6,6 79,578 4,728 73,57 3,7 26,96 2,529 65 495 42 97 2,95 244 49 837 353 6,966 69 929 3 9 University Bank Gardner Bank Pittsburg Gardner KS KS 95 29 32 7 764 3,285 26,499 33 <M 36,275 29,69 284 247 Page 44 of

Name of Lending Institution City Community First National Bank Manhattan First National Bank, Independence, KansasIndependence Andover State Bank Andover Bank of Kansas South Hutchinson Bank of the Prairie Olathe Peoples Bank Lawrence Freedom Bank Overland Park Commercial Bank Parsons Garden City State Bank Garden City VisionBank Topeka Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State KS KS KS KS KS KS KS KS KS KS Total Rank () Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 24 592 33,9 238 7 2,973 277 748 8,372 69 537 56, 277 663 22,68 37 577 63,273 272 575 35,55 3 835 23,938 29 68 2,2 259 65 23,57 (5) 44 3 76 236 89 249 2 93 2 9 Institution Asset Size (6) <M <M <M <M <M (less than $ million) Total Amount Rank (,) (7) (8) (9) 37,92 335 25,589 265 725 2,583 55 6,6 394 75 24,376 76 69,847 532 75 37,784 25 28,665 273 28,4 393 725 25,8 55 CC Amount/TA () The Paducah Bank and Trust Company Heritage Bank, Inc Peoples Exchange Bank Town Square Bank, Inc Taylor County Bank Wilson & Muir Bank & Trust Company Hometown Bank of Corbin, Inc Traditional Bank, Inc Bank of Columbia Cumberland Security Bank, Inc Paducah Erlanger Stanton Ashland Campbellsville Bardstown Corbin Mount Sterling Columbia Somerset KY KY KY KY KY KY KY KY KY KY 57 84 6 28 2 6 25 35 25 97 585 544 664 639 749 533 687 54 667 628 86,452 89,86 54,27 35,478 34,9 68,2 27,56 43,669 33,6 3,938 393 348 24 66 26 322 3 566 26 28 BB 75 75 7 5,48 97,67 64,53 42,594 38,335 8,979 32,45 6,546 48,88 35,642 962 65 742 437 295 88 33,282 723 284 3 2 Gulf Coast Bank and Trust Company New Orleans Citizens National Bank, NA Bossier City First National Bank Arcadia Synergy Bank Houma City Savings Bank & Trust Company Deridder Citizens Bank & Trust Company Plaquemine Guaranty Bank & Trust Company of Delhi, Delhi Community First Bank New Iberia First National Bank of Louisiana Crowley St Martin Bank and Trust Company St Martinville St Landry Homestead Federal Savings Ban Opelousas Gibsland Bank & Trust Company Gibsland Progressive Bank Winnsboro Rayne State Bank & Trust Company Rayne Homeland Federal Savings Bank Columbia Home Bank Lafayette LA LA LA LA LA LA LA LA LA LA LA LA LA LA LA LA 23 7 94 96 69 22 23 67 77 55 48 97 87 97 86 48 576 532 625 5 685 66 792 623 583 555 922 542 44 48 735 49 27,758,838 38,838 73,39 38,698 43,73 28,53 43,788 49,395 57,2 35,577 47,7 8,85 57,9 28,4 44,657,54 436 66 32 7 78 97 62 22 248 97 95 3 238 32 556 725 725 75 7 7 725 229,76 33,273 46,623 85,733 48,922 48,94 35,986 5,578 57,87 68,486 38,597 62,894 9,442 64,74 38,636 57,47,76,42 523 9 587 37 438 445 552 7 9 752 645 59 57,3 2 2 6 6 5 Mercantile Bank and Trust Company The Bank of Canton Boston Canton MA MA 73 2 892 8 39,92 33,74 533 423 95 45,44 37,579 742 59 Page 45 of

Name of Lending Institution City Enterprise Bank and Trust Company Lowell The Milford National Bank and Trust CompMilford North Shore Bank, a Cooperative Bank Peabody Hometown Bank, A Cooperative Bank Webster North Middlesex Savings Bank Ayer The Provident Bank Amesbury Bridgewater Savings Bank Raynham The Rockport National Bank Rockport First Ipswich Bank Ipswich Avidia Bank Hudson The Cape Cod Five Cents Savings Bank Harwich Port The Community Bank, A Massachusetts CoBrockton Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State MA MA MA MA MA MA MA MA MA MA MA MA Total Rank () Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 249 464 42,352 28 633 59,56 226 542 6,75 2 97 63,52 93 594 62,25 72 528 95, 74 563 84,345 289 79 54,727 223 569 66,367 39 457 44,984 4 522 23,943 83 687 59,22 (5),57 229 429 46 264 335 257 2 222 584 9 236 Institution Asset Size (6) BB BB BB (less than $ million) Total Amount Rank (,) (7) (8) (9) 455,99 3,78 63,54 47 3,34 638 68,76 35 73,5 788,85 682 75 85,354 294 59,97 49 69,3 352 6,982,477 255,759 2,9 64,49 43 CC Amount/TA () 4 Provident State Bank, Inc Howard Bank Community Bank of TriCounty Frederick County Bank Capital Bank, National Association Hebron Savings Bank County First Bank Regal Bank & Trust Preston Ellicott City Waldorf Frederick Rockville Hebron La Plata Owings Mills MD MD MD MD MD MD MD MD 26 263 29 24 98 59 229 25 69 436 438 49 54 585 63 66 75,752 93,757 22,66 74,529 8,872 8,386 44,868 43,645 286 379 68 272 286 3 9 6 9,86,88 23,43 82,97 87,2 92,83 52,52 45,23 7 635,25 54 444 68 48 279 7 Sanford Institution for Savings Machias Savings Bank Sanford Machias ME ME 27 22 929 45 8,25 93,33 293 93 725 27,297 228,23 636 2,389 Northern Michigan Bank & Trust Traverse City State Bank Honor Bank Central Savings Bank st State Bank Michigan Commerce Bank Main Street Bank First Community Bank Bank of Michigan LakeOsceola State Bank The Bank of Holland Escanaba Traverse City Honor Sault Sainte Mar Saginaw Ann Arbor Bingham Farms Harbor Springs Farmington Hills Baldwin Holland 426 32 288 296 399 33 437 33 57 266 259 945 749 74 93 675 552 85 673 766 894 439 95,3 6,698 54,5 72,547 7,532 24,49 5,334 58,57 46,448 46,22 63,52 278 238 233 84 386 95 97 29 89 68 624 <M 75 65,54 68,378 63,455 77,96 78,87 225,572 58,784 64,56 48,75 5,684 8,386 474 495 492 392 72,48 37 454 239 466,293 PrinsBank Prior Lake State Bank Gateway Bank Drake Bank Prinsburg Prior Lake Mendota Heights Saint Paul 597 32 459 337 978 954 882 825 67,22 6,74 46,433 28,8 36 24 22 7 <M 95 68,63 64,7 49,759 34,7 52 36 387 353 Page 46 of

Name of Lending Institution First Resource Bank Roundbank Park Midway Bank, National Association Crown Bank BankVista Security Bank Minnesota Signature Bank Community Resource Bank Security Bank USA BANKWEST Northwoods Bank of Minnesota City Savage Waseca Saint Paul Edina Sartell Albert Lea Minnetonka Northfield Bemidji Rockford Park Rapids Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 292 92 26,93 89 694 52,692 42 63 4,44 46 554 82,985 329 67 36,4 298 78 27,928 37 527 59,394 23 654 53,853 279 758 29,377 272 762 28,28 27 769 23,4 (5) 259 46 286 47 2 262 27 27 7 54 Institution Asset Size (6) <M <M (less than $ million) Total Amount Rank (,) (7) (8) (9) 28,85 22 59,883 595 3,272 73 93,48 547 42,672 363 3,76 24 65,233 428 6,33 427 75 33,9 269 32,597 289 26,63 476 CC Amount/TA () Missouri Bank and Trust Company of KansKansas City Citizens Bank of Newburg Rolla Liberty Bank Springfield Central Bank of Lake of the Ozarks Osage Beach Commercial Bank Saint Louis Bremen Bank and Trust Company Saint Louis United Bank of Union Union First Midwest Bank of Poplar Bluff Poplar Bluff First State Community Bank Farmington Community Bank of Raymore Raymore MO MO MO MO MO MO MO MO MO MO 39 3 2 6 253 233 85 28 32 279 935 932 498 569 67 572 559 55 59 545 22,56 53,59 2,29 86,24 43,39 52,393 52,745 58,88 7,265 48,72 354 32 896 438 5 2 38 266 744 99 BB BB 95 95 233,266 57,23 28,48 2,239 5,4 57,662 6,276 69,594 23,565 53,62,455 745 2,6,77 457 47 678 725 2,5 44 4 3 Peoples Bank Mendenhall RiverHills Bank Port Gibson FIRST COMMERCI BANK Jackson State Bank & Trust Company Greenwood First Southern Bank Columbia The First, A National Banking AssociationHattiesburg Magnolia State Bank Bay Springs Bank of Yazoo City Yazoo City Renasant Bank Tupelo Covenant Bank Clarksdale Community Bank, Coast Biloxi 22 22 26 57 242 34 68 47 37 78 57 74 83 489 489 546 55 69 678 4 5 495 44,67 59,937 68,694 43,3 48,96 93,46 47,34 3,924 56,755 45,96 6,834 9 74 33 598 22 372 7 53 2,4 23 266 BB 7 65 625 675 7 675 625 6,77 72,252 78,462 68,57 65,23 6,8 53,63 38,368 628,966 55,747 69,7 97 626 62,727 87 92 378 52 5,42 7 568 5 4 Prairie Mountain Bank Great Falls First Montana Bank, Inc Libby Mountain West Bank, National AssociationHelena First Citizens Bank of Butte Butte Flathead Bank of Bigfork, Montana Bigfork The Yellowstone Bank Laurel MT MT MT MT MT MT 368 239 2 279 59 29 739 674 483 766 674 538 25,43 68,82 33,349 9,36 32,88 93,79 99 3 632 8 62 436 <M <M 725 75 65 725 725 28,24 79,6 46,4 2,38 4,334 8,577 22 74,237 93 52,9 4 Page 47 of

Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution City HQ State Total Rank () Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) (5) Institution Asset Size (6) (less than $ million) Total Amount Rank (,) (7) (8) (9) CC Amount/TA () The Fidelity Bank Yadkin Valley Bank and Trust Company First Bank Harrington Bank, FSB FirstCitizens Bank & Trust Company Southern Community Bank and Trust Forest Commercial Bank Bank of Oak Ridge Carolina Trust Bank Fuquay Varina Elkin Troy Chapel Hill Raleigh Winston Salem Asheville Oak Ridge Lincolnton 75 75 29 83 5 274 69 65 536 227 223 635 53 598 956 443 52 968 632 568 36,48 356,347 52,623 82,25 3,536,3 238,3 7,457 79,629 63,49,22,745 2,4 78 2,62 67 2 263 258 BB BB BB B5B BB 75 33,78 49,56 67,256 86,48 3,94,57 274,35 72,75 87,339 73,37 2,55 4,335 6,26 37 7,72,537 85 586 62 4 2 BlackRidgeBANK Fargo American State Bank & Trust Company of Williston Dakota Community Bank & Trust, Nationa Hebron Northland Financial Steele First National Bank & Trust Co of WillistonWilliston First State Bank Buxton United Community Bank of North Dakota Leeds Cornerstone Bank Fargo Security First Bank of North Dakota New Salem Alerus Financial, National Association Grand Forks Western State Bank Devils Lake Starion Financial Bismarck ND ND ND ND ND ND ND ND ND ND ND ND 249 29 39 85 64 8 64 93 68 45 63 28 669 82 63 774 597 627 6 52 59 369 34 434 86,5 6,55 82,8 33,29 6,485 28,232 4,944 48,547 24,656 72,93 86,744 2,496 388 28 4 67 246 86 6 5 79 477 493 BB 7 725 7 75 725 98,74 73,728,246 42,922 7,735 3,34 47,763 53,24 33,32 25,56 79,94 4,2 854 72,36 523 64 22 382 39 53 2,428 5,25,299 3 2 2 3 First Westroads Bank, Inc Enterprise Bank National Association Adams Bank & Trust Commercial State Bank First State Bank Cornhusker Bank Columbus Bank and Trust Company Foundation First Bank Bank of Nebraska Cass County Bank, Inc Centennial Bank Nebraska Bank of Commerce The State Bank of Bartley Valley Bank and Trust Co Omaha Omaha Ogallala Wausa Gothenburg Lincoln Columbus Waterloo La Vista Plattsmouth Omaha Lincoln Bartley Scottsbluff NE NE NE NE NE NE NE NE NE NE NE NE NE NE 23 235 87 263 63 82 89 365 275 9 39 264 22 7 644 63 53 767 572 445 663 92 568 848 655 647 699 466 44,766 42,84,342 2,745 45,428 7,55 8,748 8,386 34,68 9,63 22,479 9,7 5,65 54,782 53 4 284 85 56 294 8 54 7 42 9 8 55 265 <M <M <M <M <M <M <M 725 7 625 47,464 46,,582 25,722 64,383 79,7 22,966 2,65 39,32,322 24,73 2,888 6,89 68,445 287 24 5 234 677 647 249 24 29 8 69 48 95 827 4 Centrix Bank & Trust Merrimack County Savings Bank Bedford Concord NH NH 22 78 422 569 76,22 6,968 67 446 725 75 83,95 27,258 88 77 Page 48 of

Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 Name of Lending Institution City HQ State Total Rank () Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) (5) Institution Asset Size (6) (less than $ million) Total Amount Rank (,) (7) (8) (9) CC Amount/TA () Cornerstone Bank st Constitution Bank BNB Bank, National Association BankAsiana Fulton Bank of New Jersey Unity Bank Highlands State Bank Harvest Community Bank BCB Community Bank Atlantic Stewardship Bank SussexBank Two River Community Bank Moorestown Cranbury Fort Lee Palisades Park Mount Laurel Clinton Vernon Pennsville Bayonne Midland Park Franklin Middletown NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ 95 436 363 278 395 89 2 333 237 27 89 96 94 933 727 49 549 422 49 599 652 53 463 437 396 53,55 282,2 98,659 8,94 63,394 65,427 6,7 45,9 5,7 32,346,23 35,239 368,6 495 446 3,222 768 26 33 498 45 3 482 BB BB 95 75 75 64,83 29,2,897 84,284 68,88 76,66 64,894 5,93 54,7 39,856 6,997 42,284 748,239 732 533 5,954,7 33 64 596 668 499 76 Western Bank, Artesia, New Mexico Artesia Community st Bank Las Vegas Las Vegas Bank of the Rio Grande, National Associat Las Cruces Bank of the Southwest Roswell Four Corners Community Bank Farmington NM NM NM NM NM 283 289 79 238 27 794 947 92 535 526 44,62 5,366 24,2 37,72 44,4 23 3 3 62 67 725 49,222 53,92 26,728 43,65 47,843 39 228 28 434 29 Heritage Bank of Nevada Kirkwood Bank of Nevada Reno Las Vegas NV NV 22 276 487 564 2,5 3,36 38 39 <M 75 22,577 3,949 954 54 Catskill Hudson Bank Monticello First American International Bank Brooklyn Adirondack Bank Utica Woori America Bank New York The Mahopac National Bank Brewster Watertown Savings Bank Watertown Empire State Bank Newburgh Riverside Bank Poughkeepsie The Bridgehampton National Bank Bridgehampton Tioga State Bank Spencer The Suffolk County National Bank of River Riverhead The First National Bank of Long Island Glen Head NBT Bank, National Association Norwich Evans Bank, National Association Angola Shinhan Bank America New York The Bank of Castile Castile American Community Bank Glen Cove 95 394 28 87 8 64 78 395 459 43 72 9 89 8 84 78 26 448 942 567 599 345 58 593 824 653 484 669 33 635 433 4 278 484 744 39,545,29 9,266 77,544 5,397 9,953 63,347 93,62 2,366 68,85 85,46 78,36 695,635 4,76 7,864 27,694 7,578 397 3 435 587 457 46 94 345 53 325 786 433 3,785 53 68 564 95 BB BB BB BB BB 48,2,689 28,588 95,42 66,4 5,854 66,385,44 236,278 77,75 23, 82,48 823,68 5,97 89,889 5,25 72,465 686 38,29 977 978,2 43 627,377 666 2,6 524,927 79,75,385 245 4 Page 49 of

Name of Lending Institution City The State Bank and Trust Company Defiance Park View Federal Savings Bank Solon The Delaware County Bank and Trust ComLewis Center First Federal Community Bank, National A Dover The Citizens National Bank of Southweste Dayton Western Reserve Bank Medina CenterBank Milford Buckeye Community Bank Lorain Consumers National Bank Minerva Hometown Bank Kent Heartland Bank Gahanna Minster Bank Minster The Citizens National Bank of Bluffton Bluffton Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 3 939 95,88 3 928 24,485 289 97 49, 26 724 6,49 38 768 34,6 355 676 67,345 33 77 38,256 377 694 56,736 8 682 6,49 292 77 45,542 2 53 3,93 7 668 58,833 96 54 9,7 (5) 56 483 33 35 76 239 62 32 274 76 43 273 58 Institution Asset Size (6) (less than $ million) Total Amount Rank (,) (7) (8) (9) 28,6,29 247, 628 53,248 59 73,92 826 38,75 29 72,383 393 4,72 259 65,394 68 7,296 62 5,275 36 28,553 799 67,96 578 3,647 874 CC Amount/TA () 5 4 First National Bank of Oklahoma Grand Savings Bank First National Bank of Weatherford Triad Bank, National Association Quail Creek Bank, National Association The First National Bank & Trust Exchange Bank and Trust Company NBC OKLAHOMA American Bank of Oklahoma Vision Bank, National Association Security Bank Oklahoma City Grove Weatherford Tulsa Oklahoma City Elk City Perry Oklahoma City Collinsville Ada Tulsa OK OK OK OK OK OK OK OK OK OK OK 25 68 276 26 258 38 56 82 97 33 23 634 633 823 57 43 639 86 469 638 524 4 67,99 37,474 36,335 33,34 25,88 42,398 34,435 89,295 28,479 7,6 94,548 287 54 93 63 459 26 99 383 28 3 48 75,837 43,658 44,49 4,239 37,4 55,93 42,73,94 34,829 84,998 6,555 65 49 4 725 82 76 54 95 377 97 954 6 Peoples Bank of Commerce Medford Pacific Continental Bank Eugene Pioneer Trust Bank, National Association Salem OR OR OR 75 357 24 228 643 489 57 46,97 36,9 7,674 72,25 337 BB 75 725 52,492 325,367 76,634 345,482 499 3 MileStone Bank Elderton State Bank The Honesdale National Bank Valley Green Bank Penn Liberty Bank Enterprise Bank The Victory Bank The Luzerne Bank Landmark Community Bank Firstrust Savings Bank Woodlands Bank Doylestown Elderton Honesdale Philadelphia Wayne Allison Park Limerick Luzerne Pittston Conshohocken Williamsport 443 37 62 283 27 36 395 28 265 69 97 827 639 526 79 46 57 8 467 59 38 65 78,58 7,545 93,865 7,48 9,676 88,553 45,636 86,84 64,368 392,229 6,863 242 479 466 244 46 32 2 394 39,74 258 BB 75 75 75 82,892 9,67 9,63 8,932 27,359 9,685 5,35 4,356 7,47 442,25 7,544 356 2,573,94 43 73 49 38 923 5 2,727 696 7 Page 5 of

Name of Lending Institution First Keystone Community Bank Wayne Bank Metro Bank City Berwick Honesdale Lemoyne Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 32 576 7,489 74 469 8,75 29 367 35,559 (5) 443 463,25 Institution Asset Size (6) BB (less than $ million) Total Amount Rank (,) (7) (8) (9) 22,29 92 3,786 88 75 337,276 2,599 CC Amount/TA () Banco Popular de Puerto Rico Hato Rey PR 77 237,77, 8,548 B5B,856, 9,836 54 Coastway Community Bank Cranston RI 243 694 8,58 338 87,385 526 Arthur State Bank Union Carolina Alliance Bank Spartanburg Southern First Bank, National Association Greenville GrandSouth Bank Greenville Enterprise Bank of South Carolina Ehrhardt The Conway National Bank Conway First Community Bank, National AssociatioLexington SC SC SC SC SC SC SC 277 299 24 247 225 26 84 9 629 496 566 669 636 563 55,779 72,433 54,838 9,966 92,43 7,69 9,85 458 282 548 343 2 54 44 7,555 79,925 67,55 8,944 28,293 4,583 24,465,46 554 967,6,22,62 978 4 3 Dacotah Bank Aberdeen SD 28 473 239,95 87 BB 35,322 3,969 First Citizens National Bank Dyersburg First Bank of Tennessee Spring City First Alliance Bank Cordova First Commerce Bank Lewisburg Traders National Bank Tullahoma CapitalMark Bank & Trust Chattanooga First Volunteer Bank Chattanooga American Security Bank and Trust CompanHendersonville Community Trust & Banking Company Ooltewah First South Bank Jackson American City Bank of Tullahoma Tullahoma Cumberland Bank and Trust Clarksville Cornerstone Community Bank Chattanooga First Freedom Bank Lebanon TNBANK Oak Ridge TN TN TN TN TN TN TN TN TN TN TN TN TN TN TN 95 85 286 283 96 24 82 66 246 23 5 9 225 8 27 96 884 928 737 589 853 485 487 597 79 54 68 662 479 456 66 2,255 68,689 35,3 5,447 37,95 34,878 8,546 4,872 29,84 66,25 43,546 34,324 75,948 54,652 32,776 634 7 39 95 8 52 435 52 22 296 69 26 257 8 57 BB 95 75 7 725 75 75 223,69 74,7 37,922 57,288 43,798 46,96 24,66 43,28 33,5 78,4 48,573 4,69 82,973 59,943 36,395,767 39 242 48 289 883,3 25 244 789 373 42 724 366 3 4 3 Community Bank United Bank of El Paso del Norte Horizon Bank, SSB Schertz Bank & Trust Southwest Bank T Bank, National Association First State Bank Fort Worth El Paso Austin Schertz Odessa Dallas New Braunfels 95 223 322 255 25 27 448 268 78 73 597 72 595 692 6 9,923 6,6 8,87 47,28 62,39 52,867 7,85 52 26 273 78 289 89 299 75 35,8 7,63 96,82 5,733 77,582 54,968 83,72,25 582 837 326 758 257 762 Page 5 of

Name of Lending Institution City FirstLockhart National Bank Lockhart Veritex Community Bank, National AssociaDallas First Commercial Bank, National AssociatioSeguin Texas Advantage Community Bank, NationAlvin The National Bank of Andrews Andrews VINTAGE BANK Waxahachie Spirit of Texas Bank, SSB College Station Trinity Bank, NA Fort Worth The East Texas National Bank of Palestine Palestine Citizens State Bank Tyler First Bank, National Association Conroe Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 HQ State Total Rank () Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 229 77 36,63 22 482 3,957 32 878 35,9 5 93 42,755 237 685 33,552 258 724 38,7 23 58 73,99 269 77 45,26 225 85 32,834 232 577 59,39 78 625 53,734 (5) 39 37 6 25 36 38 53 8 34 27 227 Institution Asset Size (6) <M (less than $ million) Total Amount Rank (,) (7) (8) (9) 4,89 35 5,45 76 39,885 286 47,26 262 39,33 35 43,585 378 78,773 72 49,4 323 4,797 45 8,247 927 66,39 8 CC Amount/TA () 2 Medallion Bank Salt Lake City Wright Express Financial Services Corpora Midvale Lewiston State Bank Lewiston Continental Bank Salt Lake City Zions First National Bank Salt Lake City Capital Community Bank Provo The First National Bank of Layton Layton UT UT UT UT UT UT UT 277 2 98 283 56 26 76 488 247 63 59 32 57 62 85,257 3,868 48,29 3,377 2,76,789 32,45 44,69 46 4,96 246 29 8,975 46 68 BB B5B 7 725 75 725 675 625 89,787,,85 58,463 37,22 2,99,459 36,375 46,758 536 75,9 59 54 29,96 32 24 4 7 4 Community Bank Staunton Towne Bank Portsmouth The Bank of Fincastle Fincastle EVB Tappahannock John Marshall Bank Falls Church Union First Market Bank Richmond New Peoples Bank, Inc Honaker First Community Bank Bluefield Benchmark Community Bank Kenbridge Valley Bank Roanoke Bank of Botetourt Buchanan Village Bank Midlothian American National Bank and Trust Compa Danville StellarOne Bank Christiansburg 75 75 75 75 75 75 77 3 24 22 23 7 4 4 3 56 72 77 28 7 59 358 66 525 38 383 526 474 574 37 569 478 378 368 88,745 555,79 4,959 3,367 3,24 462,326 2,2 29,248 55,62 24, 52,28 92,452 64,599 348,237 324 2,88 6 49 363,579 536,24 294 4 227 28 724,573 BB BB BB BB BB BB 75 675 725 75 725 725 75 7 725 2,3 64,322 48,36 5,34 8,846 52,677 9,775 37,348 8,2 33,957 59,6 2,93 78,799 378,482 944 4,646 478,75 53 3,396,293 2,885,292 736 527 537,274 3,93 2 5 5 Bank of St Croix, Inc Christiansted VI 24 943 4,222 5 4,9 8 Connecticut River Bank, National Associat Springfield Passumpsic Savings Bank St Johnsbury Union Bank Morrisville VT VT VT 22 47 9 674 586 558 59,782 83,6,874 3 434 433 75 7,58 3,385 5,37 746,63,52 Page 52 of

Name of Lending Institution UniBank Plaza Bank Westside Community Bank AmericanWest Bank Bank of the Pacific Heritage Bank Banner Bank Whidbey Island Bank City Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June 22 Lynnwood Seattle University Place Spokane Aberdeen Olympia Walla Walla Coupeville HQ State WA WA WA WA WA WA WA WA Total Rank () 75 75 Macro Business Lending ($, $ million) Amount TA Ratio TBL Ratio (,) (2) (3) (4) 73 974 33,52 679 997 7,3 544 947 56,972 74 444 382,849 28 55 38,4 27 426 254,669 44 376 575,432 57 398 26,354 (5) 272 84 63,57 522 95,75 937 Institution Asset Size (6) BB BB BB BB (less than $ million) Total Amount Rank (,) (7) (8) (9) 35,527 334 7,49 88 58,8 233 48,799 2,634 5,486,8 28,54,886 75 655,527 4,59 7 277,8,525 CC Amount/TA () 3 3 3 2 Citizens State Bank of La Crosse State Bank of Chilton Bank of Luxemburg The First Bank of Baldwin Middleton Community Bank MidWisconsin Bank The First National Bank of Berlin Horicon Bank The Stephenson National Bank and Trust Bank First National The Port Washington State Bank Westbury Bank Spring Bank Community Bank CBD La Crosse Chilton Luxemburg Baldwin Middleton Medford Berlin Horicon Marinette Manitowoc Port Washington West Bend Brookfield Delavan WI WI WI WI WI WI WI WI WI WI WI WI WI WI 45 449 243 253 226 9 228 2 234 97 83 7 3 96 866 75 645 684 696 58 6 435 526 49 63 624 67 676 47,876 67,932 6,775 4,882 5,767 87,68 64,359 8,988 68,33 83,853 77,98 92,62 46,32 44,32 65 249 265 6 85 42 274 423 37 734 38 25 36 85 725 725 52,299 76,492 7,53 47,927 57,352,742 72,383 25,6 76,65 24,62 9,992 97,853 48,488 5,635 326 56 667 387 397,7 553,3 653,4 74 44 9 458 2 4 2 2 2 Main Street Bank Corp First Sentry Bank, Inc The First State Bank The Poca Valley Bank, Inc Freedom Bank, Inc First Exchange Bank Wheeling Huntington Barboursville Walton Belington Mannington WV WV WV WV WV WV 235 26 78 53 229 46 695 545 668 645 627 73 58,655 7,3 54,589 47,95 34,955 29,398 282 496 247 253 6 5 75 725 84,433 27,36 66,239 54,76 39,574 33,6 874,9 764 6 332 3 2 6 Buffalo Federal Savings Bank Jonah Bank of Wyoming First National Bank of Gillette Wyoming State Bank First National Bank of Wyoming First Northern Bank of Wyoming First State Bank Buffalo Casper Gillette Laramie Laramie Buffalo Wheatland WY WY WY WY WY WY WY 75 725 725 725 725 725 26 87 93 228 22 37 28 767 467 594 6 49 568 6 36,67 4,47 42,79 29,669 35,296 3,525 34,832 45 68 243 2 3 83 44 TA = total domestic assets held by the lender; TBL = total business loans held by the lender; and CC=credit card loans held by the lender 625 65 6 575 7 725 42,742 44,886 49,499 32,624 38,8 39,55 45,25 372 372 592 23 23 55 52 3 3 Source: US Small Business Administration, Office of Advocacy, from Call Report data Page 53 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Alabama Alaska Arizona Arkansas California Regions Financial Corp Synovus Financial Corp Servisfirst Bancshares Wells Fargo & Co Hancock Holding Corp Compass Bank Banctrust Fncl Grp Renasant Corp Bancindependent BB&T Corp Iberiabank Corp RBCBank Wells Fargo & Co First National Bank Alaska Northrim Bancorp Wells Fargo & Co JPMorgan Chase & Co Bank of America Corp Zions Bancorp Western Alli Bancorp Cobiz Financial Compass Bank Arvest Bk Grp Regions Financial Corp First Security Bancorp Liberty Bancshares Bancorpsouth First Bk Corp Iberiabank Corp Home Bancshares Simmons First Nat Corp Wells Fargo & Co Bank of America Corp JPMorgan Chase & Co LA AK AK UT AZ CO AR AR AR AR LA AR AR (less than $ million) Amount (,) () 87,94 432,292 42,777 24,224 4,26 5,74 4,87 6,76 89,659 77,396 6,489 53,59 238,974 43,737 69,866,46,435 347,575 268,58 258,2 8,8 2,984 98,9 84,933 49,77 99,64 27,677 84,46 78,832 74,38 69,73 67,552 67,322 52,66 7,772,862,636,99,345,786 99,996 (2) 3,342 2,697,685 4,469 74,93,7 629 773 358 263 684 5,694 837 358 32,838 2,94 5,882 3,9 393 352,73 3,93 4,557 2,73,77 636 925 739 398 2,622 78 742 225,876 4,79,9 33,384 Micro Business Lending (less than $,) Amount (,) (3) (4) 36,39 7,787 35,45 5,539 5,5 54,757 28,68 5,844 9,23 8,44 5,728 2,858 36,644 22,9 9,86 733,58 25,986 9,873 6,942 7,882 7,83 5,59 4,46 99,54 56,72 37,79 5,2 2,447 5,248,69 32,499 5,595 7,86 5,374,56 457,35,4,624 36,26,97,594 754 4,6 352,73 82 363 553 7 2 572 5,35 478 86 3,53 2,52 5,394 2,56 3 2,594 3,793 3,374 2,263,373 44 744 55 232 2,532 69 69 26,966 37,754,992 3,893 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 5,632 36,55 367,732 34,685 25,92 6,984 86,36 9,232 7,536 68,992 55,76 4,2 2,33 2,78 6,6 42,854 4,589 76,635 96,259,26 95,53 46,49 44,527 39,663 42,938 89,958 69,448 57,385 59,32 59,66 35,53 5,727 34,756 2,398,3,79,64 34,62 63,735,425,3 93 49 352 82 295 266 22 87 5 2 344 359 72,335 392 488 53 263 23 37 2,83 44 334 96 8 224 66 9 7 23 8,9 3,36 99,49 Page 54 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Union Bank NA Zions Bancorp City Nat Corp Bank of The West Comerica CVB Financial Corp East W Bancorp Community Bank Capgen Cap Grp Ii Lp First Republic Bank Cathay Gen Bancorp Rabobank NA Westamerica Bancorp Umpqua Holding Corp Capital One Financial Corp Citigroup Wilshire Bancorp First Citizens Bancshares Mechanics Bank 867 Western Financial Corp Nara Bancorp First Ca Fncl Grp Western Alli Bancorp Hanmi Financial Corp Heritage Cmrc Corp Trico Bancshares Signature Bank Fremont Bancorp SVB Fncl Grp Texas Cap Bancshares Ally Financial SCJ Palomar Ent Llc First Northern Cmnty Bancorp Sierra Bancorp Exchange Bank First Bks American Business Bank SB Acq Co Llc HSBC Bank USA NA Manufacturers Bank Farmers & Mrchs Bancorp UT OR AZ MO (less than $ million) Amount (,) () 943,996 77,72 638,8 67,45 43,554 35,2 32,45 252,587 248,789 237,784 233,883 22,96 25,953 25,6 94,2 87,77 58,46 57,67 39,986 39,49 37,44 33,68 26,57 26,49 25,82 24,879 9,382 8,5 8,45,484 99,729 99,643 98,67 97,924 94,45 88,96 87,76 77,79 72,95 7,35 66,93 64,286 (2),35 4,628 2,476 4,7,24,295 685,22 934 56 645 963 855 947 39,242 2,553 59 586,48 57 42 499 46 438 42 86 268 338 927,663 2,75 25 345 394 526 43 55 46 37,549 79 24 Micro Business Lending (less than $,) Amount (,) (3) (4) 323,77 9,537,85 3,7 56,684,89 94,423 2,92 24,65 366 33, 53 6,8 85 2,759 476 22,53 36 8,78 25,522 29 28,682 482 2,4 343 25,94 493 55,64 39,95 63,63 2,46 2,324 87,33 262 35,32 96 4,59 26 7,26 4 2,455 24,243 69 9,96 6 7,746 3 23,354 539,667 22 6,286 99 9,366 767 5,646,479 92,448 2,72,24 9 7,28 2 9,595 6 4,973 28,26 88 3,662 288 9,45 248 6,97 46 35,3,462 2,592 44 5,239 92 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 62,289,84 66,862,5 58,397,387 522,722,96 45,94 874 37,2 782 36,387 6 23,828 546 226,259 574 229,66 436 223,36 436 93,224 48 84,939 52 79,82 454 38,56 47 24,544 47 45,822 322 46,276 324 4,665 242 24,982 3 3,378 37 2,63 295 6,328 29 6,243 278 8,75 37,525 277 7,75 246 2,225 239 88,779 6 48,838 84 7,28 3 98,43 96 9,479 225 88,329 234 79,478 246 78,744 225 74,99 27 68,339 68 65,934 7 35,85 87 64,339 35 59,47 48 Page 55 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Wendy Fong Central Valley Cmnty Bancorp Colorado Wells Fargo & Co JPMorgan Chase & Co Cobiz Financial First Citizens Bancshares Firstbank Holding Corp Zions Bancorp Bank of The West UMB Financial Corp Pinnacle Bancorp Guaranty Bancorp Keycorp Lauritzen Corp Bank of America Corp Alpine Bk of Co Compass Bank Connecticut Bank of America Corp Webster Fncl Corp Wells Fargo & Co JPMorgan Chase & Co TD Bank NA RBS Citizens NA First Niagara Fncl Group First Connecticut Bancorp Delaware P Fncl Svc Group District of ColUMBia BB&T Corp PFncl Svc Group Wells Fargo & Co Florida Wells Fargo & Co Regions Financial Corp Bank of America Corp Suntrust Bk JPMorgan Chase & Co BB&T Corp Synovus Financial Corp CO CO UT MO NE CO NE CO CT ME RI CT (less than $ million) Amount (,) () 58,76 5,32,263,946 322,83 28,858 276,534 97,975 87,969 84,28 4,472 26,482 2,988 5,867,946,5 9,822 66,62 56,364 32,24 269,623 27,64 25,875 92,46 88,334 73,285 54,999 3,32 63,72 54,73 5,588,27,362,247,65 95,54 646,36 45,7 349,422 267,44 (2) 7 298 35,536 3,89 5,867,24 882 3,6,788 958 734 934 49 47 883,99 594,2 4,998,882 5,253 7,358,264 868 532 25,469 9 55,38 34,53 22,64 24,342 3,993 32,465,783,489 Micro Business Lending (less than $,) Amount (,) (3) (4) 3,549 53 7,574 7 775,43 38,523 6,239 22,54 5,47 32,925 3,554 7,376 6,79 2,972,99 7,773 7,58 9,695 4,758 36,879 98,24 62,398 46,36 74,35 46,397,47 6,76 6,26 5,942 3,427 8,35 3,729 84,645 582,5 336,39 78,92 35,768 43,34 39,567 34,23 3,423 5,56 397 395 2,76,378 657 47 645 239 264 665,746 438,59 4,346,267 5,2 7,24,3 75 388 26,23 52 447 98 33,62 2,33 22,639 2,66 32,46 972 8 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 55,2 7 43,738 28 488,56 84,38 2,69 253,994 82,568 55,44 52,726 23,96 9,69 99,6 93,958 94,73 82,633 7,27 5,863 9,485 23,783 27,225 6,28 5,525 45,749 77,87 57,9 48,738 79,9 59,645 36,426 2,859 43,77 665,5 64,763 567,394 9,339 36,8 227,874,53 468 37 627 487 455 4 3 263 289 252 27 28 73 56 52 652 65 24 8 6 63 44 24 238 38 3 57,44 2,3,73,333 39 8 679 Page 56 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Georgia Hawaii Idaho P Fncl Svc Group Fifth Third Bancorp Hancock Holding Corp TD Bank NA Northern Trust Corp Capital One Financial Corp Sabadell United Bank Na Compass Bank City National Bank of Florida Ally Financial Totalbank First Citizens Bancshares Synovus Financial Corp Wells Fargo & Co BB&T Corp Suntrust Bk Regions Financial Corp Bank of America Corp United Cmnty Bk State Bk Fncl Corp Ameris Bancorp JPMorgan Chase & Co Fidelity Southern Corp Southeastern Bk Financial Corp SCBT Fncl Corp Colony Bancorp First Citizens Bancorp First Citizens Bancshares Queensborough Co Bank of The West Bank of HI Corp Central Pacific Financial Corp Wells Fargo & Co Zions Bancorp The Bank of Commerce Wtb Financial Corp Keycorp ME FL FL FL SC SC HI HI UT ID WA (less than $ million) Amount (,) () 23,34 23,2 56,233 5,993 49,55 7,28 99,432 84,78 78,386 77,395 7,78 68,949 6,599,5,866 75,933 64,73 64,8 387,64 347,936 9,58 47,2 38,772 2,34 3,635 97,586 82,498 78,467 69,27 68,7 53,442 454,27 43,594 7,462 37,785 9,49 53,69 92,77 78,27 54,776 (2) 2,252,73 879,473 53 29,24 474,467 262 2,336 2,48 5,59 36 6,466 8,557 2,454 2,696 5,334 8,247,668 83,326 9,46 445 65 578 822 48 34 633 4,83 533 449 8,636 5,2,764 862 455 283 Micro Business Lending (less than $,) Amount (,) (3) (4) 7,7,8 33,569,26 8,894 53 3,89,24 2,8 26 99,93 29,72 5,58 24 42,873,349 5,325 3 7,2 2,323 8,5,97 6,8 5,482 5,729 55 53,797 433,888 48,89 47,9,27 95,597 33,473 8,53 29,38 86,668,484 3,927 2,764 5,542,72 6,273 5,9 9,46 2,237 3,443 95,355 57,733 4,7 22,9,89 5,34 3,77 7,667 9,37 4,527 7,63,2 438 973 9,374 2 379 368 625 249 6 55 3,88 28 36 8,224 4,759,388 659 269 6 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 59,64 44 96,543 497 37,339 366 2,84 349 36,355 324 7,98 68 84,374 234 4,98 8 73,6 59 7,393 3 53,27 4 8,869 27 55,87 5 962,69 282,45 592,94 567,27 286,947 252,339 57,35 29,49 9,634 33,466 93,5 83,659 69,734 62,925 58,955 6,844 37,53 344,666 3,357 57,9 22,43 32,36 3,574 69,86 67,8 49,435 2,749 89,554,379 87 644 468 365 353 86 245 27 2 97 69 54 8 933 35 43 42 343 376 23 86 22 Page 57 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Illinois Indiana JPMorgan Chase & Co Wintrust Financial Corp First Midwest Bancorp American Chartered Bancorp Bmo Harris Bank NA Bank of America Corp P Fncl Svc Group MB Financial Fifth Third Bancorp Wells Fargo & Co PrivateBancorp Morton Community Bank First Busey Corp First MidIl Bancshares Associated Banc Corp Firstmerit Corp Northern Trust Corp Old Second Bancorp West Suburban Bancorp Regions Financial Corp Taylor Cap Grp RBS Citizens NA Heartland Bancorp Banc Ed Corp Standard Bancshares Midland States Bancorp Capital One Financial Corp Lauritzen Corp Commerce Bancshares First Bks Old Nat Bancorp Home St Bancorp CumminsAmer Corp Ally Financial Bridgeview Bancorp United Cmnty Bancorp Old Nat Bancorp P Fncl Svc Group JPMorgan Chase & Co WI RI NE MO MO IN IN (less than $ million) Amount (,) () 85,86 794,488 558,456 423,45 47,37 367,23 354,725 334,9 33,729 297,359 25,456 95,25 78,52 73,467 5, 44,87 38,25 36,54 35,549 6,755 96,587 93,942 9,54 82,277 76,8 75,432 74,538 72,24 7,474 68,694 63,4 6,646 57,969 55,566 55,28 5,489 5,342 43,584 43,277 279,63 (2) 45,58 3,45 2,537,646 3,74 4,537 6,288 3,96,247,934 5,66 59,439,64,38 492 524 488 57 575,66 232, 632 474 284 364,928 885 357 35 525 343 229,569 7 424 3,74 4,942 2,5 Micro Business Lending (less than $,) Amount (,) (3) (4) 44,96 63,66 5,98 4,426 37,542 65,425 7,839,75 9,67 37,945 59,6 7,56 33,668 24,93 32,757 8,23 9,948 8,88 3,73 4,359 32,755 3,54 5,94 6,259,25 5,826,82 5,26 4,976 7,33 7,238 3,82 6,89 5,5 48,826 3,76,53 85,982 57,248,38 44,3,665,92 7 2,754 3,938 5,555 3,272 53,27 5,436 2,6 652,25 57 223 34 228 287,4 52 934 43 283 6 93,855 733 98 69 379 2 9,558 48 33 2,34 4,9,79 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 49,9 73,882 56,548 38,989 379,775 2,85 283,886 222,268 3,2 259,44 56,296 87,699 44,853 48,536 8,254 36,668 28,77 27,696 22,476 2,396 63,832 9,888 74,636 66,8 64,93 69,66 64,456 2,979 55,498 6,363 55,766 47,834 5,5 5,46 6,392 47,33 39,829 345,62 273,29 68,295 955,75,345 945 96 599 733 644 734 664 224 389 433 42 356 335 3 354 342 288 95 8 66 2 9 78 7 73 52 59 36 46 33 2 23 2,4 752 396 Page 58 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Iowa Kansas Kentucky Fifth Third Bancorp St Source Corp German America Bancorp Wells Fargo & Co Star Fncl Grp Huntington Bancshares Regions Financial Corp Lakeland Financial Corp First Fncl Bancorp First Financial Corp First Bancshares Indiana Cmnty Bancorp First Midwest Bancorp Mainsource Fncl Grp Bank of America Corp Keycorp Bmo Harris Bank NA National Bk Indianapolis Corp Wells Fargo & Co Hills Bancorp Midwestone Fncl Grp West Bancorp BTC Financial Corp Stark Bk Grp Heartland Fncl USA Intrust Financial Corp UMB Financial Corp Commerce Bancshares Emprise Financial Corp Manhattan Bancorp Sunflower Financial Corefirst Bank & Trust Bank of America Corp Central Bancompany Wells Fargo & Co P Fncl Svc Group IN IN IN IN IN IN IN IN IN IA IA IA IA IA IA KS MO MO KS KS KS KS MO (less than $ million) Amount (,) () 264,666 2,748 27,24 98,97 52,56 52,26 5,952 3,552 22,39 98,29 84,654 8,482 79,3 65,8 64,295 6,597 6,45 57,26 54,933 39,565 297,685 9,252 44,495 4,77 5,295 87,624 76,22 78,475 45,435 4,762 87,5 8,65 72,6 62,29 62,6 58,696 5,52 5,38 369,337 (2),54,356,29 4,58,225,55,75 65 669 847 53 6,648 33 26 574 2,23 338 346 24 7,478 6,66,83,48 63 35 45 399,547 83,37 2,58 96 694 437 538,772 32,329 4,98 Micro Business Lending (less than $,) Amount (,) (3) (4) 3,797 964 39,27 83 33,59 774 5,3 4,235 34,275 737 36,259,243 37,45,425 2,445 28 3,68 373 23,32 639 4,8 3 59,24 6,586 9,7 67 5,939 6 7,2 423 2,796 2,32 6,424 26 5,79 22 4,935 7 72,667 84,76 48,4 26,729 5,58 7,422 9,5 9,635 24,36 6,285 24,959 29,288 6,852 5,763 9,689,6 2,325 6,762 39,68 32,93 7,6 6,,37 795 352 3 29 23,48 58 79 2,433 722 536 285 385,67 82,287 3,43 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 232,869 577 7,477 543 73,65 57 82,994 273 8,286 488 5,957 38 3,5 326 8,7 325 8,783 296 74,997 28 7,636 22 22,268 62 7,23 64 59,87 45 47,275 5 4,8 99 55,26 22 52,37 25 49,998 33 46,898 22,924 43,2 7,766 98,496 97,873 78,69 66,387 54,59 29,5 6,83 58,23 64,763 56,837 52,52 5,559 38,37 44,29,87 236,47 48 559 443 353 279 22 96 86 399 32 328 48 84 58 52 53 2 42 667 Page 59 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Louisiana Maine Maryland BB&T Corp Fifth Third Bancorp JPMorgan Chase & Co Central Bancshares Bank of KY Fncl Corp Republic Bancorp S Y Bancorp Old Nat Bancorp Community Trust Bancorp Whitaker Bancrop Hancock Holding Corp JPMorgan Chase & Co Regions Financial Corp Iberiabank Corp Capital One Financial Corp Community Tr Financial Corp Midsouth Bancorp Red River Bancshares Bancorpsouth Wells Fargo & Co Bangor Bancorp MHC Camden Nat Corp TD Bank NA Norway Bancorp MHC Gorham Bancorp MHC Machias Bancorp MHC Keycorp P Fncl Svc Group BB&T Corp Wells Fargo & Co Bank of America Corp M&T Bk Corp Suntrust Bk Sandy Spring Bancorp Susquehanna Bancshares Capital One Financial Corp JPMorgan Chase & Co HSB Bancorp KY KY KY KY IN KY KY LA LA LA LA ME ME ME ME ME ME MD MD (less than $ million) Amount (,) () 28,253 2,443 58,48 42,778 4,253 5,44 96,75 94,378 87,96 78,278 68, 796,248 397,85 332,532 33,98 325,522 97,6 24,2 4,35 76,676 5,822 69,525 42,389 8,759 68,725 64,68 59,794 5,664 6,37 348,77 29,9 272,767 24,499 79,278 47,88 4,48 85,32 8,458 64,97 (2),67 5,62,35 5,329,4 545 464 466 66 769,9 4,363,747 5,58,699 8,93,49,43 87 682,45,384,434,479 54 343 697 342 5,74,355 6,4 6,526,534,266 55 552 6,942 7,288 53 Micro Business Lending (less than $,) Amount (,) (3) (4) 28,328 567 62,9 5,246 2,24 647 5,883 5,8 27,6 688 4,754 34 2,522 233 9,948 222 7,7 444 9,789 57 2,85 99 5,77 9,385 9,48 43,28 92,757 34,969 25,858 23,27 7,897 42,255 3,284 42,78 47,294 4,823 9,794 7,56 6,874 53,8 3,42 89,973 8,635 48,599 3,5,9 3,622 45,39 73,425 6,873 2,458,6 4,532 89 8,334 996 768 579 488,395,7,9,29 335 95 554 24 3,853 578 6,47 6,,29 954 97 283 6,83 7,265 37 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 89,925 5 37,542 366 38,277 388 9,895 2 4,47 353 9,66 24 84,83 23 84,43 244 7,26 26 58,489 99 47,26 7 69,477 278,465 23,4 287,772 232,765 62,37 98,343 9,98 58,779 9,567 39,24,3 6,465 53,92 54,887 42,638 44,79 458,362 37,565,937 9,32 65,9 49,73 37,699,796 39,73 8,33 48,97,95 64 626 88 596 494 275 292 94 56 367 344 89 69 48 43 28,22 777 364 526 55 32 353 269 2 23 6 Page 6 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Massachusetts Michigan Minnesota Bank of America Corp Eastern Bk Corp TD Bank NA RBS Citizens NA Independent Bancorp Wells Fargo & Co Salem Five Bancorp JPMorgan Chase & Co Middlesex Bancorp MHC Enterprise Bancorp Boston Private Fncl Hold Beacon Bancorp Berkshire Bank M&T Bk Corp Capital One Financial Corp Comerica Fifth Third Bancorp P Fncl Svc Group Chemical Financial Corp JPMorgan Chase & Co Huntington Bancshares Bank of America Corp Talmer Bancorp Citizens Republic Bancorp Mercantile Bk Corp Macatawa Bancorp Wells Fargo & Co Independent Bk Corp Fidelity Bank MBT Financial Corp Isabella Bancorp Arbor Bancorp Firstbank Corp RBS Citizens NA Wells Fargo & Co Otto Bremer Foundation Anchor Bancorp MA ME RI MA MA MA MA MA MA MA RI (less than $ million) Amount (,) () 436,466 33,89 235,737 22,274 69,83 49,479 6,8 93,78 9,93 89,46 82,979 57, 56,59 55,3 52,382,4,277 894,932 839,99 569,87 562,653 46,8 427,6 36,4 332,8 263,554 23,448 76,98 45,985 2,529,795 95,276 88,94 87,546 64, 56,55,83,838 65,264 498,23 28,569 (2) 8,672,474 2,773 3,86 939 3,945 44 8,755 442 546 3 264 369 2 7,32 4,347 4,866 8,374 3,65 2,799 3,429 5,64,438,549,54,8 4,758 95 378,2 662 79 37 463 962 32,4 22,743 2,287,2 Micro Business Lending (less than $,) Amount (,) (3) (4) 38, 38,259 93,58 46,8 2,689 9,95 9,77 86,3 9,797 5,98 6,477 6,637 9,625 3 4,436 7,92 99,538 264,35 93,96 9,255 78,378 68,73 27,547 37,78 22,5 27,994 34,573 26, 6,87 94,92 7,34 8,49 8,986 2,7,92 687, 234,368 53,45 24,954 7,834 85 2,348 2,765 527 3,793 73 8,735 249 335 7 7 232 3 7,264,87 2,769 6,754 2,92 9,897 2,422 4,72 52 76 457 52 4,574 57 8,82 429 59 6 298 854 3,83 2,843,42 525 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 298,465 265,63 42,29 74,94 49,24 29,528 97,3 7,695 8,396 74,38 76,52 5,463 46,894 54,73,946,32,365 795,394 574,749 475,9 37,398 38,73 358,448 333,864 295,3 24,53 85,454 42,335 9,875 3,72 5,883 77,936 7,865 78,56 5,399 44,234 396,828 37,896 444,672 93,65 838 669 425 42 42 52 24 2 93 2 93 47 37 99 48 2,53 2,97,62,423 92,7 892 936 789 597 56 84 38 27 3 233 2 2 65 8,27 9,45 487 Page 6 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Mississippi Missouri Montana Nebraska Klein Financial Associated Banc Corp State Bancshares JPMorgan Chase & Co Voyager Fs Corp Alerus Financial Corp Bank of America Corp Trustmark Corp Regions Financial Corp Bancorpsouth Hancock Holding Corp Renasant Corp Bancplus Corp First M&F Corp Citizens Nat Banc Corp Central Bancompany Commerce Bancshares UMB Financial Corp Bank of America Corp Great Southern Bancorp Regions Financial Corp P Fncl Svc Group Arvest Bk Grp Stupp Bros Hawthorn Bancshares Wells Fargo & Co JPMorgan Chase & Co First Bks First Intrst Bancsystem Wells Fargo & Co Stockman Financial Corp Glacier Bancorp Lauritzen Corp Wells Fargo & Co Pinnacle Bancorp Farmers & Mrch Inv WI ND ND MO MO MO MO AR MO MO MO MT MT MT NE NE NE (less than $ million) Amount (,) () 28,72 25,75 73,526 69,48 59,659 59,57 58,472 35,88 246,55 87,329 43,75 2,6 83,788 78,658 66,32 688,74 477,27 49,663 24,345 53,45 27,92 23,992 4,72,57 9,46 9,98 84,897 65,9 54,84 58,39 5,46 44,574 39,546 76,93 233,249 28,2 4,47 32,752 (2) 87 52 56 5,857 36 228,542 3,43 3,95 2,79,89,9,66 972 564 5,79 3,337 2,648,54 4,227 65,75,2 732 289 84 2,49 6,46 37 2,26 4,2,242,358 2,59 2,95 5,87 2,57 8 Micro Business Lending (less than $,) Amount (,) (3) (4) 2,52 56,38 2 2,887 37 6,773 5,838,7 25 4,24 9 4,25,444 85,865 99,79 47,62 27,88 25,6 28,55 24,295 2,985 24,244 73,374 45,39 9,87 49,2 3, 35,92 32,292 5,696 5,884 9,93 7,793 6,37 7,539 43,664 87,764 3,59 34,32 29,847 47,938 6,732 44,695 2,94 2,247 3,56,76 743 725,425 775 393 4,63 2,28,929 67 3,953 323,453 895 494 98 558 2,42 6,444 83,676 3,94 896,4 2,375,646 4,932,734 53 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 6,92 39 5,397 29 6,639 9 7,77 9 48,948 55 55,493 38 44,447 98 265,323 46,786 39,727 5,987 87, 55,237 54,363 53,336 564,496 43,833 264,354 95,58 4,33 4,99 88,8 82,4 85,8 85,532 7,285 3,4 4,593 47,275 4,727 63,642 2,983 5,225 46,346 85,3 9,27 96,352,848 796 434 463 346 294 9 97 7,646,9 79 484 274 292 252 226 238 9 246 7 6 34 35 98 346 37 34 549 255 323 298 Page 62 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Nevada New Hampshire New Jersey New Mexico New York American Nat Corp Wells Fargo & Co Zions Bancorp Western Alli Bancorp Bank of America Corp City Nat Corp TD Bank NA Bank of America Corp RBS Citizens NA P Fncl Svc Group Wells Fargo & Co Bank of America Corp JPMorgan Chase & Co Valley Nat Bancorp TD Bank NA Capital One Financial Corp Sun Bancorp NJ Fulton Fncl Corp Lakeland Bancorp Texas Cap Bancshares Provident Fncl Svc HSBC Bank USA NA Susquehanna Bancshares Stewardship Fncl Corp Wells Fargo & Co Bank of America Corp JPMorgan Chase & Co HSBC Bank USA NA Capital One Financial Corp Bank of America Corp M&T Bk Corp First Niagara Fncl Group Wells Fargo & Co Texas Cap Bancshares NE UT AZ ME RI NJ ME NJ NJ NJ NJ (less than $ million) Amount (,) () 4,59 5,54 384,875 242,225 77,246 3,787 78,967 5,4 33,237 69,937 58,767,55,292 7,36 577,977 48,594 372,43 34,858 2,226 35,238 33,495 22,459,82 7,9 74,4 64,296 53,8 39,76 83,64 59,899,682,466,285,395,32,687 744,69 65,342 526,7 448,88 296,343 (2) 3,866 26 3,38 2,68 78 2,785 3,23 243,892,396,246,38 6,743,29 25,8 2,37 3,974,889 54 664 545 8,595 452 942 283 245 8,26,6,379 85,824 7,63 28,572 4,376 3,752 3,35,79 6,834 Micro Business Lending (less than $,) Amount (,) (3) (4) 47,23 3,688 6,58 42 268,69 7,88 8,58 42,45 33,84 6,764 6,325 2,89 6,9 473,377 46,78 79,688 26,54 59,782 2,23 86,635 3,526 5,699 4,823 7,445 9,366 24,536 6,258 6,74 89,74 23,59 9,976 888,928 554,737 44,658 249,95,968 74,893 347,5 73,588 2,98 2,23 363 2,582 3,94 24,63,27,38 9,86 5,976,82 24,75,544 3,36,556 242 33 267 8,447 24 84 3 4 7,829 973,268 83,969 5,468 26,68 3,26 2,24 2,66,289 6,323 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 66,936 78 45,32 8 6,86 7,47 58,728 7,642 45,53 44,377 72,92 49,47 42,577 58,95 24,525 398,289 58,53 32,36 22,628 4,59 2,72 7,796 7,636 38,637 98,535 49,468 58,38 46,44 29,462 6,95 39,923 793,538 73,658 728,29 494,9 549,374 45,88,983 22,755 39 467 48 23 9 9 262 26 8,565 767,9 368 763 63 333 299 334 278 48 238 28 53 3 43 87,855 2,62,954,35,548,84 52 5 Page 63 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location North Carolina North Dakota Citigroup TD Bank NA Tompkins Fncl Corp NBT Bancorp Financial Inst Community Bk Sys Keycorp Signature Bank Valley Nat Bancorp New York Cmnty Bancorp RBS Citizens NA Canandaigua Nat Corp Hudson Valley Hold Corp Alliance Financial Corp Ally Financial P Fncl Svc Group Suffolk Bancorp Arrow Financial Corp BB&T Corp First Citizens Bancshares Wells Fargo & Co Bank of America Corp Fidelity Bshrs Nc Suntrust Bk Rbc Bank Southern Bshrs Nc Newbridge Bancorp First Bancorp Fifth Third Bancorp Bnc Bancorp Yadkin Valley Financial Corp JPMorgan Chase & Co North Amer Fncl Hold Paragon Cmrl Corp FNB United Corp Ally Financial TD Bank NA Otto Bremer Foundation State Bancshares ME NJ RI FL ME ND (less than $ million) Amount (,) () 238,37 22,22 9,823 88,465 8,353 79,77 64,296 53,832 4,37 39,43 7,79 93,732 88,442 77,887 73,286 72,79 58,58 57,89 54,654,769,486,6,89 879,2 26,86 23,425 224,77 7,8 63,33 48,44 3,95 3,4 92,787 83,293 78,42 63,67 59,784 58,779 57,758 53,75 7,495 53,265 (2) 3,492 3,5,534,52,693,676,335,3 35 2, 9,69,857 945 244 47 2,4 343 354 45 9,66 9,8 7,86 6,529,333,445,974,46 836,546 766 529 769 7,36 333 253 37,57 42 858 845 Micro Business Lending (less than $,) Amount (,) (3) (4) 8,982 3,7 87,58 2,777 4,669,97 38,873,4 49,745,34 47,24,253 2,795 966 3,65 687 5,835 8 8,32,733 4,66 9,643 22,8,694 22,32 775 4,738 87, 239 67,825 2,3,587 238 9,464 2 2,578 322 232,9 25,284 45,343 75,7 28,25 3,79 33,37 36,245 2,78 35,297 6,626,87 22,6 66,5 7,97 6,75,447 49,25 9,564 9,864 2,285 4,799 7,389 6,582 6,6 79 957,589,8 473,28 55 3 55 7,325 78 3 26,557 278 465 492 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 56,389 475 4,54 373 49,54 437 49,592 48 3,68 353 32,557 423 43,5 369 22,227 343 35,472 233 2,93 277 3,643 47 7,64 63 66,3 7 73,49 57 63,275 68 4,966 47,47 5 48,426 44 42,76 29,537,477 855,535 427,777 85,79 22,22 93,898 37,493 27,86 27,686 78,68 86,55 8,98 6,232 2,287 55,25 53,69 48,332 8,633 44,87 5,63 3,98 4,267 2,4,279 468 64 488 385 38 363 266 25 29 29 36 55 23 55 3 34 393 353 Page 64 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 Micro Business Lending (less Macro Business Lending (less than $ million) than $,) ($,$M) million) State or Territory Name of Lending Institiution HQ Location Amount (,) Amount (,) Amount (,) () (2) (3) (4) (5) (6) Wells Fargo & Co 3,734 2,35 58,2 2,2 72,74 93 Alerus Financial Corp ND 69,78 45,845 239 58,233 66 64,854 3,577 35,6 3,53 29,748 74 Dacotah Bks SD 58,8 678 5,397 533 42,72 45 Ohio P Fncl Svc Group,824, 7,435 542, 3,749,28,9 3,686 Huntington Bancshares,26,3,27 259,964 7,652 946,337 2,68 Fifth Third Bancorp 97,37 4,96 9,65 2,842 87,26 2,74 JPMorgan Chase & Co 587,7 2,878 22,39 2,965 366,878 93 Park Nat Corp 482,562 3,397 92,792 2,287 389,77, 426,44 8,73 93,6 8,94 233,379 636 Keycorp 279,73,64 3,267 998 249,464 66 Firstmerit Corp 257,352,74 28,357,85 228,995 69 First Fncl Bancorp 8,858 964 2,937 525 59,92 439 Wells Fargo & Co 45,37 3,998 9,956 3,862 25,8 36 Bank of America Corp 94,76 3,839 36,828 3,689 57,932 5 Citizens Bancshares 64,94 35 7,728 54 56,366 5 FNB Corp 6,55 264 5,83 8 56,432 56 RBS Citizens NA RI 59,82,37 5,955,237 43,866 34 Wesbanco WV 54,689 332 7,27 2 47,49 3 Ally Financial 5,84,37 44,79,36 5,293 Oklahoma Bancfirst Corp OK 372,58 3,889 86,854 3,66 285,664 823 Arvest Bk Grp AR 299,63 3,44 72,534 2,787 226,629 653 Bok Financial Corp OK 6,924 592 2,83 245 49,93 347 One Rich Hill Land LTD Parts 98,727 435 9,352 95 89,375 24 RCB Holding Corp OK 94,652 89 2,782 663 73,87 228 JPMorgan Chase & Co 85,69 5,735 55,3 5,663 3,38 72 Southwest Bancorp OK 74,574 365 8,885 64 65,689 2 Central Bancompany MO 73,596 552 5,946 373 57,65 79 Durant Bancorp OK 59,43 945 9,79 87 4,352 38 Wells Fargo & Co 52,6,65 45,396,56 7,24 44 Bank of America Corp 5,446,766 2,33,692 3,33 74 Oregon Wells Fargo & Co 6,27 6,95 386,37 5,33 23,954 782 44,793 6,93 68,992 5,523 27,8 67 Umpqua Holding Corp OR 273,32,354 35,42 77 238,7 637 West Coast Bancorp OR 96,22 783 5,25 326 8,6 457 Bank of America Corp 3,497 4,78 46,345 3,956 85,52 222 Keycorp 23,88 693,5 424 2,37 269 Pacific Continental Corp OR 5,987 556 7,446 34 88,54 242 Sterling Financial Corp WA 3,4 535 2,39 299 9,623 236 Page 65 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Pennsylvania Puerto Rico Rhode Island Columbia Bkg Sys JPMorgan Chase & Co Bank of The West Banner Corp P Fncl Svc Group Wells Fargo & Co FNB Corp National Penn Bancshares M&T Bk Corp Susquehanna Bancshares RBS Citizens NA Fulton Fncl Corp First Niagara Fncl Group Bank of America Corp S&T Bancorp JPMorgan Chase & Co Firstrust Bank Northwest Bancshares Inc Huntington Bancshares Cnb Fncl Corp TD Bank NA First Commonwealth Fncl Corp Metro Bancorp Univest Corp of Bryn Mawr Bk Corp Community Bk Sys Ally Financial Capital One Financial Corp Graystone Tower Bank Vist Fncl Corp Texas Cap Bancshares St Summit Bc of Johnstown QNB Corp Popular Compass Bank Banco Santander De Puerto RI First Bancorp Oriental Fncl Grp WA WA RI ME PR PR PR PR (less than $ million) Amount (,) () 9,97 9,47 8,966 54,946 2,92,6 694,897 632,234 43,8 34,64 294,655 257,86 247,43 232,523 77,736 75,485 5,99 33,59 28,58 27,86 25,785 9,525 4,466 4,37 95,487 9,82 9,35 78,827 74,8 7,627 69,97 65,35 59,235 57,54 54,83 855,875 28,983 93,25 84,94 76,364 (2) 487 7,92 564 48 23,979 4,53 3,36,75,997,94 3,99,94 2,278 6,398,84 4,468 493,72,576,74 885,399 878 484 747 3 539 2,83,272 284 325 3,32 448 426,356,5 743 438 338 Micro Business Lending (less than $,) Amount (,) (3) (4) 4,25 272 68,343 7,29,247 4 8,872 29 839,637 396,8 76,8 4,873 6,2 53,34 64,573 27,34 57,349 7,85 46,82 36,593,828 29,234 2,3 44,626 27,53 35,374 23,457 9,9 2,662 5,3 4,893 68,236 54,92 5,683 7,9 28,928,396 3,4 325,777 32,4 8,793,23 7,279 2,482 3,645,78 82,257,245 3,485 588,763 6,98,374 4,49 2 726,5,476 557,53 59 252 542 87 358 2,73,225 4 77 3,77 295 294 9,79 798 49 239 4 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 76,846 25 22,74 63 7,79 53 46,74 27,252,369 298,86 555,423 36,245 279,62 24,34 93,243 22,72 75,74 5,886 28,683 5,326 2,23 99,274 5,83 8,59 92,372 79,92 8,85 86,297 69,42 85,32 63,934 6,565 5,75 64,287 58,232 3,37 46,758 4,979 53,98 96,979 74,332 74,7 69,85 3,497 868,58 949 74 669 55 66 55 3 44 49 293 346 75 228 328 246 288 232 25 24 8 47 7 48 25 53 32,637 37 252 99 97 Page 66 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location South Carolina South Dakota Tennessee Texas Bank of America Corp Bank Rhode Island RBS Citizens NA Washington Trust Bancorp BB&T Corp Wells Fargo & Co SCBT Fncl Corp First Citizens Bancorp Synovus Financial Corp Bank of America Corp TD Bank NA Regions Financial Corp Suntrust Bk Wells Fargo & Co Dacotah Bks Minnehaha Bancshares First Intrst Bancsystem Regions Financial Corp First Horizon Nat Corp Pinnacle Fncl Ptnr Suntrust Bk BB&T Corp First South Bancorp Wells Fargo & Co Bank of America Corp First Citizens Bancshares Renasant Corp Synovus Financial Corp First Scty Grp Bancorpsouth Wells Fargo & Co JPMorgan Chase & Co Cullen/Frost Bkr Bank of America Corp Compass Bank Zions Bancorp RI RI RI SC SC ME SD SD MT TN TN TN TN TN UT (less than $ million) Amount (,) () 25,664 9,898 78,33 56,654 425,96 359,392 329,389 3,59 25,53 52,842 4,482 85,645 7,57 255,87 48,676 47,43 9,639 5,378 686,52 559,752 535,88 266,688 49,5 47,94 5,477 2,788 9,965 73,949 7,24 65,344 63,545 53,27 2,38,298,26,895,7,693 676,86 552,959 542,655 (2),377 86,28 269 2,223 6,652 2,58 2,648,57 3,296 95 995 34 4,73,526 2,43 623 68,393 2,883 2,357,8 62,996 4,752 2,47 3,278 86 598 332 423 58 59,695 64,379 4,47 7,266 9,376 3,227 Micro Business Lending (less than $,) Amount (,) (3) (4) 26,24,7 27, 529 7,226,43 5,448 25 52,339 68,489 54,484 69,28 39,828 4,493 2,439 8,8 5,25 7,28 34,53 29,25 5,233 5,846 297,826 78,28 55,646 7,453 3,873 36,934 5,25 69,788 34,83 2,496 3,7 6,99,349,732,376,667 65,645 9,999 226,64 282,823 8,586,78 6,7,325,885 95 2,993 579 86 53 4,328,66 2,22 379 573,296,553,7 539 258,648 4,597 2,32 3,22 68 45 45 257 385 56,646 62,866,736 6, 8,56 2,9 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 99,45 26 92,888 277 6,97 37 5,26 44 373,577 9,93 274,95 232,238 2,73,349 2,43 67,527 66,32 48,59 4,623 7,838 94,46 34,532 388,676 48,724 479,442 249,235 35,232,97 55,262 33, 57,62 53,453 58,7 58,354 53,96 4,539 94,63 69,25 926,694 45,22 27,36 462,69,45 535 833 763 62 33 326 79 5 42 36 29 244 8,97,33,25 569 344 348 55 5 56 8 83 87 66 23 3,49,53 2,3,66 86,37 Page 67 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Utah Texas Cap Bancshares Prosperity Bancshares Comerica Capital One Financial Corp Amarillo Nat Bancorp International Bshrs Corp American St Fncl Corp Regions Financial Corp MOW/RPW Ii Happy Bancshares Overton Financial Corp ANB Holding Corp Legacytexas Grp City Bank Bok Financial Corp Ally Financial Weststar Bhc Southside Bancshares Broadway Bancshares Central Cmnty Corp CBFH North Amer Bancshares Jefferson Bancshares Trustmark Corp Bancorpsouth Hancock Holding Corp Encore Bancshares Inwood Bancshares Woodforest National Bank Plains Bancorp American Bk Holding Corp Metrocorp Bancshares Patriot Bancshares Security Holding Corp First NB Group Community TR Financial Corp First Citizens Bancshares Inter National Bank Zions Bancorp Wells Fargo & Co OK LA UT (less than $ million) Amount (,) () 42,22 368,84 32,39 34,32 244,85 225,636 29,44 98,976 78,22 76,259 73,29 55,422 55,33 52,635 48,557 39,72 32,568 23,638 5,39 4,886 8,454 94,643 86,68 85,47 84,674 83,854 82,59 78,92 74,563 72,598 72,439 7,93 7,387 68,247 65,462 64,463 58,89 57,88 53,325 593,94 497,42 (2) 4,48 3,59,47 27,989 4,5 2, 2,484 2,39,277,72,97,33 75,297 57 3,892 724,39 79,55 969 7 5,889 673 43 77 369 279 372 379 75 594 27 292 998 396 27 329 322 7,75 4,458 Micro Business Lending (less than $,) Amount (,) (3) (4) 5,8 3,636 72,894 2,78 4,6 683 3,555 27,538 5,42 3,669 49,459,544 5,996 2,7 5,694,995 37,627 878 43,98,267 33,28 785 3,663 668 9,828 43 3,6 953,33 94 25,836 3,869 2,2 4 32,5 878 8,89 445 23,78 87 26, 723 7,55 57 67,47 5,827 7,777 478,94 23 9,282 556 8,6 83 6,43 9 9,457 26 8,24 92 8,494 59 8,93 434 3,32 46 6,44 39 2,78 864 9,73 22 4,37 9 6,538 97 7,88 8 92,247 323,588 6,552 3,886 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 297,32 772 295,9 88 279,79 724 72,477 45 39,673 48 76,77 556 58,48 44 48,282 396 4,593 399 33,6 454 39,929 42 24,759 365 35,25 347 22,25 344 38,227 323 3,236 23,448 33 9,487 26 96,582 264 9,6 248 82,453 246 77,488 23 8,698 62 67,694 95 72,734 83 64,572 24 74,53 86 7,66 7 65,6 66 64,384 87 53,945 59 52,738 6 67,255 6 6,87 53 44,384 34 54,76 75 53,89 27 5,55 32 45,445 42 4,947 73,832,53 572 Page 68 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Vermont Virginia Washington West Virginia JPMorgan Chase & Co Keycorp Merchants Bancshares TD Bank NA BB&T Corp Wells Fargo & Co Suntrust Bk Bank of America Corp P Fncl Svc Group First Citizens Bancshares Union First Mkt Bshrs Corp Townebank Stellarone Corp Southern Bshrs United Bancshares Capital One Financial Corp Burke & Herbert Bank And Trust JPMorgan Chase & Co Virginia Cmrc Bancorp Eastern Bancshares Cardinal Financial Corp First Cap Bancorp Wells Fargo & Co Bank of America Corp Wtb Financial Corp Banner Corp ColUMBia Bkg Sys Keycorp JPMorgan Chase & Co Sterling Financial Corp Washington Bkg Co Skbhc Holds Llc Olympic Bancorp Umpqua Holding Corp Peoples Bancorp BB&T Corp VT ME WV WA WA WA WA WA AZ WA OR WA (less than $ million) Amount (,) () 48,63 97,488 65,988 68,725 53,939,5,449 672,476 527,824 289,76 2,38 8,365 62,738 55,979 55,42 48,32 7,494 94,55 86,374 82,965 76,29 57,685 56,637 52, 724,392 64,47 379,959 327,62 285,37 268,26 92,99 63,29 32,589 25,68 69,7 67,3 66,36 59,73 224,746 (2) 5,424 2,882 327 4 578 4,457 4,84 2,54 6,359,526,392,3 98 8 622 538 7,668 54 7,53 353 447 44 26 9,26 5,93,36,6,649,93 899,96 684 737 38 43 294 296,269 Micro Business Lending (less than $,) Amount (,) (3) (4) 54,33 5,23 3,58 2,79 6,329 89,25 7,966 6,86 389,9 48,758 77,938 47,338 32,898 23,44 22,354 2,96,669,988 43,965 2,579 72, 9,265 3,257,894 7,923 438,876 76,4 49,63 36,94 34,67 27,863 4,768 4,34 5,29 2,42,682 2,349 6,29 6,89 33,644 244 489,985 3,959,42 5,829,7 972 655 539 423 247 292 7,538 35 7,487 6 39 33 37 8,384 4,893,77 856 969 577 59,78 353 433 23 269 44 49 722 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 94,3 22 65,98 73 59,659 38 58,475 35,973 944,588 283,385 479,66 2,768 53,7 47,467 39,324 33,625 34,459 37,463 95,56 5,9 73,795,955 66,864 44,428 54,743 44,77 285,56 427,96 23,896 29,67 25,7 24,263 78,222 48,85 7,299 5,466 58,425 54,764 6,97 52,822 9,2 67 89 2,472 882,94 53 49 42 376 379 377 375 246 3 29 26 92 38 23 877, 59 745 68 66 39 25 33 34 5 62 5 47 547 Page 69 of

Table 4A Top Small Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution HQ Location Wisconsin Wyoming United Bancshares Huntington Bancshares JPMorgan Chase & Co City Holding Corp Wesbanco Associated Banc Corp Johnson Fncl Grp Wells Fargo & Co JPMorgan Chase & Co River Valley Bancorp Baylake Corp TRI City Bshrs Corp Oconomowoc Bancshares NEB Corp Wintrust Financial Corp Waupaca Bancorp Bankmanagers Corp Community Banc Corp Sheboyga BMO Harris Bank NA Talmer Bancorp P Fncl Svc Group Otto Bremer Foundation Wells Fargo & Co First Intrst Bancsystem WV WV WV WI WI WI WI WI WI WI WI WI WI MT (less than $ million) Amount (,) () 9,78 72,832 64,95 58,383 53,789 55,46 483,724 35,352 24,87 25,42 87,4 3,7 28,2 27,47 22,39 9,89 4,594,374 86,7 64,973 58,86 57,7 56,228 24,493,589 (2),359 538,723 389 358 2,6 2,29,359 6,85 9,348,78 687 668 553,4 487,35 35 422 44 42 455 388 2,57,253 Micro Business Lending (less than $,) Amount (,) (3) (4) 38,66 95 2,348 375 7,66,62,36 246 8,296 225 97,87 42,853 27,663 44,685 87,966 28,386 6,67 4,69,549 26,59 9,859 25,53 6,26 9,8 7,79,847,397,254 57,6 3,458 9,23 896 5 5,77 9,3 689 337 328 255 744 245,39 2 29 245 262 332 24 2,39,25 Macro Business Lending ($,$M) million) Amount (,) (5) (6) 52,58 454 6,484 63 47,29 3 47,23 43 45,493 33 354,59 44,87 323,689 97,22 27,436 59,25 4,533 3,53 5,498 95,8 99,33 79,9 95,3 77,69 57,83 47,339 46,34 45,974 67,432 7,3 983,33 849 35 38 489 35 34 298 296 242 266 23 23 59 59 23 48 98 228 Note: Small businesses seeking loans should also consider banks that particpate in the SBA loan programs To locate an SBA certified lender near you, call 88ASKSBA Source: US Small Business Administration, office of Advocacy, from Community Reinvestment Act reports Page 7 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Alabama Alaska Arizona Arkansas Regions Financial Corp Wells Fargo & Co Synovus Financial Compass Bank ServisfirstBancshares Banctrust Fncl Grp JPMorgan Chase & Co Bank of America Corp Ally Financial Bancindependent Renasant Corp Hancock Holding Corp RBCBank Capital One Financial Corp West Alabama Cap Corp Wells Fargo & Co Bank of America Corp First National Bank Alaska Wells Fargo & Co JPMorgan Chase & Co Bank of America Corp Zions Bancorp Compass Bank Ally Financial Capital One Financial Corp Texas Capbancshares Arvest Bk Grp Regions Financial Corp First Security Bancorp Wells Fargo & Co JPMorgan Chase & Co Ally Financial Bancorpsouth Simmons First Nat Corp HQ Location AK UT AR AR AR Micro Business Lending (less than $,) Amount (,) () (2) 36,39 5,539 7,787 54,757 35,45 28,68 27,7 2,537 2,4 9,23 5,844 5,5 2,858 2,645,69,989 36,644 3,959 22,9 733,58 25,986 9,873 6,942 5,59 4,46 2,222 9,543 5,674 99,54 56,72 37,79 33,889 32,499 24,49 22,43 2,447 7,86,97 4,6,594,73 754 82 3,93 2,2 635 553 363 352 572 3,56 483 93 5,35 3,43 478 3,53 2,52 5,394 2,56,594 3,793 62 5,857 3,86 3,374 2,263,373,6 2,532 2,342 74 744 69 (less than $ million) Amount (,) (3) (4) 87,94 24,224 432,292 5,74 42,777 4,87 29,49 47,722 22,75 89,659 6,76 4,26 53,59 4,52 43,24 2,8 238,974 4,2 43,737,46,435 347,575 268,58 258,2 98,9 84,933 2,64 22,954 9,575 49,77 99,64 27,677 4,25 67,552 28,5 23,46 78,832 52,66 3,342 4,469 2,697,93,685,7 3,2 2,76 639 773 629 74 684 3,564 58 933 5,694 3,43 837 32,838 2,94 5,882 3,9,73 3,93 622 5,87 3,22 4,557 2,73,77,99 2,622 2,35 742 925 742 Macro Business Lending ($,$ million) Amount (,) (5) (6) 5,632 34,685 36,55 6,984 367,732 86,36 2,238 27,85 2,6 7,536 9,232 25,92 4,2,876 3,595,9 2,33 8,25 2,78 42,854 4,589 76,635 96,259 46,49 44,527 842 3,4 3,9 39,663 42,938 89,958 6,36 35,53 4,82 976 57,385 34,756,425 49,3 82 93 295 7 74 4 22 266 352 2 3 98 3 344 7 359,335 392 488 53 37 2 2 4 6,83 44 334 39 9 9 8 23 Page 7 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution California Homebancshares First Bk Corp Bank of America Corp Libertybancshares Capital One Financial Corp Iberiabank Corp Summit Bancorp Wells Fargo & Co JPMorgan Chase & Co Bank of America Corp Union Bank NA Capital One Financial Corp Zions Bancorp Bank of The West Ally Financial Citigroup City Nat Corp Texas Capbancshares Mechanics Bank HSBC Bank USA NA CVB Financial Corp Rabobank NA Lauritzen Corp Umpqua Holding Corp Comerica Tricobancshares CapGen Cap Grp Ii Lp Community Bank Westamerica Bancorp SVB Fncl Grp Sierra Bancorp 867 Western Financial Corp Stearns Bank N A Compass Bank First Bks GE Capital Financial Inc First Fncl Grp Wilshire Bancorp First Citizensbancshares HQ Location AR AR AR LA AR UT NE OR MO UT Micro Business Lending (less than $,) Amount (,) () (2) 5,595 69 5,248 55 5,36,284 5,2 44,78 2,948,69 232,25 39 5,374,56,4,624 457,35 36,26 323,77 55,64,85 94,423 92,448 63,63 56,684 5,646 35,32 35,3 33, 28,682 26,536 25,94 24,65 23,354 22,53 2,759 2,4 9,366 4,973 4,59 4,449 4,385 3,662 3,535 2,455 2,324,33 26,966,992 37,754 3,893 9,537 39,95 3,7 2,92 2,72 2,46,89,479 96,462 53 482 2,64 493 366 539 36 476 343 767 28 26 35 53 288 342 24 87 262 (less than $ million) Amount (,) (3) (4) 67,322 78 74,38 739 4,86,357 84,46 636 2,65 2,953 69,73 398 45,649 46 7,772,862,345,786,636,99 99,996 943,996 94,2 77,72 67,45 99,729 87,77 638,8,484 39,986 7,35 35,2 22,96 33,638 25,6 43,554 24,879 248,789 252,587 25,953 8,45 94,45 39,49 2,66 25,894 87,76 36,227 33,68 58,46 57,67 225,876,9 4,79 33,384,35 39,242 4,628 4,7 2,75 2,553 2,476,663,48,549,295 963 2,9 947,24 86 934,22 855 927 526 57 39 568 55 45 499 59 586 Macro Business Lending ($,$ million) Amount (,) (5) (6) 5,727 7 59,32 224 26,78 73 69,448 96,347 5 59,66 66 35,624 7 2,398,3 34,62,79,64 63,735 62,289 38,56 66,862 522,722 7,28 24,544 58,397 48,838 4,665 35,85 37,2 93,224 7,2 79,82 45,94,525 226,259 23,828 84,939 88,779 79,478 24,982 6,67,59 74,99 22,692 2,63 45,822 46,276 8,9 99 3,36,49,84 47,5,96 3 47,387 84 242 87 782 48 27 454 874 277 574 546 52 6 246 3 39 37 27 63 295 322 324 Page 72 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Cathay Gen Bancorp Western Alli Bancorp ExchanGE Bank Colorado Wells Fargo & Co JPMorgan Chase & Co Compass Bank Capital One Financial Corp Firstbank Holding Corp Zions Bancorp Ally Financial Cobiz Financial Pinnacle Bancorp Bank of America Corp Lauritzen Corp Bank of The West UMB Financial Corp Texas Capbancshares First Citizensbancshares Alpine Bk of Co Guaranty Bancrop Connecticut Wells Fargo & Co Bank of America Corp JPMorgan Chase & Co Webster Fncl Corp TD Bank NA Ally Financial Capital One Financial Corp First Niagara Fncl Group Texas Capbancshares RBS Citizens NA Delaware P Fncl Svc Group Wells Fargo & Co JPMorgan Chase & Co District of Columbia Wells Fargo & Co HQ Location AZ CO UT CO NE NE MO CO CO CT ME RI Micro Business Lending (less than $,) Amount (,) () (2),522 29,243 69,26 88 775,43 6,239 38,523 36,879 34,772 32,925 3,554 24,373 22,54 2,972 9,695 7,58 7,376 6,79 6,232 5,47 4,758,99 46,36 98,24 74,35 62,398 46,397 22,935 22,439 9,98 6,76 2,663,47 5,942 33, 28,274 2,28 3,729 34,23 5,56 3,423,59 7,65 2,76,378 77 397 645,746 665 657 47 3,398 395 438 239 5,2 4,346 7,24,267,3 72 4,265,7 388,853 75,23 2,27 974,6 98 (less than $ million) Amount (,) (3) (4) 233,883 645 26,57 46 88,96 43,263,946 28,858 322,83 56,364 4,486 87,969 84,28 25,93 276,534 2,988 9,822,5 4,472 26,482 22,678 97,975 66,62 5,867 27,64 32,24 25,875 269,623 92,46 25,552 28,497 22,797 73,285 22,429 88,334 3,32 39,242 46,353 3,438 5,588 35,536 5,867 3,89,2 7,63 3,6,788 78,24 934,99 883 958 734 3,47 882 594 49 5,253 4,998 7,358,882,264 724 4,287,722 532,89 868,469 2,297,27,64,38 Macro Business Lending ($,$ million) Amount (,) (5) (6) 223,36 436 6,328 29 78,744 225 488,56 2,69 84,38 9,485 5,74 55,44 52,726 72 253,994 99,6 7,27 82,633 23,96 9,69 6,446 82,568 5,863 93,958 6,28 23,783 5,525 27,225 45,749 2,67 6,58 2,86 57,9 9,766 77,87 79,9 6,3 8,79,23 2,859,53 37 468 52 6 455 4 627 289 73 28 3 263 9 487 56 252 24 652 8 65 6 4 22 44 38 63 238 26 53 3 57 Page 73 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Florida Georgia P Fncl Svc Group Wells Fargo & Co Regions Financial Corp Bank of America Corp JPMorgan Chase & Co Capital One Financial Corp Suntrust Bk P Fncl Svc Group Ally Financial BB&T Corp Compass Bank Synovus Financial Fifth Third Bancorp TD Bank NA Texas Capbancshares HSBC Bank USA NA Hancock Holding Corp Totalbank Sabadell United Bank NA Citigroup Northern TR Corp Capital City Bk Grp RBCBank Stearns Bank N A Wells Fargo & Co Synovus Financial Regions Financial Corp Bank of America Corp JPMorgan Chase & Co BB&T Corp Suntrust Bk Ally Financial United Cmnty Bk Capital One Financial Corp Ameris Bancorp State Bk Fncl Corp Queensborough Co HQ Location ME FL FL FL Micro Business Lending (less than $,) Amount (,) () (2) 8,35 447 84,645 582,5 336,39 35,768 99,93 78,92 7,7 7,2 6,8 43,34 42,873 39,567 33,569 3,89 22,347 2,96 8,894 8,5 5,58 4,452 2,8,622,337,672 433,888 53,797,27 95,597 86,668 48,89 47,9 37,55 37,38 33,473 33,395 29,38 8,53 5,9 33,62 2,33 22,639 32,46 29,72 2,66,8 2,323 5,482 972,349 8,26,24 3,76,847 53,97 24 399 26 427 65 265 7,667 3,77 4,527 7,63 9,374 9,37 3,2,44,2,43 973 438 55 (less than $ million) Amount (,) (3) (4) 54,73 55,27,362,247,65 95,54 45,7 7,28 646,36 23,34 77,395 68,949 349,422 84,78 267,44 23,2 5,993 42,27 47,856 56,233 7,78 99,432 49,636 49,55 27,286 28,226 22,536 75,933,5,866 387,64 347,936 2,34 64,73 64,8 43,984 4,752 9,58 4,268 38,772 47,2 53,442 34,53 22,64 24,342 32,465 29,24 3,993 2,252 2,336 5,59,783,467,489,73,473 3,245,933 879 2,48 474 53 53 495 72 32 8,557 6,466 5,334 8,247 9,46 2,454 2,696 3,234,53,668,458,326 83 633 Macro Business Lending ($,$ million) Amount (,) (5) (6) 36,426 3 43,77 665,5 64,763 9,339 7,98 567,394 59,64 7,393 8,869 36,8 4,98 227,874 96,543 2,84 9,78 25,95 37,339 53,27 84,374 35,84 36,355 5,664 6,889,864 282,45 962,69 286,947 252,339 33,466 592,94 567,27 6,433 4,64 57,35 7,873 9,634 29,49 37,53,44 2,3,73 39 68,333 44 3 27 8 8 679 497 349 69 86 366 4 234 4 324 68 52 55 89 2,749 87 644 86,554,379 23 9 468 27 353 365 8 Page 74 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Guam Hawaii Idaho Illinois Colony Bancorp Southeastern Bk Financial Corp Texas Capbancshares SCBT Fncl Corp Fidelity Southern Corp First Citizens Bancorp Bank of The West Bank of The West Wells Fargo & Co JPMorgan Chase & Co Central Pacific Financial Corp Bank of HI Corp Bank of America Corp Wells Fargo & Co Zions Bancorp The Bank of Commerce JPMorgan Chase & Co WTB Financial Corp Bank of America Corp JPMorgan Chase & Co Wells Fargo & Co P Fncl Svc Group Bank of America Corp Wintrust Financial Corp First Midwest Bancorp Capital One Financial Corp Ally Financial American Chartered Bancorp Fifth Third Bancorp BMO Harris Bank NA Morton Community Bank First MidIlbancshares Regions Financial Corp First Busey Corp MB Financial HQ Location SC SC HI HI UT ID WA Micro Business Lending (less than $,) Amount (,) () (2) 5,542 625 3,927 379 3,295 2,588 2,764 368,484 2,72 249,288 9,46 33,33 6,22 3,443 2,237 2,2 95,355 57,733 4,7 22,9 7,45,89,37 44,96 65,425 59,6,75 7,839 63,66 5,98 5,26 48,826 4,426 37,945 37,542 33,668 32,757 32,755 24,93 9,67 55 3,88,49,688 36 28,46 8,224 4,759,388 659,944 269 864 44,3 3,938 5,436 3,272 5,555,665,92,855,558 7,27 2,754,6,25,4 652 53 (less than $ million) Amount (,) (3) (4) 78,467 822 97,586 65 23,354 2,69 82,498 578 3,635 445 69,27 48 47,46 454,27 4,674 6,355 7,462 43,594 7,877 37,785 9,49 53,69 92,77 2,275 78,27 33,298 85,86 367,23 25,456 334,9 354,725 794,488 558,456 72,24 55,28 423,45 297,359 47,37 78,52 5, 96,587 73,467 33,729 69 4,83,99,689 449 533,62 8,636 5,2,764 862,957 455 97 45,58 4,537 5,66 3,96 6,288 3,45 2,537,928,569,646,934 3,74,439,38,66,64,247 Macro Business Lending ($,$ million) Amount (,) (5) (6) 62,925 97 83,659 27,59 3 69,734 2 93,5 245 58,955 69 37,28 344,666 7,36 34 57,9 3,357 5,765 22,43 32,36 3,574 69,86 4,3 67,8 22,927 49,9 2,85 56,296 222,268 283,886 73,882 56,548 2,979 6,392 38,989 259,44 379,775 44,853 8,254 63,832 48,536 3,2 94 933 5 43 35 6 42 343 376 23 3 86 53 955 599 224 644 733,75,345 73 945 664 96 433 356 95 42 734 Page 75 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Indiana Iowa Texas Capbancshares Heartland Bancorp RBS Citizens NA Lauritzen Corp West Suburban Bancorp Old Nat Bancorp Old Second Bancorp HSBC Bank USA NA Banc Ed Corp Banterra Corp United Cmnty Bancorp GE Capital Financial Inc Midland States Bancorp P Fncl Svc Group Wells Fargo & Co JPMorgan Chase & Co Old Nat Bancorp St Source Corp Regions Financial Corp Huntingtonbancshares Star Fncl Grp GErman Amer Bancorp Fifth Third Bancorp Ally Financial First Financial Corp Capital One Financial Corp Bank of America Corp Mainsource Fncl Grp Firstbancshares First Fncl Bancorp Lakeland Financial Corp Wells Fargo & Co Hills Bancorp JPMorgan Chase & Co Midwestone Fncl Grp Ally Financial West Bancorp HQ Location RI NE IN UT IN IN IN IN IN IN IN IN IA IA IA Micro Business Lending (less than $,) Amount (,) () (2) 6,449 2,62 6,259 43 5,94 934 4,976 733 4,359 287 3,82 379 3,73 228,97 2,6,25 283,796 299,53 33,322 26,82 93 57,248 5,3,38 85,982 59,24 39,27 37,45 36,259 34,275 33,59 3,797 23,43 23,32 2,274 2,796 7,2 4,8 3,68 2,445 72,667 84,76 48,4 33,33 26,729 22,76 5,58 4,9 4,235,79 2,34 6,586 83,425,243 737 774 964 745 639 5,77 2,32 423 3 373 28 7,6 6,,37 3,427 795 824 352 (less than $ million) Amount (,) (3) (4) 36,77 2,673 82,277 632 9,54, 7,474 885 6,755 575 6,646 525 35,549 57 5,983 2,27 76,8 474 49,572 429 5,342 424 3,683 35 74,538 364 43,277 98,97 279,63 43,584 8,482 2,748 5,952 52,26 52,56 27,24 264,666 24,54 98,29 27,82 6,597 64,295 84,654 22,39 3,552 39,565 297,685 9,252 38,34 44,495 23,43 4,77 4,942 4,58 2,5 3,74 6,648,356,75,55,225,29,54 75 847 5,92 2,23 574 53 669 65 7,478 6,66,83 3,438,48 825 63 Macro Business Lending ($,$ million) Amount (,) (5) (6) 2,258 7 66,8 2 74,636 66 55,498 52 2,396 288 47,834 46 22,476 342 4,76 64,93 9 38,776 3 39,829 2 2,36 55 64,456 7 273,29 82,994 68,295 345,62 22,268 7,477 3,5 5,957 8,286 73,65 232,869,46 74,997 5,88 4,8 47,275 7,636 8,783 8,7 46,898 22,924 43,2 5, 7,766 669 98,496 752 273 396,4 62 543 326 38 488 57 577 5 28 5 99 5 22 296 325 48 559 443 353 279 Page 76 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 Micro Business Lending Macro Business Lending HQ (less than $,) (less than $ million) ($,$ million) State or Territory Name of Lending Institiution Location Amount (,) Amount (,) Amount (,) () (2) (3) (4) (5) (6) Capital One Financial Corp 5,266 3,36 5,68 3,37 342 First Citizens Financial Corp IA 5,42 589 45,7 68 3,29 9 Bank of America Corp,44,96 6,267,9 5,827 23 Kansas Wells Fargo & Co 39,68,287 5,38,329,87 42 JPMorgan Chase & Co 3,58 3,3 33,844 3,39 3,263 8 29,288 2,433 87,5 2,58 58,23 48 Commercebancshares MO 24,959 79 4,762,37 6,83 328 Intrust Financial Corp KS 24,36,48 78,475,547 54,59 399 Bank of America Corp 2,325,67 58,696,772 38,37 Emprise Financial Corp KS 6,852 722 8,65 96 64,763 84 UMB Financial Corp MO 6,285 58 45,435 83 29,5 32 Manhattan Bancorp KS 5,763 536 72,6 694 56,837 58 Ally Financial 3,995 448 6,57 452 2,62 4 Capital One Financial Corp 3,495 2,766 4,23 2,767 78 Central of KS KS 3,286 458 37,283 538 23,997 8 Corefirst Bank & Trust KS,6 385 62,6 538 5,559 53 Kentucky P Fncl Svc Group 32,93 3,43 369,337 4,98 236,47 667 62,9 5,246 2,443 5,62 37,542 366 JPMorgan Chase & Co 5,883 5,8 42,778 5,329 9,895 2 Wells Fargo & Co 35,23,22 4,65,55 5,42 33 BB&T Corp 28,328 567 28,253,67 89,925 5 Centralbancshares KY 27,6 688 4,253,4 4,47 353 Whitaker Bancorp KY 2,85 99 68,,9 47,26 7 Fifth Third Bancorp 2,24 647 58,48,35 38,277 388 Community TR Bancorp KY 9,789 57 78,278 769 58,489 99 Old Nat Bancorp IN 7,7 444 87,96 66 7,26 26 Huntingtonbancshares 6,2 56 47,745 64 3,724 8 Bank of KY Fncl Corp KY 4,754 34 5,44 545 9,66 24 Ally Financial 3,32 394 5,345 398 2,23 4 Republic Bancorp KY 2,522 233 96,75 464 84,83 23 Capital One Financial Corp,37 3,3 2,725 3,2,688 7 Louisiana Regions Financial Corp 9,48 4,532 332,532 5,58 23,4 626 JPMorgan Chase & Co 9,385,6 397,85,747 278,465 64 Hancock Holding Corp 5,77 2,458 796,248 4,363 69,477,95 Capital One Financial Corp 92,757 8,334 325,522 8,93 232,765 596 Iberiabank Corp LA 43,28 89 33,98,699 287,772 88 Wells Fargo & Co 42,255,395 5,822,45 9,567 56 Ally Financial 4,48,37 43,557,3 2,49 4 Page 77 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Maine Maryland Massachusetts Community TR Financial Corp Midsouth Bancorp Texas Capbancshares Red Riverbancshares Bancorpsouth Bank of America Corp TD Bank NA Camden Nat Corp Bangor Bancorp MHC Wells Fargo & Co Bank of America Corp Machias Bancorp MHC Norway Bancorp MHC JPMorgan Chase & Co Wells Fargo & Co P Fncl Svc Group Bank of America Corp JPMorgan Chase & Co M&T Bk Corp Capital One Financial Corp BB&T Corp Suntrust Bk Ally Financial Hsb Bancorp Susquehannabancshares Sandy Spring Bancorp Bank of America Corp Wells Fargo & Co TD Bank NA JPMorgan Chase & Co RBS Citizens NA Capital One Financial Corp Eastern Bk Corp Ally Financial Texas Capbancshares HQ Location LA LA LA ME ME ME ME ME MD MD ME RI MA Micro Business Lending (less than $,) Amount (,) () (2) 34,969 996 25,858 768 23,754 3,54 23,27 579 7,897 488 6,656,727 47,294 42,78 3,284 22,86 8,36 7,56 4,823 4,66 4,56 89,973 53,8 8,635 73,425 48,599 45,39 39,63 3,42 3,5 24,885 6,873 3,622,9 38, 9,95 93,58 86,3 46,8 4,436 38,259 33,93 29,872 27,347,29,9,7 749,27 554 335,687,584 6,47 3,853 6, 7,265,29 6,83 3,6 578 954 734 37 283 97 7,834 3,793 2,348 8,735 2,765 7,264 85,6 6,449 2,4 (less than $ million) Amount (,) (3) (4) 97,6,49 24,2,43 4,258 3,559 4,35 87 76,676 682 4,98,788 8,759 42,389 69,525 28,4 42,7 59,794 68,725 5,6 5,86 29,9 6,37 272,767 8,458 24,499 85,32 46,969 348,77 79,278 24,885 64,97 4,48 47,88 436,466 49,479 235,737 93,78 22,274 52,382 33,89 37,625 43,766 33,46,479,434,384 779,29 697 54,69,59 6,4 5,74 6,526 7,288,534 6,942 3,4,355,266 734 53 552 55 8,672 3,945 2,773 8,755 3,86 7,32,474,66 6,52 2,42 Macro Business Lending ($,$ million) Amount (,) (5) (6) 62,37 494 98,343 275 7,54 55 9,98 292 58,779 94 23,442 6 6,465,3 39,24 5,55 23,97 42,638 53,92 455,29,937 458,362 9,32 8,33 65,9 39,73 7,338 37,565 49,73 48,97,796 37,699 298,465 29,528 42,29 7,695 74,94,946 265,63 3,695 3,894 6,3 89 344 367 3 92 43 69 3 6 364,22 526 23 55 2 25 777 32 6 269 353 838 52 425 2 42 48 669 6 53 2 Page 78 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Michigan Minnesota Mississippi Independent Bancorp Enterprise Bancorp South Shore Bancorp MHC P Fncl Svc Group JPMorgan Chase & Co Wells Fargo & Co Comerica Fifth Third Bancorp Chemical Financial Corp Huntington Bancshares Bank of America Corp Citizens Republic Bancorp Capital One Financial Corp Ally Financial Macatawa Bancorp Talmer Bancorp Independent Bk Corp Mercantile Bk Corp Isabella Bancorp MBT Financial Corp Firstbank Corp RBS Citizens NA Wells Fargo & Co JPMorgan Chase & Co Otto Bremer Foundation Ally Financial Capital One Financial Corp Anchor Bancorp Klein Financial Bank of America Corp Statebancshares Voyager FS Corp Associated Banc Corp Regions Financial Corp Trustmark Corp Bancorpsouth HQ Location MA MA MA RI ND WI Micro Business Lending (less than $,) Amount (,) () (2) 2,689 527 5,98 335,45 93 264,35 9,255 34,573 7,92 99,538 94,92 93,96 78,378 68,73 37,78 37,6 35,923 27,994 27,547 26, 22,5 8,49 7,34 2,7,92 687, 234,368 6,773 53,45 3,882 26,848 24,954 2,52 4,25 2,887,7,38 99,79 85,865 47,62 6,754 9,897 4,574,87 2,769,82 2,92 2,422 4,72 76,485,4 52 52 57 457 59 429 298 854 3,83 2,843 5,838,42,52 5,444 525 56,444 37 25 2 3,56 2,247,76 (less than $ million) Amount (,) (3) (4) 69,83 939 89,46 546 32,957 26 839,99 562,653 76,98,4,277 894,932,795 569,87 46,8 427,6 332,8 4,547 46,87 23,448 36,4 45,985 263,554 88,94 95,276 64, 56,55,83,838 65,264 69,48 498,23 33,325 36,22 28,569 28,72 58,472 73,526 59,659 25,75 246,55 35,88 87,329 8,374 2,799 4,758 4,347 4,866,2 3,65 3,429 5,64,549,5,58,8,438 95,54 79 662 463 962 32,4 22,743 5,857 2,287,57 5,469,2 87,542 56 36 52 3,95 3,43 2,79 Macro Business Lending ($,$ million) Amount (,) (5) (6) 49,24 42 74,38 2 22,82 67 574,749 37,398 42,335,32,365 795,394 5,883 475,9 38,73 358,448 295,3 4,53,894 85,454 333,864 9,875 24,53 7,865 77,936 5,399 44,234 396,828 37,896 7,77 444,672 2,443 9,74 93,65 6,92 44,447 6,639 48,948 5,397 46,786 265,323 39,727,62 92 84 2,53 2,97 3,423,7 892 789 5 7 56 936 38 597 2 233 65 8,27 9 9,45 5 25 487 39 98 9 55 29 434 796 463 Page 79 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Missouri Montana Nebraska Bancplus Corp Wells Fargo & Co Hancock Holding Corp Renasant Corp First M&F Corp JPMorgan Chase & Co State Bank And Trust Company Citizens Corp Ally Financial Citizens Nat Banc Corp Central Bancompany Commercebancshares Wells Fargo & Co JPMorgan Chase & Co Bank of America Corp Regions Financial Corp P Fncl Svc Group Ally Financial Capital One Financial Corp Hawthornbancshares UMB Financial Corp Arvest Bk Grp Texas Cap Bancshares Great Southern Bancorp Wells Fargo & Co First Intrst Bancsystem Glacier Bancorp Stockman Financial Corp JPMorgan Chase & Co Ally Financial Wells Fargo & Co Lauritzen Corp Pinnacle Bancorp JPMorgan Chase & Co Farmers & Mrch Inv HQ Location MO MO MO MO AR MO MT MT MT NE NE NE Micro Business Lending (less than $,) Amount (,) () (2) 28,55,425 27,53 923 27,88 743 25,6 725 24,295 775 6,77,885 4,948 564 3,539 648 3,3 49 2,985 393 45,39 24,244 73,374 7,793 6,37 49,2 35,92 32,292 24,89 2,486 9,93 9,87 5,696 4,32 3, 87,764 43,664 34,32 3,59 29,847 5,37,62 6,732 47,938 47,23 44,695 26,23 2,94,929 4,63 2,28 2,42 6,444 3,953,453 895 84 5,486 558 67 494 2,88 323 3,94,676,4 896 2,375,46 329 4,932,646 3,688,734 2,458 53 (less than $ million) Amount (,) (3) (4) 83,788,66 35,627 958 43,75,89 2,6,9 78,658 972 2,953,895 44,62 678 49,475 76 4,238 42 66,32 564 49,663 688,74 477,27 84,897 65,9 53,45 23,992 4,72 3,446 28,38 9,98 24,345,57 24,962 27,92 5,46 58,39 39,546 44,574 76,93 6,765,729 28,2 233,249 4,59 4,47 26,823 32,752 2,648 5,79 3,337 2,49 6,46 4,227,75,2 849 5,57 84,54 732 2,29 65 4,2 2,26,358,242 2,59,467 332 5,87 2,95 3,866 2,57 2,46 8 Macro Business Lending ($,$ million) Amount (,) (5) (6) 55,237 9 8,24 35 5,987 346 87, 294 54,363 97 4,236 29,672 4 35,936 3,25 2 53,336 7 264,354 564,496 43,833 3,4 4,593 4,33 88,8 82,4 5,555 6,832 7,285 95,58 85,8,642 4,99 63,642 4,727 5,225 2,983 46,346,628,27 9,27 85,3 66,936 96,352 7,848 79,646,9 7 6 274 252 226 8 2 246 484 238 4 292 98 35 37 346 34 7 3 255 549 78 323 2 298 Page 8 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Nevada New Hampshire New Jersey New Mexico New York Ally Financial Wells Fargo & Co Zions Bancorp Bank of America Corp JPMorgan Chase & Co Western Alli Bancorp TD Bank NA Wells Fargo & Co JPMorgan Chase & Co Bank of America Corp RBS Citizens NA Ally Financial P Fncl Svc Group Wells Fargo & Co JPMorgan Chase & Co Bank of America Corp TD Bank NA Capital One Financial Corp Texas Capbancshares Valley Nat Bancorp Ally Financial HSBC Bank USA NA Fulton Fncl Corp Lakeland Bancorp Sun Bancorp NJ New York Cmnty Bancorp Wells Fargo & Co JPMorgan Chase & Co Bank of America Corp Compass Bank JPMorgan Chase & Co HSBC Bank USA NA Capital One Financial Corp HQ Location UT AZ ME RI ME NJ NJ NJ Micro Business Lending (less than $,) Amount (,) () (2) 7,298 62 268,69 7,88 42,45 33,84 33, 8,58 6,325 3,967 22,566 2,89 6,9,59 473,377 46,78 26,54 79,688 2,23 86,635 7,445 59,782 4,523 39,574 24,536 5,699 4,823 3,526 2,34 89,74 23,59 2,89 9,976 3,936 888,928 554,737 44,658 2,98 2,23 2,582 3,94 3,58 363,63 954 2,27,27,38 339 9,86 5,976 24,75,82 3,36,556 8,447,544 3,365,9 84 33 267 242,79 7,829 973 2,327,268 429 83,969 5,468 26,68 (less than $ million) Amount (,) (3) (4) 9,342 65 384,875 242,225 3,787 78,967 38,868 77,246 33,237 38,423 25,95 69,937 58,767,69,55,292 7,36 48,594 577,977 34,858 2,226,82 372,43 46,874 4,34 74,4 33,495 22,459 35,238 23,6 39,76 83,64 22,79 59,899 22,966,682,466,285,395,32,687 3,38 2,68 2,785 3,23 3,537 78,892 995 2,283,396,246 34,38 6,743 25,8,29 3,974,889 8,595 2,37 3,387,94 942 664 545 54,75 8,26,6 2,332,379 458 85,824 7,63 28,572 Macro Business Lending ($,$ million) Amount (,) (5) (6) 2,44 3 6,86 7,47 7,642 45,53 5,857 58,728 72,92 6,456 3,349 49,47 42,577 65 58,95 24,525 58,53 398,289 22,628 4,59 38,637 32,36 6,35,73 49,468 7,796 7,636 2,72,26 29,462 6,95,88 39,923 9,3 793,538 73,658 728,29 39 467 23 9 9 48 262 4 3 26 8 2,565 767 368,9 63 333 48 763 22 3 28 334 278 299 32 43 87 5 29,855 2,62,954 Page 8 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution North Carolina Wells Fargo & Co Bank of America Corp Texas Capbancshares M&T Bk Corp TD Bank NA Citigroup First Niagara Fncl Group Ally Financial Financial Inst Community Bk Sys Tompkins Fncl Corp NBT Bancorp Signature Bank Canandaigua Nat Corp RBS Citizens NA Keycorp New York Cmnty Bancorp Arrow Financial Corp GE Capital Financial Inc Watertown Savings Bank P Fncl Svc Group Alliance Financial Corp Wells Fargo & Co BB&T Corp First Citizens Bancshares Bank of America Corp JPMorgan Chase & Co Ally Financial Southern Bancshares First Bancorp RBC Bank Capital One Financial Corp Suntrust Bk Fidelity Banchares Yadkin Valley Financial Corp Newbridge Bancorp Fifth Third Bancorp Four Oaks Fincorp HQ Location ME RI UT Micro Business Lending (less than $,) Amount (,) () (2) 347,5,289 249,95 3,26 73,588 6,323 4,66 9,643,968 2,24 87,58 2,777 8,982 3,7 74,893 2,66 67,825 2,3 49,745,34 47,24,253 4,669,97 38,873,4 3,65 687 22,32 775 22,8,694 2,795 966 8,32,733 2,578 322,74 329,535 279,587 238, 239 45,343 232,9 25,284 75,7 66,5 49,25 36,245 35,297 33,37 32,557 3,88 3,79 28,25 22,6 2,78 6,626 4,4 6,582 4,799 7,389 6,6 7,325,557,8,28,589 2,773 7,679 957 79 55 473 55 469 (less than $ million) Amount (,) (3) (4) 448,88,79 744,69 4,376 296,343 6,834 7,79 9,69 65,342 3,752 22,22 3,5 238,37 3,492 526,7 3,35 72,79 2,4 8,353,693 79,77,676 9,823,534 88,465,52 53,832,3 88,442 945 93,732,857 64,296,335 39,43 2, 54,654 45 25,56 383 43,9 368 58,58 343 73,286 47 879,2,769,486,6,89 26,86 78,42 57,758 63,33 3,95 7,8 38,56 36,6 224,77 23,425 83,293 48,44 3,4 49,429 7,86 9,66 9,8 6,529 7,36,57,46,546,974 2,793 7,688,445,333 769 836 766 64 Macro Business Lending ($,$ million) Amount (,) (5) (6),983 52 494,9,35 22,755 5 3,643 47 549,374,548 4,54 373 56,389 475 45,88,84 4,966 3,68 353 32,557 423 49,54 437 49,592 48 22,227 343 66,3 7 7,64 63 43,5 369 2,93 277 42,76 29 3,765 54 3,556 89 47,47 5 63,275 68 427,777,537,477 855,535 85,79 2,287 8,633 27,86 78,68 37,493 5,949 5,236 93,898 22,22 6,232 27,686 86,55 35,289,279 4,267 2,4 468 36 3 38 266 385 2 9 488 64 29 363 25 35 Page 82 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution North Dakota Ohio Oklahoma Oregon BBancorp Southern Cmnty Financial Corp FNB United Corp Wells Fargo & Co Statebancshares Otto Bremer Foundation Dacotah Bks Alerus Financial Corp P Fncl Svc Group Huntingtonbancshares JPMorgan Chase & Co Wells Fargo & Co Park Nat Corp Fifth Third Bancorp Ally Financial Bank of America Corp Capital One Financial Corp Keycorp Firstmerit Corp First Fncl Bancorp RBS Citizens NA GE Capital Financial Inc Bancfirst Corp Arvest Bk Grp JPMorgan Chase & Co Wells Fargo & Co Ally Financial RCB Holding Corp Bank of America Corp Durant Bancorp Central Bancompany Capital One Financial Corp BOK Financial Corp Wells Fargo & Co HQ Location ND SD ND RI UT OK AR OK OK MO OK Micro Business Lending (less than $,) Amount (,) () (2),87 3,528 287,447 26 58,2 35,6 2,285 9,864 5,397,845 542, 259,964 22,39 93,6 9,956 92,792 9,65 44,79 36,828 36,2 3,267 28,357 2,937 5,955,47 86,854 72,534 55,3 45,396 24,575 2,782 2,33 9,79 8,976 5,946 5,54 2,83 386,37 2,2 3,53 492 465 533 239 3,749 7,652 2,965 8,94 3,862 2,287 2,842,36 3,689 9,358 998,85 525,237 28 3,66 2,787 5,663,56 772 663,692 87,645 373 3,755 245 5,33 (less than $ million) Amount (,) (3) (4) 92,787 529 46,462 43 58,779 37 3,734 64,854 53,265 7,495 58,8 69,78,824,,26,3 587,7 426,44 45,37 482,562 97,37 5,84 94,76 4,69 279,73 257,352 8,858 59,82 26,595 372,58 299,63 85,69 52,6 27,268 94,652 5,446 59,43 22,237 73,596 8,584 6,924 6,27 2,35 3,577 845 858 678 45 7,435,27 2,878 8,73 3,998 3,397 4,96,37 3,839 9,37,64,74 964,37 34 3,889 3,44 5,735,65 776 89,766 945,652 552 3,763 592 6,95 Macro Business Lending ($,$ million) Amount (,) (5) (6) 8,98 29 35,934 6 48,332 55 72,74 29,748 3,98 5,63 42,72 58,233,28,9 946,337 366,878 233,379 25,8 389,77 87,26 5,293 57,932 5,597 249,464 228,995 59,92 43,866 6,78 285,664 226,629 3,38 7,24 2,693 73,87 3,33 4,352 3,26 57,65 3,7 49,93 23,954 93 74 353 393 45 66 3,686 2,68 93 636 36, 2,74 5 3 66 69 439 34 6 823 653 72 44 4 228 74 38 7 79 8 347 782 Page 83 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Pennsylvania JPMorgan Chase & Co Bank of America Corp Umpqua Holding Corp Capital One Financial Corp Pacific Continental Corp West Coast Bancorp Texas Capbancshares Columbia Bkg Sys Sterling Financial Corp Bank of The West Ally Financial Keycorp P Fncl Svc Group Wells Fargo & Co JPMorgan Chase & Co FNB Corp Bank of America Corp Ally Financial RBS Citizens NA M&T Bk Corp First Niagara Fncl Group Capital One Financial Corp Susquehannabancshares S&T Bancorp Huntingtonbancshares National Pennbancshares TD Bank NA Northwest Bancshares Inc Texas Capbancshares Fulton Fncl Corp CNB Fncl Corp First Commonwealth Fncl Corp Univest Corp of Community Bk Sys GE Capital Financial Inc QNB Corp Firstrust Bank St Summit Bc of Johnstown HQ Location OR OR OR WA WA RI ME UT Micro Business Lending (less than $,) Amount (,) () (2) 68,992 5,523 68,343 7,29 46,345 3,956 35,42 77 7,832 4,33 7,446 34 5,25 326 4,749 4,633 4,25 272 2,39 299,247 4,235 34,5 424 839,637 396,8 36,593 2,3 76,8 7,85 68,236 64,573 6,2 57,349 54,92 53,34 46,82 44,626 4,873 35,374 29,234 28,928 27,34 27,53 23,457 2,662 4,893 3,26 3,4,828,396 2,482 3,645 4,49,5,78 6,98 2,73 3,485,257,763,225,245,374,476 82,53 726 3,77 588 557 59 542 358 384 294 2 295 (less than $ million) Amount (,) (3) (4) 44,793 6,93 9,47 7,92 3,497 4,78 273,32,354 2,47 4,338 5,987 556 96,22 783 8,4 4,646 9,97 487 3,4 535 8,966 564 2,35 342 23,88 693 2,92,6 694,897 5,99 27,86 632,234 77,736 74,8 257,86 34,64 232,523 7,627 294,655 75,485 25,785 43,8 4,466 28,58 59,235 247,43 9,525 4,37 9,82 78,827 25,73 54,83 33,59 57,54 23,979 4,53 4,468,576 3,36 6,398 2,83 3,99,997 2,278,272,94,84,74,75,399,72 3,32,94 885 878 747 539 432 426 493 448 Macro Business Lending ($,$ million) Amount (,) (5) (6) 27,8 67 22,74 63 85,52 222 238,7 637 2,575 7 88,54 242 8,6 457 3,265 3 76,846 25 9,623 236 7,79 53,8 2 2,37 269,252,369 298,86 5,326 5,83 555,423 5,886 6,565 93,243 279,62 75,74 5,75 24,34 28,683 8,59 36,245 79,92 99,274 3,37 22,72 92,372 8,85 69,42 63,934 2,487 4,979 2,23 46,758 3,497 868 49 75,58 3 55 74 55 47 669 44 228 949 246 346 25 66 328 288 25 8 48 32 293 53 Page 84 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Puerto Rico Rhode Island South Carolina South Dakota Tennessee Popular Compass Bank Banco Santander De Puerto RI First Bancorp Bank Rhode Island Bank of America Corp Wells Fargo & Co RBS Citizens NA JPMorgan Chase & Co Wells Fargo & Co First Citizens Bancorp SCBT Fncl Corp BB&T Corp Bank of America Corp Synovus Financial JPMorgan Chase & Co TD Bank NA Regions Financial Corp Ally Financial CNB Corp Capital One Financial Corp Wells Fargo & Co Dacotah Bks First Intrst Bancsystem Minnehahabancshares Regions Financial Corp First Horizon Nat Corp Wells Fargo & Co Pinnacle Fncl Ptnr JPMorgan Chase & Co First South Bancorp Bank of America Corp First Citizensbancshares HQ Location PR PR PR RI RI SC SC ME SC SD MT SD TN TN TN TN Micro Business Lending (less than $,) Amount (,) () (2) 325,777 32,4 8,793,23 27, 26,24 2,49 7,226 3,79 68,489 69,28 54,484 52,339 4,493 39,828 25,896 24,94 2,439 8,8 6,555 5,832 4,78 7,28 34,53 29,25 5,846 5,233 297,826 78,28 69,788 55,646 5,25 4,73 36,934 34,83 2,496 9,79 798 49 239 529,7 653,43,49 6,7,885,325,78 2,993 95 2,944 2,286 579 86 55 65 3,459 4,328,66 2,22 573 379,296,553 2,32,7 4,597 4,752,648 3,22 68 (less than $ million) Amount (,) (3) (4) 855,875 28,983 93,25 84,94 9,898 25,664 24,8 78,33 4,89 359,392 3,59 329,389 425,96 52,842 25,53 37,772 28,848 4,482 85,645 8,23 38,23 9,546 255,87 48,676 47,43 5,378 9,639 686,52 559,752 2,788 535,88 5,477 46,39 47,94 9,965 73,949,356,5 743 438 86,377 68,28,423 6,652 2,648 2,58 2,223 3,296,57 2,974 2,37 95 995 554 745 3,473 4,73,526 2,43 68 623,393 2,883 2,47 2,357 4,752 4,763,996 3,278 86 Macro Business Lending ($,$ million) Amount (,) (5) (6) 53,98 96,979 74,332 74,7 92,888 99,45 3,752 6,97, 9,93 232,238 274,95 373,577,349 2,73,876 3,934 2,43 67,527,568 22,399 5,368 48,59 4,623 7,838 34,532 94,46 388,676 48,724 33, 479,442 55,262 4,966,97 57,62 53,453,637 37 252 99 277 26 27 37 4 535 763 833,45 33 62 3 2 326 79 3 94 4 42 36 29 8 244,97,33 5,25 55 348 56 8 Page 85 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Texas Capital One Financial Corp Suntrust Bk Ally Financial BB&T Corp Renasant Corp Bancorpsouth Community Firstbancshares First Scty Grp Wells Fargo & Co JPMorgan Chase & Co Compass Bank Bank of America Corp Capital One Financial Corp Ally Financial Amarillo Nat Bancorp Texas Capital Bancshares Cullen/Frost Bkr Zions Bancorp Prosperitybancshares American St Fncl Corp Regions Financial Corp International Bshrs Corp Happybancshares Comerica MOW/RPW Ii Overton Financial Corp Southsidebancshares ANB Holding Corp City Bank CBFH Central Cmnty Corp Weststar BHC Security Holding Corp Legacy Texas Grp Bancorpsouth Broadway Bancshares Plains Bancorp American Bk Holding Corp Jefferson Bancshares HQ Location TN TN UT Micro Business Lending (less than $,) Amount (,) () (2) 9,329 4,7 7,453 539 6,649 533 3,873 258 3,7 45,732 385,989 395,349 257,376,667 65,645 282,823 226,64 3,555 25,836 5,42 5,8 9,999 8,586 72,894 67,47 5,996 5,694 49,459 43,98 4,6 37,627 33,28 32,5 3,663 3,6 26, 23,78 2,2 2,78 9,828 9,282 8,89 8,494 8,93 7,777 56,646 62,866 8,56 6, 27,538 3,869 3,669 3,636,736 2,9 2,78 5,827 2,7,995,544,267 683 878 785 878 668 953 723 87 4 864 43 556 445 59 434 478 (less than $ million) Amount (,) (3) (4) 2,84 4,76 266,688,8 2,33 538 49,5 62 7,24 598 53,27 58 48,489 5 63,545 423 2,38,298,26,895 552,959 676,86 34,32 39,72 244,85 42,22,7,693 542,655 368,84 86,68 29,44 98,976 225,636 76,259 32,39 78,22 73,29 23,638 55,422 52,635 8,454 4,886 32,568 65,462 55,33 83,854 5,39 72,439 7,93 85,47 59,695 64,379 9,376 7,266 27,989 3,892 4,5 4,48 4,47 3,227 3,59 5,889 2,484 2,39 2,,72,47,277,97,39,33,297 969,55 724 998 75 77 79 75 594 673 Macro Business Lending ($,$ million) Amount (,) (5) (6),755 6 249,235 569 3,484 5 35,232 344 58,7 83 4,539 23 37,5 5 53,96 66 94,63 69,25 27,36 45,22 72,477 3,236 39,673 297,32 926,694 462,69 295,9 8,698 58,48 48,282 76,77 33,6 279,79 4,593 39,929 9,487 24,759 22,25 82,453 9,6,448 44,384 35,25 64,572 96,582 53,945 52,738 67,694 3,49,53 86,66 45 23 48 772 2,3,37 88 62 44 396 556 454 724 399 42 26 365 344 246 248 33 34 347 24 264 59 6 95 Page 86 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Utah Vermont Virginia Washington North Amerbancshares GE Capital Financial Inc Stearns Bank N A Trustmark Corp Henderson Citizens Bancshares Alliance Bancshares BOK Financial Corp Wells Fargo & Co Zions Bancorp JPMorgan Chase & Co Texas Capbancshares Ally Financial Capital One Financial Corp TD Bank NA Wells Fargo & Co JPMorgan Chase & Co Merchantsbancshares Wells Fargo & Co BB&T Corp Bank of America Corp JPMorgan Chase & Co Suntrust Bk P Fncl Svc Group Capital One Financial Corp First Citizensbancshares Ally Financial Union First Mkt Bshrs Corp Townebank Stellarone Corp Eastern Vabancshares Burke & Herbert Bank And Trust Unitedbancshares Southern Bshrs Wells Fargo & Co HQ Location UT OK UT ME VT WV Micro Business Lending (less than $,) Amount (,) () (2) 7,55 57 6,295 47 4,23 352,94 23,64 373,46 84,33 94 323,588 92,247 54,33 3,58 6,26 2,622,58 7,966 6,353,329,25 389,9 6,86 77,938 72, 48,758 47,338 43,965 38,65 32,898 27,897 23,44 22,354 2,96 3,257 2,579,988,669 438,876 76,4 3,886 6,552 5,23 2,79 2,562 345 2,64 489 554,39 244 3,959,985 5,829 7,487,42,7 7,538 3,524 972 843 655 539 423 39 35 292 247 8,384 4,893 (less than $ million) Amount (,) (3) (4) 94,643 7 36,63 476 23,382 43 84,674 43 36,284 458 5,33 826 48,557 57 497,42 593,94 48,63 97,488 2,332 2,797 4,444 53,939 9,4 2,49 68,725 672,476,5,449 289,76 82,965 527,824 2,38 94,55 4,975 8,365 29,54 62,738 55,979 55,42 57,685 86,374 7,494 48,32 724,392 64,47 4,458 7,75 5,424 2,882 2,58 346 2,624 578 575,43 4 4,84 4,457 6,359 7,53 2,54,526 7,668 3,536,392 847,3 98 8 447 54 538 622 9,26 5,93 Macro Business Lending ($,$ million) Amount (,) (5) (6) 77,488 23 2,38 69 9,79 5 72,734 83 25,644 85 4,67 22 38,227 323 73,832 4,947 94,3 65,98 4,7 75 3,936 35,973 3,58 72 58,475 283,385 944,588 2,768,955 479,66 53,7 5,9 2,324 47,467,644 39,324 33,625 34,459 44,428 73,795 95,56 37,463 285,56 427,96 572,53 22 73 8 89 2 4 67 882 2,472 53 26,94 49 3 2 42 4 376 379 377 38 29 246 375 877, Page 87 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 Micro Business Lending Macro Business Lending HQ (less than $,) (less than $ million) ($,$ million) State or Territory Name of Lending Institiution Location Amount (,) Amount (,) Amount (,) () (2) (3) (4) (5) (6) Bank of America Corp 49,63,77 379,959,36 23,896 59 JPMorgan Chase & Co 4,34,78 63,29,96 48,85 25 WTB Financial Corp WA 36,94 856 327,62,6 29,67 745 Banner Corp WA 34,67 969 285,37,649 25,7 68 Columbia Bkg Sys WA 27,863 577 268,26,93 24,263 66 Capital One Financial Corp 25,65 5,877 29,578 5,887 3,963 Washington Bkg Co WA 2,42 433 25,68 737 5,466 34 Lauritzen Corp NE 9,4,3 22,29,37 3,5 7 Ally Financial 7,492 56 7,692 57 2 Texas Capbancshares 6,46 4,336 8,833 4,349 2,47 3 Sterling Financial Corp WA 5,29 353 32,589 684 7,299 33 Keycorp 4,768 59 92,99 899 78,222 39 Olympic Bancorp WA 2,349 269 67,3 43 54,764 62 SKBHC Holds Llc AZ,682 23 69,7 38 58,425 5 West Virginia Unitedbancshares WV 38,66 95 9,78,359 52,58 454 BB&T Corp 33,644 722 224,746,269 9,2 547 JPMorgan Chase & Co 7,66,62 64,95,723 47,29 3 Wells Fargo & Co 3,229 457 4,733 469,54 2 First Cmntybancshares 3,4 36 46,475 487 33,334 27 Huntingtonbancshares 2,348 375 72,832 538 6,484 63 City Holding Corp WV,36 246 58,383 389 47,23 43 Ally Financial,98 344 2,95 346 897 2 Wisconsin 97,87 9,23 55,46 2,6 354,59 983 Wells Fargo & Co 44,685 5,77 24,87 6,85 97,22 35 JPMorgan Chase & Co 87,966 9,3 25,42 9,348 27,436 38 Associated Banc Corp WI 42,853 896 483,724 2,29 44,87,33 River Valley Bancorp WI 28,386 689 87,4,78 59,25 489 Johnson Fncl Grp WI 27,663 5 35,352,359 323,689 849 NEB Corp WI 26,59 744 22,39,4 95,8 296 Capital One Financial Corp 26,43 5,996 29,5 6,4 2,692 8 Waupaca Bancorp WI 25,53,39 4,594,35 79,9 266 Ally Financial 24,86 8 28,63 89 3,743 8 Baylake Corp WI 6,67 337 3,7 687 4,533 35 TRI City Bshrs Corp WI 4,69 328 28,2 668 3,53 34 Bank of America Corp 3,33,55 3,268,594 7,965 44 Oconomowocbancshares WI,549 255 27,47 553 5,498 298 P Fncl Svc Group,397 332 57,7 455 46,34 23 Talmer Bancorp,847 262 58,86 42 47,339 59 Otto Bremer Foundation,254 24 56,228 388 45,974 48 Page 88 of

Table 4B Top Micro Business Lenders by State and Territory Using CRA Data, 2 State or Territory Name of Lending Institiution Wyoming HQ Location Micro Business Lending Macro Business Lending (less than $,) (less than $ million) ($,$ million) Amount (,) Amount (,) Amount (,) () (2) (3) (4) (5) (6) Wells Fargo & Co 57,6 2,39 24,493 2,57 67,432 98 First Intrst Bancsystem MT 3,458,25,589,253 7,3 228 Midland Financial Corp WY 2,73 349 46,295 483 33,592 34,62 9 32,258 963 2,96 52 Note: Small businesses seeking loans should also consider banks that particpate in the SBA loan programs To locate an SBA certified lender near you, call 88ASKSBA Source: US Small Business Administration, office of Advocacy, from Community Reinvestment Act reports Page 89 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Macro Business Lending ($,$ million) (less than $ million) Micro Business Lending (less than $,) State or Territory Name of Lending Institution HQ Location Amount (,) Amount (,) Amount (,) () (2) (3) (4) (5) (6) Alaska First National Bank Alaska AK 2,78 359 43,737 837 22,9 478 Wells Fargo & Co 2,33 344 238,974 5,694 36,644 5,35 Northrim Bancrop AK 6,6 72 69,866 358 9,86 86 Keycorp 39,397 8 4,954 23,557 42 Alabama Regions Financial Corp 5,632,425 87,94 3,342 36,39,97 Servisfirst Bancshares 367,732 93 42,777,685 35,45 754 Synovus Financial Corp 36,55,3 432,292 2,697 7,787,594 Wells Fargo & Co 34,685 49 24,224 4,469 5,539 4,6 Hancock Holding Corp 25,92 352 4,26 74 5,5 352 Renasant Corp 9,232 266 6,76 629 5,844 363 Banctrust Fncl Grp 86,36 295 4,87,7 28,68 82 Bancindependent 7,536 22 89,659 773 9,23 553 BB&T Corp 68,992 87 77,396 358 8,44 7 Compass Bank 6,984 82 5,74,93 54,757,73 Iberiabank Corp LA 55,76 5 6,489 263 5,728 2 RBC Bank 4,2 2 53,59 684 2,858 572 CbS Banc Corp 35,396 6 4,33 244 5,97 38 West Cap Corp 3,595 98 43,24 58,69 483 BancorpSouth 3,86 5 37,356 357 6,27 252 Arkansas Arvest Bk Grp AR 39,663,83 49,77 4,557 99,54 3,374 Regions Financial Corp 42,938 44 99,64 2,73 56,72 2,263 First Security Bancorp AR 89,958 334 27,677,77 37,79,373 Liberty Bancshares AR 69,448 96 84,46 636 5,2 44 Iberiabank Corp LA 59,66 66 69,73 398,69 232 First Bk Corp AR 59,32 224 74,38 739 5,248 55 BancorpSouth 57,385 8 78,832 925 2,447 744 Home Bancshares AR 5,727 7 67,322 78 5,595 69 Summit Bancorp AR 35,624 7 45,649 46,25 39 35,53 9 67,552 2,622 32,499 2,532 Simmons First Nat Corp AR 34,756 23 52,66 742 7,86 69 Arizona Wells Fargo & Co 42,854,335,46,435 32,838 733,58 3,53 Zions Bancorp UT 96,259 53 258,2 3,9 6,942 2,56 Bank of America Corp 76,635 488 268,58 5,882 9,873 5,394 JPMorgan Chase & Co 4,589 392 347,575 2,94 25,986 2,52 Western Alli Bancorp AZ,26 263 8,8 393 7,882 3 Cobiz Financial CO 95,53 23 2,984 352 7,83 2 Compass Bank 46,49 37 98,9,73 5,59,594 Page 9 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) 44,527 2 BOK Financial Corp OK 37,644 9 California Wells Fargo & Co Bank of America Corp Union Bank NA Zions Bancorp City Nat Corp Bank of The West Comerica JPMorgan Chase & Co CVB Financial East W Bancorp Community Bank First Republic Bank Capgen Cap Grp Ii Lp Cathay Gen Bancorp Rabobank NA Westamerica Bancorp Umpqua Holding Corp First Citizens Bancshares Wilshire Bancorp Nara Bancorp 867 Western Financial Corp Citigroup First Fncl Grp Heritage Cmrc Corp Western Alli Bancorp Hanmi Financial Corp Signature Bank Mechanics Bank Fremont Bancorp Trico Bancshares SCJ Palomar Ent Llc SVB Fncl Grp First Northern Cmnty Bancorp Sierra Bancorp Exchange Bank First Bks UT OR AZ MO 2,398,3,79,64 63,735 62,289 66,862 58,397 522,722 45,94 34,62 37,2 36,387 23,828 229,66 226,259 223,36 93,224 84,939 79,82 46,276 45,822 3,378 24,982 24,544 2,63 8,75 6,328 6,243 7,75 4,665 2,225,525 98,43 9,479 88,779 88,329 79,478 78,744 74,99 8,9 3,36,49,84,5,387,96 874 99 782 6 546 436 574 436 48 52 454 324 322 37 3 47 295 37 29 278 246 242 239 277 96 225 6 234 246 225 27 (less than $ million) Amount (,) (3) (4) 84,933 3,93 39,9 4 7,772,862,636,99 99,996 943,996 77,72 638,8 67,45 43,554,345,786 35,2 32,45 252,587 237,784 248,789 233,883 22,96 25,953 25,6 57,67 58,46 37,44 39,49 87,77 33,68 25,82 26,57 26,49 9,382 39,986 8,5 24,879 99,643 98,67 8,45 97,924 94,45 88,96 87,76 225,876 4,79 33,384,35 4,628 2,476 4,7,24,9,295 685,22 56 934 645 963 855 947 586 59 42 57 2,553 499 42 46 438 268,48 338 86 25 345 927 394 526 43 55 Micro Business Lending (less than $,) Amount (,) (5) (6) 4,46 3,793,365 23 5,374,56 457,35 36,26 323,77,85 56,684 94,423 24,65,4,624 33, 6,8 2,759 8,78 22,53,522 28,682 2,4 25,94,33 2,324 7,26 4,59 63,63 2,455 7,746,243 9,96,667 35,32 6,286 23,354,24 7,28 9,366 9,595 4,973,26 3,662 26,966 37,754 3,893 9,537 3,7,89 2,92 366,992 53 85 476 25 36 29 482 343 493 262 87 4 26 2,46 24 3 69 6 22 96 99 539 9 2 767 6 28 88 288 Page 9 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Connecticut Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) American Business Bank 68,339 68 SB Acq Co Llc 65,934 7 Manufacturers Bank 64,339 35 Farmers & Mrchs Bancorp 59,47 48 Wendy Fong 55,2 7 Texas Cap Bancshares 48,838 84 Boston Private Fncl Hold MA 45,39 98 Central Valley Cmnty Bancorp 43,738 28 Community West Bshrs 4,428 9 River City Bank 4,29 98 MB Financial 38,559 9 Capital One Financial Corp 38,56 47 Sterling Financial Corp WA 36,63 87 HSBC Bank USA NA 35,85 87 American River Bancshares 35,25 Colorado Wells Fargo & Co Cobiz Financial First Citizens Bshrs Firstbank Holding Corp Zions Bancorp Bank of The West JPMorgan Chase & Co UMB Financial Corp Pinnacle Bancorp Keycorp Guaranty Bancorp Lauritzen Corp Bank of America Corp Alpine Bk of Colorado Webster Fncl Corp Bank of America Corp RBS Citizens NA Wells Fargo & Co First Niagara Fncl Group JPMorgan Chase & Co First Connecticut Bancorp TD Bank NA Fairfield County Bank CO CO UT MO NE CO NE CO CT RI CT ME CT 488,56 253,994 84,38 82,568 55,44 52,726 23,96 2,69 9,69 99,6 94,73 93,958 82,633 7,27 5,863 27,225 23,783 77,87 6,28 57,9 5,525 48,738 45,749 43,489,53 627 468 487 455 4 3 37 263 289 27 252 28 73 56 65 652 63 24 44 8 24 6 8 (less than $ million) Amount (,) (3) (4) 77,79 46 72,95 37 66,93 79 64,286 24 58,76 7,484,663 46,758 26 5,32 298 43,88 68 43,53 63 42,729 22 94,2 39,242 38,52 3 7,35,549 43,3 3,263,946 276,534 322,83 97,975 87,969 84,28 4,472 28,858 26,482 2,988,946 5,867,5 9,822 66,62 269,623 32,24 88,334 27,64 73,285 25,875 54,999 92,46 49,82 35,536,24 3,89 882 3,6,788 958 5,867 734 934 47 49 883,99 594,882 4,998 868 5,253 532 7,358 25,264 25 Micro Business Lending (less than $,) Amount (,) (5) (6) 9,45 248 6,97 46 2,592 44 5,239 92 3,549 53 5,646,479,69 28 7,574 7 3,38 59 3,32 65 4,7 3 55,64 39,95 2,339 44 35,3,462 8,76 2 775,43 22,54 38,523 5,47 32,925 3,554 7,376 6,239 6,79 2,972 7,773,99 7,58 9,695 4,758 62,398 98,24,47 46,36 6,76 74,35 6,26 46,397 5,593 34,23 397 3,423 395 2,76,378 657 5,56 47 645 264 239 665,746 438,267 4,346 75 5,2 388 7,24 26,3 7 Page 92 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Macro Business Lending Micro Business Lending ($,$ million) (less than $ million) (less than $,) State or Territory Name of Lending Institution HQ Location Amount (,) Amount (,) Amount (,) () (2) (3) (4) (5) (6) Rockville Financial CT 37,855 3 43, 224 5,255 Associated Cmnty Bancorp CT 37,576 9 44,97 22 6,52 Union Savings Bank CT 33,242 87 38,27 92 4,885 5 District ofcolumbia BB&T Corp 59,645 38 63,72 9 3,427 52 P Fncl Svc Group 36,426 3 54,73 55 8,35 447 Delaware P Fncl Svc Group 79,9 238 3,32,469 5,942,23 M&T Bk Corp 38,749 93 45,56 373 6,757 28 Florida Regions Financial Corp 665,5 2,3,247,65 22,64 582,5 2,33 Bank of America Corp 64,763,73 95,54 24,342 336,39 22,639 Suntrust Bk 567,394,333 646,36 3,993 78,92 2,66 Wells Fargo & Co 43,77,44,27,362 34,53 84,645 33,62 BB&T Corp 36,8 8 349,422,783 43,34 972 Synovus Financial Corp 227,874 679 267,44,489 39,567 8 Fifth Third Bancorp 96,543 497 23,2,73 33,569,26 P Fncl Svc Group 59,64 44 23,34 2,252 7,7,8 Hancock Holding Corp 37,339 366 56,233 879 8,894 53 Northern Tr Corp 36,355 324 49,55 53 2,8 26 TD Bank NA ME 2,84 349 5,993,473 3,89,24 JPMorgan Chase & Co 9,339 39 45,7 32,465 35,768 32,46 Sabadell United Bank NA FL 84,374 234 99,432 474 5,58 24 City National Bank of Floridia FL 73,6 59 78,386 262 5,325 3 First Citizens Bancshares 55,87 5 6,599 36 5,729 55 TotalBank FL 53,27 4 7,78 2,48 8,5,97 Servisfirst Bancshares 43,242 2 46,44 64 3,62 62 North American Fncl Holding FL 42,333 3 46,86 9 4,483 87 Compass Bank 4,98 8 84,78,467 42,873,349 Comerica 4,768 82 43,522 7,754 25 Mercantil Commercebank Voting FL 37,572 25 43,478 26 5,96 8 Citigroup 35,84 4 49,636 53 4,452 399 Capgen Cap Grp Iii Lp 3,48 92 36,7 25 4,689 3 CNL Bancshares FL 3,992 76 34,55 37 3,63 6 Georgia Synovus Financial Corp 962,69 2,749,5,866 6,466 53,797 3,77 BB&T Corp 592,94,554 64,73 2,454 48,89 9 Suntrust Bk 567,27,379 64,8 2,696 47,9,37 Regions Financial Corp 286,947 87 387,64 5,334,27 4,527 Wells Fargo & Co 282,45 89 75,933 8,557 433,888 7,667 Bank of America Corp 252,339 644 347,936 8,247 95,597 7,63 Page 93 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Iowa Idaho Illinois Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) United Cmnty Bk 57,35 468 State Bk Fncl Corp 29,49 365 Ameris Bancorp 9,634 353 Fidelity Southern Corp 93,5 245 Southeastern Bk Financial Corp 83,659 27 SCBT Fncl Corp SC 69,734 2 Colony Bancorp 62,925 97 First Citizens Bshrs 6,844 54 First Citizens Bancorp SC 58,955 69 Brand Grp Holding 43,797 3 Renasant Corp 43,2 32 Queensborough Co 37,53 8 JPMorgan Chase & Co 33,466 86 Signature Bank 3,394 58 Guam Bank of The West 37,28 94 Hawaii Bank of The West Bank of HI Corp Central Pacific Financial Corp Wells Fargo & Co Hills Bancorp Midwestone Fncl Grp West Bancorp BTC Financial Corp Stark Bk Grp Heartland Fncl USA First Citizens Financial Corp Wells Fargo & Co Zions Bancorp The Bank ofcommerce WTB Financial Corp Keycorp Banner Corp Wintrust Financial Corp First Midwest Bancorp HI HI IA IA IA IA IA IA IA UT ID WA WA 344,666 3,357 57,9 22,924 46,898 43,2 7,766 98,496 97,873 78,69 66,387 3,29 32,36 22,43 3,574 69,86 67,8 49,435 35,63 73,882 56,548 933 35 43 559 48 443 353 279 22 96 86 9 343 42 376 23 86 22 96,75,345 (less than $ million) Amount (,) (3) (4) 9,58,668 47,2 83 38,772,326 3,635 445 97,586 65 82,498 578 78,467 822 68,7 34 69,27 48 48,839 226 49,535 277 53,442 633 2,34 9,46 3,866 64 47,46 454,27 43,594 7,462 297,685 39,565 9,252 44,495 4,77 5,295 87,624 76,22 45,7 9,49 37,785 53,69 92,77 78,27 54,776 4,27 794,488 558,456 69 4,83 533 449 6,66 7,478,83,48 63 35 45 399 68 5,2 8,636,764 862 455 283 25 3,45 2,537 Micro Business Lending (less than $,) Amount (,) (5) (6) 33,473,2 8,53 438 29,38 973,484 2 3,927 379 2,764 368 5,542 625 6,273 6,72 249 5,42 3 6,45 45 5,9 55 86,668 9,374 472 6,288 9,46 2,237 3,443 84,76 72,667 48,4 26,729 5,58 7,422 9,5 9,635 5,42 57,733 95,355 4,7 22,9,89 5,34 5,577 63,66 5,98 55 3,88 28 36 6, 7,6,37 795 352 3 29 23 589 4,759 8,224,388 659 269 6 54,665,92 Page 94 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) JPMorgan Chase & Co 49,9 955 American Chartered Bancorp 38,989 945 BMO Harris Bank NA 379,775 96 MB Financial 3,2 734 Bank of America Corp 283,886 733 Fifth Third Bancorp 259,44 664 P Fncl Svc Group 222,268 644 2,85 599 Privatebancorp 87,699 389 First Busey Corp 48,536 42 Morton Community Bank 44,853 433 Associated Banc Corp WI 36,668 335 Firstmerit Corp 28,77 3 Northern TR Corp 27,696 354 Old Second Bancorp 22,476 342 First MidIl Bancshares 8,254 356 West Suburban Bancorp 2,396 288 Taylor Cap Grp 9,888 8 RBS Citizens NA RI 74,636 66 Standard Bancshares 69,66 78 Heartland Bancorp 66,8 2 Banc Ed Corp 64,93 9 Midland States Bancorp 64,456 7 Regions Financial Corp 63,832 95 Commerce Bancshares MO 6,363 59 Wells Fargo & Co 56,296 224 First Bks MO 55,766 36 Lauritzen Corp NE 55,498 52 Home St Bancorp 5,5 33 CumminsAmer Corp 5,46 2 Old Nat Bancorp IN 47,834 46 Bridgeview Bancorp 47,33 23 Marquette Nat Corp 43,726 23 Parkway Bancorp 42,859 7 United Cmnty Bancorp 39,829 2 Banterra Corp 38,776 3 Citigroup 38,53 7 Centrue Financial Corp MO 32,373 3 CBX Corp 3,8 98 Inland Bancorp 3,967 7 Republic Bancorp Co 3,858 79 (less than $ million) Amount (,) (3) (4) 85,86 45,58 423,45,646 47,37 3,74 33,729,247 354,725 6,288 297,359,934 334,9 3,96 367,23 4,537 95,25 59 73,467,64 78,52,439 44,87 492 38,25 524 36,54 488 35,549 57 5,,38 6,755 575 93,942 232 9,54, 75,432 284 82,277 632 76,8 474 74,538 364 96,587,66 68,694 357 25,456 5,66 63,4 35 7,474 885 57,969 343 55,566 229 6,646 525 5,489 7 47,852 22 45,972 64 5,342 424 49,572 429 47,957 425 39,92 272 36,79 244 33,95 6 33,369 287 Micro Business Lending (less than $,) Amount (,) (5) (6) 44,96 44,3 4,426 7 37,542 2,754 9,67 53 7,839 5,555 37,945,27,75 3,272 65,425 3,938 7,56 2 24,93 652 33,668,6 8,23 57 9,948 223 8,88 34 3,73 228 32,757,25 4,359 287 3,54 52 5,94 934 5,826 6 6,259 43,25 283,82 93 32,755,4 7,33 98 59,6 5,436 7,238 69 4,976 733 6,89 2 5,5 9 3,82 379 3,76 48 4,26 79 3,3 57,53 33,796 299 9,444 38 6,79 59 5,6 46 2,228 45 2,5 28 Page 95 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) Indiana Old Nat Bancorp IN 345,62,4 P Fncl Svc Group 273,29 752 Fifth Third Bancorp 232,869 577 German Amer Bancorp IN 73,65 57 St Source Corp IN 7,477 543 JPMorgan Chase & Co 68,295 396 Star Fncl Grp IN 8,286 488 Lakeland Financial Corp IN 8,7 325 Huntington Bancshares 5,957 38 Regions Financial Corp 3,5 326 First Fncl Bancorp 8,783 296 Wells Fargo & Co 82,994 273 First Financial Corp IN 74,997 28 First Bancshares IN 7,636 22 Indiana Cmnty Bancorp IN 7,23 64 First Midwest Bancorp 59,87 45 Keycorp 55,26 22 BMO Harris Bank NA 52,37 25 National Bk Indianapolis Corp IN 49,998 33 Mainsource Fncl Grp IN 47,275 5 Bank of America Corp 4,8 99 First Mutual Richmond IN 34,8 96 Horizon Bancorp IN 3,26 87 Kansas Kentucky Intrust Financial Corp UMB Financial Corp Commerce Bancshares Emprise Financial Corp Manhattan Bancorp Sunflower Fncl Corefirst Bank & Trust Central Bancompany Bank of America Corp P Fncl Svc Group BB&T Corp Fifth Third Bancorp Central Bancshares KS MO MO KS KS KS KS MO KY 54,59 29,5 6,83 64,763 58,23 56,837 52,52 5,559 44,29 38,37 236,47 89,925 38,277 37,542 4,47 399 32 328 84 48 58 52 53 2 667 5 388 366 353 (less than $ million) Amount (,) (3) (4) 43,584 43,277 264,666 27,24 2,748 279,63 52,56 3,552 52,26 5,952 22,39 98,97 98,29 84,654 79,3 65,8 6,45 57,26 54,933 64,295 6,597 38,258 36,55 78,475 45,435 4,762 8,65 87,5 72,6 62,29 62,6 5,52 58,696 369,337 28,253 58,48 2,443 4,253 3,74 4,942,54,29,356 2,5,225 65,55,75 669 4,58 847 53 33 26 338 346 24 574 2,23 74 226,547 83,37 96 2,58 694 437 538 32,772 4,98,67,35 5,62,4 Micro Business Lending (less than $,) Amount (,) (5) (6) 85,982 57,248 3,797 33,59 39,27,38 34,275 2,445 36,259 37,45 3,68 5,3 23,32 4,8 9,7 5,939 6,424 5,79 4,935 7,2 2,796 4,77 5,335 24,36 6,285 24,959 6,852 29,288 5,763 9,689,6 6,762 2,325 32,93 28,328 2,24 62,9 27,6 2,34 4,9 964 774 83,79 737 28,243,425 373 4,235 639 3 67 6 26 22 7 423 2,32 78 39,48 58 79 722 2,433 536 285 385 82,67 3,43 567 647 5,246 688 Page 96 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Massachusetts Maryland Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) JPMorgan Chase & Co 9,895 2 Bank ofky Fncl Corp KY 9,66 24 S Y Bancorp KY 84,43 244 Republic Bancorp KY 84,83 23 Old Nat Bancorp IN 7,26 26 Community TR Bancorp KY 58,489 99 Whitaker Bancorp KY 47,26 7 Huntington Bancshares 3,724 8 Louisiana Hancock Holding Corp Iberiabank Corp JPMorgan Chase & Co Capital One Financial Corp Regions Financial Corp Community TR Financial Corp Midsouth Bancorp Red River Bancshares Bancorpsouth Bank of America Corp Eastern Bk Corp RBS Citizens NA Independent Bancorp TD Bank NA Salem Five Bancorp Middlesex Bc Mhc Boston Private Fncl Hold Enterprise Bancorp M&T Bk Corp Beacon Bancorp Berkshire Bank Cambridge Fncl Group Northern Bancorp Cape Cod Five Cents Savings Century Bancorp Webster Fncl Corp Meridian Fncl Svcs Narragansett Fncl Corp P Fncl Svc Group BB&T Corp LA LA LA LA MA RI MA ME MA MA MA MA MA MA MA MA MA MA CT MA MA 69,477 287,772 278,465 232,765 23,4 62,37 98,343 9,98 58,779 298,465 265,63 74,94 49,24 42,29 97,3 8,396 76,52 74,38 54,73 5,463 46,894 44,568 39,628 38,92 38,286 32,9 32,346 3,797 458,362 37,565,95 88 64 596 626 494 275 292 94 838 669 42 42 425 24 93 93 2 99 47 37 93 2 7 98 73 94,22 777 (less than $ million) Amount (,) (3) (4) 42,778 5,329 5,44 545 94,378 466 96,75 464 87,96 66 78,278 769 68,,9 47,745 64 796,248 33,98 397,85 325,522 332,532 97,6 24,2 4,35 76,676 436,466 33,89 22,274 69,83 235,737 6,8 9,93 82,979 89,46 55,3 57, 56,59 48,472 44,799 45,222 44,999 4,9 33,356 36,979 6,37 348,77 4,363,699,747 8,93 5,58,49,43 87 682 8,672,474 3,86 939 2,773 44 442 3 546 2 264 369 232 2 272 256 248 88 92 5,74,355 Micro Business Lending (less than $,) Amount (,) (5) (6) 5,883 5,8 4,754 34 9,948 222 2,522 233 7,7 444 9,789 57 2,85 99 6,2 56 5,77 43,28 9,385 92,757 9,48 34,969 25,858 23,27 7,897 38, 38,259 46,8 2,689 93,58 9,77 9,797 6,477 5,98 3 6,637 9,625 3,94 5,7 6,3 6,73 8,, 6,82 53,8 3,42 2,458 89,6 8,334 4,532 996 768 579 488 7,834 85 2,765 527 2,348 73 249 7 335 3 7 232 39 99 52 49 5 5 98 3,853 578 Page 97 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Michigan Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) Bank of America Corp 9,32 526 M&T Bk Corp 65,9 55 Suntrust Bk 49,73 32 Sandy Spring Bancorp MD 37,699 353 Wells Fargo & Co,937 364 Susquehanna Bancshares,796 269 HSB Bancorp MD 48,97 6 Howard Bancorp MD 4,236 Capital One Financial Corp 39,73 2 TriCounty Financial Corp MD 36,76 6 Fulton Fncl Corp 3,638 98 Eagle Bancorp MD 3,88 87 Maine Bangor Bancorp MHC Camden Nat Corp TD Bank NA Gorham Bancorp MHC Norway Bancorp MHC Keycorp Machias Bancorp MHC First Bancorp Comerica Fifth Third Bancorp P Fncl Svc Group Chemical Financial Corp Huntington Bancshares JPMorgan Chase & Co Bank of America Corp Talmer Bancorp Citizens Republic Bancorp Mercantile Bk Corp Macatawa Bancorp Independent Bk Corp Fidelity Bank Arbor Bancorp MBT Financial Corp Isabella Bancorp Firstbank Corp RBS Citizens NA Wells Fargo & Co ME ME ME ME ME ME ME RI 39,24,3 6,465 54,887 53,92 44,79 42,638 32,947,32,365 795,394 574,749 475,9 38,73 37,398 358,448 333,864 295,3 24,53 85,454 9,875 3,72 78,56 77,936 7,865 5,399 44,234 42,335 367 344 89 48 69 28 43 2 2,53 2,97,62,423,7 92 892 936 789 597 56 38 27 2 233 2 65 8 84 (less than $ million) Amount (,) (3) (4) 272,767 6,526 24,499,534 79,278,266 47,88 55 29,9 6,4 4,48 552 64,97 53 45,867 94 85,32 6,942 43,35 225 36,3 83 33,963 58 69,525 42,389 8,759 64,68 68,725 5,664 59,794 42,78,4,277 894,932 839,99 569,87 46,8 562,653 427,6 36,4 332,8 263,554 23,448 45,985 2,529 87,546 95,276 88,94 64, 56,55 76,98,384,434,479 343 54 342 697 435 4,347 4,866 8,374 3,65 3,429 2,799 5,64,438,549,54,8 95 378 37 662 79 463 962 4,758 Micro Business Lending (less than $,) Amount (,) (5) (6) 8,635 6, 48,599,29 3,5 954,9 97 89,973 6,47 3,622 283 6,873 37 4,63 84 45,39 6,83 6,555 9 4,393 85 3,83 7 3,284 42,78 47,294 9,794 4,823 6,874 7,56 9,76 7,92 99,538 264,35 93,96 78,378 9,255 68,73 27,547 37,78 22,5 27,994 26, 6,87 8,986 7,34 8,49 2,7,92 34,573,7,9,29 95 335 24 554 323,87 2,769 6,754 2,92 2,422 9,897 4,72 52 76 457 52 57 8 6 429 59 298 854 4,574 Page 98 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Macro Business Lending Micro Business Lending ($,$ million) (less than $ million) (less than $,) State or Territory Name of Lending Institution HQ Location Amount (,) Amount (,) Amount (,) () (2) (3) (4) (5) (6) Mackinac Financial Corp 39,3 8 47,392 344 8,262 236 FNBH Bancorp 35,44 7 42,22 244 6,68 37 United Bancorp 3,76 84 35,34 73 3,598 89 Fentura Financial 3,456 99 37,448 24 6,992 42 Minnesota Otto Bremer Foundation 444,672,45 498,23 2,287 53,45,42 Wells Fargo & Co 396,828,27,83,838 32,4 687, 3,83 37,896 9 65,264 22,743 234,368 2,843 Anchor Bancorp 93,65 487 28,569,2 24,954 525 Associated Banc Corp WI 5,397 29 25,75 52,38 2 Klein Financial 6,92 39 28,72 87 2,52 56 State Bancshares ND 6,639 9 73,526 56 2,887 37 Alerus Financial Corp ND 55,493 38 59,57 228 4,24 9 Voyager FS Corp 48,948 55 59,659 36,7 25 Bank of America Corp 44,447 98 58,472,542 4,25,444 Missouri Central Bancompany MO 564,496,646 688,74 5,79 24,244 4,63 Commerce Bancshares MO 43,833,9 477,27 3,337 73,374 2,28 264,354 79 49,663 2,648 45,39,929 UMB Financial Corp MO 95,58 484 24,345,54 9,87 67 Great Southern Bancorp MO 4,99 292 27,92 65 3, 323 Bank of America Corp 4,33 274 53,45 4,227 49,2 3,953 Regions Financial Corp 88,8 252 23,992,75 35,92,453 Arvest Bk Grp AR 85,8 238,57 732 5,696 494 Stupp Bros MO 85,532 9 9,46 289 5,884 98 P Fncl Svc Group 82,4 226 4,72,2 32,292 895 Hawthorn Bancshares MO 7,285 246 9,98 84 9,93 558 First Bks MO 47,275 34 54,84 37 7,539 83 Cbx Corp 37,26 4,885 94 3,759 84 Mississippi Trustmark Corp 265,323 796 35,88 3,43 85,865 2,247 Regions Financial Corp 46,786 434 246,55 3,95 99,79 3,56 Bancorpsouth 39,727 463 87,329 2,79 47,62,76 Hancock Holding Corp 5,987 346 43,75,89 27,88 743 Renasant Corp 87, 294 2,6,9 25,6 725 Bancplus Corp 55,237 9 83,788,66 28,55,425 First M&F Corp 54,363 97 78,658 972 24,295 775 Citizens Nat Banc Corp 53,336 7 66,32 564 2,985 393 Citizens Corp 35,936 3 49,475 76 3,539 648 Community TR Financial Corp LA 34,72 2 38,568 23 3,847 82 Montana Page 99 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 North Dakota Nebraska Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) First Intrst Bancsystem MT 4,727 35 Stockman Financial Corp MT 2,983 346 Glacier Bancorp MT 5,225 37 Wells Fargo & Co 63,642 98 46,346 34 North Carolina BB&T Corp First Citizens Bshrs Wells Fargo & Co Fidelity Bshrs Suntrust Bk Bank of America Corp RBC Bank Newbridge Bancorp Southern Bshrs Fifth Third Bancorp BBancorp First Bancorp Yadkin Valley Financial Corp North American Fncl Holding Paragon Cmrl Corp FNB United Corp TD Bank NA Southern Cmnty Financial Corp Four Oaks Fincorp Regions Financial Corp Capgen Cap Grp Vi Lp Peoples Bancorp of Otto Bremer Foundation State Bancshares Wells Fargo & Co Alerus Financial Corp Dacotah Bks Lauritzen Corp Farmers & Mrch Inv Pinnacle Bancorp Wells Fargo & Co American Nat Corp FL ME ND ND SD NE NE NE NE,537,477 855,535 427,777 22,22 93,898 85,79 37,493 27,686 27,86 86,55 8,98 78,68 6,232 55,25 53,69 48,332 44,87 35,934 35,289 32,395 32,38 3,23 5,63 3,98 72,74 58,233 42,72 85,3,848 96,352 9,27 66,936 45,32 4,267 2,4,279 64 488 468 385 363 38 25 29 266 29 55 23 55 34 6 35 88 92 393 353 93 66 45 549 298 323 255 78 8 (less than $ million) Amount (,) (3) (4) 58,39 2,26 44,574,242 39,546,358 5,46 4,2 76,93 2,59,769,486,6,89 879,2 23,425 224,77 26,86 7,8 48,44 63,33 3,4 92,787 3,95 83,293 63,67 59,784 58,779 53,75 46,462 49,429 4,27 37,22 37,32 7,495 53,265 3,734 69,78 58,8 233,249 32,752 4,47 28,2 4,59 5,54 9,66 9,8 7,86,333,445 6,529,974 836,46 766 529,546 769 333 253 37 42 43 64 386 224 252 858 845 2,35 45 678 2,95 8 2,57 5,87 3,866 26 Micro Business Lending (less than $,) Amount (,) (5) (6) 43,664,676 3,59 896 34,32,4 87,764 3,94 29,847 2,375 232,9 25,284 45,343 28,25 3,79 75,7 33,37 2,78 36,245 6,626,87 35,297 22,6 7,97 6,75,447 9,564,528 4,4 7,822 4,93 5,99 9,864 2,285 58,2,845 5,397 47,938 2,94 44,695 6,732 47,23 6,58 4,799 7,389 6,582 79 957 6,6,589 473,8 55 3,28 55 78 3 26 278 287 469 298 32 52 465 492 2,2 239 533,646 53,734 4,932 3,688 42 Page of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) New Hampshire TD Bank NA ME 72,92 262 Bank of America Corp 49,47 26 RBS Citizens NA RI 42,577 8 New Jersey New Mexico Nevada New York P Fncl Svc Group Bank of America Corp Valley Nat Bancorp Wells Fargo & Co TD Bank NA JPMorgan Chase & Co Sun Bancorp NJ Fulton Fncl Corp Capital One Financial Corp Lakeland Bancorp Provident Fncl Svc Susquehanna Bancshares HSBC Bank USA NA Stewardship Fncl Corp Texas Cap Bancshares Investors Bancorp MHC RBS Citizens NA Wells Fargo & Co Trinity Cap Corp Bank of America Corp Bank of The West Zions Bancorp Western Alli Bancorp Wells Fargo & Co Bank of America Corp City Nat Corp Bank of The West Zions Bancorp Western Alli Bancorp Wells Fargo & Co Bank of America Corp NJ ME NJ NJ NJ NJ NJ RI NM UT AZ 58,95 398,289 32,36 24,525 22,628 58,53 2,72 7,796 4,59 7,636 98,535 58,38 49,468 46,44 38,637 35,28 3,837 29,462 6,95 4,36 39,923 38,347 7,47 58,728 6,86 7,642 45,53 44,377 33,545 793,538 73,658 728,29 549,374,565,9 763 767 63 368 299 334 333 278 238 53 28 3 48 89 66 43 87 2 83 467 48 39 23 9 9 76,855 2,62,954,548 (less than $ million) Amount (,) (3) (4) 33,237 69,937 58,767,55,292 577,977 372,43 7,36 34,858 48,594 35,238 33,495 2,226 22,459 7,9 64,296 74,4 53,8,82 38,255 35,82 39,76 83,64 46,28 59,899 45,973 242,225 77,246 384,875 3,787 78,967 5,4 37,45,682,466,285,395,32,687 65,342,892,396,246,38,29 2,37 6,743 3,974 25,8 54 664,889 545 452 283 942 245 8,595 55 266 8,26,6 295,379 37 2,68 78 3,38 2,785 3,23 243 87 85,824 7,63 28,572 3,752 Micro Business Lending (less than $,) Amount (,) (5) (6) 6,325 2,89 6,9 473,377 79,688 59,782 46,78 2,23 26,54 3,526 5,699 86,635 4,823 9,366 6,258 24,536 6,74 7,445 2,974 4,965 89,74 23,59 5,965 9,976 7,626 7,88 8,58 268,69 42,45 33,84 6,764 3,87 888,928 554,737 44,658,968,63,27,38 9,86,82,544 5,976 3,36 24,75 242 33,556 267 24 3 84 4 8,447 66 2 7,829 973 75,268 287 2,23 363 2,98 2,582 3,94 24 83,969 5,468 26,68 2,24 Page of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) 494,9,35 City Nat Corp 45,88,84 Bank of The West 56,389 475 Nbt Bancorp 49,592 48 Tompkins Fncl Corp 49,54 437 Keycorp 43,5 369 Valley Nat Bancorp NJ 35,472 233 Community Bk Sys 32,557 423 Financial Inst 3,68 353 Texas Cap Bancshares 22,755 5 Signature Bank 22,227 343 New York Cmnty Bancorp 2,93 277 TD Bank NA ME 4,54 373 Wells Fargo & Co,983 52 Hudson Valley Hold Corp 73,49 57 RBS Citizens NA RI 7,64 63 Canandaigua Nat Corp 66,3 7 Alliance Financial Corp 63,275 68 Suffolk Bancorp 48,426 44 P Fncl Svc Group 47,47 5 First Republic Bank 43,53 82 Arrow Financial Corp 42,76 29 State Bank oflong Island 4,823 94 First oflong Island Corp 34,492 77 City Nat Corp 34,59 89 Bank of Mellon Corp 32,57 57 Watertown Savings Bank 3,556 89 Cathay Gen Bancorp 3,27 64 Berkshire Bank MA 3,726 79 Rhinebeck Bc Mhc 3,54 4 Ohio P Fncl Svc Group Huntington Bancshares Fifth Third Bancorp Park Nat Corp JPMorgan Chase & Co Keycorp Firstmerit Corp First Fncl Bancorp Bank of America Corp,28,9 946,337 87,26 389,77 366,878 249,464 233,379 228,995 59,92 57,932 3,686 2,68 2,74, 93 66 636 69 439 5 (less than $ million) Amount (,) (3) (4) 744,69 4,376 526,7 3,35 238,37 3,492 88,465,52 9,823,534 64,296,335 4,37 35 79,77,676 8,353,693 296,343 6,834 53,832,3 39,43 2, 22,22 3,5 448,88,79 77,887 244 93,732,857 88,442 945 73,286 47 57,89 354 58,58 343 44,338 93 54,654 45 44,993 46 39,92 49 37,72 67 32,582 58 43,9 368 33,558 9 36,677 2 37,849 282,824,,26,3 97,37 482,562 587,7 279,73 426,44 257,352 8,858 94,76 7,435,27 4,96 3,397 2,878,64 8,73,74 964 3,839 Micro Business Lending (less than $,) Amount (,) (5) (6) 249,95 3,26 74,893 2,66 8,982 3,7 38,873,4 4,669,97 2,795 966 5,835 8 47,24,253 49,745,34 73,588 6,323 3,65 687 8,32,733 87,58 2,777 347,5,289 4,738 87 22,8,694 22,32 775, 239 9,464 2,587 238 835 2,578 322 3,7 52 4,7 72 3,56 78 75,535 279 2,35 45 5,95 22 7,335 78 542, 259,964 9,65 92,792 22,39 3,267 93,6 28,357 2,937 36,828 3,749 7,652 2,842 2,287 2,965 998 8,94,85 525 3,689 Page 2 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Oregon Pennsylvania Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) FNB Corp 56,432 56 Citizens Bancshares 56,366 5 Wesbanco WV 47,49 3 Bank of KY Fncl Corp KY 44,85 97 RBS Citizens NA RI 43,866 34 LCNB Corp 4,327 2 Signature Bank 3,978 76 Oklahoma Bancfirst Corp Arvest Bk Grp BOK Financial Corp One Rich Hill Land LTD Parts RCB Holding Corp Southwest Bancorp Central Bancompany Durant Bancorp UMB Financial Corp Bank of America Corp JPMorgan Chase & Co Umpqua Holding Corp Wells Fargo & Co West Coast Bancorp Keycorp Sterling Financial Corp Pacific Continental Corp Bank of America Corp Columbia Bkg Sys Bank of The West Banner Corp PremierWest Bancorp Cascade Bancorp P Fncl Svc Group FNB Corp National Penn Bshrs Wells Fargo & Co M&T Bk Corp Susquehanna Bancshares Fulton Fncl Corp OK AR OK OK OK MO OK MO OR OR WA OR WA WA OR OR 285,664 226,629 49,93 89,375 73,87 65,689 57,65 4,352 36,48 3,33 3,38 27,8 238,7 23,954 8,6 2,37 9,623 88,54 85,52 76,846 7,79 46,74 42,234 32,2,252,369 555,423 36,245 298,86 279,62 24,34 22,72 823 653 347 24 228 2 79 38 89 74 72 67 637 782 457 269 236 242 222 25 53 27 6 2 3,497,58 949 868 74 669 66 (less than $ million) Amount (,) (3) (4) 6,55 264 64,94 35 54,689 332 46,78 4 59,82,37 45,2 225 3,56 82 372,58 299,63 6,924 98,727 94,652 74,574 73,596 59,43 4,929 5,446 85,69 44,793 273,32 6,27 96,22 23,88 3,4 5,987 3,497 9,97 8,966 54,946 47,67 38,57 2,92,6 632,234 43,8 694,897 34,64 294,655 247,43 3,889 3,44 592 435 89 365 552 945 223,766 5,735 6,93,354 6,95 783 693 535 556 4,78 487 564 48 2 247 23,979 3,36,75 4,53,997,94,94 Micro Business Lending (less than $,) Amount (,) (5) (6) 5,83 8 7,728 54 7,27 2 2,623 44 5,955,237 4,874 3 538 6 86,854 72,534 2,83 9,352 2,782 8,885 5,946 9,79 4,78 2,33 55,3 68,992 35,42 386,37 5,25,5 2,39 7,446 46,345 4,25,247 8,872 5,436 6,55 839,637 76,8 4,873 396,8 6,2 53,34 27,34 3,66 2,787 245 95 663 64 373 87 34,692 5,663 5,523 77 5,33 326 424 299 34 3,956 272 4 29 95 45 2,482,78 82 3,645,257,245 588 Page 3 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Rhode Island South Carolina Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) RBS Citizens NA RI 93,243 55 First Niagara Fncl Group 75,74 55 S&T Bancorp 28,683 44 Firstrust Bank 2,23 293 Bank of America Corp 5,886 3 Northwest Bancshares Inc 99,274 346 CNB Fncl Corp 92,372 328 Metro Bancorp 86,297 232 Bryn Mawr Bk Corp 85,32 24 Huntington Bancshares 8,59 228 First Commonwealth Fncl Corp 8,85 288 TD Bank NA ME 79,92 246 Univest Corp of 69,42 25 Graystone Tower Bank 64,287 7 Community Bk Sys 63,934 8 Vist Fncl Corp 58,232 48 St Summit Bc ofjohnstown 46,758 53 Republic First Bancorp 4,28 9 QNB Corp 4,979 32 American Bk Inc 32,977 97 Embassy Bancorp 3,484 96 Texas Cap Bancshares 3,37 25 Puerto Rico Popular Compass Bank Banco Santander De Puerto RI First Bancorp Oriental Fncl Grp Bank of America Corp Bank Rhode Island RBS Citizens NA Washington Tr Bancorp Webster Fncl Corp BB&T Corp SCBTFncl Corp First Citizens Bancorp Synovus Financial Corp Wells Fargo & Co TD Bank NA PR PR PR PR RI RI RI CT SC SC ME 53,98 96,979 74,332 74,7 69,85 99,45 92,888 6,97 5,26 34,94 373,577 274,95 232,238 2,73 9,93 2,43,637 37 252 99 97 26 277 37 44 83,45 833 763 62 535 326 (less than $ million) Amount (,) (3) (4) 257,86 3,99 232,523 2,278 75,485,84 33,59 493 77,736 6,398 28,58,72 9,525 885 95,487 484 9,35 3 25,785,74 4,37 878 4,466,399 9,82 747 69,97 284 78,827 539 65,35 325 57,54 448 43,49 22 54,83 426 38,26 92 36,425 23 59,235 3,32 855,875 28,983 93,25 84,94 76,364 25,664 9,898 78,33 56,654 4,373 425,96 329,389 3,59 25,53 359,392 4,482,356,5 743 438 338,377 86,28 269 89 2,223 2,58 2,648,57 6,652 95 Micro Business Lending (less than $,) Amount (,) (5) (6) 64,573 3,485 57,349,763 46,82,374,828 2 7,85 6,98 29,234 726 27,53 557 9,9 252 5,3 87 44,626,476 23,457 59 35,374,53 2,662 542 5,683 4 4,893 358 7,9 77,396 295 2,2 32 3,4 294 5,283 95 5,94 7 28,928 3,77 325,777 32,4 8,793,23 7,279 26,24 27, 7,226 5,448 5,433 52,339 54,484 69,28 39,828 68,489 2,439 9,79 798 49 239 4,7 529,43 25 6,78,325,885 95 6,7 579 Page 4 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Macro Business Lending ($,$ million) (less than $ million) Micro Business Lending (less than $,) State or Territory Name of Lending Institution HQ Location Amount (,) Amount (,) Amount (,) () (2) (3) (4) (5) (6) Bank of America Corp,349 33 52,842 3,296 4,493 2,993 Regions Financial Corp 67,527 79 85,645 995 8,8 86 Suntrust Bk 66,32 5 7,57 34 5,25 53 Capgen Cap Grp V Lp 33,752 97 38,778 237 5,26 4 South Dakota Wells Fargo & Co 48,59 42 255,87 4,73 7,28 4,328 7,838 29 47,43 2,43 29,25 2,22 Dacotah Bks SD 4,623 36 48,676,526 34,53,66 Minnehaha Bancshares SD 94,46 244 9,639 623 5,233 379 First Intrst Bancsystem MT 34,532 8 5,378 68 5,846 573 Tennessee First Horizon Nat Corp TN 48,724,33 559,752 2,883 78,28,553 Pinnacle Fncl Ptnr TN 479,442,25 535,88 2,357 55,646,7 Regions Financial Corp 388,676,97 686,52,393 297,826,296 Suntrust Bk 249,235 569 266,688,8 7,453 539 BB&T Corp 35,232 344 49,5 62 3,873 258 First South Bancorp TN,97 348 47,94,996 36,934,648 Synovus Financial Corp 58,354 87 65,344 332 6,99 45 Renasant Corp 58,7 83 7,24 598 3,7 45 Bank of America Corp 57,62 56 9,965 3,278 34,83 3,22 55,262 55 5,477 4,752 5,25 4,597 First Citizens Bshrs TN 53,453 8 73,949 86 2,496 68 First Scty Grp TN 53,96 66 63,545 423,349 257 Fifth Third Bancorp 42,353 4 48,7 296 6,347 92 Bancorpsouth 4,539 23 53,27 58,732 385 Tennessee Commerce Bank TN 4,84 9 48,979 35 8,75 96 Community First Bshrs TN 37,5 5 48,489 5,989 395 Banctenn Corp TN 37,349 4 46,269 36 8,92 246 First Citizens Bshrs 35,854 85 4,257 239 5,43 54 Wilson BHC TN 34,8 98 37,7 9 3,629 93 Wells Fargo & Co 33, 5 2,788 2,47 69,788 2,32 Texas Wells Fargo & Co 94,63 3,49 2,38,298 59,695,376,667 56,646 Cullen/Frost Bkr 926,694 2,3,7,693 4,47 9,999,736 JPMorgan Chase & Co 69,25,53,26,895 64,379 65,645 62,866 Zions Bancorp UT 462,69,37 542,655 3,227 8,586 2,9 Bank of America Corp 45,22,66 676,86 7,266 226,64 6, Texas Cap Bancshares 297,32 772 42,22 4,48 5,8 3,636 Prosperity Bancshares 295,9 88 368,84 3,59 72,894 2,78 Comerica 279,79 724 32,39,47 4,6 683 Compass Bank 27,36 86 552,959 9,376 282,823 8,56 Page 5 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Macro Business Lending ($,$ million) (less than $ million) Micro Business Lending (less than $,) State or Territory Name of Lending Institution HQ Location Amount (,) Amount (,) Amount (,) () (2) (3) (4) (5) (6) International Bshrs Corp 76,77 556 225,636 2, 49,459,544 Capital One Financial Corp 72,477 45 34,32 27,989 3,555 27,538 American St Fncl Corp 58,48 44 29,44 2,484 5,996 2,7 Regions Financial Corp 48,282 396 98,976 2,39 5,694,995 MOW/Rpw Ii 4,593 399 78,22,277 37,627 878 Overton Financial Corp 39,929 42 73,29,97 33,28 785 Amarillo Nat Bancorp 39,673 48 244,85 4,5 5,42 3,669 BOK Financial Corp OK 38,227 323 48,557 57,33 94 Legacytexas Grp 35,25 347 55,33 75 9,828 43 Happy Bancshares 33,6 454 76,259,72 43,98,267 ANB Holding Corp 24,759 365 55,422,33 3,663 668 City Bank 22,25 344 52,635,297 3,6 953 Weststar BHC,448 33 32,568 724 2,2 4 Broadway Bancshares 96,582 264 5,39 79 8,89 445 Southside Bancshares 9,487 26 23,638,39 32,5 878 Central Cmnty Corp 9,6 248 4,886,55 23,78 87 CBFH 82,453 246 8,454 969 26, 723 North Amer Bancshares 77,488 23 94,643 7 7,55 57 Hancock Holding Corp 74,53 86 82,59 369 8,6 83 Trustmark Corp 72,734 83 84,674 43,94 23 Encore Bancshares 7,66 7 78,92 279 6,43 9 Jefferson Bancshares 67,694 95 85,47 673 7,777 478 Metrocorp Bancshares 67,255 6 7,387 27 3,32 46 Inwood Bancshares 65,6 66 74,563 372 9,457 26 Bancorpsouth 64,572 24 83,854 77 9,282 556 Woodforest National Bank 64,384 87 72,598 379 8,24 92 Patriot Bancshares 6,87 53 68,247 292 6,44 39 First NB Group 54,76 75 64,463 396 9,73 22 Plains Bancorp 53,945 59 72,439 75 8,494 59 Community TR Financial Corp LA 53,89 27 58,89 27 4,37 9 American Bk Holding Corp 52,738 6 7,93 594 8,93 434 First Citizens Bshrs 5,55 32 57,88 329 6,538 97 Inter National Bank 45,445 42 53,325 322 7,88 8 Signature Bank 44,97 9 45,33 95 36 5 Security Holding Corp 44,384 34 65,462 998 2,78 864 First Texas BHC 42,64 49,92 279 6,928 68 BB&T Corp 42,5 4 45,229 56 3,4 52 North Dallas Bank & Trust Co 39,829 45,4 23 5,275 3 Southwest Bancorp OK 36,575 84 4,54 5 3,929 66 Citigroup 3,854 68 34, 35 3,56 67 Utah Page 6 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Vermont Washington Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) Zions Bancorp UT 4,947,53 Wells Fargo & Co 73,832 572 JPMorgan Chase & Co 94,3 22 65,98 73 Keycorp 59,659 38 Bank of America Corp 3, 79 Virginia BB&T Corp Suntrust Bk Wells Fargo & Co Bank of America Corp P Fncl Svc Group First Citizens Bshrs Union First Mkt Bshrs Corp Southern Bshrs Stellarone Corp Townebank United Bancshares Burke & Herbert Bank And Trust Virginia Cmrc Bancorp Cardinal Financial Corp Capital One Financial Corp Eastern Va Bancshares First Cap Bancorp M&T Bk Corp Capgen Cap Grp Vi Lp Sandy Spring Bancorp Merchants Bancshares Northfield MHC TD Bank NA Wtb Financial Corp Wells Fargo & Co Banner Corp ColUMBia Bkg Sys Bank of America Corp Keycorp Sterling Financial Corp Washington Bkg Co WV MD VT VT ME WA WA WA WA WA 944,588 479,66 283,385 2,768 53,7 47,467 39,324 37,463 34,459 33,625 95,56 73,795 66,864 54,743 5,9 44,428 44,77 43,8 42,75 38,564 58,475 42, 35,973 427,96 29,67 285,56 25,7 24,263 23,896 78,222 7,299 5,466 2,472,94 882 53 49 42 376 375 377 379 246 29 92 3 38 23 88 67 28 89, 745 877 68 66 59 39 33 34 (less than $ million) Amount (,) (3) (4) 593,94 7,75 497,42 4,458 48,63 5,424 97,488 2,882 65,988 327 39,869 75,5,449 527,824 672,476 289,76 2,38 8,365 62,738 48,32 55,42 55,979 7,494 86,374 76,29 56,637 94,55 57,685 52, 49,4 47,88 39,922 68,725 49,24 53,939 64,47 327,62 724,392 285,37 268,26 379,959 92,99 32,589 25,68 4,457 2,54 4,84 6,359,526,392,3 622 8 98 538 54 353 44 7,668 447 26 238 224 5 4 258 578 5,93,6 9,26,649,93,36 899 684 737 Micro Business Lending (less than $,) Amount (,) (5) (6) 92,247 6,552 323,588 3,886 54,33 5,23 3,58 2,79 6,329 89 9,768 626 6,86 48,758 389,9 77,938 47,338 32,898 23,44,669 2,96 22,354,988 2,579 9,265,894 43,965 3,257 7,923 5,959 5,3,358,25 7,24 7,966 76,4 36,94 438,876 34,67 27,863 49,63 4,768 5,29 2,42,985,42 3,959 5,829,7 972 655 247 423 539 292 35 6 33 7,538 39 37 28 3 27 244 3 489 4,893 856 8,384 969 577,77 59 353 433 Page 7 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 West Virginia Wyoming Macro Business Lending ($,$ million) State or Territory Name of Lending Institution HQ Location Amount (,) () (2) Umpqua Holding Corp OR 6,97 5 Skbhc Holds Llc AZ 58,425 5 Olympic Bancorp WA 54,764 62 Peoples Bancorp WA 52,822 47 JPMorgan Chase & Co 48,85 25 Union Bank NA 39,638 85 Cashmere Valley Financial Corp WA 35,785 West Coast Bancorp OR 33,422 Pacific Continental Corp OR 3,272 77 Wisconsin Associated Banc Corp Johnson Fncl Grp River Valley Bancorp JPMorgan Chase & Co Oconomowoc Bancshares Baylake Corp TRI City Bshrs Corp Wintrust Financial Corp Wells Fargo & Co NEB Corp Bankmanagers Corp Waupaca Bancorp Community Banc Corp Sheboyga BMO Harris Bank NA Talmer Bancorp P Fncl Svc Group Otto Bremer Foundation Citizens Republic Bancorp TCF Financial Corp BB&T Corp United Bancshares Huntington Bancshares JPMorgan Chase & Co City Holding Corp Wesbanco First Cmnty Bancshares Summit Fncl Group First Intrst Bancsystem WI WI WI WI WI WI WI WI WI WI WV WV WV WV MT 44,87 354,59 323,689 59,25 27,436 5,498 4,533 3,53 99,33 97,22 95,8 95,3 79,9 77,69 57,83 47,339 46,34 45,974 33,644 3,393 9,2 52,58 6,484 47,29 47,23 45,493 33,334 3,778 7,3,33 983 849 489 38 298 35 34 242 35 296 23 266 23 59 59 23 48 99 63 547 454 63 3 43 33 27 83 228 (less than $ million) Amount (,) (3) (4) 66,36 294 69,7 38 67,3 43 59,73 296 63,29,96 42,796 86 45,59 374 38,958 23 33,594 39 483,724 55,46 35,352 87,4 25,42 27,47 3,7 28,2 9,89 24,87 22,39,374 4,594 86,7 64,973 58,86 57,7 56,228 4,23 3, 224,746 9,78 72,832 64,95 58,383 53,789 46,475 37,2,589 2,29 2,6,359,78 9,348 553 687 668 487 6,85,4 35,35 422 44 42 455 388 277 72,269,359 538,723 389 358 487 287,253 Micro Business Lending (less than $,) Amount (,) (5) (6) 6,29 44,682 23 2,349 269 6,89 49 4,34,78 3,58 9,85 274 5,536 3 3,322 62 42,853 97,87 27,663 28,386 87,966,549 6,67 4,69 9,859 44,685 26,59 6,26 25,53 9,8 7,79,847,397,254 7,586 78 33,644 38,66 2,348 7,66,36 8,296 3,4 6,422 3,458 896 9,23 5 689 9,3 255 337 328 245 5,77 744 2,39 29 245 262 332 24 78 9 722 95 375,62 246 225 36 24,25 Page 8 of

Table 4C Top Macro Business Lenders by State and Territory Using CRA Data, 2 Macro Business Lending Micro Business Lending ($,$ million) (less than $ million) (less than $,) State or Territory Name of Lending Institution HQ Location Amount (,) Amount (,) Amount (,) () (2) (3) (4) (5) (6) Wells Fargo & Co 67,432 98 24,493 2,57 57,6 2,39 Midland Financial Corp WY 33,592 34 46,295 483 2,73 349 Note: Small businesses seeking loans should also consider banks that particpate in the SBA loan programs To locate an SBA certified lender near you, call 88ASKSBA Source: US Small Business Administration, Office ofadvocacy, from Community Reinvestment Act reports Page 9 of

Table 4D Total Amount and of Small Business Loans per Small Business Employee by State Based on CRA Data, 2 Rank Dollars per Micro Business Lending of SBL Amount State employee* (under $M) (less than $,) Employees per Employee Amount (,) Amount (,) Alabama 6 3,8,72 43,296 837,857 36,874 768,32 4, Alaska 3 558,356 2,75 25,259,69 35,374 4,25 Arizona 29 2,837,96 8,425,29,687 77,99 925,994 3,65 Arkansas 9,639,6 27,334 47,86 23,695 482,63 3,396 California 2 2,48,287 59,474 8,766,53 475,344 6,323,489 3,386 Colorado 2 4,28,539 94,537,466,25 87,625 96,394 4,9 Connecticut 44,84,623 34,465 6,822 3,69 73,635 2,529 Delaware 45 39,529 9,366 68, 8,743 68,878 2,38 District of Columbia 5 377,847 4,783 93,74 4,79 27,23,74 Florida 38 7,88,774 82,52 2,9,3 68,827 2,84,9 2,749 Georgia 9 5,589,948 82,67,322,459 7,858,483,934 3,767 Hawaii 3 78,73 2,4 23,78,5 258,944 3,9 Idaho 4,54,885 25,9 45,676 22,972 28,5 4,3 Illinois 2 8,49,932 3,63,782,9 2,677 2,388,695 3,555 Indiana 23 3,824,58 57,88 973,764 49,875,56,55 3,36 Iowa 43,683,459 3,547 59,84 28,337 643,459 2,66 Kansas 47,367,977 23,33 347,885 2,242 594,623 2,3 Kentucky 3 2,7,524 32,85 552,4 27,678 696,652 3,25 Louisiana 8 2,99,423 45,563 742,3 39,34 87,369 3,432 Maine 4 982,525 6,33 33,866 4,23 282,46 3,478 Maryland 39 2,943,83 45,98 827,933 4,282,7,687 2,746 Massachusetts 48 3,24,834 55,8 852,8 49,22,357,37 2,228 Michigan 7,689,57 94,64,523,8 78,76,699,82 4,524 Minnesota 37 3,257,253 78,696,24,39 73,296,8,677 2,759 Mississippi,6,5 25,8 486,26 2,658 436,996 3,684 Missouri 32 3,37,99 53,879 794,9 46,882,,39 2,988 Montana 22 766,45 6,846 28,925 5,383 23,554 3,3 Nebraska 4,62,68 2,576 362,694 9,65 39,368 2,75 Nevada 33,238,976 32,4 52,98 3,8 48,384 2,96 New Hampshire 5 58,92 2,699 26,22,792 284,938,786 New Jersey 28 5,228,628 5,523,97,599 96,762,689,36 3,95 New Mexico 46 764,44 8,73 324,367 6,767 33,66 2,3 New York 4,7,489 223,2 3,65,98 25,388 3,737,677 2,77 North Carolina 5 6,272,789 8,84,529,745 68,45,545,39 4,59 North Dakota 8 7,532,73 94,268,329 82,453 3,9 Ohio 3 7,338,7 9,528,859,84 94,564 2,74,788 3,537 Oklahoma 42,8,22 3,25 489,544 26,5 673,373 2,689 Oregon 5 2,63,97 6,36 875,75 55,45 75,293 3,47 Pennsylvania 7 8,39,988 23,85 2,577,3 7,496 2,49,33 3,439 Rhode Island 36 6,294 9,23 5,262 7,862 22,9 2,766 South Carolina 6 2,54,327 33,72 6,584 28,253 727,76 3,44 South Dakota 7 87,44 3,467 242,882,878 23,857 4, Tennessee 3,622,88 5,33 92,964 42,842,7,582 3,56 Texas 26 2,793,537 256,54 4,27,54 232,6 4,76,97 3,39 Utah 24,62,7 37,863 67,97 35,239 49,95 3,295 Vermont 49 33,46 6,5 6,92 5,846 57,72 2, Virginia 2 4,85,753 62,866,34,97 52,93,437,468 3,375 Washington 25 3,988,34 8,294,2,69 74,28,249,68 3,92 West Virginia 27 928,842,77 22,767 9,73 297,7 3,2 Wisconsin 34 3,58,49 59,233 794,8 5,734,2,786 2,927 Wyoming 35 386,542 8,733 48,4 7,99 32,92 2,98 United States 77,47,89 3,287,4 54,94,337 2,949,989 54,996,68 3,227 Note: Rank is based on the value of small business loans per employee Employee data is from the Statistics of US Businesses Source: Statistics of US Businesses; US Small Business Administration, Office of Advocacy and from Community Reinvestment Act

Table 5 of Reporting Institutions by Asset Size and State and Territory Based on Call Report Data, June 27 June 22 Year 22 Lending Institution by Asset Size Category State 27 28 29 2 2 22 <$M $M$5M $5M$B $B$B >$5B Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Federated St of Micro Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming US Total 6 7 54 52 36 64 57 35 7 38 354 3 9 9 68 65 396 358 28 66 34 5 89 68 446 98 364 78 25 42 25 28 53 2 97 273 26 4 246 3 94 88 24 653 69 8 3 2 99 7 3 44 8,64 6 7 57 47 33 56 57 33 6 3 354 3 9 2 66 59 383 352 24 6 32 98 8 6 437 98 357 78 245 45 26 26 54 94 96 263 257 4 242 3 92 89 2 649 7 5 2 8 97 68 29 43 8,45 56 7 57 36 37 48 56 3 6 3 324 3 9 8 649 55 376 343 99 58 29 93 72 49 425 95 349 76 24 39 24 24 54 96 7 94 25 252 38 226 3 9 87 97 64 65 4 2 2 96 66 282 39 8,95 44 6 42 32 28 43 54 29 6 265 283 3 9 8 64 46 363 337 98 56 29 89 66 39 46 9 34 73 229 3 24 23 53 89 2 92 242 25 36 223 7 4 87 84 9 626 6 4 2 8 85 65 28 37 7,83 42 6 36 27 265 2 53 27 5 238 25 3 9 8 592 44 352 324 96 53 29 86 62 34 399 89 333 73 22 28 23 7 5 8 99 92 237 243 34 22 7 4 83 83 9 65 57 4 2 4 75 63 272 37 7,53 4 6 3 26 249 6 52 26 5 27 236 3 9 6 57 39 34 34 93 46 29 8 57 3 383 87 329 66 26 24 22 49 76 93 9 236 238 34 23 7 4 7 8 85 587 56 4 2 7 62 27 35 7246 44 3 34 22 34 7 2 37 67 4 236 33 52 87 56 36 6 5 7 37 2 2 38 37 25 8 5 2 8 46 78 2 8 3 3 5 44 3 9 2 4 7 4 93 9 2,342 8 4 4 7 42 57 22 9 3 3 43 2 2 8 253 8 64 3 3 86 7 52 82 74 52 47 43 24 77 6 4 58 3 75 43 3 5 6 9 98 4 42 23 23 299 7 8 5 32 4 4 23 3,554 8 2 32 6 4 2 26 9 3 4 4 7 3 7 9 29 3 25 2 7 3 4 23 6 37 6 7 23 9 47 2 9 6 23 46 4 23 4 27 3 69 6 2 2 9 4 8 7 5 22 5 3 36 4 7 5 4 5 28 8 9 6 2 3 6 5 3 2 2 35 3 6 3 4 24 5 3 5 5 8 46 7 8 4 554 2 2 2 2 2 3 3 6 2 2 4 2 4 7 7 2 2 7 2 3 2 5 2 2 2 3 36 Source: Federal Deposit Insurance Corporation (http://www2fdicgov/sdi/mainasp)