APPLICATION TO OPEN SECURITIES TRADING ACCOUNT (INDIVIDUAL)

AFFIN INVESTMENT BANK BERHAD (9999-V) A Participating Organisation of Bursa Malaysia Securities Berhad Stockbroking Division Princiapl Office 27 th Floor, Menara Boustead,. 69 Jalan Raja Chulan, 50200 Kuala Lumpur, Malaysia. Tel: 603-2142 3700 Fax: 603-2142 3799 Stockroking Branches Chulan Tower : Ground, Mezzanine & 3 rd Floor, Chulan Tower,.3, Jalan Conlay, 50450 Kuala Lumpur, Malaysia. Tel: 603-2143 8668 Fax: 603-2143 3663 Klang : 3 rd & 4 th Floor,. 1 Lintang Pekan Baru, off Jalan Meru, 41050 Klang, Selangor, Malaysia. Tel: 603-3343 9999 Fax: 603-3343 3872 The Curve : Lot 229, 2 nd Floor, The Curve,. 6, Jalan PJU 7/3, Mutiara Damansara, 47800 Petaling Jaya, Selangor, Malaysia. Tel: 603-7729 8861 Fax: 603-7710 0598 Websites : www.affininvestmentbank.com.my / www.affintrade.com APPLICATION TO OPEN SECURITIES TRADING ACCOUNT (INDIVIDUAL) Instruction to complete this application form :- 1. Complete all applicable fields on this application form and tick ( ) or delete whichever is appropriate or not applicable 2. Please read and understand the Terms and Conditions, Guidelines and any supplementary Terms and Conditions in the accompanying pages carefully 3. Please type or write using BLOCK LETTERS within the spaces provided. DO NOT EXCEED these spaces. 4. Please ensure that the signature(s) in this application form match with specimen signature card of Bursa Depository 5. Affin Investment Bank Berhad reserves the right to reject the application without giving any reason 6. Please submit three (3) copies of photocopied NRIC(front and back onto one-sided A4)/Passport, certified true copies by the assigned Dealer s Representative / Authorised Personnel of Affin Investment Bank Berhad / tary Public / Commissioner for Oaths / Advocate & Solicitor. 7. You may required to submit further financial supporting documents Account to be opened at : A. APPLICANT S PERSONAL PARTICULARS 1. Title Mr Ms Others (please state) 2. Name (herein referred to as Applicant, I, me or my) 3. Nationality Malaysian Others (please state ) 4. of residence Malaysia Others (please state ) 5. Date of Birth - - 6. Gender Male Female 7. Marital status Single Divorced Married Widow 8. Race (for Malaysian only) Bumiputra n-bumiputra 9. New NRIC - - Old NRIC / Passport. 10. Address (as per NRIC/ Passport) 11. Tel. (Mobile) - - 12. Tel. (Home) - - 13. Email 14. Mailing Address (if different from above) 1

B. APPLICANT S OCCUPATION / PROFESSION PARTICULARS 15. Occupation Self employed Employee Retiree * Others (please state) 16. Name If self employed, please provide Company/Business registration no. 17. Company Address 18. Nature of Business 19. Position Held 20.. of Years of Service 21. Tel. (Office) - - 22. Fax (Office) - - * (Retirees are also requested to provide details of last employment in the boxes under items 15-22 above ) C. APPLICANT S SPOUSE OR NEXT-OF-KIN PARTICULARS 23. Name 24. Relationship Spouse Others (please state) 25. New NRIC - - Old NRIC / Passport. 26. Address 27. Occupation Self employed Employee Retiree * Others (please state) 28. Name 29. Company Address 30. Nature of Business 31. Position Held 32.. of Years of Service 33. Tel. (Office) - - 34. Tel (Mobile/Home) - - 35. Email * (Retirees are also requested to provide details of last employment in the boxes under items 27-35 above ) 2

D. APPLICANT S FINANCIAL AND INVESTMENT PARTICULARS 36. Gross annual income Below RM 30,000 RM 50,001 - RM 100,000 RM 200,001 RM 500,000 RM 700,001 RM 1,000,000 RM 30,001 - RM 50,000 RM 100,001 - RM 200,000 RM 500,001 RM 700,000 Above RM 1,000,000 37. Estimated Networth Below RM 12,000 RM 24,001 - RM 36,000 RM 48,001 RM 60,000 RM 100,001 RM 300,000 RM 12,000 - RM 24,000 RM 36,001 - RM 48,000 RM 60,001 RM 100,000 Above RM 300,000 38. Source of Wealth /Funds Savings Rental income Salary Investment income Business income Inherited wealth Directorship Others 39. Investment objective Capital Gains Dividend income Mixture 40. How long have you invested in securities listed in Bursa Malaysia Securities Berhad? Never Less than 1 year 1 to 3 years More than 3 years 41. Are you familiar with the trading and settlement rules of the Bursa Malaysia Securities Berhad? 42. Are you familiar with the operations of the CDS Accounts with Bursa Malaysia Depository Sdn Bhd? 43. Do you have any trading accounts with other stockbroking companies in Malaysia? 44. Do you have any investment loan or margin financing facility with other banks or stockbroking companies? 45. Do you have any trading account, loan or margin financing facility maintained with Affin Investment Bank Berhad which are held by persons related to or connected with the you (including but not limited to your spouse, your partner(s) or your spouse s partner and companies or firms controlled by the you and/or the your spouse)? (if yes, please provide details below) 1. Account name : Account code/facility: Approved Limit :RM 2. Account name : Account code/facility: Approved Limit :RM 46. Do you know of any staff/director/dealer s Representative of Affin Investment Bank Berhad who is related to you? (Related persons include applicant s spouse, business partner, parent, child, sibling, their respective spouse, as well as companies controlled by such persons, if yes, please provide details below) 1. Name : Relationship : 2. Name : Relationship : 47. Are you a Director or a shareholder of a company which has a trading account with Affin Investment Bank Berhad? (if yes, please provide details below) 1. Company name : Trading account no.: 2. Company name : Trading account no.: 48. Do you invest in securities listed in foreign exchanges? If yes, please state name of exchange(s)? (if yes, please provide details below) Exchange(s) names: 49. Bank reference Bank Branch Account Type Account te : Applicant is required to complete the Form for E-Share Payment if this service is required to be activated 3

E. DECLARATION & AGREEMENT 1. I hereby request Affin Investment Bank Berhad ( the Bank ) to open a Securities Trading Account ( the Account ). 2. I declare that I am above 18 years of age and that I am not a bankrupt and have not been declared a defaulter by Bursa Malaysia Securities Berhad at any time to date. 3. Where applicable, I request Affin minees (Tempatan) Sdn. Bhd. / Affin minees (Asing) Sdn. Bhd. ( the Company ) to open a Central Depository Account with Affin Investment Bank Berhad ( the Account ) in the name of the Company for my account as ultimate and absolute beneficial owner and agree to abide by the Rules and Regulations of Bursa Malaysia Securities Berhad, Bursa Malaysia Depository Berhad and other relevant regulatory body as amended from time to time governing the use of the Central Depository Accounts. 4. I hereby declare that the information given in this application is true and correct in all respect and I have not withheld any material fact and information and undertake to update the Bank of any changes to the information given. 5. I have read and understood the Terms and Conditions herein stated in Part G and Contra Guidelines in Part I and accept and agree to be bound by them. 6. I further declare that the source of funds for the transaction(s) is derived from lawful means. 7. I hereby solemnly declare that the dealing in securities in respect of the Account shall be carried out for me as principal. 8. I hereby declare that I am / am not* entrusted with any prominent public function such as head of state or government, senior politicians, senior government officials, judicial or military officials, senior executive of state owned corporations or publicly owned corporations, important political party officials in any foreign country ("Foreign PEP") nor do I have any business relationship with Foreign PEP's family members / close associate. *delete whichever not applicable If applicable, please state: Foreign. Position Held 9. I hereby authorise the following person(s) [hereinafter referred to as the Representatives(s) ]: Name (i) (ii) NRIC / Passport..... 10. I understand that this could give rise to risks of the documents and cheques being lost, misappropriated or otherwise mishandled while they are in the custody of my Representatives(s). 11. This authorisation is valid until written notice of cancellation is given by me and received and acknowledge by the Bank. Applicant Signature Witness Signature* Date : Name : NRIC / Passport. : * Witness must be the assigned Dealer s Representative / Authorised Personnel of Affin Investment Bank Berhad / tary Public / Commissioner for Oaths/ Advocate& Solicitor. 4

F. DECLARATION BY DEALER S REPRESENTATIVE The Directors Affin Investment Bank Berhad Dear Sirs, I hereby request the Bank to approve this application and to authorise me to act as the Dealer s Representative for the Applicant. I hereby confirm that the information given herein by the Applicant is true and correct to the best of my knowledge. I hereby agree to indemnify the Bank against any losses, damages, debts, interest, charges and all other costs and expenses incurred or suffered by the Bank in relation to the Account and CDS Account of the Applicant. My knowledge of the Applicant s background is as follows: 1. Past business association, years known, etc. 2. Estimated networth, income, etc. 3. Investment objectives, payment record, etc. 4. Proposed trading limit RM 5. Proposed minimum brokerage to be charged : Trades value RM100,000 and below % Trades value above RM100,000 % Dealer s Representative Signature Name : Date: 5

G. GENERAL TERMS AND CONDITIONS General Terms and Conditions Applicable to All Applicants (also referred to as Applicant, I, me or my) The Applicant agrees to all the terms and conditions stated herein and all other terms and conditions as may be prescribed by the Bank from time to time in its absolute discretion, whether in substitution, variation and/or addition to the terms and conditions herein, without giving any reason thereto. 1. The Applicant agrees to abide by the Rules and Regulations of Bursa Malaysia Securities Berhad and other relevant regulatory body as amended from time to time governing the purchase and sale of securities quoted on Bursa Malaysia Securities Berhad or other recognised stock exchange 2. The Applicant further agrees to provide additional information or documentary proof as and when required by the Bank and authorise the Bank to obtain any other information from any source as the Bank may in its sole discretion deem appropriate 3. The Applicant acknowledges that information or representation conveyed by the Bank s Dealer s Representatives is not to be construed as recommendations, advice, suggestion or solicitation for purchase or sale of securities by the Bank, and that the Bank accepts no liability whatsoever for any loss arising from the said information. 4. The Applicant acknowledges that the Bank s Dealer s Representatives are not authorised to accept any liability on the Bank s behalf, nor to waive or vary any of the terms and conditions stated herein. 5. The Applicant undertakes to make prompt payment for delivery of securities purchased by the Bank on the Applicant s behalf on or before the due date. Payment shall include brokerage fees, stamp duties, and all other relevant charges in respect of the transaction(s). 6. The Applicant undertakes to promptly deliver to the Bank securities and all other relevant documents relating to the securities sold by the Bank on the Applicant s behalf. 7. The Applicant acknowledged that there are inherent risks of losses in the event the Bank executes any purchase or sale of securities under his authority herein or his instructions from time to time and that such losses shall be borne solely by the Applicant. 8. The Applicant authorises the Bank in its absolute discretion to carry out such selling out or buying in of stocks, shares or securities to clear the account position and undertakes to indemnify the Bank against all losses and expenses incurred resulting from any "buying-in" or "selling-out" executed on the Applicant s behalf in the event the Applicant fails to comply with any of his obligations (including but not limited to applicant s payment obligations). 9. The Applicant undertakes to pay to the Bank, as and when due, or upon demand, all monies owing from the Applicant to the Bank in connection with the Account or in any other way associated with or relating to the Account. The Applicant undertakes to promptly pay interest on all amounts outstanding on the Account at the rate determined by the Bank at its absolute discretion from time to time (both before and after judgment), as well as all solicitors fees (on a solicitor and client basis) and other expenses incurred by the Bank in recovering any amount outstanding from the Applicant or in connection with the Bank enforcing any of its rights under this Agreement. 10. The Bank is authorised to conduct all such enquiries on the Applicant for the purpose of ascertaining the Applicant s financial standing and creditworthiness. If required by relevant authorities, the Bank is also authorised to disclose all information on the Applicant. 11. The Bank is authorised at its discretion to deal with and/or withhold outward transfer of all securities purchased by the Applicant or on the Applicant s behalf held by the Bank whether in the Bank s custody or in the Applicant s CDS Account with the Bank, and use the proceeds of sale towards satisfaction of all payments due and/or owing by the Applicant to the Bank. 12. The Bank is authorised to set-off against any amount due to the Applicant or transfer any credit balances or cash deposits in any of the Applicant s accounts and/or Applicant s trust account to reduce or settle any liability due and/or owing by the Applicant to the Bank. 13. If any such fees, costs and expenses shall remain unpaid by the Applicant, the Bank shall have a first and paramount lien over the securities, with full power of sale, without prejudice to the Bank s other rights arising by operation of law. 14. The Bank may record and archive all telephone and/or electronic communications with the Applicant in order to verify instructions given by the Applicant and that such records or archives shall be conclusive evidence of any instructions given by the Applicant, for all intents and purposes. 15. The Applicant shall fully indemnify the Bank at all times (notwithstanding the termination of this Agreement and/or the closure of the Account) against any claims, liabilities, damages, fees, costs and expenses which may be incurred by the Bank and against all proceedings which may be brought by or against the Bank, in connection with: a. the opening and maintenance of the Account; b. the Bank acting on any of the Applicant s instructions; c. any wrongful, unauthorised or negligent acts or omissions by the Applicant; d. the enforcement of the Bank s rights and/or remedies herein contained including without limitation, any legal fees (on a solicitor and client basis); and e. the Bank having incurred obligations as against any third party whilst maintaining the Account. 16. The Bank reserves the right to amend or cancel and issue new contract notes, statements and/or any other documents at any time if it discovers that the said documents are erroneous. 17. Subject to Clause 14 above, all contract notes, statements and/or other documents issued by the Bank shall be deemed final, conclusive and binding save for manifest error(s). 18. All contract notes, statements and/or other documents sent out by the Bank by ordinary post to the Applicant s last known address shall be deemed to have been received by the Applicant within two(2) business days after the day of posting. Any omission or inaccuracy in the said documents shall be made known to the Bank within 24 hours thereafter. 19. The Applicant acknowledges and agrees to abide by all terms and conditions imposed by the Bank relating to the services extended to the Applicant herein and the Applicant s account and that the Bank may at any time or time to time impose or vary such other terms and conditions in its sole and absolute discretion. Upon the imposition or amendment being posted by the Bank on its website ( Site ) or being notified by mail, notice of the same shall deemed to have been effected at the time when the notice is posted on the Site or within seven (7) days of mailing of the notice by ordinary mail (as the case may be). By the Applicant continuing to trade or give any order(s) for trade subsequent to the effective date of notice, the Applicant shall be deemed to have agreed to and accepted the new or amended terms and conditions imposed by the Bank whereof these provisions shall be binding upon the Applicant from the date of posting. The relevant provisions of this Agreement shall thereafter be deemed to have been amended, modified, supplemented and/or varied accordingly and shall be read and construed as if such amendments, modification, supplements and/or variations had been incorporated in and had formed part of this Agreement at the time of execution hereof, 20. The Applicant acknowledges that whilst every effort shall be made by the Bank to ensure that the Applicant receives all entitlements due to him for all the foreign securities held in custody by the Bank on the Applicant s behalf, the Bank shall not be held liable for any loss suffered by the Applicant if the Bank fails to do so. 21. Indulgence given by the Bank shall not constitute a waiver of any rights of the Bank. Knowledge or acquiescence by the Bank of, or in, any breach of any of the provisions of this Agreement, or the failure of, or delay by, the Bank to insist on strict compliance with any terms or conditions herein, shall not operate as, or be deemed to be, a waiver of such provisions and, notwithstanding such knowledge, acquiescence, failure or delay, the Bank shall remain entitled to exercise its rights and remedies under this Agreement, and at law, and to require strict performance of all of the provisions of this Agreement. 22. In the event that any one (or more) of the provisions herein is unenforceable for whatever reason, all other provisions herein shall remain valid and unaffected and a provision which is valid and enforceable and achieves to the greatest extent possible the objectives of such illegal, void, invalid or unenforceable provision, will be substituted in its place. 23. The Account may be terminated by either party by notice in writing and all balances in the Account shall become immediately due and payable. Any termination hereof shall be without prejudice to the Bank s right to settle any transactions entered into, or to settle any liability incurred by the Applicant hereunder, prior to termination, and the Applicant shall remain liable for all costs and expenses incurred as a result of the Bank settling such transactions, which shall be paid to the Bank by the Applicant immediately upon demand. The Bank shall also be entitled at its discretion, to cancel all unexecuted instructions as at the time of termination. 24. The Account is subject to periodic review and the Bank is entitled to, at any time, suspend or terminate the Account without assigning any reasons thereto. 25. The Applicant agrees that neither the Bank nor its employees or agents shall be liable in any direct, consequential, incidental, special or indirect losses or damages whatsoever which may arise or be caused by the delay, failure or alleged failure of the broker-front-end ( BFE ) trading system, winscore, to execute, cancel or amend such orders. 26. The Applicant agrees that neither the Bank nor its employees or agents for any inaccuracy, error or delay in, or omission of any orders executed in winscore due either to any negligent act or omission by the Bank or any disseminating party, or to any force majeure events (including but not limited to flood, inclement weather, earthquake or other act of God, fire, war, insurrection, riot, labour dispute, accident, action of government, communications, power or equipment failure, or software failure or malfunction) or any other cause beyond the reasonable control of the Bank or any disseminating party 27. The Applicant agrees that the Applicant will not hold the Bank or any of the Bank s officers, employees or agents responsible or liable for whatever losses incurred as a result of the acts, representation and/or omission of my dealer s representative in carrying out his/her duties in connection with the Applicant s account 28. This Agreement shall be binding on the heirs, representatives and/or successors in title of the Applicant and the Bank. The Applicant further undertakes that he shall not assign his rights and liabilities under this Agreement or the Account, to any third party. 6

G. GENERAL TERMS AND CONDITIONS (continuation) 29. The rights and obligations of the Bank shall continue to be valid and binding for all purposes whatsoever notwithstanding any change by amalgamation, reconstruction or otherwise which may be made in the constitution of the Bank or of any company by which the business of the Bank may for the time being be carried on and shall be available to the company carrying on that business for the time being, and similarly the liabilities and or obligations of the Applicant shall continue to be valid and binding for all purposes whatsoever notwithstanding any change in the constitution of the Applicant, and it is expressly declared that no change of any sort whatsoever in relation to or affecting the Applicant shall in any way affect the liabilities and/or obligations of the Applicant in relation to any transaction whatsoever, whether past, present or future. 30. The Applicant irrevocably submits to the jurisdiction of the Courts of Malaysia and the terms and conditions herein shall be governed by and construed according to the laws of Malaysia 31. In this Agreement, unless there is something in the subject or context inconsistent with such construction or unless it is otherwise expressly provided: 32. Disclosure a. any reference to the "Bank" shall include its successors in title and assigns; b. words denoting persons include corporations and vice versa and include their respective heirs, personal representatives, successors in title or permitted assigns; c. any reference to "securities" includes any securities or rights, monies, interests, entitlement and property whatsoever which may at any time be accrued to the Applicant, or for which the Applicant is entitled to, under any rights, bonus, distribution or other issue, or dividends, or monies received under or attributable to any such securities; d. any reference to a "business day" is to a day whereby the Bursa Malaysia Securities Berhad is open for business; e. if any period of time is specified from a given day, or the day of a given act or event, it is to be calculated exclusive of that day and if any period of time falls on a day, which is not a business day, then that period is to be deemed to expire on the previous business day; f. words and phrases, definitions of which are given in the Capital Markets & Services Act 2007, shall be construed as having the meaning thereby attributed to them, but excluding any statutory modification thereof not in force at the date of this Agreement; g. any reference to "pay" includes payments made in cash or by way of bank drafts or effected through inter-bank transfers to the account of the payee, giving the payee access to immediately available, freely transferable, cleared funds; and h. any reference to this Agreement or any provisions in this Agreement shall include all amendments and modifications made to this Agreement from time to time. The Applicant hereby permits and authorises the Bank (in its capacity as a licensed bank under the Banking and Financial Institution Act 1989 ( BAFIA ) and/or as a Participating Organisation of Bursa Securities): 32.1 to have access to and/or to obtain and/or to extract any information and or documents whatsoever and however described relating to the Applicant ( Customer Information ) from any source whatsoever (including but not limited to any credit information from Bank Negara Malaysia); and 32.2 to disclose the Customer Information to any persons deemed necessary by the Bank in relation to or arising from or in connection with the Applicant s account to any of the person(s) as set out below and the Applicant hereby confirms and agrees that the Bank shall be under no duty or obligation whatsoever to cause such person not to or to ensure that such person does not disclose such Customer Information to any other person: a. the subsidiary, holding company, related corporations or associates (the term related corporations is as defined in the Companies Act 1965 or the equivalent legislation in foreign jurisdiction) of the Bank in Malaysia or overseas (collectively the Interested Parties and each an Interested Party ) whether present or future notwithstanding that an Interested Party s principal place of business may be outside of Malaysia; and b. Bank Negara Malaysia (including but not limited to the Credit Bureau, the Central Credit Reference Information System), Bursa Malaysia Securities Berhad and any other authority The Applicant acknowledges and agrees that the permission and authorisation given herein is for the purposes of including without limitation Section 99(1)(a) of the BAFIA, and that no further consent from the Applicant is required and that the Bank shall not be liable to the Applicant under any circumstances or in any manner whatsoever for any loss or damage (whether direct or indirect, foreseeable or unforeseeable) and howsoever arising in relation to or arising from the disclosure of the Customer Information by the Bank or any other person; and 32.3 Individual The Applicant hereby irrevocably consents and authorises, and confirms for the Bank to carry out the necessary reference checks including but not limited to credit reference checks to further ascertain the Applicant s status, at the Bank s sole discretion without further reference to the Applicant. H. STRUCTURED WARRANT RISK DISCLOSURE STATEMENT 1. This statement is provided to you in accordance with the directive of the Committee of the Bursa Malaysia Securities Berhad dated 6 December 1994 pursuant to Article 50(c) of the Articles of the Exchange, Members Circular L/O 2848 of 1994, R/R11 of 1995, R/R20 of 2007 and R/R14 of 2009 The purpose of this statement is to inform the applicant that the risk of loss in purchasing structured warrants can be substantial. The applicant should therefore assess if the purchase of structured warrants is suitable for the applicant in the light of his/her financial circumstances. In deciding whether to purchase structured warrants, the applicant should be aware of the following: a. The purchaser of a structured warrant is subject to risk of losing the full purchase price of the structured warrant and all transaction costs; b. In order to realise any value from a structured warrant, it is necessary to sell the structured warrant or exercise the structured warrant on or before its expiry date; c. Under certain conditions, it may become difficult to sell a structured warrant; d. Upon exercise of the structured warrant, the issuer may settle its obligations via actual delivery of the underlying asset, in cash or a combination of both depending on the terms of the issue of the structured warrant; e. Placing of contingent orders, such as stop-loss or stop-limit orders will not necessarily limit the applicant s losses to the intended amount. Market conditions may not make it possible to execute such orders; and, f. The high degree of leverage that is obtainable from structured warrants because of the small initial outlay can work against the applicant as well as for the applicant. The use of leverage can lead to large losses as well as gains. 2. This brief statement cannot disclose all the risks and other aspects of purchasing structured warrants. The applicant should therefore carefully study the terms and conditions of a structured warrant before you decide to purchase. If in doubt in relation to any aspect of this statement of structured warrants, the applicant should consult his/her Dealer s Representative. I. CONTRA GUIDELINES These guidelines are issued to all applicants and exiting clients of Affin Investment Bank Bhd pursuant to Circular R/R 8 of 1997 of the Bursa Malaysia Securities Berhad. Applicant who wish to settle purchase contracts by way of contra against a corresponding sales contract are required to comply with the following guidelines: 1. Contra settlement of contract is only allowed for purchase and sale contracts of a similar security and for a similar quantity. 2. Contra is only allowed for contracts done on a ready basis. 3. The Bank reserves the right not to accept settlement by way of contra without giving any reasons therefor. 4. Settlement by contra may only be effected not later than 2nd market day after the contract date except for subsequent sales to close off a purchase position or in pursuance of a selling-out. 5. Under normal circumstances, the Bank will automatically contra all outstanding purchase positions against any subsequent sales of the same security. 6. Clients are required to notify the company if a contra is not required, not later than the 1st market day after the date of contra and the Bank will upon receipt of notification reverse the contra. Request for reversal of contra after the 2nd market day will not be entertained. 7. A contra statement shall be issued to clients detailing the buy and sell contracts that have been contraed and the balance due, if any. 8. The Bank shall settle any contra gains within 5 market days from the date of contra. Clients are required to settle contra losses due to the Bank within 5 market days. 9. Interest is charged on unpaid contra losses for each calendar day from the 6th market day of the date of contra. The interest rate will be determined by the Bank from time to time. 10. For purchase contracts settled by contra, interest is charged daily on the contract value for the funding period i.e. for each calendar day from T+4 of the purchase contract to T+3 of the corresponding sales contract subject to any grace period as may be determined by the Bank from time to time. 11. The Bank reserves the right to waive, vary or change the interest charge on contra transactions or the rate thereof. 12. All contra losses shall be netted off against contra gains and other credit items due from the Bank. 7

J. FOR OFFICE USE Client Code CDS. - - Dealer s Representative s Code Brokerage Code Group Code Product Code Analysis Code Category Code Account Type Industry Code BNM Code s Date Despatch Pref. Copies Data entry by : Checked by : CCD Remarks for CDDM Level 2 (if applicable) 1. MOD signed Date :.. 2. affintrade signed Date :.. 3. CTOS Date :.. 4. NIM check Date :.. 5. PEP check Date :.. 6. Data checked Date :.. 7. CDDM Level 2 Date :.. 8. Cross Border Date :.. 9. RPR Code Recommended trading limit : Approved trading limit : Remarks: Remarks: CCD Date Approving authority Date CRM01E [revised 10/2010] 8