PURCHASE SALE. Customised Solutioning and Advisory Services. Global Transaction Services Simplified Banking. Customised Solutions



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Customised Solutioning and Advisory Services ING Vysya Bank offers advisory services relating to FEMA, EXIM Policy, URC, UCPDC, URDG, ECA Financing and ECGC through vastly experienced trade finance practitioners who are also Certified Documentary Credit Specialists (CDCS). The Bank provides expert advice and customized solutions to businesses across segments and industries that help them in smooth processing of such trade transactions. SALE Contract/ Purchase Order Delivery Customised Solutions Procurement Settlement PURCHASE

Export Credit Agencies Backed Financing O ING Vysya Bank provides advisory on Export Credit Agencies (ECA) financing for procurements across various geographies. Experts across ING network work with various Export Credit Agencies for providing various forms of Guarantees, Loans and Insurance to exporter companies. O O The Bank offers Inward Remittance services for Export Realisation, Interest, Foreign Direct Investment (FDI), Exchange Earners Foreign Currency (EFFC), Diamond Dollar and Foreign Currency Accounts service for eligible account types for depositing inward remittance proceeds. The Bank offers expert services in facilitating various types of remittance like Overseas Direct investment ( ODI), FDI that are governed by various regulations. Remittance Services Treasury Capabilities O ING Vysya Bank has one of the most active Treasury Sales and Advisory teams in India, equipped to provide effective solution to clients backed by best-in-class product and research capabilities.

Trade Services - Domestic ING Vysya Bank offers a wide range of products and services that cater to the domestic trade requirements of businesses across industries and segments. The bank provides financing solutions for domestic trade that allow optimisation of the working capital cycle and balance sheet management. These in turn enable businesses in extending better commercial terms to their customer and also negotiate better terms from suppliers. Contract/ Purchase Order Settlement (Payment/ Receipt) Domestic Trade Supply Chain Supply Chain Procurement or Sales

Letters of Credit O ING Vysya Bank issues domestic Letters of Credit to its customers for procurement of Raw Material and Capital goods from suppliers located anywhere in India. O ING Vysya Bank offers efficient Bill Collection services that ensures timely receipt of payments. Pro-active monitoring and deligent follow ups result in optimal control of outstanding. Bills Collection Bill Discounting under Letters of Credit O ING Vysya Bank provides financing through discounting Inland Bills drawn under Letters of Credit against compliant presentation and acceptance from the Letters of Credit issuing bank. This is provided against Letters of Credit issued by any of the schedule banks across country. O ING Vysya Bank provides integrated and structured financial solutions to supply and distribution channels of businesses. The bank extends financing to partners involved in comprehensive supply chain process (commodities to cash) right from conversion of raw material to finished goods. Vendor/ Payables Financing: A solution for financing purchases. Dealer/ Receivables Financing: A solution for extending credit for sales. Purchase Order Financing: A solutions for procurement by extending pre-shipment finance to suppliers and post-shipment finance for the procurement of raw material. Receivables Buyout: Buying out domestic sales receivables with, without and limited recourse. Supply Chain Guarantees O ING Vysya Bank s expertise lies in issuance of all forms of guarantees viz:- Financial, Performance, Bid-Bond, Advance Payment Guarantees on behalf of domestic and multinational businesses in favour of all types of beneficiaries, including government institutions. The bank through its project financing activities issues guarantees to foreign and domestic lenders on behalf of businesses which include guarantees issued in lieu of Debt Service Reserve Account (DSRA).

Trade Services - Exports Businesses carrying out cross-border trade face a wide range of risks and challenges. Once a sale has taken place, the process of making sure that the buyer gets the goods and the seller receives full payment on time is challenging, more so in times of economic downturn. ING Vysya Bank offers a wide range of export services and products designed to assist exporters not only in overcoming challenges, but also in seizing new business opportunities across the globe. Contract/ Purchase Order Pre-shipment Realisation Exports Post-shipment Sales & Delivery

Financing O ING Vysya Bank provides export credit for pre-shipment and post-shipment in Indian rupees and foreign currencies. Packing Credit Bills Negotiation Bills Purchase and Discounting O ING Vysya Bank is well positioned to efficiently handle Bills for Collection and co-ordinate for timely receipt of payments for its customers, as it possesses an expert team, vast network and years of expertise. Bills Collection Advising Letters of Credit, Standby Letters of Credit and Guarantees O ING Vysya Bank is well-positioned to advise Letters of Credit, Standby Letters of Credit and Guarantees received by exporters without any delay on the back of its own and correspondent bank network. O ING Vysya Bank assists exporters in Confirmation of Letters of Credit and Standby Letters of Credit, thereby assuring payments especially for exports to high risk countries and counterparties(subject to non-discrepant documents). Confirmation of Letters of Credit and Standby Letters of Credit Financing of Receivables under Letters of Credit O ING Vysya Bank discounts bills under Letters of Credit issued by overseas banks at competitive pricing with or without recourse to exporters. O ING Vysya Bank provides Confirmation on Letters of Credit drawn on High Risk Countries. This is backed by an exclusive arrangement with International Corporation (IFC) which enables wide coverage across globe. Trade with High Risk Countries Project Exports O ING Vysya Bank is an active participant in the area of Project Exports. Activities mainly involve extending fund and non fund based requirements of project exporters and related trade services. O ING Vysya Bank has one of the most active Treasury Sales and Advisory teams in India, equipped to provide effective solution to clients backed by best-in-class product and research capabilities. Treasury Capabilities

Trade Services - Imports Risk evaluation and mitigation is difficult while dealing with suppliers from unfamiliar geographies. ING Vysya Bank comes with rich experience in dealing across different geographies, through a wide network of branches across the globe led by professional staff with years of experience in this field. The Bank assures customers of a seamless delivery of product/services and also provides assistance in procurement from across various geographies. The Bank offers comprehensive range of Import products and services that meet requirements of customers across industries and segments. Contract/ Purchase Order Payment Imports Procurement

O ING Vysya Bank offers a wide range of offshore financing options to manage working capital requirements. These create interest rate arbitrage opportunities arising out of lower interest rates in overseas markets. Financing of Imports transactions are arranged through own and correspondent Bank network. Financing Buyers Credit Financing for Imports under Letters of Credit, Collection Documents and Open Account transactions at competitive pricing for various tenors. Suppliers Credit Suppliers credit can also be extended to importers to achieve other commercial objectives relating to a transaction. Importers can take informed decision on transaction based on due diligence carried out by ING Vysya Bank across its network. O ING Vysya Bank provides efficient Bill Collection services through close scrutiny of all relevant documents viz:- Bills of Exchange, stamping requirements on Bills of Exchange, Bills of Lading and other documents. Bills Collection Letters of Credit and Standby Letters of Credit O ING Vysya Bank issues Letters of Credit and Standby Letters of Credit facilities to customers for procurement of goods across the globe. Expert Assistance is extended in drafting of and issuance of Letters of Credit and Standby Letters of Credit. O ING Vysya Bank has one of the most active Treasury Sales and Advisory teams in India, equipped to provide effective solution to clients backed by best-in-class product and research capabilities. Treasury Capabilities